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The Real Estate Industry The Real Estate Market Is Enormous.

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There were almost 7 million homes sold in 2005. This generated nearly $15 trillion in total home sales. This was another record year for the real estate industry. These sales resulted in almost $75 billion in total real estate commissions paid in 2005.

Are you maximizing the full potential of this highly lucrative industry?
Sources: National Association of REALTORs, 2005. Meyers Group, 2005.

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Real Estate Career Challenges Have You Asked Yourself Any Of These Questions?

Where will this business take you in the next 5-10 years? How can you increase your income today and, at the same time, build a secure financial future for your family? What happens if you are unable to continue working? How long can you continue working at your current pace? Is there any way for you to control the fluctuations in the business and how they impact your business?

Although the questions are clear, the answers are not.

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Real Estate Career Challenges Are You at the Point in Your Career Where:
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You no longer need the full support of a broker. You handle your own marketing and promotion to generate your own leads. You realize very little value in return for giving up part of your commission or paying desk fees. Office obligations and policies are restricting your ability to grow your business.

There has to be a better way.

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Real Estate Career Challenges Would you be interested in an opportunity to build a real estate business of your own, where you call the shots but your income is not

dependent solely on your personal production? In the past, most real estate agents thought they had only two choices:
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Transfer to another company that offers a bigger split and has fewer restrictions. Start your own real estate company.
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Real Estate Career Challenges

Option No. 1 Transfer to Another Company

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You still have to pay your share of the company expenses. Your income will still be limited to what you produce personally. Your income stops whenever you quit producing.

Obviously, just changing companies is not the best solution for longterm success.

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Real Estate Career Challenges Option No. 2 Start Your Own Company
Your income will no longer be derived solely from your own production, but:
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A huge capital investment is required. The legal liability is significantly increased. Management responsibilities now occupy most of your time.

Your ability to continue to personally produce at a high level will be greatly restricted.

Starting your own company offers some benefits, but still has many pitfalls.
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Real Estate Career Challenges Now There Is a Third Option.

Global Realty Marketing...

Offers you a revolutionary approach to building your business in the real estate industry by allowing you to generate an income that isnt solely dependent on your personal production. Allows more flexibility in running your business. Imposes no franchise or desk fees on you.
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Global Realty Marketing is positioned to revolutionize the real estate business.

Real Estate Career Challenges With

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Global Realty Marketing you can... Expand nationwide so you are no longer limited to your local market place. Make more money in less time, with less effort.

Plus, GRM provides you with virtual office software to replace the traditional brick and mortar office making running your business more convenient for you.
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Leadership & Track Record

GRMs visionary Founder Hubert Humphrey has an unparalleled track record of helping leaders build successful businesses worldwide, while revolutionizing some of the largest industries in the world.
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In the 1980s, Hubert was one of the top leaders of a history-making company that became No.1 in the insurance industry in seven short years. In the 1990s, Hubert founded a marketing company that helped revolutionize the financial services industry, and paid out more than one

billion dollars in commissions. Today, with World Leadership Group, Hubert and his key leaders are revolutionizing the mortgage industry with Global Equity Lending and are now setting their sights on the real estate industry with GRM.
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A Company of Destiny
GRM is committed to helping real estate professionals maximize the full potential of this highly lucrative industry by taking their business to a whole new level.

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Unparalleled Leadership & Track Record Proven Business System Innovative ConsumerOriented Philosophy Strategic Alliances Leading-Edge Technology World-Class Recognition & Reward System Revolutionary Compensation System

Why Are We So Confident?

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With GRM, your earning potential is unlimited.

Revolutionary Compensation

GRM takes the commission override concept to the next level by allowing agents to override other agents through our unique Quantum Compensation System.
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Build your own nationwide team. Commission bonuses on the total production of your entire team Make every Friday a payday whether you have closings or not. Revenue spreads as high as 50% on new agents you bring into your business Opportunity to participate in Override Bonus Pools Opportunity to qualify for the companys Equity Sharing Plan.

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Revolutionary Compensation The Power of Field Training

Many of tomorrows top agents are not even in the real estate business today. With Global Realty Marketing, you can recruit those future superstars and earn additional income by field training them. Field Train 1 new Associate 5 sales... Thats more than $11,000 for each new Associate you field train, and youre now in

position to earn overrides on all of the business they generate. Total Income: $11,560
The above hypothetical commission example is for illustrative purposes only to show the potential of the GRM compensation system and assumes the leader has earned the RMD contract. This example is based on the gross field payout for a hypothetical $250,000 average sales price at 5% commission. Global Realty Marketing pays out 100% of the gross commission revenue on all sides of a transaction conducted by a GRM Associate after being reduced by a 6% (minimum) broker fee and a $150 (minimum) transaction fee. To receive a commission you must be a licensed real estate agent of Global Realty Marketing. All commission plans subject to change without notice. There is no assurance that these results can or will be achieved. Income is earned from the sale of real estate. No income is earned from recruiting.

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14 Associate Associate Associate Associate Associate Associate

The above hypothetical commission example is for illustrative purposes only to show the potential of the GRM compensation system and assumes the leader has earned the RMD contract. This example is based on the gross field payout for a hypothetical $250,000 average sales price at 5% commission. Global Realty Marketing pays out 100% of the gross commission revenue on all sides of a transaction conducted by a GRM Associate after being reduced by a 6% (minimum) broker fee and a $150 (minimum) transaction fee. To receive a commission you must be a licensed real

estate agent of Global Realty Marketing. All commission plans subject to change without notice. There is no assurance that these results can or will be achieved. Income is earned from the sale of real estate. No income is earned from recruiting.

$250,000 Avg. Home / 5% Commission

90 % Traditional Company Associate

Closing 2 Sides/Mo.

$135,000
Annual Real Estate Commissions

63% GRM Associate

Closing 2 Sides/Mo. With 6 Associates Who Close 1 Side/Mo.

$189,612
Annual Real Estate Commissions

Choose One of the Above

Revolutionary Compensation Infinity Builders Plan

You become a Regional Marketing Director and build a Team: Close 2 sides a month personally... $7,214/mo. Recruit 6 new Associates who each close 1 side a month... $8,588/mo. Total GCI Monthly: $15,801
RMD
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15 RMD RMD RMD RMD RMD RMD NMD

$250,000 Avg. Home / 5% Commission

90 % Traditional Company Associate

Closing 2 Sides/Mo.

$135,000
Annual Real Estate Commissions

70% GRM Associate

Closing 2 Sides/Mo. with Sales Team

$722,724
Annual Real Estate Commissions

Choose One of the Above

Revolutionary Compensation Infinity Builders Plan

You recruit 6 Agents direct producing the same volume as you 2 sides/mo. personally, with a

team of 6 Associates each closing 1 side/mo : Personal GCI income... $8,015/mo. Additional Base Income... $10,992/mo. Additional Override Income... $41,220/mo. Total GCI Monthly: $60,227
The above hypothetical commission example is for illustrative purposes only to show the potential of the GRM compensation system and assumes the leader has earned the RMD contract. This example is based on the gross field payout for a hypothetical $250,000 average sales price at 5% commission. Global Realty Marketing pays out 100% of the gross commission revenue on all sides of a transaction conducted by a GRM Associate after being reduced by a 6% (minimum) broker fee and a $150 (minimum) transaction fee. To receive a commission you must be a licensed real estate agent of Global Realty Marketing. All commission plans subject to change without notice. There is no assurance that these results can or will be achieved. Income is earned from the sale of real estate. No income is earned from recruiting.

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RMD RMD RMD RMD RMD

RMD RMD RMD RMD RMD RMD RMD RMD RMD RMD RMD RMD RMD

$250,000 Avg. Home / 5% Commission

90 % Traditional Company Associate

Closing 2 Sides/Mo.

$135,000
Annual Real Estate Commissions

70% GRM Associate

Closing 2 Sides/Mo. with Sales Team

$1,415,220
Annual Real Estate Commissions

Choose One of the Above

Revolutionary Compensation Infinity Builders Plan

Now, let's assume each of those Agents recruit 3 Agents each who produce the same volume 2 sides a month personally with a team of 6 Associates each closing 1 side a month: Personal GCI income... $8,015/mo. Additional Base Income... $10,992/mo. Additional Override Income $98,928/mo.

Total GCI Monthly: $117,935

The above hypothetical commission example is for illustrative purposes only to show the potential of the GRM compensation system and assumes the leader has earned the RMD contract. This example is based on the gross field payout for a hypothetical $250,000 average sales price at 5% commission. Global Realty Marketing pays out 100% of the gross commission revenue on all sides of a transaction conducted by a GRM Associate after being reduced by a 6% (minimum) broker fee and a $150 (minimum) transaction fee. To receive a commission you must be a licensed real estate agent of Global Realty Marketing. All commission plans subject to change without notice. There is no assurance that these results can or will be achieved. Income is earned from the sale of real estate. No income is earned from recruiting.

AMD AMD AMD AMD AMD AMD NMD

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Revolutionary Compensation

Productive agents may qualify for the GRM Personal Producer Plan that enables them to maximize their personal production income while building a Team:
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Earn up to 80% on personal production during your first year with GRM. Generate overrides with a separate Builders Contract that rewards team building.

