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0 Executive Summary The purpose of this business plan is to raise $200,000 for the development of a mattress retailer while showcasing the expected financials and operations over the next three years. Mattress Store, Inc. (the Company) is a New York based corporation that will provide sales and delivery of mattresses to customers in its targeted market. The Company was founded in 2008 by John Doe. 1.1 Products and Services The Mattress Store will deal exclusive in mattress and bedding products. Mr. Doe is currently sourcing an extensive variety of mattress products that allow consumers of all economic levels to purchase quality bedding products that provide a comfortable and healthy night of sleep. The business also provides complete delivery and installation services for all mattress products sold through the Companys location. The third section of the business plan will further describe the services offered by the Mattress Store. 1.2 The Financing Mr. Doe is seeking to raise $200,000 from as a bank loan. The interest rate and loan agreement are to be further discussed during negotiation. This business plan assumes that the business will receive a 10 year loan with a 9% fixed interest rate. 1.3 Mission Statement Mr. Doe is seeking to develop a high visibility location that will provide outstanding sales and service support for people that want to purchase mattress and bedding products. 1.4 Mangement Team The Company was founded by John Doe. Mr. Doe has more than 10 years of experience in the retail management industry. Through his expertise, he will be able to bring the operations of the business to profitability within its first year of operations. 1.5 Sales Forecasts Mr. Doe expects a strong rate of growth at the start of operations. Below are the expected financials over the next three years.

1.6 Expansion Plan The Founder expects that the business will aggressively expand during the first three years of operation. Mr. Doe intends to implement marketing campaigns that will effectively target individuals within the target market. 2.0 Company and Financing Summary 2.1 Registered Name and Corporate Structure Mattress Store, Inc. The Company is registered as a corporation in the State of New York. 2.2 Required Funds At this time, the Mattress Store requires $200,000 of debt funds. Below is a breakdown of how these funds will be used:

2.3 Investor Equity Mr. Doe is not seeking an investment from a third party at this time. 2.4 Management Equity John Doe owns 100% of the Mattress Store, Inc. 2.5 Exit Strategy If the business is very successful, Mr. Doe may seek to sell the business to a third party for a significant earnings multiple. Most likely, the Company will hire a qualified business broker to sell the business on behalf of the Mattress Store. Based on historical numbers, the business could fetch a sales premium of up to 4 times earnings. 3.0 Products and Services Below is a description of the mattress products offered by the Company. 3.1 Sales of Mattresses The primary source of revenue for the business will be the sale of mattresses. The Company will carry a number of brand name mattress manufacturers, including, but not limited to:

3.2 Mattress Delivery Services The Mattress Store will also offer its customers delivery services, mattress removal service, and installation of all mattress products purchased from the Companys retail location. Additional handling fees will be accessed to a customers account if the bedding products have complicated installation services required. Management is currently sourcing a number of local delivery companies that the business will use for local delivery and installation of its mattress products. 4.0 Strategic and Market Analysis 4.1 Economic Outlook This section of the analysis will detail the economic climate, the mattress retailing industry, the customer profile, and the competition that the business will face as it progresses through its business operations. Currently, the economic market condition in the United States is moderate. The meltdown of the sub prime mortgage market coupled with increasing gas prices has led many people to believe that the US is on the cusp of an economic recession. 4.2 Industry Analysis The retail sale of mattresses generates more than $8 billion dollars a year of sales within the United States. Since 1998, the industry has had sales growth of more than 22%, which is slightly higher than the growth of the general economy. Mattress sales account for almost 20% of all furniture sold each year. Approximately 50,000 people are employed within the mattress manufacturing, wholesaling, and retailing industries. 4.3 Customer Profile In this section of the analysis, you should describe the type of customer you are seeking to acquire. These traits include income size, type of business/occupation; how far away from your business is to your customer, and what the customer is looking for. In this section, you can also put demographic information about your target market including population size, income demographics, level of education, etc. 4.4 Competitive Analysis This is one of the sections of the business plan that you must write completely on your own. The key to writing a strong competitive analysis is that you do your research on the local competition. Find out who your competitors are by searching online directories and searching in your local Yellow Pages. If there are a number of competitors in the same industry (meaning that it is not feasible to describe each one) then showcase the number of businesses that compete with you, and why your business will provide customers with service/products that are of better quality or less expensive than your competition. 5.0 Marketing Plan Mattress Store, Inc. intends to maintain an extensive marketing campaign that will ensure maximum visibility for the business in its targeted market. Below is an overview of the marketing strategies and objectives of the Company. 5.1 Marketing Objectives Establish authorized dealership relationships with mattress manufacturers. Implement a local campaign with the Companys targeted market via the use of flyers, local newspaper advertisements, and word of mouth advertising.

Develop an online presence by developing a website and placing the Companys name and contact information with online directories.

5.2 Marketing Strategies Mr. Doe intends on using a number of marketing strategies that will allow the Mattress Store to easily target men and women within the target market. These strategies include traditional print advertisements and ads placed on search engines on the Internet. Below is a description of how the business intends to market its services to the general public. The Mattress Store will also use an internet based strategy. This is very important as many people seeking local retailers, such as mattress stores, now the Internet to conduct their preliminary searches. Mr. Doe will register Mattress Store, Inc. with online portals so that potential customers can easily reach the business. The Company will also develop its own online website showcasing the Companys location, product lines carried, and relevant sales/contact information. Mr. Doe will also develop authorized dealer relationships with its manufacturing partners so that they list the Mattress Store location in their directories of where people can purchase their brand name mattresses. In time, this will become an invaluable marketing resource for the business. 5.3 Pricing In this section, describe the pricing of your services and products. You should provide as much information as possible about your pricing as possible in this section. However, if you have hundreds of items, condense your product list categorically. This section of the business plan should not span more than 1 page.