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statistics
16 15,2
average14,3
14
12,4 12,7 12,7
12,1
12 11,4 11,6
10,6 10,6
9,6 9,9
10
8,6 8,6 8,4
8 7,6 7,5 7,4
7,0
6
94 95 96 97 98 99 00 01 02 03
Source: National Safety Council; Insurance Information Institute 2005 Fact Book, p. 109.
Fatality Rate by Sex of Drivers
Involved in Auto Crashes, 1994-
2003
30 Fatalities per Billion Miles Driven
27 27 27 Female Male
Fatalities per Billion Miles Driven
25 25
25 24 24
22 22
20
18
17 17 17
16 16
15
15 14
13 13
12
Males are
10 involved in
61% more
likely to be
5 killed in an
94 auto
95 accident
96 97 98 99 00 01 02 03
Source: National Safety Council; Insurance Information Institute 2005 Fact Book, p. 109.
Accidents by Age of
Driver, 2003
Percent of Total Drivers Share of Accidents
22,1%
25%
Teens account
20,8%
20,7%
18,3% for just 5% of
17,8%
drivers but
17,3%
20% 22% of
15,8%
accidents! But
13,3%
people 35-44
12,5%
15% represent 21%
of drivers but
just 16% of
8,4%
8,2%
accidents
7,0%
10%
6,5%
4,8%
3,6%
2,9%
5% most likely to be
involved in accident
than the elderly (but
0% elderly more likely to
Under 20-24 25-34die 35-44
in crash)
45-54 55-64 65-74 75+
20 Source: National Safety Council; Insurance Information Institute
Texas Auto: Average Loss per
Policy (by Credit Score Decile, Total Market)
Average Loss = $695
$1.000
Interpretation:
Avg. Incurred Loss per Policy
$918
Those with poorest credit
$900
$846
scores generated incurred
losses 65% higher those
$791 with the best scores
$800
$707 $703
$700 $668 $681
$631
0,2 18%
those with the best scores
9% 10% had loss experience that was
0,1 19% below average
3%
0%
0,0
-0,1 -7%
-11%
-14% -15%
-0,2
-19%
-0,3
No 607 659 693 722 748 774 802 837 894 997
Hit/Thin
File Score Range
Source: EPIC Actuaries, June 2003
Teen Drivers Crash
Statistics
• 2006 – Over 43,000 Killed In Crashes
Nationwide
• 2006 – Over 770 Killed In Crashes In
NJ
• 2006 – Over 300,000 Crashes
Reported In NJ