US Money

Copyright 2007-2011 Taina Maria Miller. EDITION 1.2 All rights reserved.
No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, or by any information storage and retrieval system, without permission in writing from the author. Copying permission: Permission IS granted for the teacher to reproduce this material to be used with students, not commercial resale, by virtue of the purchase of this book. In other words, the teacher MAY make copies of the pages to be used with students. Permission is given to make electronic copies of the material for back-up purposes only.
Please visit www.MathMammoth.com for more information about Maria Miller's math books. Create free math worksheets at www.HomeschoolMath.net/worksheets/
Contents
Introduction ......................................................................... 4 Money Games on the Internet ........................................... 4 Counting Dimes, Nickels, and Cents ................................. 6 Counting Dimes, Nickels, and Cents 2 .............................. 9 Quarters ............................................................................... 11 Practicing with Money ....................................................... 14 Change ................................................................................. 16 Counting Coins Review ...................................................... 19 Review - Coins .................................................................... 22 Adding Money Amounts .................................................... 23 Using the Half-Dollar ......................................................... 25 Dollars .................................................................................. 27 Dollars 2 ............................................................................... 30 Counting Change ................................................................ 33 Making Change ................................................................... 35 Mental Math and Money Problems .................................. 39 Solving Money Problems .................................................... 42 Review .................................................................................. 46 Answers ................................................................................ 47 More from Math Mammoth ............................................. 51
Introduction
Math Mammoth U. S. Money is a worktext that covers U.S. money-related topics usually encountered during grades 1-3. The book contains both textbook explanations and exercises, and is designed to be very easy to teach from, requiring very little teacher preparation (you do need to find some practice coins before the lessons). The book starts with first-grade topics such as counting pennies, nickels, dimes, and quarters. While the lessons use pictures for the coins, practicing with real coins is, of course, even better, and you should have real money on hand to practice with. From there, the lessons advance towards second-grade, and finally to third grade topics. Therefore, you can also let your child work the pages of this book in different time periods, and not go through it all at once, depending on your child's current level. Making Change explains two basic ways of finding the change: counting up, and subtracting (finding the difference). This is all done with mental math. The next lesson also practices money problems using mental math. In the last lesson we solve money problems by adding and subtracting money amounts vertically (in columns). On the next page you will find a list of money activities and games on the Internet. I wish you success with your math teaching! Maria Miller
Helpful Resources on the Internet

Use these free online resources to supplement the bookwork as you see fit. You can access an up-to-date online version of this list at www.mathmammoth.com/weblinks/money.htm Change maker Determine how many of each denomination you need to make the exact change. Good and clear pictures! Playable in US, Canadian, Mexican, UK, or Australian money. http://www.funbrain.com/cashreg/index.html Using money Drag the right amount of coins and bills (US) to the answer space to match given amount. The pictures look a little fuzzy. http://www.mathcats.com/microworlds/usingmoney.html Counting Money Activity from Harcourt Count the coin value and type it in the box and click 'Check'. http://www.hbschool.com/activity/counting_money/
Cash Out Click on money icons (US bills and coins) until you have given back the exact change. http://www.mrnussbaum.com/cashout/index.html Cash Out Give correct change by clicking on the bills and coins. http://www.mrnussbaum.com/cashd.htm Piggy bank When coins fall from the top of the screen, choose those that add up to the given amount, and the piggy bank fills. http://fen.com/studentactivities/Piggybank/piggybank.html Coins and Medals from U.S. Mint History and pictures of the circulating coins, commemorative coins, Native American $1 Coin Program, and the Presidential $1 Coin Program. Learn also how coins are made and take a virtual tour around the mint. www.usmint.gov/kids/coinsMedals Money Instructor Checkbook math exercises and worksheets. Includes a checkbook to print, writing dollars and cents worksheet, checking account deposit, checkbook transactions, and word problems. http://www.moneyinstructor.com/checks.asp Money Activities at the National Library of Virtual Manipulatives Count the money shown, or make given change, or make one dollar. http://nlvm.usu.edu/en/nav/frames_asid_325_g_2_t_1.html Making Change Game at MathPlayground.com An interactive game where you figure out the change, and then make it using the fewest possible bills and coins. http://www.mathplayground.com/making_change.html
Counting Dimes, Nickels, and Cents

This coin is called one cent or one penny. We write 1. This coin is called one dime. It is worth ten cents - 10.
Count up when you find how many cents there are in total: Two dimes is 20. Four pennies is 4. The total is 24 cents.
10
20
21
22
23
24
1. Count and write the total amount in cents.
a.
______
b.
______
c.
______
e. d.
______
g. f.
______
______
______
Math Mammoth US Money (Blue Series)
2. Use real money to make these amounts. Or, draw gray circles with 10 for dimes, and orange circles with 1 for pennies.
a. 12 b. 40
c. 24
d. 31
This coin is one nickel. It is worth five cents, or 5. Here is a small picture of a nickel.
= 6
Count up
6 = 13
Count up
5 10 11 12 13 = 36
= 17 10 15 16 17
3. Find the coin value in cents.
30
35 36
a.
______
b.
______
c.
______
d.
______
e.
______
f.
______
Two nickels (or two fives) always makes a ten! How many cents do you see? _________ First count the dime, and then count the nickels by fives. Or, count the two nickels as a ten.
10 15
20
25
10
20
25
You can count each set of two nickels as a ten.
30
40
50
55
56 57
4. Dimes and nickels are sometimes hard to tell apart. A dime is a little smaller in size, but is worth more! Count the dimes and nickels. Write the total amount in cents.
a.
______
b.
______
c.
d.
______
e. f.
______
______
g.
______
h.
______
______
i.
j.
______
k. l.
______
______
______
Counting Dimes, Nickels, and Cents 2

