CANARA BANK

TOGETHER WE CAN


PRESENTED BY :

Aaditya Bhartiya
Nikita Shadija
Nija Pillai
Rahul Padave
Roma Raghani
Sayli Chavarkar
Trupti Atre


FOUNDER OF CANARA BANK

Sri Ammembai subba Rao Pai
(1852-1909)


"A good bank is not only the financial heart of the community, but also one
with an obligation of helping in every possible manner to improve the
economic conditions of the common people" - A. Subba Rao Pai.
.
FINANCIAL
PERFORMANCE
5943
5890
6796
3283
2872
2438
0
1000
2000
3000
4000
5000
6000
7000
8000
2011-12 2012-13 2013-14
Operating Profit Net Profit
Rs. in Crores
ANALYSIS OF DEPOSITS
327054
355856
420723
0
50000
100000
150000
200000
250000
300000
350000
400000
450000
2011-12 2012-13 2013-14
DEPOSITS
Rs. in Crores
ANALYSIS OF ADVANCES
232490
242177
301067
0
50000
100000
150000
200000
250000
300000
350000
2011-12 2012-13 2013-14
ADVANCES
Rs. in Crores
COMPOSITION OF INCOME
24%
65%
9%
2%
INVESTMENTS
LOAN AND
ADVANCES
NON INTEREST
INCOME
OTHERS
COMPOSITION OF
EXPENDITURE
83%
10%
7%

INTEREST
EXPENDITURE
STAFF COST
OTHER OPERATING
EXPENDITURE
Major Competition
Public Banks
State Bank of India
Bank of India
Bank of Baroda
Central Bank of India
Union Bank of India
Andhra Bank
Dena Bank
Allahabad Bank
And many others

Private & Foreign banks
HDFC
Axis Bank
Standard Chartered
HSBC
Yes bank
Barclays bank
Deutsche Bank
And many more

FOREIGN BRANCHES OF
CANARA BANK
UNITED KINGDOM

CHINA

HONGKONG

BAHRAIN

UNITED ARAB EMIRATES

RUSSIA

Marketing using four ps:

PRODUCTS:
Investment Banking

Commercial Banking

Retail Banking

Private Banking

Asset Management

Mortgages

Credit Cards
PRICE:
FACE VALUE - RS 10

BSE - 254.10

NSE - 254.30

DIVIDENT - 110%

CODE:
BSE - 532483

NSE - CANBK

ISIN - INE476A01014


PESTLE ANALYSIS:
POLITICAL FACTORS:


Focus on regulation of government

Budget and budget measures

Foreign Direct Investments limits
ECONOMIC FACTORS:
Monetary policy for example: Repo rates, C.R.R, Reverse repo rate

GDP

Interest rates

Inflation rate

Saving and Investment
SOCIO-CULTURAL FACTORS:
Traditional Mahajan Pratha

Change in life style

Population

Literacy rate
TECHNOLOGICAL FACTORS:
Auto Teller Machine

Credit card facility

Automatic Voice recorder

It services and Mobile banking
LEGAL FACTORS:
Banking regulation act

Intervention by RBI
ENVIRONMENTAL FACTORS:
Indian economy has registered a high growth for last three years
and is expected to maintain robust growth rate as compared to
developed and developing countries. Banking industry is
directly related to the growth of the economy.

The Growth rate of different industries were :

Agriculture : 18.5%
Industry : 26.3%
Services : 55.2%

STRENGTH
WEAKNESS
1. Innovative schemes
2. Technologically advance
4. Canara bank has employed over 44,000 people
5. Canara bank made a partnership with UNEP to initiate a successful
solar loan programme
1. Inadequate Publicity
2. Low International presence
3. Customer service is lesser as compared to other banks


OPPORTUNITY


1. Rural and social banking
2. Agriculture based consultancy
THREATS
1.Highly competitive environment
2. Changing government and RBI policies
GOALS FOR FY14





PLANS



Thrust on Retail Business- CASA, retail deposits/advances,
recovery and fee income and asset quality.
Technology and business process reengineering.
The Bank aims to reach an aggregate business figure of
more than `7 lakh crore, with approximate deposit growth of
15% and advances growth of 24%.
Plans to take the number of branches from 3728 to 5000 and
number of ATMs from 3526 to 10,000 by Mar2015.
Plans to open branches at 9 overseas centres- Johannesburg
(South Africa, License already received), Sao Paulo (Brazil),
Dar-es-Salaam (Tanzania), Tokyo (Japan), Abuja (Nigeria),
Jeddah (Saudi Arabia), Qatar Financial Centre (Qatar),
Frankfurt (Germany) and New York (USA) by Mar2015.