Financial Services Applications Product Lines

Oracle FLEXCUBE Universal Banking for Corporate Oracle FLEXCUBE Universal Banking Base Oracle FLEXCUBE Universal Banking Current Accounts and Savings Accounts Oracle FLEXCUBE Universal Banking Corporate Deposits Oracle FLEXCUBE Universal Banking Commercial Loans Oracle FLEXCUBE Universal Banking Payments and Collections Oracle FLEXCUBE Universal Banking Funds Transfer Oracle FLEXCUBE Universal Banking Electronic Messaging Service Oracle FLEXCUBE Universal Banking Standing Instructions Oracle FLEXCUBE Universal Banking Cash Management Oracle FLEXCUBE Universal Banking Bills and Collection Oracle FLEXCUBE Universal Banking Letters of Credit Oracle FLEXCUBE Universal Banking Nostro Reconciliation Oracle FLEXCUBE Universal Banking Foreign Exchange Oracle FLEXCUBE Universal Banking Money Markets Oracle FLEXCUBE Universal Banking Securities Oracle FLEXCUBE Universal Banking Swaps and Forward Rate Agreements Oracle FLEXCUBE Universal Banking Exchange Traded Derivatives for Interest Rate Futures and Options Oracle FLEXCUBE Universal Banking Exchange Traded Derivatives for Currency Futures and Options Oracle FLEXCUBE Universal Banking Exchange Traded Derivatives for Equity and Index Futures and Options Oracle FLEXCUBE Universal Banking Exchange Traded Derivatives for Commodities Futures and Options Oracle FLEXCUBE Universal Banking Over the Counter Currency Options Oracle FLEXCUBE Universal Banking Over the Counter Interest Rate Options Oracle FLEXCUBE Universal Banking Loan Syndication Oracle FLEXCUBE Universal Banking Asset Management Oracle FLEXCUBE Universal Banking Fixed Assets Oracle FLEXCUBE Universal Banking Expense Processing Oracle FLEXCUBE Universal Banking Commercial Leasing Oracle FLEXCUBE Universal Banking Cobranza Oracle FLEXCUBE Universal Banking Collections Oracle FLEXCUBE Universal Banking Origination Oracle FLEXCUBE Universal Banking Account Origination Oracle FLEXCUBE Universal Banking Credit Lines Origination Oracle FLEXCUBE Universal Banking Letters of Credit Origination Oracle FLEXCUBE Universal Banking Retail Loan Origination Oracle FLEXCUBE Universal Banking Commercial Loans Origination Oracle FLEXCUBE Interfaces and Tools Oracle FLEXCUBE Universal Banking Integration Gateway Oracle FLEXCUBE Connect Oracle FLEXCUBE Universal Banking Connector for Oracle Identity Manager Oracle FLEXCUBE Enterprise Limits and Collateral Management Oracle FLEXCUBE Enterprise Limits and Collateral Management Oracle FLEXCUBE Lending & Leasing (Controlled Availability) Oracle FLEXCUBE Lending and Leasing Consumer Loans Origination

Oracle FLEXCUBE Lending and Leasing Consumer Loans Servicing Oracle FLEXCUBE Lending and Leasing Consumer Loans Collection Oracle FLEXCUBE Lending and Leasing Lines Origination Oracle FLEXCUBE Lending and Leasing Lines Servicing Oracle FLEXCUBE Lending and Leasing Lines Collection Oracle FLEXCUBE Lending and Leasing Consumer Lease Origination Oracle FLEXCUBE Lending and Leasing Consumer Lease Servicing Oracle FLEXCUBE Lending and Leasing Consumer Lease Collection Oracle FLEXCUBE Lending and Leasing Wholesale Floor Planning Oracle Daybreak (Controlled Availability) Oracle Daybreak Consumer Loans Origination Oracle Daybreak Consumer Loans Servicing Oracle Daybreak Consumer Loans Collection Oracle Daybreak Lines Origination Oracle Daybreak Lines Servicing Oracle Daybreak Lines Collection Oracle Daybreak Consumer Lease Origination Oracle Daybreak Consumer Lease Servicing Oracle Daybreak Consumer Lease Collection Oracle Daybreak Wholesale Floor Planning Oracle FLEXCUBE Investor Servicing Oracle FLEXCUBE Investor Servicing for Mutual Funds Oracle FLEXCUBE Investor Servicing for Unit Linked Investment and Insurance Products Oracle FLEXCUBE Investor Servicing for Hedge Funds Oracle FLEXCUBE Direct Banking Oracle FLEXCUBE Direct Banking Base Oracle FLEXCUBE Direct Banking Retail Oracle FLEXCUBE Direct Banking Retail Loans Oracle FLEXCUBE Direct Banking Retail Credit Cards Oracle FLEXCUBE Direct Banking Retail Mutual Funds Oracle FLEXCUBE Direct Banking Retail External Payment Interface Oracle FLEXCUBE Direct Banking Retail Bulk Payment Oracle FLEXCUBE Direct Banking Corporate Oracle FLEXCUBE Direct Banking Corporate Loans Oracle FLEXCUBE Direct Banking Corporate Trade Finance Oracle FLEXCUBE Direct Banking Corporate E-Factoring Oracle FLEXCUBE Direct Banking Corporate Supply Chain Financing Oracle FLEXCUBE Direct Banking Corporate Cash Management Oracle FLEXCUBE Direct Banking Corporate Foreign Exchange Oracle FLEXCUBE SMS Banking Oracle FLEXCUBE Direct Banking Mobile Oracle FLEXCUBE Private Banking Oracle FLEXCUBE Private Banking Base Oracle FLEXCUBE Private Banking User Desktop Oracle FLEXCUBE Private Banking Customer Portal Oracle Industry Reference Model for Banking Oracle Industry Reference Model for Retail Liabilities Oracle Industry Reference Model for Retail Lending