1. Write the total amount in cents.
a.
b.
______
______
d.
c.
______
e. f.
______
______
2. Draw one nickel more how much money now?
______
a.
______
b.
______
c.
d.
______
e.
______
f.
______
______
3. Draw one dime more how much money now?

a. b.
______
______
c.
______
d.
______
4. Use either real money, or draw gray circles with 10 for dimes, gray circles with 5 for nickels, and orange circles with 1 for pennies to illustrate.
a. 25 b. 39 c. 14
d. 38
e. 63
f. 16
g. 61
h. 45
i. 27
5. You have some money, and you get some more. Use real money or draw pictures to help.
a. b. c.
10 + 10 = ______ 11 + 10 = ______ 13 + 10 = ______ 15 + 10 = ______ 16 + 10 = ______
21 + 5 = ______ 24 + 5 = ______ 25 + 5 = ______ 20 + 5 = ______ 27 + 5 = ______
40 + 20 = _______ 53 + 10 = ______ 55 + 5 = ______ 56 + 20 = ______ 58 + 30 = ______
10
Quarters
One quarter is 25 cents. The word quarter means one-fourth. A quarter coin is one-fourth part of a dollar. One dollar is 100 cents, and is written $1. Two quarters = 50.
4 quarters 100 = 1 dollar = $1 1 dollar
Three quarters = 75
25
35, 45, 55 56, 57 (count dimes by tens)
Count the quarters first since they have the biggest cent-value.
1. Quarters and dimes. Write the total amount in cents.
a.
b.
c.
d.
e.
f.
g.
h.
i.
11
2. Quarters and nickels. Write the total amount in cents.
a.
b.
c.
3. How much money? Write down the amount in cents.
a.
b.
c.
d.
e.
f.
g.
h.
i.
j.
k.
l.
4. How much is the total if you have: a. two dimes and a quarter b. two dimes, four nickels
c. a dime, a nickel, six pennies
d. two quarters, three dimes, seven pennies
12
5. Cross out the coins you need to buy the item. Write how many cents you have left.
a.
39
b.
c.
54
88
Left _______
Left _______
Left _______
f. d.
81
61
e.
97
Left _______
Left _______
Left _______
i. g.
73
h.
45
26
Left _______
Left _______
Left _______
13
Practicing with Money

One quarter = _______ cents. Use ONE quarter when the money amount is between 25 and 50 cents. Example: To make 31 cents, take one quarter, one nickel, and one penny. Two quarters = _______ cents. Use TWO quarters when the money amount is between 50 and 75 cents. Example: To make 62 cents, take two quarters, one dime, and two pennies. Three quarters = _______ cents. Use THREE quarters when the money amount is between 75 and 100 cents. Example: To make 87 cents, use three quarters, one dime, and two pennies. Four quarters = 100 cents or one dollar. 1. Draw the coins you would use to pay for an item that costs: You have:
a. 29
b. 46
c. 62
d. 48
e. 86
f. 91
14
In the following exercises, either use real money, or draw to illustrate: orange circles with 1 for pennies. gray circles with 5 for nickels gray circles with 10 for dimes a little bigger gray circles with 25 for quarters 2. Illustrate these amounts of money. Use one quarter in each.
a. 30 b. 32 c. 35
d. 45
e. 41
f. 48
3. Illustrate these amounts of money. Use two quarters in each.

a. 50 b. 53 c. 58
d. 60
e. 66
f. 72
15
Change
When you buy something in a store, you often do not have the exact amount of money to pay for it. Instead, you give the clerk more money than what the item costs. The clerk then gives you some money back. This is called your change. A pen costs 40. You don't have the coins to make exactly 40, so you give the clerk 50. That is 10 too much! But then the clerk gives you back 10 your change.
You give: Your change:
Price: 40
50
10
The clerk gives you back the difference between the price and what you paid. In each problem below, find the change you get back. Think of the DIFFERENCE between the price and what you pay. Or, think how many cents you paid too much. That will be your change. You can set up a play store to do these problems, using real money, one person as a clerk, and one person as a customer. 1. Write how many cents you give, and how many cents is your change.
a. You give: Your change: b. You give: Your change:
Price: 20
Price: 30 _________ _________ You give: Your change:
_________
_________
c.
d.
You give:
Your change:
Price: 35
Price: 17 _________ _________
_________
_________
16
e.
You give:
Your change:
f.
You give:
Your change:
Price: 22
_________ You give:
_________ Your change:
Price: 11 h.
_________
_________ Your change:
g.
You give:
Price: 60
_________
_________
Price: 80
_________
_________
2. Circle the coins you use to pay. Write how many cents your change is.
a. You buy a drink
You have: Change: _______ You have: Change: _______ You have: Change: _______ You have: Change: _______ You have: Change: _______ You have: Change: _______
for 55.
b. You buy raisins
for 33.
c. You buy a toy
for 46.
d. You buy a book
for 88.
e. You buy a
basket for 75.

f. You buy crayons
for 63.
17
3. Practice some more! Figure out the change.

a. Paper costs 70. b. A banana costs 41. c. A book costs 94.
You give $1. Change: _________

d. A toy costs 20.
You give 50. Change: _________

e. A drink costs 70.

f. A towel costs 62.
4. Now you buy many items. First add their prices to find the total. Then find the change. Draw the coins that could be your change.
a. A magazine costs 20. You buy three of them. You give $1.
Total cost: 60 Change: 40

b. A toy costs 15 and another toy 20. You give 50.
Total cost: ________ Change: _______

c. A lollipop costs 8. You buy two of them. You give 20.

d. A pencil costs 5. You buy four of them. You give 25.

