1955 :Birth

of The
Industrial
Credit and
Investment
Corporation
of India
Limited
(ICICI)
1997:The name
The Industrial
Credit and
Investment
Corporation of
India Ltd
changed to
ICICI Ltd.
2000 :ICICI Bank
became the first
commercial
bank from India
to list its stock on
NYSE.
&
ICICI Bank
announces
merger with Bank
of Madura
2002 : ICICI Ltd merged with ICICI
Bank Ltd to create Indias second
largest bank

"E Lobby", a self-service banking
centre inaugurated in Pune. It was
the first of its kind in India.

ICICI Bank launched Private
Banking.

1100-seat Call Centre set up in
Hyderabad

ICICI Bank Home Shoppe, the first-
ever permanent aggregation and
display of housing projects in the
county, launched in Pune

ATM-on-Wheels, Indias first mobile
ATM, launched in Mumbai.
2004 : 8 to 8


First Bank to implement universal Banking Concept
Leading India Private Sector commercial bank
Second largest bank
Total assets of Rs. 3,674.19 billion
Network of 1,532 branches and about 4,816 ATMs in India and
presence in 18 countries.



Loan Schemes Up to 30 Lacs From 30Lacs to 75 Lacs Above 75 Lacs
ICICI Bank
Home Loan
Scheme I :10.15% (Fixed 1 yr)
Scheme II : 10.50% (Fixed
2yrs)
Scheme III : 10.50% (Fixed
3yrs)
then 10.15%
Scheme I :10.40% (Fixed 1 yr)
Scheme II : 10.40% (Fixed
2yrs)
Scheme III : 10.75% (Fixed
3yrs)
then 10.40%
Scheme I :10.40% (Fixed 1
yr)
Scheme II : 10.40% (Fixed
2yrs)
Scheme III : 10.75% (Fixed
3yrs)
then 10.40%
ICICI Bank Home Loan

One of the largest Home Loan financing company is ICICI Bank Home Loan. The attractive rate of
interests, simple documentation & fast processing makes the customer to take the Home loan from
them

ICICI Bank Home Loan offers you Home Loan for following purposes
1. Home Loan- If you want to purchase a new home then you can apply individually or jointly.
2. Home Improvement Loan- For your home improvement you can take the Home Improvement
Loan from ICICI Bank.
3. EMI Under Construction- EMI Under Construction helps you to make payments in EMI, in a
partly sanctioned loan for an under construction project.
4. Balance Transfer-ICICI Bank Home Loan gives you facility to transfer your running loan from
an other Bank
5. Top-Up Loan- ICICI Bank Home Loan facilitates the Top-Up Loan, an additional funding against
the security of your property.
Current Home Loan Interest Rates of ICICI Bank Home Loan



ICICI Bank
Home Loan
Scheme I :10.15% (Fixed 1
yr)
Scheme II : 10.50% (Fixed
2yrs)
Scheme III : 10.50% (Fixed
3yrs)
then 10.15%
Scheme I :10.40% (Fixed 1
yr)
Scheme II : 10.40% (Fixed
2yrs)
Scheme III : 10.75% (Fixed
3yrs)
then 10.40%
Scheme I :10.40% (Fixed 1
yr)
Scheme II : 10.40% (Fixed
2yrs)
Scheme III : 10.75% (Fixed
3yrs)
then 10.40%

Salaried Self employed
Age 21years to 65years 21years to 65years
Income Rs.1,44,000 (p.a) Rs.1,50,000 (p.a)
Loan Amount Offered 2,00,000 - 1,00,00000 2,00,000 - 2,00,00000
Tenure 5years-20years 5years-20years
Current Experience 1years 3years
Processing Fee
0.5% of loan amount as
Administrative Fee or Rs.
2,000, whichever is higher
0.5% of loan amount as
Administrative Fee or Rs.
2,000, whichever is higher
Documentation
1) Application form with
photograph
2) Identity & residence proof
3) Latest salary slip
4) Form 16
5) Last 6 months bank
statements
6) Processing fee cheque
1) Application form with photograph
2) Identity & residence proof
3) Proof of business existence
4) Profile of the Business
5) Last 3years ITR
6) Last 6 months bank statements
7) Processing fee cheque

Documentation required for ICICI Bank Home Loan
DOCUMENTS REQUIRED IN HOME LOAN


Generally the documents required to processing your loan application are
almost similar across all the banks; however they may differ with various
banks depending upon specific requirement etc. Following documents are
required by financial institutions to process the loan application:
Age Proof
Address Proof
Income Proof of the applicant & co-applicant
Last 6 months bank A/C statement
Passport size photograph of the applicant & co-applicant
In case of Salaried
Employment certificate from the employer,
Copies of pay slips for last few months and TDS certificate
Latest Form 16 issued by employer Bank statements
In case of Self-employed
Copy of audited financial statements for the last 2 years
Copy of partnership deed if it is a partnership firm or copy of
memorandum of association and articles of association if it is a company
Profit and loss account for the last few years
Income tax assessment order
TYPES OF HOME LOAN
There are different types of home loans available in the market to cater
borrowers different needs.
Home Purchase Loan: This is the basic type of a loan which has the purpose of
purchasing a new house.
Home Improvement Loan: This type of loan is for the renovation or repair of the
home which is already bought
Home Extension Loan: This type of loan serves the purpose when the borrower
wants to extend or expand an existing home, like adding an extra room etc.
Home Conversion Loan: It is that loan wherein the borrower has already taken
a housing loan to finance his current home, but now wants to move to another
home. The Conversion Housing Loan helps the borrower to transfer the existing
loan to the new home which requires extra funds, so the new loan pays the
previous loan & fulfills the money required for new home.
Bridge Loan: This type of loan helps finance the new home of the borrower
when he wants to sell the existing house, this is normally a short term loan to the
borrower & helps during the interim period when he wants to sell the old house &
want to buy a new one, It is given till the time a buyer is found for the old house.
Home Construction Loan: This type of loan taken when the borrower wants to
construct a new house.
Land Purchase Loan: It is that loan which is taken to purchase a land for
construction & investment purposes.