Microfinance Initiative Houston University CED loan status September 30, 2011

S. No 1 2 Name Zar Bano Shamim Jafar Village Sultan abad Sultan abad Total Summary of the CED Loan Loan Number of Provided beneficiaries by MFi UH 2 Region Gilgit Gilgit Loan US$ 500 500 1,000 Recovered US$ 115 24 139 Outstanding US$ 385 476 861

Loan US$ 1,000

Recovered US$ 139

Outstanding US$ 861

Recovered in % 14

Microfinance Initiative University of Houston (MFi UH) CED loan status December 31, 2011
S. No 1 2 Name Zar Bano Shamim Jafar Village Sultan abad Sultan abad Total Region Gilgit Gilgit Loan US$ 500 500 1,000 Recovered US$ 115 24 139

MFi UH Summary CED Loan Recovery

Loan Provided by MFi UH 2 Number of beneficiaries Loan US$ 1,000 Recovered Outstanding US$ 139 US$ 861 Recovered in % 14

December 31, 2011

Outstanding US$ 385 476 861

MFI UH Flood Status September 2010

S. No 1 2 Name Village Region Gilgit Gilgit Loan US$ 500 500 1000

Number of Beehives Before Floods

13 8 21

Number of Beehives Damaged by Floods

7 4 11

Honey production
40 22 62

US $ Grants required 742 424 1,166

Zar Bano Sultanabad Shamim Jafar Sultanabad Total

Note: unit cost of single bee hive @ 9000 PKR US$ conversion ratio @ 85

Honey Collection Details as on August 30, 2010

S. No 1 2 Name Village Region Gilgit Gilgit Loan US$ 500 500 1000 Receivable Honey kg 144.83 144.83 290 1st Inst in Receivable Received Per kg US$ Honey 1st Inst Honey kg US$ 175 175 350 48.28 48.28 97 26.5 0 27 3.625 3.625 3.625 Amount US$ Cash Received US$ 96 25 0 25 96 50 Total Received US$ 121 25 146

Zar Bano Sultanabad Shamim Jafar Sultanabad Total

1st Inst 2nd Inst Default US$ US$ US$ 121 25 146 0 0 0 229 325 554

Recoverable Recovery % US$ to Date to Date 350 350 700 0.43 0.09 21

MFi UH Status of Loan Recovery as on June 2010

S. No 1 2 Name Zar Bano Shamim Jafar Total Village Sultan abad Sultan abad Total Recoverable Loan with 5% 42000 42000 84000 Target Target Received Received Received Variance Source of Receivable Amount in PK Rs Amount in PK US $ Honey amount amount Honey Amount Amount Recovery % Financing Honey (Kg) May 25-30 May 25-30 (Kg) (PKR) US$ (kg) (PKR) (US $) MFi HU 0 0 0.0 0.0 0.0 0.0 0 0.00 0.00 MFi HU 0 0 0.0 0.0 0.0 0.0 0 0.00 0.00 0 0 0 0.00 0 0 0.0 0.00 0 0.0

2010 Credit & Enterprise Development (CED) Expected Honey Production

Mircofinance Initiative at the University of Houston (MFI UH) S. # 1 2 Name Zar Bano Shamim Jafar Prepared by: Village Sultanabad Sultanabad EDA HF GOG Region Gilgit Gilgit # of Hives Previous New 8 5 3 5 Expected honey forecast Previous New Total 256 160 416 96 160 256

Total 13 8

MFi UH Loan Return Schedule

S. No Name 1 2 Zar Bano Shamim Jafar Village Sultan abad Sultan abad Loan 500 $ 500 $ Source of Financing MFI HU MFI HU 1st inst (US$) 2nd inst (US$) 3rd inst (US$) 4th inst (US$) 5th inst (US$) 167 $ +5% 167 $ +5% 167 $ +5% 167 $ +5% 167 $ +5% 167 $ +5% 167 $ +5% 167 $ +5% 167 $ +5% 167 $ +5% Total Amount (US$) 0 0

Note: 1 Repayment includes service charges @ 5 % of principal amount on flat charge basis 2 The loan amount will be disbursed/collected in equivalent Pak Rupees on the prevailing currency exchange rate. 3 The service charges are used contributing towards facilitating procurement of input/beehives, transportation, support serrvices, monitoring, disbursement and collection of loans