Payment Statistics ECB 2011 Oct

1.
1a Basic statistical data

GDP
(EUR billions)
Population
(millions)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
318.70
26.48
113.70
218.75
2,313.90
13.39
178.30
208.89
985.55
1,798.12
1,493.03
14.67
15.98
24.10
33.92
89.59
5.07
540.22
259.03
272.09
160.27
97.75
31.05
44.50
165.77
318.17
1,948.52
335.61
30.77
127.33
227.53
2,428.50
16.07
189.93
222.77
1,053.16
1,886.79
1,554.20
15.90
21.03
28.74
37.49
99.43
5.46
571.77
274.02
311.00
169.32
124.73
34.56
54.81
179.83
337.94
2,052.85
346.13
35.43
147.88
233.48
2,473.80
16.30
179.99
232.92
1,087.75
1,933.20
1,575.14
17.16
22.89
32.46
39.44
105.55
5.84
594.48
282.75
363.15
171.98
139.77
37.28
64.50
185.65
333.26
1,815.42
340.40
34.93
137.16
222.41
2,374.50
13.84
160.60
231.64
1,047.83
1,889.23
1,526.79
16.85
18.52
26.62
37.39
91.40
5.83
571.15
274.82
310.42
168.59
118.20
35.31
62.90
173.27
291.35
1,565.75
354.38
36.03
145.05
234.01
2,476.80
14.31
155.99
227.32
1,051.34
1,932.80
1,556.03
17.33
17.97
27.54
40.27
97.09
6.16
588.41
286.20
354.31
172.80
121.94
35.42
65.89
180.25
346.86
1,696.58
10.54
7.70
10.27
5.44
82.37
1.34
4.26
11.15
44.07
63.39
58.94
0.77
2.29
3.39
0.47
10.07
0.41
16.34
8.27
38.13
10.58
21.58
2.01
5.39
5.27
9.08
60.58
10.62
7.66
10.32
5.46
82.26
1.34
4.37
11.19
44.87
63.78
59.38
0.78
2.28
3.38
0.48
10.06
0.41
16.38
8.30
38.12
10.61
21.54
2.02
5.40
5.29
9.15
60.99
10.71
7.62
10.43
5.49
82.12
1.34
4.44
11.24
45.59
64.14
59.83
0.79
2.27
3.36
0.49
10.04
0.41
16.44
8.34
38.12
10.62
21.50
2.02
5.41
5.31
9.22
61.40
10.79
7.59
10.49
5.52
81.88
1.34
4.47
11.28
45.93
64.50
60.19
0.80
2.25
3.34
0.50
10.02
0.41
16.53
8.36
38.15
10.63
21.47
2.04
5.42
5.34
9.30
61.79
10.88
7.53
10.52
5.55
81.76
1.34
4.48
11.31
46.07
64.85
60.47
0.80
2.24
3.29
0.51
10.00
0.42
16.61
8.39
38.19
10.64
21.43
2.05
5.43
5.36
9.38
61.99
Euro area total

EU total
8,456.83
11,571.08
8,942.64
12,400.90
9,167.87
12,484.42
8,926.70
11,761.59
9,161.51
12,257.46
315.65
464.83
319.55
496.42
322.50
498.70
329.06
500.33
330.02
501.46
ECB
Payment Statistics
Data as of 28 October 2011
1.1b Basic statistical data (continued)

Comparison of GDP per capita
(EUR thousands)
HICP (annual percentage changes)
Exchange rate vis--vis the euro

(average for the year)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
30.23
3.44
11.07
40.23
28.09
9.96
41.84
18.74
22.36
28.36
25.33
18.99
6.99
7.10
71.83
8.90
12.49
33.06
31.33
7.14
15.14
4.53
15.46
8.25
31.48
35.04
32.16
31.60
4.02
12.34
41.67
29.52
11.97
43.51
19.90
23.47
29.58
26.18
20.28
9.24
8.51
78.14
9.89
13.34
34.91
33.01
8.16
15.96
5.79
17.12
10.16
34.00
36.94
33.66
32.32
4.65
14.18
42.51
30.12
12.16
40.51
20.73
23.86
30.14
26.33
21.63
10.10
9.67
80.80
10.51
14.16
36.16
33.92
9.53
16.19
6.50
18.44
11.93
34.94
36.14
29.57
31.55
4.61
13.07
40.28
29.00
10.32
35.94
20.53
22.81
29.29
25.37
21.06
8.21
7.97
75.19
9.12
14.09
34.56
32.86
8.14
15.86
5.51
17.30
11.61
32.45
31.33
25.34
32.56
4.78
13.79
42.19
30.29
10.67
34.85
20.11
22.82
29.81
25.73
21.56
8.03
8.38
79.52
9.71
14.81
35.42
34.12
9.28
16.24
5.69
17.29
12.13
33.61
36.99
27.37
2.34
7.44
2.09
1.85
1.79
4.45
2.70
3.31
3.57
1.91
2.22
2.25
6.58
3.79
2.97
4.02
2.58
1.65
1.69
1.27
3.05
6.64
2.54
4.27
1.28
1.50
2.33
1.81
7.56
2.95
1.67
2.28
6.73
2.87
2.99
2.84
1.61
2.04
2.16
10.05
5.80
2.65
7.94
0.71
1.58
2.20
2.60
2.42
4.90
3.75
1.89
1.58
1.68
2.33
4.49
12.01
6.27
3.62
2.76
10.64
3.11
4.24
4.14
3.16
3.50
4.39
15.32
11.11
4.10
6.05
4.67
2.21
3.23
4.19
2.66
7.93
5.55
3.93
3.91
3.35
3.60
0.00
2.51
0.59
1.07
0.24
0.24
-1.70
1.35
-0.23
0.11
0.77
0.18
3.35
4.22
0.02
4.02
1.87
0.98
0.41
3.98
-0.90
5.60
0.87
0.93
1.64
1.94
2.17
2.33
3.03
1.23
2.19
1.15
2.75
-1.57
4.69
2.04
1.73
1.64
2.57
-1.19
1.20
2.80
4.74
2.04
0.93
1.69
2.67
1.39
6.07
2.10
0.70
1.69
1.91
3.30
.
1.96
28.34
7.46
.
15.65
.
.
.
.
.
0.58
0.70
3.45
.
264.26
0.43
.
.
3.90
.
3.53
239.60
37.23
.
9.25
0.68
.
1.96
27.77
7.45
.
15.65
.
.
.
.
.
0.58
0.70
3.45
.
251.35
0.43
.
.
3.78
.
3.34
.
33.77
.
9.25
0.68
.
1.96
24.95
7.46
.
15.65
.
.
.
.
.
.
0.70
3.45
.
251.51
.
.
.
3.51
.
3.68
.
31.26
.
9.62
0.80
.
1.96
26.43
7.45
.
15.65
.
.
.
.
.
.
0.71
3.45
.
280.33
.
.
.
4.33
.
4.24
.
.
.
10.62
0.89
.
1.96
25.28
7.45
.
15.65
.
.
.
.
.
.
0.71
3.45
.
275.48
.
.
.
3.99
.
4.21
.
.
.
9.54
0.86
Euro area total

EU total
26.79
24.89
27.99
24.98
28.43
25.03
27.13
23.51
27.76
24.44
2.18
2.20
2.14
2.33
3.28
3.66
0.29
0.99
1.62
2.08
.
.
.
.
.
.
.
.
.
.
ECB
Payment Statistics
1.2 Comparison with EU totals
Share in total GDP

(percentages)
Share in the total population

(percentages)
Comparison of GDP per capita

with EU average
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
2.75
.
0.98
1.89
20.00
0.12
1.54
1.81
8.52
15.54
12.90
0.13
0.14
0.21
0.29
0.77
0.04
4.67
2.24
2.35
1.39
.
0.27
0.38
1.43
2.75
16.84
2.71
0.25
1.03
1.83
19.58
0.13
1.53
1.80
8.49
15.21
12.53
0.13
0.17
0.23
0.30
0.80
0.04
4.61
2.21
2.51
1.37
1.01
0.28
0.44
1.45
2.73
16.55
2.77
0.28
1.18
1.87
19.82
0.13
1.44
1.87
8.71
15.48
12.62
0.14
0.18
0.26
0.32
0.85
0.05
4.76
2.26
2.91
1.38
1.12
0.30
0.52
1.49
2.67
14.54
2.89
0.30
1.17
1.89
20.19
0.12
1.37
1.97
8.91
16.06
12.98
0.14
0.16
0.23
0.32
0.78
0.05
4.86
2.34
2.64
1.43
1.00
0.30
0.53
1.47
2.48
13.31
2.89
0.29
1.18
1.91
20.21
0.12
1.27
1.85
8.58
15.77
12.69
0.14
0.15
0.22
0.33
0.79
0.05
4.80
2.33
2.89
1.41
0.99
0.29
0.54
1.47
2.83
13.84
2.27
.
2.21
1.17
17.72
0.29
0.92
2.40
9.48
13.64
12.68
0.17
0.49
0.73
0.10
2.17
0.09
3.52
1.78
8.20
2.28
.
0.43
1.16
1.13
1.95
13.03
2.14
1.54
2.08
1.10
16.57
0.27
0.88
2.25
9.04
12.85
11.96
0.16
0.46
0.68
0.10
2.03
0.08
3.30
1.67
7.68
2.14
4.34
0.41
1.09
1.07
1.84
12.29
2.15
1.53
2.09
1.10
16.47
0.27
0.89
2.25
9.14
12.86
12.00
0.16
0.45
0.67
0.10
2.01
0.08
3.30
1.67
7.64
2.13
4.31
0.41
1.08
1.07
1.85
12.31
2.16
1.52
2.10
1.10
16.36
0.27
0.89
2.26
9.18
12.89
12.03
0.16
0.45
0.67
0.10
2.00
0.08
3.30
1.67
7.63
2.13
4.29
0.41
1.08
1.07
1.86
12.35
2.17
1.50
2.10
1.11
16.30
0.27
0.89
2.25
9.19
12.93
12.06
0.16
0.45
0.66
0.10
1.99
0.08
3.31
1.67
7.62
2.12
4.27
0.41
1.08
1.07
1.87
12.36
121.43
.
44.49
161.62
112.85
40.00
168.09
75.27
89.84
113.94
101.76
76.28
28.06
28.53
288.57
35.74
50.19
132.81
125.86
28.66
60.83
.
62.12
33.16
126.45
140.75
129.20
126.48
16.08
49.38
166.82
118.18
47.92
174.17
79.67
93.95
118.42
104.78
81.19
36.98
34.08
312.79
39.58
53.39
139.75
132.14
32.66
63.89
23.18
68.53
40.66
136.12
147.88
134.75
129.12
18.57
56.64
169.82
120.33
48.57
161.82
82.80
95.30
120.39
105.16
86.41
40.35
38.61
322.74
42.00
56.58
144.44
135.48
38.06
64.67
25.96
73.65
47.66
139.57
144.38
118.11
134.20
19.59
55.61
171.34
123.37
43.92
152.90
87.34
97.05
124.61
107.90
89.61
34.94
33.91
319.86
38.79
59.93
147.02
139.79
34.61
67.45
23.42
73.57
49.38
138.06
133.28
107.79
133.22
19.57
56.42
172.62
123.94
43.67
142.59
82.26
93.36
121.94
105.28
88.22
32.84
34.27
325.31
39.72
60.61
144.91
139.59
37.96
66.46
23.28
70.72
49.64
137.49
151.31
111.97
Euro area total

EU total
73.09
100.00
72.11
100.00
73.43
100.00
75.90
100.00
74.74
100.00
67.91
100.00
64.37
100.00
64.67
100.00
65.77
100.00
65.81
100.00
107.63
100.00
112.03
100.00
113.55
100.00
115.40
100.00
113.57
100.00
ECB
Payment Statistics
2. Currency in circulation outside MFIs

(end of period)
Total value
(EUR millions)
Euro area total

Bulgaria
Czech Republic
Denmark
Estonia
Latvia
Lithuania
Hungary
Poland
Romania
Sweden
United Kingdom
Value per capita

(EUR)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
592,121.00
3,185.74
10,742.70
6,802.58
643.44
1,389.85
2,098.30
7,301.56
17,950.40
4,476.36
11,146.41
58,302.31
638,551.51
3,800.67
12,170.08
6,957.48
631.05
1,292.36
2,348.24
8,149.93
21,472.10
5,939.53
10,640.15
56,772.35
722,746.04
4,105.31
13,601.75
6,768.72
644.95
1,222.65
2,467.56
8,013.41
21,863.97
6,290.25
9,145.17
46,946.98
769,871.49
3,637.85
13,355.38
6,518.85
515.80
940.36
2,019.23
7,541.25
21,873.07
5,652.72
9,761.22
54,650.38
808,561.25
3,761.45
14,265.63
7,084.73
261.94
1,137.58
2,272.65
7,981.02
23,322.52
6,289.57
10,751.66
58,719.72
1,875.86
413.79
1,046.37
1,251.16
478.50
607.48
618.22
724.98
470.74
207.39
1,227.44
962.34
1,998.29
496.19
1,178.96
1,274.26
470.09
567.80
695.65
810.47
563.34
275.78
1,163.11
930.91
2,241.05
538.51
1,304.14
1,232.47
480.98
539.54
734.81
798.29
573.62
292.51
991.88
764.63
2,339.57
479.60
1,272.97
1,180.52
384.81
417.05
604.67
752.42
573.30
263.29
1,049.71
884.42
2,450.07
499.24
1,356.40
1,277.45
195.46
508.08
691.45
798.10
610.74
293.48
1,146.48
947.25
Value as a percentage of GDP
Euro area total

Bulgaria
Czech Republic
Denmark
Estonia
Latvia
Lithuania
Hungary
Poland
Romania
Sweden
United Kingdom
Value as a percentage of narrow money (M1)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
7.00
12.03
9.45
3.11
4.81
8.70
8.71
8.15
6.60
4.58
3.50
2.99
7.14
12.35
9.56
3.06
3.93
6.15
8.17
8.20
6.90
4.76
3.15
2.77
7.88
11.59
9.20
2.90
3.96
5.34
7.60
7.59
6.02
4.50
2.74
2.59
8.62
10.41
9.74
2.93
3.73
5.08
7.59
8.25
7.05
4.78
3.35
3.49
8.83
10.44
9.84
3.03
1.83
6.33
8.25
8.22
6.58
5.16
3.10
3.46
15.75
38.75
22.27
7.25
13.91
23.84
29.17
31.51
24.93
31.05
8.55
4.69
16.37
35.86
21.23
6.87
12.95
22.88
29.02
32.57
23.01
26.83
7.88
4.52
17.91
40.42
21.82
6.68
14.86
25.90
36.53
34.68
25.95
27.32
7.44
4.35
16.90
39.25
19.95
5.91
12.50
22.38
31.62
33.31
23.12
30.20
6.86
4.58
17.03
40.01
17.68
6.41
5.34
21.40
28.64
33.43
20.64
32.84
6.17
4.69
ECB
Payment Statistics
3a. Overnight deposit accounts held by credit institutions

(end of period)
Accounts held at the central bank
(average for last reserve maintenance period)
Total value
(EUR billions)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
10.32
0.57
1.33
41.40
1.06
8.71
3.79
18.57
33.68
21.37
1.81
1.65
0.66
8.00
3.30
0.00
18.97
5.52
3.84
3.51
5.01
0.42
0.72
2.63
29.54
12.65
1.00
1.77
47.49
1.42
11.38
4.36
21.92
37.83
22.06
1.86
2.01
0.92
9.07
4.20
0.00
20.88
6.23
5.50
4.02
5.21
0.37
1.30
2.95
37.11
14.62
1.15
2.58
144.35
1.71
20.79
7.23
54.74
75.45
31.53
1.35
1.47
0.61
34.02
4.25
0.83
46.86
12.71
6.45
4.84
4.89
0.94
2.41
7.91
69.27
16.78
1.09
1.99
95.11
1.77
13.74
6.99
34.30
57.96
30.44
2.61
1.53
0.62
11.43
2.70
0.65
57.49
12.49
6.26
7.76
4.43
1.10
1.17
8.19
173.50
12.13
1.71
2.14
79.49
1.06
9.15
7.19
28.67
46.75
26.37
1.61
1.04
0.63
10.08
2.78
0.71
31.45
10.44
6.31
4.69
5.07
0.62
0.73
8.62
171.82
3.24
2.14
1.17
1.79
7.94
4.89
1.82
1.88
1.87
1.43
12.37
10.33
2.74
23.58
3.68
0.07
3.51
2.13
1.41
2.19
5.13
1.34
1.61
1.58
1.52
3.77
3.23
1.39
1.96
8.83
5.99
1.96
2.08
2.01
1.42
11.73
9.56
3.19
24.19
4.22
0.03
3.65
2.27
1.77
2.38
4.18
1.08
2.37
1.64
1.81
4.22
3.24
1.75
5.84
10.48
11.55
3.11
5.03
3.90
2.00
7.87
6.44
1.89
86.25
4.02
14.29
7.88
4.50
1.78
2.81
3.50
2.51
3.73
4.26
3.82
4.93
3.13
1.45
4.01
12.79
8.56
3.02
3.27
3.07
1.99
15.48
8.26
2.32
30.56
2.96
11.17
10.07
4.55
2.02
4.60
3.75
3.11
1.87
4.72
11.08
3.42
4.76
1.48
3.21
7.41
5.87
3.16
2.73
2.42
1.69
9.28
5.80
2.29
25.03
2.86
11.54
5.34
3.65
1.78
2.71
4.16
1.75
1.10
4.78
10.13
Euro area total

EU total
176.45
220.77
201.22
263.51
458.17
552.95
358.21
552.10
278.68
471.25
2.09
1.91
2.25
2.12
5.00
4.43
4.01
4.69
3.04
3.84
ECB
Payment Statistics
3b. Overnight deposit accounts held by credit institutions (continued)

(end of period)
Accounts held at other credit institutions
(average of end-of-quarter figures)
Total value
(EUR billions)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
14.11
1.05
0.45
116.66
282.93
0.02
27.73
247.63
131.06
0.43
0.16
0.10
45.17
0.41
0.45
43.10
4.94
4.74
0.46
0.16
0.53
39.20
341.35
25.24
1.87
0.59
150.19
268.92
0.01
47.09
300.76
144.71
0.66
0.20
0.11
67.59
0.36
0.34
45.37
5.17
6.08
0.50
0.05
0.74
41.24
223.11
20.68
1.22
0.58
142.74
324.69
0.03
55.81
300.53
249.44
7.75
0.17
0.13
67.26
0.27
0.26
31.72
4.05
4.99
0.63
0.08
1.70
43.46
249.33
23.51
1.38
0.80
160.75
292.72
0.01
61.84
359.37
211.09
15.97
0.09
0.12
34.66
0.35
0.90
45.78
4.43
3.90
1.33
0.18
0.41
41.38
233.07
25.17
0.99
1.17
174.05
352.71
0.03
46.93
350.42
111.12
0.73
0.02
0.11
25.35
0.33
0.62
31.94
5.12
3.85
4.01
0.08
0.51
12.96
39.56
410.00
4.43
3.96
0.40
53.33
12.23
0.16
13.27
13.77
8.78
2.93
0.98
0.43
133.16
0.45
8.78
7.98
1.82
2.96
0.47
0.50
1.19
12.32
17.52
7.52
6.09
0.46
66.01
11.07
0.03
21.14
15.94
9.31
4.13
0.97
0.38
180.30
0.36
6.22
7.93
1.66
3.59
0.40
0.14
1.35
12.20
10.87
5.98
3.44
0.39
61.14
13.13
0.17
23.96
15.55
15.84
45.16
0.72
0.39
170.56
0.25
4.41
5.34
1.12
2.90
0.45
0.21
2.64
13.04
13.73
6.91
3.94
0.58
72.28
12.33
0.08
26.70
19.02
13.83
94.78
0.47
0.47
92.70
0.38
15.44
8.02
1.43
2.32
1.12
0.52
0.65
14.20
14.89
7.10
2.75
0.81
74.38
14.24
0.21
20.65
18.13
7.14
4.24
0.12
0.39
62.96
0.34
10.01
5.43
1.45
2.23
3.29
0.22
0.78
7.19
11.41
24.17
Euro area total

EU total
796.46
1,301.32
905.81
1,330.90
1,063.21
1,507.51
1,050.34
1,494.05
962.39
1,597.79
9.42
11.25
10.13
10.73
11.60
12.08
11.77
12.70
10.50
13.04
ECB
Payment Statistics
4a. Institutions offering payment services to non-MFIs

(end of period)
Number of institutions
Total number
Number per million inhabitants
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
107
34
59
192
2,049
25
79
63
353
831
837
343
30
80
156
215
28
371
810
725
180
41
35
27
362
206
403
112
30
58
190
2,016
28
83
64
358
810
852
223
33
82
157
208
30
374
804
720
176
51
38
29
361
203
392
107
31
56
172
1,982
34
84
67
363
730
851
171
34
86
155
207
31
332
804
714
173
55
35
29
358
183
398
106
31
58
165
1,940
38
500
67
353
714
830
162
34
86
149
194
31
319
791
929
183
53
37
29
350
179
391
108
31
57
162
1,931
38
489
63
338
688
803
158
34
88
149
191
34
309
781
943
197
51
36
33
339
176
377
10
4
6
35
25
19
19
6
8
13
14
444
13
24
330
21
69
23
98
19
17
2
17
5
69
23
7
11
4
6
35
25
21
19
6
8
13
14
284
14
24
327
21
73
23
97
19
17
2
19
5
68
22
6
10
4
5
31
24
25
19
6
8
11
14
216
15
26
318
21
75
20
96
19
16
3
17
5
67
20
6
10
4
6
30
24
28
112
6
8
11
14
202
15
26
300
19
75
19
95
24
17
2
18
5
66
19
6
10
4
5
29
24
28
109
6
7
11
13
197
15
27
294
19
82
19
93
25
19
2
18
6
63
19
6
Euro area total

EU total
6,198
8,566
6,205
8,482
6,243
8,242
6,561
8,719
6,456
8,604
20
18
19
17
19
17
20
17
20
17
ECB
Payment Statistics
4b. Institutions offering payment services to non-MFIs (continued)

(end of period)
Number of offices
Total number
Number per million inhabitants
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
5,882
300
5,305
2,165
42,438
797
2,106
3,929
43,714
39,863
45,413
1,348
1,615
1,770
495
6,104
154
3,478
5,105
22,549
6,577
697
2,758
1,599
2,540
27,889
5,737
316
5,303
2,210
41,865
768
2,161
4,243
45,523
39,402
46,311
1,411
1,393
1,858
491
6,178
140
3,624
5,073
23,657
6,978
712
2,725
1,706
2,479
27,277
5,678
313
5,476
2,204
41,601
687
2,206
4,447
46,088
39,121
47,264
1,259
1,373
1,910
487
6,285
139
3,671
5,049
24,895
7,323
702
2,860
1,695
2,029
24,554
5,608
316
5,420
2,016
40,862
567
2,475
4,412
44,454
38,334
48,258
1,183
1,234
1,797
481
7,303
139
3,555
4,962
39,002
7,344
710
2,829
1,622
1,946
22,743
5,487
304
5,422
1,676
40,130
556
1,997
4,023
43,187
38,823
48,042
1,174
1,672
480
6,870
135
2,906
4,955
39,465
7,504
698
2,823
1,547
1,933
22,533
558
39
517
398
515
593
494
352
992
629
770
1,745
706
521
1,048
606
379
213
617
591
621
347
512
304
280
460
540
41
514
405
509
572
495
379
1,014
618
780
1,800
612
550
1,023
614
342
221
611
621
658
353
505
323
271
447
530
41
525
401
507
512
497
396
1,011
610
790
1,587
606
569
998
626
337
223
606
653
689
347
529
319
220
400
520
42
517
365
499
423
554
391
968
594
802
1,479
547
538
967
729
336
215
593
1,022
691
348
522
304
209
368
504
40
516
302
491
415
446
356
937
599
795
524
509
948
687
324
175
591
1,033
705
341
520
288
206
363
Euro area total

EU total
200,599
276,290
203,826
286,188
206,730
287,104
207,228
297,181
203,840
292,793
636
594
638
577
641
576
630
594
618
584
ECB
Payment Statistics
5a. Overnight deposits held by non-MFIs

(end of period)
Number of overnight deposits
Total number
(thousands)
Number per capita
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
13,247.02
9,002.00
90,944.81
5,933.00
27,588.66
24,790.00
72,123.00
38,442.58
1,735.10
3,588.21
8,415.94
8,902.45
801.70
23,473.00
8,248.49
25,727.47
23,695.26
.
2,363.76
5,583.47
13,542.00
13,280.00
139,054.13
13,995.21
8,774.36
91,136.41
7,676.00
27,044.66
25,683.00
73,158.00
39,459.85
1,953.09
4,815.62
8,974.08
9,423.60
831.63
23,746.00
8,306.03
28,866.24
24,444.72
.
2,363.72
6,314.20
14,698.00
14,015.00
143,958.28
15,119.63
9,182.23
91,523.17
7,894.00
29,718.04
25,554.00
74,431.00
39,793.93
2,229.29
5,062.85
9,699.33
9,653.82
870.64
23,825.00
9,054.57
34,155.46
25,169.74
.
2,424.85
8,493.37
15,424.00
14,543.00
125,999.00
15,833.94
9,735.82
93,949.70
7,728.00
31,389.74
27,270.00
75,778.00
40,230.61
2,368.29
4,928.53
10,168.42
10,066.44
1,644.87
23,819.00
9,624.16
35,325.96
25,102.83
33,851.50
2,454.99
8,695.67
15,596.00
15,106.00
127,354.54
16,642.37
10,333.70
94,486.59
2,786.81
8,075.00
33,374.74
28,766.00
76,875.00
40,645.70
2,283.30
4,936.51
9,483.58
1,619.00
10,209.13
3,125.77
24,049.00
9,942.33
37,827.24
25,423.11
24,134.43
2,435.27
8,758.51
15,603.00
21,425.00
133,185.19
1.26
0.88
1.10
1.39
2.47
0.56
1.14
0.65
2.25
1.57
2.48
0.88
1.97
1.44
1.00
0.67
2.24
.
1.18
1.04
2.57
1.46
2.30
1.32
0.85
1.11
1.76
2.42
0.57
1.15
0.66
2.49
2.12
2.66
0.94
2.03
1.45
1.00
0.76
2.30
.
1.17
1.17
2.78
1.53
2.36
1.41
0.88
1.11
1.78
2.64
0.56
1.16
0.67
2.81
2.23
2.89
0.96
2.11
1.45
1.09
0.90
2.37
.
1.20
1.57
2.90
1.58
2.05
1.47
0.93
1.15
1.73
2.78
0.59
1.17
0.67
2.96
2.19
3.04
1.00
3.97
1.44
1.15
0.93
2.36
1.58
1.20
1.61
2.92
1.62
2.06
1.53
0.98
1.16
2.08
1.80
2.95
0.62
1.19
0.67
2.84
2.20
2.89
3.20
1.02
7.51
1.45
1.19
0.99
2.39
1.13
1.19
1.61
2.91
2.28
2.15
Euro area total

EU total
342,027.82
560,482.06
351,711.60
626,506.92
363,031.86
616,955.32
381,485.80
628,023.02
392,104.70
646,426.27
1.08
1.21
1.10
1.26
1.13
1.24
1.16
1.26
1.19
1.29
ECB
Payment Statistics
5b. Overnight deposits held by non-MFIs (continued)

(end of period)
Value of overnight deposits
Total value
(EUR billions)
2006
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
10.95
0.74
4.35
.
10.08
3.66
25.65
9.74
12.08
7.66
11.91
12.06
3.37
1.81
188.22
.
9.95
14.27
7.79
1.64
5.85
0.99
3.83
3.35
10.13
15.13
103.64
12.05
1.03
5.37
.
10.41
3.97
28.91
9.52
11.81
8.01
11.91
15.80
3.97
1.98
198.93
.
10.65
15.51
8.61
2.21
5.67
1.33
3.77
3.58
10.58
15.72
102.67
11.93
0.91
5.57
.
11.29
3.31
30.98
8.75
11.02
7.90
12.75
15.51
3.41
1.50
210.15
.
10.85
14.78
9.59
1.87
5.40
1.30
3.50
4.38
11.10
14.27
97.91
12.75
0.92
5.74
.
13.54
3.38
33.79
9.91
12.16
8.52
14.22
18.24
2.84
1.57
240.58
.
12.93
16.84
11.09
2.14
5.39
1.42
3.76
3.72
13.10
16.30
45.19
13.11
0.87
7.00
.
14.56
4.47
29.03
8.53
11.63
8.90
14.20
22.47
3.87
2.03
278.86
.
15.93
19.05
11.53
2.58
5.31
1.31
4.25
3.98
13.56
18.11
47.52
36.21
21.48
39.32
.
35.88
36.74
61.31
52.00
53.99
27.00
47.03
63.51
48.23
25.44
262.02
.
79.68
43.17
24.87
22.99
38.66
21.94
24.79
40.55
32.19
43.19
322.24
38.14
25.71
43.54
.
35.27
33.19
66.45
47.81
50.33
27.08
45.52
77.89
43.02
23.32
254.59
.
79.84
44.41
26.07
27.09
35.53
22.93
22.00
35.25
31.12
42.56
305.01
36.91
19.60
39.31
.
37.47
27.22
76.47
42.23
46.20
26.22
48.42
71.68
33.76
15.56
260.10
.
76.59
40.87
28.29
19.61
33.34
19.95
19.00
36.70
31.78
39.47
331.13
40.41
20.01
43.89
.
46.67
32.75
94.00
48.26
53.30
29.08
56.06
86.59
34.57
19.67
319.96
.
91.80
48.72
33.74
26.24
33.98
25.77
21.72
32.07
40.37
52.03
178.36
40.28
18.15
50.78
.
48.05
41.88
83.29
42.43
50.95
29.87
55.18
104.21
48.19
24.18
350.70
.
107.51
53.79
33.79
27.75
32.70
23.08
24.58
32.76
40.34
48.95
173.64
Euro area total 3,385.16 3,510.11 3,628.58 4,138.05 4,269.58

EU total
10,086.87 10,281.22 10,130.41 7,437.81 7,766.43
10.72
21.70
10.98
20.71
11.25
20.31
12.58
14.87
12.94
15.49
40.03
87.17
39.25
82.91
39.58
81.14
46.36
63.24
46.60
63.36
ECB
Payment Statistics
2008
2009
Belgium
115.41
128.02
127.77
137.55
142.73
Bulgaria
5.69
7.91
6.94
6.99
6.54
Czech Republic
44.70
55.43
58.12
60.20
73.65
Denmark
.
.
.
.
.
Germany
830.17
856.41
927.01 1,108.19 1,190.21
Estonia
4.92
5.33
4.44
4.53
5.99
Ireland
109.31
126.22
137.64
150.96
129.93
Greece
108.63
106.51
98.36
111.78
96.45
Spain
532.14
530.05
502.50
558.46
535.62
France
485.57
510.94
506.85
549.46
577.40
Italy
702.11
707.41
762.76
855.99
858.58
Cyprus
9.32
12.39
12.30
14.59
18.06
Latvia
7.71
9.05
7.73
6.40
8.66
Lithuania
6.13
6.70
5.05
5.24
6.66
Luxembourg
88.88
95.45
102.58
119.64
141.22
Hungary
.
.
.
.
.
Malta
4.04
4.36
4.47
5.35
6.63
Netherlands
233.21
253.95
242.95
278.29
316.53
Austria
64.41
71.44
79.98
92.73
96.71
Poland
62.56
84.25
71.20
81.46
98.33
Portugal
61.95
60.16
57.33
57.29
56.50
Romania
.
28.60
27.88
30.46
28.14
Slovenia
7.70
7.61
7.08
7.67
8.71
Slovakia
18.05
19.32
23.67
20.17
21.58
Finland
53.36
55.96
59.00
69.94
72.71
Sweden
137.40
143.83
131.53
151.58
169.80
United Kingdom 6,278.98 6,261.35 6,011.43 2,792.65 2,945.91
10
2007
Value per capita

(EUR thousands)
6a. Payment and terminal transactions involving non-MFIs: Total number of transactions
(total for the period)
Total number of transactions
(millions)
Increase in the number of transactions

(annual percentage changes)
2006
2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
1,978.95
74.92
1,232.75
17,212.33
200.92
574.83
146.29
4,709.59
14,936.31
3,605.98
68.92
168.21
148.55
105.96
798.54
23.75
4,221.89
1,914.17
1,233.80
1,385.63
233.61
319.23
262.79
1,544.60
2,056.00
14,420.74
2,099.71
61.88
1,350.36
15,548.88
236.48
643.96
161.04
5,125.32
15,459.67
3,760.26
76.86
198.72
177.18
120.66
782.57
26.39
4,466.51
2,057.51
1,476.05
1,467.43
328.50
323.80
399.60
1,695.60
2,370.00
14,883.99
2,197.82
69.80
1,430.55
16,014.01
266.25
702.17
171.73
5,385.77
15,893.46
3,816.22
84.90
222.29
209.79
436.23
816.73
28.05
4,756.41
2,139.37
1,714.09
1,547.78
272.18
321.52
359.07
1,753.60
2,694.00
15,259.94
2,289.54
67.43
1,470.20
16,577.88
271.36
691.96
181.14
5,557.34
16,422.32
3,957.44
85.81
217.21
213.53
543.00
841.78
29.32
5,013.76
2,214.18
2,041.40
1,614.34
286.31
322.13
414.50
1,757.00
2,846.70
15,890.75
2,386.39
73.56
940.78
1,575.20
17,338.97
283.16
687.76
185.11
5,602.48
17,057.49
4,004.43
91.70
222.89
227.77
703.47
885.38
30.57
5,371.27
2,266.45
2,335.71
1,718.03
300.79
334.78
451.51
1,939.00
3,110.64
16,545.64
6.10
-17.41
9.54
-9.66
17.70
12.03
10.08
8.83
3.50
4.28
11.52
18.14
19.27
13.87
-2.00
11.11
5.79
7.49
19.63
5.90
40.62
1.43
52.06
9.78
15.27
3.21
4.67
12.80
5.94
2.99
12.59
9.04
6.64
5.08
2.81
1.49
10.46
11.86
18.41
261.55
4.37
6.29
6.49
3.98
16.13
5.48
-17.14
-0.70
-10.14
3.42
13.67
2.53
4.17
-3.39
2.77
3.52
1.92
-1.45
5.48
3.19
3.33
3.70
1.08
-2.28
1.78
24.48
3.07
4.55
5.41
3.50
19.10
4.30
5.19
0.19
15.44
0.19
5.67
4.13
4.23
9.10
7.14
4.59
4.35
-0.61
2.19
0.81
3.87
1.19
6.86
2.61
6.67
29.55
5.18
4.26
7.13
2.36
14.42
6.42
5.06
3.93
8.93
10.36
9.27
4.12
Euro area total

EU total
52,336.54
73,270.73
52,930.33
75,298.90
55,249.05
78,563.73
57,671.65
81,818.33
60,169.41
86,670.93
0.52
2.34
4.18
4.34
3.71
4.14
4.33
.
German data from 2007 onwards are not comparable to previous years due to methodological changes.
ECB
Payment Statistics
11
6b. Payment and terminal transactions involving non-MFIs: Total number of transactions (continued)
Number per capita
2008
Number per overnight deposit

held by non-MFIs
2009
Countrys share in the total EU

number of transactions (percentages)
2006
2007
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
187.70
9.73
226.73
208.97
149.42
134.90
13.12
106.87
235.61
61.18
89.21
73.52
43.77
224.40
79.29
58.48
258.37
231.52
32.36
130.91
10.82
158.99
48.75
293.30
226.41
238.03
197.68
8.08
247.32
189.01
176.16
147.51
14.39
114.22
242.39
63.33
98.04
87.31
52.49
251.47
77.82
64.52
272.71
247.86
38.73
138.33
15.25
160.39
74.05
320.61
259.07
244.06
205.25
212.19
219.28
9.16
8.89
9.76
89.45
260.48
266.24
284.02
195.01
202.48
212.08
198.56
202.45
211.30
158.04
154.87
153.67
15.28
16.05
16.37
118.13
121.00
121.60
247.78
254.63
263.04
63.78
65.75
66.22
107.05
107.25
114.09
98.09
96.33
99.55
62.47
63.94
69.30
893.73 1,091.89 1,389.17
81.36
83.99
88.54
68.03
70.85
73.48
289.32
303.39
323.34
256.63
264.76
270.21
44.97
53.51
61.17
145.71
151.83
161.51
12.66
13.34
14.03
159.02
157.78
163.40
66.42
76.51
83.15
330.03
329.09
361.52
292.19
306.13
331.70
248.54
257.17
266.91
149.39
189.26
96.89
5.30
189.98
207.10
93.80
39.72
46.88
17.65
89.70
29.62
179.86
232.06
47.96
58.48
.
135.05
47.07
114.06
154.82
103.71
150.03
170.61
83.89
5.95
199.56
211.32
95.29
39.35
41.27
19.74
83.04
31.73
188.10
247.71
51.13
60.03
.
136.99
63.29
115.36
169.10
103.39
145.36
174.97
88.95
5.78
210.76
213.53
95.90
38.08
43.91
21.63
84.60
32.22
199.64
236.28
50.19
61.49
.
132.60
42.28
113.69
185.24
121.11
144.60
176.45
89.54
5.77
203.79
216.72
98.37
36.23
44.07
21.00
83.62
17.83
210.49
230.06
57.79
64.31
8.46
131.21
47.67
112.66
188.45
124.78
143.39
91.04
183.51
101.61
85.17
5.55
194.76
221.89
98.52
40.16
45.15
24.02
434.51
86.72
9.78
223.35
227.96
61.75
67.58
12.46
137.47
51.55
124.27
145.19
124.23
2.70
0.10
1.68
23.49
0.27
0.78
0.20
6.43
20.39
4.92
0.09
0.23
0.20
0.14
1.09
0.03
5.76
2.61
1.68
1.89
0.32
0.44
0.36
2.11
2.81
19.68
2.79
0.08
1.79
20.65
0.31
0.86
0.21
6.81
20.53
4.99
0.10
0.26
0.24
0.16
1.04
0.04
5.93
2.73
1.96
1.95
0.44
0.43
0.53
2.25
3.15
19.77
2.80
0.09
1.82
20.38
0.34
0.89
0.22
6.86
20.23
4.86
0.11
0.28
0.27
0.56
1.04
0.04
6.05
2.72
2.18
1.97
0.35
0.41
0.46
2.23
3.43
19.42
2.80
0.08
1.80
20.26
0.33
0.85
0.22
6.79
20.07
4.84
0.10
0.27
0.26
0.66
1.03
0.04
6.13
2.71
2.50
1.97
0.35
0.39
0.51
2.15
3.48
19.42
2.75
0.08
1.09
1.82
20.01
0.33
0.79
0.21
6.46
19.68
4.62
0.11
0.26
0.26
0.81
1.02
0.04
6.20
2.62
2.69
1.98
0.35
0.39
0.52
2.24
3.59
19.09
Euro area total