We make it easy to successfully transition from personal producer to business builder.

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Global Referral Alliance GRMs sister company, Global Referral Alliance, allows agents who dont want to list and sell to:

Earn commissions on nationwide referrals Build a team and earn overrides on real estate agents across the country.

With GRM and GRA you have more flexibility to build your real estate business.
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The GRM Broker Opportunity GRM Gives Broker/Owners Exciting New Recruiting and Building Opportunities:

Continue to operate your traditoinal company for those agents who need that type of environment. Build a GRM business for your agents who want to take full advantage of our opportunity. Build a business nationwide by leveraging your contacts around the country.

Global Realty Marketing is the one place where you can do it all.
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The GRM Broker Opportunity Broker/Owners Should Seriously Consider These Facts:
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Some of your agents will gravitate toward the GRM opportunity. Normally, when they leave, the revenue they generate is lost to you forever. However, with GRM, you preserve your future revenue from your agents production, and that of the agents they recruit. And, with GRM, your business opportunity is not

limited to your local marketplace, but expands nationwide.

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GRM Tools for Your Business Wherever your business takes you, GRM has the tools you need.
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The Prestige Collection provides specialized marketing materials to help you list and market high-end properties. Business tools include presentations, print-on-

demand materials, and specialized pieces to assist you in the listing and selling process. A complete line of custom marketing materials and a turnkey recruiting and building system The Leadership Format System help you build your business.
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Global Equity Lending

Through our affiliated company, Global Equity Lending, you can offer additional services* for your buyers and earn more commissions at the same time:

*Some states have restrictions which might apply to real estate licensees.

Access to a diversified portfolio of products from more than 100 of the most respected companies in the industry. Our state-of-the-art online mortgage origination system makes it easy to find the right products for your customers and streamlines the entire process. Communicate directly with the loan processor giving you more control of your transactions. Get status updates and progress reports 24/7 by accessing the online pipeline report and message log. Have more control of the loan pricing.

Use a loan coordinator to oversee the entire process from origination to closing.

This is a great opportunity for you to improve the level of service you offer your customers by providing them with one-stop shopping.
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Leading-Edge Training
We Make Sure You Have the Training You Need to Complete the t Entire Transaction: You can choose from three options for your mortgage and real estate training:

Classroom Training at various times and locations around the country. Complete courses available on DVD that cover mortgage training, real estate, loan coordinator and field building. Online Classroom Training with the instructor presenting the materials, while you follow along on your computer.

GRM and GEL training will help take your skills to the next level.
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Dual Income Opportunity

If you and your team match the same production,** you can generate an additional seven-figure income from mortgages. Total Mortgage Income: $1,011,840/yr. Total Real Estate Commission: $1,415,220/yr. Total Income: $2,427,060
The above hypothetical commission example is for illustrative purposes only to show the potential of the GRM compensation system and assumes the leader has earned the NMD contract. This example is based on the gross field payout for a hypothetical $250,000 average sales price at 5% commission. Global Realty Marketing pays out 100% of the gross commission revenue on all sides of a transaction conducted by a GRM Associate after being reduced by a 6% (minimum) broker fee and a $150 (minimum) transaction fee. To receive a commission you must be a licensed real estate agent of Global Realty Marketing. All commission plans subject to change without notice. There is no assurance that these results can or will be achieved. Income is earned from the sale of real estate. No income is earned from recruiting. *Some states have restrictions which might apply to real estate licensees. ** Close 2 loans a month personally, recruit 6 new Associates who each close 1 loan a month and recruit 6 direct Agents with 3 RMDs each producing the same volume 2 loans/2 sides a month personally, with a team of 6 Associates each closing 1 loan/1 side a month.

$250,000 Avg. Home / 5% Commission

90 % Traditional Company Associate

Closing 2 Sides/Mo.

$135,000
Annual Real Estate Commissions

70% GRM Associate

With Real Estate and Mortgage Sales Teams

$2,427,060
Annual Real Estate Commissions

Choose One of the Above

Infinity Builders Plan

Stop leaving half of your commission* on the table by taking advantage of our unique dual income opportunity.
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World-Class Recognition
Global Realty Marketing also rewards our top producers and builders with spectacular annual conventions and incentive trips to the world's dream destinations in addition to one of the most exciting recognition programs in the industry, featuring everything from Super Bowl type rings to Rolex watches, and much more.
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Get Started Now

If You Are Like Most Real Estate Professionals, You Are Ready to:
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Earn more money on every transaction. Have control of your time and your income. Increase your cash flow with less effort. Build financial security for your family.

With GRM, you dont just do business, you build a business.

