Q4 2010-11

FORM L-1-A-RA
Name of the Insurer: HDFC Standard Life Insurance Co. Ltd.

Registration No. and Date of Registration with the IRDA : 101
23rd October 2000
REVENUE ACCOUNT FOR THE YEAR ENDED 31st March, 2011
Policyholders Account (Technical Account)
Particulars
Premiums earned - net

(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
Income from Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/ redemption of Investments)
(d) Transfer/Gain on revaluation/change in fair value*
(e) Appropriation/Expropriation Adjustment Account
(f) Amortisation of (premium)/discount on investments
Contribution from the Shareholders' Account
Other Income
(a) Service Tax recovery
(b) Others
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Bad debts written off
Provision for Tax
Fringe Benefit Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Terminal Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross**
Linked Liability
Non linked Liability
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C)
APPROPRIATIONS
Transfer to Shareholders Account
Transfer to Other Reserves
Funds for future appropriation - Provision for lapsed
policies unlikely to be revived
Balance being Funds For Future Appropriations
Surplus in Revenue Account transferred to Balance Sheet
pending recommendation for allocation from Appointed
Acturary till year end.
Transfer to Balance Sheet being "Deficit in the Revenue
Account (Policyholders Account)"
TOTAL (D)
Schedule
Upto the quarter

For the quarter
For the quarter Upto the quarter
ended 31st March, ended 31st March, ended 31st March, ended 31st March,
2010
2010
2011
2011
(`'000)
(`000)
(`000)
(`000)
L-4
L-5
L-6
L-7
Notes:
* Represents the deemed realised gain as per norms specified by the Authority
** Represents changes in the mathematical reserves after allocation of bonus
The total surplus as mentioned below :
(a) Interim Bonuses Paid:
(b) Terminal Bonuses Paid:
(c) Allocation of Bonus to policyholders:
(d) Surplus shown in the Revenue Account:
(e) Total Surplus: [(a)+(b)+(c)+(d)]
32,462,307
(153,850)
90,041,725
(494,556)
26,117,986
(154,474)
70,051,044
(494,720)
2,474,677
3,866,656
(434,737)
(14,582,681)
(431,993)
37,135
1,427,965
9,204,070
18,714,990
(1,377,977)
(5,771,152)
(302,114)
90,464
2,005,656
1,611,628
4,785,264
(504,811)
(798,278)
35,291
(7,023)
1,552,591
6,214,217
9,455,158
(1,641,870)
42,832,799
413,649
(45,764)
3,559,448
23,203
28,539
24,717,221
87,319
85,716
112,284,141
1,573,824
3,755,808
-
4,768,115
14,952,066
-
5,329,632
7,060,748
1,235
2,415
4,727,702
6,833,802
(130,122)
18,495,780
891,809
446,326
124,653
(398,218)
(17,477)
736,525
891,809
1,235
2,415
2,144,404
891,809
3,039,863
19,682
21,183
32,679,039
101,601
87,441
130,533,003
19,720,181
28,309,074
1,688
3,435
1,662,899
4,343,496
(12,597)
5,993,798
4,664,606
586
1,594
20,231,561
13,378,943
1,013
2,725
50,642,826
13,261,680
(324,552)
91,894,151
669,809
17,150,707
4,418,856
(131,495)
26,104,854
580,387
86,648,507
8,615,447
(254,601)
108,392,034
1,909,409
5,254,973
14,976,588
-
446,326
-
213,691
472,930
-
1,490,275
427,135
156,321
210,375
532,861
903,618
(1,693,927)
669,809
1,688
3,435
2,144,404
669,809
2,819,336
580,387
1,909,409
586
1,594
1,582,529
580,387
2,165,096
1,013
2,725
1,582,529
1,909,409
3,495,676
FORM L-2-A-PL
23rd October 2000
PROFIT & LOSS ACCOUNT FOR THE YEAR ENDED 31st March, 2011
Shareholders Account (Non-technical Account)
Particulars
Amounts transferred from the Policyholders Account (Technical

Account)
Income From Investments
(a) Interest, Dividends & Rent Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/ redemption of investments)
(d) Transfer / gain on revaluation / change in fair value
(e) Amortisation of (premium)/discount on investments
Other Income
TOTAL (A)
Expenses other than those directly related to the insurance
Bad debts written off
Transfer to Policyholders' fund
Provisions (Other than taxation)
(a) For diminution in the value of investments (Net)
(b) Provision for doubtful debts
(c) Others
TOTAL (B)
Profit/ (Loss) before tax
Provision for Taxation
Profit / (Loss) after tax
APPROPRIATIONS
(a) Balance at the beginning of the year
(b) Interim dividends paid during the year
(c) Proposed final dividend
(d) Dividend distribution tax
(e) Transfer to reserves/ other accounts
Transfer to liabilities on account of Employee benefits
Profit / (Loss) carried forward to the Balance Sheet
Schedule
For the quarter