e. An eraser costs 35 and a pencil 10. You give 50.
18
Counting Coins Review
A quarter 25 cents
A dime 10 cents
A nickel 5 cents
A penny 1 cent
2 quarters 50 cents
3quarters 75 cents
Count up
20
25 26 27
10
20
21
You may count each two nickels as ten.
25 35 45 50 51
75
80 85
b. a. _________ _________
c.
d. _________
_________
e. _________
f. _________
h. g. _________ _________
19
2. How much is the total if you have:

a. a quarter and three dimes _________ b. three quarters and a dime _________
c. four nickels and four dimes _________
d. a quarter, a dime, six pennies _________ f. three quarters,
e. nine pennies and eight dimes _________
two dimes, a penny _________
3. Cross out the coins you need to buy the item. Write how many cents you have left.
a.
17
b.
92 c. 33
Left _______
Left _______
Left _______
d.
58
e.
64
f.
95
Left _______
Left _______
Left _______
20
Often you have several ways to make a given amount. For example, to make 54 cents, you can use two quarters and four pennies. Or, you may use five dimes and four pennies. Are there any other ways to do it? 4. Find two ways to make these amounts. Use either real money, or draw.
a. 26 b. 37
c. 43
d. 53
e. 61
f. 88
5. Remember $1 means 1 dollar, which is 100 cents. How much more is needed to make $1?
a. b. c.
92 + _______ = 100 80 + _______ = $1 79 + _______ = $1 50 + _______ = $1
70 + _______ = $1 74 + _______ = $1 64 + _______ = $1 58 + _______ = $1
40 + _______ = $1 33 + _______ = $1 45 + _______ = $1 31 + _______ = $1
21
Review - Coins
a.
b.
c.
_______
_______
_______
d.
e.
f.
_______
_______
_______
2. Draw coins to illustrate these amounts of money.

a. 52 b. 27 c. 76
d. 85
e. 79
f. 34
3. You buy an item. How much money will you have left?
a. You have:
You buy a comb for 29. How much is left?
b. You have:
You buy hairpins for 62. How much is left?
22
Adding Money Amounts

You can add money amounts in columns. Make sure the decimal points are aligned. Add the point to the answer in the same place. Carrying happens the same way as if there was no decimal point.
1 1 Align the decimal points! Align the decimal points! 1
$ 1.7 8 + 2.2 0 $ 3.9 8
Add a decimal point to the answer
$ 0.5 8 + 2.2 6 $ 2.8 4
Add a decimal point to the answer 1 1
34
$ 0.3 4 + 0.6 9 $ 1.0 3

Total cost $1.03.
47
47
$ 0.4 7 0.4 7 + 0.3 4 $ 1.2 8

Total cost $1.28.
69
34
1. Add in columns.
a. $0.29 + $0.56 b. $1.41 + $0.09 c. $0.77 + $2.24 + $1.80
2. Find the total cost of buying the things listed. 65 a. scissors and a pen b. two erasers and a pen
34
52
23
Cafeteria Menu
$0.88
$1.52
$2.20
$2.75
$1.05
$0.62
3. Find the total cost in each case.

a. Mark bought a sandwich, b. Judy bought coffee
an apple, and a bottle of water.
and a slice of pizza.
c. Edward bought soup, a sandwich,
d. What would you buy if you
and coffee.
were at the Cafeteria? Find the total cost.
4. First find the total cost, and then the change. You can use real money or draw coins to help.
a. Mom bought soup and pizza.
She paid with $5.
b. Jack bought two cups of coffee
and paid with $3.
24
Using the Half-Dollar
This is a half-dollar. It is worth 50 cents.
a quarter ______
a dime ______
a nickel ______
a penny ______
= A half-dollar is worth two quarters, because 50 = 25 + 25.
A half-dollar and a quarter is 75 cents.
A half-dollar and two quarters make $1.
1. Half-dollars and quarters. Write the total amount in cents.
a.
b.
c.
d.
e.
2. Write how many half-dollars and how many quarters you need to make these amounts.
a. 150 cents b. 200 cents c. 150 cents d. 75 cents
_____ half-dollars
e. 175 cents
_____ half-dollars
_____ quarters
f. 225 cents
_____ quarters
_____ half-dollars and _____ quarter(s)
_____ half-dollars and _____ quarter(s)
25
Count up, starting with the coin(s) with the most value.
100
125
127
50
100
105
You may count two quarters as fifty.
a.
b.
c.
d.
e.
f.
g.
h.
i.
j.
26
Dollars
= $1.20 This is one dollar. It is worth 100 cents.
$1 or $1.00
= $5.26 This is a five-dollar bill. It is worth 500 cents.

$5 or $5.00
Write first the dollars, then a point, then the cents. Use the $ symbol in front of dollar amounts. Do not use the symbol.
1. How much money? Write the amount.
a. $__________
b. $__________
c. $__________
d. $__________
e. $__________
f. $__________
g. $__________
h. $__________
27
2. Write the dollar amount.
a.
$2.15
b. $__________
c. $__________
d. $__________
e. $__________
f. $__________
If you don't have any dollars, put a zero in the dollars place.
35 or $0.35
1 or $0.01
6 or $0.06
3. Write the amount using the dollar symbol and a decimal point.
a. b. c.
$__________
$__________
e.
$__________
f.
d.
$__________
$__________
$__________
28
Sometimes you have more than 100 cents. That means you have more than 1 dollar, because 1 dollar is 100 cents.
100 or $1.00
105 or $1.05
121 or $1.21
4. Write the amount in dollars.
a.
b.
$__________
$__________
c.
d.
$__________
$__________
5. Draw bills and coins for these amounts.

