AmSure Health Insurance A Glance We have health insurance policy of Royal Sundaram having following features:1) Hospitalization Benefits

s > 24 Hrs Protection against Hospitalization for Disease, Ailments or Accidents Offers Cash less Hospitalization 2) Hospital Cash benefit Rs.500/- per day per Insured Person for each completed 24 hours of hospitalization. Total Benefits up to maximum of 20 days daily benefit for any one Insured Person and 60 days daily benefit for all Insured Persons for the entire policy period. 3) Convalescence Benefit Rs.10000/- for hospitalization exceeding 21 consecutive days per Insured Person subject to maximum of Rs.20000/4) Ambulance charges In an emergency subject to a limit of Rs.1000/- per claim during the period of insurance. 5) Pre hospitalization and Post hospitalization Cover up to 30 days and 60 days respectively. 6) Cumulative Bonus Sum Insured under the policy for hospitalization benefit shal [Pl be progressively increased by 5% for every claim free period of insurance, subject to a maximum of 50%. 7) Master Health check up Charges subject to a limit of Rs.750/- after every 4 consecutive claim free years. 9) No waiting period 8) Day care expenses For some specific treatments no In-patient hospitalization is required: An Important Note (i)For proposals covering persons more than 55 years should be accompanied with Medical reports (ECG, Blood Sugar(PP& fasting) & Urine Sugar) for such persons above 55 years of age(completed age). (ii) First Year Exclusions Treatment of Congenital Internal Diseases, any type of Migraine / Vascular head ache, Stones in the Urinary and Biliary systems, Surgery on Tonsils / Adenoids, Gastric and Duodenal Ulcer, any type of Cyst / Nodules / Polyps, any type of Breast Lumps (iii) Two Year Exclusions Treatment of Spondylosis / Spondilitis any type, Inter vertebral Disc Prolapse and such other Degenerative Disorders. Cataract, Benign Prostatic Hypertrophy, Hysterectomy, Fistula, Fissure in Anus, Piles, Hernia, Hydrocele, Sinusitis, Knee / Hip Joint replacement, Chronic Renal Failure or end stage Renal Failure, Heart diseases, any type of Carcinoma / Sarcoma / Blood Cancer, Osteoarthritis of any joint for all Insured Persons (iv) Treatment arising from or traceable to pregnancy / childbirth is permanently uncovered. (v)There can be minimum 2 adult, 2 adult & 1 child and maximum 2 adult & 2 children.. (vi) The available sum insured (SI) is 2, 3 & 4 lakh. Premium chart (health) 2 Adult + 2 Rs.200000 2 Adult 2 Adult + 1 child children Upto 35 yrs 3,822 4,368 4,859 Upto 45 Yrs 4,564 5,123 5,650 Upto 55 Yrs 6,644 7,653 8,643 Upto 60 Yrs 8,592 9,833 11,076 Upto 65 Yrs 11,229 12,472 13,715 2 Adult + 2 Rs.300000 2 Adult 2 Adult + 1 child children Upto 35 yrs 5,222 5,884 6,481 Upto 45 Yrs 5,885 7,455 8,928 Upto 55 Yrs 8,951 10,517 12,052 Upto 60 Yrs 11,620 13,188 14,757 Upto 65 Yrs 17,273 19,050 20,826 2 Adult + 2 Rs400000 2 Adult 2 Adult + 1 child children Upto 35 yrs 6,094 6,809 7,455 Upto 45 Yrs 7,372 8,107 9,284 Upto 55 Yrs 11,255 12,354 13,433 Upto 60 Yrs 14,639 16,621 18,604 Upto 65 Yrs 21,787 24,034 26,280 * The Premium paid will be exempted from Income Tax U/S 80 D.