Professional Documents
Culture Documents
DEADLINE
FOR
ORDERING
THE
MAY ISSUE:
Sharon Cardwell
REALTOR
Dear Friends: Our Front Range spring real estate market is looking better than it has in several years. One of the indications of a market that is improving is that buyers are back in the market, and we now need more inventory of homes for sale! So if youve been on the sidelines waiting for the market to improve, the time has arrived. The decision to buy or sell a home is a serious issue, and one that requires a comprehensive analysis of the facts. As a Colorado real estate professional, I welcome the opportunity to provide you with the kind of detailed, current information youll need to make the best decision. So call me and lets talk specifics. Theres no cost or obligation, and Im certain youll be surprised at the depth of details I can provide. From Cinco de Mayo, to Memorial Day, and Mothers Day in between, heres wishing you a fun month of celebrations.
HAPPY MAY!
Sharon
Office: (303) 777-2222 Cell: (303) 567-2380 Fax: (303) 772-3277 Email: SCardwell@comcast.net Web: www.SCSellsHomes.com
NewsBriefs
A windfall of $25 billion from five of the nations largest lenders is going to make a huge difference to many homeowners and the homeless in Colorado. The money is a result of an out-of-court settlement over abusive foreclosure practices. Colorados total compensation will be $205 million, but will come in a variety of ways, of which $51 million will be in hard cash. The bulk of the money is intended to help homeowners refinance or modify loans to avoid foreclosure. A recent report issued by CoreLogic noted that 41 states reported higher rates of 90-day delinquent loans than Colorado. The 8 states reporting lower rates than Colorado were: Virginia, West Virginia, Montana, Alaska, Wyoming, Nebraska and North and South Dakota. Florida leads the nation in mortgage delinquencies at 17.4% of all home mortgages in the state. This figure compares to 4.1% in Colorado, and 7.2% nationally.
The Colorado Housing and Finance Authority (CHFA) and 13 housing counseling agencies have been awarded a $889,254 grant from the NeighborWorks Americas National Foreclosure Mitigation Counseling (NFMC) Program to continue their work making housing counseling available to Colorado homeowners at risk of foreclosure. Since 2008, NeighborWorks America has awarded CHFA and its partners over $6.3 million through the NFMC program. These funds have helped more than 13,000 Colorado households receive free, HUD-approved counseling from agencies located across the state. How much has Colorados population grown in the past 10 years? According to recent statistics released by the Colorado Demography Office of the Division of Housing, our state population grew 15.4% in the 10 years covering 2001 through 2010. Out of 64 counties in Colorado, exactly 50%, or 32 counties, experienced double digit growth in the past 10 years.
Its May in Colorado and that means more time outdoors enjoying the beautiful, sunny weather. Unfortunately, warm weather also brings about an increase in home burglaries, so lets take a quick look at not only some interesting burglary statistics, but some simple ways you can help prevent your home from becoming a target. Since the highest percentage of home burglaries occur during the summer months of July and August, when many people are away from their homes on vacation, or have left windows open for ventilation, now is a great time to institute a plan for protecting your home and your family. On average, a burglary occurs approximately every 15 seconds in the U.S., and results in an average loss of about $1,600 dollars. Here are some other interesting statistics: Most burglaries occur between 9 a.m. and 3 p.m. 80% of burglars enter your home through a door, not through a window. Burglars will normally try to break in through the back of the house, or wherever is least visible to the rest of your street, so if they do break a
window, it will most likely be one on the first floor in the back of your house. The average burglary is over in less than 12 minutes. Burglars are looking for items that are small and expensive and easily converted to cash. Their favorite items include: cash, jewelry, laptops, guns, digital cameras, and small electronics (Ipods, GPSs, PDAs MP3s and CDs). Preventative Steps: Since burglars spend an average of just 60 seconds attempting to break in, the best way to help protect your home is to delay them for 90 seconds or longer so they get nervous and leave. Here are five no- and low-cost preventative burglar tips: 1) Dont make it easy. Lock your doors and windows. 2) Upgrade to a heavy-duty strike plate on your exterior doors. 3) Insert a wooden stick into the door track of sliding glass doors to prevent opening. 4) Put exterior lights on timers. 5) Buy motion sensors for exterior lights, especially at the rear of the house. If youd like to see what crimes, if any, have occurred in any neighborhood, check out: https://www.crimereports.com.