a. $1.32 b. $2.06
c. $2.54
d. $3.80
29
Dollars 2
One dollar. $1 or $1.00 Five dollars. $5 or $5.00.
Write $ symbol in front of dollar amounts. Write first the dollars, then a decimal point, and then the cents.
$1.51
$5.30
a. $__________
b. $__________
c. $__________
d. $__________
e. $__________
f. $__________
30
If you have more than 100 cents, those 100 make a dollar.
100 = $1
100 = $1 100 = $1 Total $2.10
Total $2.32 2. How much money? Write the amount.
a. $__________
b. $__________
c. $__________
Remember to put 0 into the dollar's place if you have less than 100 cents. 40 cents = $0.40 82 cents = $0.82 9 cents = $0.09
3. Count the cents, but write them as dollar amounts. Do not write 30 cents, but $0.30. three nickels and a dime
a. $__________ b. $__________ c. $__________
eight dimes
d. $__________
seven pennies and a nickel

e. $__________
three quarters and two dimes

f. $__________
31
4. Write the cent amounts as dollar amounts, and vice versa.

a. 56 = $________ e. _____ = $5.69 b. 6 = $________ f. _____ = $0.30 c. 425 = $________ g. _____ = $3.06 d. 209 = $________ h. _____ = $0.79
5. Add the money amounts. You can add the cents and dollars separately in your head.
a. $0.37 + $0.40 = $_______ b. $1.25 + $4.00 = $_______ c. $5.43 + $1.20 = $_______
6. The pictures show how much money you have. Write how much you will have left if you buy the items listed. If I buy:
a. a puzzle for $5.20 b. a book for $7.35
I will have left: $ $
c. a pineapple for $3.52 $
If I buy:
d. a book for $4.20 and
I will have left: $
a magazine for $1.50
e. two brushes for $3.35 each $ f. candles for $4.09 and
paper cups for $2.07
If I buy:
I will have left:
g. a pen ($0.60) and an eraser ($0.50) $ h. three pencils for $0.40 each i. a notebook for $1.12 and
$ $
loose paper for $0.90
32
Counting Change
When you buy an item, you might not have the exact coins and bills for the amount it costs. You can then pay with a bigger bill, and get back some change. To give change, or to check the change you are given, count up from the price of the item until you reach the amount the customer gives. Count up from the price The change is these coins. The change is 66 cents.
34 Customer gives $1
35 40 50
75
100
69 Customer gives $1
Count up from the price
70 80 90 100
The change is these coins. The change is 31 cents.
1. Draw the coins for the change.
a.
78
Customer gives $1
Change: __________
b.
65
Customer gives $1
Change: __________
c.
47 Change: __________
Customer gives $1
d.
52 Change: __________
Customer gives $1
33
2. Draw the coins for the change.
a.
$1.15 Change: __________
Customer gives $2
b.
$2.30 Change: __________
Customer gives $2.50
c.
$1.78 Change: __________
Customer gives $2
d.
$2.32 Customer gives $3 Change: __________
3. Find the change. You can draw coins or use real money to help.
a. A toy: $1.44 b. A drink: $0.88
Customer gives $1.50 Change $__________

c. Coffee: $0.97
Customer gives $1 Change $__________

d. A pencil set: $1.55

e. A book: $3.25

f. A postcard: $0.35
Customer gives $4 Change $__________
34
Making Change
1. To give change, or to check the change you are given, you can count up from the price of the item until you reach the amount the customer gives. First count up to the next whole dollar. Then use 1-dollar or 5-dollar bills.
a. Price: $0.76 Customer gives $1
The change is
Count up $0.80 $1.00
$_________
Count Customer gives $10 up
b. Price: $8.90
The change is
$9.00 $10.00
$_________
c. Price: $2.35 Customer gives $5 Count up
The change is $_________
d. Price: $4.18 Customer gives $10 Count up
e. Price: $3.04
The change is
Customer gives $10 Count up
$_________
35
2. Figure out the change. You can draw coins or use real money to help.
a. Price: $3.55 Customer gives $5
b. Price: $8.60 Customer gives $10
c. Price: $4.70 Customer gives $10
d. Price: $7.99 Customer gives $10
e. Price: $3.25 Customer gives $5
f. Price: $4.15 Customer gives $10
36
Finding change is finding the difference. You can also find the change by subtracting the item price from the money amount the customer gives. You are just finding the difference between the price and the money given. You can add up to find the change. Another method is to first add up to the next whole dollar to find the cents. Then find the dollar-amount by subtracting. Again, you are finding the difference between the price and the money given, but you're finding that in two parts.
Example: A book costs $6. You give $10. Your change: $10 $6 = $4.
A toy costs $3.30. You give $10. First find how many cents there are to the next whole dollar: $3.30 + $0.70 = $4. Then find the difference between $4 and $10, which is $6. The total change is $6.70.
3. Find the change.

a. A book costs $7. b. A basket costs $4. c. A train costs $5.50.
You give $10. Change: $________

d. A magazine costs $2.40.

e. A meal costs $7.60.

f. A drink costs $1.30.

g. Crayons cost $3.80.

h. Staples cost $1.40.

i. Paper costs $7.20.
4. Did these people receive the correct change? If not, correct it. a. Margie bought a few items that cost $7.86. She paid with a $10-bill. She got back two dollars, two dimes, and four pennies. b. Fred bought a toy car for $2.76 and gave $5 for it. The clerk handed back to him a quarter and two dollars.
37
Here's a little trick for finding two 2-digit numbers that add up to 100: The ones add up to 10. The tens add up to 9... ...plus there is one ten that is carried from the ones total 10 tens or a hundred.
5. Try it yourself! Find the two-digit number so the sum is 100.

a.
56 + 100
b.
19 + 100
c.
72 + 100
d.
44 + 100
e.
34 + 100
6. Fill in the missing cent-amount. You can use the trick explained above.
a. 54 + _______ = 100 b. 38 + _______ = $1 c. 33 + _______ = $1
76 + _______ = 100 27 + _______ = 100
$1.13 + _______ = $2 $3.86 + _______ = $4
$4.39 + _______ = $5 $9.37 + _______ = $10
7. Find the change. Find also what coins and bills that could be used to make the change.
a. A book costs $3.55. You give $5. b. Pencils cost $2.88. You give $5.
Change: $1.45. Use a quarter, two dimes, and a dollar bill.
c. A shirt costs $7.76. You give $10.
d. Sunglasses cost $8.95. You give $10.
e. A sandwich costs $4.26. You give $5.
f. Flowers cost $6.28. You give $10.
38
Mental Math and Money Problems