EU total
165.80
157.63
165.64
151.68
171.31
157.54
153.02
130.73
150.49
120.19
152.19
127.34
151.18
130.28
153.45
134.08
71.43
100.00
70.29
100.00
70.32
100.00
70.49
100.00
69.42
100.00
175.26
163.53
182.32
172.84
12
ECB
Payment Statistics
7.1a Number of transactions per type of payment instrument

(millions; total for the period)
Credit transfers
Direct debits
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
840.51
51.09
266.29
7,262.19
79.81
143.00
29.28
684.63
2,617.09
1,066.04
11.36
107.15
82.05
51.13
612.83
4.08
1,369.23
907.00
864.28
134.78
178.11
175.22
189.56
657.00
744.00
3,058.98
897.56
50.75
277.63
5,595.71
89.49
147.92
34.52
733.00
2,614.12
1,094.72
12.93
117.40
93.99
59.72
568.36
4.36
1,419.68
985.00
994.86
151.98
258.28
177.33
261.59
701.00
810.00
3,120.52
925.58
56.70
287.70
5,682.09
100.06
154.42
43.54
780.43
2,697.30
1,062.86
20.91
121.91
109.67
62.96
569.50
4.93
1,480.64
961.00
1,115.93
164.64
179.09
171.05
210.70
748.00
890.00
3,185.08
953.26
54.54
288.60
5,829.77
97.21
155.86
54.76
808.74
2,789.45
1,204.56
23.16
114.29
108.28
65.07
577.56
5.51
1,496.87
950.00
1,314.77
180.59
187.40
164.66
229.45
773.00
908.00
3,274.60
1,005.50
52.72
514.87
290.00
5,871.64
96.92
155.57
63.39
807.93
2,989.65
1,227.20
25.47
115.74
114.99
66.80
600.67
6.10
1,588.55
959.00
1,468.69
186.33
185.79
167.72
252.36
814.00
993.00
3,396.30
231.32
1.20
175.33
7,363.34
14.34
100.10
16.35
2,103.10
2,736.80
480.03
10.62
3.70
7.29
10.69
74.60
0.73
1,139.06
682.00
15.45
149.14
24.10
40.12
29.42
72.00
197.00
2,857.76
239.98
0.76
185.51
7,677.23
16.13
109.10
17.87
2,222.26
2,909.78
508.79
11.76
4.05
8.88
12.89
78.33
0.78
1,176.94
719.00
19.29
173.54
10.22
41.73
65.06
76.00
208.00
2,963.47
247.94
0.40
193.23
7,905.93
17.84
112.50
12.25
2,308.85
3,023.63
554.08
8.07
4.36
10.94
14.08
67.74
1.05
1,225.54
794.00
21.31
210.35
6.71
41.51
60.96
82.00
229.00
3,076.86
260.27
0.21
178.30
8,188.87
18.67
110.90
14.03
2,431.32
3,265.48
575.83
7.29
4.36
12.05
14.92
67.73
1.20
1,272.13
841.00
22.53
221.72
3.60
46.30
70.59
84.00
241.00
3,149.15
246.02
0.19
147.00
188.10
8,697.65
18.88
108.00
17.04
2,364.86
3,411.19
593.17
7.90
4.20
13.95
15.72
65.03
1.21
1,310.15
843.00
22.59
233.44
1.67
50.00
69.59
84.00
272.00
3,229.34
Euro area total

EU total
15,761.88
21,957.49
14,612.26
21,272.41
14,960.36
21,786.70
15,684.72
22,609.96
16,187.21
24,016.89
15,083.93
18,510.28
15,885.12
19,457.36
16,541.78
20,231.13
17,405.84
21,103.44
18,052.94
22,015.88
ECB
Payment Statistics
13
7.1b Number of transactions per type of payment instrument (continued)

Cheques
2006
2007
2008
E-money purchase transactions

2009
Other payment instruments
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
13.40
10.59
8.82
7.94
7.20
Bulgaria
Czech Republic
0.43
0.37
0.32
0.28
0.67
Denmark
19.43
16.51
13.69
9.60
7.10
Germany
108.90
75.48
65.42
57.02
48.15
Estonia
0.01
0.01
0.01
0.00
0.00
Ireland
127.00
124.60
117.20
101.80
90.90
Greece
27.83
29.46
28.81
25.33
22.60
Spain
164.27
153.46
136.04
113.35
103.49
France
3,826.97 3,650.41 3,487.44 3,302.56 3,122.80
Italy
453.75
426.38
384.93
335.20
315.43
Cyprus
25.36
26.19
25.72
23.49
22.56
Latvia
0.03
0.03
0.03
0.02
0.02
Lithuania
0.31
0.28
0.25
0.19
0.19
Luxembourg
0.36
0.24
0.21
0.21
0.19
Hungary
0.00
0.00
0.00
0.00
0.00
Malta
12.54
13.09
11.94
11.37
10.27
Netherlands
Austria
6.00
3.00
3.00
2.00
2.00
Poland
0.20
0.17
0.23
0.25
0.19
Portugal
208.52
189.20
167.88
144.08
127.53
Romania
9.73
11.43
10.75
9.01
10.79
Slovenia
0.92
0.29
0.32
0.27
0.21
Slovakia
0.11
0.09
0.08
0.06
0.05
Finland
0.60
0.60
0.60
0.50
0.40
Sweden
0.81
0.81
0.81
0.70
0.00
United Kingdom 1,778.00 1,600.00 1,403.00 1,282.00 1,113.00
96.02
45.50
42.28
0.10
0.85
20.06
33.89
0.04
0.45
2.81
164.65
24.31
1.05
-
89.82
60.18
52.36
0.53
0.60
26.44
49.57
.
0.60
0.03
2.40
174.83
29.29
1.65
-
81.17
84.93
47.61
0.89
0.40
32.17
72.56
0.86
0.00
308.79
176.12
28.95
1.99
-
70.49
57.63
43.08
1.82
0.37
36.04
89.71
0.00
0.78
0.00
408.64
177.05
27.06
2.18
0.01
-
60.62
65.40
38.94
2.56
0.30
41.09
118.27
0.00
1.07
0.00
555.75
178.29
26.61
2.11
0.00
0.02
-
0.32
0.00
0.01
1.05
74.37
120.03
335.70
0.00
0.20
0.87
5.49
1.10
0.08
0.04
-
0.27
0.00
0.01
1.12
70.34
114.27
351.54
0.00
1.08
5.55
0.92
0.10
0.02
-
0.22
0.00
0.01
0.91
61.69
110.42
345.87
0.00
13.19
8.14
0.80
0.02
0.01
-
0.18
0.00
0.00
0.74
46.56
105.53
280.68
0.00
12.94
10.51
0.66
0.01
0.01
-
0.16
0.22
0.00
0.00
0.54
39.02
101.11
247.94
0.00
11.90
14.30
0.50
0.01
0.00
-
Euro area total 4,937.58 4,663.71 4,438.33 4,125.18 3,873.79

EU total
6,775.73 6,332.69 5,867.48 5,427.24 5,005.75
386.00
432.00
427.48
488.41
750.64
836.43
856.44 1,024.56
914.85 1,091.02
538.26
539.18
544.03
545.22
528.06
541.27
444.88
457.83
403.57
415.69
14
ECB
Payment Statistics
7.1c Number of transactions per type of payment instrument (continued)

Card payments (except with e-money cards)
Total card payments
With cards with a debit function

2009
2010
2006
2007
2008
2009
2010
1,066.89
710.36
764.16
828.17
885.20
20.65
20.46
7.68
9.26
8.43
212.71
85.63
119.00
135.89
159.66
1,090.00
722.31
794.93
867.70
928.80
2,682.59 2,026.81 1,710.67 1,878.28 2,003.28
167.36
96.37
117.62
132.51
138.33
333.29
99.40
151.70
199.60
214.00
78.99
5.43
6.36
7.94
9.24
2,286.90
806.55
862.97
921.47
952.32
7,391.64
1,502.41
770.65
825.35
873.31
902.16
35.78
9.66
11.41
14.11
14.95
101.86
51.94
65.33
69.41
74.16
98.65
54.95
68.90
81.85
84.60
65.01
25.01
27.67
31.00
34.04
207.79
94.73
114.45
142.65
157.60
12.99
4.12
5.21
6.47
7.17
2,294.28 1,465.72 1,606.53 1,779.87 1,978.12
421.54
229.96
252.34
274.53
292.80
844.23
251.08
335.51
425.08
528.83
1,168.12
102.52
16.98
33.04
57.62
69.67
116.84
56.20
60.41
65.67
69.61
129.49
38.80
65.49
77.70
102.16
1,040.00
727.00
828.00
808.00
835.00
1,845.64
868.00 1,004.00 1,210.00 1,320.00
8,807.00 4,651.00 5,085.00 5,446.00 6,017.00
945.90
12.96
191.11
1,017.00
2,196.86
149.91
225.79
10.85
997.12
914.76
17.98
78.93
88.52
36.16
182.49
8.07
2,197.62
316.89
656.65
85.90
74.93
116.98
953.00
1,409.82
6,604.00
0.18
0.00
1.88
0.22
0.36
29.19
16.45
0.37
44.01
0.24
44.00
180.00
0.15
394.95
0.00
1.90
0.27
2.02
0.46
31.51
15.07
0.53
41.25
0.19
55.00
178.00
0.14
394.91
0.00
2.14
0.13
2.83
0.52
36.67
14.49
0.59
39.27
0.21
63.00
179.00
0.16
415.38
0.00
1.96
0.69
3.69
0.45
56.84
13.67
0.20
38.35
0.17
59.00
166.00
0.25
447.89
1.79
0.82
4.83
0.50
68.49
12.36
0.34
38.93
0.19
46.37
170.00
Euro area total 15,628.88 16,797.72 18,029.89 19,154.31 20,626.75 6,866.90 7,096.17 7,688.41 8,300.02 9,012.91
EU total
25,195.39 27,374.06 29,533.34 31,537.87 34,125.17 13,851.69 14,923.74 16,344.07 17,787.11 19,490.20
31.07
316.53
469.61
721.29
473.12
733.89
513.40
756.57
558.11
792.75
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
2006
2007
2008
2009
797.38
22.64
93.57
771.71
2,435.63
106.76
204.73
71.67
1,682.38
5,615.36
1,236.57
21.58
57.28
58.46
40.78
110.23
6.40
1,548.95
289.37
353.91
891.05
21.58
102.93
43.69
815.00
1,114.00
6,726.00
861.49
10.38
129.41
852.15
2,148.10
130.84
262.34
77.54
1,945.66
6,144.66
1,329.26
25.87
76.65
74.00
45.40
134.79
8.15
1,695.06
315.68
461.77
950.13
48.47
104.41
72.86
918.00
1,351.00
7,200.00
934.09
12.69
147.51
935.93
2,312.96
148.33
318.05
85.34
2,098.36
6,542.50
1,395.92
30.19
95.13
88.94
50.20
166.30
10.13
1,874.11
344.29
576.67
1,002.12
75.61
108.64
87.33
923.00
1,574.00
7,595.00
997.40
12.68
175.18
993.70
2,459.14
155.47
323.40
84.47
2,157.01
6,923.25
1,471.46
31.87
97.75
93.02
54.37
183.56
11.24
2,067.71
383.61
703.91
1,065.10
86.29
110.89
114.39
899.00
1,697.00
8,185.00
2010
2006
2007
2008
With cards with a delayed debit function
ECB
Payment Statistics
15
7.1d Number of transactions per type of payment instrument (continued)

With cards with a credit function

2006
2007
2008
2009
With cards with a debit and/or delayed debit function With cards with a credit and/or delayed debit function
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
2.18
2.70
3.44
4.25
7.69
Czech Republic
7.75
10.26
11.48
15.36
21.35
Denmark
49.39
57.22
68.23
64.80
73.00
Germany
42.48
39.77
40.48
37.84
Estonia
10.39
13.22
15.82
17.14
17.46
Ireland
105.33
110.64
118.45
109.40
107.50
Greece
64.36
69.28
75.26
73.27
66.35
Spain
France
Italy
Cyprus
11.65
14.09
15.84
16.14
16.86
Latvia
9.30
22.89
19.90
18.10
Lithuania
3.51
5.11
7.09
8.42
10.13
Luxembourg
15.77
17.73
19.20
20.33
28.85
Hungary
15.14
19.87
23.13
25.51
24.81
Malta
2.29
2.94
3.65
4.07
4.92
Netherlands
Austria
30.22
31.83
33.10
33.97
36.16
Poland
86.37
111.19
137.10
161.40
175.23
Portugal
Romania
4.23
14.90
17.38
16.42
16.28
Slovenia
2.73
2.75
3.70
2.93
2.99
Slovakia
4.65
7.18
9.42
12.06
12.32
Finland
Sweden
83.00
93.00
94.00
100.00
125.37
United Kingdom 1,788.00 1,806.00 1,791.00 1,819.00 1,857.00
0.05
0.00
765.09
5.00
-
0.10
0.00
815.68
12.00
-
0.11
0.00
863.38
0.00
15.00
-
0.10
0.00
903.42
17.00
-
0.11
0.00
961.41
0.00
37.60
-
Euro area total

215.68
274.71
308.98
312.65
313.79
EU total
2,280.54 2,441.69 2,509.97 2,564.85 2,660.19
765.09
770.14
815.68
827.78
863.49
878.49
903.52
920.52
961.51 2,078.83 1,951.67 2,120.86 2,165.96 2,360.49

999.11 2,305.17 2,269.67 2,491.88 2,549.96 2,762.97
16
ECB
Payment Statistics
2006
2007
2008
2009
2010
87.02
97.33
105.92
112.20
120.99
408.81
819.89 1,037.45 1,144.35 1,169.18 1,261.48
465.92
503.91
522.61
569.30
587.66
0.00
0.00
0.00
0.00
5.34
83.23
88.52
94.24
89.60
96.67
0.00
0.00
0.00
0.00
0.00
125.97
134.45
138.74
161.68
206.71
0.00
0.02
0.00
88.00
90.00
115.00
64.00
87.00
114.00
187.00
192.00
201.00
226.48
107.00
131.00
179.00
183.00
176.00
7.2a Relative importance of payment instruments

(as a percentage of total number of transactions)
Credit transfers
Direct debits
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
42.47
68.19
21.60
42.19
39.72
24.88
20.02
14.54
17.52
29.56
16.48
63.70
55.23
48.25
76.74
17.17
32.43
47.38
70.05
9.73
76.24
54.89
72.14
42.54
36.19
21.21
42.75
82.01
20.56
35.99
37.84
22.97
21.44
14.30
16.91
29.11
16.82
59.08
53.05
49.50
72.63
16.54
31.78
47.87
67.40
10.36
78.62
54.76
65.46
41.34
34.18
20.97
42.11
81.24
20.11
35.48
37.58
21.99
25.35
14.49
16.97
27.85
24.63
54.84
52.27
14.43
69.73
17.57
31.13
44.92
65.10
10.64
65.80
53.20
58.68
42.66
33.04
20.87
41.64
80.89
19.63
35.17
35.82
22.52
30.23
14.55
16.99
30.44
26.99
52.62
50.71
11.98
68.61
18.80
29.86
42.91
64.41
11.19
65.45
51.12
55.36
44.00
31.90
20.61
42.13
71.66
54.73
18.41
33.86
34.23
22.62
34.24
14.42
17.53
30.65
27.78
51.93
50.49
9.50
67.84
19.96
29.57
42.31
62.88
10.85
61.77
50.10
55.89
41.98
31.92
20.53
11.69
1.60
14.22
42.78
7.14
17.41
11.18
44.66
18.32
13.31
15.41
2.20
4.91
10.09
9.34
3.08
26.98
35.63
1.25
10.76
10.32
12.57
11.20
4.66
9.58
19.82
11.43
1.22
13.74
49.37
6.82
16.94
11.10
43.36
18.82
13.53
15.30
2.04
5.01
10.68
10.01
2.96
26.35
34.95
1.31
11.83
3.11
12.89
16.28
4.48
8.78
19.91
11.28
0.58
13.51
49.37
6.70
16.02
7.13
42.87
19.02
14.52
9.51
1.96
5.22
3.23
8.29
3.76
25.77
37.11
1.24
13.59
2.47
12.91
16.98
4.68
8.50
20.16
11.37
0.31
12.13
49.40
6.88
16.03
7.74
43.75
19.88
14.55
8.49
2.01
5.64
2.75
8.05
4.08
25.37
37.98
1.10
13.73
1.26
14.37
17.03
4.78
8.47
19.82
10.31
0.26
15.63
11.94
50.16
6.67
15.70
9.20
42.21
20.00
14.81
8.61
1.88
6.12
2.23
7.35
3.97
24.39
37.19
0.97
13.59
0.56
14.94
15.41
4.33
8.74
19.52
40.29
30.22
62.60
14.15
53.13
35.62
49.00
35.72
37.60
34.29
31.31
34.05
39.35
38.48
13.80
26.95
36.69
15.12
28.68
64.31
9.24
32.24
16.62
52.76
54.18
46.64
41.03
16.77
63.11
13.82
55.33
40.74
48.15
37.96
39.75
35.35
33.66
38.57
41.77
37.63
17.22
30.90
37.95
15.34
31.28
64.75
14.76
32.25
18.23
54.14
57.00
48.37
42.50
18.19
65.42
14.44
55.71
45.30
49.69
38.96
41.16
36.58
35.56
42.80
42.39
11.51
20.36
36.10
39.40
16.09
33.64
64.75
27.78
33.79
24.32
52.63
58.43
49.77
43.56
18.80
67.59
14.83
57.29
46.74
46.63
38.81
42.16
37.18
37.14
45.00
43.56
10.01
21.81
38.34
41.24
17.32
34.48
65.98
30.14
34.42
27.60
51.17
59.61
51.51
44.71
28.08
22.61
69.20
15.47
59.10
48.46
42.67
40.82
43.33
37.52
39.01
45.70
43.31
9.24
23.47
42.48
42.71
18.60
36.14
67.99
34.08
34.90
28.68
53.64
59.33
53.23
Euro area total

EU total
30.12
29.97
27.61
28.25
27.08
27.73
27.20
27.63
26.90
27.71
28.82
25.26
30.01
25.84
29.94
25.75
30.18
25.79
30.00
25.40
29.86
34.39
31.74
36.35
32.63
37.59
33.21
38.55
34.28
39.37
ECB
Payment Statistics
17
7.2b Relative importance of payment instruments (continued)

(as a percentage of the total number of transactions)
Cheques
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
0.68
1.58
0.63
0.01
22.09
19.02
3.49
25.62
12.58
36.80
0.02
0.21
0.34
0.00
52.80
0.31
0.02
15.05
4.17
0.29
0.04
0.04
0.04
12.33
0.50
1.22
0.49
0.01
19.35
18.29
2.99
23.61
11.34
34.07
0.02
0.16
0.20
0.00
49.60
0.15
0.01
12.89
3.48
0.09
0.02
0.04
0.03
10.75
0.40
0.96
0.41
0.00
16.69
16.77
2.53
21.94
10.09
30.30
0.01
0.12
0.05
0.00
42.57
0.14
0.01
10.85
3.95
0.10
0.02
0.03
0.03
9.19
0.35
0.65
0.34
0.00
14.71
13.98
2.04
20.11
8.47
27.38
0.01
0.09
0.04
0.00
38.79
0.09
0.01
8.93
3.15
0.08
0.02
0.03
0.02
8.07
0.30
0.07
0.45
0.28
0.00
13.22
12.21
1.85
18.31
7.88
24.60
0.01
0.08
0.03
0.00
33.59
0.09
0.01
7.42
3.59
0.06
0.01
0.02
0.00
6.73
4.85
0.25
0.07
0.02
0.13
0.94
0.02
0.30
2.65
3.90
1.27
0.08
-
4.28
0.34
0.33
0.01
0.17
1.32
.
0.30
0.02
1.99
3.91
1.42
0.11
-
3.69
0.30
0.52
0.01
0.20
1.90
0.39
0.00
70.79
3.70
1.35
0.13
-
3.08
0.26
1.00
0.01
0.22
2.27
0.00
0.36
0.00
75.26
3.53
1.22
0.14
0.00
-
2.54
6.95
0.22
1.38
0.01
0.24
2.95
0.00
0.48
0.00
79.00
3.32
1.17
0.12
0.00
0.00
-
0.02
0.00
0.00
0.72
1.58
0.80
9.31
0.00
0.19
0.11
0.29
0.08
0.03
0.01
-
0.01
0.00
0.00
0.70
1.37
0.74
9.35
0.00
0.14
0.27
0.06
0.03
0.01
-
0.01
0.00
0.00
0.53
1.15
0.69
9.06
0.00
1.61
0.38
0.05
0.01
0.00
-
0.01
0.00
0.00
0.41
0.84
0.64
7.09
0.00
1.54
0.47
0.04
0.00
0.00
-
0.01
0.02
0.00
0.00
0.29
0.70
0.59
6.19
0.00
1.34
0.63
0.03
0.00
0.00
-
Euro area total

EU total
9.43
9.25
8.81
8.41
8.03
7.47
7.15
6.63
6.44
5.78
0.74
0.59
0.81
0.65
1.36
1.06
1.49
1.12
1.70
1.26
1.03
0.74
1.03
0.72
0.96
0.69
0.77
0.56
0.67
0.48
18
ECB
Payment Statistics
7.3a Increase in the number of transactions

Credit transfers
Direct debits
2007
2008
2009
2010
2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
6.79
-0.66
4.26
-22.95
12.14
3.44
17.90
7.07
-0.11
2.69
13.82
9.56
14.55
16.81
-7.26
7.04
3.68
8.60
15.11
12.76
45.01
1.20
37.99
6.70
8.87
2.01
3.12
11.74
3.63
1.54
11.81
4.39
26.12
6.47
3.18
-2.91
61.72
3.84
16.68
5.42
0.20
12.92
4.29
-2.44
12.17
8.33
-30.66
-3.54
-19.45
6.70
9.88
2.07
2.99
-3.81
0.31
2.60
-2.85
0.93
25.77
3.63
3.42
13.33
10.77
-6.24
-1.27
3.36
1.42
11.87
1.10
-1.14
17.82
9.69
4.64
-3.74
8.90
3.34
2.02
2.81
5.48
-3.35
0.49
0.72
-0.30
-0.19
15.76
-0.10
7.18
1.88
9.96
1.26
6.20
2.64
4.00
10.70
6.12
0.95
11.71
3.18
-0.86
1.86
9.99
5.30
9.36
3.72
3.74
-36.76
5.81
4.26
12.50
8.99
9.29
5.67
6.32
5.99
10.73
9.27
21.84
20.58
5.01
6.98
3.33
5.43
24.90
16.36
-57.59
4.03
121.11
5.56
5.58
3.70
3.32
-46.90
4.16
2.98
10.62
3.12
-31.47
3.90
3.91
8.90
-31.34
7.89
23.22
9.21
-13.52
34.78
4.13
10.43
10.44
21.21
-34.36
-0.54
-6.30
7.89
10.10
3.83
4.97
-48.26
-7.72
3.58
4.64
-1.42
14.53
5.30
8.00
3.93
-9.77
-0.07
10.13
6.00
-0.02
13.47
3.80
5.92
5.72
5.40
-46.36
11.56
15.79
2.44
5.24
2.35
-5.48
-7.21
5.50
6.21
1.10
-2.61
21.47
-2.73
4.46
3.01
8.41
-3.67
15.73
5.38
-3.98
1.51
2.99
0.24
0.30
5.29
-53.57
7.99
-1.41
0.00
12.86
2.55
8.04
-54.17
38.30
10.42
-11.81
22.56
28.14
8.18
15.65
9.43
7.50
19.88
33.81
26.58
11.34
22.27
27.39
9.43
9.09
30.48
6.63
124.59
1.44
66.78
12.64
21.27
7.05
8.43
22.34
13.99
9.83
7.67
13.37
21.24
10.07
7.85
6.47
5.01
16.70
24.11
20.19
10.56
23.38
24.17
10.56
9.07
24.88
5.47
55.99
4.05
19.86
0.54
16.51
5.49
6.78
-0.11
18.76
6.17
6.32
4.81
1.68
-1.02
2.79
5.82
5.41
5.57
2.76
4.58
8.31
10.38
11.02
10.33
11.42
22.06
6.28
14.12
2.07
30.99
-2.60
7.81
7.77
6.97
62.90
21.42
9.69
9.09
7.65
3.06
-6.49
6.02
6.77
2.10
12.25
4.20
6.06
19.58
13.20
15.53
10.96
9.89
19.94
9.67
18.81
5.37
13.20
15.68
8.76
7.60
Euro area total

EU total
-8.31
-4.12
2.26
2.42
3.39
3.78
3.20
.
5.03
4.97
4.05
3.98
4.84
4.31
3.72
.
6.78
8.46
7.12
7.89
5.72
6.79
7.69
8.20
ECB
Payment Statistics
19
7.3b Increase in the number of transactions (continued)

Cheques
2007
2008
2009
2010
2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
-20.99
-12.85
-15.03
-30.69
-7.14
-1.89
5.88
-6.58
-4.61
-6.03
3.27
-3.03
-7.82
-32.41
4.39
-50.00
-15.31
-9.26
17.38
-69.09
-18.22
0.00
0.00
-10.01
-16.67
-13.94
-17.06
-13.33
-61.54
-5.94
-2.22
-11.35
-4.46
-9.72
-1.78
-6.25
-13.43
-13.52
-8.77
0.00
36.14
-11.27
-5.93
12.28
-18.48
0.00
0.00
-12.31
-9.97
-12.46
-29.89
-12.84
-20.00
-13.14
-12.08
-16.68
-5.30
-12.92
-8.67
-30.00
-20.82
-2.37
-4.76
-33.33
8.85
-14.17
-16.15
-16.25
-14.67
-16.67
-13.58
-8.62
-9.30
138.08
-26.04
-15.56
-75.00
-10.71
-10.77
-8.70
-5.44
-5.90
-3.98
-23.81
-3.61
-7.77
-9.71
0.00
-22.36
-11.49
19.76
-20.52
-21.88
-20.00
-13.18
-6.46
32.26
23.86
419.80
-29.35
31.78
46.28
.
1,335.71
-93.14
-14.64
6.19
20.50
57.18
-
-9.63
41.12
-9.07
68.76
-32.66
21.68
46.37
42.12
12,782.19
0.74
-1.17
20.58
-
-13.16
-32.14
-9.51
105.08
-9.20
12.03
23.64
-8.63
32.34
0.53
-6.51
9.64
-
-14.01
13.47
-9.61
40.67
-18.63
14.03
31.84
36.53
36.00
0.70
-1.67
-3.25
300.00
-
-15.72
0.00
6.46
-5.42
-4.80
4.72
23.91
1.02
-15.88
28.21
-40.00
-
-17.54
-28.57
-18.47
-12.30
-3.37
-1.61
1,117.54
46.73
-13.77
-82.00
-58.33
-
-17.19
-20.00
-19.37
-24.52
-4.43
-18.85
-1.90
29.19
-17.23
-44.44
-30.00
-
-13.11
0.00
-26.73
-16.20
-4.19
-11.67
-8.05
36.06
-24.16
10.00
-
Euro area total

EU total
-5.56
-6.67
-5.63
-7.35
-7.06
-7.50
-6.09
-7.77
10.75
.
.
.
.
.
19.63
.
.
.
-2.94
-0.73
-15.75
-15.42
-9.29
.
20
ECB
Payment Statistics
7.4a Number of transactions per capita

Credit transfers
Direct debits
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
79.72
6.64
48.98
88.17
59.35
33.56
2.63
15.54
41.28
18.09
14.70
46.83
24.17
108.28
60.85
10.04
83.79
109.70
22.67
12.73
8.25
87.27
35.16
124.76
81.93
50.49
84.50
6.63
50.85
68.02
66.67
33.88
3.08
16.33
40.99
18.44
16.49
51.58
27.84
124.47
56.52
10.67
86.68
118.66
26.10
14.33
11.99
87.83
48.47
132.55
88.54
51.17
86.44
7.44
52.39
69.19
74.62
34.76
3.87
17.12
42.05
17.76
26.37
53.80
32.66
128.99
56.73
11.95
90.06
115.28
29.28
15.50
8.33
84.60
38.98
140.78
96.53
51.88
88.35
7.19
52.26
71.20
72.52
34.88
4.85
17.61
43.25
20.01
28.95
50.69
32.42
130.85
57.63
13.32
90.58
113.60
34.46
16.99
8.73
80.65
42.35
144.79
97.64
52.99
92.39
7.00
48.95
52.29
71.82
72.32
34.76
5.61
17.54
46.10
20.30
31.69
51.69
34.99
131.90
60.07
14.67
95.63
114.33
38.46
17.52
8.67
81.86
46.48
151.77
105.89
54.79
21.94
0.16
32.25
89.40
10.66
23.49
1.47
47.72
43.17
8.14
13.75
1.62
2.15
22.63
7.41
1.80
69.71
82.49
0.41
14.09
1.12
19.98
5.46
13.67
21.69
47.17
22.59
0.10
33.98
93.33
12.02
24.99
1.60
49.52
45.62
8.57
15.00
1.78
2.63
26.86
7.79
1.91
71.86
86.62
0.51
16.36
0.47
20.67
12.06
14.37
22.74
48.59
23.15
0.05
35.18
96.27
13.31
25.32
1.09
50.64
47.14
9.26
10.18
1.93
3.26
28.84
6.75
2.56
74.55
95.24
0.56
19.80
0.31
20.53
11.28
15.43
24.84
50.11
24.12
0.03
32.29
100.02
13.93
24.82
1.24
52.94
50.63
9.57
9.11
1.93
3.61
30.00
6.76
2.89
76.98
100.56
0.59
20.85
0.17
22.68
13.03
15.73
25.92
50.96
22.61
0.03
13.98
33.92
106.38
14.08
24.13
1.51
51.33
52.60
9.81
9.83
1.88
4.24
31.05
6.50
2.92
78.87
100.50
0.59
21.95
0.08
24.41
12.82
15.66
29.00
52.09
75.63
2.94
9.11
141.94
29.57
79.39
48.05
6.43
38.18
88.58
20.98
27.93
25.04
17.22
86.36
10.95
15.76
94.79
35.00
9.28
84.19
1.00
51.26
8.10
154.76
122.67
111.02
81.10
1.35
12.54
156.07
26.11
97.46
60.09
6.93
43.36
96.34
22.39
33.00
33.68
21.92
94.63
13.40
19.94
103.50
38.03
12.11
89.56
2.25
51.72
13.50
173.58
147.68
118.06
87.23
1.67
14.14
170.42
28.17
110.62
71.59
7.59
46.02
102.00
23.33
38.07
41.98
26.49
102.85
16.57
24.56
114.00
41.30
15.13
94.34
3.52
53.73
16.15
173.71
170.72
123.70
92.44
1.67
16.70
179.95
30.04
115.99
72.38
7.49
46.96
107.34
24.45
39.83
43.35
27.85
109.33
18.31
27.16
125.12
45.87
18.45
100.17
4.02
54.31
21.11
168.39
182.49
132.46
98.03
2.74
20.22
196.54
32.81
124.89
74.47
6.99
49.64
113.98
24.85
44.51
45.49
30.01
128.38
20.78
31.21
138.11
50.26
22.11
109.81
4.78
57.03
23.85
193.91
196.80
142.07
Euro area total

EU total
49.93
47.24
45.73
42.85
46.39
43.69
47.66
45.19
49.05
47.89
47.79
39.82
49.71
39.20
51.29
40.57
52.89
42.18
54.70
43.90
49.51
54.20
52.57
55.14
55.91
59.22
58.21
63.03
62.50
68.05
ECB
Payment Statistics
21
7.4b Number of transactions per capita (continued)

Cheques
2006
2007
2008
2009
2010
2006
2007
2008
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
1.27
0.04
3.57
1.32
0.01
29.80
2.50
3.73
60.37
7.70
32.82
0.01
0.09
0.76
0.00
30.87
0.73
0.01
19.70
0.45
0.46
0.02
0.11
0.09
29.35
1.00
0.04
3.02
0.92
0.01
28.54
2.63
3.42
57.23
7.18
33.41
0.01
0.08
0.51
0.00
32.00
0.36
0.00
17.84
0.53
0.14
0.02
0.11
0.09
26.24
0.82
0.03
2.49
0.80
0.00
26.38
2.56
2.98
54.37
6.43
32.43
0.01
0.07
0.43
0.00
28.96
0.36
0.01
15.80
0.50
0.16
0.01
0.11
0.09
22.85
0.74
0.03
1.74
0.70
0.00
22.78
2.24
2.47
51.21
5.57
29.36
0.01
0.06
0.41
0.00
27.48
0.24
0.01
13.55
0.42
0.13
0.01
0.09
0.08
20.75
0.66
0.06
1.28
0.59
0.00
20.31
2.00
2.25
48.16
5.22
28.07
0.01
0.06
0.38
0.00
24.68
0.24
0.01
11.99
0.50
0.10
0.01
0.07
0.00
17.95
9.11
4.43
0.51
0.01
0.02
0.32
0.57
0.02
0.13
5.95
10.08
2.94
0.10
-
8.46
5.83
0.64
0.05
0.01
0.41
0.83
.
0.26
0.01
5.00
10.67
3.53
0.16
-
7.58
8.14
0.58
0.08
0.01
0.50
1.21
0.38
0.00
632.63
10.71
3.47
0.19
-
Euro area total

EU total
15.64
14.58
14.59
12.76
13.76
11.77
12.54
10.85
11.74
9.98
1.22
0.93
1.34
0.98
2.33
1.68
22
ECB
Payment Statistics
2009

2010
2006
2007
2008
2009
2010
6.53
5.57
5.49
6.22
0.53
0.48
0.16
0.23
0.01
0.01
0.56
0.63
1.49
1.96
0.00
0.00
0.35
0.48
0.00
0.00
821.71 1,097.46
10.71
10.73
3.24
3.17
0.21
0.20
0.00
0.00
0.00
-
0.03
0.00
0.01
0.09
1.69
1.89
5.70
0.00
0.42
0.09
0.66
0.10
0.00
0.02
-
0.03
0.00
0.01
0.10
1.57
1.79
5.92
0.00
0.11
0.67
0.09
0.00
0.01
-
0.02
0.00
0.00
0.08
1.35
1.72
5.78
0.00
1.31
0.98
0.07
0.00
0.00
-
0.02
0.00
0.00
0.07
1.01
1.64
4.66
0.00
1.29
1.26
0.06
0.00
0.00
-
0.01
0.02
0.00
0.00
0.05
0.85
1.56
4.10
0.00
1.19
1.70
0.05
0.00
0.00
-
1.71
1.16
1.70
1.10
1.64
1.09
1.35
0.92
1.22
0.83
2.60
1.83
3.10
2.18
7.5a Country's share in the total EU number of transactions

