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Legal Page

Confidentiality Agreement

The undersigned reader acknowledges that the information provided by _______________ in this
business plan is confidential; therefore, reader agrees not to disclose it without the express written
permission of _______________.
It is acknowledged by reader that information to be furnished in this business plan is in all respects
confidential in nature, other than information which is in the public domain through other means
and that any disclosure or use of same by reader, may cause serious harm or damage to
_______________.
Upon request, this document is to be immediately returned to _______________.
___________________
Signature
___________________
Name (typed or printed)
___________________
Date

This is a business plan. It does not imply an offering of securities.

Table of Contents

1.0 Executive Summary...............................................................................................................................1

Chart: Highlights..................................................................................................................................1
1.1 Objectives..........................................................................................................................................1
1.2 Mission...............................................................................................................................................2
1.3 Keys to Success..................................................................................................................................2
2.0 Company Summary...............................................................................................................................2
2.1 Company Ownership.........................................................................................................................2
2.2 Start-up Summary..............................................................................................................................2
Table: Start-up.....................................................................................................................................2
Chart: Start-up......................................................................................................................................3
3.0 Services..................................................................................................................................................3
4.0 Market Analysis Summary....................................................................................................................4
4.1 Market Segmentation.........................................................................................................................4
Table: Market Analysis........................................................................................................................4
Chart: Market Analysis (Pie)...............................................................................................................4
4.2 Target Market Segment Strategy.......................................................................................................5
4.3 Service Business Analysis.................................................................................................................5
4.3.1 Competition and Buying Patterns...............................................................................................5
5.0 Web Plan Summary...............................................................................................................................5
5.1 Website Marketing Strategy..............................................................................................................5
5.2 Development Requirements...............................................................................................................5
6.0 Strategy and Implementation Summary.................................................................................................5
6.1 SWOT Analysis.................................................................................................................................6
6.1.1 Strengths.....................................................................................................................................6
6.1.2 Weaknesses.................................................................................................................................6
6.1.3 Opportunities...............................................................................................................................6
6.1.4 Threats.........................................................................................................................................6
6.2 Competitive Edge...............................................................................................................................6
6.3 Marketing Strategy.............................................................................................................................6
6.4 Sales Strategy.....................................................................................................................................6
6.4.1 Sales Forecast..............................................................................................................................6
Table: Sales Forecast.......................................................................................................................6
Chart: Sales Monthly.......................................................................................................................7
Chart: Sales by Year........................................................................................................................7
6.5 Milestones..........................................................................................................................................8
Table: Milestones.................................................................................................................................8
Chart: Milestones.................................................................................................................................8
7.0 Management Summary..........................................................................................................................8
7.1 Personnel Plan....................................................................................................................................8
Table: Personnel...................................................................................................................................9
8.0 Financial Plan.........................................................................................................................................9
8.1 Start-up Funding................................................................................................................................9
Table: Start-up Funding.......................................................................................................................9
8.2 Important Assumptions....................................................................................................................10
8.3 Break-even Analysis........................................................................................................................10
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Table of Contents

Table: Break-even Analysis...............................................................................................................10

Chart: Break-even Analysis...............................................................................................................10
8.4 Projected Profit and Loss.................................................................................................................10
Table: Profit and Loss........................................................................................................................11
Chart: Profit Monthly.........................................................................................................................11
Chart: Profit Yearly............................................................................................................................12
Chart: Gross Margin Monthly............................................................................................................12
Chart: Gross Margin Yearly...............................................................................................................13
8.5 Projected Cash Flow........................................................................................................................13
Table: Cash Flow...............................................................................................................................13
Chart: Cash.........................................................................................................................................14
8.6 Projected Balance Sheet...................................................................................................................14
Table: Balance Sheet..........................................................................................................................14
8.7 Business Ratios................................................................................................................................15
Table: Ratios......................................................................................................................................15
Table: Sales Forecast...................................................................................................................................1
......................................................................................................................................................................1
Table: Personnel...........................................................................................................................................2
......................................................................................................................................................................2
Table: Profit and Loss..................................................................................................................................3
......................................................................................................................................................................3
Table: Cash Flow.........................................................................................................................................4
......................................................................................................................................................................5
Table: Balance Sheet....................................................................................................................................6

Page 2

Table of Contents

Page 1

pappuplan

1.0 Executive Summary

Chart: Highlights
Highlights

Sales
Gross Margin
Net Profit

FY 2012

FY 2013

FY 2014

1.1 Objectives

The make an online medical store which is easily accessiable to all the people around the
world having internet connection.