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The Next Step: Get Started Now

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Sign up today. Get off to a fast start by building your team.

World Global Realty Marketing, Inc. 3955 Johns Creek Court Suwanee, GA 30024 678.966.7600 GlobalRealtyMarketing.com 2005 Global Realty Marketing, Inc. R005.1.5
Global Equity Lending, Inc. All loans are subject to approval. Certain restrictions apply. This document is not intended as an offer to extend credit, a commitment to lend or an offer to enter into an interest rate lock-in agreement. The loan interest rates, fees and terms presented are for illustrative purposes only and may not be currently available as rates are subject to change and availability. All loan products are not available in all states. This document has been prepared to assist loan originators in illustrating some of the financing options available to consumers. Mortgage loans are originated by Global Equity Lending, Inc., 3955 Johns Creek Court, Suwanee, GA 30024, which currently conducts business in the states listed below. Applications may be pending in additional states. Alabama; Alaska; Arizona Global Equity Lending, Inc. Mortgage Banker License #BK-0905354; Arkansas; California Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; Colorado Consumer Credit Code Licensee Number 097213; Connecticut If we acting as the broker, BROKER ONLY, NOT A LENDER.; Delaware; District of Columbia; Florida; Georgia Global Equity Lending, Inc., 3955 Johns Creek Court, Suwanee, GA 30024 Georgia Residential Mortgage Licensee Number 11933; Idaho; Illinois Residential Mortgage Licensee No. MB.0004754, 3955 Johns Creek Court, Suwanee, GA 30024; Indiana; Iowa; Kansas; Kentucky; Louisiana Residential Mortgage Lender; Maine; Maryland; Massachusetts Mortgage Lender and Mortgage Broker Licensee Number MC3030-If we are acting as the broker, we arrange but do not make loans.; Michigan; Minnesota; Mississippi Mississippi Registered Mortgage Company, 3955 Johns Creek Court, Suwanee, GA 30024; Missouri Freddie Mac Exempt - Global Equity Lending, Inc., 3955 Johns Creek Court,Suwanee, GA 30024; Montana Mortgage Broker License No. 000496, Global Equity Lending, Inc., 3955 Johns Creek Court, Suwanee, GA 30024; Nebraska; Nevada Global Equity Lending, Inc., 6330 S. Eastern Ave., Ste. 6, Las Vegas, NV 89120 Phone:(702)212-5370. 3790 S. Paradise Road, Ste. 250B, Las Vegas, NV 89109 Phone:(702)697-0880. 3100 Mill Street, Ste. 212, Reno, NV 89502 Phone:(702)322-7377; New Jersey Licensed by the New Jersey Department of Banking and Insurance. If we are acting as the mortgage broker, we arrange loans with third party providers. Percentage of down payment required may vary, a higher interest rate or points may be required, and restrictions may apply as to the maximum principal amount of the loan offered.; New Hampshire Global Equity Lending, Inc. doing business as GEL Lending, Licensed by New Hampshire Banking Department, Mortgage Banker License No. 5483-MB; New Mexico; North Carolina; North Dakota; Ohio Global Equity Lending, Inc., 2720 Airport Drive-Suite 155, Columbus, OH 43219, Registration No. MB.803229.001-BR; Oklahoma; Oregon; Pennsylvania Licensed by the Department of Banking; Rhode Island Licensed Lender and Licensed Broker; South Carolina; South Dakota; Tennessee; Texas Registered Mortgage Banker #46737, Texas Regulated Loan License #976344863, 3955 Johns Creek Court, Suwanee, GA 30024 Phone: (678)966-7600; Utah; Vermont; Virginia Global Equity Lending, Inc. Licensed by the Virginia State Corporation Commission. License #MLB-852. Please note that refinancing an existing loan may

result in total finance charges being higher over the life of the loan. Stated interest rates may change or may not be available at the time of loan commitment or lock-in.; Washington; West Virginia; Wisconsin; Wyoming. 08/17/06 *We are expanding our operations, so please visit our web site or call our headquarters for a current list of such states. Applications are in process for Hawaii and New York.

If you are a real estate professional, California statutes provide that only real estate professionals who hold a brokers license may apply.

GRM is not currently licensed in all states. Please visit our website for a current list of approved states. The Federal Communications Commission (FCC) and the Federal Trade Commission (FTC) have established rules regarding telephone solicitation (cold calling) of customers and a Federal "Do Not Call" registry. WLG and its affiliate companies support these rules and attempt to insure compliance with them.Questions regarding these rules should be directed to the WLG Home Office; Attn: Compliance. 1 Source information is available upon request to Global Realty Marketing. 2 Realtor is a registered service mark of the National Association of Realtors Corporation, Chicago, Illinois.