You can add money amounts in your mind, as well. Add the dollars and the cents separately. If you get more than 100 cents, then those make another dollar. $1.20 + $1.50 = $2.70 $0.14 + $1.20 = $1.34
$0.70 + $0.70 = 140 cents = $1.40
$0.99 + $0.06 = 105 cents = $1.05
1. Find the total cost of buying the things listed. Add mentally if you can.
$3.10 $1.00
$1.50
80
50
$1.90
a. scissors and pencils
55
b. pen and glue
$2.20
$20 $35
c. crayons, glue, and pencils
d. eraser and calculator
e. microscope and scissors
f. book bag, pen,
and crayons
g. stapler and glue
h. glue and eraser
i. scissors and stapler
j. pen, pencil, and crayons
k. calculator, pen,
l. scissors and eraser
and microscope
39
2. Add up to the next whole dollar.

a. 30 + _______ = $1.00 b. $3.30 + ________ = $4.00 c. $1.10 + ________ = $2.00
50 + _______ = $1.00 70 + _______ = $1.00
$2.20 + ________ = $3.00 $5.60 + ________ = $6.00
$1.05 + ________ = $2.00 $1.15 + ________ = $2.00
Add up to find the change To find the change, find the difference between the price and the money given. Start from the price and add till you reach the amount the customer gives. First add up to the next whole ten cents. Then add up to the next whole dollar (if need be). Lastly add all the differences to find the total change.
Price: $1.20. Customer gave $5. $1.20 $2.00 $5.00

differences
80 $3
Change: $3.80 Price: $3.37. Customer gave $5. $3.37 $3.40 $4.00 $5.00
differences
3 60
$1
Change: $1.63
3. Find the total change.

a. Price: $1.80. Customer gave $5. b. Price: $3.26. Customer gave $4.
$1.80 $2.00 $5.00
$3.26 $3.30 $4.00
Change: $__________
c. Price: $2.19. Customer gave $5.
Change: $__________
d. Price: $0.82. Customer gave $5.
$2.19 $2.20 $3.00 $5.00
$0.82 $0.90 $1.00 $5.00
Change: $__________
Change: $__________
40
4. Find the change.

a. Price: $0.45. Customer gave $1. b. Price: $2.40. Customer gave $5.
Change: $__________
c. Price: $3.15. Customer gave $3.50.
Change: $__________
d. Price: $4.36. Customer gave $5.
Change: $__________
e. Price: $0.28. Customer gave $0.50.
Change: $__________
f. Price: $1.34. Customer gave $5.
Change: $__________
g. Price: $2.29. Customer gave $2.50.
Change: $__________
h. Price: $3.58. Customer gave $3.75.
Change: $__________ 5. Solve the word problems.

a. Mary bought ice cream for $2.20 and
Change: $__________
water for $0.70. Find her total bill and her change from $3.
b. John bought three slices of pizza for
$1.15 each. Find his total bill and his change from $5.
c. If you have $3, can you buy two boxes
of crayons for $1.40 each? If not, find how much more you would need. If yes, find your change if you buy them.
d. If you have $5, can you buy a calculator,
a stapler, and a pen (see problem 1)? If not, find how much more you would need. If yes, find your change if you buy them.
41
Solving Money Problems

dollars 1 1 cents 1
$14 . 05 2 . 11 + 54 . 95 $71. 11
1. Add.
a.
Add the dollar and cent amounts in columns the same way as any other numbers. You can imagine that the decimal point is not there while calculating. Just remember to put it in the answer! Use the dollar symbol ($) in the first item and in the answer, when adding in columns.
b.
c.
d.
e.
$2.24 + 4.69
$ 5.69 7.50 + 22.25
$2.99 5.79 1.40 + 6.72
$20.46 2.79 5.62 + 6.68
$12.99 25.59 41.80 + 26.70
2. Find the total cost of buying the items listed.
$3.10
$11.45
$1.50
$15.99
$4.87 c. a pen and three
$1.99
a. a skirt and a book bag
b. a teddy bear, crayons,
scissors, and two pens
pairs of scissors
42
Subtract or add up to find the change. To find the change, you find the difference between the price and the money given. To find any difference, you can: subtract the price from the money given, or add up from the price to the money given. Subtracting to find the change often involves borrowing over many zeros. A bag costs $11.28. A customer pays with $20. What is his change? Add up:
+ $0.72 + $8
The price was $5.65. A customer paid with $20 and got back $14.55. Was that correct change? Add the price and the change:
1 1 1 9 10 10
Subtract:
9 1 10
$11.28 $12.00 $20.00

The difference is $8.72.
$2 0 . 0 0 1 1.2 8 $ 8.7 2
$1 4 . 5 5 5.6 5 + $2 0 . 2 0
No, it was 20 cents too much.
3. Find the difference by counting up.

a. + + b. + +
$10 $2.65 = $______

c.
$20 $7.50 $2.65

+
$3.00
+
$10.00
= $______
d.
$7.50
+
$8.00
+
$20.00
$20 $14.45 = $______

4. Subtract.
a. b. c.
$50 $28.35 _____ _____ _____ = $______ _____ _____ _____
d.
e.
$5.50 2.39
$10.90 4.45
$20.00 7.29
$10.00 6.44
$50.00 34.56
43
5. Solve the problems.
$6.90
$6.75
$3.48
$15.99
$35.90
a. Mark bought two computer mice and paid
b. Judy bought a book and a book bag.
with a $20-dollar bill. What was his change?
She paid with $30. How many dollars and cents did she receive in change?
c. Mark bought a microscope and paid
d. Mark has saved $5.50, and he wants to
with a $50-dollar bill. He received $14.10 as change. Was that correct?
buy a calculator and a book. What is their total cost?
e. How many calculators can Ernest
buy with $10?
How much more money does Mark need to buy them?
What will his change be from the purchase?
44
6. Solve the word problems.