To create health awarness. We will have health seminars on different forums to ensure
health is made first priorities. This will help in creating
a sense of know how about health and also help people suffering from dieses to live a
normal life.

To expand the business of a medical store. By using technology along with the expertise
and skills, the idea is to increase the sales and market the store around the globe.
Considering at this point the sales increase by 5% as it is located in a small town but as the
store is now online it is channeled to every city in Pakistan making an increase of 20%.

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pappuplan

1.2 Mission
Medicine for everyone, anywhere!
/*To deliver health saving drugs to remote areas in order to provide ease of */
1.3 Keys to Success

Customer Support and Facilitation

On time delivery
Constant Feedback and system improvement
Qualified Doctor's input for expert system
Availability of drugs
Delivery Tracking
Continous Expansion Coverage diameter

2.0 Company Summary

Business location, a pharmaceutical shop, is currently located in a town Tando Muhammad
Khan. It's been there for more than 20 years. It serves people of town with quality medicine
and ensures maximum availability of them. According to plan, new business of e-commerce will
be found on basis of this stablized business.
2.1 Company Ownership
Company is a privately owned sole proprietorship. Online liabilities of company are equally
owned by all founding developers Syed Abid Hassan, Fariha Majeed, Anum Memon, Muhammad
Ahmed and Haisum Bhatti while ground based shops and pharamacy are property of Haisum
Bhatti.
2.2 Start-up Summary
As start up we would setup and e-commerce website, having integrated payment and order
tracking system. We will also hire a person who can do home deliveries of medicine and collect
payments. We would share money to purchase hosting.
Table: Start-up

Start-up
Requirements
Start-up Expenses
Stationery etc.
Rent
Computer
Other
Total Start-up Expenses

$10
$180
$20
$50
$260

Start-up Assets

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pappuplan

Cash Required
Start-up Inventory
Other Current Assets
Long-term Assets
Total Assets

$8,00
$400
$5,000
$0
$5,400

Total Requirements

$5,660

Chart: Start-up
Start-up
$6,000
$5,000
$4,000
$3,000
$2,000
$1,000
$0
Expenses

Assets

Investment

Loans

3.0 Services
The project will focus on retailing two things, that is:

Medicines
Expert Systems

The main aim for the project is to provide medicines via website where the consumer can order
and get it delivered at their residence.
We will be the distributor of the medicines that is going to be provided by the vendors directly.
The services that we will provide would focus on overcoming the deficiency of life saving drugs
at acute places.
In order to keep our inventory updated we will be in direct contact with the vendors.

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4.0 Market Analysis Summary

Market will first only focus on literate and customers with internet access first. Narrowly only
people living in city areas of TMK. We are focusing on these people because firstly, our business
location is familiar and in reach to them and secondly they're the ones who will get online and
order on web. Market growth will increase with effective marketing strategies and opening of
new of branches in city areas of Hyderabad, if TMK generates income.
4.1 Market Segmentation
Customers who are regular buyers from our pharmacy are estimated to buy from us regularly in
future and utilize our new E-Pharmacy system more than new customers.
New customers will possibly be attracted by fact that they would not have to go and purchase
medicine from shop, they will get them delivered to their door step.
Table: Market Analysis

Market Analysis
Potential Customers
Our Current Customers
New Customers who will buy
from web based interface
Other
Total

2011

2012

2013

2014

2015

60%
20%

1,500
300

2,400
360

3,840
432

6,144
518

9,830
622

60.00%
20.00%

20%
52.68%

200
2,000

240
3,000

288
4,560

346
7,008

415
10,867

20.02%
52.68%

Growth

CAGR

Chart: Market Analysis (Pie)