Oracle Industry Reference Model for Payments and Clearing Oracle Industry Reference Model for Teller Transactions Oracle Industry Reference Model for Corporate Liabilities Oracle Industry Reference Model for Corporate Lending Oracle Industry Reference Model for Cash Management Oracle Industry Reference Model for Syndicated Loans Oracle Industry Reference Model for Trade Finance Oracle Industry Reference Model for Treasury Oracle Industry Reference Model for Mutual Funds Oracle Industry Reference Model for Private Banking Oracle Industry Reference Model for Islamic Retail Banking Oracle Industry Reference Model for Islamic Corporate Banking Oracle Industry Reference Model for Credit Cards Oracle Industry Reference Model for Depository Operations Oracle Industry Reference Model for Retail Lending, US Mortgages Oracle Industry Reference Model for Equity Derivatuves Oracle Industry Reference Model for Securities Lending Oracle Financial Services Analytical Applications Infrastructure Oracle Financial Services Analytical Applications Infrastructure Oracle Financial Services Advanced Analytical Applications Infrastructure Oracle Financial Services Analytical Applications Reconciliation Framework Oracle Financial Services Analytical Applications for Enterprise Risk Management Oracle Financial Services Basel II Basic Oracle Financial Services Basel II Internal Ratings Based Approach Oracle Financial Services Economic Capital Advanced Oracle Financial Services Operational Risk Economic Capital Oracle Financial Services Market Risk Oracle Financial Services Retail Credit Risk Oracle Financial Services Corporate Credit Risk Oracle Financial Services Retail Portfolio Risk Models and Pooling Oracle Financial Services Liquidity Risk Management Oracle Financial Services Pricing Management, Capital Charge Component Oracle Financial Services Hedge Management and IFRS Valuations (Controlled Oracle Financial Services ICAAP Assessments Oracle Enterprise Risk Management Analytics Oracle Financial Services ICAAP Analytics Oracle Financial Services Basel II Analytics Oracle Financial Services Market Risk Analytics Oracle Financial Services Data Warehouse Oracle Financial Services Data Warehouse (Controlled Availability) Oracle Financial Services Analytical Applications for Customer Insight Oracle Financial Services Analytical CRM Advanced Oracle Financial Services Channel Analytics Oracle Financial Services CRM Analytics Oracle Financial Services Analytical Applications for Financial Crime and Compliance Management Oracle Financial Services Trading Compliance Oracle Financial Services Broker Compliance Oracle Financial Services Fraud

Oracle Financial Services Anti Money Laundering Enterprise Edition Oracle Financial Services Trading Compliance Enterprise Edition Oracle Financial Services Broker Compliance Enterprise Edition Oracle Financial Services Fraud Enterprise Edition Oracle Financial Services Know Your Customer Oracle Financial Services Case Management Oracle Financial Services Trade Blotter Oracle Financial Services Regulatory Reporting Oracle Financial Services Regulatory Reporting Electronic Filing Oracle Financial Services Energy and Commodity Trading Compliance Oracle Financial Services Enterprise Case Management Oracle Operational Risk Oracle Financial Services Operational Risk Standard Edition Oracle Financial Services Operational Risk Enterprise Edition Oracle Financial Crime and Compliance Management Analytics Oracle Financial Services Anti Money Laundering and Fraud Analytics Oracle Financial Services Trading and Broker Compliance Analytics Oracle Financial Services Energy and Commodity Trading Compliance Analytics Oracle Financial Services Analytical Applications for Financial Crime and Compliance Management Supplementary Product Oracle Financial Services Watch List Management Oracle Financial Services Compliance Dashboards Oracle Financial Services Transaction Query Utility Oracle Financial Services Revenue Management and Billing Oracle Financial Services Revenue Management and Billing Siebel Retail Finance Siebel Retail Finance Foundation Services for Employees (Controlled Availability) Siebel Branch Teller Services (Controlled Availability) Siebel Financial Transactions Workbench (Controlled Availability) Siebel Retail Finance Foundation Services for Customers (Controlled Availability) Siebel Internet Banking Services (Controlled Availability)