MILAN DESAI 610 Kingsport Drive * Roswell, Georgia 30076 (404) 307-5820 * md123dea4@westpost.

net SOLUTIONS ARCHITECT: BUSINESS INTELLIGENCE, ANALYTICS, DATA MANAGEMENT Accomplished technical leader and innovator with 14 years of combined experience positively impacting corporate performance through expert alignment of technolo gical resources with organizational objectives. Drive productivity, efficiency, and cost savings through skilled development and implementation of sophisticated architectures in support of high volume, mission critical initiatives. Analyze business needs and vision strategies to maximize returns on technological invest ments. Excel in partnering with clients to create solution specifications that e nsure regulatory compliance, quality, and program excellence. Expert in Architec ting, Developing, and Managing complex Data Management solutions, Master Data Ma nagement, Customer Intelligence, Credit scoring, Data warehousing, and Risk Mana gement solutions for various Industry verticals (e.g. Financial Services, Bankin g, Insurance and Telecommunication and Retail) Business Intelligence * Credit Risk Management * BASEL II * Commercial & Retail Banking * ERP Systems Multi-Dimensional Database & OLAP * Data Analysis * Financial Reporting * Data Integration & ETL Performance Measurement * Requirements Development * Solutions Development * Da ta Mining * SAS Core Banking Solutions * KPI Development, Metrics & Reporting * Capital Markets * Technology Integration COGNOS *Data Modeling * Structured Problem Solving * Product Evaluation * Data Architecture PROFESSIONAL EXPERIENCE Accenture Management Consulting * 03/2010 - Present Senior Consultant * Top 15 US Bank: - Part of the team and Technical Lead on a project which focus ed on developing enterprise risk data strategy for a Mid-Size US Bank. Effort fo cused on identifying the data that supports Enterprise Risk capability. Supporte d development of current/future state Technology architecture. Facilitated and i nterviewed business, risk and technology owners and SME. Provided Subject matter , and technical expertise on Accenture leading practices in enterprise risk mana gement. Worked with the team to define project deliverables. * Large Financial Services Company - Technical lead on a customer analytics proj ect to define, develop, and monitor the key performance indicators required to i dentify profitable and non-profitable customers, identify initiatives that drive customer retention, and manage a new line of business * Led an assessment and requirements gathering effort to build and deploy risk a nalytics platform for Consumer Loans (loans, lines, mortgage). Analyzed loan ori gination and loan accounting system of record, and performed source to target da ta mapping from source systems to EDW SAS INSTITUTE * Cary, North Carolina * 2008- 02/2010 Leading business intelligence and analytics Software Company. Senior Consultant/Technical Architect Provide senior-level technical expertise for key client-facing engagements (up t o $1 million) in Risk management, Business Intelligence and Analytics, Anti-Mone

y Laundering, and risk reporting for financial services and commercial banking o rganizations. Develop strategies, solutions, and plans that measure credit risk and ensure the highest level of customer satisfaction. Work with client to ident ify, clarify, and document requirements then produce customized solutions that m eet targeted objectives. Analyzed client technology needs to generate business c ases for platforms and solutions MILAN DESAI * Page 2 * md123dea4@westpost.net * Secured additional revenue opportunities by developing proofs of concept, stat ements of work, and delivering customized software demonstrations focused on tec hnical features, competitive advantages, and business benefits of SAS Industry s olutions Software for the client. * Designed and Implemented a Data repository for Risk Rating, model performance and validation, and model monitoring for consumer and large corporate exposures using SAS credit Scoring for Banking. Implemented key risk indicators and custom ized analytical data marts. Defined high level project tasks and assisted the cl ient account team during pre and post sales. * Established analytical frameworks and models that accurately predicted risk an d reduced credit loss in portfolio (consisting of loans, equities, and derivativ es products) enabling banking clients to reduce capital requirements while incre asing profitability. * Designed a custom application to consolidate the enterprise trade data, and ma nage limits and exceptions by counterparty against each approved limit. SUNTRUST BANK * Atlanta, Georgia * 2005-2007 EIS Solutions Architect Spearheaded needs assessment, solutions research, solution design, and implement ation activities across a diverse array of business initiatives, including enter prise business intelligence, capital markets, risk reporting, BASEL II, and risk adjusted performance measurement. Architected mission-critical systems, includi ng components, interaction and data flow, and process diagramming. Ensured compa tibility, efficiency, and alignment with enterprise architecture strategy of all system designs and applications. Facilitated communication between clients, pro ject sponsors, stakeholders, and vendors by hosting project strategy meetings. * Defined and Documented requirements for instrument, product, and relationship level profitability measures using risk-adjusted performance metrics, risk-adjus ted profitability, and risk-based pricing models. Worked with Business and IT to implement the solution. * Developed and implemented Dimensions, Cubes and logical structures using TM1. Designed interface to extract data between TM1 and People soft enterprise system s for daily, and monthly data loads * Produced enterprise customer view by architecting customer data integration pl atform to combine information from disparate operational and legacy systems * Served as senior business analyst and architect on a Risk Reporting Data Wareh ouse project. Contributed subject matter expertise to support the initial build of the Data Warehouse; providing templates, presentations and other supporting documentation. As a member of the business team, facilitated internal SME inter views, gathering requirements, conducting review sessions with IT, and composing documentation for the requirements over an aggressive timeline * Implemented and customized Web sphere customer center to transform data from o perational systems and create data repository that provide total client view acr oss different lines of business COMSYS TECHNICAL SERVICES * Atlanta, Georgia * 2001-2004 Industry leading firm specializing in technology, staffing, and outsourcing Senior Consultant

