Group Members

Aafaq Ali (21321)

Ayaz-bin
History

From January 01, 2011, Summit Bank Ltd
and Atlas Bank Ltd have officially merged
The Bank has a network of 80
branches/Sub Branches
All branches are Online
Vision & Mission
vision
To be the preferred provider of financial products &
services to the markets
Mission
To be a financial institution based on Trust,
Integrity, and Good Governance.
To deliver financial solutions to our customers.
To provide fair return to our shareholders on
their investment.
To serve the community at large.


Products and services
Deposit
Summit family saving
account


Mobile balance
recharge service
Prepaid cards
ATM Withdrwals
Personal Accidental
Insurance
Bance-Insurance
Amanat Cash
U-fone Mobile
Banking

Current Account:
A non interest bearing account.
Starter cheque book issued as the account is opened.
Unlimited free of cost transaction facility.
No deduction of Zakat.
Choice of periodic statements (on monthly, quarterly,
half-yearly and annual basis) by post.
Access to your account statement anytime through our
e-banking facility.
Account transaction information through SMS.
Free issuance of ATM card.
Withdraw of cash through large network of ATMs.

PLS Saving Account:
Starter cheque book issued as the account is opened.
Non-maintenance of the minimum average balance.
Choice of periodic statements(on monthly, quarterly,
half-yearly and annually basis) by post.
Access to your account statement anytime through our
e-banking facility.
Account transaction information through SMS.
Free issuance of ATM card.
Withdraw of cash through large network of ATMs.

Daily Product Account:


money begins earning interest as soon as
you make a deposit.
Interest is calculated on your daily closing
balance.
The minimum amount required to open
this account is Rs.25,000/-
Term Deposits:
Term Deposits are offered to Individuals ,
Minors , Charitable Institutions, Provident
Fund & Other.
Institutions who have the intention of
retaining their deposits for a fixed period
for earning a higher rate of profit.

Hamara Summit Family Savings
How it Works
What you get
Eligibility
Special Benefits
Free ATM Card.
Monthly Profit to be credited in Depositor's
Account and can be withdrawn through Cheque
or ATM free of charge.
Deposit will be rolled over on maturity for same
period at rates prevailing at the date of maturity,
unless otherwise requested by the customer.
Free GSM Services [Customer will have an
option to be informed of each transaction made
in his/ her account via sms.
Free online Banking.
Free Issuance of Pay Orders and Demand
Drafts.

Mobile Balance Recharge Service
Summit Bank presents Mobile Balance
Recharge Service; the first, easiest and
quickest way of recharging yours and your
friend's and family's (FnF) mobile airtime
for any network, anywhere, anytime
You can recharge your cell in two ways;
Text Message
Call Center
Via SMS
From a Registered Cell / mobile number
with the bank, send SMS to 0331
3040380
Write: mr <space> first and last digit of
the mobile network <space>, amount
(for e.g for UFONE customers: mr ue
100)
(or for WARID customers: mr wd 100)


For FnF
Write - mr <space> first and last digit of
the mobile network <space>, amount
<space> number of friend or family
(for e.g for UFONE Customers: mr UE
100 0333 xxxxxxx)
Send to SMS number 0331 3040380
Limit to Recharge
Daily Mobile Balance Recharge
transaction limit via SMS is 5
transactions.
Daily Mobile Balance Recharge amount
via SMS is Rs. 5,000/-

Via Call Center
1.Just call Summit Bank at 0800 24365
2.Provide your Account number & verification to our
Phone Banking officer. (PBO)
3.Request the PBO for the Prepaid Electronic
Voucher for mobile network of choice.
4.The PBO will instantly log your request (Maximum
top up value via Call Center is Rs. 100/-).
5.Customer will receive PIN code on their registered
cell number via SMS.
6.The denomination amount will automatically be
deducted from your account.


Summit Bank Prepaid Cards
The Summit Bank Prepaid Card is a
stored value card that can be used for a
wide range of payment purposes at all
major merchant outlets across the city
Being equipped with convenient re-
loadable features, this multi-purpose
prepaid card is tantamount to carrying an
electronic purse.


primary account holders can recharge
their balances at any time of the day
The colorful and personalized look of the
card makes it an excellent gift item - much
more glamorous than impersonal
envelopes of cash.
while the prepaid card can be used by all
household members, it carries special
deals and privileges for the younger
members, Making it especially exciting for
children and teenagers
Other Features
Local Acceptability at Key Merchant Outlets
No Transaction Fees for purchases
On line shopping Facility
Emailing Facility linked through the web portal
Blogging Facility linked through the web portal
Chatting Facility linked through the web portal
Fun and Learning linked through the web portal
Downloading Entertainment & Education
through the above web portal

ATM withdrawal insurance

10 km / 1 hour Feel Secure While Banking with
Summit Bank. Summit Bank believes in giving
you a complete sense of security in case of an
unforeseen eventuality. With our ATM
Withdrawal Insurance, you are provided
protection at all 1 Link ATMs - 24 hours a day,
365 days a year.
The policy covers for 1 hour and or radius of 10 Km
for the loss of cash by a way of armed holdup or
forced deprivation from the card holder by using the
ATM withdrawal server only.
Limit of Liability per card Rs 25,000/-. Deductible is
10% of sum covered on each and every loss
Average balance in Current Account - minimum Rs
25,000/- or Rs 50,000/ in Regular PLS Savings
Account for at least 6 consecutive months.
*Terms and Conditions apply
Personal Accidental Insurance:
"Personal Accidental Insurance" cover
offers you insurance coverage 24 hours a
day, 365 days a year at a low premium.

Summit Bank Limited and Pak Kuwait
Takaful Company Limited present to you
the "Personal Accidental Insurance" cover


Coverage:
Accidental Death,
Permanent Disablement,
Temporary Partial Disablement and
Medical Expenses

Amanat Cash:
The main focus of Summit Bank is to
facilitate the flow of remittances sent home
by non-resident Pakistanis
Amanat Remittance Service is *FREE*.
Summit Bank is the pioneer in Pakistan
with the Home Remittance service of a
kind.
Automatic delivery of home remittances in
beneficiary account/over the counter
system in real time.
Development of reliable ATM Network to
withdraw cash.
Development of integrated and secured
payment system.
U-fone Mobile Banking:
Summit Bank has partnered with Ufone, to
provide a wide range of banking services to all
Summit Bank account holder.
What is Summit Bank Offering on Mobile
Banking?
Summit Bank offers its customers Round-The-
Clock Mobile Banking service.
All facilities can be accessed through a
traditional mobile phone . Simply dial the short-
code *808# to get started

Key Features available on Summit Banks
Mobile Banking:
Airtime Top-ups (for Pre-Paid subscribers
of Ufone)
Airtime Distribution (for Post-Paid
subscribers of Ufone)
Utility Bill Payments
Balance Inquiry