ACTIVITY PERFORMED BY INTERNEE AT BANK

As a internee I have worked in United Bank limited Shinkari Branch code 1453 First day of my activity at bank filling of deposit slip with the help of customer services manager. In top of the slip write the name and Branch code title of account which kind of account are operate by the customer at bank. Date and unique account number is write and amount deposited at bank both figure and word and than signed by the officer and sent to cashier. I perform that activity one week. And addition activity cheque writing. One week I perform these activities.

APPLICATION REMITTANCE FORM

Application Remittance Form through these form consumers sent money all over in Pakistan .Account holder of business partner pulse account use this facility free at cost and any consumer use this facility than bank charges some extra.thes extra commission and F. ED tax amounted 174 Pakistani rupees. Sent money within 30 minuets in any UBL branch in Pakistan.

C.O.C (CASH OVER THE COUNTER)

C.OC cash over the counter through which any Pakistani sent money from abroad the sender may or not customer but this facility offers for all public. Easy and safe mode of transfers of money from abroad to Pakistani UBL branches. UBL provides this service free at cost. C.O.C minimum time is 24 hours within 24 hours cash transfers from Foreign Company / bank to UBL Head office and than branches assessed the transaction searches. FT stands for Foreign Transfer search the transaction through the Head office and than use unique codes which contain six or fourteen digits if the system accept the code and further process the c.o.c that enter Beneficiary name address and CNIC number and expiry date of CNIC UBL connected with NADRA to investigate about the CNIC holder after investigation the last process of c.o.c is KYC (known your customer) CNIC. NO CNIC Expiry date. Date of birth after the conformation of information than customer representative officer sign the c.o.c form and sent to head cashier for payment

ACCOUNT OPENING PROCDUER

Account opening procedure and method are different from different account Nature like individual sole proprietorship partnership and company clubs. 1: For Individual .Attested photo copy of National Identity Card or Passport of the individual. .In case of CNIC does not contain a photo graph the bank should also obtain in addition to CNIC any other documents such as driver license that contain a photo graph. .In case of salaried person attested photo copy of his/her service card or any other acceptable Evidence of service In case of illiterate person a passport size photo graph of the new account holder besides taking his right and left thumb impression on the specimen signature card. In case of minority for the minor account to be accompanied by attest form B (birth certificate?) In case of Student account Student card of the respective College/University is to be obtaining as a proof.

2: Sole proprietorship The documentary requirement in respect of individual account when applied attested copies of following documents and or optional. a. Application to open an account on the official letter head of the sole proprietorship. b. National Tax number. c. Evidence of membership and Trade Organization. d. List of official authorized to operate the account and specimen signature. e. Rubber stamp of proprietor to be affixed on the entire document along with the form. 3: Partnership a. Attested photo copies of CNIC of all partners. b. Application to open an account on the official letter head duly singed by all partners c. Attested copies of partnership deed duly singed by all partners. d. National Tax number. e. Authority letter in original in fever of the person authorized to operate on the account of the firm f. Rubber stamp of partnership is to be affixed on the entire document along with the account form. 4: For Companies. Certified copies of: a. Resolution of board of directors for opening an account specifying the person authorized to operate company account. b. Memorandum and articles of association c. Certificate of Incorporation d. Certificate of Commencement of business e. Attested CNIC of all directors of company f. National Tax number g. Rubber stamp to be affixed on all the document apart of form of the account opening form and specimen signature card h. Provide power of attorney Cheque book Requisition A printed form fills by customer and singed by the customer which contain branch name and codes. Account number and title of account. After filling the printed form the CSM singed and request send to head office for issue of new cheque book. Within three days a new cheque book issued to customer. Activation of Dormant account When customers dont make any transaction within a six month then account is dormant. The customer fills dormant application and attach CNIC copy then account reactive and operative. Clearness Clearing house replace with NIFT (National institution facilitation) technology. Through this technology bank transact with other bank and clear their cheques which are drawn on other bank.