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Table of Contents
Table of Contents
Page 2
Dollar Store
Chart: Highlights
1.1 Objectives
1.
2.
3.
4.
Page 1
Dollar Store
1.2 Mission
The Dollar Store provides a variety of interesting merchandise options at bargain prices.
Dedicated to customer service the Dollar Store will give its patrons the kind of service that is
respectful and prompt. Employees of the Dollar Store will also be treated in a professional
manner with a rewarding work environment and fair compensation. The Dollar Store wants
each customer to feel as though he/she has gotten Fifth Avenue treatment at a bargain price.
1.3 Keys to Success
To succeed in this business we must:
Page 2
Dollar Store
Start-up Funding
Start-up Expenses to Fund
Start-up Assets to Fund
Total Funding Required
$13,000
$73,500
$86,500
Assets
Non-cash Assets from Start-up
Cash Requirements from Start-up
Additional Cash Raised
Cash Balance on Starting Date
Total Assets
$31,000
$42,500
$0
$42,500
$73,500
$0
$0
$6,000
$500
$6,500
Capital
Planned Investment
Ted Brinkman
Jim Spencer
Other
Additional Investment Requirement
Total Planned Investment
Loss at Start-up (Start-up Expenses)
Total Capital
$40,000
$30,000
$10,000
$0
$80,000
($13,000)
$67,000
$73,500
Total Funding
$86,500
Page 3
Dollar Store
Chart: Start-up
Table: Start-up
Start-up
Requirements
Start-up Expenses
Legal
Stationery, etc.
Brochures
Marketing consultants
Insurance
Rent
Building renovations
Expensed equipment
Other
Total Start-up Expenses
$300
$200
$500
$1,000
$200
$3,000
$5,000
$1,500
$1,300
$13,000
Start-up Assets
Cash Required
Start-up Inventory
Other Current Assets
Long-term Assets
Total Assets
$42,500
$20,000
$1,000
$10,000
$73,500
Total Requirements
$86,500
Page 4
Dollar Store
3.0 Products
The Dollar Store sells a variety of quality discount merchandise. The types of merchandise we
will carry will include items such as dishware, household goods, toys, cosmetics, candy,
greeting cards, and a list of items too exhaustive to list here. A dedicated staff is committed to
providing excellent customer service.
The merchandise is purchased from a variety of well-known manufacturers such as Procter &
Gamble, General Mills, American Greetings as well as a number of other generic branded
companies. Shipments arrive on a daily basis. We will continue to find new product lines that
can be added to our inventory.
We are able to sell products at very low prices, because we will purchase items from
discontinued lines, seconds, over runs, etc., that cannot be sold to a manufacturer's usual retail
customers.
4.0 Market Analysis Summary
We expect sales to increase steadily as consumers find that they can purchase a variety of
quality items at bargain prices. We intend to tap into the retail market with pricing that will
encourage quantity buying, and our pricing will attract consumers on fixed budgets.
Our target market is the lower income portion of the Bend and Redmond community. This
includes working class individuals, the elderly, and students, many of whom are price conscious
and looking to find a value for their dollar.
4.1 Market Segmentation
The market analysis pie chart shows potential customers and the company's target markets.
The Dollar Store intends to provide affordable shopping alternatives to working class families
with incomes under $25,000, for elderly people on fixed incomes, and also a large student
population that tend to be on strict budgets. Bend makes up the largest market segment. We
expect this market to grow at a rate of 10% per year. This market constitutes the general
public who are looking for affordable merchandise at bargain prices. Redmond constitutes the
second largest market with a fast growing retirement community. There are also many
bedroom communities that shop in the Bend area that will add to the percentage of consumers.
Table: Market Analysis
Market Analysis
Potential Customers
Growth
Elderly
Students
Working Class Families
Total
10%
10%
10%
10.00%
Year 1
Year 2
Year 3
Year 4
Year 5
40,000
20,000
50,000
110,000
44,000
22,000
55,000
121,000
48,400
24,200
60,500
133,100
53,240
26,620
66,550
146,410
58,564
29,282
73,205
161,051
CAGR
10.00%
10.00%
10.00%
10.00%
Page 5
Dollar Store
Page 6
Dollar Store
Page 7
Dollar Store
Sales Forecast
Year 1
Year 2
Year 3
Perishable Items
Non-Perishible Items
Total Sales
$113,500
$212,000
$325,500
$136,200
$254,400
$390,600
$163,440
$305,280
$468,720
Year 1
$56,750
$106,000
$162,750
Year 2
$68,100
$127,200
$195,300
Year 3
$81,720
$152,640
$234,360
Sales
Page 8
Dollar Store
5.4 Milestones
The milestone table shows how the responsibilities break down in the start up of our store. Ted
Brinkman will head up the drafting of the business plan and will conduct the drive to secure
funding. Jim Spencer will work to secure a site for the store and will handle the details with the
personnel plan. Our accountant Dick Garret will set up our accounting plan.