(as a percentage; total for the period)
Credit transfers
Direct debits
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
3.83
0.23
1.21
33.07
0.36
0.65
0.13
3.12
11.92
4.86
0.05
0.49
0.37
0.23
2.79
0.02
6.24
4.13
3.94
0.61
0.81
0.80
0.86
2.99
3.39
13.93
4.22
0.24
1.31
26.31
0.42
0.70
0.16
3.45
12.29
5.15
0.06
0.55
0.44
0.28
2.67
0.02
6.67
4.63
4.68
0.71
1.21
0.83
1.23
3.30
3.81
14.67
4.25
0.26
1.32
26.08
0.46
0.71
0.20
3.58
12.38
4.88
0.10
0.56
0.50
0.29
2.61
0.02
6.80
4.41
5.12
0.76
0.82
0.79
0.97
3.43
4.09
14.62
4.22
0.24
1.28
25.78
0.43
0.69
0.24
3.58
12.34
5.33
0.10
0.51
0.48
0.29
2.55
0.02
6.62
4.20
5.81
0.80
0.83
0.73
1.01
3.42
4.02
14.48
4.19
0.22
2.14
1.21
24.45
0.40
0.65
0.26
3.36
12.45
5.11
0.11
0.48
0.48
0.28
2.50
0.03
6.61
3.99
6.12
0.78
0.77
0.70
1.05
3.39
4.13
14.14
1.25
0.01
0.95
39.78
0.08
0.54
0.09
11.36
14.79
2.59
0.06
0.02
0.04
0.06
0.40
0.00
6.15
3.68
0.08
0.81
0.13
0.22
0.16
0.39
1.06
15.44
1.23
0.00
0.95
39.46
0.08
0.56
0.09
11.42
14.95
2.61
0.06
0.02
0.05
0.07
0.40
0.00
6.05
3.70
0.10
0.89
0.05
0.21
0.33
0.39
1.07
15.23
1.23
0.00
0.96
39.08
0.09
0.56
0.06
11.41
14.95
2.74
0.04
0.02
0.05
0.07
0.33
0.01
6.06
3.92
0.11
1.04
0.03
0.21
0.30
0.41
1.13
15.21
1.23
0.00
0.84
38.80
0.09
0.53
0.07
11.52
15.47
2.73
0.03
0.02
0.06
0.07
0.32
0.01
6.03
3.99
0.11
1.05
0.02
0.22
0.33
0.40
1.14
14.92
1.12
0.00
0.67
0.85
39.51
0.09
0.49
0.08
10.74
15.49
2.69
0.04
0.02
0.06
0.07
0.30
0.01
5.95
3.83
0.10
1.06
0.01
0.23
0.32
0.38
1.24
14.67
3.16
0.09
0.37
3.06
9.67
0.42
0.81
0.28
6.68
22.29
4.91
0.09
0.23
0.23
0.16
0.44
0.03
6.15
1.15
1.40
3.54
0.09
0.41
0.17
3.23
4.42
26.70
3.15
0.04
0.47
3.11
7.85
0.48
0.96
0.28
7.11
22.45
4.86
0.09
0.28
0.27
0.17
0.49
0.03
6.19
1.15
1.69
3.47
0.18
0.38
0.27
3.35
4.94
26.30
3.16
0.04
0.50
3.17
7.83
0.50
1.08
0.29
7.11
22.15
4.73
0.10
0.32
0.30
0.17
0.56
0.03
6.35
1.17
1.95
3.39
0.26
0.37
0.30
3.13
5.33
25.72
3.16
0.04
0.56
3.15
7.80
0.49
1.03
0.27
6.84
21.95
4.67
0.10
0.31
0.29
0.17
0.58
0.04
6.56
1.22
2.23
3.38
0.27
0.35
0.36
2.85
5.38
25.95
3.13
0.06
0.62
3.19
7.86
0.49
0.98
0.23
6.70
21.66
4.40
0.10
0.30
0.29
0.19
0.61
0.04
6.72
1.24
2.47
3.42
0.30
0.34
0.38
3.05
5.41
25.81
Euro area total

EU total
71.78
100.00
68.69
100.00
68.67
100.00
69.37
100.00
67.40
100.00
81.49
100.00
81.64
100.00
81.76
100.00
82.48
100.00
82.00
100.00
62.03
100.00
61.36
100.00
61.05
100.00
60.73
100.00
60.44
100.00
ECB
Payment Statistics
23
7.5b Country's share in the total EU number of transactions (continued)

(as a percentage; total for the period)
Cheques
Other payment instrument
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
0.20
0.01
0.29
1.61
0.00
1.87
0.41
2.42
56.48
6.70
0.37
0.00
0.00
0.01
0.00
0.19
0.09
0.00
3.08
0.14
0.01
0.00
0.01
0.01
26.24
0.17
0.01
0.26
1.19
0.00
1.97
0.47
2.42
57.64
6.73
0.41
0.00
0.00
0.00
0.00
0.21
0.05
0.00
2.99
0.18
0.00
0.00
0.01
0.01
25.27
0.15
0.01
0.23
1.11
0.00
2.00
0.49
2.32
59.44
6.56
0.44
0.00
0.00
0.00
0.00
0.20
0.05
0.00
2.86
0.18
0.01
0.00
0.01
0.01
23.91
0.15
0.01
0.18
1.05
0.00
1.88
0.47
2.09
60.85
6.18
0.43
0.00
0.00
0.00
0.00
0.21
0.04
0.00
2.65
0.17
0.00
0.00
0.01
0.01
23.62
0.14
0.01
0.14
0.96
0.00
1.82
0.45
2.07
62.38
6.30
0.45
0.00
0.00
0.00
0.00
0.21
0.04
0.00
2.55
0.22
0.00
0.00
0.01
0.00
22.23
22.23
10.53
9.79
0.02
0.20
4.64
7.84
0.01
0.10
0.65
38.11
5.63
0.24
-
18.39
12.32
10.72
0.11
0.12
5.41
10.15
.
0.12
0.01
0.49
35.80
6.00
0.34
-
9.70
10.15
5.69
0.11
0.05
3.85
8.67
0.10
0.00
36.92
21.06
3.46
0.24
-
7.71
6.30
4.71
0.20
0.04
3.94
9.81
0.00
0.09
0.00
44.67
19.35
2.96
0.24
0.00
-
5.56
5.99
3.57
0.23
0.03
3.77
10.84
0.00
0.10
0.00
50.94
16.34
2.44
0.19
0.00
0.00
-
0.06
0.00
0.00
0.20
13.79
22.26
62.26
0.00
0.04
0.16
1.02
0.20
0.01
0.01
-
0.05
0.00
0.00
0.21
12.90
20.96
64.48
0.00
0.20
1.02
0.17
0.02
0.00
-
0.04
0.00
0.00
0.17
11.40
20.40
63.90
0.00
2.44
1.50
0.15
0.00
0.00
-
0.04
0.00
0.00
0.16
10.17
23.05
61.31
0.00
2.83
2.30
0.14
0.00
0.00
-
0.04
0.05
0.00
0.00
0.13
9.39
24.32
59.64
0.00
2.86
3.44
0.12
0.00
0.00
-
Euro area total

EU total
72.87
100.00
73.64
100.00
75.64
100.00
76.01
100.00
77.39
100.00
89.35
100.00
87.53
100.00
89.74
100.00
93.61
100.00
93.91
100.00
99.83
100.00
99.78
100.00
97.56
100.00
97.17
100.00
97.08
100.00
24
ECB
Payment Statistics
8a Payment and terminal transactions involving non-MFIs: Total value of transactions

Total value of transactions
(EUR trillions)
Increase in the real value of transactions

(annual percentage changes;
HICP adjusted)
2006
2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
3.61
0.09
0.73
36.15
0.13
1.12
1.25
10.48
21.68
8.53
0.23
0.48
0.34
0.61
1.89
0.03
6.08
2.72
6.48
1.40
1.16
0.27
1.23
4.47
1.06
137.79
4.26
0.11
0.78
71.64
0.17
1.25
1.23
12.50
22.36
9.59
0.34
0.59
0.46
0.70
1.55
0.03
6.27
2.76
6.89
1.62
1.49
0.30
1.60
4.09
1.20
156.91
4.51
0.14
0.79
72.62
0.17
1.14
1.34
12.78
23.37
9.82
0.52
0.52
0.54
1.15
1.61
0.03
6.21
2.75
8.09
1.84
1.62
0.28
1.64
4.68
1.28
106.40
4.10
0.12
0.73
64.87
0.13
0.87
1.13
12.40
24.15
9.29
0.41
0.35
0.27
0.96
1.74
0.15
5.79
2.25
6.16
1.78
1.17
0.24
1.14
4.24
1.17
79.02
3.84
0.12
2.09
0.74
64.47
0.14
0.78
1.18
12.32
21.88
9.84
0.49
0.37
0.25
1.01
1.81
0.15
6.14
2.50
7.79
1.85
1.30
0.24
1.48
3.59
1.38
78.72
14.54
10.15
3.56
92.18
19.12
8.43
-5.10
14.41
0.33
9.30
41.09
7.55
27.69
11.37
-27.21
0.64
1.57
-1.93
-0.82
12.95
14.02
8.57
14.98
-10.34
10.05
11.98
3.08
14.47
-0.37
0.24
-6.17
-9.75
6.23
0.79
3.29
0.05
51.20
-19.50
7.77
62.41
0.24
-4.44
-2.56
-1.58
5.44
12.33
13.45
-8.35
-8.45
10.66
8.45
-23.44
-9.40
-16.45
-9.42
-11.41
-23.59
-22.19
-17.39
-3.81
2.29
-6.38
-22.74
-32.42
-50.02
-18.27
14.48
344.40
-7.43
-18.99
-9.71
-3.08
-20.83
-18.88
-30.23
-10.97
-2.25
-19.23
-9.38
-0.92
-0.54
-2.43
3.59
-9.83
-0.40
-3.43
-11.19
3.66
18.40
4.85
-11.93
1.73
-2.71
-4.16
4.07
8.72
13.56
1.46
2.03
-2.16
27.48
-17.55
4.55
-7.51
Euro area total

EU total
98.08
248.75
138.57
310.71
143.05
265.85
133.78
224.63
131.76
226.48
36.71
20.47
1.35
-16.24
-8.38
-16.78
-3.65
.
Average value per transaction

(EUR)
2007
2008
2009
2010
1,823.00 2,029.02
1,227.61 1,826.78
592.64
574.62
2,100.26 4,607.26
645.92
717.41
1,942.08 1,939.49
8,531.91 7,638.73
2,224.46 2,438.70
1,451.68 1,446.62
2,366.14 2,549.66
3,389.41 4,396.10
2,871.66 2,964.70
2,257.57 2,615.15
5,720.95 5,836.94
2,369.04 1,987.03
1,401.60 1,308.22
1,439.43 1,403.70
1,419.10 1,339.83
5,250.00 4,670.95
1,007.92 1,104.36
4,949.37 4,525.05
830.78
939.94
4,687.55 4,004.95
2,896.28 2,411.14
517.85
507.08
9,554.75 10,542.45
2006
2,052.33
1,987.10
552.87
4,534.77
642.84
1,626.35
7,776.60
2,373.13
1,470.67
2,572.65
6,126.76
2,346.51
2,581.60
2,640.40
1,971.31
1,234.72
1,305.79
1,286.73
4,719.95
1,186.02
5,968.96
882.87
4,564.25
2,667.42
475.38
6,972.18
1,790.64
1,746.71
493.86
3,913.21
472.93
1,251.03
6,246.11
2,231.90
1,470.73
2,348.20
4,756.52
1,593.54
1,282.66
1,777.10
2,070.70
5,225.89
1,154.88
1,017.71
3,015.64
1,100.62
4,085.15
730.06
2,759.95
2,412.78
409.34
4,972.94
1,609.50
1,656.85
2,226.49
471.03
3,718.07
494.93
1,132.84
6,401.42
2,199.24
1,282.72
2,456.05
5,372.57
1,660.22
1,097.50
1,438.86
2,038.90
4,998.00
1,142.55
1,104.45
3,336.67
1,074.99
4,311.05
702.48
3,270.76
1,852.60
445.23
4,757.90
1,874.10
3,394.90
2,589.16
3,383.90
2,319.75
2,745.52
2,189.78
2,613.09
2,618.00
4,126.32
ECB
Payment Statistics
25
8b Payment and terminal transactions involving non-MFIs: Total value of transactions (continued)
Value per capita
(EUR thousands)
Value as a ratio to GDP

(percentage of GDP)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
342.18
11.95
134.37
438.90
96.51
261.99
111.95
237.73
342.03
144.76
302.35
211.13
98.81
1,283.80
187.84
81.96
371.90
328.54
169.87
131.95
53.57
132.09
228.50
849.48
117.24
2,274.30
401.09
14.76
142.11
870.84
126.38
286.10
109.90
278.54
350.64
161.47
430.98
258.84
137.27
1,467.81
154.64
84.41
382.81
332.10
180.88
152.76
69.02
150.75
296.55
773.03
131.37
2,572.95
421.24
18.19
144.01
884.31
127.64
257.03
118.85
280.33
364.41
164.09
655.85
230.17
161.28
2,359.81
160.39
84.00
377.79
330.21
212.26
172.81
75.55
140.39
303.17
880.34
138.90
1,732.87
379.96
15.53
131.49
792.34
95.74
193.75
100.28
270.05
374.49
154.39
510.15
153.51
82.02
1,940.40
173.91
370.26
350.38
269.45
161.35
167.11
54.48
115.19
211.15
794.03
125.31
1,278.87
352.92
16.18
199.16
133.78
788.53
104.58
174.08
104.82
267.43
337.40
162.65
612.95
165.27
76.05
1,998.82
180.52
367.27
369.43
298.43
204.09
173.62
60.51
114.78
271.97
669.76
147.68
1,269.92
1,131.99
347.39
333.98
1,562.32
969.16
626.13
597.48
1,062.99
1,205.86
571.47
1,592.30
3,022.44
1,391.31
1,787.16
2,111.51
656.03
1,124.94
1,048.66
2,380.63
871.39
1,182.81
854.13
2,768.05
2,698.76
334.63
7,071.35
1,269.43
367.35
341.02
2,949.88
1,055.74
657.58
552.19
1,186.82
1,185.31
616.87
2,124.85
2,801.89
1,612.32
1,878.49
1,563.88
632.86
1,096.53
1,006.03
2,216.88
957.11
1,191.76
880.59
2,919.81
2,273.44
355.61
7,643.71
1,303.16
391.46
338.75
2,935.56
1,049.75
634.47
573.37
1,175.01
1,209.09
623.29
3,031.72
2,278.72
1,668.44
2,920.70
1,525.44
593.03
1,044.76
973.60
2,227.83
1,067.37
1,162.41
761.44
2,540.90
2,519.56
384.29
5,860.64
1,204.40
337.17
326.45
2,732.06
927.30
539.03
488.43
1,183.72
1,278.45
608.65
2,421.88
1,868.87
1,028.87
2,580.62
1,907.02
2,628.33
1,013.80
819.96
1,983.18
1,053.92
989.55
666.01
1,818.87
2,446.66
399.96
5,047.02
1,083.84
338.25
1,444.09
317.07
2,602.86
979.67
499.46
521.29
1,171.95
1,132.03
632.06
2,842.38
2,058.73
907.83
2,513.74
1,859.21
2,479.11
1,042.97
874.63
2,199.61
1,068.80
1,063.38
664.03
2,241.37
1,992.86
399.28
4,640.08
Euro area total

EU total
310.73
535.14
433.65
625.90
443.56
533.09
406.56
448.97
399.25
451.64
1,159.82
2,149.73
1,549.56
2,505.52
1,560.32
2,129.47
1,498.69
1,909.90
1,438.16
1,847.68
26
ECB
Payment Statistics
8c Payment and terminal transactions involving non-MFIs: Total value of transactions (continued)
Value per euro in overnight deposit held by non-MFIs
Countrys share in the total EU value of

transactions (percentages)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
31.26
16.18
.
43.55
26.38
10.21
11.49
19.69
44.65
12.15
25.07
62.66
54.69
6.82
.
8.23
26.06
42.17
103.55
22.54
53.90
34.45
68.26
83.84
7.75
21.94
33.28
14.29
.
83.65
31.81
9.90
11.55
23.58
43.77
13.55
27.28
65.13
69.15
7.38
.
7.93
24.69
38.59
81.84
26.94
51.97
40.02
82.83
73.06
8.36
25.06
35.30
19.97
.
78.34
38.57
8.30
13.58
25.44
46.12
12.87
42.30
67.50
107.25
11.23
.
7.74
25.56
34.42
113.63
32.02
58.28
40.07
69.23
79.28
9.74
17.70
29.81
16.85
.
58.54
28.32
5.73
10.12
22.21
43.96
10.86
27.97
54.06
52.31
8.07
.
28.63
20.81
24.30
75.57
31.01
38.40
30.66
56.72
60.61
7.69
28.30
26.91
18.64
28.44
.
54.17
23.39
6.00
12.29
23.00
37.89
11.45
27.28
42.72
37.54
7.17
.
23.06
19.39
25.88
79.26
32.69
46.07
27.01
68.42
49.40
8.16
26.72
1.45
0.04
0.29
14.53
0.05
0.45
0.50
4.21
8.72
3.43
0.09
0.19
0.13
0.24
0.76
0.01
2.44
1.09
2.60
0.56
0.46
0.11
0.50
1.80
0.43
55.39
1.37
0.04
0.25
23.06
0.05
0.40
0.40
4.02
7.20
3.09
0.11
0.19
0.15
0.23
0.50
0.01
2.02
0.89
2.22
0.52
0.48
0.10
0.52
1.32
0.39
50.50
1.70
0.05
0.30
27.32
0.06
0.43
0.50
4.81
8.79
3.69
0.20
0.20
0.20
0.43
0.61
0.01
2.34
1.04
3.04
0.69
0.61
0.11
0.62
1.76
0.48
40.02
1.83
0.05
0.32
28.88
0.06
0.39
0.50
5.52
10.75
4.14
0.18
0.15
0.12
0.43
0.78
0.07
2.58
1.00
2.74
0.79
0.52
0.10
0.51
1.89
0.52
35.18
1.70
0.05
0.92
0.33
28.47
0.06
0.34
0.52
5.44
9.66
4.34
0.22
0.16
0.11
0.45
0.80
0.07
2.71
1.11
3.44
0.82
0.57
0.10
0.65
1.59
0.61
34.76
Euro area total

EU total
28.97
24.66
39.48
30.22
39.42
26.24
32.33
30.20
30.86
29.16
39.43
100.00
44.60
100.00
53.81
100.00
59.56
100.00
58.18
100.00
ECB
Payment Statistics
27
9.1a Value of transactions per type of payment instrument

(EUR billions; total for the period)
Credit transfers
Direct debits
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
3,445.52
90.29
570.19
31,719.39
126.85
142.50
817.35
8,427.93
17,717.61
6,153.79
193.46
481.56
332.89
590.71
1,879.21
18.08
5,747.67
2,411.18
6,462.60
957.70
1,138.42
260.00
910.53
4,376.71
958.25
133,569.74
4,087.05
112.02
614.69
60,048.72
165.89
176.80
744.08
10,142.06
18,380.05
7,134.02
291.60
586.86
460.24
695.29
1,540.67
18.52
5,918.24
2,441.49
6,875.28
1,171.03
1,460.40
298.61
1,189.23
3,982.12
1,083.23
152,659.46
4,341.23
137.47
633.60
60,692.22
166.68
217.30
862.81
10,681.05
19,446.19
7,438.57
465.63
518.78
538.29
1,129.95
1,595.08
19.17
5,822.74
2,404.37
8,065.47
1,398.92
1,594.93
277.68
1,226.84
4,573.36
1,154.42
102,822.54
3,936.54
116.61
576.90
53,947.24
124.17
197.80
721.66
10,630.36
20,513.17
7,224.18
362.39
343.89
271.12
940.13
1,729.18
137.89
5,424.51
1,900.33
6,133.53
1,397.18
1,150.79
228.72
984.97
4,144.44
1,050.19
76,121.46
3,684.19
120.91
2,063.80
591.22
52,251.69
135.55
205.20
778.57
10,636.84
18,185.29
7,938.22
447.28
367.81
247.13
980.86
1,791.37
136.46
5,754.36
2,307.76
7,765.55
1,473.91
1,269.98
228.31
1,351.87
3,495.96
1,249.87
75,811.08
53.92
0.39
70.08
3,665.48
1.00
82.60
6.95
647.20
980.73
298.97
2.23
0.13
0.39
5.00
5.85
0.14
254.31
272.04
3.38
24.03
0.41
1.79
317.90
40.89
41.82
1,239.25
58.29
0.32
76.17
11,026.52
1.21
99.40
8.01
930.43
1,020.70
332.72
3.87
0.23
0.54
5.36
4.39
0.15
270.39
277.02
4.31
27.46
0.38
1.85
406.84
44.02
45.84
1,291.17
63.60
0.24
81.22
11,393.56
1.61
101.70
7.80
859.97
1,054.18
345.23
3.49
0.33
0.67
6.90
2.25
0.18
300.52
308.13
5.01
36.87
0.65
1.98
406.54
45.44
47.01
1,174.65
63.05
0.18
79.42
10,469.46
1.58
98.20
8.36
838.95
1,069.33
353.54
2.07
0.29
0.62
6.59
2.14
0.21
277.67
312.71
4.15
37.75
0.87
2.22
152.48
44.04
44.17
994.13
55.31
0.16
20.38
79.38
11,781.76
1.87
93.60
7.78
854.06
1,128.13
364.80
2.62
0.23
0.63
7.02
2.18
1.34
288.68
160.61
4.66
38.07
0.81
2.39
117.98
45.74
53.12
1,105.26
Euro area total

EU total
82,508.06
228,271.44
115,219.56
282,277.66
119,771.20
238,225.30
112,691.51
200,309.35
109,856.79
201,271.06
6,332.11
8,016.08
14,102.17
15,937.59
14,529.56
16,249.73
13,736.62
14,864.16
14,949.89
16,218.60
28
ECB
Payment Statistics
9.1b Value of transactions per type of payment instrument (continued)

Cheques
2006
2007
2008

2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
59.87
63.17
50.45
43.34
40.89
Bulgaria
Czech Republic
1.44
1.35
1.45
1.13
1.54
Denmark
49.38
40.20
28.62
22.78
20.60
Germany
602.29
418.88
382.71
300.05
264.65
Estonia
0.01
0.01
0.00
0.00
0.00
Ireland
872.00
949.00
797.00
546.00
457.00
Greece
415.43
468.35
455.75
392.76
391.25
Spain
957.09
935.36
777.95
597.98
543.40
France
2,207.69 2,174.30 2,069.31 1,834.46 1,828.39
Italy
1,198.69 1,167.06 1,092.70
909.04
845.22
Cyprus
35.85
39.91
48.23
40.92
39.78
Latvia
0.03
0.03
0.04
0.02
0.02
Lithuania
0.87
0.90
0.74
0.49
0.48
Luxembourg
6.88
Hungary
0.00
0.00
0.00
0.00
0.00
Malta
14.66
15.34
14.64
14.43
14.20
Netherlands
Austria
14.40
17.70
17.17
14.17
5.86
Poland
0.61
0.44
0.62
0.54
0.81
Portugal
368.97
373.38
349.00
290.00
273.42
Romania
15.64
22.72
24.56
14.39
21.65
Slovenia
0.08
0.13
0.12
0.11
0.07
Slovakia
0.10
0.06
0.08
0.06
0.04
Finland
28.00
30.00
26.00
21.00
15.00
Sweden
5.85
6.43
7.18
3.96
2.78
United Kingdom 2,473.66 2,409.24 1,885.83 1,435.15 1,275.58
0.44
0.01
0.10
0.01
0.00
0.04
2.25
0.00
0.01
0.01
0.44
0.15
0.03
-
0.39
0.02
0.16
0.03
0.00
0.05
3.38
.
0.01
0.00
0.01
0.48
0.18
0.05
-
0.35
0.03
0.15
0.06
0.00
0.07
4.58
0.01
0.00
11.03
0.48
0.20
0.06
-
0.31
0.03
0.15
0.11
0.00
0.08
5.20
0.00
0.01
0.00
14.11
0.48
0.19
0.06
0.00
-
0.26
0.03
0.14
0.14
0.00
0.09
7.42
0.00
0.01
0.00
19.49
0.47
0.19
0.07
0.00
0.00
-
2.91
0.00
0.00
0.89
358.80
493.76
758.91
0.06
0.39
3.06
0.94
12.99
0.67
0.02
-
2.68
0.00
0.00
1.09
394.63
478.56
821.28
0.03
5.32
0.93
11.83
0.49
0.01
-
2.34
0.00
0.00
0.00
360.24
472.46
819.96
0.00
7.24
1.49
10.78
0.61
0.00
-
1.75
0.00
0.00
0.00
237.47
396.25
682.56
0.00
6.75
1.92
8.67
0.22
0.00
-
1.49
0.76
0.00
0.00
0.00
183.23
374.84
559.43
0.00
5.89
2.39
7.16
0.40
0.00
-
Euro area total 6,731.30 6,597.33 6,081.03 5,004.32 4,719.18

EU total
9,313.85 9,133.96 8,030.15 6,482.77 6,042.64
3.48
3.50
4.73
4.76
16.97
17.01
20.68
20.72
28.27 1,629.60 1,710.98 1,667.29 1,328.63 1,128.55

28.31 1,632.74 1,716.82 1,675.13 1,335.60 1,135.60
ECB
Payment Statistics
29
9.1c Value of transactions per type of payment instrument (continued)

Total card payments
With cards with a debit function
With cards with a delayed debit function
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
44.94
1.29
3.65
40.93
163.16
1.92
19.27
7.46
85.27
282.86
119.65
1.99
1.32
1.20
3.23
3.64
0.40
74.69
17.69
10.83
32.89
1.07
3.32
3.29
28.00
58.78
503.85
48.76
0.70
5.23
44.88
143.48
2.55
23.75
8.55
96.62
310.61
128.93
2.46
2.01
1.67
3.59
4.60
0.51
80.52
19.40
14.52
36.82
2.49
3.76
4.24
32.20
66.27
553.85
52.66
0.99
6.48
47.47
151.20
2.86
25.98
9.09
101.91
331.81
116.74
2.80
2.44
1.90
3.95
5.46
0.64
87.14
21.45
19.34
40.07
3.90
4.07
5.43
32.80
72.07
511.99
54.74
0.99
6.72
46.97
155.88
2.58
23.66
8.51
98.66
339.59
118.36
2.79
1.94
1.65
4.13
5.00
0.71
87.63
24.08
17.91
43.11
3.33
4.13
6.48
29.78
66.96
473.02
58.74
0.81
8.11
50.76
169.32
2.72
23.33
7.24
103.64
363.20
119.98
3.00
1.97
1.72
4.83
5.76
0.80
93.46
26.36
22.49
54.24
3.87
4.40
6.89
35.49
79.16
530.63
35.70
1.22
3.31
36.51
123.84
1.57
6.70
0.77
37.15
71.32
0.91
1.04
0.99
1.63
3.03
0.20
65.45
11.44
6.60
0.81
1.76
3.01
22.70
36.63
301.15
38.52
0.51
4.79
39.94
104.04
2.09
9.69
0.83
39.70
76.57
1.09
1.46
1.36
1.80
3.77
0.25
70.76
12.54
9.26
1.80
2.09
3.86
26.50
40.65
338.89
41.59
0.70
5.89
41.73
111.42
2.34
12.10
1.00
41.68
62.54
1.21
1.61
1.52
2.01
4.52
0.32
76.28
13.78
13.06
3.08
2.32
4.89
25.10
45.14
318.40
43.68
0.63
6.05
41.84
115.81
2.11
11.81
1.06
41.15
62.65
1.21
1.33
1.32
2.17
4.17
0.36
77.90
14.44
12.37
2.77
2.42
5.86
25.68
41.72
310.73
46.80
0.46
7.21
45.05
125.61
2.24
12.05
1.05
42.60
63.20
1.41
1.32
1.33
2.31
4.88
0.41
83.47
15.87
16.08
3.25
2.63
6.28
30.00
47.50
356.05
0.02
0.00
0.35
0.03
0.06
3.04
1.05
0.04
1.46
0.02
3.24
26.42
0.02
36.12
0.00
0.37
0.04
0.14
0.08
3.40
1.03
0.06
1.57
0.02
3.57
27.38
0.02
36.75
0.00
0.36
0.04
0.16
0.09
3.99
1.09
0.06
1.62
0.02
3.74
24.13
0.02
37.13
0.00
0.33
0.08
0.17
0.06
5.91
0.84
0.01
1.59
0.02
3.30
18.46
0.03
40.89
0.31
0.09
0.22
0.09
6.27
0.82
0.02
1.65
0.02
3.46
21.92
Euro area total

879.10
936.99
982.31 1,002.23 1,074.89
EU total
1,514.23 1,642.97 1,662.62 1,629.30 1,782.89
376.69
773.41
383.04
832.78
391.35
834.23
406.20
831.23
433.69
919.07
3.38
35.67
41.46
73.80
42.75
72.07
45.06
67.91
49.22
75.77
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
30
ECB
Payment Statistics
9.1d Value of transactions per type of payment instrument (continued)

With cards with a credit function
With cards with a debit and/or delayed debit function With cards with a credit and/or delayed debit function
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
0.07
0.33
4.42
0.34
12.57
6.34
1.04
0.21
1.60
0.56
0.20
3.21
3.18
0.22
0.10
0.27
3.35
158.34
0.19
0.42
4.94
3.32
0.45
14.06
7.35
1.32
0.41
0.31
1.79
0.75
0.25
3.46
4.23
0.63
0.10
0.35
3.57
165.68
0.28
0.57
5.74
3.04
0.52
13.88
7.73
1.54
0.66
0.38
1.94
0.85
0.31
3.69
5.18
0.75
0.13
0.51
3.74
143.36
0.36
0.66
5.14
2.94
0.47
11.85
7.12
1.49
0.44
0.33
1.96
0.76
0.34
3.74
4.71
0.55
0.11
0.60
3.58
120.97
0.36
0.87
5.71
2.82
0.48
11.27
5.88
1.49
0.43
0.40
2.52
0.79
0.39
4.22
5.59
0.59
0.11
0.59
6.29
130.41
0.00
0.00
26.64
10.05
-
0.01
0.00
30.01
0.00
10.92
-
0.01
0.00
32.91
10.82
-
0.01
0.00
35.33
10.08
-
0.01
0.00
44.94
0.00
11.11
-
9.24
39.32
47.37
48.34
0.00
0.28
9.24
0.00
6.25
5.30
5.51
17.94
10.24
56.30
52.36
0.00
9.77
0.00
6.81
0.00
5.70
7.57
21.89
11.08
59.84
54.20
10.86
0.00
7.16
0.00
7.70
8.63
26.09
11.06
57.02
55.71
0.00
9.73
0.00
7.78
4.10
8.29
22.86
11.94
60.64
56.77
0.00
10.00
0.00
9.30
0.00
5.49
10.80
22.24
Euro area total

EU total
23.72
196.05
30.08
213.60
32.25
194.82
30.15
168.12
29.29
181.20
26.64
36.70
30.01
40.94
32.91
43.73
35.35
45.42
44.95
56.07
165.06
188.79
141.17
170.63
150.84
185.57
145.41
176.55
154.13
187.17
ECB
Payment Statistics
31
9.2a Relative importance of payment instruments

(as a percentage of the total value of transactions)
Credit transfers
Direct debits
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
95.51
98.17
78.05
87.74
97.74
12.76
65.49
80.45
81.71
72.12
82.82
99.69
99.26
97.44
99.34
54.33
94.58
88.76
99.77
68.57
98.46
98.03
73.92
97.83
90.00
96.94
95.93
99.10
79.22
83.82
97.78
14.16
60.49
81.14
82.18
74.41
86.30
99.61
99.33
98.73
99.08
53.65
94.40
88.57
99.72
72.26
98.25
98.11
74.31
97.40
90.14
97.29
96.24
99.12
80.11
83.58
97.39
19.03
64.61
83.57
83.20
75.77
89.52
99.46
99.39
98.10
99.07
55.37
93.75
87.34
99.69
76.21
98.17
97.82
74.86
97.77
90.14
96.64
96.02
99.00
79.45
83.16
96.76
22.85
63.78
85.71
84.93
77.74
88.78
99.35
98.99
97.43
99.20
89.99
93.68
84.33
99.63
78.64
98.39
97.25
86.10
97.76
90.12
96.33
95.92
99.20
98.53
79.68
81.05
96.72
26.34
65.70
86.33
83.11
80.71
90.78
99.40
98.86
96.90
99.23
89.31
93.77
92.19
99.64
79.81
97.94
97.08
91.54
97.32
90.25
96.30
1.49
0.42
9.59
10.14
0.77
7.40
0.56
6.18
4.52
3.50
0.96
0.03
0.12
0.82
0.31
0.42
4.18
10.01
0.05
1.72
0.04
0.67
25.81
0.91
3.93
0.90
1.37
0.28
9.82
15.39
0.71
7.96
0.65
7.44
4.56
3.47
1.15
0.04
0.12
0.76
0.28
0.44
4.31
10.05
0.06
1.69
0.03
0.61
25.42
1.08
3.81
0.82
1.41
0.17
10.27
15.69
0.94
8.91
0.58
6.73
4.51
3.52
0.67
0.06
0.12
0.60
0.14
0.53
4.84
11.19
0.06
2.01
0.04
0.70
24.81
0.97
3.67
1.10
1.54
0.15
10.94
16.14
1.23
11.34
0.74
6.76
4.43
3.80
0.51
0.08
0.23
0.68
0.12
0.13
4.80
13.88
0.07
2.12
0.07
0.94
13.33
1.04
3.79
1.26
1.44
0.13
0.97
10.70
18.28
1.34
12.01
0.66
6.93
5.16
3.71
0.53
0.06
0.25
0.69
0.12
0.88
4.70
6.42
0.06
2.06
0.06
1.02
7.99
1.27
3.84
1.40
1.25
1.41
5.60
0.45
1.48
1.73
0.60
0.81
1.30
1.40
0.85
0.27
0.36
0.53
0.19
1.21
1.23
0.65
0.17
2.35
0.09
1.25
0.27
0.63
5.52
0.37
1.14
0.62
5.78
0.20
1.50
1.90
0.70
0.77
1.39
1.34
0.73
0.34
0.36
0.51
0.30
1.47
1.28
0.70
0.21
2.27
0.17
1.24
0.26
0.79
5.51
0.35
1.17
0.71
6.00
0.21
1.67
2.27
0.68
0.80
1.42
1.19
0.54
0.47
0.35
0.34
0.34
1.84
1.40
0.78
0.24
2.18
0.24
1.43
0.33
0.70
5.63
0.48
1.34
0.84
6.47
0.24
2.01
2.73
0.75
0.80
1.41
1.27
0.68
0.56
0.60
0.43
0.29
0.46
1.51
1.07
0.29
2.43
0.28
1.75
0.57
0.70
5.75
0.60
1.53
0.67
0.39
6.84
0.26
1.94
2.99
0.61
0.84
1.66
1.22
0.61
0.53
0.69
0.48
0.32
0.52
1.52
1.05
0.29
2.94
0.30
1.87
0.47
0.99
5.72
0.67
Euro area total

EU total
84.12
91.77
83.15
90.85
83.73
89.61
84.23
89.17
83.38
88.87
6.46
3.22
10.18
5.13
10.16
6.11
10.27
6.62
11.35
7.16
0.90
0.61
0.68
0.53
0.69
0.63
0.75
0.73
0.82
0.79
32
ECB
Payment Statistics
9.2b Relative importance of payment instruments (continued)

(as a percentage of the total value of transactions)
Cheques
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
1.66
6.76
1.67
0.01
78.11
33.28
9.14
10.18
14.05
15.35
0.01
0.26
1.13
0.00
44.05
0.53
0.01
26.42
1.35
0.03
0.01
0.63
0.55
1.80
1.48
5.18
0.58
0.01
75.98
38.07
7.48
9.72
12.17
11.81
0.00
0.19
0.00
44.44
0.64
0.01
23.04
1.53
0.04
0.00
0.73
0.54
1.54
1.12
3.62
0.53
0.00
69.79
34.13
6.09
8.85
11.13
9.27
0.01
0.14
0.00
42.27
0.62
0.01
19.01
1.51
0.04
0.00
0.56
0.56
1.77
1.06
3.14
0.46
0.00
63.07
34.71
4.82
7.60
9.78
10.03
0.00
0.18
0.00
9.42
0.63
0.01
16.32
1.23
0.05
0.00
0.50
0.34
1.82
1.06
0.07
2.78
0.41
0.00
58.66
33.02
4.41
8.36
8.59
8.07
0.01
0.19
0.00
9.29
0.23
0.01
14.80
1.67
0.03
0.00
0.42
0.20
1.62
0.01
0.00
0.00
0.00
0.00
0.03
0.00
0.00
0.00
0.01
0.01
0.00
-
0.01
0.00
0.00
0.00
0.00
0.04
.
0.00
0.00
0.00
0.01
0.01
0.00
-
0.01
0.00
0.00
0.00
0.00
0.05
0.00
0.00
0.96
0.01
0.01
0.00
-
0.01
0.00
0.01
0.00
0.00
0.06
0.00
0.00
0.00
1.46
0.01
0.01
0.00
0.00
-
0.01
0.00
0.00
0.01
0.00
0.00
0.08
0.00
0.00
0.00
1.93
0.01
0.01
0.00
0.00
0.00
-
0.08
0.00
0.00
0.07
3.42
2.28
8.89
0.03
0.06
0.16
0.03
0.93
0.06
0.01
-
0.06
0.00
0.00
0.09
3.16
2.14
8.57
0.01
0.34
0.03
0.73
0.03
0.00
-
0.05
0.00
0.00
0.00
2.82
2.02
8.35
0.00
0.45
0.05
0.59
0.04
0.00
-
0.04
0.00
0.00
0.00
1.91
1.64
7.34
0.00
0.39
0.09
0.49
0.02
0.00
-
0.04
0.04
0.00
0.00
0.00
1.49
1.71
5.69
0.00
0.33
0.10
0.39
0.03
0.00
-
Euro area total

