Professional Documents
Culture Documents
Problems with supply driven approach does not match with demand side the targetted urban poor
Become main actors and drivers at the realistic scale of the problems with support from more friendly, efficient and accessible finance
NGOs CDF.
Community Development Fund
proj.
Indi.
Conditions of first world. Market.
Com.
Bank
Company. Individual.
City-wide upgrading involving many possible city development actors and find various secured housing solutions for all communities in the city
On-site Upgrading Community
Row-house
Community
Land-sharing& reconstruction
Flat
Detach house
Municipality
Flat
Other dev.agencies
Resettlements
Row-housing
Mixed approach
Before Upgrading
After Upgrading
Before
After
Whole sale loan from CODI to community cooperatives and Development of sub-groups in new com. management
Interest 4%
CODI
Roles of subgroups
Group garantee Help each other Collect repayment
Subgroup management
Subgroup saving fund Daily savings collection Monthly meeting Help members who cant pay
Community Cooperatives on lend to members at 5-6 % interest using margin for community development, management and welfare
Community people are actively planning to upgrade and changing slums to proper settlements The poor themselves are best actors
Picture from ACCA Program now implementing in 140 cities around Asia Picture from Myanmar, Vietnam, Fiji and Thailand
Some community upgrading, housing projects from Vietnam, Laos, Cambodia, Myanmar (with
support of only 40,000 USD as housing loans to community and City Development Fund)