Table: Milestones
Milestones
Milestone
Business Plan
Secure Start Up Funding
Site Selection
Personal Plan
Accounting Plan
Totals
Start Date
1/1/2003
2/17/2003
3/1/2003
6/4/2003
7/8/2003
End Date
2/3/2003
4/3/2003
4/22/2003
6/21/2003
7/19/2003
Budget
$1,000
$500
$1,500
$500
$1,000
$4,500
Manager
Brinkman
Brinkman
Spencer
Spencer
Tollman
Department
Owner
Owner
Management
Management
Accounting
Page 9
Dollar Store
Chart: Milestones
Page 10
Dollar Store
Table: Personnel
Personnel Plan
Owner
Owner/Manager
Full Time
Full Time
Full Time
Full Time
Part Time
Part Time
Part Time
Part Time
Total People
Total Payroll
Year 1
Year 2
Year 3
$24,000
$30,000
$16,800
$16,800
$16,800
$16,800
$6,000
$6,000
$6,000
$6,000
10
$28,000
$31,500
$17,000
$17,000
$17,000
$17,000
$5,900
$5,900
$5,900
$5,900
10
$30,000
$33,000
$18,500
$18,500
$18,500
$18,500
$6,300
$6,300
$6,300
$6,300
10
$145,200
$151,100
$162,200
General Assumptions
Plan Month
Current Interest Rate
Long-term Interest Rate
Tax Rate
Other
Year 1
Year 2
Year 3
1
7.00%
20.00%
25.42%
0
2
7.00%
20.00%
25.00%
0
3
7.00%
20.00%
25.42%
0
Page 11
Dollar Store
Break-even Analysis
Monthly Revenue Break-even
$37,570
Assumptions:
Average Percent Variable Cost
Estimated Monthly Fixed Cost
50%
$18,785
Page 12
Dollar Store
Year 2
Year 3
$325,500
$325,500
$390,600
$390,600
$468,720
$468,720
$0
$3,000
$0
$0
$0
$0
$2,000
$330,500
$0
$0
$0
$0
$0
$0
$0
$390,600
$0
$0
$0
$0
$0
$0
$0
$468,720
Year 1
Year 2
Year 3
$145,200
$219,294
$364,494
$151,100
$235,193
$386,293
$162,200
$270,516
$432,716
$0
$100
$0
$0
$0
$0
$0
$364,594
$0
$1,200
$0
$0
$0
$0
$0
$387,493
$0
$1,200
$0
$0
$0
$0
$0
$433,916
($34,094)
$8,406
$3,107
$11,513
$34,804
$46,318
Cash Received
Cash from Operations
Cash Sales
Subtotal Cash from Operations
Additional Cash Received
Sales Tax, VAT, HST/GST Received
New Current Borrowing
New Other Liabilities (interest-free)
New Long-term Liabilities
Sales of Other Current Assets
Sales of Long-term Assets
New Investment Received
Subtotal Cash Received
Expenditures
Expenditures from Operations
Cash Spending
Bill Payments
Subtotal Spent on Operations
Additional Cash Spent
Page 13
Dollar Store
Chart: Cash
Page 14
Dollar Store
Page 15
Dollar Store
Year 2
Year 3
Sales
Direct Cost of Sales
Other Costs of Goods
Total Cost of Sales
$325,500
$162,750
$0
$162,750
$390,600
$195,300
$0
$195,300
$468,720
$234,360
$0
$234,360
Gross Margin
Gross Margin %
$162,750
50.00%
$195,300
50.00%
$234,360
50.00%
Payroll
Sales and Marketing and Other Expenses
Depreciation
Rent
Utilities
Insurance
Payroll Taxes
Other
$145,200
$12,000
$1,143
$36,000
$3,300
$3,600
$21,780
$2,400
$151,100
$0
$1,143
$0
$0
$0
$22,665
$0
$162,200
$0
$1,143
$0
$0
$0
$24,330
$0