EU total
6.86
3.74
4.76
2.94
4.25
3.02
3.74
2.89
3.58
2.67
0.00
0.00
0.00
0.00
0.01
0.01
0.02
0.01
0.02
0.01
1.66
0.66
1.23
0.55
1.17
0.63
0.99
0.59
0.86
0.50
ECB
Payment Statistics
33
9.3a Increase in the real value of transactions

(annual percentage changes; HICP-adjusted)
Credit transfers
Direct debits
2007
2008
2009
2010
2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
15.05
11.20
5.11
83.59
19.17
20.25
-12.35
15.39
0.91
12.76
47.02
7.46
27.78
12.84
-27.40
-0.62
1.37
-2.15
-0.87
19.02
13.77
8.66
15.59
-10.74
10.22
12.39
3.42
14.49
0.75
-0.06
-6.55
21.32
13.46
3.80
4.56
1.87
56.83
-19.63
7.83
61.38
0.24
-1.38
-3.22
-2.94
5.41
18.46
13.36
-8.62
-7.78
11.08
8.46
-23.95
-9.61
-16.55
-10.16
-11.85
-24.08
-6.56
-18.44
-1.36
4.42
-3.94
-23.37
-32.50
-50.22
-18.83
14.63
622.29
-7.50
-21.79
-9.76
0.01
-20.66
-19.35
-19.75
-10.98
-2.26
-19.50
-9.47
-0.72
-0.26
-4.90
3.55
3.94
2.60
-2.72
-13.08
7.63
21.07
4.90
-12.04
1.18
-2.68
-4.88
4.16
18.86
13.57
2.97
1.56
-2.33
35.54
-17.92
4.69
-7.53
4.84
-27.29
5.98
191.73
9.76
16.63
10.93
37.85
1.24
8.25
69.09
54.70
27.76
2.91
-33.52
6.98
4.68
-1.59
18.78
11.24
-17.76
-2.32
13.26
5.62
6.87
2.45
6.24
-29.89
4.22
2.17
24.13
0.99
-4.75
-8.90
2.07
1.37
-11.39
28.71
14.14
27.78
-50.48
14.07
9.32
9.63
4.57
33.13
77.03
5.52
-10.67
-0.16
4.37
2.72
-1.19
-24.93
-3.51
-8.88
-0.18
-0.88
4.59
-3.31
0.41
1.29
-41.69
-10.04
-8.45
-6.85
0.71
12.90
-8.26
0.43
-1.64
2.52
47.62
9.52
-62.51
-4.80
0.94
-7.97
-15.14
-14.89
-2.71
10.49
12.51
-4.50
-11.48
-1.03
3.43
1.07
24.22
-20.42
-2.17
3.26
-4.13
523.02
2.08
-49.73
0.63
-1.55
-14.38
5.51
-23.59
1.07
5.81
3.23
5.23
-51.44
33.09
6.92
-14.72
21.17
19.49
10.41
8.65
6.82
4.81
20.58
34.00
28.72
6.63
11.84
22.11
6.14
6.01
24.94
8.98
106.13
7.10
13.80
12.82
9.92
8.09
5.15
31.29
7.70
3.37
4.20
4.25
7.95
4.03
3.97
5.57
-11.53
11.91
10.19
4.65
9.02
15.02
19.36
6.45
8.96
19.65
7.91
62.88
6.42
14.52
-1.47
10.68
4.38
3.62
-0.94
9.37
-2.36
2.23
-7.98
-6.50
-8.69
-4.05
1.31
0.28
-2.08
-19.11
-14.00
2.10
-3.27
11.83
-0.15
11.11
9.94
7.74
-6.03
-0.80
19.28
-10.81
-0.19
0.46
3.78
-21.60
12.80
5.17
6.65
0.00
-1.23
-19.16
2.13
4.86
-0.71
5.52
-0.16
0.72
13.47
8.22
8.48
4.72
7.12
12.59
22.80
6.73
4.25
5.01
15.95
4.00
4.15
Euro area total

EU total
35.07
19.22
2.06
-17.38
-7.72
-17.19
-4.63
.
116.02
92.70
1.40
-0.19
-8.88
-9.91
6.48
.
3.02
5.01
2.88
-0.93
0.54
-3.49
4.93
6.58
34
ECB
Payment Statistics
9.3b Increase in the real value of transactions (continued)

(annual percentage changes; HICP adjusted)
Cheques
2007
2008
2009
2010
2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
2.33
-13.35
-20.63
-32.55
-14.02
5.48
8.55
-6.29
-4.20
-5.30
8.60
-7.00
-4.86
1.54
18.78
-32.77
-1.49
28.85
42.31
-44.74
5.12
7.28
-4.23
-22.24
-6.55
-30.40
-9.66
-68.32
-17.10
-4.78
-18.02
-5.95
-8.52
18.68
24.28
-23.77
-9.11
-4.39
26.69
-7.31
12.22
-2.65
7.58
-16.17
13.54
-11.62
-14.36
-17.55
-21.45
-22.25
-22.12
-29.68
-15.97
-23.81
-12.25
-17.72
-16.45
-55.69
-35.42
-0.99
-18.33
3.76
-16.79
-35.58
-15.03
-27.05
-20.66
-40.79
-17.25
-8.75
27.45
-12.00
-13.40
-56.05
-16.14
-5.27
-11.65
-2.28
-8.93
-4.64
10.92
-4.03
-5.40
-59.52
33.71
-7.97
38.46
-34.80
-31.18
-30.50
-38.20
-17.48
-13.71
19.73
49.20
347.53
-25.11
29.78
45.82
768.79
-89.98
-11.46
6.44
16.98
29.29
-
-12.89
28.47
-5.45
71.71
-38.17
26.65
32.45
26.26
173,465.50
-0.42
4.45
23.33
-
-11.38
1.11
-6.02
89.33
-3.85
17.51
12.21
-29.67
24.85
-1.60
-4.59
9.91
-
-18.73
12.12
-5.20
21.84
-8.97
10.77
39.90
-2.49
33.97
-3.32
-1.61
5.20
211.59
-
-10.93
-12.45
16.96
5.46
-5.72
5.26
-53.08
53.81
-4.40
-11.38
-35.65
-64.81
-
-14.79
9.74
-99.92
-10.02
-2.43
-2.46
-83.35
31.65
58.86
-9.59
29.75
-51.07
-
-25.35
-10.75
-21.37
-34.66
-16.98
-17.67
-99.90
-1.34
27.43
-19.46
-59.81
-17.48
-
-17.94
-23.70
-30.32
-24.99
-7.26
-19.72
-18.07
22.03
-19.41
67.65
-99.56
-
Euro area total

EU total
.
.
-10.01
-13.94
-18.46
-20.49
-7.74
-9.21
31.79
.
.
.
.
.
33.75
.
.
.
-4.07
-4.48
-21.04
-21.47
-16.90
.
ECB
Payment Statistics
35
9.4a Average value per transaction

(EUR; total for the period)
Credit transfers
Direct debits
2006
2007
2008
2009
4,099.3
1,767.4
2,141.2
4,367.7
1,589.5
996.5
27,914.1
12,310.3
6,770.0
5,772.6
17,030.4
4,494.1
4,057.3
11,553.6
3,066.5
4,435.6
4,197.7
2,658.4
7,477.4
7,105.5
6,391.7
1,483.9
4,803.3
6,661.7
1,288.0
43,664.9
4,553.5
2,207.4
2,214.0
10,731.2
1,853.6
1,195.2
21,553.2
13,836.3
7,031.1
6,516.8
22,552.5
4,998.9
4,896.8
11,642.2
2,710.7
4,243.8
4,168.7
2,478.7
6,910.8
7,705.1
5,654.4
1,684.0
4,546.2
5,680.6
1,337.3
48,921.2
4,690.3
2,424.4
2,202.3
10,681.3
1,665.9
1,407.2
19,816.5
13,686.1
7,209.5
6,998.6
22,267.1
4,255.5
4,908.5
17,947.1
2,800.9
3,890.8
3,932.6
2,501.9
7,227.6
8,496.7
8,905.6
1,623.4
5,822.6
6,114.1
1,297.1
32,282.6
4,129.6
2,137.9
1,998.9
9,253.8
1,277.4
1,269.1
13,178.3
13,144.4
7,353.8
5,997.4
15,645.3
3,008.8
2,504.0
14,447.1
2,994.0
25,012.6
3,623.9
2,000.3
4,665.1
7,736.6
6,141.0
1,389.0
4,292.8
5,361.5
1,156.6
23,246.0
Euro area total 5,234.7 7,885.1 8,005.9

EU total
10,396.1 13,269.7 10,934.4
7,184.8
8,859.3
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
3,664.0
233.1
2,293.6
326.0
4,008.4
2,038.7
399.7
8,899.0
497.8
1,398.6
69.9
1,319.0
825.2
12,282.0
425.2
13,165.6
307.7
6,082.7
358.3
6,468.5
622.8
17,560.5
210.4
3,177.9
35.5
2,149.2
54.1
14,684.7
467.4
2,982.3
78.4
22,360.2
190.4
3,622.4
223.3
2,406.4
398.9
5,287.4
218.7
7,910.3
161.1
6,835.5
17.0
1,361.3
44.6
5,356.9 10,804.3
4,294.8
567.9
1,258.7
212.3
22,321.7
433.6
242.9
418.2
410.6
1,436.3
74.8
911.1
448.2
418.7
350.8
653.9
329.4
57.1
61.3
416.1
56.1
196.2
229.7
385.3
223.2
158.3
37.3
44.3
6,253.6
579.2
220.4
435.7
256.5
591.8
420.3
1,441.1
90.3
904.0
636.6
372.5
348.6
623.1
432.8
74.9
61.6
490.3
33.2
174.3
245.2
388.1
235.2
175.3
96.8
47.8
6,668.9
554.1
205.3
381.8
242.2
872.7
445.4
1,278.5
84.5
885.5
596.2
345.1
327.5
614.0
284.1
66.2
51.8
441.7
31.6
172.7
218.3
371.8
184.4
170.2
242.2
47.9
2,160.2
524.3
183.3
315.7
224.8
836.1
138.7
422.0
1,354.6
99.2
866.7
456.9
361.1
330.7
615.0
331.8
55.7
45.4
446.3
33.6
1,102.9
220.3
190.5
206.2
163.1
485.4
47.9
1,695.4
544.5
195.3
342.3
56.4
57.2
39.0
53.0
67.0
17.9
94.1
104.0
50.7
50.4
96.8
92.1
23.1
20.5
79.2
33.0
63.0
48.2
61.1
30.6
36.9
49.6
32.3
75.4
34.4
52.8
74.9
56.6
67.6
40.5
52.7
66.8
19.5
90.5
110.3
49.7
50.5
97.0
95.0
26.3
22.6
79.1
34.1
62.2
47.5
61.5
31.4
38.8
51.3
36.0
58.1
35.1
49.1
76.9
56.4
77.7
43.9
50.7
65.4
19.3
81.7
106.5
48.6
50.7
83.6
92.8
25.6
21.3
78.6
32.8
62.8
46.5
62.3
33.5
40.0
51.6
37.5
62.1
35.5
45.8
67.4
54.9
78.4
38.4
47.3
63.4
16.6
73.2
100.8
45.7
49.1
80.4
87.4
19.8
17.8
75.9
27.2
62.9
42.4
62.8
25.4
40.5
38.6
37.2
56.6
33.1
39.5
57.8
55.1
39.4
38.1
46.6
63.1
16.2
70.0
91.6
45.3
49.1
79.9
83.7
19.4
17.5
74.3
27.7
61.5
40.7
62.5
26.6
46.4
37.7
37.6
53.2
34.1
42.9
60.3
887.8
819.1
878.4
803.2
789.2
704.3
828.1
736.7
56.2
60.1
55.8
60.0
54.5
56.3
52.3
51.7
52.1
52.2
6,786.6
8,380.4
419.8
433.1
36
ECB
Payment Statistics
9.4b Average value per transaction (continued)

Cheques
2006
2010
2006
2007
2008
2009
2010
4.6
0.3
2.5
66.9
2.3
2.0
66.5
23.5
11.3
2.4
2.7
6.3
32.4
-
4.4
0.3
3.1
59.8
2.6
2.0
68.2
46.5
16.1
17.9
2.6
2.7
6.3
27.4
-
4.4
0.3
3.2
62.2
2.4
2.1
63.1
15.7
35.7
2.7
6.7
28.2
-
4.5
0.4
3.4
58.9
2.6
2.2
57.9
11.9
34.5
2.7
6.9
28.2
41.2
-
4.4 9,163.5 9,985.1 10,597.3 9,584.7 9,358.5

0.5
- 3,533.9
3.6
5.1
4.9
8.1
8.9
7.2
53.7
849.6
969.4
1.0
1.0
1.0
3.0 4,824.6 5,610.4 5,839.6 5,099.9 4,696.0
2.2 4,113.5 4,188.0 4,278.8 3,754.7 3,707.1
62.8 2,260.6 2,336.2 2,370.7 2,431.8 2,256.3
8.7
35.1 1,932.9
- 3,505.4 4,913.6
548.8
521.9
495.0
2.6
7.1
170.3
166.8
183.3
182.7
167.4
31.5 11,854.7 12,829.4 13,564.8 13,181.3 14,350.7
- 8,580.6 4,856.2 33,724.2 22,183.1 36,737.0
395.1
244.9
292.6
352.3
32.5
-
9.0
8.1
11.1
9.8
22.6
20.3
24.1
22.6
27.6
26.0
1,363.3
1,374.6
1,414.6
1,442.4
2008
1,370.1
1,368.6
2009
Belgium
4,467.9 5,966.2 5,718.2 5,456.8 5,675.5
Bulgaria
Czech Republic
3,373.9 3,612.1 4,507.7 4,028.4 2,307.3
Denmark
2,541.5 2,434.8 2,090.3 2,373.3 2,901.5
Germany
5,530.7 5,549.5 5,850.0 5,262.1 5,496.4
Estonia
769.5
782.0
692.5
661.5 1,226.0
Ireland
6,866.1 7,616.4 6,800.3 5,363.5 5,027.5
Greece
14,929.4 15,897.3 15,820.9 15,507.1 17,312.6
Spain
5,826.5 6,095.2 5,718.7 5,275.7 5,250.9
France
576.9
595.6
593.4
555.5
585.5
Italy
2,641.8 2,737.2 2,838.7 2,712.0 2,679.6
Cyprus
1,413.6 1,524.0 1,874.9 1,741.9 1,763.5
Latvia
830.0
902.7 1,316.2
818.2 1,214.6
Lithuania
2,844.9 3,177.1 3,034.4 2,503.9 2,583.3
Luxembourg
19,049.4
Hungary
Malta
1,169.3 1,172.1 1,225.9 1,268.8 1,383.0
Netherlands
Austria
2,400.0 5,900.0 5,723.3 7,085.0 2,930.0
Poland
3,120.1 2,658.0 2,752.8 2,211.3 4,245.5
Portugal
1,769.5 1,973.5 2,078.9 2,012.7 2,143.9
Romania
1,606.7 1,988.6 2,285.4 1,596.7 2,005.9
Slovenia
90.7
441.2
389.3
403.3
338.2
Slovakia
895.3
683.6 1,009.0
863.0
769.8
Finland
46,666.7 50,000.0 43,333.3 42,000.0 37,500.0
Sweden
7,217.1 7,941.2 8,859.4 5,650.2
United Kingdom 1,391.3 1,505.8 1,344.1 1,119.5 1,146.1
Euro area total
EU total
2007
1,213.1
1,194.5
1,218.2
1,207.1
2006
3,027.5
3,028.2
2007
3,145.0
3,148.9
2008
3,157.4
3,094.8
2009
2,986.5
2,917.3
2010
2,796.4
2,731.8
ECB
Payment Statistics
37
9.5a Value of transactions per capita

(EUR thousands; total for the period)
Credit transfers
2006
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
5.11
0.05
12.89
44.50
0.75
19.38
0.62
14.69
15.47
5.07
2.89
0.06
0.12
10.58
0.58
0.34
15.56
32.90
0.09
2.27
0.02
0.89
58.97
7.76
4.61
20.46
5.49
0.04
13.95
134.04
0.90
22.77
0.72
20.73
16.00
5.60
4.94
0.10
0.16
11.18
0.44
0.38
16.51
33.37
0.11
2.59
0.02
0.92
75.39
8.32
5.01
21.17
5.94
0.03
14.79
138.74
1.20
22.89
0.69
18.86
16.43
5.77
4.41
0.14
0.20
14.14
0.22
0.45
18.28
36.96
0.13
3.47
0.03
0.98
75.20
8.55
5.10
19.13
5.84
0.02
14.38
127.87
1.18
21.98
0.74
18.27
16.58
5.87
2.59
0.13
0.19
13.25
0.21
0.50
16.80
37.39
0.11
3.55
0.04
1.09
28.15
8.25
4.75
16.09
5.08
0.02
1.94
14.31
144.11
1.40
20.91
0.69
18.54
17.40
6.03
3.26
0.10
0.19
13.85
0.22
3.22
17.38
19.15
0.12
3.58
0.04
1.17
21.73
8.53
5.66
17.83
4.26
0.17
0.36
7.53
1.98
1.42
4.52
0.67
1.94
4.46
2.03
2.57
0.58
0.35
6.84
0.36
0.99
4.57
2.14
0.28
3.11
0.05
1.65
0.61
5.32
6.47
8.32
4.59
0.09
0.51
8.22
1.74
1.90
5.44
0.76
2.15
4.87
2.17
3.13
0.88
0.50
7.49
0.46
1.24
4.92
2.34
0.38
3.47
0.12
1.86
0.78
6.09
7.24
9.08
4.92
0.13
0.62
8.64
1.84
2.13
5.85
0.81
2.24
5.17
1.95
3.53
1.08
0.57
8.08
0.54
1.54
5.30
2.57
0.51
3.77
0.18
2.01
1.00
6.17
7.82
8.34
5.07
0.13
0.64
8.51
1.90
1.92
5.30
0.75
2.15
5.27
1.97
3.48
0.86
0.49
8.30
0.50
1.71
5.30
2.88
0.47
4.05
0.16
2.02
1.20
5.58
7.20
7.65
5.40
0.11
0.77
9.15
2.07
2.03
5.21
0.64
2.25
5.60
1.98
3.73
0.88
0.52
9.54
0.58
1.92
5.63
3.14
0.59
5.10
0.18
2.15
1.27
6.62
8.44
8.56
Euro area total

EU total
20.06
17.25
44.13
32.11
45.05
32.58
41.74
29.71
45.30
32.34
2.79
3.26
2.93
3.31
3.05
3.33
3.05
3.26
3.26
3.56
360.57
568.63
2008
371.38
477.70
2009
Belgium
326.81
384.77
405.42
364.83
338.53
Bulgaria
11.73
14.62
18.03
15.37
16.05
Czech Republic
196.23
Denmark
104.87
112.58
115.37
104.47
106.60
Germany
385.10
729.96
739.07
658.90
639.11
Estonia
94.33
123.58
124.31
92.64
101.15
Ireland
33.44
40.50
48.91
44.27
45.85
Greece
73.31
66.48
76.78
63.96
68.87
Spain
191.25
226.01
234.27
231.45
230.87
France
279.49
288.17
303.17
318.05
280.43
Italy
104.41
120.15
124.32
120.02
131.28
Cyprus
250.41
371.94
587.10
452.93
556.46
Latvia
210.48
257.84
228.93
152.51
164.27
Lithuania
98.08
136.34
160.30
81.19
75.19
Luxembourg
1,250.98 1,449.13 2,315.00 1,890.47 1,936.94
Hungary
186.59
153.21
158.90
172.53
179.14
Malta
44.53
45.28
46.51
333.18
328.00
Netherlands
351.74
361.35
354.18
328.24
346.40
Austria
291.63
294.12
288.41
227.23
275.13
Poland
169.48
180.38
211.60
160.76
203.36
Portugal
90.48
110.39
131.70
131.41
138.56
Romania
52.74
67.81
74.17
53.60
59.26
Slovenia
129.49
147.91
137.33
112.02
111.44
Slovakia
168.90
220.37
226.95
181.80
248.97
Finland
831.08
752.95
860.72
776.27
651.82
Sweden
105.52
118.41
125.21
112.94
133.28
United Kingdom 2,204.70 2,503.19 1,674.69 1,231.90 1,222.96
261.39
491.09
2007
Direct debits
342.46
400.35
332.88
401.37
38
ECB
Payment Statistics
9.5b Value of transactions per capita (continued)

Cheques
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
5.68
0.14
9.08
7.31
0.01
204.64
37.26
21.72
34.83
20.34
46.40
0.01
0.26
14.56
0.00
36.10
1.74
0.02
34.86
0.72
0.04
0.02
5.32
0.64
40.83
5.95
0.13
7.36
5.09
0.01
217.39
41.84
20.84
34.09
19.66
50.91
0.01
0.27
0.00
37.51
2.13
0.01
35.20
1.05
0.06
0.01
5.67
0.70
39.50
4.71
0.14
5.21
4.66
0.00
179.39
40.56
17.06
32.26
18.26
60.81
0.02
0.22
0.00
35.51
2.06
0.02
32.85
1.14
0.06
0.01
4.89
0.78
30.71
4.02
0.11
4.13
3.66
0.00
122.20
34.81
13.02
28.44
15.10
51.15
0.01
0.15
0.00
34.87
1.69
0.01
27.27
0.67
0.05
0.01
3.93
0.43
23.23
3.76
0.15
3.71
3.24
0.00
102.11
34.61
11.79
28.20
13.98
49.50
0.01
0.15
0.00
34.14
0.70
0.02
25.70
1.01
0.04
0.01
2.80
0.30
20.58
0.04
0.00
0.00
0.00
0.00
0.00
0.04
0.00
0.00
0.01
0.03
0.02
0.00
-
0.04
0.00
0.00
0.00
0.00
0.00
0.06
.
0.00
0.00
0.01
0.03
0.02
0.00
-
0.03
0.00
0.00
0.00
0.00
0.00
0.08
0.01
0.00
22.59
0.03
0.02
0.01
-
0.03
0.00
0.00
0.01
0.00
0.00
0.09
0.00
0.00
0.00
28.37
0.03
0.02
0.01
0.00
-
0.02
0.00
0.00
0.01
0.00
0.00
0.12
0.00
0.00
0.00
38.49
0.03
0.02
0.01
0.00
0.00
-
0.28
0.00
0.00
0.08
8.14
7.79
12.88
0.08
0.82
0.30
0.11
1.23
0.03
0.01
-
0.25
0.00
0.00
0.10
8.79
7.50
13.83
0.04
0.53
0.11
1.12
0.02
0.00
-
0.22
0.00
0.00
0.00
7.90
7.37
13.70
0.01
0.72
0.18
1.02
0.03
0.00
-
0.16
0.00
0.00
0.00
5.17
6.14
11.34
0.00
0.67
0.23
0.82
0.01
0.00
-
0.14
0.07
0.00
0.00
0.00
3.98
5.78
9.25
0.00
0.59
0.29
0.67
0.02
0.00
-
Euro area total

EU total
21.32
20.04
20.65
18.40
18.86
16.10
15.21
12.96
14.30
12.05
0.01
0.01
0.01
0.01
0.05
0.03
0.06
0.04
0.09
0.06
5.16
3.51
5.35
3.46
5.17
3.36
4.04
2.67
3.42
2.26
ECB
Payment Statistics
39
9.6a Value of transactions as a ratio to GDP

(percentages; total for the period)
Credit transfers
Direct debits
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
1,081.13
341.03
260.66
1,370.82
947.29
79.92
391.28
855.15
985.34
412.17
1,318.74
3,013.16
1,381.05
1,741.48
2,097.50
356.39
1,063.96
930.83
2,375.18
597.54
1,164.61
837.34
2,046.06
2,640.31
301.17
6,854.94
1,217.80
364.04
270.15
2,472.67
1,032.32
93.09
334.01
963.01
974.14
459.02
1,833.81
2,791.04
1,601.47
1,854.59
1,549.49
339.50
1,035.07
890.99
2,210.69
691.61
1,170.86
863.97
2,169.69
2,214.38
320.54
7,436.48
1,254.22
388.01
271.37
2,453.40
1,022.34
120.73
370.43
981.94
1,005.91
472.25
2,713.90
2,266.40
1,658.23
2,865.24
1,511.28
328.34
979.47
850.36
2,220.95
813.41
1,141.15
744.85
1,902.07
2,463.42
346.41
5,663.85
1,156.45
333.81
259.38
2,271.94
897.25
123.17
311.54
1,014.51
1,085.79
473.16
2,150.25
1,856.71
1,018.49
2,514.22
1,891.83
2,365.15
949.76
691.49
1,975.89
828.76
973.63
647.73
1,566.04
2,391.94
360.46
4,861.66
1,039.62
335.55
1,422.83
252.65
2,109.64
947.58
131.54
342.50
1,011.74
940.88
510.16
2,580.45
2,046.30
897.52
2,435.91
1,844.97
2,214.01
977.94
806.35
2,191.72
852.96
1,041.46
644.66
2,051.80
1,939.48
360.34
4,468.48
16.92
1.47
32.04
158.41
7.48
46.33
3.33
65.67
54.54
20.02
15.23
0.82
1.63
14.73
6.53
2.74
47.07
105.02
1.24
14.99
0.42
5.76
714.37
24.67
13.14
63.60
17.37
1.03
33.47
454.05
7.51
52.33
3.60
88.35
54.10
21.41
24.36
1.10
1.90
14.30
4.42
2.81
47.29
101.09
1.38
16.22
0.31
5.35
742.27
24.48
13.56
62.90
18.38
0.67
34.78
460.57
9.88
56.50
3.35
79.06
54.53
21.92
20.37
1.43
2.08
17.50
2.13
3.15
50.55
108.98
1.38
21.44
0.46
5.32
630.29
24.47
14.11
64.70
18.52
0.52
35.71
440.91
11.40
61.15
3.61
80.07
56.60
23.16
12.28
1.56
2.35
17.62
2.34
3.54
48.62
113.79
1.34
22.39
0.74
6.29
242.44
25.42
15.16
63.49
15.61
0.45
14.05
33.92
475.68
13.08
60.00
3.42
81.23
58.37
23.44
15.12
1.30
2.30
17.42
2.25
21.72
49.06
56.12
1.32
22.03
0.67
6.76
179.06
25.38
15.32
65.15
14.10
4.89
3.21
18.71
7.05
14.31
10.81
3.57
8.65
15.73
8.01
13.55
8.28
4.98
9.52
4.06
7.94
13.83
6.83
3.98
20.52
1.09
10.70
7.40
16.89
18.48
25.86
14.53
2.28
4.11
19.73
5.91
15.85
12.51
3.84
9.17
16.46
8.30
15.46
9.57
5.82
9.58
4.62
9.30
14.08
7.08
4.67
21.75
1.99
10.88
7.73
17.91
19.61
26.98
15.21
2.79
4.38
20.33
6.11
17.51
14.43
3.90
9.37
17.16
7.41
16.32
10.65
5.85
10.00
5.17
10.88
14.66
7.59
5.32
23.30
2.79
10.93
8.41
17.67
21.63
28.20
16.08
2.84
4.90
21.12
6.56
18.63
14.73
3.67
9.42
17.98
7.75
16.53
10.46
6.21
11.04
5.47
12.14
15.34
8.76
5.77
25.57
2.82
11.69
10.30
17.19
22.98
30.21
16.57
2.26
5.59
21.69
6.84
19.00
14.95
3.18
9.86
18.79
7.71
17.28
10.97
6.26
12.00
5.93
12.96
15.88
9.21
6.35
31.39
3.17
12.41
10.45
19.69
22.82
31.28
Euro area total

975.64 1,288.43 1,306.42 1,262.41 1,199.11
EU total
1,972.78 2,276.27 1,908.18 1,703.08 1,642.03
74.88
69.28
157.70
128.52
158.48
130.16
153.88
126.38
163.18
132.32
10.40
13.09
10.48
13.25
10.71
13.32
11.23
13.85
11.73
14.55
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
40
ECB
Payment Statistics
9.6b Value of transactions as a ratio to GDP (continued)

Cheques
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
18.79
1.27
22.57
26.03
0.08
489.07
198.87
97.11
122.78
80.29
244.37
0.17
3.62
20.27
0.00
288.95
5.56
0.22
230.21
16.00
0.27
0.23
16.89
1.84
126.95
18.82
1.06
17.67
17.25
0.06
499.65
210.24
88.81
115.24
75.09
251.01
0.14
3.13
0.00
281.24
6.46
0.14
220.52
18.22
0.36
0.11
16.68
1.90
117.36
14.58
0.98
12.26
15.47
0.02
442.80
195.67
71.52
107.04
69.37
281.11
0.17
2.29
0.00
250.66
6.07
0.17
202.92
17.57
0.33
0.12
14.00
2.15
103.88
12.73
0.83
10.24
12.64
0.02
339.98
169.56
57.07
97.10
59.54
242.83
0.09
1.82
0.00
247.50
5.16
0.18
172.02
12.17
0.31
0.09
12.12
1.36
91.66
11.54
1.06
8.80
10.69
0.01
292.96
172.11
51.69
94.60
54.32
229.52
0.11
1.75
0.00
230.42
2.05
0.23
158.23
17.75
0.20
0.06
8.32
0.80
75.19
0.14
0.01
0.00
0.00
0.00
0.00
0.15
0.01
0.02
0.02
0.08
0.06
0.02
-
0.12
0.01
0.01
0.01
0.00
0.00
0.22
.
0.05
0.00
0.02
0.08
0.07
0.03
-
0.10
0.02
0.01
0.02
0.00
0.00
0.29
0.06
0.00
27.96
0.08
0.07
0.03
-
0.09
0.02
0.01
0.05
0.00
0.00
0.34
0.00
0.05
0.00
37.74
0.08
0.07
0.04
0.00
-
0.07
0.02
0.01
0.06
0.00
0.00
0.48
0.00
0.05
0.00
48.41
0.08
0.07
0.04
0.00
0.00
-
0.91
0.00
0.00
0.43
36.41
27.46
50.83
0.42
1.14
3.42
0.36
8.11
0.68
0.05
-
0.80
0.00
0.00
0.49
37.47
25.36
52.84
0.18
5.35
0.34
6.99
0.39
0.02
-
0.68
0.00
0.00
0.00
33.12
24.44
52.06
0.03
6.86
0.53
6.27
0.43
0.01
-
0.52
0.00
0.00
0.00
22.66
20.97
44.71
0.00
7.39
0.70
5.14
0.19
0.01
-
0.42
0.52
0.00
0.00
0.00
17.43
19.39
35.95
0.00
6.06
0.84
4.14
0.33
0.00
-
Euro area total

EU total
79.60
80.49
73.77
73.66
66.33
64.32
56.06
55.12
51.51
49.30
0.04
0.03
0.05
0.04
0.19
0.14
0.23
0.18
0.31
0.23
19.27
14.11
19.13
13.84
18.19
13.42
14.88
11.36
12.32
9.26
ECB
Payment Statistics
41
9.7a Country's share in the total EU value of transactions

Credit transfers
Direct debits
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
1.51
0.04
0.25
13.90
0.06
0.06
0.36
3.69
7.76
2.70
0.08
0.21
0.15
0.26
0.82
0.01
2.52
1.06
2.83
0.42
0.50
0.11
0.40
1.92
0.42
58.51
1.45
0.04
0.22
21.27
0.06
0.06
0.26
3.59
6.51
2.53
0.10
0.21
0.16
0.25
0.55
0.01
2.10
0.86
2.44
0.41
0.52
0.11
0.42
1.41
0.38
54.08
1.82
0.06
0.27
25.48
0.07
0.09
0.36
4.48
8.16
3.12
0.20
0.22
0.23
0.47
0.67
0.01
2.44
1.01
3.39
0.59
0.67
0.12
0.51
1.92
0.48
43.16
1.97
0.06
0.29
26.93
0.06
0.10
0.36
5.31
10.24
3.61
0.18
0.17
0.14
0.47
0.86
0.07
2.71
0.95
3.06
0.70
0.57
0.11
0.49
2.07
0.52
38.00
1.83
0.06
1.03
0.29
25.96
0.07
0.10
0.39
5.28
9.04
3.94
0.22
0.18
0.12
0.49
0.89
0.07
2.86
1.15
3.86
0.73
0.63
0.11
0.67
1.74
0.62
37.67
0.67
0.00
0.87
45.73
0.01
1.03
0.09
8.07
12.23
3.73
0.03
0.00
0.00
0.06
0.07
0.00
3.17
3.39
0.04
0.30
0.01
0.02
3.97
0.51
0.52
15.46
0.37
0.00
0.48
69.19
0.01
0.62
0.05
5.84
6.40
2.09
0.02
0.00
0.00
0.03
0.03
0.00
1.70
1.74
0.03
0.17
0.00
0.01
2.55
0.28
0.29
8.10
0.39
0.00
0.50
70.12
0.01
0.63
0.05
5.29
6.49
2.12
0.02
0.00
0.00
0.04
0.01
0.00
1.85
1.90
0.03
0.23
0.00
0.01
2.50
0.28
0.29
7.23
0.42
0.00
0.53
70.43
0.01
0.66
0.06
5.64
7.19
2.38
0.01
0.00
0.00
0.04
0.01
0.00
1.87
2.10
0.03
0.25
0.01
0.01
1.03
0.30
0.30
6.69
0.34
0.00
0.13
0.49
72.64
0.01
0.58
0.05
5.27
6.96
2.25
0.02
0.00
0.00
0.04
0.01
0.01
1.78
0.99
0.03
0.23
0.01
0.01
0.73
0.28
0.33
6.81
2.97
0.09
0.24
2.70
10.78
0.13
1.27
0.49
5.63
18.68
7.90
0.13
0.09
0.08
0.21
0.24
0.03
4.93
1.17
0.72
2.17
0.07
0.22
0.22
1.85
3.88
33.27
2.97
0.04
0.32
2.73
8.73
0.16
1.45
0.52
5.88
18.91
7.85
0.15
0.12
0.10
0.22
0.28
0.03
4.90
1.18
0.88
2.24
0.15
0.23
0.26
1.96
4.03
33.71
3.17
0.06
0.39
2.86
9.09
0.17
1.56
0.55
6.13
19.96
7.02
0.17
0.15
0.11
0.24
0.33
0.04
5.24
1.29
1.16
2.41
0.23
0.24
0.33
1.97
4.33
30.79
3.36
0.06
0.41
2.88
9.57
0.16
1.45
0.52
6.06
20.84
7.26
0.17
0.12
0.10
0.25
0.31
0.04
5.38
1.48
1.10
2.65
0.20
0.25
0.40
1.83
4.11
29.03
3.29
0.05
0.46
2.85
9.50
0.15
1.31
0.41
5.81
20.37
6.73
0.17
0.11
0.10
0.27
0.32
0.04
5.24
1.48
1.26
3.04
0.22
0.25
0.39
1.99
4.44
29.76
Euro area total

EU total
36.14
100.00
40.82
100.00
50.28
100.00
56.26
100.00
54.58
100.00
78.99
100.00
88.48
100.00
89.41
100.00
92.41
100.00
92.18
100.00
58.06
100.00
57.03
100.00
59.08
100.00
61.51
100.00
60.29
100.00
42
ECB
Payment Statistics
9.7b Country's share in the total EU value of transactions (continued)

Cheques
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
0.64
0.02
0.53
6.47
0.00
9.36
4.46
10.28
23.70
12.87
0.38
0.00
0.01
0.07
0.00
0.16
0.15
0.01
3.96
0.17
0.00
0.00
0.30
0.06
26.56
0.69
0.01
0.44
4.59
0.00
10.39
5.13
10.24
23.80
12.78
0.44
0.00
0.01
0.00
0.17
0.19
0.00
4.09
0.25
0.00
0.00
0.33
0.07
26.38
0.63
0.02
0.36
4.77
0.00
9.93
5.68
9.69
25.77
13.61
0.60
0.00
0.01
0.00
0.18
0.21
0.01
4.35
0.31
0.00
0.00
0.32
0.09
23.48
0.67
0.02
0.35
4.63
0.00
8.42
6.06
9.22
28.30
14.02
0.63
0.00
0.01
0.00
0.22
0.22
0.01
4.47
0.22
0.00
0.00
0.32
0.06
22.14
0.68
0.03
0.34
4.38
0.00
7.56
6.47
8.99
30.26
13.99
0.66
0.00
0.01
0.00
0.24
0.10
0.01
4.52
0.36
0.00
0.00
0.25
0.05
21.11
12.67
0.40
2.97
0.19
0.06
1.13
64.34
0.03
0.15
0.19
12.55
4.34
0.97
-
8.29
0.38
3.36
0.66
0.03
1.11
70.92
.
0.20
0.01
0.13
9.98
3.86
0.95
-
2.08
0.16
0.90
0.32
0.01
0.40
26.93
0.08
0.00
64.82
2.83
1.15
0.33
-
1.52
0.12
0.70
0.52
0.00
0.39
25.09
0.00
0.04
0.00
68.11
2.30
0.91
0.30
0.00
-
0.93
0.11
0.49
0.48
0.00
0.32
26.22
0.00
0.03
0.00
68.84
1.66
0.67
0.23
0.00
0.00
-
0.18
0.00
0.00
0.05
21.98
30.24
46.48
0.00
0.02
0.19
0.06
0.80
0.04
0.00
-
0.16
0.00
0.00
0.06
22.99
27.87
47.84
0.00
0.31
0.05
0.69
0.03
0.00
-
0.14
0.00
0.00
0.00
21.51
28.20
48.95
0.00
0.43
0.09
0.64
0.04
0.00
-
0.13
0.00
0.00
0.00
17.78
29.67
51.11
0.00
0.51
0.14
0.65
0.02
0.00
-
0.13
0.07
0.00
0.00
0.00
16.14
33.01
49.26
0.00
0.52
0.21
0.63
0.04
0.00
-
Euro area total

