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1/ CURRENT ACCOUNT
Current account (non-term deposit) is a type of deposits which you can use actively with flexible time. Purpose: to conduct banking payment transactions, not interest.
2/ Term Deposit
A time deposit is a money deposit that cannot be withdrawn for a certain "term" or period of time (unless a penalty is paid). When the term is over it can be withdrawn or it can be held for another term. Purpose: Safe and high interests Used as pledge, guarantee to request for bank loans or financial commitment.
1/ Business and manufacturing loan for urgent capital demand 2/ Project loan
2/ Project loan
This is the solution to capital shortage to extend corporates business and manufacturing activities or invest in new projects. Benefits Loan term is middle to long period, and is regulated to match project duration. Extend loan term for developing projects to reduce repayment pressure for customers. Manage corporates working capital. Target customers: Organizations with having legally feasible investment projects.
Remittance
2/ Collection of payment
import er
(5a) (5b) (1)
export er
(7)
(2)
Collecti ng bank
(6)
(3)
Remitti ng bank
3/ Remittance
This method is widely used in cases of payment such as compensation, surplus, the terms of service .. Tasks of bank only transfer money, collect some fees, not be bound in payment.
1/ Import financing
Satisfy foreign currency demand for organizations to pay the costs of goods and services provided by foreign countries, contributing to meet the economic needs of society.
2/ Export financing
Help exporters get money immediately to meet the needs of the manufacturing operations of its business, thus ensuring that the import and export companies conducting business continuously.
Member
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