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A PROJECT REPORT ON FINANCIAL PLANNING FOR INDIVIDUAL INVESTOR AT KARVY STOCK BROKING LTD.BRANCH YAVATMAL [IN PARTIAL FULLFILLMENT OFMASTER OF BUSINESS ADMINISTRATIVE] SUBMITTED T0:UNIVERSITY OF PUNE BY: Santosh Premdas Rathod MBA 2 nd (Finance)UNDER GUIDENCE OF: Dr. F.C. Mahajan SHRI. D.B. PAWAR COLLEGE OF MANAGEMENTMANUR, KALWAN, NASHIK.YEAR 2009-11.

2 ACKNOWLEDGEMENT I would like to express my sincere thanks to my Director, Dr. F. C. Mahajan for givingme the opportunity to be a part of an esteemed institution and without his support this projectwould not have been possible.A successful project can never be prepared by the single effort of the person to whom project is assigned, but it also demand the help and guardianship of some conversant person whohelped the undersigned actively or passively in the completion of successful project .In this context as a student of Shree Dhondu Baliram Pawar college of management, Manur,Kalwan, Nashik. I would first of all like to express my gratitude to Mr.Shahezaad Pathan for as-signing me such a worthwhile topic FINNANCIAL PLANNING FOR INDIVIDUAL INVES-TOR. During the actual project work, Mr. Shahezaad Pathan & Mr. Farukh Sheikh have been asource of inspiration through their constant guidance; personal interest; encouragement and help.I convey my sincere thanks to them.Mr. Shahezaad Pathan (Branch Head), Mr. Farukh Sheikh, Mr. Abhijeet, Mr. Vishalfor their invaluable guidance, keen interest cooperation inspiration, and of course moral supportthrough my project session.SANTOSH P. RATHODM.B.A

3 TABLE OF CONTENTS Content Pg No1. Company Profile 5a. Introduction 6 b. Company Alliances 7c. Company Achievem ent 8d. Group of company 112. Need Of the Study 123. Financial System An Overview 164. Financial Instrument. 21a. Investment In Other Market 231.Tresury bills 242.Certif icate of Deposits 243.Commercial Papers 254.Inter Corporate Deposit 255.Term D eposit 266.Govt. Securities 26 b. Investments in Capital Market 271.Bonds 282.Share Market 293.Portfolio Investments 314.Fixed Deposit 435.Insurance 446.Tax Planning 547.Mutual Fund 618.Commodity 715. Analysis & Interpretation 766. Conclusion 807. Recommendation 818. Bibliography 82

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COMPANY PROFILE NEED OF THE STUDY:CERTIFICATE OF DEPOSITS TERM DEPOSIT SHARE MARKET PORTFOLIO INVESTMENT INSURANCE:TAX PLANNING MUTUAL FUND ANALYSIES & INTERPRETATION CONCLUSION RECOMMENDATIONS

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