Market Analysis (Pie)

Our Current Customers

New Customers who will buy from web based interface
Other

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pappuplan

4.2 Target Market Segment Strategy

New customers are the most important market segment to capture. The reason being, current
customers are purchasing from us for a long time and they've developed a trust. New
customers shall be focused to develope same trust about company in them too. Current
customers are also important and we shall try our best to provide them more service
satisfaction than what is being provided now.
4.3 Service Business Analysis
Business of pharamacy is not a new business and we have many competitors accounting more
than 60 in city of TMK. Pruning away little fishes, big fish count is nearly 10. Our competition
will be with them, in start up. Later it may increase as we expand in to more cities.

4.3.1 Competition and Buying Patterns

Services are bought either on bases of personal relationships, nearness of shop or cheapness of
price.
One edge that we will have on competitors is that they don't utilize the idea of web presence
and home delivery. As mentioned above, two of three criterias on which services are bought i.e.
nearness of shop and cheapness of medicine is met by our E-Pharmacy and home delivery
system.

5.0 Web Plan Summary

Website will instill trust in the Web user to encourage inquiries and help build our professional
legitimacy. It will be core of our business. Website will have order tracking, feedback, contact,
and order booking modules. An expert system after being thoroughly tested for one or more
years shall be integrated into wesbite for further enhancement of business.
5.1 Website Marketing Strategy
Website marketing will be done through putting name of website on shoppers and shop bills.
Further small banners may be put on city's main locations advertising website as first ever ECommerce site dedicated for city of TMK.
5.2 Development Requirements
Development requirements include a developer, a webmaster, and hosting plan. Website's user
interface shall be developed in manner that even amateur users find no difficulty in positng
orders. Contact support and Order Tracking shall also be very clear to customers.
6.0 Strategy and Implementation Summary

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pappuplan

6.1 SWOT Analysis

6.1.1 Strengths

6.1.2 Weaknesses

6.1.3 Opportunities

6.1.4 Threats

6.2 Competitive Edge

6.3 Marketing Strategy

6.4 Sales Strategy

Sales prospects will be
6.4.1 Sales Forecast

Table: Sales Forecast

Sales Forecast
FY 2012

FY 2013

FY 2014

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

FY 2012
$0
$0
$0
$0

FY 2013
$0
$0
$0
$0

FY 2014
$0
$0
$0
$0

Sales
Row 1
Row 2
Row 3
Total Sales
Direct Cost of Sales
Row 1
Row 2
Row 3
Subtotal Direct Cost of Sales

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pappuplan

Chart: Sales Monthly

Sales Monthly

Row 1
Row 2
Row 3

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Chart: Sales by Year

Sales by Year

Row 1
Row 2
Row 3

FY 2012

FY 2013

FY 2014

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pappuplan

6.5 Milestones

Table: Milestones

Milestones
Milestone
Name me
Name me
Name me
Name me
Name me
Name me
Name me
Name me
Name me
Name me
Totals

Start Date
11/20/2011
11/20/2011
11/20/2011
11/20/2011
11/20/2011
11/20/2011
11/20/2011
11/20/2011
11/20/2011
11/20/2011

End Date
12/20/2011
12/20/2011
12/20/2011
12/20/2011
12/20/2011
12/20/2011
12/20/2011
12/20/2011
12/20/2011
12/20/2011

Budget
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0

Manager
ABC
ABC
ABC
ABC
ABC
ABC
ABC
ABC
ABC
ABC

Department
Department
Department
Department
Department
Department
Department
Department
Department
Department
Department

Chart: Milestones
Milestones
Name me
Name me
Name me
Name me
Name me
Name me
Name me
Name me
Name me
Name me
Nov `11