Upto the quarter
For the quarter
Upto the quarter
ended 31st March, ended 31st March, ended 31st March, ended 31st March,
2011
2011
2010
2010
(`'000)
(`'000)
(`'000)
(`'000)
446,326
446,326
213,691
472,930
108,028
16,607
(60)
(163)
9
570,747
399,900
183,531
(1,697)
(3,042)
29
1,025,047
80,860
36,385
(487)
(703)
3,167
332,913
289,102
49,152
(487)
(2,634)
3,522
811,585
7,970
1,427,965
9,412
2,005,656
203
1,552,591
3,981
3,559,448
1,435,935
2,015,068
1,552,794
3,563,429
(865,188)
(865,188)
(990,021)
(990,021)
(1,219,881)
(1,219,881)
(2,751,844)
(2,751,844)
(14,789,800)
-
(14,664,966)
-
(13,445,085)
-
(11,913,122)
-
(15,654,988)
(15,654,987)
(14,664,966)
(14,664,966)
FORM L-3-A-BS
23rd October 2000
BALANCE SHEET AS AT 31st March, 2011
Schedule
As at
31st March, 2011
(`'000)
As at
31st March, 2010
(`'000)
SOURCES OF FUNDS
SHAREHOLDERS FUNDS:
SHARE CAPITAL
RESERVES AND SURPLUS
CREDIT/[DEBIT] FAIR VALUE CHANGE
ACCOUNT
Sub-Total
BORROWINGS
POLICYHOLDERS FUNDS:
CREDIT/[DEBIT] FAIR VALUE CHANGE
ACCOUNT
POLICY LIABILITIES
INSURANCE RESERVES
PROVISION FOR LINKED LIABILITIES
L-8, L-9
19,948,801
19,680,000
L-10
2,206,790
552,892
(350)
L-11
Sub-Total
Funds for Future Appropriations
Funds for future appropriation - Provision for
lapsed policies unlikely to be revived
184,435
22,155,241
-
20,417,327
-
(15,447)
51,233,325
205,231,336
205,087
37,666,908
155,217,800
256,449,214
193,089,795
1,917,148
1,490,013
2,555,106
1,064,831
283,076,709
216,061,966
TOTAL
APPLICATION OF FUNDS
INVESTMENTS
Shareholders
Policyholders
L-12
L-13
6,999,708
53,349,840
6,304,757
43,415,382
ASSETS HELD TO COVER LINKED
L-14
205,231,336
155,217,800
LOANS
L-15
331,239
40,366
FIXED ASSETS
L-16
2,395,729
1,143,777
CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
L-17
L-18
3,837,312
6,770,283
10,607,595
3,030,176
4,917,758
7,947,934
L-19
L-20
13,037,550
150,102
13,187,652
(2,580,057)
12,485,399
187,617
12,673,016
(4,725,082)
CURRENT LIABILITIES
PROVISIONS
Sub-Total (B)
NET CURRENT ASSETS (C) = (A B)
MISCELLANEOUS EXPENDITURE (to the
extent not written off or adjusted)
DEBIT BALANCE IN PROFIT & LOSS
ACCOUNT (Shareholders Account)
DEBIT BALANCE IN REVENUE ACCOUNT
(Policyholders' Account)
TOTAL
L-21
15,654,987
14,664,966
1,693,927
283,076,709
216,061,966
CONTINGENT LIABILITIES
Particulars
1) Partly paid-up investments

2) Claims, other than against policies, not
acknowledged as debts by the company
3) Underwriting commitments outstanding (in
respect of shares and securities)
4) Guarantees given by or on behalf of the
5) Statutory demands/ liabilities in dispute, not
provided for
6) Reinsurance obligations to the extent not
provided for in accounts
7) Others
TOTAL
As at
31st March, 2011
(`'000)
4,838
7,001,010
7,005,848
As at
31st March, 2010
(`'000)
6,370
2,990,733
2,997,103
FORM L-4-PREMIUM SCHEDULE

For the quarter ended 31st March, 2011
(`000)
Non Participating
Participating
Life
Particulars
(a) First Year Premium
(b) Renewal Premium
(c) Single Premium
Sub Total
(d) Reinsurance ceded
(e) Reinsurance accepted
1,510,176
3,091,270
22,829
4,624,275
(9,838)
-
Sub Total
4,614,437
Non Participating
Group Pension
42,905
93,471
1,025,520
1,161,896
(55,104)
1,106,792
277,000
277,000
-
Non Participating
Participating
Life
Non Participating
Group Pension
277,000
Annuity
33,011
33,011
33,011
Participating
Pension
174,881
407,110
6,047
588,038
588,038
Unit linked life Health

Individual
1,893
5,911
7,804
(1,332)
6,472
7,122,316
9,622,666
1,866,842
18,611,824
(87,576)
18,524,248
Unit linked
Pension Individual
157,900
4,259,567
1,015,157
5,432,624
5,432,624
Unit linked life Group
Unit linked
Pension - Group
1,485,007
1,485,007
1,485,007
175,593
65,235
240,828
240,828
Unit linked
Pension - Group
Total Policyholders

Particulars
Total Policyholders
10,670,671
17,545,230
4,246,406
32,462,307
(153,850)
32,308,457
(`000)
Annuity
Participating
Pension

Individual
Unit linked
Pension Individual

(b) Renewal Premium
(c) Single Premium
Sub Total
1,292,421
2,183,658
11,495
3,487,573
(9,939)
-
50,114
64,998
90,346
205,457
(45,137)
-
94,428
94,428
-
26,924
418,089
10,114
455,127
-
14,046
3,190
17,235
(2,069)
-
5,323,362
7,262,896
47,879
12,634,136
(97,329)
-
2,008,674
3,681,198
1,383,307
7,073,179
-
1,618,666
1,618,666
-
483,848
48,337
532,185
-
10,818,054
13,662,364
1,637,568
26,117,986
(154,474)
-
Sub Total
3,477,634
160,320
94,428
455,127
15,166
12,536,808
7,073,179
1,618,666
532,185
25,963,512
Non Participating
Participating
Life
Non Participating
Group Pension
Unit linked
Pension - Group
Total Policyholders
For the year ended 31st March, 2011

Particulars
(`000)
Annuity
Participating
Pension

Individual
Unit linked
Pension Individual

(b) Renewal Premium
(c) Single Premium
Sub Total
3,505,451
9,341,148
50,436
12,897,035
(34,649)
-
169,348
319,025
1,223,788
1,712,161
(192,870)
-
277,000
277,000
-
65,625
65,625
-
326,434
786,450
23,678
1,136,562
-
16,101
17,117
33,218
(5,118)
-
19,091,358
27,426,347
4,104,426
50,622,131
(261,919)
-
5,998,655
11,354,713
1,457,805
18,811,173
-
2,989,391
2,989,391
-
1,293,764
203,665
1,497,429
-
33,390,502
49,448,465
7,202,758
90,041,725
(494,556)
-
Sub Total
12,862,386
1,519,291
277,000
65,625
1,136,562
28,100
50,360,212
18,811,173
2,989,391
1,497,429
89,547,169
Non Participating
Participating
Life
Non Participating
Group Pension
Unit linked
Pension - Group
Total Policyholders