COLORADO CORNER
A Colorado Quiz
Last month, Colorado opened the doors to its newly completed HISTORY COLORADO MUSEUM at 12th and Broadway in Denver. Its an amazing museum--and one which you should plan to visit soon. In the meantime, heres a fun little trivia quiz about our state: 1. What is Colorados state motto? a) Nothing without providence. b) All for our country. c) Our liberties we prize and our rights we will maintain. 2. Whats our highest mountain? a) Mt. Elbert b) Mt. Evans c) Pikes Peak 3. What is our state nickname? a) The Golden State b) The Centennial State c) The Rectangular State 4. In what year was Colorado admitted to the union? a) 1898 b) 1888 c) 1876 5. The C on our state flag is filled with gold. What does this color represent? a) The autumn color of aspen trees b) Gold mining of Colorado c) Our abundant sunshine 6. What is our state bird? a) Mockingbird b) Lark Bunting c) Brown Thrasher 1) a 2) a 3) b 4) c 5) c 6) b 7) a 7. Colorado has a higher mean elevation than any other state. What is our mean elevation? a) 6,800 feet b) 4,600 feet c) 7,100 feet
GREEN IDEAS
FOR THE
COLORADO HOMEOWNER
A Safer Home:
"What were you thinking? Answer me when I talk to you! Don't talk back to me!"
Mothers teach us about TIME TRAVEL.
"If you don't straighten up, I'm going to knock you into the middle of next week!"
Mothers teach us about STAMINA. Mothers teach us FORESIGHT.
"You'll sit there until all that spinach is gone." Make sure you wear clean underwear, in case you're in an accident."
Mothers teach us about WEATHER.
"If I told you once, I've told you a million times. Don't exaggerate!"
Mothers teach us HOW TO BECOME AN ADULT. Mothers teach us about our ROOTS.
"If you don't eat your vegetables, you'll never grow up." "Shut that door. Do you think you were born in a barn?"
And our mothers teach us about JUSTICE.
"One day you'll have kids, and I hope they turn out just like you!"
Front Range freeways are everywhere today, but can you name the very first one in the metro Denver area? And where did it lead?
COLORADO TRIVIA
The first limited-access auto freeway in the metro area was West Sixth Avenue. It was built during World War II and went from downtown Denver to the Federal War Production plant near Golden.
flowers. Whether pouring from a hanging basket, in berms, beds, or along the walkway leading to a front porch, flowers are a cost-effective way to make a big impact. 4. If youve got dead spots under large trees, quit fighting the lawn and plant shade-loving flowers around the base of the tree. Another option is to apply mulch around the tree base. Covering the dead spots will make your entire yard look healthier. 5. As long as its working, we tend to ignore our garage door. But, replacing an old, dilapidated garage door will not only improve your energy efficiency and enhance home safety, it will dramatically improve the way your home looks. 6. Replacing outdated, rusty light fixtures, old door handles and kick plates adds a handsome touch to your home and improves your
homes first impression. 7. If you have your own mailbox in front of your home, does it need straightening? Will neighborhood rules allow you to replace it with something more stylish? At the very least--plant flowers around the base. 8. Is your front door dull? Add a fresh coat of paint, replace it with one that adds personality, or just get it sparkling clean. 9. Trim trees, shrubs and bushes to present a well-manicured landscape. 10. Break up a flat, boring yard with a berm that integrates plants, mulch, stone or trees. If youd like a no-cost, no-obligation discussion of your home, its market value, and ways to increase your homes overall appeal to potential buyers, dont hesitate to call and lets talk.
SNAPSHOT OF MY BUSINESS PHILOSOPHY: Take service and professionalism to new heights when it comes to helping my clients achieve their Colorado real estate goals.
YOUR
Sharon Cardwell
REALTOR, GRI
American Home, Inc. 98765 West Iliff Avenue Lakewood, CO 80228 Office: (303) 777-2222 Cell: (303) 567-2380 Fax: (303) 772-3277 E-mail: SharonC@comcast.net Website: www.SCSellsHomes.com