Dec

7.0 Management Summary

7.1 Personnel Plan

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pappuplan

Table: Personnel

Personnel Plan
FY 2012

FY 2013

FY 2014

Name or Title or Group

Name or Title or Group
Name or Title or Group
Total People

$0
$0
$0
0

$0
$0
$0
0

$0
$0
$0
0

Total Payroll

$0

$0

$0

8.0 Financial Plan

8.1 Start-up Funding

Table: Start-up Funding

Start-up Funding
Start-up Expenses to Fund
Start-up Assets to Fund
Total Funding Required

$260
$5,400
$5,660

Assets
Non-cash Assets from Start-up
Cash Requirements from Start-up
Additional Cash Raised
Cash Balance on Starting Date
Total Assets

$5,400
$8,00
$0
#VALUE!
$5,400

Liabilities and Capital

Liabilities
Current Borrowing
Long-term Liabilities
Accounts Payable (Outstanding Bills)
Other Current Liabilities (interest-free)
Total Liabilities

$0
$0
$0
$0
$0

Capital
Planned Investment
Owner
Investor
Additional Investment Requirement
Total Planned Investment

$0
$0
$5,660
$5,660

Loss at Start-up (Start-up Expenses)

Total Capital

($260)
$5,400

Total Capital and Liabilities

$5,400

Page 9

pappuplan

Total Funding

$5,660

8.2 Important Assumptions

8.3 Break-even Analysis

Table: Break-even Analysis

Break-even Analysis
Monthly Revenue Break-even

$0

Assumptions:
Average Percent Variable Cost
Estimated Monthly Fixed Cost

0%
$0

Chart: Break-even Analysis

Break-even Analysis
$11
$10
$9
$8
$7
$6
$5
$4
$3
$2
$1
$0
$0

$1

$2

$3

$4

$5

$6

$7

$8

$9

$10

$11

8.4 Projected Profit and Loss

Page 10

pappuplan

Table: Profit and Loss

Pro Forma Profit and Loss

FY 2012

FY 2013

FY 2014

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
0.00%

$0
0.00%

$0
0.00%

Payroll
Marketing/Promotion
Depreciation
Rent
Utilities
Insurance
Payroll Taxes
Other

$0
$0
$0
$0
$0
$0
$0
$0

$0
$0
$0
$0
$0
$0
$0
$0

$0
$0
$0
$0
$0
$0
$0
$0

Total Operating Expenses

$0

$0

$0

Profit Before Interest and Taxes

EBITDA
Interest Expense
Taxes Incurred

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
0.00%

$0
0.00%

$0
0.00%

Sales
Direct Cost of Sales
Other Costs of Sales
Total Cost of Sales
Gross Margin
Gross Margin %

Expenses

Net Profit
Net Profit/Sales

Chart: Profit Monthly

Profit Monthly

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Ap r

May

Jun

Jul

Aug

Page 11

pappuplan

Chart: Profit Yearly

Profit Yearly

FY 2012

FY 2013

FY 2014

Chart: Gross Margin Monthly

Gross Margin Monthly

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Ap r

May

Jun

Jul

Aug

Page 12

pappuplan

Chart: Gross Margin Yearly

Gross Margin Yearly

FY 2012

FY 2013

FY 2014

8.5 Projected Cash Flow

Table: Cash Flow

Pro Forma Cash Flow

FY 2012

FY 2013

FY 2014

$0
$0

$0
$0

$0
$0

$0
$0
$0
$0
$0
$0
$0
$0

$0
$0
$0
$0
$0
$0
$0
$0

$0
$0
$0
$0
$0
$0
$0
$0

FY 2012

FY 2013

FY 2014

$0
$0
$0

$0
$0
$0

$0
$0
$0

$0
$0

$0
$0

$0
$0

Cash Received
Cash from Operations
Cash Sales
Subtotal Cash from Operations
Additional Cash Received
Sales Tax, VAT, HST/GST Received
New Current Borrowing
New Other Liabilities (interest-free)
New Long-term Liabilities
Sales of Other Current Assets
Sales of Long-term Assets
New Investment Received
Subtotal Cash Received
Expenditures
Expenditures from Operations
Cash Spending
Bill Payments
Subtotal Spent on Operations
Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out
Principal Repayment of Current Borrowing

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pappuplan

Other Liabilities Principal Repayment

Long-term Liabilities Principal Repayment
Purchase Other Current Assets
Purchase Long-term Assets
Dividends
Subtotal Cash Spent
Net Cash Flow
Cash Balance

$0
$0
$0
$0
$0
$0

$0
$0
$0
$0
$0
$0

$0
$0
$0
$0
$0
$0

$0
#VALUE!

