Family ë
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Times
Halloween Safety
Article from www.cdc.gov
Submitted by Carson Schefstad
Outreach Program Coordinator

Swords, knives, and similar costume accessories should be

short, soft, and flexible.
Avoid trick-or-treating alone. Walk in groups or with a
trusted adult.
Fasten reflective tape to costumes and bags to help drivers
see you.
Examine all treats for choking hazards and tampering
before eating them. Limit the amount of treats you eat.

Hold a flashlight while trick-or-treating to help you see and

others see you.
Always test make-up in a small area first. Remove it before
bedtime to prevent skin and eye irritation.
Look both ways before crossing the street. Use established
crosswalks wherever possible.
Lower your risk for serious eye injury by not wearing
decorative contact lenses.
Only walk on sidewalks or on the far edge of the road facing
traffic to stay safe.
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Director¶s Corner«««««« 2
Wear well-fitting masks, costumes, and shoes to avoid Newcomer¶s «.............................2
blocked vision, trips, and falls. ACS Directory«««««««..2
AFAP ««««««««..«.«.3
Eat only factory-wrapped treats. Avoid eating homemade
Financial Readiness««..«««4
treats unless you know the cook well.
Waiting Families««««««...5
Enter homes only if you're with a trusted adult. Otherwise, Employment Readiness««««5
stay outside. Volunteers«««««««««.5
Never walk near lit candles or luminaries. Be sure to wear Run for the Fallen«««««.....6
flame-resistant costumes.
Want to contribute? Need to advertise
an event, playgroup or activity? Submit
your composition now for next month!
 

 


As we say good-bye to summer and hello to fall, I want to take this opportunity to thank Operation
Homefront for supporting our military and civilian Families with school backpacks and school supplies. As the leaves
start falling from the trees and the temperature begins to drop, ACS will begin this fall season asking for delegates for
our annual AFAP conference, 4 Nov 2010 at the Community Club. Don¶t forget if you want to change Fort Hamilton
or Army Life submit your ISSUE for this year¶s Army Family Action Plan (AFAP) Conference! You can submit your
issue at ACS or in one of the Red Boxes in the Community!
If you are new to the Fort Hamilton Community we have our New Comer Orientation 28 October
0830-1400 which includes an opportunity to meet members in our Community, a tour of the installation and lunch at
the Fort Hamilton Community Club. ACS offers classes and workshops on Financial Readiness, Employment
Readiness and other programs and services which will enrich your life and your stay at Fort Hamilton. If you have free
time, come to ACS and volunteer, we always look forward to seeing you. As always www.MilitaryOneSource.com is
always at your fingertips for articles and resources about any topic regarding Military Life.

Carmen Borrero
ACS Director

ACS PROGRAMS & STAFF 



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Carmen Borrero
718-630-4457
Vincent DiMaira
718-630-4460

 


 
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Miguel Morales Miguel Morales Come to our Newcomer¶s
718-630-4471 718-630-4471
Orientation

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! Magda Lawrence October 28 beginning at 0830
John Mapes
718-630-4498
718-630-4754
In the ACS Conference Room
   

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   Madeline Pastorella
John Mapes 718-630-4462 Call Maddy to reserve your seat!
718-630-4498

 
 718.630.4754

   "    
Joseph Gamez Carson Schefstad
718-630-4756 718-630-4467

 " 
    
   
Madeline Pastorella Madeline Pastorella
718-630-4462 718-630-4462


" 
      

Joseph Gamez 




718-630-4756 Vincent DiMaira
718-630-4460

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718-630-4460 Carson Schefstad
718-630-4467
 Army Family Action Plan O
mssues That Matter to You
John Mapes
AFAP Program Manager
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What Are Mutual Funds?
Submitted by Miguel Morales
Financial Readiness Program Manager

A mutual fund pools the money of many investors to invest in a variety of stocks, bonds, and other
securities. Each fund has its own investment objective, with some funds investing more aggressively and
others more conservatively.

When you invest money in a mutual fund, you receive shares of the funds.
Each share represents an interest in the fund¶s portfolio and the value of your mutual fund shares will rise
and fall depending upon the performance of the securities in the portfolio.

While the returns of mutual funds are not guaranteed, they do offer many advantages, especially for the
inexperienced investor. Mutual funds allow you to invest in a variety of industries and investments, which
may be difficult to do individually without having large amounts of money to invest.

There are currently over 10,000 mutual funds available and each year many more are introduced to the
financial market. It is highly recommended that before you begin investing in a mutual fund; make yourself
conversant with the advantages and disadvantages of the investment vehicle. Have in place an investment
strategy that meets your financial goals and risk tolerance.

Experts recommend that before investing with any particular company you should request the fund¶s
latest annual or semi-annual report. These reports provide information on the fund¶s performance, also a
complete listing of the fund¶s holdings, and commentary from the portfolio manager. Another
recommendation is visit the company¶s website for comparison purposes.

More Information can be found by visiting the following web sites:

www.ftc.gov ; www.usaa.com ; www.yahoo.com investments.

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Candle Making Let us take you out!

October 16, 2010 Join other Gold Star Families for
2:00-4:00 p.m. A night of food, friendship and
fun!
ACS Conference Room Saturday, October 9, 2010
5:30 p.m.- 7:30 p.m.
Carmine¶s Legendary Family Style Italian
200 West 44th Street
New York, NY 10036

RSVP by October 6th

718-630-4467

 



The program provides a lab that operates as

³your office´ while you are developing your
job search campaign.

You will have use of the computer lab,

printer, and fax. We provide assistance with
the following:

‡Job Search
‡Career Assessment
‡One-on-One assistance on resume writing
‡CPOL Resumix assistance


 



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