$225,423
$174,908
$187,673
($62,673)
($61,530)
$34
$0
$20,392
$21,535
$161
$5,058
$46,687
$47,830
$77
$11,847
Net Profit
Net Profit/Sales
($62,707)
-19.26%
$15,173
3.88%
$34,763
7.42%
Expenses
Page 16
Dollar Store
Year 2
Year 3
$8,406
$23,650
$1,000
$33,056
$11,513
$21,615
$1,000
$34,128
$46,318
$25,938
$1,000
$73,256
$10,000
$1,143
$8,857
$41,914
$10,000
$2,286
$7,714
$41,843
$10,000
$3,429
$6,571
$79,827
Year 1
Year 2
Year 3
Accounts Payable
Current Borrowing
Other Current Liabilities
Subtotal Current Liabilities
$32,221
$2,900
$500
$35,621
$18,177
$1,700
$500
$20,377
$22,598
$500
$500
$23,598
Long-term Liabilities
Total Liabilities
$0
$35,621
$0
$20,377
$0
$23,598
$82,000
($13,000)
($62,707)
$6,293
$41,914
$82,000
($75,707)
$15,173
$21,466
$41,843
$82,000
($60,534)
$34,763
$56,229
$79,827
$6,293
$21,466
$56,229
Assets
Current Assets
Cash
Inventory
Other Current Assets
Total Current Assets
Long-term Assets
Long-term Assets
Accumulated Depreciation
Total Long-term Assets
Total Assets
Liabilities and Capital
Current Liabilities
Paid-in Capital
Retained Earnings
Earnings
Total Capital
Total Liabilities and Capital
Net Worth
Page 17
Dollar Store
Table: Ratios
Ratio Analysis
Year 1
Year 2
Year 3
Industry Profile
n.a.
20.00%
20.00%
6.06%
Inventory
Other Current Assets
Total Current Assets
Long-term Assets
Total Assets
56.43%
2.39%
78.87%
21.13%
100.00%
51.66%
2.39%
81.56%
18.44%
100.00%
32.49%
1.25%
91.77%
8.23%
100.00%
47.62%
28.89%
80.40%
19.60%
100.00%
Current Liabilities
Long-term Liabilities
Total Liabilities
Net Worth
84.99%
0.00%
84.99%
15.01%
48.70%
0.00%
48.70%
51.30%
29.56%
0.00%
29.56%
70.44%
17.64%
10.82%
28.46%
71.54%
100.00%
50.00%
69.26%
0.00%
-19.25%
100.00%
50.00%
46.12%
0.00%
5.22%
100.00%
50.00%
42.54%
0.00%
9.96%
100.00%
27.06%
9.93%
1.10%
3.24%
0.93
0.26
84.99%
-996.49%
-149.61%
1.67
0.61
48.70%
94.25%
48.35%
3.10
2.01
29.56%
82.89%
58.39%
3.98
1.18
41.68%
7.89%
13.53%
Additional Ratios
Year 1
Year 2
Year 3
-19.26%
-996.49%
3.88%
70.68%
7.42%
61.82%
n.a
n.a
10.84
7.62
28
7.77
8.63
12.17
42
9.33
9.86
12.17
27
5.87
n.a
n.a
n.a
n.a
5.66
1.00
0.95
1.00
0.42
1.00
n.a
n.a
($2,564)
-1,821.00
$13,752
126.66
$49,658
606.32
n.a
n.a
0.13
85%
0.26
51.73
0.00
0.11
49%
0.61
18.20
0.00
0.17
30%
2.01
8.34
0.00
n.a
n.a
n.a
n.a
n.a
Sales Growth
Percent of Total Assets
Percent of Sales
Sales
Gross Margin
Selling, General & Administrative Expenses
Advertising Expenses
Profit Before Interest and Taxes
Main Ratios
Current
Quick
Total Debt to Total Assets
Pre-tax Return on Net Worth
Pre-tax Return on Assets
Activity Ratios
Inventory Turnover
Accounts Payable Turnover
Payment Days
Total Asset Turnover
Debt Ratios
Debt to Net Worth
Current Liab. to Liab.