$0
#VALUE!

$0
#VALUE!

Chart: Cash
Cash
$3

$2

Net Cash Flow

Cash Balance
$1

$0
Sep

Nov
Oct

Jan
Dec

Mar
Feb

May
Apr

Jul
Jun

Aug

8.6 Projected Balance Sheet

Table: Balance Sheet

Pro Forma Balance Sheet

FY 2012

FY 2013

FY 2014

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

Assets
Current Assets
Cash
Inventory
Other Current Assets
Total Current Assets
Long-term Assets
Long-term Assets
Accumulated Depreciation
Total Long-term Assets
Total Assets

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pappuplan

Liabilities and Capital

FY 2012

FY 2013

FY 2014

Accounts Payable
Current Borrowing
Other Current Liabilities
Subtotal Current Liabilities

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

Long-term Liabilities
Total Liabilities

$0
$0

$0
$0

$0
$0

Paid-in Capital
Retained Earnings
Earnings
Total Capital
Total Liabilities and Capital

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

Net Worth

#VALUE!

#VALUE!

#VALUE!

Current Liabilities

8.7 Business Ratios

Table: Ratios

Ratio Analysis
FY 2012

FY 2013

FY 2014

Industry Profile

n.a.

n.a.

n.a.

0.00%

Inventory
Other Current Assets
Total Current Assets
Long-term Assets
Total Assets

#VALUE!
#VALUE!
#VALUE!
#VALUE!
100.00%

#VALUE!
#VALUE!
#VALUE!
#VALUE!
100.00%

#VALUE!
#VALUE!
#VALUE!
#VALUE!
100.00%

0.00%
100.00%
100.00%
0.00%
100.00%

Current Liabilities
Long-term Liabilities
Total Liabilities
Net Worth

#VALUE!
#VALUE!
#VALUE!
#VALUE!

#VALUE!
#VALUE!
#VALUE!
#VALUE!

#VALUE!
#VALUE!
#VALUE!
#VALUE!

0.00%
0.00%
0.00%
100.00%

100.00%
0.00%
0.00%
0.00%
0.00%

100.00%
0.00%
0.00%
0.00%
0.00%

100.00%
0.00%
0.00%
0.00%
0.00%

100.00%
0.00%
0.00%
0.00%
0.00%

0.00
0.00
#VALUE!
#VALUE!
#VALUE!

0.00
0.00
#VALUE!
#VALUE!
#VALUE!

0.00
0.00
#VALUE!
#VALUE!
#VALUE!

0.00
0.00
0.00%
0.00%
0.00%

Additional Ratios

FY 2012

FY 2013

FY 2014

Net Profit Margin

Return on Equity

0.00%
#VALUE!

0.00%
#VALUE!

0.00%
#VALUE!

Sales Growth
Percent of Total Assets

Percent of Sales
Sales
Gross Margin
Selling, General & Administrative Expenses
Advertising Expenses
Profit Before Interest and Taxes
Main Ratios
Current
Quick
Total Debt to Total Assets
Pre-tax Return on Net Worth
Pre-tax Return on Assets

n.a
n.a

Activity Ratios

Page 15

pappuplan

Inventory Turnover
Accounts Payable Turnover
Payment Days
Total Asset Turnover

0.00
0.00
0
#VALUE!

0.00
0.00
0
#VALUE!