a. Dad bought a meal for $15.55 and a b. Dad paid with a $50 bill.
drink for $2.39 at a restaurant. What was his bill?
What was his change?
c. You have saved $15, and you want to buy
d. Melissa bought a book for $4.55,
a toy for $22.95. How much do you still need to save?
a magazine for $2.30, and a pencil for $0.85. Find her total bill.
What is her change from $10?
e. John buys two ice creams, a fruit juice, and a sandwich.
What is his total bill?
Ice cream $2.15 Fruit juice $1.45 Soda pop $1.56 Sandwich $3.98 Coffee $1.55
What is John's change from $20?
f. Can Mom buy a jacket for $14.55 and a blouse for $23.95 with $40?
If yes, what is her change from that? If no, how much is she missing?
45
Review
a. $__________
b. $__________
2. Write as dollar amounts. three half-dollars, three nickels, and 8 pennies

b. $__________
five dimes and a quarter

a. $__________
three quarters, two dimes, and a half-dollar

c. $__________
3. Solve the problems.

a. Maria has saved $23, and she wants to buy b. Arnold bought a sandwich for $2.55,
a game for $42.95. How much does she still need to save?
soup for $2.30, and a juice for $1.85. Find his total bill.
What is his change from $10?
4. Solve using mental math. a. You buy stickers for $2.35 and a notebook for $1.20. What is your total bill? b. What is your change from $5?
46
Math Mammoth U. S. Money Answer Key

Counting Dimes, Nickels, and Cents, p. 6
1. a. 30 b. 23 c. 62 d. 73 e. 42 b. four dimes d. 37 d. 60 e. 35 e. 25 f. 37 g. 60 d. three dimes, one penny 2. a. one dime, two pennies 3. a. 15 4. a. 15 b. 18 b. 45 c. 25 c. 30 c. two dimes, four pennies f. 9 f. 45 g. 6 h. 17 i. 40 j. 17 k. 29 l. 55
Counting Dimes, Nickels, and Cents 2, p. 9

1. a. 20 b. 47 c. 68 d. 48 e. 76 f. 52 e. 17 now f. 19 now 2. a. 12 now 3. a. 16 now 4. a. c. e. g. i. b. 26 now b. 26 now c. 41 now c. 40 now d. 21 now d. 33 now
two dimes, one nickel; b. three dimes, one nickel, four pennies; one dime, four pennies; d. three dimes, one nickel, three pennies; six dimes, three pennies; f. one dime, one nickel, one penny; six dimes, one penny; h. four dimes, one nickel; two dimes, one nickel, two pennies b. 26, 29, 30, 25, 32 c. 60, 63, 60, 76, 88
5. a. 20, 21, 23, 25, 26
Quarters, p. 11
1. a. 50 2. a. 30 3. a. 31 4. a. 45 b. 75 b. 80 b. 44 b. 40 c. 100 c. 40 c. 75 c. 21 d. 35 d. 87 c. Left 15 h. Left 12 d. Left 23 i. Left 43 e. Left 13 e. 51 f. 55 g. 40 h. 77 i. 98 j. 53 k. 91 l. 78 d. 45 e. 55 f. 70 g. 95 h. 80 i. 85
5. a. Left 15 f. Left 63
b. Left 6 g. Left 31
Practicing with Money, p. 14

1. a. c. e. f. 2. a. c. e. f. 3. a. c. e. f. one quarter, four pennies b. one quarter, two dimes, one penny two quarters, one dime, two pennies d. one quarter, two dimes, three pennies three quarters, one dime (or two nickels), one penny three quarters, one dime, one nickel, one penny one quarter, one nickel b. one quarter, one nickel, two pennies one quarter, one dime d. one quarter, two dimes one quarter, one dime, one nickel, one penny one quarter, two dimes, three pennies two quarters b. two quarters, three pennies two quarters, one nickel, three pennies d. two quarters, one dime two quarters, one dime, one nickel, one penny two quarters, two dimes, two pennies
47
Change, p. 16
1. a. give 25, change 5 b. give 50, change 20 c. give 40, change 5 e. give 30, change 8 f. give 15, change 4 g. give 75, change 15 d. give 20, change 3 h. give 100, change 20
2. a. Use 2 quarters, 1 dime to pay; change is 5 b. Use one quarter, one dime to pay; change is 2 c. Use one quarter, two dimes, one nickel to pay; change is 4 d. Use 2 quarters, four dimes; change 2 e. Use two quarters, three dimes; change 5 f. Use one quarter, three dimes, two nickels; change 2 3. a. 30, b. 9, c. 6, d. 30, e. 30, f. 13 4. b. 35 total, 15 change; c. 16 total, 4 change; d. 20 total, 5 change; e. 45 total, change 5
Counting Coins Review, p. 19

1. a. 35 2. a. 55 b. 29 b. 85 c. 65 c. 60 d. 36 d. 41 e. 80 e. 89 f. 61 f. 96 e. Left 46 f. Left 55 g. 37 h. 96
3. a. Left 27
b. Left 42
c. Left 26
d. Left 51
4. a. One quarter and one penny or two dimes, one nickel, and one penny. b. One quarter, one dime, and two pennies or three dimes, one nickel, and two pennies. c. One quarter, one dime, one nickel, and three pennies or four dimes and three pennies. d. Two quarters and three pennies or one quarter, two dimes, one nickel, and three pennies. e. Two quarters, one dime, one penny or one quarter, three dimes, one nickel, and one penny. f. Three quarters, one dime, and three pennies or two quarters, three dimes, one nickel, and three pennies. 5. a. 8, 20, 21, 50 b. 30, 26, 36, 42 c. 60, 67, 55, 69
Review - Coins, p. 22
1. a. 11 b. 27 c. 60 d. 32 e. 46 f. 87 2. a. two quarters, two pennies b. two dimes, one nickel, two pennies or one quarter and two pennies c. three quarters, one penny d. three quarters, one dime e. three quarters, four pennies f. three dimes, four pennies 3. a. 56 b. 51
Adding Money Amounts, p. 23

