Professional Documents
Culture Documents
INNOVATIONS
IN MICROFINANCE
conference on microfinance
July 24 - 25, 2008 * Asian Development Bank, Manila, Philippines
Edited by Foxit PDF Editor
Copyright (c) by Foxit Software Company, 2004 - 2007
For Evaluation Only.
LIFE Series
Living
In
Fellowship with
CHRIST for
Eternity
LIFE Series
a book and training
program for
character building,
discipleship and
leadership
The Gawaing Bahay materials were
designed for those who:
Know and do household chores
have very little time doing much
independent study
have finished only elementary or high
school
used to listening and watching soap operas
on radio and TV.
The book is for those who are 9 to 70 years
old
Who uses Gawaing Bahay or Household
Chores?
microfinance clients and their family
members
Head office and branch staff
Some staff in Catholic schools
Baguio City as Character City
Community
Development
Capacity Gender and
Building Development
Project PARTNERSHIP…
EMPOWERING WORKFORCE
Through COMMUNITY
ORGANIZATION (EICO)
- 12 Villages in Nueva Ecija
- Minimum Basic Needs (MBN)
Approach
Capacity Building Program for Sustainable
Community Driven Development
Community
Development
Capacity Gender and
Building Development
Expansion of areas
( 4 new villages/2 old areas)
Issue Based Approach
Issue based Community Organization (
IBCO)
1.Integration
2. Social Investigation
3. Tentative Planning
4. Groundworking
5. Pre-action Meeting
6. Roleplaying
7. Mobilization
8.Reflection
9. Evaluation
10. Organization building
Community Organization
( formation of community action groups)
Hand-on Training
Program
Paralegal
Sta. Monica 15 75
San Roque 9 45
Mayamot 9 75
Valeriana 6 75
Camajuan 15 100
Panabingan 5 85
Nauzon 37 185
Barangay No. of Maintained Nauzon & Spring and Water Ps. 700,000.00
Pumps San Isidro Development Per project
Laur
Mayamot 1
San Eustacio 1
San Roque 1
Sta. Monica 1
Bagong Buhay 1
Total 5
Construction of Day Care Center Ps 397, 105.88 Ps 367 ,105.88 Ps 30, 000
(Dianawan)
Construction of School Building for Ps 347 .947.00 Ps 255, 047 Ps 92, 900
(Galintuja)
Renovation of Day Care Center (Punglo) Ps 138, 342.50 Ps 107, 613.5 Ps 23,765
Renovation of water System for Barangay Ps 219, 875.00 Ps 165, 375 Ps 54, 500
Punglo
Renovation of Pacugao Bridge Ps 840, 000.00 Ps 300, 000 Ps 500 ,000 LGU
(Kadayakan) Ps 40, 000-Kadayakan
& Bayanihan
Rehabilitation of
Kadayacan Bridge Project
( Ps. 1.5 M )
COMMUNITY Partnerships/
SOCIAL/RELATIONS BUILDING LINKAGES
Partnerships &
Linkages
MARRIAGE
ENRICHMENT
COURSE A
•People Organizations,
Cooperatives, Associations
( Farmer, women, youth)
L •Barangay Officers
P
H
A
Course
“Gawaing Bahay Series…
Partnerships with TSKI &
HSPFI & other agencies for
the IP programme
Luzon-
ASKI- Igorot
Visayas-
TSKI- Ati
Mindanao- HSPFI-
Higaonon
An Eye on the
OLD AREAS
Consolidation Activities
Pre Assessment Workshop
Needs Assessment
Regular Monitoring &
Evaluation
Baking Seminar
Simple Bookkeeping
Ecological & Sustainable
Crop Production
Exposure Trip
Small-Scale Infrastructures
Gingoog
Consolidation Activities
Organizational Diagnosis
using OCSAT
Regular Monitoring &
Evaluation
Conflict Management
Parliamentary Procedures
Small-Scale Infrastructures
Community Outreach
Simple Bookkeeping
Brief Report on
Indigenous Peoples
Interventions
“A Work of Challenge & Heart”
(The HSPFI ComDev Team)
Indigenous Peoples in General
There is no accurate information regarding the population of this
group as of now. It is then a standard to approximate its number to
about 10% of the population of the Philippines, that is 85 Million,
according to the government. Approximately, 8.5 Million Indigenous
Peoples inhabitants are existing. Cutting up, 33% part is in Luzon, 6%
is in Visayas which is scattered and the majority of 61% in in Mindanao.