0.00
0.00
0
#VALUE!

n.a
n.a
n.a
n.a

#VALUE!
0.00

#VALUE!
0.00

#VALUE!
0.00

n.a
n.a

#VALUE!
0.00

#VALUE!
0.00

#VALUE!
0.00

n.a
n.a

n.a.
#VALUE!
0.00
#VALUE!
0.00

n.a.
#VALUE!
0.00
#VALUE!
0.00

n.a.
#VALUE!
0.00
#VALUE!
0.00

n.a
n.a
n.a
n.a
n.a

Debt Ratios
Debt to Net Worth
Current Liab. to Liab.
Liquidity Ratios
Net Working Capital
Interest Coverage
Additional Ratios
Assets to Sales
Current Debt/Total Assets
Acid Test
Sales/Net Worth
Dividend Payout

Page 16

Appendix
Table: Sales Forecast

Sales Forecast
Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Row 1

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Row 2

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Row 3

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Total Sales

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Sales

Direct Cost of Sales

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Row 1

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Jul

Aug
$0

Row 2

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Row 3

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Subtotal Direct Cost of Sales

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Page 1

Appendix
Table: Personnel

Personnel Plan
Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Name or Title or Group

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Name or Title or Group

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Name or Title or Group

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Total People
Total Payroll

Jul

Aug

Page 2

Appendix
Table: Profit and Loss

Pro Forma Profit and Loss

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Sales

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Direct Cost of Sales

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Other Costs of Sales

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Total Cost of Sales

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Gross Margin

Jul

Aug

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

Payroll

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Marketing/Promotion

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Depreciation

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Rent

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Utilities

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Insurance

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

Total Operating Expenses

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Profit Before Interest and

Taxes
EBITDA

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Gross Margin %

Expenses

Payroll Taxes
Other

15%

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Interest Expense

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Taxes Incurred

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Net Profit
Net Profit/Sales

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

Page 3

Appendix
Table: Cash Flow

Pro Forma Cash Flow

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Cash Sales

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Subtotal Cash from Operations

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

New Other Liabilities (interestfree)

New Long-term Liabilities

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Sales of Other Current Assets

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Sales of Long-term Assets

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

New Investment Received

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Subtotal Cash Received

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Expenditures

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Cash Spending

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Bill Payments

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Subtotal Spent on Operations

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Sales Tax, VAT, HST/GST Paid Out

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Principal Repayment of Current

Borrowing
Other Liabilities Principal
Repayment
Long-term Liabilities Principal
Repayment
Purchase Other Current Assets

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Purchase Long-term Assets

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Dividends

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Subtotal Cash Spent

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

$0

Cash Received
Cash from Operations

Additional Cash Received

Sales Tax, VAT, HST/GST Received
New Current Borrowing

0.00%

Jul

Aug

Expenditures from Operations

Additional Cash Spent

Page 4

Appendix
Net Cash Flow
Cash Balance

$0
#VALUE!

$0
#VALUE!

$0
#VALUE!

$0
#VALUE!

$0
#VALUE!

$0
#VALUE!

$0
#VALUE!

$0
#VALUE!

$0
#VALUE!

$0
#VALUE!

$0
#VALUE!

$0
#VALUE!

Page 5

Appendix
Table: Balance Sheet

Pro Forma Balance Sheet

Assets

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

#VALUE!
$400
$5,000
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

$0
$0
$0
#VALUE!

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Starting
Balances

Current Assets
Cash
Inventory
Other Current Assets
Total Current Assets
Long-term Assets
Long-term Assets
Accumulated Depreciation
Total Long-term Assets
Total Assets
Liabilities and Capital
Current Liabilities
Accounts Payable
Current Borrowing
Other Current Liabilities
Subtotal Current Liabilities

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

$0
$0
$0
$0

Long-term Liabilities
Total Liabilities

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

$0
$0

Paid-in Capital
Retained Earnings
Earnings
Total Capital
Total Liabilities and Capital

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

$5,660
#VALUE!
$0
#VALUE!
#VALUE!

Net Worth

#VALUE!

#VALUE!

#VALUE!

#VALUE!

#VALUE!

#VALUE!

#VALUE!

#VALUE!

#VALUE!

#VALUE!

#VALUE!

#VALUE!

#VALUE!

Page 6