Particulars
(`000)
Annuity
Participating
Pension

Individual
Unit linked
Pension Individual

(b) Renewal Premium
(c) Single Premium
Sub Total
4,777,386
5,677,648
34,467
10,489,501
(34,657)
-
150,637
219,426
367,153
737,216
(159,747)
-
138,251
138,251
-
107,193
751,980
36,250
895,423
-
39,302
15,021
54,323
(6,832)
-
14,649,189
20,699,035
319,983
35,668,207
(293,484)
-
5,136,846
8,906,675
1,840,058
15,883,579
-
4,387,744
4,387,744
-
1,657,124
139,676
1,796,800
-
30,905,421
36,409,461
2,736,162
70,051,044
(494,720)
-
Sub Total
10,454,844
577,469
138,251
895,423
47,491
35,374,723
15,883,579
4,387,744
1,796,800
69,556,324
FORM L-5 - COMMISSION SCHEDULE

COMMISSION EXPENSES
Particulars
Commission paid
Direct - First year premiums
- Renewal premiums
- Single premiums
Sub Total
Add: Commission on Re-insurance Accepted
Less: Commission on Re-insurance Ceded
Net Commission
(`000)
Participating
463,593
95,701
399
559,693
559,693
Non Participating
Life
7,885
2,816
632
11,333
11,333
Non Participating
Group Pension
Participating
Pension
Annuity
211
211
211
8,270
3,776
93
12,139
12,139
Health
(1,400)
197
(1,203)
(1,203)
Unit linked life Individual

698,513
184,410
36,238
919,161
919,161
Unit linked
Pension Individual
(1,860)
46,696
27,628
72,464
72,464

26
26
26
Unit linked
Pension - Group
-
Participating
451,309
22,167
239
473,715
473,715
Non Participating
Life
12,239
1,837
3,162
17,238
17,238
Non Participating
Group Pension
Participating
Pension
Annuity
(1)
207
206
206
1,528
8,043
198
9,770
9,770
Health
2,388
252
2,640
2,640

822,357
79,815
43,232
945,404
945,404
Unit linked
Pension Individual
165,515
44,973
216
210,704
210,704
Unit linked
Pension - Group
Total Policyholders
1,606
(6)
1,600
1,600
1,623
1,623
1,623
1,458,564
157,087
47,248
1,662,899
1,662,899

Particulars
Commission paid
- Renewal premiums
- Single premiums
Sub Total
Net Commission
(`000)
Participating
1,080,120
335,981
1,013
1,417,114
1,417,114
Non Participating
Life
32,817
13,811
3,545
50,173
50,173
Non Participating
Group Pension
Participating
Pension
Annuity
404
404
404
16,611
11,177
521
28,309
28,309
Health
(2,078)
861
(1,217)
(1,217)

2,179,223
456,239
79,154
2,714,616
2,714,616
Unit linked
Pension Individual
373,053
154,465
28,141
555,659
555,659
Unit linked
Pension - Group
Total Policyholders
532
532
532
2,525
2,525
2,525
3,682,803
972,534
112,778
4,768,115
4,768,115
(`000)
Particulars
Participating
Commission paid
- Renewal premiums
- Single premiums
Sub Total
Net Commission
1,175,027
333,596
65,201
1,573,824
1,573,824
(`000)
Particulars
Commission paid
- Renewal premiums
- Single premiums
Sub Total
Net Commission
Total Policyholders
1,598,279
210,628
659
1,809,566
1,809,566
Non Participating
Life
29,015
9,997
5,777
44,789
44,789
Non Participating
Group Pension
-
Participating
Pension
Annuity
802
802
802
Break-up of the expenses (Gross) incurred to procure business :

For the
For the
Upto the
Upto the
quarter ended 31st quarter ended 31st quarter ended 31st quarter ended 31st
March, 2011
March, 2010
March, 2011
March, 2010
Particulars
(`000)
(`000)
(`000)
(`000)
Agents
446,037
436,620
1,297,882
1,507,436
Brokers
14,687
1,891
30,549
6,459
Corporate Agency
1,112,929
1,222,355
3,438,187
3,728,677
Referral
171
2,033
1,497
12,401
Others
Total
1,573,824
1,662,899
4,768,115
5,254,973
5,592
15,046
644
21,282
21,282
Health
4,679
559
5,238
5,238

2,463,660
374,119
43,587
2,881,366
2,881,366
Unit linked
Pension Individual
349,001
139,009
691
488,701
488,701
Unit linked
Pension - Group
Total Policyholders
1,606
1,606
1,606
1,623
1,623
1,623
4,453,455
749,358
52,160
5,254,973
5,254,973
FORM L-6-OPERATING EXPENSES SCHEDULE

OPERATING EXPENSES RELATED TO INSURANCE BUSINESS
Particulars
1
2
3
4
5
6
7
8
9
10
11
12
13
14
For the
quarter ended 31st
March, 2011
(`'000)
Employees remuneration & welfare benefits

Travel, conveyance and vehicle running expenses
Training expenses
Rents, rates & taxes
Repairs
Printing & stationery
Communication expenses
Legal & professional charges
Medical fees
Auditors' fees, expenses etc
a) as auditor
b) as adviser or in any other capacity, in respect of
(i) Taxation matters
(ii) Insurance matters
(iii) Management services; and
c) in any other capacity
Advertisement and publicity
Interest & Bank Charges
Others
(a) Computer Expenses
(b) General Office & Other Expenses
(c) Business Development Expenses
(d) Loss on Sale of Fixed Assets
(e) Service Tax
Depreciation
- Depreciation on assets owned by policyholders
- Reimbursement of depreciation of assets for use of
Shareholders Assets
1,736,438
49,706
160,802
249,712
4,004
36,706
58,734
137,572
22,717
701
50
666,441
7,978
53,466
147,856
145,551
31,904
93,784
140,688
10,998
TOTAL
3,755,808
Upto the
For the
Upto the
quarter ended quarter ended 31st quarter ended 31st
31st March, 2011
March, 2010
March, 2010
(`'000)
(`'000)
(`'000)
6,242,187
168,936
430,480
991,457
15,825
107,736
241,023
728,459
55,049
3,465
100
3,359,509
31,325
270,876
688,396
467,640
45,499
547,917
545,189
10,998
14,952,066
1,845,143
67,357
242,519
283,435
11,521
31,828
72,036
120,130
18,917
506
8
711,826
7,789
29,432
150,202
198,338
29,074
376,738
146,697
4,343,496
6,102,963
178,879
434,488
1,071,362
21,801
128,817
314,045
624,697
58,306
2,038
5
8
2,765,982
29,724
206,814
685,572
602,679
29,074
1,225,366
493,968
14,976,588
FORM L-7-BENEFITS PAID SCHEDULE