Taytay sa Kauswagan,
Inc.
Community-Based
Entrepreneurship
Development Program
(CBEDP)
AusAID and OI-Australia
A TYPICAL PHILIPPINE COMMUNITY
Rationale
The CBEDP was conceptualized due to
the need to reach the poorest of the
poor by providing opportunities for
the creation of sustainable community
enterprises, that would promote the
creation of jobs for the poorest and an
integrated approach for the well being
of the whole community
Taytay sa Kauswagan,
Inc.
COMMUNITY-BASED ENTREPRENEURSHIP
DEVELOPMENT PROGRAM (CBEDP)
( Microfinance BDS Program )
A Conceptual Framework
Situational Analysis
(PRCA) Development of the
Enterprise
Participatory Community
Development Planning Entrepreneurship
Sustaining the Viability
Project Proposal of the Enterprise
Making
Development of the
Project Management Support System
Three Major Interventions
• Community Empowerment
Taytay sa Kauswagan,
Inc.
Community Empowerment
• Provide capability for leadership
• Training on management skills
• Inclusion of transformational
program
Taytay sa Kauswagan,
Inc.
1.Organizing Community for
Planning & PRRA
Transect Mapping
Household interview
Situational Analysis
Taytay sa Kauswagan,
Inc.
2.Participatory Development
Planning
Formulation of development plans
Taytay sa Kauswagan,
Inc.
3.Project Management
Taytay sa Kauswagan,
Inc.
Community Enterprises (OTOP)
Shell Accessories – Yapak, Boracay
Taytay sa Kauswagan,
Inc.
Community Enterprises (OTOP)
Hand woven products – Salngan, Oton
Taytay sa Kauswagan,
Inc.
Community Enterprises (OTOP)
Abaca fiber based products – Tuburan, Janiuay
Taytay sa Kauswagan,
Inc.
Community Enterprises (OTOP)
Squid based products – Nipa, Concepcion
Taytay sa Kauswagan,
Inc.
Enterprise Development
• Develop quality
• Develop product (ie designs and product line)
BEFORE AFTER
Taytay sa Kauswagan,
Inc.
Enterprise Development
• Capacity enhanced to meet large orders
Skills Training
Shell Processing
Loom weaving
Abaca Fiber weaving
Taytay sa Kauswagan,
Inc.
Enterprise Development
• Marketing and linkages to new local and
external markets
Taytay sa Kauswagan,
Inc.
Program
Impact
Impact on Enterprise
• Increased income ( P2,000/month to P4,000 )
Taytay sa Kauswagan,
Inc.
Jobs Generated
Community Before Present Jobs %
Generated
Tungay, Sta. 104 123 19 18 %
Barbara
Salngan, Oton 4 24 20 500 %
Tuburan, 1 20 19 190 %
Janiuay
Yapak, Boracay 9 24 15 16 %
Qui-anan, San 45 55 10 22 %
Joaquin
Nipa, 20 35 15 75 %
Concepcion
TOTAL 183 281 98 53 %
Taytay sa Kauswagan,
Inc.
Loan Releases
Community CBE # of Members Total Loan
Identity/Name Released
Taytay sa Kauswagan,
Inc.
Community Participation
Community Population # of Households Average Pax (
Trngs/Activities)
Taytay sa Kauswagan,
Inc.
Impact on Health
• Access to health services and
medicines within their community
• Removal from the list of top three
communities with highest
incidence of malnourished children
LGU-Oton Feb report series 2007
Taytay sa Kauswagan,
Inc.
Impact on Infrastructure
• Water System established
From shallow well to water reservoir
Yapak, Boracay
Taytay sa Kauswagan,
Inc.
Impact on Infrastructure
• Roads well-paved
• Production center built
• Barangay Hall constructed
Barangay road in Nipa, Concepcion
Taytay sa Kauswagan,
Inc.
Restored dignity
• Pride of the town
Inclusion of their community as a tourist
destination of the town highlighting their
Enterprise.
Taytay sa Kauswagan,
Inc.
Serves as a model community
• Cooperation and hard work
makes a difference
Cited as an “Innovative model”
for poverty alleviation for
depressed communities by
government institution
Taytay sa Kauswagan,
Inc.
Strengthens stakeholders’
linkages
• Allocation of budget for OTOP
• Increased awareness on TSKI’s
sincerity in poverty alleviation
• Increased possibility of
programs sustainability
Taytay sa Kauswagan,
Inc.
Stakeholders’ Conference
“Together, we
can make a
difference”