Professional Documents
Culture Documents
DEVELOPMENT BANKS IN
INDIA
WHAT IS DEVELOPMENT
BANKS
A Development Bank is a polygonal
OBJECTIVES
Lay Foundations for Industrialization
Meet Capital Needs
Need for Promotional Activities
Help Small and Medium Sectors'
FUNCTIONS
Financial Gap Fillers
Undertake Entrepreneurial Role
Joint Finance
Refinance Facility
Credit Guarantee
Underwriting of Securities
FUNCTIONS OF A
DEVELOPMENT
BANK to its
Increase loans and equity investments
IFCI
The government of india set up the
OBJECTIVES OF IFCI
Promoted by new enterpreneurs
Based on indegenous technology
Which would result in substitution of
imports
Providing input for incresing agricultural
products
FUNCTIONS OF IFCI
OPERATIONAL
ACTIVITIES
Concessional finance to projects in
IDBI
The Industrial Development Bank of India
RBI
Market borrowing by way of bonds
Deposits and other borrowings
Repayment of past assitance by borrowers
Foreign currency borrowings from worid
banks
Asian development banks and
international markets
industries
Co-ordinating the working in institutions
engaged in financing
Undertaking market and investment
research
Providing technical and administrative
assitance
Subsidiaries
Operational Activities
Direct Assistance
Indirect Assistance
Refinance Schemes
Refinance Scheme for industrial
rehabilitation
Automatic Refinance Scheme
Refinance Scheme for modernisation
Bills Rediscounting Scheme
contd.
Soft loan scheme for modernisation
Seed capital assitance scheme
SFCs special share capital schemes
Development assistance fund(DAF)
ICICI
ICICI (INDUSTRIAL CREDIT AND INVESTMENT
OBJECTIVES OF ICICI
Assisting in the creation
Expansion
Modernisation of such enterprises
Encouraging and promoting the
FUNCTIONS OF ICICI
Assistance to industries
Provision of foreign currency loans
Merchant banking
Letter of credit
Project promotion
Housing loans
Leasing operations
SIDBI
Parliament.
Objective: Promotion, Financing & Development
of MSMEs and Co-ordinating Functions of
institutions engaged in similar activities.
Ownership : Public sector banks/FIs/Insurance
Cos owned or controlled by the Government of
India.
Structural Linkage: With Ministry of Finance and
Ministry of SSI.
Nodal Agency : For SME Schemes of GoI
OBJECTIVES
NABARD
National Bank for Agriculture and Rural
Development(NABARD) is an apex
development bank inIndiahaving
headquarters based
inMumbai(Maharashtra)and other branches
are all over the country.
OBJECTIVES OF NABARD
1 . To give financial assistance for
FUNCTIONS OF NABARD
Credit functions
Development functions
Regulatory functions
Apex institution for rural finance
Refinance institutions
Contribution of share capital
Investment in securities
Conversion and rescheduling facilities
Financial help to non agricultural sector
Training programs
Co-ordination of actvities
ACHIEVEMENT OF
NABARD
Short term assistance
long term assistance
Schematic lending
Assistance to less developed states
Assistance to non-farm sector
Rehabilitation programme
Assistance to research and development
projects
Credit plans under the new strategy
Integrated rural development programme
Regional rural banks
THANK YOU