Liquidity Ratios
Net Working Capital
Interest Coverage
Additional Ratios
Assets to Sales
Current Debt/Total Assets
Acid Test
Sales/Net Worth
Dividend Payout
Page 18
Appendix
Table: Sales Forecast
Sales Forecast
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
$6,000
$12,000
$18,000
$6,500
$13,000
$19,500
$7,000
$14,000
$21,000
$7,500
$15,000
$22,500
$8,500
$17,000
$25,500
$9,000
$18,000
$27,000
$9,000
$18,000
$27,000
$9,000
$18,000
$27,000
$10,000
$19,000
$29,000
$12,000
$21,000
$33,000
$12,000
$21,000
$33,000
$17,000
$26,000
$43,000
Month 12
Sales
Perishable Items
Non-Perishible Items
Total Sales
Direct Cost of Sales
0%
0%
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Perishable Items
$3,000
$3,250
$3,500
$3,750
$4,250
$4,500
$4,500
$4,500
$5,000
$6,000
$6,000
$8,500
Non-Perishable Items
$6,000
$6,500
$7,000
$7,500
$8,500
$9,000
$9,000
$9,000
$9,500
$10,500
$10,500
$13,000
$9,000
$9,750
$10,500
$11,250
$12,750
$13,500
$13,500
$13,500
$14,500
$16,500
$16,500
$21,500
Page 1
Appendix
Table: Personnel
Personnel Plan
Owner
Owner/Manager
Full Time
Full Time
Full Time
Full Time
Part Time
Part Time
Part Time
Part Time
Total People
Total Payroll
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$2,000
$2,500
$1,400
$1,400
$1,400
$1,400
$500
$500
$500
$500
10
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
Page 2
Appendix
Table: General Assumptions
General Assumptions
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
10
11
12
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
7.00%
20.00%
20.00%
20.00%
20.00%
20.00%
20.00%
20.00%
20.00%
20.00%
20.00%
20.00%
20.00%
Tax Rate
30.00%
25.00%
25.00%
25.00%
25.00%
25.00%
25.00%
25.00%
25.00%
25.00%
25.00%
25.00%
Plan Month
Current Interest Rate
Other
Month 12
Page 3
Appendix
Table: Profit and Loss
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
$18,000
$19,500
$21,000
$22,500
$25,500
$27,000
$27,000
$27,000
$29,000
$33,000
$33,000
$43,000
$9,000
$9,750
$10,500
$11,250
$12,750
$13,500
$13,500
$13,500
$14,500
$16,500
$16,500
$21,500
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$9,000
$9,750
$10,500
$11,250
$12,750
$13,500
$13,500
$13,500
$14,500
$16,500
$16,500
$21,500
Gross Margin
$9,000
$9,750
$10,500
$11,250
$12,750
$13,500
$13,500
$13,500
$14,500
$16,500
$16,500
$21,500
Gross Margin %
50.00%
50.00%
50.00%
50.00%
50.00%
50.00%
50.00%
50.00%
50.00%
50.00%
50.00%
50.00%
Expenses
Payroll
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$95
$95
$95
$95
$95
$95
$95
$95
$95
$95
$95
$95
Rent
$3,000
$3,000
$3,000
$3,000
$3,000
$3,000
$3,000
$3,000
$3,000
$3,000
$3,000
$3,000
Utilities
$300
$300
$300
$300
$300
$300
$300
$300
$300
$300
$300
$0
Insurance
$300
$300
$300
$300
$300
$300
$300
$300
$300
$300
$300
$300
$1,815
$200
$1,815
$200
$1,815
$200
$1,815
$200
$1,815
$200
$1,815
$200
$1,815
$200
$1,815
$200
$1,815
$200
$1,815
$200
$1,815
$200
$1,815
$200
$18,810
$18,810
$18,810
$18,810
$18,810
$18,810
$18,810
$18,810
$18,810
$18,810
$18,810
$18,510
($9,810)
($9,060)
($8,310)
($7,560)
($6,060)
($5,310)
($5,310)
($5,310)
($4,310)
($2,310)
($2,310)
$2,990
EBITDA
($9,715)
($8,965)
($8,215)
($7,465)
($5,965)
($5,215)
($5,215)
($5,215)
($4,215)
($2,215)
($2,215)
$3,085
Interest Expense
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$18
$17
Taxes Incurred
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
Net Profit
($9,810)
($9,060)
($8,310)
($7,560)
($6,060)
($5,310)
($5,310)
($5,310)
($4,310)
($2,310)
($2,328)
$2,973
Net Profit/Sales
-54.50%
-46.46%
-39.57%
-33.60%
-23.77%
-19.67%
-19.67%
-19.67%
-14.86%
-7.00%
-7.05%
6.91%
Payroll Taxes
Other
15%
Page 4
Appendix
Table: Cash Flow
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Cash Sales