EU total
72.27
100.00
72.23
100.00
75.73
100.00
77.19
100.00
78.10
100.00
99.42
100.00
99.30
100.00
99.76
100.00
99.83
100.00
99.86
100.00
99.81
100.00
99.66
100.00
99.53
100.00
99.48
100.00
99.38
100.00
ECB
Payment Statistics
43
10.1a Number of cards issued in the country

(thousands; end of period)
Cards with a cash function
Cards with an e-money function
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
16,605.18
6,020.24
6,347.33
5,240.10
104,217.26
1,616.60
4,468.04
12,974.73
70,992.79
85,651.72
38,389.00
855.88
2,065.98
3,543.07
996.77
7,988.91
511.43
31,720.48
9,257.73
22,738.61
17,670.36
9,172.77
2,978.92
4,323.28
6,261.25
9,421.00
164,095.00
17,491.69
7,237.85
8,963.78
5,432.17
123,558.15
1,760.35
5,167.88
14,273.77
75,086.10
91,754.84
40,276.00
1,052.33
2,367.41
3,857.10
882.17
8,325.04
555.45
31,355.80
9,619.34
25,761.57
18,208.82
11,443.60
3,027.48
4,750.63
6,429.78
9,816.00
164,875.00
18,724.09
8,089.73
9,497.39
6,167.07
125,714.14
1,841.65
4,765.58
14,954.16
77,204.92
93,594.12
45,489.00
1,134.85
2,506.22
4,246.27
935.57
8,659.55
606.91
30,933.80
10,042.30
29,201.67
19,747.68
13,256.65
3,211.25
5,171.69
7,156.77
10,651.00
168,280.00
19,258.48
7,681.78
9,256.64
6,886.55
129,594.94
1,833.99
4,777.23
15,074.15
75,272.61
95,144.65
44,820.86
1,154.71
2,475.22
4,295.96
992.35
8,473.75
640.92
30,199.18
10,359.94
32,441.88
19,466.21
12,824.06
3,215.25
5,100.28
7,227.96
10,875.00
162,208.00
19,447.94
7,615.85
9,373.50
7,460.49
130,223.26
1,793.20
5,013.89
14,077.48
72,405.40
96,066.02
49,714.80
1,254.20
2,426.26
4,270.34
1,339.16
8,549.79
687.68
30,219.47
10,788.40
31,171.11
18,888.77
12,582.26
3,375.36
5,072.32
7,447.54
11,100.00
165,065.00
10,792.00
656.86
65,906.13
5,165.64
21,973.81
4,460.98
80.63
502.88
18,203.48
7,431.83
72.15
-
10,904.00
856.32
77,773.81
4,283.87
26,729.64
5,805.00
.
31.78
539.79
18,132.11
7,775.75
86.90
-
11,439.50
883.52
79,889.41
3,922.07
30,702.99
8,208.00
10.41
568.97
18,249.66
8,115.27
621.12
-
11,315.50
1,244.83
86,005.99
3,338.70
30,745.45
10,626.91
0.00
0.00
572.37
24,065.52
8,461.68
656.36
0.00
-
11,659.50
1,984.27
95,279.81
2,780.73
37,257.53
12,362.33
0.00
0.00
595.41
23,822.64
8,890.98
300.18
0.00
-
Euro area total

EU total
399,205.31
630,931.41
437,131.83
693,330.10
454,215.12
721,784.02
462,299.72
721,552.57
466,021.69
727,429.48
134,508.88
135,246.36
152,030.86
152,921.11
161,716.97
162,610.91
175,788.48
177,033.30
192,949.13
194,933.40
44
ECB
Payment Statistics
10.1b Number of cards issued in the country (continued)

Cards with a payment function
Total cards
Cards with a debit function
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
16,605.18
5,996.50
8,185.31
5,240.10
107,969.68
1,603.78
3,785.42
13,106.85
70,066.63
77,084.96
63,885.00
859.46
2,044.17
3,462.77
994.88
8,218.41
509.74
31,720.48
9,265.48
23,848.05
18,301.68
9,174.40
3,143.44
4,310.36
3,704.56
13,378.00
142,800.00
17,491.69
7,237.85
9,047.61
5,432.17
122,984.50
1,758.20
4,803.22
14,419.12
74,959.30
82,432.05
67,602.00
1,054.58
2,369.45
3,825.32
882.17
8,608.49
553.86
31,355.80
9,607.37
26,496.16
18,952.23
11,656.15
3,247.38
4,751.85
3,892.45
15,325.00
144,665.00
18,724.09
8,089.73
9,609.36
6,167.07
122,879.30
1,842.12
5,303.78
15,074.51
76,395.16
85,474.29
69,184.00
1,137.20
2,516.68
4,235.86
935.57
8,946.04
605.23
30,933.80
10,019.37
30,275.46
20,616.66
13,487.96
3,408.78
5,221.91
6,789.52
16,869.00
148,869.00
19,258.48
7,681.78
9,353.01
6,886.55
125,987.13
1,834.44
5,440.01
15,264.75
74,518.21
86,954.48
68,214.35
1,229.47
2,476.52
4,295.96
992.35
8,783.25
638.91
30,199.18
10,351.14
33,212.66
20,417.59
12,886.34
3,397.46
5,105.85
7,069.20
17,253.00
143,693.00
19,447.94
7,615.85
9,481.66
7,460.49
127,538.21
1,794.95
5,613.41
14,216.39
71,580.78
84,863.87
70,038.43
1,373.10
2,426.88
4,270.34
1,339.16
8,932.86
681.69
30,219.47
10,759.98
31,983.79
19,694.55
12,604.23
3,544.18
5,101.43
7,335.09
20,190.00
146,798.00
13,181.27
5,231.41
6,824.41
4,218.74
89,709.34
1,259.58
1,622.42
6,746.27
31,579.89
56,353.58
32,611.00
479.08
1,810.74
3,218.27
435.93
6,642.57
375.22
25,479.70
6,961.40
16,943.73
7,884.43
2,412.49
3,313.09
3,223.61
7,157.00
68,348.00
13,721.82
6,277.87
7,196.87
4,490.70
100,740.25
1,336.82
2,500.22
7,645.77
31,467.44
64,392.28
33,097.00
562.42
1,835.84
3,488.25
465.64
6,896.00
406.93
25,328.72
7,196.92
18,255.46
9,833.09
2,486.65
3,594.59
3,325.32
7,533.00
71,624.00
14,699.00
6,871.52
7,474.09
5,051.97
100,667.17
1,397.42
2,922.78
8,101.13
31,574.92
65,955.03
35,527.00
646.50
1,926.50
3,726.24
493.99
7,195.21
447.31
25,211.41
7,498.18
20,456.34
10,802.45
2,626.98
3,939.12
5,637.79
7,865.00
76,271.00
14,992.19
6,631.21
7,811.61
5,499.40
101,761.82
1,405.58
3,107.01
9,055.83
30,744.62
70,771.20
33,185.06
729.71
1,994.21
3,719.14
507.92
7,266.08
475.12
24,390.94
7,816.90
21,981.11
10,642.46
2,611.31
4,042.62
6,170.53
8,175.00
79,270.00
15,132.40
6,623.42
7,888.88
5,978.16
102,196.90
1,401.00
3,385.41
9,013.37
28,616.90
71,054.43
36,173.67
804.58
1,946.35
3,704.50
535.24
7,553.21
508.41
24,412.72
8,104.58
22,751.64
10,476.71
2,742.47
4,248.58
6,326.01
8,333.00
84,642.00
Euro area total

EU total
416,490.81
634,094.40
452,629.30
695,411.00
467,481.26
723,611.44
475,038.53
723,395.05
473,347.66
726,906.71
267,904.41
390,907.32
292,368.04
435,699.87
302,009.19
454,986.04
310,362.78
464,758.56
313,255.68
474,554.56
ECB
Payment Statistics
45
10.1c Number of cards issued in the country (continued)

Cards with a payment function of which:
Cards with a delayed debit function
Cards with a credit function
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
4.06
0.00
75.80
25,277.75
7.78
20.02
1,120.99
550.15
13.96
625.98
8.43
648.00
2,376.00
3.96
18,791.79
0.00
66.04
27,556.91
9.75
50.86
18.69
1,172.43
428.20
13.45
644.24
7.01
686.00
2,361.00
3.95
18,990.89
0.00
59.25
27,315.21
8.85
77.47
18.90
1,267.28
414.53
13.87
661.30
7.59
709.00
2,339.00
4.52
20,521.63
0.00
63.16
30,863.50
62.56
92.79
17.44
1,333.19
373.14
11.29
663.34
6.53
706.00
2,309.00
4.89
21,613.42
75.68
24,279.12
73.96
104.39
16.45
1,400.35
330.86
15.89
679.07
4.62
665.00
2,403.00
765.09
1,356.84
1,021.36
344.20
2,163.00
6,284.78
28,896.92
369.06
244.51
558.96
1,560.01
134.52
1,183.09
6,354.17
1,287.12
104.98
988.84
3,968.00
69,520.00
1,087.08
1,846.78
941.47
3,452.45
421.38
2,303.00
6,707.31
32,719.76
478.58
483.26
337.08
416.54
1,702.70
146.93
1,238.02
7,812.50
1,848.13
116.49
1,150.25
4,349.00
67,311.00
1,218.20
2,131.33
1,115.10
3,221.25
444.71
2,381.00
6,914.13
34,005.04
478.42
513.13
509.62
441.58
1,737.77
157.92
1,253.92
9,404.59
2,719.05
120.49
1,275.20
4,962.00
66,163.00
1,050.57
1,536.88
1,387.16
3,703.68
428.87
2,333.00
6,145.75
34,506.34
434.19
430.33
576.83
484.43
1,505.44
163.79
1,201.04
10,858.42
2,248.89
122.81
1,056.70
5,158.00
58,604.00
992.43
1,587.89
1,482.33
3,727.90
393.96
2,228.00
5,127.35
31,612.57
492.14
395.17
565.83
803.91
1,367.93
173.28
1,255.04
8,901.29
2,123.36
122.64
848.23
6,157.00
55,601.00
Euro area total

EU total
26,474.53
30,714.94
48,231.42
51,810.32
48,302.77
51,887.07
53,513.91
57,028.08
48,126.22
51,666.70
39,086.75
125,053.24
46,953.56
136,869.71
48,973.74
141,167.42
50,151.73
133,937.11
46,391.04
125,959.22
46
ECB
Payment Statistics
10.1d Number of cards issued in the country (continued)

Cards with a payment function of which:
Cards with a debit and/or delayed debit function
Cards with a credit and/or delayed debit function
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
6,648.49
3.54
0.00
10,721.59
226.00
-
7,740.03
3.84
0.00
10,854.98
269.00
-
7,811.54
3.43
0.00
11,029.15
323.00
-
13,838.97
3.01
0.00
10,902.66
0.00
360.00
-
12,785.54
2.42
0.00
10,391.15
0.00
1,688.00
-
3,423.91
18,260.34
38,486.75
12,910.46
31,274.00
0.00
233.43
6,240.78
0.00
7,580.10
2,260.32
1,379.00
2,554.00
3,769.87
43,491.86
13,611.22
34,505.00
0.00
6,027.08
0.00
8,097.25
2,664.52
2,488.00
3,368.00
4,025.09
44,820.24
13,930.12
33,657.00
5,722.39
0.00
9,587.52
3,472.02
3,010.00
4,095.00
4,266.29
43,773.59
15,496.76
35,029.29
0.00
5,808.24
0.00
9,514.93
0.00
3,407.28
2,854.00
4,050.00
4,315.54
42,963.88
8,594.20
33,864.75
0.00
5,806.75
0.00
9,303.40
0.00
3,458.17
3,450.00
4,151.00
Euro area total

EU total
17,370.07
17,599.61
18,595.01
18,867.85
18,844.12
19,167.12
24,744.64
25,104.64
23,179.10
24,867.10
120,436.65
124,603.09
112,166.81
118,022.81
115,214.38
122,319.38
117,296.38
124,200.38
108,306.69
115,907.69
ECB
Payment Statistics
47
10.2 Increase in the number of cards issued in the country

2007
2008
2009
2010
2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
5.34
20.23
41.22
3.67
18.56
8.89
15.66
10.01
5.77
7.13
4.92
22.95
14.59
8.86
-11.50
4.21
8.61
-1.15
3.91
13.29
3.05
24.76
1.63
9.88
2.69
4.19
0.48
7.05
11.77
5.95
13.53
1.74
4.62
-7.78
4.77
2.82
2.00
12.94
7.84
5.86
10.09
6.05
4.02
9.26
-1.35
4.40
13.35
8.45
15.84
6.07
8.86
11.31
8.51
2.07
2.85
-5.04
-2.53
11.67
3.09
-0.42
0.24
0.80
-2.50
1.66
-1.47
1.75
-1.24
1.17
6.07
-2.15
5.60
-2.37
3.16
11.10
-1.43
-3.26
0.12
-1.38
0.99
2.10
-3.61
0.98
-0.86
1.26
8.33
0.48
-2.22
4.95
-6.61
-3.81
0.97
10.92
8.62
-1.98
-0.60
34.95
0.90
7.30
0.07
4.14
-3.92
-2.97
-1.89
4.98
-0.55
3.04
2.07
1.76
1.04
30.37
18.01
-17.07
21.64
30.13
.
-60.58
7.34
-0.39
4.63
20.46
-
4.91
3.18
2.72
-8.45
14.86
41.40
-67.23
5.41
0.65
4.37
614.72
-
-1.08
40.89
7.66
-14.87
0.14
29.47
0.60
31.87
4.27
5.67
-
3.04
59.40
10.78
-16.71
21.18
16.33
4.03
-1.01
5.07
-54.27
-
5.34
20.70
10.53
3.67
13.91
9.63
26.89
10.01
6.98
6.94
5.82
22.70
15.91
10.47
-11.33
4.75
8.66
-1.15
3.69
11.10
3.55
27.05
3.31
10.24
5.07
14.55
1.31
7.05
11.77
6.21
13.53
-0.09
4.77
10.42
4.55
1.92
3.69
2.34
7.83
6.21
10.73
6.05
3.92
9.27
-1.35
4.29
14.26
8.78
15.72
4.97
9.89
74.43
10.08
2.91
2.85
-5.04
-2.67
11.67
2.53
-0.42
2.57
1.26
-2.46
1.73
-1.40
8.11
-1.60
1.42
6.07
-1.82
5.56
-2.37
3.31
9.70
-0.97
-4.46
-0.33
-2.22
4.12
2.28
-3.48
0.98
-0.86
1.38
8.33
1.23
-2.15
3.19
-6.87
-3.94
-2.40
2.67
11.68
-2.00
-0.60
34.95
1.70
6.70
0.07
3.95
-3.70
-3.54
-2.19
4.32
-0.09
3.76
17.02
2.16
Euro area total

EU total
8.69
7.31
3.53
4.10
0.63
-0.03
0.81
0.81
13.03
.
.
.
.
.
9.76
10.11
7.86
7.11
2.92
4.06
0.49
-0.03
-0.36
0.49
48
ECB
Payment Statistics
10.3 Number of cards issued in the country per capita

(end of period)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
1.57
0.78
0.62
0.96
1.27
1.20
1.05
1.16
1.61
1.35
0.65
1.11
0.90
1.04
2.11
0.79
1.26
1.94
1.12
0.60
1.67
0.42
1.48
0.80
1.19
1.04
2.71
1.65
0.94
0.87
0.99
1.50
1.31
1.18
1.28
1.67
1.44
0.68
1.34
1.04
1.14
1.84
0.83
1.36
1.91
1.16
0.68
1.72
0.53
1.50
0.88
1.22
1.07
2.70
1.75
1.06
0.91
1.12
1.53
1.37
1.07
1.33
1.69
1.46
0.76
1.43
1.11
1.26
1.92
0.86
1.47
1.88
1.20
0.77
1.86
0.62
1.59
0.96
1.35
1.16
2.74
1.78
1.01
0.88
1.25
1.58
1.37
1.07
1.34
1.64
1.48
0.74
1.44
1.10
1.29
2.00
0.85
1.55
1.83
1.24
0.85
1.83
0.60
1.57
0.94
1.35
1.17
2.63
1.79
1.01
0.89
1.35
1.59
1.34
1.12
1.25
1.57
1.48
0.82
1.56
1.08
1.30
2.64
0.85
1.65
1.82
1.29
0.82
1.78
0.59
1.65
0.93
1.39
1.18
2.66
1.02
0.06
0.80
0.12
0.35
0.08
0.02
1.06
1.11
0.90
0.01
-
1.03
0.08
0.95
0.10
0.42
0.10
.
0.01
1.13
1.11
0.94
0.01
-
1.07
0.08
0.97
0.09
0.48
0.14
0.00
1.17
1.11
0.97
0.06
-
1.05
0.12
1.05
0.07
0.48
0.18
0.00
0.00
1.15
1.46
1.01
0.06
0.00
-
1.07
0.19
1.17
0.06
0.57
0.20
0.00
0.00
1.18
1.43
1.06
0.03
0.00
-
1.57
0.78
0.80
0.96
1.31
1.19
0.89
1.18
1.59
1.22
1.08
1.11
0.89
1.02
2.11
0.82
1.26
1.94
1.12
0.63
1.73
0.43
1.57
0.80
0.70
1.47
2.36
1.65
0.94
0.88
0.99
1.50
1.31
1.10
1.29
1.67
1.29
1.14
1.35
1.04
1.13
1.84
0.86
1.35
1.91
1.16
0.70
1.79
0.54
1.61
0.88
0.74
1.68
2.37
1.75
1.06
0.92
1.12
1.50
1.37
1.19
1.34
1.68
1.33
1.16
1.43
1.11
1.26
1.92
0.89
1.47
1.88
1.20
0.79
1.94
0.63
1.69
0.97
1.28
1.83
2.42
1.78
1.01
0.89
1.25
1.54
1.37
1.22
1.35
1.62
1.35
1.13
1.54
1.10
1.29
2.00
0.88
1.54
1.83
1.24
0.87
1.92
0.60
1.66
0.94
1.32
1.86
2.33
1.79
1.01
0.90
1.35
1.56
1.34
1.25
1.26
1.55
1.31
1.16
1.71
1.08
1.30
2.64
0.89
1.64
1.82
1.28
0.84
1.85
0.59
1.73
0.94
1.37
2.15
2.37
Euro area total

EU total
1.26
1.36
1.37
1.40
1.41
1.45
1.40
1.44
1.41
1.45
0.43
0.29
0.48
0.31
0.50
0.33
0.53
0.35
0.58
0.39
1.32
1.36
1.42
1.40
1.45
1.45
1.44
1.45
1.43
1.45
ECB
Payment Statistics
49
11.1a Number of terminals located in the country

ATMs
POS terminals
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
14.71
3.66
3.28
3.09
53.89
0.85
3.05
6.74
58.45
47.82
43.82
0.52
0.95
1.15
0.44
3.81
0.16
8.11
7.99
9.94
14.51
6.04
1.52
2.00
3.28
2.82
60.47
15.45
4.54
3.36
3.13
77.60
0.93
3.24
7.32
60.59
52.17
48.11
0.56
1.15
1.33
0.45
4.29
0.16
8.55
8.11
11.54
15.78
7.45
1.64
2.17
3.22
3.09
63.48
15.47
5.11
3.41
3.08
79.58
0.93
3.40
8.54
61.71
53.33
52.26
0.61
1.27
1.47
0.46
4.62
0.17
8.65
7.65
13.57
16.73
9.25
1.73
2.25
3.21
3.24
63.92
15.27
5.47
3.57
2.95
82.70
0.92
3.40
9.18
61.37
54.92
54.34
0.67
1.32
1.54
0.47
4.75
0.18
8.51
8.41
15.88
17.21
9.70
1.79
2.28
2.93
3.32
62.19
15.39
5.72
3.74
2.87
86.53
0.91
3.27
8.65
59.26
56.24
51.36
0.67
1.36
1.57
0.47
4.84
0.19
7.92
5.27
16.90
17.50
10.10
1.81
2.34
2.86
3.36
63.14
115.23
31.64
61.82
107.43
578.42
14.67
53.00
356.85
1,290.66
1,142.00
1,167.79
17.72
16.21
20.79
8.68
45.84
8.17
265.78
99.11
176.48
173.71
47.57
33.45
24.16
105.00
184.59
1,023.22
121.87
48.90
78.96
86.72
566.04
22.26
71.32
387.67
1,351.77
1,242.58
1,219.38
19.30
20.56
27.57
9.03
54.58
8.85
306.26
104.40
186.61
202.37
71.30
35.76
27.73
135.00
187.33
1,050.75
124.90
53.99
57.74
110.00
592.99
23.93
73.84
424.63
1,420.79
1,376.61
1,334.49
19.59
23.28
40.21
9.51
60.78
10.30
316.18
106.81
212.34
226.12
90.50
37.51
32.52
153.00
194.78
1,094.96
135.08
59.45
77.80
104.00
645.43
26.63
80.00
426.50
1,392.81
1,391.67
1,458.69
.
23.84
38.76
10.64
70.96
11.44
244.24
101.02
230.58
255.10
98.52
36.72
35.96
176.00
217.76
1,179.18
138.26
60.76
96.96
110.39
678.18
25.90
80.00
412.90
1,389.03
1,426.71
1,496.51
.
23.86
36.84
12.83
78.44
11.98
258.59
76.72
251.83
278.43
107.05
35.62
37.45
201.00
203.12
1,252.70
Euro area total

EU total
262.81
353.36
302.20
409.36
313.50
425.62
323.62
435.24
319.72
434.24
5,356.23
7,090.76
5,753.44
7,644.83
6,227.25
8,222.29
6,422.96
8,550.42
6,558.59
8,806.43
50
ECB
Payment Statistics
11.1b Number of terminals located in the country (continued)

E-money card-loading/unloading terminals
E-money card-accepting terminals
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
129.54
2.47
32.94
22.27
44.20
12.13
0.67
0.39
4.15
6.19
-
125.46
4.20
30.99
23.90
122.21
12.36
0.70
0.42
4.19
6.17
-
125.44
3.50
46.75
25.21
106.00
16.99
0.00
0.44
4.19
5.56
-
117.61
4.50
49.07
23.17
101.19
0.00
0.00
0.44
4.13
5.52
-
6.47
52.32
22.24
106.77
0.00
0.00
0.49
3.76
2.02
0.00
-
88.91
3.47
224.65
16.14
82.00
186.28
2.10
10.51
156.68
99.11
173.71
-
80.14
5.74
334.27
10.07
147.58
224.28
1.79
10.87
202.33
104.40
202.37
-
77.11
8.58
316.66
4.31
132.79
230.28
0.00
11.47
208.47
106.81
226.12
-
73.46
9.78
302.05
14.46
127.82
0.00
0.00
10.66
82.20
101.02
255.10
-
9.56
236.58
23.46
133.71
0.00
0.00
8.46
68.27
76.72
278.43
0.00
-
Euro area total

EU total
251.81
254.95
325.70
330.59
330.56
334.06
301.13
305.62
187.60
194.06
1,037.98
1,043.55
1,316.31
1,323.84
1,314.00
1,322.58
966.77
976.55
825.62
835.18
ECB
Payment Statistics
51
11.2a Increase in the number of terminals located in the country

ATMs
POS terminals
2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
5.00
23.87
2.32
1.20
44.01
8.68
6.09
8.55
3.65
9.10
9.79
6.11
20.48
16.40
2.30
12.49
3.85
5.32
1.48
16.14
8.70
23.48
7.95
8.57
-1.86
9.55
4.97
0.16
12.72
1.46
-1.47
2.55
0.11
5.06
16.71
1.86
2.22
8.62
9.89
11.07
10.27
3.37
7.86
2.47
1.26
-5.66
17.60
6.07
24.07
5.36
3.88
-0.22
4.89
0.69
-1.29
7.02
4.90
-4.44
3.93
-0.86
-0.24
7.49
-0.55
3.00
3.98
9.49
3.61
4.89
1.74
2.70
7.83
-1.71
10.01
17.02
2.87
4.93
3.18
1.29
-8.81
2.56
-2.70
0.75
4.51
4.73
-2.44
4.62
-0.65
-3.86
-5.70
-3.44
2.40
-5.49
0.75
3.11
1.81
0.21
2.00
3.35
-6.90
-37.37
6.42
1.66
4.12
1.57
2.63
-2.36
1.27
1.52
5.76
54.56
27.72
-19.28
-2.14
51.77
34.57
8.64
4.74
8.81
4.42
8.91
26.80
32.62
3.97
19.06
8.27
15.23
5.34
5.74
16.50
49.87
6.89
14.78
28.57
1.49
2.69
2.49
10.42
-26.87
26.85
4.76
7.52
3.53
9.53
5.11
10.79
9.44
1.49
13.27
45.85
5.32
11.37
16.36
3.24
2.31
13.79
11.73
26.93
4.91
17.28
13.33
3.97
4.21
8.15
10.11
34.73
-5.45
8.84
11.27
8.35
0.44
-1.97
1.09
9.31
.
2.38
-3.60
11.91
16.75
11.08
-22.75
-5.41
8.59
12.82
8.87
-2.11
10.58
15.03
11.80
7.69
2.35
2.21
24.63
6.14
5.07
-2.74
0.00
-3.19
-0.27
2.52
2.59
.
0.09
-4.96
20.62
10.54
4.77
5.87
-24.06
9.22
9.15
8.66
-2.99
4.15
14.20
-6.72
6.23
Euro area total

EU total
14.33
12.75
3.49
3.97
2.49
2.26
-1.21
-0.23
6.75
6.62
7.71
7.55
2.61
3.99
2.11
2.99
52
ECB
Payment Statistics
11.2b Increase in the number of terminals located in the country (continued)

2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
-3.15
70.02
-5.94
7.31
176.52
1.94
3.71
6.12
0.91
-0.29
-
-0.02
-16.68
50.86
5.46
-13.27
37.46
5.29
-0.12
-9.89
-
-6.25
28.58
4.96
-8.08
-4.53
0.00
-1.27
-0.67
-
43.85
6.63
-4.01
5.51
11.42
-8.97
-63.48
-
-9.86
65.27
48.80
-37.61
79.97
20.40
-14.83
3.44
29.13
5.34
16.50
-
-3.78
49.52
-5.27
-57.25
-10.02
2.68
5.55
3.03
2.31
11.73
-
-4.74
14.02
-4.61
235.82
-3.74
-7.05
-60.57
-5.41
12.82
-
-2.26
-21.68
62.27
4.61
-20.63
-16.95
-24.06
9.15
-
Euro area total

EU total
29.34
29.67
1.49
1.05
.
.
.
.
26.81
26.86
-0.18
-0.10
.
.
.
.
ECB
Payment Statistics
53
11.3a Number of terminals located in the country per million inhabitants

(end of period)
ATMs
POS terminals
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
1,395.33
475.52
319.58
568.70
654.24
634.34
716.72
604.47
1,326.44
754.27
743.50
678.23
416.10
337.64
921.22
378.30
384.09
496.55
966.02
260.62
1,371.08
279.60
758.02
370.07
622.64
310.10
998.09
1,454.15
592.06
325.21
573.08
943.33
690.55
742.20
653.54
1,350.19
817.92
810.32
709.18
503.93
395.19
927.47
426.22
396.10
521.80
976.39
302.81
1,487.04
346.00
813.82
401.37
608.47
337.23
1,040.83
1,444.81
670.57
326.57
561.36
969.03
692.07
766.16
759.72
1,353.57
831.37
873.44
770.39
562.20
438.05
942.43
460.54
402.64
526.40
917.17
356.10
1,575.16
429.96
856.10
416.21
604.32
350.98
1,041.01
1,415.29
721.28
340.56
533.50
1,010.10
686.36
760.06
813.28
1,336.27
851.59
902.75
836.15
585.42
462.06
941.08
473.73
432.50
514.71
1,005.73
416.30
1,618.91
451.89
874.78
420.65
548.43
356.92
1,006.47
1,413.76
758.93
355.80
518.21
1,058.33
682.04
729.49
765.41
1,286.29
867.31
849.31
838.52
607.86
477.97
926.15
484.30
444.66
476.70
628.06
442.61
1,644.96
471.37
885.39
430.76
533.06
358.39
1,018.50
10,929.62
4,109.35
6,021.44
19,759.06
7,022.56
10,905.78
12,438.10
32,008.97
29,287.81
18,014.49
19,812.64
22,940.72
7,085.54
6,124.45
18,388.39
4,551.22
20,123.11
16,264.77
11,986.77
4,628.00
16,411.60
2,203.91
16,661.11
4,480.68
19,938.10
20,327.06
16,889.20
11,473.07
6,383.88
7,648.98
15,882.60
6,880.82
16,580.01
16,337.56
34,635.50
30,124.04
19,481.80
20,536.77
24,622.45
9,030.80
8,166.84
18,816.17
5,427.23
21,636.23
18,699.64
12,576.87
4,895.84
19,076.50
3,310.26
17,711.39
5,137.52
25,526.12
20,477.92
17,229.33
11,664.36
7,082.54
5,536.50
20,029.13
7,221.07
17,846.22
16,619.14
37,787.96
31,162.12
21,461.73
22,303.83
24,701.80
10,274.04
11,973.14
19,479.61
6,055.08
24,975.74
19,232.34
12,811.89
5,570.84
21,286.88
4,208.34
18,551.71
6,015.14
28,795.12
21,125.38
17,833.87
12,518.72
7,837.57
7,415.25
18,833.76
7,883.08
19,864.22
17,904.94
37,801.16
30,324.86
21,577.73
24,233.74
.
10,571.23
11,606.58
21,395.54
7,079.96
27,636.70
14,779.31
12,079.82
6,043.46
23,992.43
4,588.83
17,985.36
6,636.88
32,965.59
23,417.57
19,082.97
12,703.76
8,064.73
9,218.95
19,904.26
8,295.07
19,323.93
17,874.26
36,523.36
30,148.66
22,000.89
24,748.82
.
10,655.20
11,207.86
25,343.60
7,844.08
28,804.23
15,566.11
9,146.21
6,594.73
26,174.66
4,995.12
17,386.59
6,896.91
37,476.23
21,658.88
20,208.03
Euro area total

EU total
832.59
760.20
945.72
824.62
972.08
853.46
983.46
869.89
968.80
865.95
16,968.70
15,254.54
18,004.92
15,400.00
19,309.08
16,487.55
19,518.84
17,089.41
19,873.60
17,561.41
54
ECB
Payment Statistics
11.3b Number of terminals located in the country per million inhabitants

(end of period)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
12,286.92
240.39
399.96
505.44
697.15
205.71
198.29
830.16
254.21
748.19
-
11,811.71
406.48
376.67
532.65
1,916.06
208.17
206.78
867.03
255.95
743.05
-
11,714.79
335.20
569.24
552.87
1,652.50
283.96
0.00
897.36
254.68
666.70
-
10,899.54
428.44
599.28
504.49
1,568.98
0.00
0.00
880.76
250.15
660.17
-
614.80
639.96
482.78
1,646.42
0.00
0.00
963.67
226.52
240.35
0.00
-
8,432.89
337.99
2,727.42
366.30
1,293.51
3,160.39
619.90
22,253.28
9,588.53
11,986.77
16,411.60
-
7,544.72
555.57
4,063.48
224.43
2,313.77
3,777.31
530.87
22,655.27
12,353.90
12,576.87
19,076.50
-
7,201.25
822.17
3,856.02
94.42
2,070.18
3,848.81
0.00
23,505.43
12,680.26
12,811.89
21,286.88
-
6,807.78
931.90
3,689.18
314.77
1,981.86
0.00
0.00
21,443.80
4,974.04
12,079.82
23,992.43
-
908.60
2,893.67
509.17
2,061.92
0.00
0.00
16,714.06
4,109.43
9,146.21
26,174.66
0.00
-
Euro area total

EU total
797.74
548.48
1,019.24
665.95
1,024.99
669.86
915.11
610.84
568.45
386.99
3,288.35
2,245.02
4,119.29
2,666.78
4,074.38
2,652.07
2,937.94
1,951.80
2,501.77
1,665.48
ECB
Payment Statistics
55
12.1a Number of cash withdrawals and loading/unloading transactions at terminals

Cash withdrawals at ATMs located in the country
Cards issued outside the country
Cards issued in the country
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
7.42
2.86
14.35
0.89
9.03
39.26
28.38
1.55
1.03
0.95
1.12
2.79
0.87
14.30
7.57
2.63
0.76
2.27
1.40
-
8.58
3.21
9.64
0.92
9.73
41.16
30.26
1.54
1.09
1.07
1.22
3.46
1.00
18.40
8.48
3.96
0.82
2.89
1.60
5.00
-
9.29
3.41
9.17
1.02
8.73
42.01
30.57
1.59
1.09
1.22
1.32
3.84
1.05
29.01
9.06
3.73
0.98
3.64
1.70
-
8.91
3.45
12.10
0.98
12.05
8.60
39.14
32.85
1.14
1.48
1.04
1.19
1.37
4.11
0.89
49.98
9.15
4.17
0.99
4.40
1.50
-
9.25
3.91
11.66
1.11
10.33
8.06
39.76
35.24
1.26
1.53
1.25
1.30
0.82
4.22
1.02
17.00
9.92
4.24
1.11
5.82
1.33
-
263.76
74.27
131.33
18.15
2,447.29
50.46
190.51
168.45
947.14
1,458.69
470.29
7.26
43.69
54.33
4.71
116.44
9.47
480.16
130.00
541.72
400.96
123.43
63.40
74.55
197.00
305.00
2,752.00
309.03
85.08
142.46
19.29
1,945.06
51.24
200.94
173.01
970.31
1,531.21
489.46
8.27
52.90
61.54
4.81
116.08
9.72
474.91
139.00
597.69
418.95
169.88
59.52
78.69
190.00
298.00
2,834.00
348.27
93.43
153.52
19.63
2,002.89
49.82
202.58
180.17
976.93
1,593.81
541.66
10.41
56.15
66.90
5.01
117.31
10.53
473.00
133.50
637.17
435.68
203.68
59.60
88.48
186.00
310.00
2,876.00
375.70
100.62
154.61
19.00
2,045.89
45.76
187.90
187.66
949.69
1,614.47
539.19
10.93
48.19
63.80
5.10
118.09
10.41
454.97
142.30
671.56
445.56
209.48
59.30
88.38
180.00
267.00
2,916.00
383.27
104.46
156.69
17.80
2,040.19
43.77
178.11
189.44
947.70
1,601.74
708.73
11.81
46.09
62.88
5.23
117.28
10.78
434.24
142.60
686.52
454.44
207.62
58.72
85.45
172.00
225.00
2,786.00
Euro area total

EU total
108.47
133.93
120.24
154.03
135.29
162.42
172.45
199.48
142.44
170.13
7,158.95
11,326.77
6,906.21
11,431.04
7,160.05
11,832.15
7,297.44
11,911.54
7,424.44
11,878.55
56
ECB
Payment Statistics
12.1b Number of cash withdrawals and loading/unloading transactions at terminals (continued)

Cash withdrawals at ATMs located outside
the country
E-money card-loading/unloading transactions at

terminals located in the country
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
10.87
0.28
2.41
0.75
5.08
2.22
7.85
33.50
1.21
1.88
0.91
1.62
1.07
0.12
31.04
2.55
3.84
0.45
1.28
1.00
3.00
11.91
0.47
1.60
39.44
0.93
6.21
2.33
8.92
39.11
1.76
2.20
1.13
2.14
1.48
0.13
34.74
3.50
4.33
0.98
1.03
1.12
1.10
8.00
3.00
13.20
0.64
1.98
39.42
1.05
8.16
2.40
9.22
39.94
2.32
2.44
1.30
2.75
1.33
0.15
40.21
8.50
5.02
4.22
1.53
1.19
1.47
1.10
3.00
14.16
0.76
1.88
39.92
0.91
7.65
2.35
9.45
41.78
5.49
2.55
2.19
1.29
2.99
1.19
0.16
40.57
8.60
4.91
3.78
1.61
1.41
1.97
1.00
3.00
14.63
1.52
1.99
40.20
0.96
6.17
2.07
10.10
44.04
5.89
2.66
2.25
1.41
3.37
1.27
0.19
44.18
9.10
5.98
3.56
1.89
1.55
1.87
0.80
3.00
15.74
2.15
5.02
0.11
2.05
27.39
0.99
0.18
23.31
26.42
-
14.27
2.86
8.66
0.15
2.88
29.71
0.00
0.13
0.16
25.08
31.79
-
12.64
3.67
7.94
0.08
3.69
41.11
0.00
0.15
25.66
30.91
-
11.08
3.53
7.59
0.07
4.47
0.00
0.00
0.14
27.14
28.71
0.00
-
9.36
3.98
7.56
0.03
5.01
17.84
0.00
0.00
0.10
26.96
27.97
0.00
0.00
-
Euro area total