BENEFITS PAID [NET]
Particulars
1. Insurance Claims
(a) Claims by Death,
(b) Claims by Maturity,
(c) Annuities / Pension payment,
(d) Periodical Benefit
(e) Others
Surrenders
Critical Illness
Permanent & Partial Disability
Withdrawals
Vesting of Pension policy
Sub Total (A)
2. (Amount ceded in reinsurance):
(c) Annuities/Pension payment,
(e) Health
(f) Others
Surrenders
Critical Illness
Permanent & Partial Disability
Sub Total (B)
3. Amount accepted in reinsurance:
(c) Annuities/Pension payment,
(e) Health
(f) Others
Sub Total (C)
TOTAL
Notes:
For the
Upto the
For the
Upto the
quarter ended 31st quarter ended 31st
quarter ended
quarter ended
March, 2011
March, 2011 31st March, 2010 31st March, 2010
(`'000)
(`'000)
(`'000)
(`'000)
186,162
12,109
5,358
38,282
936,249
17,354
20,601
152,859
417,329
3,249
4,306
50,476
849,545
5,621
13,488
189,756
5,499,711
7,822
1,342,196
26,640
23,126,352
32,692
4,115,859
68,265
3,515,517
8,244
769,409
22,924
10,394,272
29,407
2,067,537
53,729
7,118,280
28,470,231
4,791,454
13,603,355
(52,982)
(4,550)
(57,532)
(146,375)
(14,782)
(161,157)
(121,009)
(5,839)
(126,848)
(205,783)
(18,629)
(224,412)
7,060,748
28,309,074
(a) Claims include specific claims settlement costs, wherever applicable.

(b) Legal, other fees and expenses also form part of the claims cost, wherever applicable.
4,664,606
13,378,943
FORM L-8-SHARE CAPITAL SCHEDULE

SHARE CAPITAL
Particulars
1 Authorised Capital
Equity Shares of ` 10 each
2 Issued Capital
3 Subscribed Capital
4 Called-up Capital
Less : Calls unpaid
Add : Shares forfeited (Amount originally
paid up)
Less : Par value of Equity Shares bought
back
Less : Preliminary Expenses
Expenses including commission or
brokerage on Underwriting or
subscription of shares
TOTAL
As at
31st March, 2011
(`'000)
As at
31st March, 2010
(`'000)
30,000,000
30,000,000
19,948,801
19,680,000
19,948,801
19,680,000
19,948,801
-
19,680,000
-
19,948,801
19,680,000
Share Capital amounting to `14,437,338 thousand (Previous year : `14,280,560

thousand) is held by Housing Development Finance Corporation Limited, the holding
company.
FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE

PATTERN OF SHAREHOLDING
[As certified by the Management]
Shareholder
As at
Number of Shares
Promoters
Indian / Holding Company
Foreign
Others - Domestic
Total
As at
% of Holding
Number of Shares
% of Holding
1,443,733,842
518,668,824
72.37%
26.00%
1,428,056,000
511,680,000
72.56%
26.00%
32,477,430
1.63%
28,264,000
1.44%
1,994,880,096
100.00%
1,968,000,000
100.00%
FORM L-10-RESERVES AND SURPLUS SCHEDULE

RESERVES AND SURPLUS
As at
31st March, 2011
(`'000)
Particulars
1
2
3
4
6
7
8
Capital Reserve
Capital Redemption Reserve
Share Premium
Revaluation Reserve
Opening Balance
Add: Additions during the year
Less: Adjustments during the year
General Reserves
Less: Debit balance in Profit and Loss Account,
if any
Less: Amount utilized for Buy-back
Catastrophe Reserve
Other Reserves
Balance of profit in Profit and Loss Account
TOTAL
As at
31st March, 2010
(`'000)
1,654,372
552,892
20,255
(20,729)
552,418
2,206,790
552,892
-
552,892
552,892
FORM L-11-BORROWINGS SCHEDULE

BORROWINGS
Particulars
1 Debentures/ Bonds
2 Banks
3 Financial Institutions
4 Others
TOTAL
As at
31st March, 2011
(`'000)
-
As at
31st March, 2010
(`'000)
FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE

INVESTMENTS-SHAREHOLDERS
Particulars
LONG TERM INVESTMENTS
1 Government securities and Government guaranteed bonds including Treasury
Bills
2 Other Approved Securities
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
(c) Derivative Instruments
(d) Debentures/ Bonds
(e) Other Securities
(f) Subsidiaries
(g) Investment Properties-Real Estate
4 Investments in Infrastructure and Social Sector
5 Other than Approved Investments
Sub Total (A)
SHORT TERM INVESTMENTS
Bills
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
Commercial Paper
Certificate of Deposit
Repo Investments
(f) Subsidiaries
Sub Total (B)
TOTAL
As at
31st March, 2011
(`'000)
As at
31st March, 2010
(`'000)
2,139,512
-
2,471,702
-
240,468
458,908
413,721
1,124,111
80,613
4,457,333
457,377
208,675
757,540
1,108,284
145,085
5,148,663
47,066
50,531
466,914
1,462,421
213,496
399,544
2,542,375
1,057,608
889
1,156,094
6,999,708
6,304,757
FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE

INVESTMENTS-POLICYHOLDERS
Particulars
Bills*
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
Deep Discount Bonds
(f) Subsidiaries
Sub Total (A)
Bills
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
Commercial Paper
Deep Discount Bonds
Repo Investments
(f) Subsidiaries
Sub Total (B)
TOTAL
As at
31st March, 2011
(`'000)
As at
31st March, 2010
(`'000)
28,477,365
-
21,799,472
-
1,388,235
3,189,421
653,533
11,316,287
426,553
45,451,394
1,683,113
3,052,565
8,240,442
449,921
35,225,513
1,558,495
-
1,197,384
-
353,739
202,774
1,643,280
2,650,336
1,489,822
7,898,446
2,082,071
122,062
25,488
1,644,945
2,463,091
267,070
387,758
8,189,869
53,349,840
43,415,382
FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE

ASSETS HELD TO COVER LINKED LIABILITIES
Particulars
Bills
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
Deep Discount Bonds
Fixed Deposit
(f) Subsidiaries
Sub Total (A)
Bills
3 Other Investments
(a) Shares
(aa) Equity
(bb) Preference
(b) Mutual Funds
Fixed Deposit
Commercial Paper
Deep Discount Bonds
Repo Investments
(f) Subsidiaries
Sub Total (B)
1
2
3
4
5
6
7
OTHER ASSETS
Interest Accrued and Dividend Receivable
Other Liabilities (net)
Other - Receivable
Appropriation Adjustment Account
Expropriation Adjustment Account
Investment Sold Awaiting Settlement
Investment Purchased Awaiting Settlement
Sub Total (C )
TOTAL (A+B+C)
As at
31st March, 2011
(`'000)
As at
31st March, 2010
(`'000)
7,970,751
-
5,055,349
-
118,586,796
6,676,987
88,033,750
4,646,683
428,948
600,000
29,753,885
4,085,865
168,103,232
225,822
250,000
30,294,363
8,876,643
137,382,610
2,591,275
-
803,040
-
1,486,768
2,718,531
969,305
5,720,000
95,274
12,562,917
239,502
2,953,475
6,778,848
32,428,059
3,684,640
361,447
2,402,579
4,227,845
402,837
151,675
15,721,899
1,501,268
(313,305)
1,890,924
210,751
(99,216)
2,008,527
(498,904)
4,700,045
1,374,465
(110,873)
1,750,806
413,649
606,530
(1,921,286)
2,113,291
205,231,336
155,217,800
FORM L-15-LOANS SCHEDULE

LOANS
Particulars
As at
31st March, 2011
(`'000)
As at
31st March, 2010
(`'000)
1 SECURITY-WISE CLASSIFICATION
Secured
(a) On mortgage of property
(aa) In India
(bb) Outside India
(b) On Shares, Bonds, Government Securities, etc.
(c) Loans against policies
(d) Others
Unsecured
TOTAL
293
43,171
287,775
331,239
395
38,837
1,134
40,366
2 BORROWER-WISE CLASSIFICATION
(a) Central and State Governments
(b) Banks and Financial Institutions
(c) Subsidiaries
(d) Companies
(e) Loans against policies
(f) Loans to employees
(h) Others
TOTAL
44,068
416
286,755
331,239
39,343
1,023
40,366
331,239
-
40,366
-
331,239
40,366
3,964
327,275
4,317
36,049
331,239
40,366
3 PERFORMANCE-WISE CLASSIFICATION
(a) Loans classified as standard
(aa) In India
(bb) Outside India
(b) Non-standard loans less provisions
(aa) In India
(bb) Outside India
TOTAL
4 MATURITY-WISE CLASSIFICATION
(a) Short Term
(b) Long Term
TOTAL
FORM 16-FIXED ASSETS SCHEDULE
Particulars
Cost/ Gross Block

Opening
Intangible Assets
(Computer Software)
Leasehold Improvements
Buildings *
Furniture & Fittings
Information Technology
Equipment
Vehicles
Office Equipment
TOTAL
Capital Work in progress
Grand Total
PREVIOUS YEAR
Additions
Deductions
(`000)
Net Block
As at
As at
31st March,
31st March,
2011
2010
Depreciation
Closing
For The
Period
Up to Last
Year
On Sales /
Adjustments
To Date
-
416,453
2,105
15,179
991,108
952,186
811,816
3,188,847
7,649
3,196,496
3,208,135
27,992
2,154
1,736,302
51,204
(179,625)
444,445
4,259
1,751,481
862,687
23,295
5,250
39,557
1,885,754
2,246,328
4,132,082
371,052
(40,064)
(121,532)
(341,221)
(2,232,540)
(2,573,761)
(382,691)
935,417
5,250
729,841
4,733,380
21,437
4,754,817
3,196,496
254,276
384
1,258
668,439
626,334
502,028
2,052,719
65,652
746
50,613
143,528
181,203
678
134,496
576,916
2,052,719
1,756,789
(141,274)
576,916
493,968
(37,260)
(92,013)
(270,547)
(270,547)
(198,038)
319,928
1,130
51,871
670,693
124,517
3,129
1,699,610
191,994
770,277
678
544,511
2,359,088
165,140
4,572
185,330
2,374,292
21,437
2,395,729
1,143,777
2,359,088
2,052,719
162,177
1,721
13,921
322,669
325,852
309,788
1,136,128
7,649
1,143,777
Note :
* Depreciation for the year of `20,729 thousands on Building, corresponding to revalued amount has been adjusted against the opening balance of revaluation reserve in form L-10 as
required by Accounting Standard 10 on Fixed Assets accounting.
FORM L-17-CASH AND BANK BALANCE SCHEDULE

CASH AND BANK BALANCES
Particulars
1 Cash (including cheques on hand *, drafts and stamps)
2 Bank Balances
(a) Deposit Accounts
(aa) Short-term (due within 12 months of
Balance Sheet)
(bb) Others
(b) Current Accounts
(c) Others
3 Money at Call and Short Notice
(a) With Banks
(b) With other Institutions
4 Others
TOTAL
As at
31st March, 2011
(`'000)
As at
31st March, 2010
(`'000)
593,971
279,148
699,600
700,000
1,843,741
-
1,340,581
1,410,447
-
3,837,312
3,030,176
3,837,312
3,837,312
3,030,176
3,030,176
Balances with non-scheduled banks included in 2 and 3 above
CASH & BANK BALANCES