1. a. $0.85 2. a. $1.17 3. a. $3.02 b. $1.50 b. $1.20 b. $3.80 c. $4.77 d. Answers vary. b. Total cost: $2.10 Change: $0.90 c. $4.81
4. a. Total cost: $4.95 Change: $0.05
Using the Half-Dollar, p. 25

1. a. 150 cents b. 100 cents c. 125 cents d. 175 cents e. 200 cents 2. a. 3 half-dollars b. 4 half-dollars c. 6 quarters d. 3 quarters e. 3 half-dollars and 1 quarter f. 4 half-dollars and 1 quarter 3. a. 81 cents f. 105 cents b. 75 cents c. 100 cents g. 170 cents h. 228 cents d. 80 cents i. 220 cents e. 176 cents j. 150 cents
48
Dollars, p. 27
1. a. $1.20 2. b. $7.21 3. a. $0.30 4. a. $1.30 b. $5.16 c. $2.43 b. $0.02 b. $1.11 c. $5.40 d. $2.60 c. $0.07 c. $1.41 d. $1.26 e. $7.88 d. $0.60 d. $1.07 e. $1.50 f. $9.71 e. $0.10 f. $0.21 f. $5.56 g. $1.66 h. $1.84
5. Answers may vary since there are more than one way to use the coins for the same cent-value. a. One dollar, three dimes, and two pennies. b. Two dollars, one nickel, and one penny. c. Two dollars, two quarters, and four pennies. d. Three dollars, three quarters, and one nickel.
Dollars 2, p. 30
1. a. $1.15 2. a. $2.10 3. a. $0.80 4. a. $0.56 5. a. $0.77 6. a. $4.04 d. $6.39 g. $1.23 b. $5.16 b. $6.54 b. $0.42 b. $0.06 b. $5.25 b. $1.89 e. $5.39 h. $1.13 c. $10.40 c. $2.45 c. $0.25 c. $4.25 c. $6.63 c. $5.72 f. $5.93 i $0.31 d. $0.80 e. $0.12 f. $0.95 f. 30 g. 306 h. 79 d. $6.26 e. $8.37 f. $11.56
d. $2.09 e. 569
Counting Change, p. 33
1. a. Two dimes and two pennies; 22. b. One quarter and one dime; 35. c. Two quarters and three pennies; 53. d. One quarter, two dimes, and three pennies; 48 2. a. Three quarters and one dime; 85. b. Two dimes; 20. c. Two dimes and two pennies; 22. d. Two quarters, one dime, one nickel and three pennies; 68. 3. a. $0.06 b. $0.12 c. $0.03 d. $0.20 e. $0.75 f. $0.15
Making Change, p. 35
1. a. $0.24 2. a. $1.45 3. a. $3.00 f. $3.70 b. $1.10 b. $1.40 b. $16.00 g. $1.20 c. $2.65 c. $5.30 c. $4.50 h. $0.60 d. $5.82 d. $2.01 d. $7.60 i. $2.80 e. $6.96 e. $1.75 e. $2.40 f. $5.85
4. a. No, the correct change is $2.14. b. No, the correct change is $2.24. 5. a. 44 b. 81 c. 28 d. 56 e. 66 c. 67, 61, 63
6. a. 46, 24, 73
b. 62, 87, 14
7. b. Change: $2.12. Use 2 dollars, a dime, and 2 pennies. c. Change: $2.24. Use 2 dollars, 2 dimes, and 4 pennies. d. Change: $1.05. Use 1 dollar, and 1 nickel or five pennies. e. Change: $0.74. Use 2 quarters, 2 dimes, and 4 pennies. f. Change: $3.72. Use 3 dollars, 2 quarters, 2 dimes, and 2 pennies.
49
Mental Math and Money Problems, p. 39

1. a. $4.10 g. $2.40 b. $2.00 h. $1.05 c. $2.30 i. $5.00 d. $2.75 j. $3.30 e. $38.10 k. $38.70 f. $22.30 l. $3.65
2. a. $0.70, $0.50, $0.30 3. a. $3.20 4. a. $0.55 b. $0.74 b. $2.60
b. $0.70, $0.80, $0.40 c. $2.81 c. $0.35 d. $4.18 d. $0.64
c. $0.90, $0.95, $0.85
e. $0.22
f. $3.66
g. $0.21
h. $0.17 d. No, I can't; I need 60 cents more.
5. a. $2.90; $0.10
b. $3.45; $1.55
c. Yes, I can, and my change is 20 cents.
Solving Money Problems, p. 42

1. a. $6.93 2. a. $27.44 3. a. $7.34 4. a. $3.11 b. $35.44 b. $12.96 c. $16.90 c. $10.80 d. $35.55 e. $107.08
b. $12.48 c. $5.53 d. $21.67 b. $6.45 c. $12.71 d. $3.56 5. $15.44
5. a. $6.20 b. $7.26 c. Yes d. $10.23 total, so he needs $4.73 more. e. Ernest can buy 2 calculators, and his change will be $3.04. 6. a. $17.94 b. $32.06 c. I still need to save $7.95. d. Melissa's total bill is $7.70, and her change is $2.30. e. John's total bill is $9.73, and his change is $10.27. f. Yes, she can, and her change is $1.50.
Review, p. 46
1. a. $10.40 2. a. $0.75 b. $7.56 b. $1.73 c. $1.45 b. Arnold's total bill is $6.70, and his change is $3.30.
3. a. Maria still needs to save $19.95. 4. a. My total bill is $3.55.
b. My change is $1.45.
50
More from Math Mammoth