EU total
97.01
112.18
151.26
177.57
172.78
192.55
183.82
201.56
190.36
210.63
100.22
103.36
112.70
115.69
122.17
125.84
79.20
82.73
94.84
98.82
ECB
Payment Statistics
57
12.2a Increase in the number of cash withdrawals and loading/unloading transactions at terminals
2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
15.63
12.27
-32.85
3.94
7.83
4.84
6.63
-0.65
5.42
12.55
9.20
23.98
15.15
28.66
11.91
50.51
8.05
27.47
14.29
-
8.28
6.26
-4.79
10.51
-10.27
2.06
1.02
3.05
-0.09
14.06
7.69
10.80
4.79
57.68
6.84
-5.71
19.54
25.92
6.25
-
-4.09
1.14
31.86
-4.12
-1.55
-6.82
7.47
-6.49
-4.96
-2.30
3.80
7.09
-15.51
72.32
1.09
11.57
0.61
20.83
-11.82
-
3.79
13.36
-3.63
13.60
-14.27
-6.25
1.59
7.27
10.45
2.76
20.39
9.59
-39.97
2.58
14.30
-65.99
8.35
1.78
12.28
32.36
-11.27
-
17.16
14.55
8.47
6.30
-20.52
1.55
5.47
2.71
2.45
4.97
4.08
13.91
21.09
13.26
2.29
-0.31
2.58
-1.09
6.92
10.33
4.49
37.63
-6.13
5.54
-3.55
-2.30
2.98
12.70
9.82
7.76
1.75
2.97
-2.77
0.82
4.14
0.68
4.09
10.67
25.84
6.14
8.72
3.97
1.06
8.38
-0.40
-3.96
6.61
3.99
19.90
0.14
12.45
-2.11
4.03
1.48
7.88
7.69
0.71
-3.21
2.15
-8.16
-7.25
4.15
-2.79
1.30
-0.46
4.99
-14.17
-4.64
1.96
0.66
-1.17
-3.81
6.59
5.40
2.27
2.85
-0.51
-0.12
-3.23
-13.87
1.39
2.02
3.81
1.35
-6.32
-0.28
-4.33
-5.21
0.95
-0.21
-0.79
31.44
8.11
-4.36
-1.45
2.45
-0.68
3.57
-4.56
0.21
2.23
1.99
-0.89
-0.98
-3.31
-4.44
-15.73
-4.46
Euro area total

EU total
10.08
.
10.18
.
.
.
-17.40
-14.71
-4.38
-0.81
3.41
3.51
0.67
0.67
1.74
-0.28
58
ECB
Payment Statistics
12.2b Increase in the number of cash withdrawals and loading/unloading transactions at terminals (continued)
Cash withdrawals at ATMs located outside the country


2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
9.57
67.50
-33.53
23.64
22.22
5.28
13.73
16.75
45.45
17.48
25.19
31.94
38.38
11.97
11.91
37.39
12.83
119.06
-12.68
10.00
0.00
10.83
35.82
23.81
-0.05
12.78
31.42
2.96
3.36
2.11
31.70
10.75
14.83
28.60
-9.99
11.45
15.74
43.46
-2.43
56.29
15.71
31.69
0.00
0.00
7.27
19.78
-4.90
1.27
-13.62
-6.27
-2.25
2.46
4.62
9.88
-10.24
-0.61
8.76
-10.94
8.90
0.90
1.18
-2.33
-10.49
5.11
18.27
33.65
-9.09
0.00
3.29
98.56
5.63
0.70
6.06
-19.39
-12.09
6.92
5.41
7.28
4.24
2.74
9.13
12.46
6.99
20.13
8.90
5.81
21.83
-5.82
17.76
9.57
-4.88
-20.00
0.00
-9.34
33.18
72.48
37.38
40.19
8.49
-86.62
-12.29
7.60
20.32
-
-11.44
28.41
-8.31
-48.30
28.14
38.36
-5.73
2.29
-2.79
-
-12.36
-3.87
-4.41
-14.47
21.29
-3.38
5.78
-7.11
-
-15.50
12.67
-0.40
-52.31
12.07
-27.27
-0.67
-2.57
0.00
-
Euro area total

EU total
.
.
.
.
.
.
3.56
4.50
12.45
.
.
.
.
.
.
.
ECB
Payment Statistics
59
12.3 Number of cash withdrawals and loading/unloading transactions per terminal located in the country
(thousands; total for the period)
Cash withdrawals at ATMs with a cash withdrawal function located in the country

2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
1.02
0.78
4.37
1.18
1.37
0.67
2.96
1.10
0.84
2.57
0.73
5.58
1.76
0.56
0.44
0.50
1.14
0.84
-
1.15
0.71
2.88
1.12
1.38
0.68
2.77
0.99
0.81
2.75
0.81
6.19
2.15
0.58
0.53
0.50
1.33
0.97
1.62
-
1.17
0.67
2.70
1.20
1.15
0.68
2.60
0.91
0.84
2.86
0.83
6.33
3.35
0.59
0.40
0.57
1.62
1.00
-
1.09
0.63
3.39
1.16
3.55
1.15
0.64
0.02
2.22
0.83
0.80
2.92
0.87
4.96
5.88
0.57
0.43
0.55
1.93
0.88
-
1.12
0.68
3.14
1.32
3.16
1.09
0.67
0.02
2.26
0.97
0.86
1.75
0.87
5.49
2.15
0.61
0.42
0.61
2.49
0.79
-
36.23
20.29
40.03
5.87
45.42
66.84
62.38
25.62
16.20
10.73
13.85
46.33
47.87
10.82
30.56
60.73
59.18
16.28
54.51
29.82
20.45
41.66
37.37
118.03
108.31
45.51
41.37
18.76
42.51
6.17
34.40
62.04
62.02
24.46
16.01
10.17
14.87
47.87
46.83
10.82
27.08
59.99
55.57
17.15
51.78
28.71
22.80
36.23
36.33
114.60
96.60
44.65
44.00
18.28
45.19
6.37
34.95
58.48
59.51
23.73
15.83
10.36
17.03
46.67
46.11
10.88
25.38
63.45
54.66
17.46
46.94
28.16
22.03
34.43
39.33
109.28
95.80
45.00
46.10
18.39
43.38
6.45
34.45
54.08
55.33
25.03
15.47
9.92
16.33
38.80
43.02
10.90
24.87
58.15
53.49
16.92
42.28
27.96
21.59
33.20
38.78
105.57
80.45
46.89
46.26
18.27
42.17
6.19
34.00
51.99
54.55
25.73
15.99
13.80
17.53
35.98
41.64
11.15
24.22
58.28
54.83
27.07
40.62
28.01
20.55
32.37
36.53
102.02
66.94
44.13
0.12
0.87
0.15
0.00
0.05
2.26
1.48
0.46
5.61
4.27
-
0.11
0.68
0.28
0.01
0.02
2.40
0.19
0.38
5.98
5.15
-
0.10
1.05
0.17
0.00
0.03
2.42
0.34
6.13
5.56
-
0.09
0.78
0.15
0.00
0.04
0.33
6.57
5.20
-
0.61
0.14
0.00
0.05
0.21
7.16
13.87
-
Euro area total

EU total
0.53
0.45
0.55
0.47
0.60
0.48
0.74
0.58
0.63
0.50
34.97
38.38
31.68
35.17
31.59
34.95
31.17
34.48
32.83
34.89
0.40
0.41
0.35
0.35
0.37
0.38
0.26
0.27
0.51
0.51
60
ECB
Payment Statistics
12.4 Number of cash withdrawals and loading/unloading transactions per card issued in the country
Cash withdrawals at ATMs located
in the country

outside the country


2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
15.88
12.34
20.69
3.46
23.48
31.21
42.64
12.98
13.34
17.03
12.25
8.48
21.15
15.34
4.72
14.58
18.52
15.14
14.04
23.82
22.69
13.46
21.28
17.24
31.46
32.37
16.77
17.67
11.75
15.89
3.55
15.74
29.11
38.88
12.12
12.92
16.69
12.15
7.86
22.35
15.95
5.46
13.94
17.50
15.15
14.45
23.20
23.01
14.84
19.66
16.56
29.55
30.36
17.19
18.60
11.55
16.16
3.18
15.93
27.05
42.51
12.05
12.65
17.03
11.91
9.17
22.40
15.76
5.35
13.55
17.35
15.29
13.29
21.82
22.06
15.36
18.56
17.11
25.99
29.11
17.09
19.51
13.10
16.70
2.76
15.79
24.95
39.33
12.45
12.62
16.97
12.03
9.46
19.47
14.85
5.14
13.94
16.24
15.07
13.74
20.70
22.89
16.33
18.44
17.33
24.90
24.55
17.98
19.71
13.72
16.72
2.39
15.67
24.41
35.52
13.46
13.09
16.67
14.26
9.42
19.00
14.72
3.90
13.72
15.68
14.37
13.22
22.02
24.06
16.50
17.40
16.85
23.09
20.27
16.88
0.65
0.05
0.38
0.47
1.14
0.17
0.11
0.39
1.41
0.91
0.26
1.63
0.13
0.23
0.98
0.11
0.22
0.05
0.30
0.16
0.02
0.68
0.06
0.18
0.32
0.53
1.20
0.16
0.12
0.43
1.67
0.93
0.29
2.43
0.18
0.24
1.11
0.14
0.24
0.09
0.34
0.24
0.17
0.81
0.02
0.70
0.08
0.21
0.31
0.57
1.71
0.16
0.12
0.43
2.04
0.97
0.31
2.94
0.15
0.24
1.30
0.85
0.17
0.21
0.12
0.37
0.28
0.15
0.02
0.74
0.10
0.20
0.31
0.49
1.60
0.16
0.13
0.44
0.12
2.21
0.89
0.30
3.02
0.14
0.25
1.34
0.83
0.15
0.19
0.13
0.44
0.39
0.14
0.02
0.75
0.20
0.21
0.31
0.54
1.23
0.15
0.14
0.46
0.12
2.12
0.93
0.33
2.51
0.15
0.28
1.46
0.84
0.19
0.19
0.15
0.46
0.37
0.11
0.02
1.46
3.27
0.08
0.02
0.09
6.14
12.33
0.36
1.28
3.56
-
1.31
3.34
0.11
0.03
0.11
5.12
.
4.19
0.29
1.38
4.09
-
1.10
4.15
0.10
0.02
0.12
5.01
0.00
0.26
1.41
3.81
-
0.98
2.83
0.09
0.02
0.15
0.25
1.13
3.39
-
0.80
2.00
0.08
0.01
0.13
1.44
0.17
1.13
3.15
-
Euro area total

EU total
17.93
17.95
15.80
16.49
15.76
16.39
15.79
16.51
15.93
16.33
0.24
0.18
0.35
0.26
0.38
0.27
0.40
0.28
0.41
0.29
0.75
0.76
0.74
0.76
0.76
0.77
0.45
0.47
0.49
0.51
ECB
Payment Statistics
61
13.1a Value of cash withdrawals and loading/unloading transactions at terminals

2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
1.14
0.29
1.32
0.11
1.55
6.17
4.81
0.26
0.15
0.14
0.12
0.47
0.14
1.69
1.03
0.31
0.10
0.20
0.20
0.76
-
1.27
0.35
1.08
0.12
1.80
6.54
5.39
0.28
0.16
0.17
0.13
0.59
0.15
2.09
1.15
0.49
0.13
0.27
0.23
0.57
-
1.33
0.38
1.19
0.13
1.83
6.62
5.39
0.27
0.16
0.19
0.13
0.65
0.15
3.41
1.22
0.50
0.16
0.35
0.25
-
1.26
0.37
1.49
0.12
1.49
1.80
6.02
5.29
0.25
0.25
0.15
0.19
0.14
0.64
0.13
5.48
1.21
0.54
0.16
0.42
0.22
-
1.33
0.42
1.70
0.14
1.30
1.73
6.19
5.58
0.28
0.26
0.19
0.22
0.07
0.66
0.15
2.82
1.31
0.58
0.19
0.52
0.22
-
29.57
3.51
16.63
2.80
381.35
3.36
24.90
41.56
101.81
100.28
83.33
0.91
3.66
4.93
0.72
13.61
0.91
55.71
16.83
43.57
26.29
9.46
4.12
6.15
16.60
33.82
263.75
34.05
4.51
18.91
2.89
298.77
3.77
28.10
44.02
107.40
106.78
91.08
1.07
5.04
6.53
0.74
15.56
0.94
55.88
17.84
53.54
28.10
16.49
4.47
7.59
16.40
34.16
272.03
38.79
5.80
23.24
2.83
311.19
3.59
28.74
46.88
109.94
114.84
97.91
1.44
5.52
7.54
0.75
16.50
1.10
55.16
16.60
65.00
29.17
21.40
4.90
9.56
16.60
24.44
241.36
43.45
6.57
21.62
2.51
317.43
2.97
25.42
47.66
107.17
120.86
91.87
1.64
4.25
6.40
0.76
14.90
1.12
53.77
17.80
56.49
29.57
19.99
5.01
9.75
16.40
21.09
216.40
45.32
7.13
22.81
2.25
315.48
2.88
22.32
47.17
107.98
123.35
122.91
1.75
3.99
6.28
0.77
15.99
1.19
52.00
17.80
63.99
30.33
20.77
5.10
10.17
15.70
21.81
216.57
Euro area total

EU total
16.70
20.35
18.73
22.95
20.76
24.30
24.13
27.63
21.96
25.87
878.95
1,277.17
833.63
1,276.67
874.03
1,300.82
889.69
1,262.89
919.34
1,303.82
62
ECB
Payment Statistics
13.1b Value of cash withdrawals and loading/unloading transactions at terminals (continued)

the country

2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
1.49
0.05
0.13
0.10
0.72
0.48
1.07
3.91
0.19
0.38
0.15
0.35
0.17
0.02
4.83
0.30
0.39
0.09
0.11
0.15
0.76
0.40
1.64
0.08
0.23
7.75
0.13
0.98
0.51
1.20
4.65
0.26
0.44
0.26
0.44
0.62
0.02
6.09
0.44
0.44
0.19
0.11
0.11
0.16
0.95
0.30
1.79
0.10
0.31
7.73
0.14
1.18
0.52
1.20
4.69
0.44
0.49
0.23
0.53
0.22
0.03
6.74
1.20
0.64
0.44
0.30
0.12
0.17
0.17
0.33
1.92
0.08
0.30
8.27
0.11
1.04
0.48
1.20
4.92
0.39
0.48
0.41
0.20
0.57
0.18
0.03
6.26
1.30
0.56
0.40
0.27
0.14
0.23
0.15
0.28
2.03
0.08
0.34
8.61
0.12
0.82
0.42
1.32
5.37
0.80
0.53
0.45
0.23
0.62
0.20
0.04
6.45
1.40
0.70
0.38
0.33
0.16
0.24
0.13
0.22
0.46
0.01
0.13
0.00
0.05
5.26
0.12
0.01
0.47
0.30
-
0.41
0.02
0.20
0.00
0.06
4.60
0.00
0.02
0.01
0.51
0.34
-
0.36
0.03
0.19
0.00
0.08
5.75
0.00
0.01
0.50
0.33
-
0.32
0.03
0.20
0.00
0.09
0.00
0.00
0.01
0.52
0.31
0.00
-
0.27
0.03
0.21
0.00
0.10
5.85
0.00
0.00
0.00
0.50
0.31
0.00
0.00
-
Euro area total

EU total
13.38
16.10
23.96
28.00
26.79
29.71
27.78
30.18
29.33
32.01
6.67
6.81
6.12
6.16
7.22
7.25
1.45
1.48
7.24
7.27
ECB
Payment Statistics
63
13.2a Increase in the real value of cash withdrawals and loading/unloading transactions at terminals
2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
8.20
8.10
-24.04
-4.19
12.29
1.61
8.87
6.42
-6.23
10.90
3.74
9.33
5.17
21.90
9.31
39.40
29.34
17.79
13.31
-26.14
-
1.82
0.14
-4.48
5.29
-0.92
-0.22
-1.06
-3.58
-9.13
3.76
-0.71
7.41
-6.56
60.57
5.05
5.98
20.69
15.54
4.74
-
-5.51
-4.60
32.40
-7.04
-3.72
-9.81
-2.90
-10.55
-2.74
-3.28
8.10
3.62
-8.47
59.56
-0.86
20.27
-2.52
21.05
-13.89
-
2.65
8.96
6.13
7.01
-12.66
-8.71
-0.12
3.39
11.69
3.18
25.16
15.33
-49.25
-2.03
10.78
-49.52
5.73
-1.51
12.03
19.84
0.16
-
11.67
15.38
5.56
0.51
-24.02
2.25
9.37
1.97
1.16
3.57
6.32
15.11
21.36
22.53
-1.67
1.24
0.27
-1.25
2.44
14.52
4.03
54.56
2.77
9.36
-3.07
-1.52
1.42
10.93
19.95
6.98
-4.15
2.99
-11.45
0.97
4.22
0.89
6.29
5.02
31.90
-0.42
6.39
1.62
2.69
11.87
-2.90
-8.29
9.07
2.95
34.75
7.54
12.53
-2.10
-27.19
0.18
11.64
11.34
-1.97
-12.46
1.16
-15.70
-9.21
-0.88
-3.38
4.18
-7.19
11.87
-21.59
-16.04
-1.85
-4.51
2.07
-3.22
6.11
3.14
1.49
2.69
0.30
1.96
-2.95
-7.27
-2.50
0.89
3.97
-1.40
-12.86
-2.42
-7.90
-12.05
-5.87
-2.06
0.06
31.05
4.64
-7.86
-5.35
-1.29
0.81
1.91
-5.04
-2.13
1.60
0.12
-4.35
-0.46
3.00
-6.85
-9.05
-7.08
Euro area total

EU total
8.20
6.20
6.66
.
.
.
-10.98
-8.82
-8.41
-4.08
2.96
-0.25
-0.23
-4.38
1.10
0.56
64
ECB
Payment Statistics
13.2b Increase in the real value of cash withdrawals and loading/unloading transactions at terminals (continued)
the country

2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
6.65
50.86
58.62
19.48
32.18
3.73
7.45
15.60
39.33
2.18
54.98
21.14
220.67
-0.18
23.96
34.45
9.81
88.50
-10.28
6.95
22.63
-25.72
6.40
13.26
16.92
-1.38
1.36
18.62
-0.92
-1.17
-0.38
61.80
2.76
-17.31
20.55
-65.38
11.68
9.01
30.87
0.16
61.05
10.99
31.40
2.72
22.82
6.90
-14.08
2.59
6.05
-20.82
-9.34
-9.63
-0.81
3.76
8.39
-16.16
-14.80
4.71
-11.80
11.84
-7.88
7.21
4.97
-10.33
1.47
13.39
39.20
-13.70
-7.63
2.46
-6.36
6.85
2.21
5.57
-21.17
-16.41
6.40
7.01
101.74
7.62
7.61
12.48
6.27
1.21
21.98
1.22
5.40
11.66
-5.18
9.57
11.95
0.83
-13.14
-25.26
-13.85
25.29
47.71
24.89
24.49
-14.98
-82.99
-10.64
5.43
9.70
-
-12.83
41.80
-7.61
-37.12
19.75
22.19
-5.38
-2.01
-3.20
-
-11.70
3.39
8.82
-22.15
15.59
-7.78
1.91
-7.34
-
-18.59
3.92
0.12
-3.10
8.46
-33.21
-5.39
-2.76
533.02
-
Euro area total

EU total
.
.
.
.
.
.
3.29
3.29
-11.09
.
.
.
.
.
.
.
ECB
Payment Statistics
65
13.3 Value of cash withdrawals and loading/unloading transactions per terminal located in the country
Cash withdrawals at ATMs with a cash withdrawal function located in the country

2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
156.04
79.77
403.57
147.60
235.18
105.54
489.42
158.43
123.46
270.06
124.52
883.97
208.02
76.40
51.29
63.84
102.15
119.23
268.61
-
169.65
77.68
323.18
141.85
255.01
107.89
503.23
143.77
127.97
285.67
136.66
922.52
244.55
79.02
65.29
80.86
125.22
138.62
185.73
-
167.42
73.97
349.95
155.70
240.50
107.23
449.55
131.99
130.41
276.32
140.56
883.10
394.22
78.97
53.72
94.26
155.80
146.24
-
154.16
67.01
419.00
143.03
439.10
240.53
98.12
4.55
373.02
122.11
124.86
300.95
134.12
746.36
644.52
75.90
56.00
90.94
186.28
127.97
-
160.89
72.97
456.29
162.12
398.16
235.14
104.40
5.49
389.48
151.09
146.56
157.13
137.12
832.35
355.90
80.74
57.56
102.53
220.27
133.21
-
4,062.09
957.75
5,069.32
905.63
7,076.85
4,450.30
8,153.24
6,320.59
1,741.67
1,901.43
1,737.78
3,884.94
4,342.45
1,652.30
3,571.91
5,826.45
6,865.68
2,107.17
4,383.70
1,955.77
1,567.63
2,705.90
3,080.35
9,946.08
12,010.58
4,361.85
4,558.23
995.34
5,641.74
922.53
5,283.53
4,564.58
8,672.84
6,223.32
1,772.62
1,893.12
1,932.71
4,562.82
4,972.75
1,656.63
3,630.04
5,797.18
6,538.58
2,201.11
4,639.04
1,925.31
2,212.52
2,722.84
3,505.72
9,891.44
11,073.51
4,285.53
4,900.80
1,135.29
6,842.02
918.18
5,429.67
4,213.41
8,443.83
6,173.70
1,781.41
1,873.54
2,361.97
4,590.21
5,196.27
1,639.99
3,569.74
6,643.84
6,374.30
2,171.07
4,788.75
1,885.48
2,315.01
2,828.25
4,248.37
9,753.23
7,552.65
3,776.14
5,331.98
1,200.48
6,065.77
852.46
5,344.37
3,510.03
7,485.82
6,356.97
1,746.25
1,690.69
2,451.08
3,423.48
4,318.67
1,621.88
3,138.79
6,261.59
6,321.30
2,116.28
3,556.93
1,855.19
2,060.15
2,807.91
4,278.37
9,618.77
6,355.58
3,479.58
5,469.51
1,247.30
6,137.17
782.35
5,257.00
3,423.96
6,834.94
6,407.59
1,821.96
2,393.36
2,595.29
3,118.29
4,160.34
1,647.27
3,302.29
6,423.97
6,566.15
3,378.89
3,786.01
1,868.85
2,056.40
2,812.40
4,348.13
9,311.98
6,488.90
3,430.17
3.54
5.43
3.95
0.06
1.11
433.73
181.99
19.76
113.72
47.85
-
3.24
4.31
6.39
0.08
0.51
371.90
32.30
17.36
120.68
54.47
-
2.90
8.42
3.96
0.05
0.72
338.38
15.71
120.37
59.37
-
2.74
6.43
4.14
0.04
0.88
14.85
125.12
55.97
-
4.97
3.96
0.04
0.92
9.18
132.44
152.28
-
Euro area total

EU total
81.55
68.94
85.90
70.62
91.58
71.77
103.08
79.97
97.10 4,293.37 3,823.57 3,856.43 3,800.62 4,065.62

75.98 4,327.07 3,928.11 3,841.93 3,655.41 3,830.14
26.50
26.71
18.78
18.62
21.83
21.69
4.81
4.83
38.58
37.46
66
ECB
Payment Statistics
13.4 Value of cash withdrawals and loading/unloading transactions per card issued in the country
in the country

outside the country


2006
2007
2008
2009
2010
2006
2007
2008
2009
1,780.89
582.42
2,620.39
534.38
3,659.18
2,078.42
5,572.91
3,203.48
1,434.05
1,170.82
2,170.58
1,063.93
1,773.25
1,391.08
721.08
1,703.48
1,777.23
1,756.22
1,817.94
1,915.91
1,487.99
1,031.39
1,382.51
1,421.44
2,651.23
3,590.04
1,607.32
1,946.64
623.65
2,109.10
531.39
2,418.08
2,141.81
5,437.43
3,083.80
1,430.35
1,163.72
2,261.49
1,021.15
2,129.72
1,694.07
835.66
1,868.86
1,690.78
1,782.09
1,854.60
2,078.44
1,543.20
1,440.78
1,477.67
1,598.39
2,550.63
3,480.21
1,649.91
2,071.92
717.40
2,447.23
459.01
2,475.34
1,949.24
6,031.33
3,135.12
1,423.97
1,227.03
2,152.41
1,271.68
2,203.33
1,775.62
806.35
1,905.74
1,817.21
1,783.27
1,653.01
2,225.82
1,477.24
1,614.63
1,524.55
1,848.30
2,319.48
2,294.66
1,434.25
2,256.17
854.99
2,335.45
364.67
2,449.39
1,619.14
5,321.47
3,161.58
1,423.81
1,270.30
2,049.72
1,420.07
1,717.81
1,490.84
764.89
1,758.72
1,748.77
1,780.48
1,718.16
1,741.42
1,518.85
1,558.60
1,559.73
1,911.74
2,268.97
1,939.69
1,334.10
2,330.34
936.47
2,433.00
301.38
2,422.63
1,607.73
4,450.85
3,350.94
1,491.26
1,284.05
2,472.37
1,394.69
1,646.37
1,471.10
576.91
1,870.57
1,728.18
1,720.66
1,649.92
2,052.90
1,605.49
1,651.03
1,511.45
2,005.05
2,108.08
1,964.79
1,312.03
89.73
7.85
21.13
61.53
160.67
36.83
15.07
45.71
216.28
182.59
43.67
347.42
21.38
47.18
152.38
13.31
21.91
9.84
26.03
23.40
80.29
2.44
93.67
10.99
25.56
62.74
74.09
189.45
36.07
15.97
50.70
251.25
184.64
67.28
496.03
74.30
44.68
194.10
16.95
23.98
16.76
35.86
24.02
24.84
96.92
1.83
95.63
11.94
32.41
61.50
77.19
246.88
34.86
15.57
50.11
383.82
197.12
54.81
567.82
25.54
47.95
218.03
119.49
21.78
22.34
22.45
38.19
32.43
23.70
1.96
99.71
10.98
32.37
63.81
60.23
217.52
32.05
15.98
51.66
8.70
415.29
164.33
46.70
574.61
21.77
50.56
207.21
125.48
17.34
20.29
21.41
44.17
45.79
20.61
1.72
Euro area total 2,201.76 1,907.05 1,924.26 1,924.48 1,972.74

EU total
2,024.26 1,841.36 1,802.22 1,750.24 1,792.37
33.53
25.52
54.82
40.39
58.97
41.16
60.09
41.83
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
2006
2007
2008
2009
2010
104.58
42.44
10.83
36.54
20.40
66.10
1.97
68.55
163.07
30.17
18.18
0.28
55.85
2.23
16.16 1,178.90
419.48
183.95
54.75 1,519.10
466.58
15.40
23.24
59.80
213.45
25.95
129.77
39.83
22.47
20.31
25.99
48.14
47.01
17.86
1.36
-
2010
37.31
21.11
2.55
0.43
2.35
791.85
.
709.46
13.38
27.90
43.21
-
31.84
33.34
2.32
0.30
2.48
700.42
0.00
12.09
27.62
40.66
-
28.51
23.21
2.36
0.28
2.89
11.36
21.49
36.52
-
23.29
16.19
2.17
0.33
2.64
473.21
7.52
20.92
34.53
-
40.22
40.26
44.62
44.56
8.24
8.34
37.51
37.30
62.94
44.00
49.62
50.35
ECB
Payment Statistics
67
14.1a Number of payment transactions at terminals

POS transactions at terminals located in the country
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
28.40
0.83
25.97
28.65
3.74
10.21
91.75
184.66
2.99
2.84
3.32
14.76
5.52
2.55
20.09
22.66
1.52
21.26
3.97
8.30
162.00
30.33
2.26
11.35
35.46
4.28
9.30
99.37
191.13
3.13
4.28
3.24
16.19
6.61
2.72
29.40
25.96
2.89
4.56
4.85
10.40
34.00
269.00
32.68
3.50
22.31
19.79
5.29
9.11
107.55
179.55
3.64
3.77
4.25
16.72
7.42
2.49
33.93
27.73
2.98
5.18
6.01
12.90
332.00
31.40
4.54
20.53
19.80
5.95
9.55
107.09
175.20
70.32
3.57
2.85
4.45
15.78
10.08
2.38
39.04
28.68
2.86
4.50
6.89
11.60
155.00
34.38
6.76
30.70
24.50
7.90
10.66
115.90
249.22
83.72
3.97
3.61
5.55
15.20
9.97
2.92
52.33
29.25
3.17
5.04
8.48
14.00
178.00
747.38
6.27
93.57
703.78
2,477.90
103.40
204.73
64.24
1,554.99
5,466.33
770.65
18.64
54.04
55.55
34.09
107.29
5.05
1,481.84
229.95
345.54
881.82
18.15
93.81
35.42
813.37
968.00
6,441.00
803.32
6.95
129.41
797.07
2,027.07
126.14
247.34
63.75
1,806.97
5,978.70
825.35
20.58
72.11
70.31
35.95
137.99
6.91
1,621.60
252.31
450.01
940.25
35.64
99.71
41.59
916.57
1,121.00
6,894.00
865.40
10.99
147.51
833.16
2,183.31
142.40
299.65
66.43
1,952.06
6,358.54
873.31
24.45
86.43
83.14
38.46
163.31
8.01
1,792.28
274.49
560.20
992.55
59.68
103.25
50.52
921.59
1,389.00
7,369.00
924.09
12.15
182.50
836.60
2,306.24
146.18
304.50
66.94
1,989.38
6,712.64
1,444.37
24.72
85.47
87.94
40.17
179.00
8.56
1,980.00
292.76
686.73
1,055.88
76.90
105.22
65.67
899.00
1,531.00
7,886.00
983.89
16.26
209.55
887.20
2,506.22
156.53
315.50
62.11
2,099.42
7,147.60
1,381.80
27.12
87.88
90.62
40.68
202.00
9.37
2,181.08
316.86
822.96
1,158.55
87.94
110.25
78.80
1,040.00
1,663.00
8,425.00
Euro area total

EU total
380.82
643.61
416.64
800.71
431.48
838.80
505.99
732.03
625.08
895.24
14,727.31
23,752.39
15,618.90
25,528.61
16,753.78
27,649.13
18,220.14
29,930.60
19,459.23
32,108.16
68
ECB
Payment Statistics
14.1b Number of payment transactions at terminals (continued)

POS transactions at terminals located
outside the country
E-money card purchase transactions at

2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
50.00
0.97
5.45
67.93
3.36
3.01
37.83
149.03
2.45
2.84
1.96
9.49
4.58
1.14
67.11
8.37
7.10
1.59
3.47
2.44
9.80
220.00
58.17
1.81
7.21
78.24
173.39
4.70
5.05
44.48
165.96
3.24
4.23
3.04
11.85
6.27
1.53
70.71
11.76
8.31
4.00
4.05
3.42
10.90
32.00
240.00
68.68
2.66
10.34
45.34
177.26
5.94
7.97
48.10
183.96
4.38
4.98
3.98
14.15
8.01
2.10
81.82
16.47
9.45
6.27
3.74
5.09
12.30
245.00
73.31
3.41
11.73
54.80
195.98
9.29
8.43
49.87
210.61
116.80
5.44
5.59
4.64
16.29
8.75
2.71
87.71
17.17
10.37
7.55
4.28
10.49
12.20
236.00
82.99
7.67
14.86
60.10
215.31
10.83
8.66
56.56
244.04
15.26
6.36
6.85
6.11
18.66
11.37
3.30
113.21
21.28
11.55
10.05
4.90
9.42
12.30
325.00
96.02
45.50
42.28
0.85
20.06
33.89
0.45
2.81
164.65
23.90
1.05
-
89.82
60.18
52.36
0.60
26.44
49.57
.
0.03
2.40
174.83
28.59
1.65
-
81.17
84.91
47.61
0.40
32.17
72.56
0.00
2.18
176.12
27.82
1.99
-
70.49
57.57
43.08
0.37
36.04
89.71
0.00
0.00
2.10
177.05
25.79
2.18
-
60.62
65.32
38.94
0.30
41.09
118.27
0.00
0.00
1.72
178.29
24.92
2.11
0.00
-
Euro area total

EU total
333.37
657.33
552.85
954.31
613.92
968.00
804.49
1,163.42
802.52
1,276.63
385.49
431.44
426.26
486.58
442.02
526.93
446.81
504.38
466.25
531.57
ECB
Payment Statistics
69
14.2a Increase in the number of payment transactions at terminals

2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
6.80
173.10
-56.29
23.77
14.70
-8.89
8.30
3.51
4.68
50.78
-2.20
9.73
19.73
6.47
46.35
14.55
90.26
-78.56
22.31
25.30
66.05
7.75
54.55
96.56
-44.17
23.55
-2.05
8.24
-6.06
16.13
-11.76
31.08
3.29
12.20
-8.47
15.40
6.83
2.94
13.67
23.94
24.04
23.42
-3.92
29.69
-7.97
0.03
12.45
4.85
-0.43
-2.43
-1.79
-24.54
4.59
-5.64
35.87
-4.27
15.05
3.39
-3.93
-13.16
14.61
-10.08
-53.31
9.50
49.01
49.53
23.74
32.69
11.60
8.22
42.25
19.05
11.26
26.73
24.76
-3.66
-1.07
22.78
34.06
2.02
10.92
12.07
23.09
20.69
14.84
7.48
10.77
38.30
13.26
-18.19
22.00
20.81
-0.75
16.20
9.37
7.10
10.41
33.43
26.58
5.45
28.62
36.88
9.43
9.72
30.23
6.63
96.34
6.29
17.43
12.69
15.81
7.03
7.73
58.19
13.99
4.53
7.71
12.89
21.15
4.19
8.03
6.35
5.81
18.80
19.86
18.25
6.97
18.34
15.82
10.53
8.79
24.49
5.56
67.48
3.55
21.46
0.55
23.91
6.89
6.78
10.48
23.72
0.41
5.63
2.65
1.62
0.78
1.91
5.57
65.39
1.09
-1.11
5.78
4.47
9.61
6.87
10.47
6.65
22.59
6.38
28.85
1.91
29.99
-2.45
10.22
7.02
6.47
33.84
14.82
6.05
8.67
7.08
3.61
-7.22
5.53
6.48
-4.33
9.73
2.82
3.05
1.26
12.85
9.43
10.16
8.23
19.84
9.72
14.36
4.78
20.00
15.68
8.62
6.83
Euro area total

EU total
3.62
.
2.13
.
.
.
23.54
22.29
5.38
7.37
7.08
8.31
8.43
8.25
6.80
7.28
70
ECB
Payment Statistics
14.2b Increase in the number of payment transactions at terminals (continued)

POS transactions at terminals located outside the
country


2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
16.34
86.01
32.42
15.18
39.86
67.75
17.58
11.36
32.24
48.87
55.35
24.84
37.09
34.71
5.36
40.59
17.03
151.98
16.71
39.95
11.22
9.09
18.07
47.23
43.31
-42.05
2.23
26.39
57.81
8.16
10.85
35.15
17.55
30.98
19.39
27.73
37.18
15.72
40.04
13.79
56.84
-7.59
49.14
12.84
2.08
6.74
28.25
13.48
20.86
10.56
56.50
5.77
3.66
14.49
24.27
12.34
16.74
15.17
9.16
28.77
7.20
4.26
9.65
20.31
14.58
105.95
-0.81
-3.67
13.21
124.52
26.67
9.67
9.86
16.57
2.75
13.43
15.87
-86.93
16.81
22.52
31.55
14.53
30.04
21.82
29.07
23.92
11.42
33.18
14.29
-10.19
0.82
37.71
-6.46
32.26
23.86
-29.35
31.78
46.28
.
-93.14
-14.64
6.19
19.64
57.18
-
-9.63
41.08
-9.07
-32.66
21.68
46.37
-9.05
0.74
-2.70
20.58
-
-13.16
-32.19
-9.51
-9.20
12.03
23.64
-3.62
0.53
-7.28
9.64
-
-14.01
13.46
-9.61
-18.63
14.03
31.84
-18.32
0.70
-3.39
-3.25
-
Euro area total

EU total
.
.
10.09
.
.
.
-0.25
9.73
10.58
.
.
.
.
.
4.35
.
ECB
Payment Statistics
71
14.3 Number of payment transactions per terminal located in the country