1 In India
2 Outside India
TOTAL
FORM L-18-ADVANCE AND OTHER ASSETS SCHEDULE

ADVANCES AND OTHER ASSETS
Particulars
ADVANCES
1 Reserve deposits with ceding companies
2 Application money for investments
3 Prepayments
4 Advances to Directors/Officers
5 Advance tax paid and taxes deducted at source
(Net of provision for taxation)
6 Others
(a) Security Deposits
(b) Advances to employees
(c) Investment sold awaiting settlement
(d) Other Advances
(e) Equity application - pending allotment
TOTAL (A)
OTHER ASSETS
1 Income accrued on investments
2 Outstanding Premiums
3 Agents Balances
4 Foreign Agencies Balances
5 Due from other entities carrying on insurance business
(including reinsures)
6 Due from subsidiaries/ holding company
7 Deposit with Reserve Bank of India [Pursuant to section 7 of
Insurance Act, 1938]
8 Others
(a) Sundry Debtors
(b) Due from Investing Company
(c) Service Tax Advance & Unutilised Credits
TOTAL (B)
TOTAL (A+B)
As at
31st March, 2011
(`'000)
As at
31st March, 2010
(`'000)
85,070
865,318
137,650
464,871
505,805
16,217
191,118
193,020
1,856,548
738,086
8,703
12,600
132,743
1,494,653
1,477,390
1,553,675
265,211
60,106
1,174,922
1,758,929
217,242
136,716
331,567
1,225,786
4,913,735
119,863
33
15,400
3,423,105
6,770,283
4,917,758
FORM L-19-CURRENT LIABILITIES SCHEDULE

CURRENT LIABILITIES
Particulars
1 Agents Balances
2 Balances due to other insurance companies
(including Reinsurers)
3 Deposits held on reinsurance ceded
4 Premiums received in advance
5 Unallocated premium
6 Sundry creditors
7 Due to subsidiaries/ holding company
8 Claims Outstanding
9 Annuities Due
10 Due to Officers/ Directors
11 Others
(a) Tax deducted to be remitted
(b) Service Tax Liability
(c) Security Deposits
(d) Investments purchased - to be settled
(e) Due to Investing Company
(f) Others - Payable
(g) Cheques issued but not presented for
payments net of bank balances
(g) Refunds due (Withdrawals, surrender,
lookin, proposal declined)
12 Unclaimed amount of policyholders
TOTAL
As at
31st March, 2011
(`'000)
As at
31st March, 2010
(`'000)
443,110
154,556
422,567
154,258
77,037
537,064
5,163,157
401,676
-
65,222
376,498
4,836,270
335,460
-
98,852
3,780
21,441
15,740
15,419
1,890,924
-
137,405
21,441
14,865
12,500
1,750,806
-
511,889
787,547
3,702,905
13,037,550
3,570,560
12,485,399
FORM L-20-PROVISIONS SCHEDULE

PROVISIONS
Particulars
1 Wealth Tax
2 Fringe Benefit Tax (Net of advance tax)
3 Standard Loans
4 Employee Benefits
TOTAL
As at
31st March, 2011
(`'000)
108
5
149,989
150,102
As at
31st March, 2010
(`'000)
110
4
187,503
187,617
FORM L-21-MISC EXPENDITURE SCHEDULE

MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted)
Particulars
1 Discount allowed in issue of shares/
debentures
2 Others
TOTAL
As at
31st March, 2011
(`'000)
As at
31st March, 2010
(`'000)
PERIODIC DISCLOSURES
FORM L-22
Analytical Ratios
Insurer:
HDFC Standard Life Insurance Co. Ltd.
Sl.No.
1
Particular
5
6
7
8
9
10
11
12
Total affiliated investments/(Capital+ Surplus)
13
Investment Yield (Gross and Net)
2
3
31/03/2011
For the year ended 31st

March, 2011
For the quarter ended

31st March, 2010
For the year ended 31st

March, 2010
17.57%
660.66%
New Business
-65.04%
388.49%
-86.52%
67.36%
-65.42%
-8.26%
-63.71%
99.53%
16.35%
-26.10%
169.05%
New Business
-52.53%
144.08%
-59.03%
54.96%
6.87%
-31.87%
-21.93%
99.45%
21.90%
-20.33%
-8.13%
NA
660.96%
-31.18%
18.30%
82.71%
52.82%
113.78%
236.08%
99.41%
23.00%
49.23%
11.42%
NA
369.47%
59.79%
6.81%
50.69%
-35.67%
119.09%
301.63%
99.29%
28.88%
New business premium income growth rate - segment wise

Participating Fund
Non Participating - Life Fund
Non Participating - Pension Fund
Annuity Fund
Pension Fund
Health Fund
ULIL Fund
ULIP Fund
ULGL Fund
ULGP Fund
Net Retention Ratio
Expense of Management to Gross Direct Premium Ratio
Commission Ratio (Gross commission paid to Gross
Premium)
Ratio of policy holder's liabilities to shareholder's funds
Growth rate of shareholders' fund #
Ratio of surplus to policyholders' liability
Change in net worth ( ` in Lakhs) #
Profit after tax/Total Income
(Total real estate + loans)/(Cash & invested assets)
Total investments/(Capital + Surplus)
Date:
31st March, 2011
4.85%
5.30%
6.37%
7.50%
3987.96%
3987.96%
3401.12%
3401.12%
58.48%
13.00%
0.28%
-11.78%
0.34%
0.26%
0.29%
0.98%
23,985
7,479
163
(7,680)
The Company does not have any profit after tax and therefore this ratio cannot be calculated.
1.15%
1.15%
0.39%
0.39%
28.62
28.62
25.23
25.23
0.78
0.78
0.62
0.62
-3.28%
2.47%
1.38%
6.11%
1.78%
1.50%
8.84%
6.79%
0.04%
0.02%
0.60%
0.19%
3.13%
16.66%
6.88%
16.78%
-3.91%
-1.28%
1.11%
9.06%
1.43%
2.06%
6.57%
5.56%
1.98%
1.02%
7.92%
3.26%
-4.33%
9.53%
3.53%
76.39%
88.93%
81.20%
New Business
NA
91.48%
34.30%
76.45%
74.86%
NA
12.26%
89.35%
86.21%
New Business
NA
91.54%
31.51%
77.59%
80.85%
NA
11.33%
82.16%
79.59%
NA
NA
91.95%
26.86%
80.52%
76.95%
NA
22.08%
83.60%
81.43%
NA
NA
93.17%
40.82%
79.51%
53.17%
NA
22.27%
78.83%
81.17%
71.99%
57.26%
61.13%
54.26%
53.96%
52.42%
25.16%
29.18%
34.22%
34.05%
22.45%
24.64%
28.34%
30.00%
22.00%
25.65%
33.69%
40.13%
78.83%
81.17%
71.99%
57.26%
84.89%
88.72%
93.27%
89.26%
46.60%
49.63%
50.67%
47.04%
65.53%
67.91%
72.43%
71.20%
77.50%
81.14%
86.77%
87.19%
70.75%
71.97%
64.90%
61.46%
54.31%
57.04%
69.98%
67.77%
35.32%
37.67%
45.26%
44.74%
31.02%
34.07%
41.77%
42.84%
33.71%
38.01%
50.76%
51.29%
For 13th month (based on new business written from

