Objective ______________________________________________________________________ ______________ Detail-oriented and self motivated, I strive to obtain a management/consultant p osition in the financial industry that

affords me the opportunity to convey my a nalytical expertise, and gain knowledge to enhance my professional and personal growth. A dynamic leader and team member, I strive to be a catalyst in the reali zation of a companys goals.

Experience _____________________________________________________________________ _____________ February 2010 to present COK Sodality Cooperative Credit Union, Jamaica Assistant Manager, Credit Origination Supervision of a credit team of 13 persons towards achieving the improvement of loan quality, turn-around time and delinquency Host detailed training sessions to develop a strong team of credit and customer relations officers Assess and recommend approved customer credit card applications for mitigation o f risk. Provide managerial sign-off for personal credit proposals prepared by Credit Off icers/Managers Cross selling and bundling (where possible) of the Credit Unions products to facil tate increased revenues for the Credit Union Development of critical reports for the digestion of company metrics and interna l departmental reports by the Senior Management team March 2009 February 2010 COK Sodality Co-operative Credit Union, Jamaica Credit Supervisor (Acting) Analyzed consumer and commercial loan proposals and recommended approvals where applicable, often surpassing monthly target by an average of 13% Assessed the quality of loans ensuring all due diligence has been completed; 90% of loans disbursed during the period in full compliance with standard operating procedures Develop and strengthen managerial and people relation skills

November 2006 March 2009 COK Sodality Co-operative Credit Union, Jamaica Credit Officer Wrote credit proposals including financial analysis and risk assessments responsi le for analyzing and disbursing loans JMD$10M and over for the period 2007 to 2 009 Monitored delinquency levels for accounts within my personal portfolio maintained delinquency within policy guidelines of 5% and less Reviewed loans for external committee on a weekly basis Education ______________________________________________________________________ _____________ 2011 Level 1 CFA candidate 2008 Fitz Ritson & Associates, Jamaica Certification, Securities & Portfolio Management 2006 Mona School of Business, University of the West Indies, Jamaica

Master of Business Administration, General Management 2003 The University of Western Ontario, Canada Bachelor of Science, Chemistry Awards Received ________________________________________________________________ _____________ Principals Award for Outstanding Leadership (Mona School of Business) Doreen Potter Scholarship for Musical Excellence (multiple recipient) The Associated Board of the Royal Schools of Music o Certificates of Distinction and Pass (Grades 1 to 7) Volunteer ______________________________________________________________________ ______________ Lady Musgrave Home for Girls: Served as a tutor and mentor for underprivileged inner-city girls. Developing s elf esteem and academic curriculum. Tutor for CXC and GCE, Mathematics, English , Biology, Chemistry and Physics OHM/ Changing Way Charity: Production Assistant OHM Fashion Show, raising funds and awareness for the organ ization. Today the OHM project is a yearly project at the University of Western Ontario raising funds and awareness for various charities including the Breast C ancer Society. References _____________________________________________________________________ ______________ Available upon request