2006
2007
2008
2009

2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
246.46
248.88
261.65
232.46
248.70 6,485.93 6,591.78 6,928.63 6,841.21 7,116.52 1,079.99 1,120.80 1,052.68
959.64
Bulgaria
26.20
46.30
64.80
76.33
111.29
198.31
142.13
203.62
204.31
267.54
Czech Republic
420.11
143.76
386.38
263.92
316.64 1,513.54 1,638.91 2,554.52 2,345.85 2,161.27 13,113.54 10,493.81 9,901.69 5,888.72 6,835.60
Denmark
266.66
408.87
179.95
190.38
221.94 6,551.06 9,191.42 7,574.22 8,044.23 8,037.03
Germany
- 4,283.91 3,581.16 3,681.84 3,573.20 3,695.51
188.18
156.64
150.35
142.62
164.60
Estonia
254.69
192.48
221.19
223.54
304.99 7,050.53 5,667.39 5,950.81 5,490.08 6,044.52
Ireland
- 3,862.87 3,468.00 4,058.22 3,806.25 3,943.75
Greece
28.60
23.99
21.45
22.39
25.81
180.02
164.45
156.43
156.96
150.43
Spain
71.09
73.51
75.70
76.89
83.44 1,204.80 1,336.74 1,373.93 1,428.32 1,511.42
52.35
59.28
93.38
25.25
12.66
France
161.70
153.82
130.43
125.89
174.68 4,786.63 4,811.54 4,619.00 4,823.43 5,009.84
244.63
179.14
242.25
281.95
307.33
Italy
48.21
55.94
659.93
676.87
654.41
990.18
923.35
181.92
221.02
315.08
Cyprus
168.70
162.14
185.54
.
. 1,051.68 1,066.10 1,247.97
.
.
.
Latvia
174.94
208.03
162.06
119.44
151.23 3,333.66 3,508.15 3,712.31 3,585.63 3,683.66
Lithuania
159.52
117.64
105.73
114.71
150.58 2,672.10 2,550.31 2,067.82 2,269.00 2,460.01
214.83
17.30
Luxembourg
1,699.30 1,793.31 1,758.73 1,482.99 1,184.51 3,926.52 3,982.17 4,044.49 3,775.66 3,169.55
267.22
220.52
190.01
197.02
202.74
Hungary
120.43
121.10
121.99
141.98
127.06 2,340.66 2,528.47 2,686.73 2,522.48 2,575.15
Malta
312.00
306.81
241.33
207.99
243.74
618.01
781.33
777.70
748.21
781.46
Netherlands
75.59
96.00
107.31
159.83
202.38 5,575.47 5,294.79 5,668.52 8,106.79 8,434.66 1,050.82
864.09
844.85 2,153.86 2,611.67
Austria
- 2,320.27 2,416.76 2,569.99 2,897.93 4,130.23
241.11
273.84
260.43
255.29
324.78
Poland
- 1,958.01 2,411.51 2,638.27 2,978.32 3,267.86
Portugal
130.46
128.28
122.65
112.41
105.06 5,076.51 4,646.18 4,389.53 4,139.10 4,161.02
6.05
8.16
8.81
8.56
7.59
Romania
31.93
40.54
32.87
29.01
29.61
381.54
499.84
659.48
780.53
821.47
Slovenia
635.43
127.47
138.12
122.52
141.54 2,804.29 2,788.66 2,752.53 2,865.44 3,094.94
Slovakia
164.16
174.93
184.86
191.59
226.44 1,466.28 1,500.16 1,553.56 1,826.32 2,104.14
Finland
79.05
77.04
84.31
65.91
69.65 7,746.36 6,789.41 6,023.43 5,107.95 5,174.13
Sweden
181.50
- 5,244.05 5,984.03 7,131.27 7,030.68 8,187.40
United Kingdom 158.32
256.01
303.21
131.45
142.09 6,294.86 6,561.04 6,729.90 6,687.73 6,725.49
Euro area total
EU total
72
71.10
90.77
72.42
104.74
ECB
Payment Statistics
69.29
102.02
78.78
85.61
95.31 2,749.57 2,714.71 2,690.40 2,836.72 2,966.98

101.66 3,349.77 3,339.33 3,362.71 3,500.48 3,645.99
371.38
413.44
323.83
367.55
336.39
398.41
462.16
516.49
564.73
636.48
14.4 Number of payment transactions per card issued in the country

in the country

outside the country


2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
45.01
1.05
11.43
134.31
22.95
64.47
54.08
4.90
22.19
70.91
12.06
21.69
26.44
16.04
34.27
13.05
9.91
46.72
24.82
14.49
48.18
1.98
29.84
8.22
219.56
72.36
45.11
45.93
0.96
14.30
146.73
16.48
71.74
51.49
4.42
24.11
72.53
12.21
19.51
30.43
18.38
40.75
16.03
12.48
51.72
26.26
16.98
49.61
3.06
30.71
8.75
235.47
73.15
47.65
46.22
1.36
15.35
135.10
17.77
77.30
56.50
4.41
25.55
74.39
12.62
21.50
34.34
19.63
41.10
18.25
13.23
57.94
27.40
18.50
48.14
4.42
30.29
9.67
135.74
82.34
49.50
47.98
1.58
19.51
121.48
18.31
79.69
55.97
4.39
26.70
77.20
21.17
20.10
34.51
20.47
40.48
20.38
13.39
65.56
28.28
20.68
51.71
5.97
30.97
12.86
127.17
88.74
54.88
50.59
2.13
22.10
118.92
19.65
87.21
56.20
4.37
29.33
84.22
19.73
19.75
36.21
21.22
30.38
22.61
13.74
72.17
29.45
25.73
58.83
6.98
31.11
15.45
141.78
82.37
57.39
3.01
0.16
0.67
12.96
2.09
0.23
0.54
1.93
2.85
1.39
0.56
9.54
0.56
2.23
2.12
0.35
0.39
0.17
1.10
0.57
2.65
1.54
3.33
0.25
0.80
14.40
1.41
2.67
0.35
0.59
2.01
3.07
1.79
0.79
13.43
0.73
2.77
2.25
0.44
0.44
0.34
1.25
0.72
2.80
2.09
1.66
3.67
0.33
1.08
7.35
1.44
3.22
0.53
0.63
2.15
3.85
1.98
0.94
15.12
0.90
3.47
2.65
0.54
0.46
0.47
1.10
0.98
1.81
1.65
3.81
0.44
1.25
7.96
1.56
5.07
0.55
0.67
2.42
1.71
4.43
2.26
1.08
16.42
1.00
4.24
2.90
0.52
0.51
0.59
1.26
2.05
1.73
1.64
4.27
1.01
1.57
8.06
1.69
6.04
0.61
0.79
2.88
0.22
4.63
2.82
1.43
13.93
1.27
4.84
3.75
0.67
0.59
0.80
1.38
1.85
1.68
2.21
5.78
5.56
0.39
0.01
0.26
0.53
0.13
2.82
5.19
2.58
0.06
-
5.14
6.65
0.43
0.01
0.32
0.73
.
0.01
2.72
5.58
2.98
0.09
-
4.34
8.84
0.39
0.01
0.38
1.05
0.00
2.33
5.69
2.78
0.10
-
3.66
6.16
0.34
0.00
0.41
1.32
0.00
0.00
2.12
5.86
2.49
0.11
-
3.12
6.89
0.31
0.00
0.48
1.69
0.00
0.00
1.28
5.90
2.32
0.11
0.00
-
Euro area total

EU total
35.36
37.46
34.51
36.71
35.84
38.21
38.36
41.38
41.11
44.17
0.80
1.04
1.22
1.37
1.31
1.34
1.69
1.61
1.70
1.76
0.93
0.68
0.94
0.70
0.95
0.73
0.94
0.70
0.99
0.73
ECB
Payment Statistics
73
15.1a Value of payment transactions at terminals

2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
2.93
0.12
1.61
2.49
0.19
1.17
7.92
17.68
0.45
0.19
0.11
1.05
0.55
0.32
2.33
1.30
0.14
0.85
0.32
0.52
1.62
17.20
3.12
0.27
1.02
2.89
0.22
1.94
8.73
19.75
0.47
0.26
0.13
1.16
0.65
0.29
3.13
1.58
0.23
0.35
0.31
0.63
1.36
23.23
3.33
0.32
1.70
1.52
0.26
1.47
9.32
18.87
0.49
0.22
0.18
1.16
0.65
0.26
3.25
1.61
0.21
0.41
0.33
0.75
20.83
2.79
0.32
1.26
1.34
0.26
1.40
8.61
17.06
7.61
0.41
0.12
0.14
1.08
0.68
0.24
3.47
1.52
0.25
0.37
0.31
0.65
8.06
3.15
0.41
2.01
1.57
0.33
1.57
9.28
22.85
10.35
0.45
0.17
0.17
1.08
0.68
0.32
4.49
1.66
0.23
0.40
0.37
0.79
2.14
40.33
0.46
3.65
35.42
163.26
1.74
19.27
5.00
78.08
270.97
71.32
1.34
0.93
0.92
2.27
8.39
0.27
67.72
11.44
10.14
31.88
0.75
3.04
1.09
27.82
41.49
470.52
43.47
0.67
5.01
40.00
128.26
2.29
23.26
5.20
87.72
296.70
76.57
1.53
1.45
1.26
2.43
9.63
0.38
73.04
12.54
13.55
35.62
1.58
3.32
1.95
32.05
47.13
517.31
46.52
0.92
6.73
38.91
135.24
2.55
25.38
5.47
91.78
316.46
62.54
1.90
1.70
1.55
2.60
10.30
0.46
78.95
13.78
17.96
38.89
2.55
3.73
2.15
32.67
49.61
477.44
48.72
0.80
6.73
37.02
139.29
2.25
23.05
5.92
87.96
323.76
114.18
1.85
1.32
1.38
2.69
8.50
0.50
79.83
14.44
16.77
42.05
2.61
3.73
2.47
29.70
47.18
444.61
51.99
0.81
7.00
40.04
150.99
2.34
22.77
5.46
91.53
345.07
120.56
1.98
1.32
1.37
2.89
9.39
0.54
84.88
15.87
21.00
53.13
2.78
3.95
2.82
35.17
54.94
498.83
Euro area total

EU total
34.89
60.79
40.37
71.70
40.93
67.15
45.53
57.95
56.77
64.48
789.37
1,368.30
820.18
1,463.94
856.36
1,468.73
920.14
1,489.32
989.60
1,629.42
74
ECB
Payment Statistics
15.1b Value of payment transactions at terminals(continued)

country

2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
4.60
0.09
0.49
5.51
0.18
0.47
3.61
11.88
0.39
0.33
0.16
0.96
0.39
0.11
6.98
0.69
0.57
0.18
0.27
0.17
0.75
2.38
33.33
5.29
0.17
0.59
6.01
15.38
0.25
0.73
4.17
13.90
0.51
0.46
0.24
1.17
0.50
0.14
7.16
0.97
0.67
0.41
0.29
0.24
0.84
2.42
36.54
6.14
0.22
0.84
3.09
16.12
0.30
1.09
4.28
15.35
0.66
0.56
0.30
1.35
0.60
0.18
8.19
1.38
0.76
0.64
0.29
0.37
0.93
34.88
6.02
0.26
0.87
3.44
16.73
0.33
1.04
3.99
15.83
9.37
0.70
0.41
0.27
1.45
0.53
0.21
7.80
1.14
0.80
0.61
0.31
0.57
0.87
28.68
6.75
0.33
1.05
3.76
18.47
0.38
0.99
4.14
18.12
1.09
0.79
0.51
0.34
1.73
0.68
0.25
8.59
1.48
0.91
0.79
0.33
0.53
0.89
32.02
0.44
0.01
0.10
0.00
0.04
2.25
0.01
0.01
0.44
0.14
0.03
-
0.39
0.02
0.16
0.00
0.05
3.38
.
0.00
0.01
0.48
0.15
0.05
-
0.35
0.03
0.15
0.00
0.07
4.58
0.00
0.01
0.48
0.15
0.06
-
0.31
0.02
0.15
0.00
0.08
5.20
0.00
0.00
0.01
0.48
0.14
0.06
-
0.26
0.03
0.14
0.00
0.09
7.42
0.00
0.00
0.00
0.47
0.13
0.07
0.00
-
Euro area total

EU total
29.82
74.22
49.59
99.04
55.34
98.52
65.69
102.23
63.59
104.93
3.46
3.48
4.67
4.69
5.85
5.87
6.42
6.44
8.59
8.62
ECB
Payment Statistics
75
15.2a Increase in the real value of payment transactions at terminals

2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
3.25
93.81
-41.24
13.35
4.27
59.88
5.68
8.62
1.74
15.83
11.34
5.55
5.08
-10.11
32.32
18.37
40.84
-61.05
-13.59
19.47
-18.06
32.78
4.17
10.04
45.29
-48.55
10.11
-25.96
5.24
-5.55
3.67
-21.80
21.64
-0.49
-3.58
-13.91
2.21
1.07
-4.43
17.12
-5.37
15.22
1.27
-16.73
-1.09
-22.03
-13.48
3.06
-6.79
-8.48
-10.53
-17.37
-42.32
-21.10
-9.24
10.74
-7.27
6.23
-5.51
27.48
-12.28
-6.48
-14.52
-57.94
9.52
22.58
48.99
14.70
20.48
6.73
4.83
31.34
33.25
7.44
32.50
15.80
-3.02
-5.75
25.41
26.92
6.80
-13.51
4.64
19.14
17.01
-75.35
4.53
30.11
27.47
10.11
-23.81
20.42
17.01
0.04
7.73
6.51
4.44
11.93
37.88
26.01
2.53
1.64
35.49
6.19
5.91
24.55
8.76
85.58
3.40
58.70
13.01
10.76
8.11
4.19
28.96
16.81
-4.93
4.26
3.49
7.69
3.04
3.13
5.41
-20.20
21.58
6.35
13.86
6.08
3.52
15.18
6.33
8.27
19.06
8.28
67.84
10.38
-1.27
-1.41
7.11
4.21
4.39
-14.38
5.40
-6.11
2.14
-10.06
-6.75
5.47
-5.00
1.27
80.58
-4.17
-20.60
-12.32
0.90
-12.71
8.74
0.40
3.74
10.81
8.27
12.73
-2.11
14.83
-10.70
2.18
1.26
3.22
-3.27
-2.77
5.26
6.43
-1.63
-1.04
-12.34
1.16
4.50
3.42
4.96
-2.12
-4.23
4.32
3.80
4.06
4.40
7.56
12.33
23.34
-1.98
3.79
12.69
15.22
2.44
4.17
Euro area total

EU total
9.61
13.83
-2.03
.
.
.
22.00
8.38
0.43
3.61
2.55
-1.79
6.19
-0.13
5.22
6.56
76
ECB
Payment Statistics
15.2b Increase in the real value of payment transactions at terminals(continued)

country


2007
2008
2009
2010
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
11.46
71.38
12.00
6.41
28.42
49.91
10.62
13.80
26.78
21.06
31.88
16.18
13.57
25.11
1.13
30.67
14.21
101.16
0.18
26.28
10.53
-0.68
7.82
13.08
21.58
25.03
-49.75
3.66
11.27
46.38
1.16
9.14
27.43
10.59
18.07
14.57
15.30
24.67
12.43
27.85
12.11
60.19
0.22
34.79
7.64
7.76
-2.21
14.93
8.61
9.83
2.91
9.48
-6.85
-7.55
2.08
3.94
-25.63
-11.14
4.83
-5.62
13.84
-5.41
-1.49
5.95
5.27
2.29
56.67
-8.74
-10.57
8.36
20.65
12.91
6.53
8.41
11.25
-9.26
0.94
12.22
-88.60
10.48
23.49
20.98
16.16
19.79
15.97
8.07
16.36
11.72
18.42
6.29
-9.16
-0.48
3.64
-13.71
19.73
49.20
-25.11
29.78
45.82
-89.98
-11.46
6.44
7.30
29.29
-
-12.89
26.11
-5.45
-38.17
26.65
32.45
-8.40
-0.42
-4.71
23.33
-
-11.38
-0.75
-6.02
-3.85
17.51
12.21
-7.99
-1.60
-7.14
9.91
-
-18.73
11.39
-5.20
-8.97
10.77
39.90
-31.08
-3.32
-7.84
5.20
-
Euro area total

EU total
.
.
8.44
.
.
.
-5.29
-0.03
30.85
.
.
.
.
.
30.89
.
ECB
Payment Statistics
77
15.3 Value of payment transactions per terminal located in the country


2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
25.40
3.93
26.08
23.17
12.93
3.27
6.14
15.48
25.18
12.02
5.38
121.26
11.91
38.70
8.75
7.48
3.04
25.27
13.20
4.93
8.78
16.81
25.57
5.50
12.92
33.37
9.75
5.00
6.46
15.89
24.11
12.45
4.89
128.41
11.87
33.11
10.20
7.80
3.22
9.73
11.22
4.67
7.27
22.11
26.69
5.87
29.49
13.85
10.73
3.46
6.56
13.71
25.08
9.46
4.42
122.19
10.61
25.72
10.27
7.12
2.34
11.06
10.13
4.91
19.03
20.62
5.36
16.19
12.84
9.76
3.29
6.18
12.26
5.22
.
5.23
3.66
101.59
9.52
21.37
14.22
5.95
2.49
10.12
8.57
3.72
6.83
22.81
6.72
20.71
14.26
12.74
3.81
6.68
16.02
6.92
.
7.06
4.62
84.22
8.64
26.62
17.37
5.97
2.15
11.16
9.93
3.91
1.71
350.03
14.57
59.09
329.75
282.26
118.35
363.53
14.01
60.50
237.28
61.07
75.44
57.20
44.39
261.89
183.03
33.44
254.78
115.45
57.45
183.53
15.84
90.79
44.93
264.98
224.79
459.84
356.72
13.68
63.50
461.31
226.59
103.05
326.15
13.40
64.89
238.78
62.79
79.48
70.54
45.64
269.37
176.45
43.13
238.48
120.11
72.63
176.01
22.12
92.83
70.20
237.41
251.61
492.33
372.47
17.13
116.55
353.73
228.06
106.65
343.69
12.89
64.60
229.88
46.86
96.95
72.85
38.64
273.23
169.39
44.81
249.71
128.98
84.57
172.00
28.18
99.40
66.10
213.52
254.70
436.03
360.68
13.54
86.51
355.99
215.82
84.59
288.18
13.88
63.16
232.64
78.28
.
55.48
35.56
252.53
119.78
43.68
326.86
142.95
72.73
164.84
26.54
101.51
68.67
168.74
216.66
377.05
376.02
13.38
72.20
362.72
222.64
90.19
284.65
13.21
65.89
241.87
80.56
.
55.32
37.13
225.20
119.72
45.13
328.24
206.88
83.39
190.83
26.01
111.00
75.23
174.96
270.50
398.21
4.99
4.07
0.46
0.12
0.48
12.10
2.43
0.65
2.81
1.37
0.20
-
4.93
3.17
0.48
0.15
0.36
15.07
.
0.31
0.58
2.35
1.45
0.22
-
4.58
3.08
0.48
0.23
0.51
19.89
0.51
2.31
1.37
0.25
-
4.28
2.54
0.48
0.07
0.63
0.51
5.80
1.36
0.24
-
3.10
0.59
0.04
0.68
0.46
6.88
1.68
0.24
-
Euro area total

EU total
6.51
8.57
7.02
9.38
6.57
8.17
7.09
6.78
8.66
7.32
147.37
192.97
142.55
191.49
137.52
178.63
143.26
174.18
150.89
185.03
3.33
3.33
3.55
3.54
4.45
4.44
6.64
6.60
10.40
10.32
78
ECB
Payment Statistics
15.4 Value of payment transactions per card issued in the country

in the country

outside the country

Belgium
Bulgaria
Czech Republic
Denmark
Germany
Estonia
Ireland
Greece
Spain
France
Italy
Cyprus
Latvia
Lithuania
Luxembourg
Hungary
Malta
Netherlands
Austria
Poland
Portugal
Romania
Slovenia
Slovakia
Finland
Sweden
United Kingdom
2006
2007
2008
2009
2,429.00
76.85
446.26
6,760.29
1,512.13
1,082.20
5,089.79
381.55
1,114.36
3,515.27
1,116.31
1,555.83
453.59
266.49
2,285.66
1,020.83
536.18
2,134.77
1,234.91
425.16
1,741.90
82.15
966.15
251.79
7,510.47
3,101.65
3,294.93
2,485.32
92.43
554.14
7,364.34
1,042.90
1,304.49
4,842.85
360.36
1,170.22
3,599.37
1,132.66
1,454.94
611.91
328.90
2,756.67
1,118.62
689.03
2,329.36
1,305.25
511.50
1,879.44
135.30
1,022.20
409.56
8,233.83
3,075.67
3,575.93
2,484.60
114.31
700.36
6,309.45
1,100.57
1,385.44
4,784.81
362.98
1,201.36
3,702.37
903.94
1,670.27
673.91
366.80
2,776.80
1,150.89
762.39
2,552.33
1,374.94
593.17
1,886.49
189.08
1,093.77
411.59
4,811.58
2,940.82
3,207.11
2,529.74
104.76
719.58
5,376.10
1,105.61
1,227.80
4,237.95
387.73
1,180.44
3,723.29
1,673.84
1,503.65
534.01
320.84
2,707.67
967.70
781.93
2,643.50
1,395.11
504.93
2,059.56
202.88
1,097.15
483.58
4,201.13
2,734.56
3,094.16
2010
2006
2007
2008
2009
2010
2,673.09
277.08
302.28
327.98
312.82
347.03
106.76
14.78
23.41
27.30
33.58
42.68
738.33
59.56
64.98
87.91
93.07
110.90
5,367.05 1,050.67 1,106.07
500.85
499.24
504.41
1,183.87
125.02
131.17
132.77
144.82
1,301.25
112.27
144.33
164.82
177.80
213.11
4,056.72
383.74
35.58
50.36
72.05
67.98
69.64
1,278.69
51.59
55.63
56.02
53.57
57.90
4,066.19
154.17
168.66
179.63
182.09
213.57
1,721.36
137.40
15.57
1,440.68
456.54
483.58
581.83
568.10
572.94
543.83
162.74
192.76
220.76
163.84
210.51
320.34
47.60
61.49
71.11
63.03
79.50
2,158.21
968.43 1,323.58 1,439.99 1,458.81 1,294.73
1,051.32
47.66
58.35
66.86
60.79
76.22
793.43
214.13
254.08
304.29
326.71
369.46
2,808.72
219.90
228.50
264.74
258.34
284.15
1,475.00
656.62
28.96
36.55
45.52
34.44
46.40
2,697.83
31.12
35.26
36.64
39.14
46.44
220.92
19.88
35.50
47.34
47.44
62.40
1,115.62
86.28
88.45
85.93
90.06
93.78
552.30
39.52
51.15
70.18
112.50
103.58
4,794.41
201.18
215.73
137.64
122.81
121.06
2,721.27
177.70
158.02
3,398.08
233.39
252.62
234.29
199.62
218.12
2010
26.74
1.73
0.96
0.03
0.52
35.28
1.48
6.87
13.86
14.68
1.86
-
22.58
2.01
1.30
0.02
0.64
49.98
.
0.15
7.15
15.16
15.72
2.38
-
18.87
2.75
1.25
0.01
0.80
66.21
0.00
6.22
15.56
14.57
2.73
-
16.31
2.66
1.15
0.01
0.93
76.19
0.00
0.00
5.53
15.79
13.24
3.02
-
13.57
3.12
1.10
0.01
1.07
105.98
0.00
0.00
2.91
15.54
11.99
3.38
0.00
-
8.31
5.49
10.31
6.74
12.50
8.11
13.51
8.91
18.14
11.86
Euro area total 1,895.29 1,812.04 1,831.86 1,936.98 2,090.63

EU total
2,157.89 2,105.14 2,029.72 2,058.80 2,241.59
2006
71.60
117.05
2007
109.56
142.43
2008
118.39
136.15
2009
138.29
141.33
134.34
144.36
ECB
Payment Statistics
79
16.1a Participation in selected interbank funds transfer systems

(end of period)
Number of participants
of which: Direct participants
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
10,314
4,751
4,562
4,536
4,526
1,076
1,055
939
985
1,072
85
8,513
21
36
212
160
767
.
31
148
84
37
23
4
88
2,928
21
34
208
118
783
15
44
2
132
89
36
22
24
4
51
2,891
33
52
236
277
480
18
46
2
102
90
36
23
19
4
50
2,787
33
52
229
293
479
20
71
2
103
94
53
24
31
19
4
47
2,730
32
50
232
306
462
20
71
2
121
94
56
25
33
19
4
16
191
21
36
179
130
119
.
31
99
84
37
23
4
16
188
21
34
174
88
110
15
23
2
90
89
36
22
24
4
9
203
21
21
137
65
95
15
25
2
60
90
36
23
19
4
10
184
21
21
132
83
100
15
27
2
61
94
43
24
31
19
4
11
219
22
25
133
83
102
15
26
2
77
94
45
25
33
19
4
119
5
.
40
10
19
108
6
25
13
38
.
13
114
8
25
14
41
.
0
105
9
25
14
39
.
-
19
111
17
26
14
35
.
-
32
5
.
40
10
19
32
6
25
5
38
.
13
35
8
25
5
41
.
0
.
36
9
25
5
39
.
-
19
35
17
26
5
35
.
-
50
50
16
16
68
71
68
33
30
68
71
68
33
30
10
10
10
10
10
303
312
316
283
274
303
312
316
283
274
57
57
60
59
61
55
55
58
57
59
81
83
79
81
73
76
73
76
75
25
21
24
21
24
20
24
20
19
252
237
256
223
221
252
237
256
223
221
A. PROCESSING THE EURO

I. LVPS
1. TARGET
TARGET as a whole
EURO AREA
ELLIPS, RECOUR & TARGET2-BE
RTGSplus, CAM, KTO2 & TARGET2-DE
IRIS & TARGET2-IE
HERMES & TARGET2-GR
SLBE & TARGET2-ES
TBF & TARGET2-FR
BI-REL & TARGET2-IT
TARGET2-CY
LIPS-Gross & TARGET2-LU
TARGET2-MT
TOP & TARGET2-NL
ARTIS, HOAM.AT & TARGET2-AT
SPGT2 & TARGET2-PT
TARGET2-SI
TARGET2-SK
BoF-RTGS & TARGET2-FI
EPM & TARGET2-ECB EU
EU NON-EA
TARGET2-BNB BG
KRONOS EURO & TARGET2-DK
EP-RTGS & TARGET2-EE
TARGET2-LV
LITHAS-PHA & TARGET2-LT
SORBNET-EURO & TARGET2-PL
E-RIX SE
CHAPS EURO UK
2. NON-TARGET
EURO AREA
France
PNS
Cyprus
Large-value Credit Transfer System
Finland
POPS
3. EUROPEAN UNION
EURO1/STEP1
II. MULTI-CURRENCY SYSTEMS
CLS
III. RETAIL SYSTEMS
EURO AREA
Belgium
Clearing House
CEC
Germany
RPS
80
ECB
Payment Statistics
16.1b Participation in selected interbank funds transfer systems (continued)

(end of period)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
16
17
20
17
24
17
37
17
48
17
7
8
7
8
7
8
7
8
7
8
39
52
40
51
42
51
56
51
58
50
39
52
40
51
42
51
43
51
45
50
225
226
223
218
212
23
22
22
22
22
579
564
424
423
421
13
12
12
11
11
740
817
339
338
132
124
123
115
89
13
9
11
12
16
10
11
12
17
11
13
12
17
14
13
18
18
19
13
21
12
7
11
11
15
8
11
11
16
9
13
12
16
13
13
18
17
18
13
21
20
13
61
57
56
53
48
61
57
56
53
48
129
183
270
20
34
36
57
93
59
86
61
79
69
62
68
.
38
93
37
86
37
79
36
62
36
.
20
-
21
.
22
.
23
23
.
23
20
-
21
.
22
.
23
23
.
23
28
30
28
30
11
12
12
12
12
11
12
12
12
12
160
153
147
135
133
27
29
29
30
29
638
630
628
624
623
34
31
31
29
27
14
14
1,728
.
.
.
.
1,792
57
.
.
.
1,802
65
4,147
.
.
1,818
78
4,472
.
.
1,789
76
4,638
3,894
3,341
107
.
.
.
.
108
9
.
.
.
106
8
114
.
.
106
7
117
.
.
103
6
124
91
66
21
21
A. PROCESSING THE EURO (cont.)

III. RETAIL SYSTEMS (cont.)
EURO AREA (cont.)
Ireland
IRECC
IPCC
Greece
DIAS
ACO
Spain
SNCE
France
SIT/CORE
Italy
BI-COMP
Cyprus
Cyprus Clearing House
JCC Payment Cards System
JCC Transfer System
Government Payments System
Luxembourg
LIPS-Net
Malta
Malta Clearing House
Netherlands
Equens
Austria
STEP.AT
Portugal
SICOI
SLOD
Slovenia
Giro Clearing System
SEPA IKP System
Slovakia
EURO SIPS
Finland
PMJ
EU NON-EA
Denmark
The Sumclearing Euro
Poland
EUROELIXIR
Bulgaria
BISERA7-EUR
EUROPEAN UNION
STEP2 XCT Service
STEP2 ICT Service
STEP2 SCT Service
STEP2 SDD CORE Service
STEP2 SDD B2B Service
B. PROCESSING OTHER CURRENCIES
I. LVPS
EURO AREA
Malta
MaRIS
Slovenia
SIBPS
ECB
Payment Statistics
81
16.1c Participation in selected interbank funds transfer systems (continued)

(end of period)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
30
32
32
30
32
32
37
34
36
31
31
37
34
36
31
31
47
47
50
51
54
47
47
50
51
54
125
124
123
121
119
125
124
123
121
119
16
13
16
13
16
13
16
13
20
15
16
13
16
13
16
13
16
13
20
15
24
23
24
25
25
24
23
24
25
25
23
.
24
.
26
.
24
.
24
23
.
24
.
26
.
24
.
24
217
203
197
189
189
38
42
43
56
56
58
55
56
57
57
58
55
56
57
57
46
47
50
48
49
46
47
50
48
49
20
21
21
23
24
20
21
21
23
24
15
15
15
15
18
34
28
-
31
24
-
32
24
-
32
23
4
32
24
5
34
28
-
31
24
-
32
24
-
32
23
4
32
24
5
160
153
147
135
133
66
69
66
67
66
24
23
24
26
26
24
23
24
26
26
24
26
24
24
24
26
24
24
216
202
194
188
188
57
58
57
57
55
654
647
650
649
649
55
53
53
53
52
35
39
23
23
36
40
24
24
35
42
28
31
35
44
30
35
42
29
33
35
39
23
19
36
40
24
20
35
42
28
27
35
44
30
30
42
29
28
20
20
-
19
19
.
19
19
.
20
20
-
20
20
-
20
20
-
19
19
.
19
19
.
20
20
-
20
20
-
412
65,015
401
65,015
377
63,515
12
60,615
10
62,616
11
15
12
15
12
15
12
15
10
16
B. PROCESSING OTHER CURRENCIES (cont.)

I. LVPS (cont.)
EU NON-EA
Slovakia
SIPS
Bulgaria
RINGS
Czech Republic
CERTIS
Denmark
KRONOS DKK
Estonia
Estonian RTGS
ESTA
Latvia
SAMS
Lithuania
LITAS
LITAS-RLS
Hungary
VIBER
Poland
SORBNET
Romania
REGIS
Sweden
K-RIX
United Kingdom
CHAPS Sterling
II. RETAIL SYSTEMS
EU NON-EA
Bulgaria
BISERA
BORICA
SEP
Denmark
The Sumclearing DKK
Latvia
EKS
Lithuania
LITAS-MMS
Hungary
ICS
Poland
ELIXIR
Romania
PCH
SENT
VISA CARD CLEARING
MASTER CARD CLEARING
Sweden
Bankgirot
Dataclearing
Plusgirot
United Kingdom
Cheque and Credit Clearings
BACS
82
ECB
Payment Statistics
16.1d Participation in selected interbank funds transfer systems (continued)

(end of period)
Concentration ratio in terms of volume
(percentages)
Concentration ratio in terms of value

(percentages)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010

I. LVPS
1. TARGET
TARGET as a whole
24
21
19
20
16
15
16
EURO AREA
IRIS & TARGET2-IE
HERMES & TARGET2-GR
SLBE & TARGET2-ES
TBF & TARGET2-FR
BI-REL & TARGET2-IT
TARGET2-CY
TARGET2-MT
TOP & TARGET2-NL
SPGT2 & TARGET2-PT
TARGET2-SI
TARGET2-SK
84
46
76
57
43
44
49
.
63
.
58
34
59
80
100
84
49
75
58
40
47
49
94
67
100
62
33
60
68
79
100
90
50
79
69
43
53
59
91
69
100
59
24
60
62
77
100
93
54
87
75
47
54
55
90
58
100
64
24
63
62
76
100
91
51
87
74
47
52
43
90
62
100
63
27
64
62
82
100
90
54
62
52
56
45
.
64
73
59
66
81
100
91
62
66
50
58
51
93
68
100
72
58
63
72
84
100
93
35
72
68
66
62
53
93
100
42
43
65
70
85
100
89
31
79
74
65
62
58
92
83
100
51
32
66
71
87
100
92
34
79
74
63
61
58
97
85
100
43
30
68
70
82
100
EU NON-EA
TARGET2-BNB BG
TARGET2-LV
E-RIX SE
CHAPS EURO UK
94
100
.
49
98
73
95
100
75
100
76
.
74
95
96
63
100
90
.
70
.
98
60
100
92
.
-
77
97
63
100
93
.
-
99
100
.
60
100
80
99
100
82
100
64
.
80
99
99
83
100
75
.
77
.
98
92
100
82
.
-
96
100
91
100
86
.
-
66
66
63
70
69
69
89
93
72
87
85
89
92
93
80
86
93
92
91
91
92
91
93
95
93
93
29
31
30
31
30
46
46
45
47
49
85
82
84
82
84
82
82
81
82
90
82
89
82
88
83
86
82
83
29
29
30
32
32
17
16
12
15
14
2. NON-TARGET
EURO AREA
France
PNS
Cyprus
Finland
POPS
3. EUROPEAN UNION
EURO1/STEP1
CLS
III. RETAIL SYSTEMS
EURO AREA
Belgium
Clearing House
CEC
Germany
RPS
ECB
Payment Statistics
83
16.1e Participation in selected interbank funds transfer systems (continued)

(end of period)
(percentages)

(percentages)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
95
99
99
94
98
97
96
96
97
95
73
81
71
77
71
53
73
53
75
55
69
66
69
64
67
62
67
63
67
62
62
62
61
62
61
60
59
59
59
58
62
68
69
68
80
60
65
67
75
81
44
46
54
52
49
39
44
50
52
54
90
93
100
91
97
100
91
94
100
91
95
98
90
94
94
87
92
100
87
97
100
86
92
100
86
92
98
86
90
92
88
88
100
100
100
99
98
99
98
97
98
97
97
97
97
97
97
95
95
94
94
88
100
96
97
99
96
88
79
87
79
91
78
92
78
88
78
.
69
80
69
87
69
81
69
84
69
.
65
-
64
.
63
.
68
62
.
61
67
-
66
.
63
.
69
62
.
63
99
99
96
95
96
94
92
94
88
97
77
74
71
72
68
68
65
72
76
77
92
89
30
.
.
.
.
27
92
.
.
.
30
96
37
.
.
35
99
25
.
.
37
100
31
77
92
27
.
.
70
89
25
85
.
69
92
29
96
30
69
93
30
99
23
80
29
100
27
86
95
94
98
98
70
69

EURO AREA (cont.)
Ireland
IPCC & IRECC
Greece
DIAS
ACO
Spain
SNCE
France
SIT/CORE
Italy
BI-COMP
Cyprus
JCC Transfer System
Luxembourg
LIPS-Net
Malta
Netherlands
Equens
Austria
STEP.AT
Portugal
SICOI
SLOD
Slovenia
SEPA IKP System
Slovakia
EURO SIPS
Finland
PMJ
EU NON-EA
Denmark
Poland
EUROELIXIR
Bulgaria
BISERA7-EUR
EUROPEAN UNION
STEP2 XCT Service
STEP2 ICT Service
STEP2 SCT Service
I. LVPS
EURO AREA
Malta
MaRIS
Slovenia
SIBPS
84
ECB
Payment Statistics
16.1f Participation in selected interbank funds transfer systems (continued)

(end of period)
(percentages)

(percentages)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
46
46
54
53
52
47
59
64
63
63
73
71
72
69
68
68
85
99
85
99
86
99
84
99
83
98
91
97
90
97
82
97
84
98
84
97
67
70
70
72
73
74
77
83
85
81
83
.
83
80
.
79
.
80
.
78
79
.
79
77
.
79
.
81
.
77
55
58
56
54
53
66
63
64
54
58
52
51
53
54
54
53
50
53
53
53
53
53
59
56
56
51
51
55
55
62
86
87
87
88
87
77
78
79
80
77
80
79
79
79
76
78
77
75
74
70
44
51
-
44
57
-
52
61
-
51
62
100
49
64
100
53
48
.
54
59
.
61
61
.
61
67
100
61
70
100
76
77
78
80
78
73
75
76
77
75
83
82
83
80
86
85
84
81
69
67
68
67
61
59
58
57
55
55
57
55
57
57
56
43
43
45
45
46
59
65
90
92
64
64
93
97
58
61
87
79
49
58
85
82
58
85
81
58
60
89
86
60
60
91
98
56
59
84
78
49
56
87
79
57
82
79
.
-
76
76
75
79
75
76
75
78
75
80
77
-
77
-
77
-
77
-
79
-

