FINANCING SCHEME

SCHEME CASH DEFERRED TERM SPOT CASH SPOT 20%, 80% in 23 mos SPOT 10%, 90% in 23 mos 100% in 24 months SPOT 20%, 80% in 10 yrs SPOT 20%, 80% in 5 yrs SPOT 10%, 10% in 6mos, 80% in 10 yrs SPOT 10%, 10% in 6mos, 80% in 5 yrs SPOT 5%, 15% in 9mos, 80% in 10 yrs SPOT 5%, 15% in 9mos, 80% in 5 yrs 20% DP in 12 mos, 80% in 10 yrs 20% DP in 12 mos, 80% in 5 yrs SPOT 20%, 80% Balance SPOT 10%, 10% in 6mos, 80% Balance SPOT 10%, 10% in 6mos, 80% Balance 5% DP in 6 mos (SEC bank & HSBC) 10% DP in 12 mos, 90% Balance 20% DP in 12 mos, 80% Balance SPOT 10%, 90% Balance SPOT 5%, 95% Balance SPOT 5%, 5% in 6 mos, 90% Balance 5% DP in 6 mos, 95% Balance 10% DP in 12 mos, 90% Balance within RS month 10% of the SP 7% of the 20% SFDP 5% of the 10% SFDP no discount 20% of the 20% SFDP 10% of the 10% SFDP 5% of the 5% SFDP no discount 20% of the 20% SFDP 10% of the 10% SFDP no discount 10% of the 10% SFDP 5% of the 5% SFDP no discount

IN-HOUSE

BANK FINANCING (BPI still follows 20/80 scheme)

PAG-IBIG

within 30 Days 7% of the SP 5% of the 20% SFDP 3% of the 10% SFDP no discount 15% of the 20% SFDP 7% of the 10% SFDP

OC payable within with Balance 23 mos 23 mos 24 mos

5 yrs or 10 yrs 3% of the 5% SFDP no discount 15% of the 20% SFDP 7% of the 10% SFDP no discount 7% of the 10% SFDP 3% of the 5% SFDP no discount SPREAD during DP period and Loanable amount 24 mos 24 mos 24 mos 30 mos 36 mos

FINANCING SCHEME
SCHEME CASH DEFERRED TERM SPOT CASH SPOT 10%, 90% in 23 mos 100% in 24 months SPOT 10%, 90% in 10 yrs SPOT 10%, 90% in 5 yrs 10% DP in 12 mos, 90% in 10 yrs 10% DP in 12 mos, 90% in 5 yrs SPOT 10%, 90% Balance SPOT 10%, 7% in 12 mos, 83% Balance SPOT 10%, 10% in 29 mos, 80% Balance 7% DP in 12 mos, 93% Balance (RCBC only) 15% DP in 24 mos, 85% Balance 20% DP in 30 mos, 80% Balance DISCOUNT within RS month / 30 Days 9% of the SP 10% of the 10% SFDP no discount 10% of the 10% SFDP 10% of the 10% SFDP no discount no discount 20% of the 10% SFDP 10% of the 10% SFDP 3% of the 10% SFDP no discount no discount no discount

INHOUSE

BANK FINANCING (BPI still follows 20/80 scheme)

OC payable within with Balance 23 mos 24 mos 5 yrs or 10 yrs

SPREAD during DP period and Loanable amount

FINANCING SCHEME
SCHEME CASH DEFERRED TERM SPOT CASH SPOT 10%, 90% in 23 mos 100% in 24 months SPOT 10%, 90% in 10 yrs SPOT 10%, 90% in 5 yrs 10% DP in 12 mos, 90% in 10 yrs 10% DP in 12 mos, 90% in 5 yrs SPOT 10%, 90% Balance 7% DP in 12 mos, 93% Balance (RCBC only) 7% DP in 12 mos, 93% Balance (RCBC only) (Fixed P7.5k DP in 12 mos) 7% DP in 16 mos, 93% Balance (RCBC only) 10% DP in 12 mos, 90% Balance DISCOUNT within RS month / 30 Days 9% of the SP 10% of the 10% SFDP no discount 10% of the 10% SFDP no discount 10% of the 10% SFDP

INHOUSE

BANK FINANCING (BPI still follows 20/80 scheme)

no discount

OC payable within with Balance 23 mos 24 mos 5 yrs or 10 yrs

SPREAD during DP period and Loanable amount