Housing Development Finance Corporation

Study About
MAJOR PLAYERS IN INDIA ABOUT HDFC BANK PROFILE OF HDFC BOARD OF DIRECTORS OF HDFC NETWORK OF HDFC PRODUCT & SERVICES OF HDFC SWOT ANALYSIS OF HDFC

History of Banking
A bank is a financial institution that serves as a financial intermediary. It came in 14th century Bank are known by different name in different country as like banque in French , banc in German , banca in Italian etc. which means a bench counter . Which used to exchange the monetary values

Major Players in India

State Bank of India HDFC Bank ICICI Bank HSBC Bank IDBI Bank City Bank Axis Bank Punjab National Bank Union Bank of India Dena Bank etc.

About HDFC Bank

Founded in 1977 by Hasmukh bhai Parakh HDFC Bank was incorporated in August 1994 The Bank started operations as a scheduled commercial bank in January 1995 under the RBIs liberalization policies It is the first in new generation commercial banks Registered office in Mumbai, India Promoted by HDFC, the parent company Listed in NSE, BSE, NYSE etc.

Introduction
HDFC Bank began operations in 1995 with a simple mission : to be a World Class Indian Bank. Their business philosophy is based on four core values Customer Focus, Operational Excellence, Product Leadership and People.

Profile of HDFC Bank

Type : Public Founded : August, 1994 Headquarters : HDFC Bank Ltd, Mumbai, India Industry : Banking, Insurance, Capital Markets and allied industries Products : Loans, Credit Cards, Savings, Investment vehicles, Insurance etc. Net revenue : Rs.24628.38 crores (2011) Net income : Rs. 4017.69 crores (2011) Employees : 55752(2011) Website : www.hdfcbank.com

Board of Directors of HDFC

Mr. Aditya Puri- CEO & Managing director Mr. Jagdish Kapoor - Chairman of HDFC Bank. Mr. Harish Engineer- Executive directors Keki Mistry- Managing Director Mr. A Rajan- Country Head-Operations Mr. Rahul Bhagat- Vice president

Network of HDFC
It has 2000 branches in India It has 6520 ATMs in the country It is spread 996 cities in India All branches are OLRT connected Representative offices in Hong Kong, New York, London & Singapore

Product & services

Travellers' Cheques credit card home loan personal loan Foreign Currency Cash Foreign Currency Demand Drafts Cheque Deposits Remittances Trade Services Mutual funds Insurance

Some of the products are:

Education Loan: Amount limits: Get Education Loan up to Rs. 10 lakh and unsecured lending up to Rs. 7.5 lakh. No collateral will be required for loans up to Rs. 7.5 lakh tenure limits : 15 years

 HDFC Bank Regular Saving Account: Wide network of branches and over 11000 ATMs to meet all your banking needs, no matter where you are located. facilities like: Net banking, mobile banking, debit card, personalised cheque, Safe Deposit Lockers, etc.

 Womens Savings Account: Free cash withdrawal and balance enquiry at all HDFC Bank ATMs and non-HDFC Bank domestic ATMs Easy Shop Woman's Advantage Debit Card with a host of benefits like:
Re.1 Cash back for every Rs 200/- spent Personal Accident Death Cover of Rs 2 lacs

Transaction limit of Rs. 25,000 per day for cash withdrawal and shopping limit of Rs. 40,000 per day.

 HDFC Bank Health Suraksha:

Time Period: one or two years. Bonus: cumulative bonus. Included Health check up: HDFC ERGO Health Suraksha will provide for at the cost of a health check up if you have completed 4 years without making a claim. Service Points: You can make cashless claims across more than 4000+ network hospitals around the world. Tax Benefits

HDFC charge sheet

Charge sheet -

SWOT Analysis of HDFC Opportunities

Strengths Support of various promoters High level of services Knowledge of Indian Markets Brand name Growing Indian banking sector. People are becoming more service oriented In the global market. Adding new Branches and ATMs Threats From various competitors Foreign banks -govt. banks Future market trends Employees strike

Weaknesses Minor hindrances Lags modernization

PRESENTED BY:KARISHMA J CHANDARANA COURSE:- MBA

ROLL NO.:- 20 COLLEGE :- SSR IMR

PRESENTED TO:- NATASHA MAM.