Drove business intelligence, enterprise integration, and enterprise resource pla nning initiatives for clients in the financial services and telecommunications i ndustries.. Elevated scalability, uptime, and installation speed for production servers by monitoring, load testing, troubleshooting, and process automation wor k. Formulated integration and ETL processes for transactional data transformatio n as well as load to data warehouse and data mart systems. Coordinated product d eployment with client-side IT professionals. Delivered mentoring, coaching, trai ning, and seminars for peers, clients, and overseas development teams. * Designed efficient database architectures; defined strategy in building databa se structures; managed data population and migration for application upgrades. * Guided implementation of large transactional and data-intensive systems involv ing 2TB+ of data, 500+ tables, and high rates of concurrent usage. MILAN DESAI * Page 3 * md123dea4@westpost.net * Developed and delivered large transactional e-commerce and web solutions using Accenture delivery platform and service-oriented architecture. NORTEL NETWORKS * Alpharetta, Georgia * 2000-2001 Leading manufacturer of voice, telecommunications, and data equipment with annua l revenues exceeding $11 billion. Member of Technical Staff Architected telecommunications service order provisioning and broadband network management systems for large telecommunications service providers, including pro duct management, post sales implementation and support, installation and trouble shooting, product upgrades, and ongoing technical support. Orchestrated developm ent of data population and migration architecture for application upgrades. * Enhanced database architecture efficiency through skilled research and strateg y definition. * Identified best practices and mentored junior staff in database design, optimi zation, and performance tuning. * Trained new hires in broadband and DSL network architecture concepts. FUJITSU (DMR CONSULTING GROUP) * Edison, New Jersey * 1995-2001 Technology and systems integration consulting provider. Software Engineer Impacted corporate performance as development, maintenance, and production team member for enterprise applications in telecom billing, customer care, and fraud management. Oversaw performance analysis for production and testing. Designed an d implemented FastAccess DSL broadband network management and service provisioni ng system for BellSouth's 25 million customers as part of contracted consulting team. Evaluated scalability, resource availability, query optimization, performa nce tuning, and data recovery capacity of Oracle product. Produced logical/physi cal data models for reporting data warehouse * Achieved 100% uptime for corporate network servers in active directory environ ment. * Slashed migration time from quality assurance to production by 30% through int roduction of automated scripts and procedures. * Improved efficiency by creating reusable object model for provisioning and fau lt management of network elements, including DSLAM and ATM switch. EDUCATION / PROFESSIONAL DEVELOPMENT Master of Science in Computer Science & Engineering State University of New York * New Paltz, New York

SELECTED TECHNICAL PROFICIENCIES Moody's Risk Analyst * Oracle Financials* SAS 9.1.3 * Murex * Golden source * C alypso * Teradata SAS Risk Dimensions * Oracle GL* Netezza * IBM Banking DW * AIX * OS/390 * Oracl e 10g,11i COGNOS * DB2 * OLAP * MDX * SAS credit scoring for Banking * Websphere Cust omer Center * XML * Oracle 10g, 11i * PeopleSoft EPM * MS SQL Server 2005 * SAS EDI * SAS EBI * SAS CRMS * UNIX * PL/SQL * SQL * Perl * ER Studio * PROFESSIONAL AFFILIATIONS PRMIA, IEEE, ACM Global Association of Risk professionals (GARP)