Besides normal banking operation, Janata Bank offers special services to a large number of clients/agencies throughout the country.

Under the network of utility service, customers of different govt. organizations, corporate bodies, local bodies, educational institutions, students, etc are continuously getting benefits from the Bank. Janata Bank's utility services are : Bills Collection: a. Gas bills of Titas, Bakhrabad and Jalalabad Gas Transmission and Distribution Companies. b. Electricity bills of Dhaka Electricity Supply Authority, Dhaka Electricity Company, Bangladesh Power Development Board and Rural Electrification Board. c. Telephone bills of Telegraph and Telephone Board. d. Water/Sewerage bills of Water and Sewerage Authority. e. Municipal holding tax of City Corporation/Municipalities. f. A pilot scheme is underway to provide personalized services to our clients. Payments made on behalf of Govt. to: a. b. c. d. e. f. Non- Govt. teachers salaries Girl Students scholarship/stipend & Primary Student Stipend. Army pension Widows , divorcees and destitute Women Allowances Old-age Allowances Food procurement Bills

Issuance of Television License: The only Bank providing this service in

Bangladesh.

As per decision of the govt. 46 (Forty Six) branches of our bank (40 branches in Dhaka city, 1(one) branch in N.gonj city and 5(five) branches in Chittagong city) are involved to receive the all utility bills in a same station from January'04. The designated branches are:1. Dhaka city 2. Narayangonj 3. Chittagong city One Stop Services : Janata Bank Limited, first among the Nationalized Commercial Banks in Bangladesh, has introduced One Stop Service. The salient features of this system are as under:

-A customer can deposit and withdraw money from a single counter. -The system of Token and Scroll has been discontinued. -Customers are getting prompt and personalized services from a single counter. -Verification of signature is easy as the same is stored in the Computer. List of branches rendering One Stop Services: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 Janata Bhaban Corporate Branch, Dhaka Sheraton Hotel Corporate Branch, Dhaka Kawran Bazar Corporate Branch, Dhaka Nawabpur Road Corporate Branch, Dhaka EPZ Branch, Chittagong Netaigonj Corporate Branch, Narayangonj Sayed Ali Chamber Branch, Narayangonj Uttara Model Town Corporate Branch, Dhaka Rural Electrification Board Branch, Dhaka Gulshan Circle-II Branch, Dhaka Elephant Road Corporate Branch, Dhaka Shantinagar Corporate Branch, Dhaka Satmasjid Road Corporate Branch, Dhaka Opposite GPO Branch, Dhaka Foreign Exchange Corporate Branch, Chittagong Local Office, Dhaka M.K.Road Corporate Branch, Jessore Mohammadpur Corporate Branch, Dhaka Gulshan Circle-I Branch, Dhaka Ganderia Branch, Dhaka WASA Corproate Branch, Dhaka Tongipara Branch, Gopalgonj ICMH Branch, Dhaka

Computerization of Branches : 139 Major branches have already been computerized and a massive computerization program is going on.

To modernize banking operation, 139 major branches of Janata Bank Limited have already been computerized

and a massive computerization program is on. List of computerized Branch Within a short span of time all the major urban branches of the Bank will be fully computerized.

vast majority of the Bangladeshis live in the rural areas and their main source of income is agriculture and agro-business. Janata Bank has opened branches in rural areas to cater to the banking needs of rural people. Apart from accepting deposits from the rich and moderately well-off villagers, Janata Bank encourages the poor people to make small savings through different mechanisms. So far lending in rural areas is concerned, Janata Bank has been financing agricultural production and poverty alleviation programs since 1977. It also lends to the poor landless so that they can make a living. The average loan size is about Taka 15,000.00 (around US$ 255). . 2. Special Agricultural Credit program/ short term crop production loan Horticulture development (cultivation of banana, betel leaf, pineapple etc.) 3. Fish/ Shrimp production:(a) Fishery loan program (b) Credit program for fish cultivator selected by Directorate of Fisheries (c) Shrimp culture credit program 4. Irrigation and agricultural equipment To increase agricultural production and improvement its quality. To gear up socio-economic activities among rural people. To create employment opportunities among rural people through providing economic support. Creating confidence among the beneficiaries on institutional credit and their access to improved production practices / activities. To build up asset by creating saving habit among the rural population. Poverty reduction.

Janata Bank has a network of 844 domestic branches in Bangladesh covering whole of the country including the rural areas. Remittance services are available at all branches and foreign remittances may be sent to any branch by the remitters favoring their beneficiaries. Remittances are credited to the account of beneficiaries instantly or within shortest possible time. Janata Bank has correspondent banking relationship with all major banks located in almost all the countries/cities. Expatriate Bangladeshis may send their hard earned foreign currencies through those banks or may contact any renowned banks nearby ( where they reside/work) to send their money to their dear ones in Bangladesh.

To facilitate sending money in Bangladeshi Taka directly, Janata Bank has Taka Drawing Arrangement with many banks/exchange companies in different countries. The expatriate Bangladeshis may send their money in BDT (Bangladeshi Taka) through the branches/subsidiaries of Janata Bank and foreign banks/exchange companies mentioned below: