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5 min read

The Smart Way to Pay Taxes on Retirement Savings

TAX SEASON IS COMPLICATED enough without your having to worry about retirement planning. But if you want to maximize your future spending money, this is exactly the right time to review the taxes you’re paying—or not paying—on what you’re saving. Just ask Phil Holthouse, co-founder of Los Angeles accounting firm Holthouse Carlin & Van Trigt. You should never “let the tax tail wag the investment dog,” he says, but that doesn’t mean you should ignore the issue, either. “No one wants to pay more than the law requires, but a lot of people do,” he says. Structuring your retirement accounts with t
4 min read

5 Things To Know About Trump's Delay Of The Financial Adviser Rule

The Obama administration created a rule to protect millions of American workers saving for retirement. President Trump has delayed this so-called fiduciary rule, which requires financial advisers to put consumers' best interests ahead of their own. A battle over the rule is likely to continue in the courts. In the meantime, here's what you need to know. Today was supposed to be the day you knew you could trust your financial adviser Monday was the deadline for the industry to comply with a new rule crafted by the Obama administration to protect Americans saving for retirement. Obama's economic
5 min read

How Do You Open an IRA? Your Guide to Start Saving for Retirement — in 30 Minutes or Less

Maybe your job doesn't offer a 401(k)? Or maybe you like your plan at work, but want to save even more money — and get cool tax perks. Either way, an individual retirement account might be right for you. If you haven't filed your 2016 tax return yet, you've still got until April 18 to get moving on an IRA contribution that might lower your tax bill. Unlike a 401(k), an IRA will follow you no matter where you work. That's nice because you don't have to roll the account over — which can be kind of a pain. Both the traditional IRA and the Roth IRA also come with tax benefits.  Retirement accounts
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From the Editors

Key to a stress-free retirement…

If you’re close to retirement or in the early stages and worrying if you’ll have enough money for the rest of your life, this guide from personal finance expert Jane Quinn is an essential read. Whether you need in-depth advice on revenue sources like social security, or you want an overall checklist of what you should do, Quinn has all the reassuring answers.