1st January (x-1) to 31st March (x-1) for the quarter end and
from 1st April (x-2) to 31st March (x-1) for the year end)
70.75%
71.97%
64.90%
61.46%

83.65%
88.17%
94.38%
90.04%

50.42%
52.35%
56.29%
55.64%

68.41%
71.73%
78.16%
78.22%
A. with realised gains
14
15 (a)
15 (b)
15 (c)
15 (d)
Shareholder's Funds
Policyholder's Funds
Non Linked
Par
Non Par
Linked
Non Par
B. with unrealised gains
Shareholder's Funds
Policyholder's Funds
Non Linked
Par
Non Par
Linked
Non Par
Conservation Ratio
Participating Fund
Non Participating - Life
Non Participating - Pension
Annuity Fund
Pension Fund
Health Fund
ULIL Fund
ULIP Fund
ULGL Fund
ULGP Fund
Premium Persistency Ratio*
For 61st month (based on new business written from
Premium Persistency Ratio*$
Policy Persistency Ratio*
Policy Persistency Ratio*$

80.54%
84.56%
89.52%
89.19%
16
NPA Ratio
Gross NPA Ratio
NIL
NIL
NIL
NIL
Net NPA Ratio
NIL
NIL
NIL
NIL
Equity Holding Pattern for Life Insurers
1
(a) No. of shares
1,994,880,096
1,994,880,096
1,968,000,000
1,968,000,000
2
(b) Percentage of shareholding (Indian / Foreign)
Indian
74%
74%
74%
74%
Foreign
26%
26%
26%
26%
( c) %of Government holding (in case of public sector insurance
3
NA
NA
NA
NA
companies)
(a) Basic EPS before extraordinary items (net of tax expense) for
4 (a)
(0.44)
(0.50)
(0.66)
(1.51)
the period (not to be annualized)
(a) Diluted EPS before extraordinary items (net of tax expense)
4 (b)
(0.44)
(0.50)
(0.66)
(1.51)
for the period (not to be annualized)
(b) Basic EPS after extraordinary items (net of tax expense) for
5 (a)
(0.44)
(0.50)
(0.66)
(1.51)
(b) Diluted EPS after extraordinary items (net of tax expense) for
5 (b)
(0.44)
(0.50)
(0.66)
(1.51)
6
(iv) Book value per share (Rs)
3.26
3.26
2.92
2.92
g p
g pp
p
y
p
p
y
p
,
,p
p
p
and are expressed in terms of original annualised premiums and not on a reducing balance basis. The policy persistency ratios allow for lapses, surrenders and paid-ups. The persistency ratio for
the current period has been calculated as at 31/03/2011 with a suitable allowance for premium payment grace periods and similarly for the previous period has been calculated as at 31/03/2010
with allowance for grace periods.
$ These ratio are calculated on a reducing balance basis considering policies paying premium at the start of the period.
# These ratio are in comparison with the coresponding nos. at the beginning of the quarter / year.
FORM L-23-RECEIPT AND PAYMENTS SCHEDULE

Receipts and Payments Account for the year ended 31st March, 2011 on direct basis
(`'000)
Cash Flows from the operating activities:
Premium received from policyholders, including advance receipts
Other receipts:
Service tax recovery
Fees & Charges
Misc income
Payments to the re-insurers, net of commissions and claims/ Benefits
Payments to co-insurers, net of claims / benefit recovery
Payments of claims/benefits
Payments of commission and brokerage
Payments of other operating expenses
Preliminary and pre-operative expenses
Deposits, advances and staff loans
Income taxes paid (Net)
Service tax paid
Other payments
Cash flows before extraordinary items
Cash flow from extraordinary operations
Net cash flow from operating activities
Cash flows from investing activities:
Purchase of fixed assets
Proceeds from sale of fixed assets
Purchases of investments
Loans disbursed
Sales of investments
Repayments received
Rents/Interests/ Dividends received
Investments in money market instruments and in liquid mutual funds (Net)
Expenses related to investments
Net cash flow from investing activities
90,418,286
87,319
43,110
42,637
(256,491)
(28,551,378)
(4,795,542)
(14,861,386)
164,489
(439,002)
(547,917)
41,304,125
41,304,125
(1,900,015)
45,903
(1,297,034,762)
(290,873)
1,260,870,121
9,388,925
(13,475,566)
(23,895)
(42,420,162)
Cash flows from financing activities:

Proceeds from issuance of share capital
Share Application Money received
Share Premium Money Received
Proceeds from borrowing
Repayments of borrowing
Interest/dividends paid
Net cash flow from financing activities
268,801
1,654,372
1,923,173
Effect of foreign exchange rates on cash and cash equivalents, net

