Monthly Home Budget

January 7, 2009
Summary
Totals Actual Budgeted Over/Under
Income 3,267.45 3,750.00 482.55 under
Expenses 3,267.45 3,071.88 195.57 over
Income less Expenses 0.00 678.12 678.12 over

Income
Income Source Actual Budgeted Over/Under
Salary 1 3,750.00 3,750.00 at budget
Salary 2 at budget
Investment at budget
Stocks and bonds at budget
Other at budget
Total income 3,750.00 3,750.00 at budget

Expenses
Withholdings Actual Budgeted Over/Under
Federal income tax 105.00 105.00 at budget
State income tax 0.00 0.00 at budget
FICA 286.88 286.88 at budget
Medical 100.00 100.00 at budget
Dental 125.00 50.00 75.00 over
Other at budget
Total withholdings 616.88 541.88 75.00 over
Percent of expenses 18.88% 17.64%

Finance Payments Actual Budgeted Over/Under

Credit card 1 77.50 50.00 27.50 over
Credit card 2 at budget
Credit card 3 at budget
Credit card 4 at budget
Student loan at budget
Auto loan 275.00 275.00 at budget
Home mortgage 1,240.00 1,240.00 at budget
Personal loan at budget
Total finance payments 1,592.50 1,565.00 27.50 over
Percent of expenses 48.74% 50.95%

Fixed Expenses Actual Budgeted Over/Under

Property taxes 65.00 65.00 at budget
Other taxes at budget
Charitable donations at budget
Auto insurance 125.00 125.00 at budget
Home insurance 125.00 100.00 25.00 over
Life insurance 25.00 25.00 at budget
Medical insurance at budget
Cable TV 50.00 25.00 25.00 over
Telephone 66.98 50.00 16.98 over
Utilities 125.10 150.00 24.90 under
Total fixed expenses 582.08 540.00 42.08 over
Percent of expenses 17.81% 17.58%

Variable Expenses Actual Budgeted Over/Under

Household 15.00 50.00 35.00 under
Groceries 225.00 200.00 25.00 over
Auto upkeep and gas 68.25 50.00 18.25 over
Other travel expenses at budget
Furniture at budget
Clothing 0.00 50.00 50.00 under
School at budget
Medical/prescriptions at budget
Entertainment 112.50 75.00 37.50 over
Memberships at budget
Dining out 55.24 0.00 55.24 over
Gifts at budget
Vacation at budget
Pet care at budget
Other at budget
Total variable expenses 475.99 425.00 50.99 over
Percent of expenses 14.57% 13.84%

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