Math Mammoth has a variety of resources to fit your needs. All are available as economical downloads, and most are also available as printed copies. Math Mammoth Light Blue Series This is a complete curriculum for elementary grades. It includes two student worktexts (A and B), which contain all the instruction and exercises all in the same book, answer keys, tests, cumulative reviews, and a worksheet maker. www.MathMammoth.com/complete-curriculum.php Math Mammoth Blue Series Blue Series books are worktexts that each concentrate on a few interconnected topics, such as addition, clock, measuring, money, division, multiplication, fractions, decimals, ratios & proportions, geometry, and more. They are not tied to grade levels, and are great for review, reinforcement, filling in gaps, or initial teaching. www.MathMammoth.com/blue-series.php Math Mammoth Golden Series Best suited for teachers and tutors or parents who can explain math, Golden Series books are worksheet collections for grades 3-8. They work best as review or supplemental material. www.MathMammoth.com/worksheets/ Math Mammoth Green Series Best suited for teachers and tutors or parents who can explain math, Green Series books are worksheet collections by topics. They work best as review or supplemental material. www.MathMammoth.com/worksheets/green.php Make It Real Learning These activity workbooks concentrate on answering the question, "Where is math used in real life?" The exercises or activities in these books are taken from real life, and use real data. The series includes various workbooks for grades 3-12. www.MathMammoth.com/worksheets/mirl/
Learn more about Math Mammoth:

Advice for parents: www.MathMammoth.com/parents.php Advice for teachers: www.MathMammoth.com/teachers.php Frequently Asked Questions: www.MathMammoth.com/faq.php Subscribe to receive free sample pages and worksheets: www.MathMammoth.com/worksheets/free.php About the author, Maria Miller: www.MathMammoth.com/about.php
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Copyright 2007-2011 Taina Maria Miller. EDITION 1.2 All rights reserved.

Helpful Resources on the Internet

Counting Dimes, Nickels, and Cents

1. Count and write the total amount in cents.

Math Mammoth US Money (Blue Series)

Math Mammoth US Money (Blue Series)

You can count each set of two nickels as a ten.

Math Mammoth US Money (Blue Series)

Counting Dimes, Nickels, and Cents 2

3. Draw one dime more how much money now?

Math Mammoth US Money (Blue Series)

10 + 10 = ______ 11 + 10 = ______ 13 + 10 = ______ 15 + 10 = ______ 16 + 10 = ______

21 + 5 = ______ 24 + 5 = ______ 25 + 5 = ______ 20 + 5 = ______ 27 + 5 = ______

40 + 20 = _______ 53 + 10 = ______ 55 + 5 = ______ 56 + 20 = ______ 58 + 30 = ______

Math Mammoth US Money (Blue Series)

4 quarters 100 = 1 dollar = $1 1 dollar

35, 45, 55 56, 57 (count dimes by tens)

1. Quarters and dimes. Write the total amount in cents.

Math Mammoth US Money (Blue Series)

2. Quarters and nickels. Write the total amount in cents.

3. How much money? Write down the amount in cents.

c. a dime, a nickel, six pennies

d. two quarters, three dimes, seven pennies

Math Mammoth US Money (Blue Series)

Math Mammoth US Money (Blue Series)

Practicing with Money

Math Mammoth US Money (Blue Series)

3. Illustrate these amounts of money. Use two quarters in each.

Math Mammoth US Money (Blue Series)

Price: 30 _________ _________ You give: Your change:

Price: 17 _________ _________

Math Mammoth US Money (Blue Series)

_________ You give:

_________ Your change:

_________ Your change:

basket for 75.

Math Mammoth US Money (Blue Series)

3. Practice some more! Figure out the change.

You give $1. Change: _________

You give 50. Change: _________

You give $1. Change: _________

You give 50. Change: _________

You give $1. Change: _________

You give 75. Change: _________

Total cost: 60 Change: 40

Total cost: ________ Change: _______

Total cost: ________ Change: _______

Total cost: ________ Change: _______

Total cost: ________ Change: _______

Math Mammoth US Money (Blue Series)

Counting Coins Review

You may count each two nickels as ten.

1. How much money? Write down the amount in cents.

Math Mammoth US Money (Blue Series)

2. How much is the total if you have:

c. four nickels and four dimes _________

d. a quarter, a dime, six pennies _________ f. three quarters,

e. nine pennies and eight dimes _________

two dimes, a penny _________

Math Mammoth US Money (Blue Series)

92 + _______ = 100 80 + _______ = $1 79 + _______ = $1 50 + _______ = $1

70 + _______ = $1 74 + _______ = $1 64 + _______ = $1 58 + _______ = $1

10 + 10 = 11 + 10 = 13 + 10 = 15 + 10 = 16 + 10 = __

21 + 5 = 24 + 5 = 25 + 5 = 20 + 5 = 27 + 5 = __

40 + 20 = _ 53 + 10 = 55 + 5 = 56 + 20 = 58 + 30 = __

Price: 30 _ _ You give: Your change:

Price: 17 _ _

Total cost: __ Change: _

Total cost: __ Change: _

Total cost: __ Change: _

Total cost: __ Change: _

92 + ___ = 100 80 + _ = $1 79 + _ = $1 50 + ___ = $1

70 + ___ = $1 74 + _ = $1 64 + _ = $1 58 + ___ = $1

40 + ___ = $1 33 + _ = $1 45 + _ = $1 31 + ___ = $1

_ half-dollars and _ quarter(s)

_ half-dollars and _ quarter(s)