$18,000
$19,500
$21,000
$22,500
$25,500
$27,000
$27,000
$27,000
$29,000
$33,000
$33,000
$43,000
$18,000
$19,500
$21,000
$22,500
$25,500
$27,000
$27,000
$27,000
$29,000
$33,000
$33,000
$43,000
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$3,000
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$2,000
$0
$18,000
$19,500
$21,000
$22,500
$25,500
$27,000
$27,000
$27,000
$29,000
$33,000
$38,000
$43,000
Expenditures
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$12,100
$6,221
$6,931
$16,152
$17,965
$18,768
$21,013
$20,913
$20,115
$20,185
$22,318
$25,242
$23,472
$18,321
$19,031
$28,252
$30,065
$30,868
$33,113
$33,013
$32,215
$32,285
$34,418
$37,342
$35,572
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$100
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
Dividends
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$18,321
$19,031
$28,252
$30,065
$30,868
$33,113
$33,013
$32,215
$32,285
$34,418
$37,342
$35,672
($321)
$469
($7,252)
($7,565)
($5,368)
($6,113)
($6,013)
($5,215)
($3,285)
($1,418)
$658
$7,328
Cash Balance
$42,180
$42,649
$35,397
$27,832
$22,465
$16,352
$10,340
$5,125
$1,840
$421
$1,079
$8,406
Cash Received
Cash from Operations
0.00%
Page 5
Appendix
Table: Balance Sheet
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
$42,500
$20,000
$1,000
$63,500
$42,180
$11,000
$1,000
$54,180
$42,649
$10,725
$1,000
$54,374
$35,397
$11,550
$1,000
$47,947
$27,832
$12,375
$1,000
$41,207
$22,465
$14,025
$1,000
$37,490
$16,352
$14,850
$1,000
$32,202
$10,340
$14,850
$1,000
$26,190
$5,125
$14,850
$1,000
$20,975
$1,840
$15,950
$1,000
$18,790
$421
$18,150
$1,000
$19,571
$1,079
$18,150
$1,000
$20,229
$8,406
$23,650
$1,000
$33,056
$10,000
$0
$10,000
$73,500
$10,000
$95
$9,905
$64,084
$10,000
$190
$9,810
$64,183
$10,000
$286
$9,714
$57,661
$10,000
$381
$9,619
$50,826
$10,000
$476
$9,524
$47,013
$10,000
$571
$9,429
$41,631
$10,000
$667
$9,333
$35,523
$10,000
$762
$9,238
$30,213
$10,000
$857
$9,143
$27,932
$10,000
$952
$9,048
$28,619
$10,000
$1,048
$8,952
$29,181
$10,000
$1,143
$8,857
$41,914
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Starting Balances
Current Assets
Cash
Inventory
Other Current Assets
Total Current Assets
Long-term Assets
Long-term Assets
Accumulated Depreciation
Total Long-term Assets
Total Assets
Liabilities and Capital
Current Liabilities
Accounts Payable
Current Borrowing
Other Current Liabilities
Subtotal Current Liabilities
$6,000
$0
$500
$6,500
$6,395
$0
$500
$6,895
$15,554
$0
$500
$16,054
$17,342
$0
$500
$17,842
$18,067
$0
$500
$18,567
$20,315
$0
$500
$20,815
$20,242
$0
$500
$20,742
$19,445
$0
$500
$19,945
$19,445
$0
$500
$19,945
$21,475
$0
$500
$21,975
$24,471
$0
$500
$24,971
$22,361
$3,000
$500
$25,861
$32,221
$2,900
$500
$35,621
Long-term Liabilities
Total Liabilities
$0
$6,500
$0
$6,895
$0
$16,054
$0
$17,842
$0
$18,567
$0
$20,815
$0
$20,742
$0
$19,945
$0
$19,945
$0
$21,975
$0
$24,971
$0
$25,861
$0
$35,621
$80,000
($13,000)
$0
$67,000
$73,500
$80,000
($13,000)
($9,810)
$57,190
$64,084
$80,000
($13,000)
($18,870)
$48,130
$64,183
$80,000
($13,000)
($27,181)
$39,819
$57,661
$80,000
($13,000)
($34,741)
$32,259
$50,826
$80,000
($13,000)
($40,801)
$26,199
$47,013
$80,000
($13,000)
($46,111)
$20,889
$41,631
$80,000
($13,000)
($51,422)
$15,578
$35,523
$80,000
($13,000)
($56,732)
$10,268
$30,213
$80,000
($13,000)
($61,042)
$5,958
$27,932
$80,000
($13,000)
($63,352)
$3,648
$28,619
$82,000
($13,000)
($65,680)
$3,320
$29,181
$82,000
($13,000)
($62,707)
$6,293
$41,914
$67,000
$57,190
$48,130
$39,819
$32,259
$26,199
$20,889
$15,578
$10,268
$5,958
$3,648
$3,320
$6,293
Paid-in Capital
Retained Earnings
Earnings
Total Capital
Total Liabilities and Capital
Net Worth
Page 6