I. LVPS (cont.)
EU NON-EA
Slovakia
SIPS
Bulgaria
RINGS
Czech Republic
CERTIS
Denmark
KRONOS DKK
Estonia
Estonian RTGS
ESTA
Latvia
SAMS
Lithuania
LITAS
LITAS-RLS
Hungary
VIBER
Poland
SORBNET
Romania
REGIS
Sweden
K-RIX
United Kingdom
CHAPS Sterling
II. RETAIL SYSTEMS
EU NON-EA
Bulgaria
BISERA
BORICA
SEP
Denmark
The Sumclearing DKK
Latvia
EKS
Lithuania
LITAS-MMS
Hungary
ICS
Poland
ELIXIR
Romania
PCH
SENT
VISA CARD CLEARING
Sweden
Bankgirot
Dataclearing
Plusgirot
United Kingdom
BACS
ECB
Payment Statistics
85
16.2a Payments processed by selected interbank funds transfer sytems: Number of transactions
Number of transactions
(millions)

(percentages per annum)
2006
2007
2008
2009
2010
2007
2008
2009
2010
TARGET as a whole
83.36
99.07
89.03
88.02
87.39
18.85
-10.14
-1.13
-0.72
EURO AREA
IRIS & TARGET2-IE
HERMES & TARGET2-GR
SLBE & TARGET2-ES
TBF & TARGET2-FR
BI-REL & TARGET2-IT
TARGET2-CY
TARGET2-MT
TOP & TARGET2-NL
SPGT2 & TARGET2-PT
TARGET2-SI
TARGET2-SK
1.74
37.90
1.22
1.52
9.55
4.58
10.95
.
0.67
4.77
3.33
1.01
0.31
0.04
2.04
47.50
1.36
1.62
10.66
4.88
11.50
0.00
0.87
0.00
7.26
3.84
1.14
0.12
0.35
0.04
2.75
41.56
1.32
1.37
9.26
6.65
9.50
0.10
0.80
0.01
9.25
2.94
1.21
0.77
0.41
0.05
2.12
44.70
1.24
1.46
7.57
7.62
8.66
0.09
0.76
0.01
9.39
1.09
1.06
0.79
0.16
0.65
0.08
2.39
43.80
1.28
1.52
7.53
8.22
8.68
0.11
0.78
0.02
8.59
0.90
1.09
0.78
0.15
0.63
0.09
17.46
25.34
11.66
6.46
11.63
6.64
5.01
.
29.21
52.03
15.32
13.11
13.83
0.00
34.79
-12.50
-3.24
-15.35
-13.07
36.30
-17.39
4,700.00
-7.84
27.47
-23.44
6.06
532.79
14.97
25.00
-22.79
7.55
-6.16
6.51
-18.26
14.50
-8.81
-4.17
-5.51
7.69
1.49
-62.93
-12.17
1.68
59.71
59.59
12.73
-2.01
3.64
4.46
-0.53
7.85
0.25
20.65
3.58
21.43
-8.44
-17.43
2.26
-1.27
-3.36
-3.54
7.80
0.12
0.00
.
0.03
0.07
5.57
0.13
0.02
0.01
0.00
0.03
.
5.71
0.18
0.01
0.15
0.02
0.15
.
0.59
.
0.19
0.02
0.16
0.02
0.20
.
-
0.07
0.20
0.05
0.28
0.04
0.20
.
-
12.82
800.00
.
14.29
.
2.53
36.36
-66.67
1,400.00
1,600.00
353.13
.
-89.67
.
5.56
200.00
3.33
41.18
39.31
.
-
.
5.26
183.33
81.94
79.17
-2.48
.
-
6.61
6.43
0.40
-2.80
-93.81
0.10
0.12
0.00
0.00
0.00
18.00
-96.61
0.00
-25.00

I. LVPS
1. TARGET
EU NON-EA
TARGET2-BNB BG
TARGET2-LV
E-RIX SE
CHAPS EURO UK
2. NON-TARGET
EURO AREA
France
PNS
Cyprus
Finland
POPS
0.59
0.60
0.64
0.57
0.55
2.21
7.33
-11.18
-4.55
3. EUROPEAN UNION
EURO1/STEP1
47.73
54.35
64.19
58.29
59.37
13.87
18.10
-9.19
1.85

CLS
61.53
90.26
136.43
150.09
198.11
46.69
51.15
10.01
31.99
0.50
966.48
0.47
1,011.75
0.43
1,063.40
0.24
1,122.91
1,170.22
-6.75
4.68
-8.30
5.11
-43.62
5.60
4.21
2,297.87
2,342.98
2,465.40
2,585.55
2,662.93
1.96
5.22
4.87
2.99
III. RETAIL SYSTEMS

EURO AREA
Belgium
Clearing House
CEC
Germany
RPS
86
ECB
Payment Statistics
16.2b Payments processed by selected interbank funds transfer sytems: Number of transactions (continued)
(millions)

2006
2007
2008
2009
2010
2007
2008
2009
2010
202.90
214.10
218.50
210.10
204.10
5.52
2.06
-3.84
-2.86
60.66
3.80
68.51
3.21
75.53
2.75
74.76
2.57
78.16
2.38
12.94
-15.47
10.24
-14.37
-1.01
-6.44
4.55
-7.51
1,351.32
1,439.24
1,510.60
1,543.87
1,586.48
6.51
4.96
2.20
2.76
12,181.53
12,303.25
12,491.28
12,737.70
12,816.57
1.00
1.53
1.97
0.62
1,946.68
1,992.05
2,024.86
2,003.85
2,041.15
2.33
1.65
-1.04
1.86
17.43
23.58
0.49
1.80
17.98
25.68
0.70
2.04
17.36
30.18
0.81
2.39
16.46
30.35
0.93
3.14
15.60
32.29
0.97
3.96
3.17
8.91
42.04
13.28
-3.44
17.53
16.09
17.26
-5.21
0.54
14.85
31.41
-5.24
6.39
4.20
26.07
10.58
6.06
5.99
5.82
5.57
5.50
-1.22
-2.72
-4.36
-1.29
3,530.42
3,802.58
4,039.81
4,258.81
4,449.12
7.71
6.24
5.42
4.47
0.57
6.48
6.62
1,031.41
2.05
1,581.77
0.06
1,675.15
0.08
1,753.32
0.09
1,830.71
0.01
1,937.27
.
5.90
27.87
4.67
14.10
4.41
-85.39
5.82
.
52.11
-
53.65
.
55.91
.
10.80
44.34
.
56.13
2.96
.
4.21
.
-80.69
.
.
26.60
147.87
154.86
4.73
570.47
618.77
259.40
256.38
261.04
8.47
-58.08
-1.16
1.82
0.21
0.24
0.21
0.16
0.14
11.27
-11.39
-23.81
-12.50
0.75
0.97
1.32
1.56
1.79
29.35
35.11
18.54
14.74
0.00
65.98
.
.
.
.
91.31
220.51
.
.
.
73.17
265.18
45.10
.
.
54.24
286.90
89.02
.
.
46.48
301.60
176.56
0.16
0.22
38.39
.
.
.
.
-19.87
20.26
.
.
.
-25.87
8.19
97.38
.
.
-14.31
5.12
98.34
.
.
0.05
0.06
10.00
1.57

EURO AREA (cont.)
Ireland
IPCC & IRECC
Greece
DIAS
ACO
Spain
SNCE
France
SIT/CORE
Italy
BI-COMP
Cyprus
JCC Transfer System
Luxembourg
LIPS-Net
Malta
Netherlands
Equens
Austria
STEP.AT
Portugal
SICOI
SLOD
Slovenia
SEPA IKP System
Slovakia
EURO SIPS
Finland
PMJ
EU NON-EA
Denmark
Poland
EUROELIXIR
Bulgaria
BISERA7-EUR
EUROPEAN UNION
STEP2 XCT Service
STEP2 ICT Service
STEP2 SCT Service
I. LVPS
EURO AREA
Malta
MaRIS
Slovenia
SIBPS
ECB
Payment Statistics
87
16.2c Payments processed by selected interbank funds transfer sytems: Number of transactions (continued)
(millions)

2006
2007
2008
2009
2010
2007
2008
2009
2010
123.77
132.98
145.66
7.44
9.54
0.98
0.92
1.09
0.99
0.99
-6.61
19.17
-9.23
0.10
381.66
411.22
435.60
450.40
468.86
7.75
5.93
3.40
4.10
0.68
0.74
0.79
0.75
0.78
8.38
7.19
-5.06
4.00
0.05
20.17
0.06
22.78
0.06
24.73
0.05
24.79
0.05
24.39
19.15
12.90
1.79
8.56
-15.79
0.28
12.50
-1.65
0.20
0.23
0.25
0.20
0.19
17.59
5.98
-19.35
-3.50
21.32
.
1.46
0.27
.
0.34
.
0.30
.
0.31
-93.16
.
.
25.94
.
-9.85
.
2.65
0.81
0.89
1.01
0.98
1.10
10.26
12.67
-2.39
11.93
1.27
1.46
1.64
1.81
2.17
14.66
12.78
10.42
19.98
1.55
2.10
2.80
2.52
2.62
35.47
33.71
-10.09
3.85
1.70
1.94
2.01
2.60
2.96
14.12
3.61
29.35
13.85
33.02
35.58
34.59
31.91
32.15
7.74
-2.77
-7.76
0.75
51.30
52.79
-
50.59
57.93
-
56.01
65.55
-
53.76
66.08
0.00
51.84
66.23
0.00
-1.39
9.75
-
10.72
13.15
-
-4.03
0.80
-
-3.56
0.23
50.00
1,245.63
1,347.18
1,447.25
1,502.80
1,607.50
8.15
7.43
3.84
6.97
27.43
30.22
33.47
32.06
33.11
10.16
10.76
-4.21
3.27
23.23
26.95
27.17
28.26
16.00
0.83
4.02
204.07
219.38
238.50
241.23
238.92
7.50
8.72
1.14
-0.96
932.18
1,055.98
1,164.54
1,259.06
1,331.15
13.28
10.28
8.12
5.73
8.37
54.80
13.43
10.26
8.93
55.43
24.69
20.08
8.41
51.61
38.43
31.78
0.24
55.13
46.85
35.71
56.42
57.85
41.61
6.62
1.16
83.81
95.64
-5.77
-6.90
55.66
58.28
-97.16
6.83
21.91
12.35
2.33
23.47
16.52
554.00
84.00
131.10
616.00
92.00
146.20
671.00
160.80
698.00
167.00
976.00
110.00
179.00
11.19
9.52
11.52
8.93
9.99
4.02
3.86
39.83
7.19
1,381.76
5,361.59
1,253.92
5,543.93
1,128.93
5,655.58
980.04
5,638.73
865.72
5,672.59
-9.25
3.40
-9.97
2.01
-13.19
-0.30
-11.66
0.60

I. LVPS (cont.)
EU NON-EA
Slovakia
SIPS
Bulgaria
RINGS
Czech Republic
CERTIS
Denmark
KRONOS DKK
Estonia
Estonian RTGS
ESTA
Latvia
SAMS
Lithuania
LITAS
LITAS-RLS
Hungary
VIBER
Poland
SORBNET
Romania
REGIS
Sweden
K-RIX
United Kingdom
CHAPS Sterling
II. RETAIL SYSTEMS
EU NON-EA
Bulgaria
BISERA
BORICA
SEP
Denmark
The Sumclearing DKK
Latvia
EKS
Lithuania
LITAS-MMS
Hungary
ICS
Poland
ELIXIR
Romania
PCH
SENT
VISA CARD CLEARING
Sweden
Bankgirot
Dataclearing
Plusgirot
United Kingdom
BACS
88
ECB
Payment Statistics
16.3a Payments processed by selected interbank funds transfer sytems: Value of transactions
Value of transactions
(EUR billions)
2006
2007
2008

(EUR millions)
2009
2010
2006
2007
2008
2009
2010
TARGET as a whole
539,528.49 674,996.78 611,134.45 538,180.57 633,825.79
6.47
6.81
6.86
6.11
7.25
EURO AREA
IRIS & TARGET2-IE
HERMES & TARGET2-GR
SLBE & TARGET2-ES
TBF & TARGET2-FR
BI-REL & TARGET2-IT
TARGET2-CY
TARGET2-MT
TOP & TARGET2-NL
SPGT2 & TARGET2-PT
TARGET2-SI
TARGET2-SK
19,429.49 26,638.51 27,122.96 20,835.17 20,199.74

150,776.18 232,331.07 221,374.70 171,298.98 258,596.82
6,656.40
7,437.40
8,063.00
7,752.00
7,641.99
6,872.82
8,422.71
8,428.51
7,463.62
7,180.43
75,588.60 87,596.89 84,832.65 91,063.12 88,310.86
135,189.09 145,074.22 101,930.96 93,756.66 94,072.18
37,763.09 42,117.16 41,126.56 32,241.30 33,176.67
.
1.64
243.29
302.86
445.08
7,877.93
9,991.99 14,788.71 10,089.43
7,901.44
0.21
26.22
90.01
76.45
32,002.77 39,047.36 58,885.40 63,683.02 77,458.60
7,878.37
8,721.66
7,107.59
6,588.33
6,836.29
3,407.97
3,408.44
4,021.84
4,249.86
5,153.08
71.06
494.97
571.60
593.55
880.12
682.25
3,775.85
6,114.65
8,427.35 11,121.97 11,831.09
5,069.30
7,006.50 11,905.00 11,942.15
9,502.47
11.20
3.98
5.47
4.53
7.92
29.53
3.45
.
11.74
6.71
2.37
3.38
12.14
126.73
13.07
4.89
5.47
5.21
8.22
29.72
3.66
0.82
11.52
5.38
2.27
2.99
0.58
17.27
175.16
9.87
5.33
6.13
6.16
9.16
15.32
4.33
2.53
18.51
2.02
6.37
2.42
3.33
0.64
20.71
238.10
9.82
3.83
6.28
5.12
12.03
12.31
3.72
3.29
13.36
6.43
6.78
6.04
4.01
0.73
5.67
17.11
149.66
8.45
5.90
5.97
4.72
11.72
11.45
3.82
4.01
10.10
4.50
9.01
7.60
4.75
0.77
4.55
18.87
110.47

I. LVPS
1. TARGET
EU NON-EA
TARGET2-BNB BG
TARGET2-LV
E-RIX SE
CHAPS EURO UK
3,165.75
0.03
.
19.24
1,852.50
42,203.12
4,082.75
0.78
4.31
1.87
26.10
.
46,899.49
5,579.69
12.96
70.11
39.15
99.31
.
6,553.52
.
3,741.00
84.56
189.31
95.56
139.92
.
-
181.16
3,404.50
83.64
199.22
97.24
201.05
.
-
27.06
0.02
.
0.69
26.46
7.57
30.93
0.04
0.43
1.87
0.82
.
8.21
31.00
2.16
0.47
2.30
0.68
.
11.11
.
19.69
4.70
1.22
3.98
0.69
.
-
2.79
17.02
1.64
0.71
2.26
1.02
.
-
14,861.99
16,264.95
746.15
2.25
2.53
1.87
270.60
212.58
14.01
13.20
4.92
2.71
1.80
3.50
3.30
1.64
458.84
465.91
442.05
376.23
325.07
0.78
0.78
0.69
0.66
0.60
48,240.93
58,251.14
73,426.18
65,204.24
62,207.65
1.01
1.07
1.14
1.12
1.05
558,927.23 679,197.37 700,382.62 607,499.88 773,977.10

110,167.80 129,533.59 145,636.64 131,665.94 161,791.10
39,878.76 53,343.49 50,467.34 45,635.65 57,915.01
6,380.94
6,770.79
7,290.34
7,036.56
7,043.07
10,178.45 11,588.30 11,742.89 10,016.32 11,545.54
9.08
7.89
8.92
53.17
20.36
7.52
7.02
7.51
42.32
16.32
5.13
5.18
5.04
34.72
15.05
4.05
4.14
3.81
28.15
10.02
3.91
3.84
3.96
22.72
7.91
2. NON-TARGET
EURO AREA
France
PNS
Cyprus
Finland
POPS
3. EUROPEAN UNION
EURO1/STEP1
CLS
Euro processing
GBP processing
DKK processing
SEK processing
III. RETAIL SYSTEMS
EURO AREA
Belgium
Clearing House
CEC
Germany
RPS
49.10
669.01
49.12
746.79
44.16
803.01
21.57
804.85
846.92
0.10
0.00
0.10
0.00
0.10
0.00
0.09
0.00
0.00
2,194.68
2,261.53
2,357.21
2,295.27
2,299.96
0.00
0.00
0.00
0.00
0.00
ECB
Payment Statistics
89
16.3b Payments processed by selected interbank funds transfer sytems: Value of transactions (continued)
(EUR billions)

(EUR thousands)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
349.10
418.70
389.40
307.90
285.90
1.72
1.96
1.78
1.47
1.40
154.86
210.78
186.09
220.03
218.87
204.17
208.87
198.24
198.72
171.55
2.55
55.54
2.72
68.59
2.90
74.32
2.79
77.14
2.54
72.17
1,898.93
2,032.16
1,997.85
1,690.86
1,669.71
1.41
1.41
1.32
1.10
1.05
5,030.49
5,176.63
5,261.92
5,004.90
5,119.77
0.41
0.42
0.42
0.39
0.40
3,386.20
3,375.11
3,447.99
3,094.11
3,047.84
1.74
1.69
1.70
1.54
1.49
28.57
2.12
0.60
1.13
33.66
2.35
0.85
1.37
34.74
2.74
1.09
2.03
30.86
2.59
1.27
3.50
29.22
2.70
1.36
4.96
1.64
0.09
1.22
0.63
1.87
0.09
1.22
0.67
2.00
0.09
1.35
0.85
1.88
0.09
1.37
1.12
1.87
0.08
1.41
1.25
38.91
3.68
7.07
7.28
7.39
7.15
7.37
1.17
1.22
1.27
1.28
1.34
2,119.50
2,057.22
2,013.84
1,955.30
2,004.96
0.60
0.54
0.50
0.46
0.45
1.87
95.51
98.47
3.26
14.73
14.88
326.25
55.52
346.48
51.43
356.03
44.82
339.53
10.98
346.59
.
0.21
910.20
0.21
659.37
0.20
503.65
0.19
844.85
0.18
.
22.93
-
45.72
.
49.12
.
8.84
36.04
.
45.43
0.44
-
0.85
.
0.88
.
0.82
0.81
.
0.81
0.16
0.00
224.04
263.60
254.07
252.21
233.35
0.39
0.43
0.98
0.98
0.89
3.20
4.11
4.60
3.80
3.64
15.02
17.32
21.89
23.76
26.01
4.48
5.83
9.22
11.22
15.94
5.95
5.99
7.01
7.20
8.91
0.03
9.31
267.57
.
.
.
.
360.87
995.13
.
.
.
314.90
1,305.40
294.76
.
.
224.17
1,193.03
518.40
.
.
204.20
1,226.56
948.54
0.07
1.22
4.06
.
.
.
.
3.95
4.51
.
.
.
4.30
4.92
6.54
.
.
4.13
4.16
5.82
.
.
4.39
4.07
5.37
0.41
5.56
46.52
49.10
930.50
892.80
317.65
202.71

EURO AREA (cont.)
Ireland
IPCC & IRECC
Greece
DIAS
ACO
Spain
SNCE
France
SIT/CORE
Italy
BI-COMP
Cyprus
JCC Transfer System
Luxembourg
LIPS-Net
Malta
Netherlands
Equens
Austria
STEP.AT
Portugal
SICOI
SLOD
Slovenia
SEPA IKP System
Slovakia
EURO SIPS
Finland
PMJ
EU NON-EA
Denmark
Poland
EUROELIXIR
Bulgaria
BISERA7-EUR
EUROPEAN UNION
STEP2 XCT Service
STEP2 ICT Service
STEP2 SCT Service
I. LVPS
EURO AREA
Malta
MaRIS
Slovenia
SIBPS
90
ECB
Payment Statistics
16.3c Payments processed by selected interbank funds transfer sytems: Value of transactions (continued)
(EUR billions)

(EUR thousands)
2006
2007
2008
2009
2010
2006
2007
2008
2009
2010
2,299.65
2,355.17
2,542.31
18.58
17.71
17.45
111.99
216.02
398.52
357.23
302.69
113.93
235.32
364.28
359.74
304.51
5,346.91
6,297.88
6,533.76
4,981.24
5,255.56
14.01
15.32
15.00
11.06
11.21
8,860.25
9,431.80
10,568.49
9,434.83
8,256.96
13,029.77
12,797.56
13,377.84
12,579.77
10,585.84
47.32
19.57
80.75
24.45
86.76
29.39
92.25
24.23
79.14
25.72
1,006.83
0.97
1,441.95
1.07
1,522.10
1.19
1,921.97
0.98
1,465.63
1.05
74.05
137.44
258.88
237.33
234.63
372.11
587.37
1,043.85
1,186.66
1,215.70
81.31
.
6.66
66.92
.
93.32
.
95.62
.
83.08
3.81
.
4.57
251.58
.
278.58
.
316.63
.
267.99
2,957.83
3,622.96
4,020.80
3,352.97
3,788.38
3,656.15
4,061.61
4,000.80
3,417.91
3,450.25
9,474.75
10,872.29
12,195.23
9,748.88
13,398.37
7,466.32
7,472.37
7,431.58
5,380.18
6,163.00
546.39
1,058.38
1,392.05
1,207.47
1,407.41
352.96
504.71
496.45
478.97
537.59
13,480.19
13,283.41
14,205.68
16,438.56
14,403.50
7,929.52
6,847.12
7,067.50
6,322.52
4,866.05
85,549.32
99,180.52
90,509.42
66,794.79
66,120.15
2,590.57
2,787.69
2,616.33
2,093.22
2,056.68
38.61
2.33
-
43.31
2.80
-
50.78
3.67
-
44.05
3.70
0.00
44.11
3.62
0.00
0.75
0.04
-
0.86
0.05
-
0.91
0.06
-
0.82
0.06
0.01
0.85
0.05
0.02
724.96
771.79
788.03
725.84
742.19
0.58
0.57
0.54
0.48
0.46
14.86
17.69
20.11
15.75
16.39
0.54
0.59
0.60
0.49
0.49
62.39
68.86
57.33
59.92
2.69
2.56
2.11
2.12
234.19
262.21
279.65
226.46
209.27
1.15
1.20
1.17
0.94
0.88
612.25
748.21
880.46
718.75
835.72
0.66
0.71
0.76
0.57
0.63
14.24
40.58
0.71
0.47
18.01
50.16
1.31
1.00
19.13
55.71
2.01
1.50
0.50
54.00
1.92
1.34
54.02
2.28
1.50
1.70
0.74
0.05
0.05
2.02
0.90
0.05
0.05
2.27
1.08
0.05
0.05
2.11
0.98
0.04
0.04
0.96
0.04
0.04
632.46
196.45
149.45
722.80
229.62
172.87
748.81
196.99
663.90
174.65
833.89
251.12
217.67
1.14
2.34
1.14
1.17
2.50
1.18
1.12
1.23
0.95
1.05
0.85
2.28
1.22
1,857.94
5,026.20
1,826.10
5,394.92
1,460.43
4,949.88
1,057.24
4,327.36
954.71
4,732.04
1.34
0.94
1.46
0.97
1.29
0.88
1.08
0.77
1.10
0.83

I. LVPS (cont.)
EU NON-EA
Slovakia
SIPS
Bulgaria
RINGS
Czech Republic
CERTIS
Denmark
KRONOS DKK
Estonia
Estonian RTGS
ESTA
Latvia
SAMS
Lithuania
LITAS
LITAS-RLS
Hungary
VIBER
Poland
SORBNET
Romania
REGIS
Sweden
K-RIX
United Kingdom
CHAPS Sterling
II. RETAIL SYSTEMS
EU NON-EA
Bulgaria
BISERA
BORICA
SEP
Denmark
The Sumclearing DKK
Latvia
EKS
Lithuania
LITAS-MMS
Hungary
ICS
Poland
ELIXIR
Romania
PCH
SENT
VISA CARD CLEARING
Sweden
Bankgirot
Dataclearing
Plusgirot
United Kingdom
BACS
ECB
Payment Statistics
91
16.3d Payments processed by selected interbank funds transfer sytems: Value of transactions (continued)
(percentages per annum; HICP-adjusted)
Value of transactions as a percentage of GDP
2007
2008
2009
2010
2006
2007
2008
2009
2010
TARGET as a whole
21.39
-10.87
-12.75
15.22
6,379.79
7,548.07
6,666.04
6,028.89
6,918.35
EURO AREA
IRIS & TARGET2-IE
HERMES & TARGET2-GR
SLBE & TARGET2-ES
TBF & TARGET2-FR
BI-REL & TARGET2-IT
TARGET2-CY
TARGET2-MT
TOP & TARGET2-NL
SPGT2 & TARGET2-PT
TARGET2-SI
TARGET2-SK
32.97
49.43
8.29
18.00
11.12
4.39
8.48
21.60
20.12
6.98
-2.65
58.88
34.10
-0.87
-5.78
7.01
-2.08
-4.54
-30.56
-4.60
14,464.93
46.97
11,583.73
48.34
-19.68
17.01
584.49
33.31
67.27
-23.43
-23.27
-1.31
-13.65
6.39
-8.95
-22.46
22.56
-33.44
244.75
7.38
-8.27
5.82
13.08
29.64
-0.61
-6.22
48.22
-1.23
-8.51
-5.72
-1.63
0.79
44.15
-24.05
-18.37
19.43
1.56
18.36
1.60
-23.45
3.51
-22.15
6,096.54
6,516.11
3,733.32
3,290.12
7,669.71
7,518.38
2,529.29
.
23,224.90
5,924.07
3,041.43
2,126.35
2,277.83
59.94
7,937.33
9,566.85
3,915.80
3,780.88
8,317.52
7,688.94
2,709.90
10.32
26,652.06
3.92
6,829.17
3,182.86
2,013.03
205.60
3,400.24
78.35
7,836.06
8,948.77
4,479.70
3,618.62
7,798.92
5,272.67
2,610.97
1,418.04
37,500.04
449.04
9,905.35
2,513.77
2,338.51
1,327.72
4,539.35
129.86
6,120.83
7,214.11
4,827.02
3,222.05
8,690.63
4,962.69
2,111.70
1,797.02
26,982.42
1,543.89
11,150.06
2,397.34
2,520.88
1,618.77
1,399.34
6,418.98
133.78
5,700.06
10,440.76
4,898.95
3,158.76
8,399.82
4,867.14
2,132.14
2,567.72
19,622.68
1,240.33
13,163.96
2,388.66
2,982.13
1,675.94
1,035.47
6,563.60
103.72
25.89
2,077.37
30.13
8.86
33.48
1,453.06
1,372.71
1,828.77
268.33
-86.44
-33.76
564.77
173.78
141.24
35.69
-
-11.44
-6.17
2.77
-1.81
39.63
-
1,447.22
0.24
.
7.07
582.23
2,165.91
1,794.35
4.83
20.51
6.51
8.39
.
2,284.61
2,389.77
79.50
306.29
120.61
27.35
.
360.99
.
1,682.03
610.98
1,022.14
358.97
45.08
.
-
502.76
1,454.88
584.68
1,108.35
353.13
56.74
.
-
6.46
-95.47
826.53
862.04
38.60
-23.37
-93.53
-7.24
-63.45
1,844.54
1,336.84
81.64
78.31
28.37

I. LVPS
1. TARGET
EU NON-EA
TARGET2-BNB BG
TARGET2-LV
E-RIX SE
CHAPS EURO UK
2. NON-TARGET
EURO AREA
France
PNS
Cyprus
Finland
POPS
-0.38
-8.23
-16.40
-15.93
276.80
259.08
238.11
217.14
180.34
3. EUROPEAN UNION
EURO1/STEP1
17.16
24.09
-12.01
-6.66
570.44
651.39
800.91
730.44
679.01

CLS
Euro processing
GBP processing
DKK processing
SEK processing
17.90
14.08
29.78
2.95
10.46
1.51
10.68
-6.87
6.00
-0.24
-14.06
-10.42
-10.40
-4.37
-15.49
24.64
20.22
24.16
-2.08
12.77
6,609.18
1,302.71
471.56
75.45
120.36
7,595.04
1,448.49
596.51
75.71
129.58
7,639.53
1,588.55
550.48
79.52
128.09
6,805.42
1,474.97
511.23
78.83
112.21
8,448.14
1,765.99
632.16
76.88
126.02
-2.98
8.26
-12.46
4.69
-51.32
-0.09
1.79
15.41
209.92
14.64
222.52
12.76
232.00
6.34
236.44
238.99
-0.07
3.06
-3.44
-1.62
94.85
93.12
95.29
96.66
92.86
III. RETAIL SYSTEMS

EURO AREA
Belgium
Clearing House
CEC
Germany
RPS
92
ECB
Payment Statistics
16.3e Payments processed by selected interbank funds transfer sytems: Value of transactions (continued)
2007
2008
2009
2010
2006
2007
2008
2009
2010
16.24
-8.20
-18.84
-6.97
195.80
220.45
216.35
191.72
183.28
15.70
0.51
15.09
-9.20
-6.95
-5.32
-9.52
-17.70
74.14
100.90
83.54
98.77
93.97
87.66
90.17
85.58
87.42
75.47
2.62
-3.10
-16.12
-4.00
192.68
192.96
183.67
161.37
158.82
0.10
0.45
-5.85
0.29
279.76
274.36
272.19
264.92
264.89
-3.05
-0.19
-11.24
-3.51
226.80
217.16
218.90
202.65
195.87
14.93
8.53
38.49
18.28
1.36
14.49
26.14
45.91
-12.52
-7.08
15.14
70.12
-7.12
2.22
4.86
38.94
194.74
14.42
4.07
7.67
211.69
14.80
5.34
8.59
202.48
15.99
6.35
11.82
183.14
15.36
7.56
20.79
168.60
15.57
7.86
28.64
114.70
-0.19
-3.29
-2.78
-0.89
139.40
133.36
126.47
122.62
119.61
-4.44
-3.71
-3.59
0.68
392.34
359.80
338.76
342.35
340.74
4,965.27
0.90
0.66
34.75
34.41
3.38
-9.83
1.90
-13.57
-4.50
-75.46
-0.36
-
203.56
34.64
204.63
30.37
207.02
26.06
201.40
6.51
200.58
.
88.66
-
5.58
-
-82.38
-
23.36
73.84
-
132.29
.
131.77
.
25.03
102.05
.
128.28
0.25
15.43
-6.77
-2.49
-9.97
135.15
146.58
136.85
145.56
129.46
25.10
9.43
-18.38
-6.80
1.46
1.80
1.97
1.71
1.56
21.38
42.06
44.44
27.42
1.65
1.88
2.54
3.62
4.50
0.08
30.85
-
-14.10
29.14
-
-29.47
-9.45
74.26
-
-10.88
0.58
79.01
-
3.16
.
.
.
.
4.04
11.13
.
.
.
3.43
14.24
3.22
.
.
2.51
13.36
5.81
.
.
2.23
13.39
10.35
0.00
0.01
2.42
916.90
900.15
1,023.00

EURO AREA (cont.)
Ireland
IPCC & IRECC
Greece
DIAS
ACO
Spain
SNCE
France
SIT/CORE
Italy
BI-COMP
Cyprus
JCC Transfer System
Luxembourg
LIPS-Net
Malta
Netherlands
Equens
Austria
STEP.AT
Portugal
SICOI
SLOD
Slovenia
SEPA IKP System
Slovakia
EURO SIPS
Finland
PMJ
EU NON-EA
Denmark
Poland
EUROELIXIR
Bulgaria
BISERA7-EUR
EUROPEAN UNION
STEP2 XCT Service
STEP2 ICT Service
STEP2 SCT Service
I. LVPS
EURO AREA
Malta
MaRIS
Slovenia
SIBPS
ECB
Payment Statistics
93
16.3f Payments processed by selected interbank funds transfer sytems: Value of transactions (continued)
2007
2008
2009
2010
2006
2007
2008
2009
2010
-9.36
-3.50
5,167.56
4,296.91
3,941.56
72.88
72.11
-11.81
-18.87
422.97
702.00
1,124.79
1,022.61
840.01
9.39
-9.73
-19.65
-1.38
4,702.82
4,946.09
4,418.31
3,631.66
3,623.29
3.79
9.52
-11.91
-14.82
4,050.45
4,145.23
4,526.47
4,242.09
3,528.53
55.49
13.81
-0.08
11.81
8.36
-15.99
-18.62
0.71
353.38
146.16
502.50
152.13
532.13
180.26
666.60
175.07
553.25
179.82
63.67
71.25
-6.64
-3.04
463.34
653.67
1,130.96
1,281.40
1,305.37
-92.43
-
28.58
1.27
-16.16
337.34
.
23.19
232.86
.
287.49
.
359.21
.
301.71
8.47
7.45
-11.82
6.14
3,301.40
3,643.71
3,809.56
3,668.36
3,901.73
6.92
0.79
-5.14
23.28
3,482.23
3,495.89
3,358.15
3,140.56
3,781.51
71.79
36.52
-4.61
7.27
558.96
848.55
995.99
1,021.59
1,154.16
-3.92
8.84
24.32
-22.93
4,236.78
3,930.65
4,262.70
5,642.26
4,152.58
14.00
3.04
-19.75
-8.09
4,390.48
4,831.37
4,985.60
4,265.99
3,897.27
0.54
7.44
-
9.39
22.37
-
-14.65
-0.86
-
-4.12
-6.26
295.33
145.81
8.81
-
140.73
9.09
-
143.32
10.35
-
126.09
10.58
0.00
122.42
10.04
0.00
3.80
-0.20
-9.11
-0.48
331.42
339.20
337.51
326.35
317.17
5.01
3.32
-20.23
2.03
92.97
84.15
87.84
85.05
91.17
1.75
-17.71
0.85
217.11
212.12
215.36
217.60
-0.85
3.25
-14.37
-13.19
261.39
263.71
264.95
247.76
215.53
13.87
5.73
-3.13
4.30
225.02
240.58
242.45
231.54
235.87
12.18
9.63
64.62
88.65
10.29
15.28
58.81
55.86
-97.10
6.60
4.99
-2.20
-7.94
9.57
3.59
14.56
41.51
0.72
0.48
14.44
40.21
1.05
0.80
13.69
39.86
1.44
1.07
0.43
45.69
1.62
1.13
44.30
1.87
1.23
11.43
13.96
12.78
5.43
15.97
-4.75
-4.75
10.49
9.63
198.78
61.74
46.97
213.88
67.95
51.15
224.70
59.11
227.87
59.94
240.41
72.40
62.76
-3.35
5.55
-9.70
3.60
-21.28
-4.93
-16.16
1.53
95.35
257.95
88.95
262.80
80.45
272.66
67.52
276.38
56.27
278.92

I. LVPS (cont.)
EU NON-EA
Slovakia
SIPS
Bulgaria
RINGS
Czech Republic
CERTIS
Denmark
KRONOS DKK
Estonia
Estonian RTGS
ESTA
Latvia
SAMS
Lithuania
LITAS
LITAS-RLS
Hungary
VIBER
Poland
SORBNET
Romania
REGIS
Sweden
K-RIX
United Kingdom
CHAPS Sterling
II. RETAIL SYSTEMS
EU NON-EA
Bulgaria
BISERA
BORICA
SEP
Denmark
The Sumclearing DKK
Latvia
EKS
Lithuania
LITAS-MMS
Hungary
ICS
Poland
ELIXIR
Romania
PCH
SENT
VISA CARD CLEARING
Sweden
Bankgirot
Dataclearing
Plusgirot
United Kingdom
BACS
94
ECB
Payment Statistics

Payment Statistics ECB 2011 Oct

Uploaded by

Document Information

Original Description:

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Payment Statistics ECB 2011 Oct

Uploaded by

Copyright:

Available Formats

1.

1a Basic statistical data

Euro area total

1.1b Basic statistical data (continued)

HICP (annual percentage changes)

Exchange rate vis--vis the euro

Euro area total

1.2 Comparison with EU totals

Share in total GDP

Share in the total population

Comparison of GDP per capita

Euro area total

2. Currency in circulation outside MFIs

Euro area total

Value per capita

Value as a percentage of GDP

Euro area total

Value as a percentage of narrow money (M1)

3a. Overnight deposit accounts held by credit institutions

Value as a percentage of GDP

Euro area total

3b. Overnight deposit accounts held by credit institutions (continued)

Value as a percentage of GDP

Euro area total

4a. Institutions offering payment services to non-MFIs

Number per million inhabitants

Euro area total

4b. Institutions offering payment services to non-MFIs (continued)

Number per million inhabitants

Euro area total

5a. Overnight deposits held by non-MFIs

Number per capita

Euro area total

5b. Overnight deposits held by non-MFIs (continued)

Euro area total 3,385.16 3,510.11 3,628.58 4,138.05 4,269.58

Value as a percentage of GDP

Value per capita

Increase in the number of transactions

Euro area total

Number per overnight deposit

Countrys share in the total EU

Euro area total

7.1a Number of transactions per type of payment instrument

Euro area total

7.1b Number of transactions per type of payment instrument (continued)

E-money purchase transactions

Other payment instruments

Euro area total 4,937.58 4,663.71 4,438.33 4,125.18 3,873.79

7.1c Number of transactions per type of payment instrument (continued)

Total card payments

With cards with a debit function

With cards with a delayed debit function

7.1d Number of transactions per type of payment instrument (continued)

With cards with a credit function

Euro area total

961.51 2,078.83 1,951.67 2,120.86 2,165.96 2,360.49

7.2a Relative importance of payment instruments

Card payments (except with e-money cards)

Euro area total

7.2b Relative importance of payment instruments (continued)

E-money purchase transactions

Other payment instruments

Euro area total