Net increase in cash and cash equivalents:
Cash and cash equivalents at the beginning of the period
Cash and cash equivalents at the end of the period
807,136
3,030,176
3,837,312
FORM L-24 Valuation of net liabiltiies
Insurer: HDFC Standard Life Insurance Co. Ltd.
Sr.No.
1
a
b
c
d
2
a
b
c
d
Particular
Linked
Life
General Annuity
Pension
Health
Non-Linked
Life
General Annuity
Pension
Health
Date:
31/03/2011
As at
31st March, 2011
( ` in Lakhs)
As at
31st March, 2010
1,403,033
706,121
372,981
3,549
78,761
202
1,019,767
583,079
260,462
2,806
62,492
241
FORM L-25- (i)
: Geographical Distribution Channel - Individuals for the quarter ended 31st March, 2011

Sr.No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
State / Union
Territory
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mirzoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
UttraKhand
West Bengal
Andaman & Nicobar
Islands
Chandigarh
Dadra & Nagrahaveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
TOTAL
No. of
Policies
49
5
1
296
19
4
7
3
16
42
2
18,969
3
2
17
2
8
6
1
7
-
Date:
Rural
( Individual)
No. of Lives Premium
(` crore)
49
0.17
5
0.07
1
0.00
296
2.12
19
0.18
0.03
4
7
0.04
3
0.02
16
0.14
42
0.17
2
0.00
18,969
0.41
3
0.01
2
0.02
17
0.04
2
0.01
8
0.06
6
0.02
1
0.00
7
0.02
-
0.02
0.01
-
19,462
19,462
3.55
2
-
2
-
Urban
(Individual )
No. of Lives
Premium
(` crore)
11,465
64.68
3,131
13.55
2,126
8.32
1,489
6.05
1,026
6.66
13,739
74.49
11,186
69.44
910
3.37
1,187
6.12
2,070
9.92
11,249
95.14
10,928
67.40
6,596
25.76
34,840
291.88
127
0.61
5
0.01
3,642
14.10
9,439
49.44
7,247
26.68
174
0.77
15,450
101.83
741
2.11
16,165
71.76
882
4.12
12,166
63.34
31/03/2011
Sum Assured No. of Policies

(` crore)
629.41
12,378
118.30
3,147
88.07
2,228
71.79
1,662
45.42
1,103
722.40
15,534
513.72
10,061
34.36
859
58.42
1,332
96.01
2,083
775.00
12,486
506.89
11,729
294.79
7,097
2,696.30
57,680
10.16
224
0.14
5
161.55
4,340
538.19
10,900
7,862
319.58
6.35
183
874.58
17,200
25.60
863
845.20
19,138
48.56
1,087
535.76
13,015
Total Business
(Individual )
No. of Lives
Premium
(` crore)
11,514
64.85
3,136
13.62
2,126
8.32
1,490
6.05
1,322
8.78
13,758
74.67
11,190
69.48
910
3.37
1,194
6.16
2,073
9.94
11,265
95.28
10,970
67.57
6,598
25.76
53,809
292.29
127
0.61
5
0.01
3,645
14.11
9,441
49.46
7,264
26.71
176
0.78
15,458
101.89
741
2.11
16,171
71.78
883
4.12
12,173
63.35
Sum Assured
(` crore)
1.76
0.22
0.01
16.51
1.03
0.37
0.36
0.18
1.28
1.42
0.04
18.30
0.12
0.05
0.65
0.11
0.57
0.20
0.02
0.19
No. of
Policies
12,329
3,142
2,228
1,661
807
15,515
10,057
859
1,325
2,080
12,470
11,687
7,095
38,711
224
5
4,337
10,898
7,845
181
17,192
863
19,132
1,086
13,008
Sum Assured
(` crore)
631.17
118.53
88.07
71.80
61.93
723.43
514.09
34.36
58.77
96.19
776.28
508.31
294.84
2,714.60
10.16
0.14
161.67
538.24
320.24
6.46
875.15
25.60
845.40
48.57
535.95
0.15
0.05
-
2,842
15,800
425
3,291
13,088
428
18.19
85.97
2.51
161.02
1,068.30
17.78
2,844
15,801
425
3,293
13,089
428
18.21
85.97
2.51
161.17
1,068.35
17.78
43.59
213,804
194,787
1,184.21
11,263.64
233,266
214,249
1,187.75
11,307.23
FORM L-25- (ii)
: Geographical Distribution Channel - GROUP for the quarter ended 31st March, 2011
Insurer:
Sr.No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
State / Union Territory

Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mirzoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
UttraKhand
West Bengal
Andaman & Nicobar
Islands
Chandigarh
Dadra & Nagrahaveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
TOTAL
Date:
Rural
( Group)
No. of
Policies
No. of Lives
31/03/2011
Urban
(Group)
Premium
(` crore)
Sum Assured
(` crore)
No. of
Policies
No. of Lives
1
1
3
2
2
11
50
2
18
7
18
115
Total Business
(Group)
428
13,000
638
1,833
2,337
54,858
136,868
3,060
14,834
18,827
Premium
(` crore)
1.59
3.11
0.14
0.73
13.30
68.03
0.03
130.44
5.01
0.52
6.87
7.02
22.49
Sum Assured No. of Policies

(` crore)
9.20
1
1
15.61
3
0.18
2
1.18
2
549.09
11
6,020.71
50
26.24
2
39.38
18
80.71
7
No. of Lives
428
13,000
638
1,833
2,337
54,858
136,868
3,060
14,834
18,827
Premium
(` crore)
1.59
3.11
0.14
0.73
13.30
68.03
0.03
130.44
5.01
0.52
6.87
7.02
22.49
Sum Assured
(` crore)
9.20
15.61
0.18
1.18
549.09
6,020.71
26.24
39.38
80.71
62,487
-
44.68
-
319.10
-
18
-
62,487
-
44.68
-
319.10
-
309,170
303.95
7,061.40
115
309,170
303.95
7,061.40
FORML26INVESTMENTASSETS(LIFEINSURERS)3APart1
Form3APartA
CompanyName&Code:HDFCStandardLifeInsuranceCompanyLtd101
Statementason:31stMarch,2011
StatementofInvestmentAssetsLifeInsurers:
(BusinesswithinIndia)
PeriodicityofSubmission:Quarterly
( ` in Lakhs)
Particulars
SchNo.
TotalApplicationasperBalanceSheet(A)
Amount
Sch13
Sch14
2,830,767.08200 ReconciliationofInvestmentAssets
130,375.50764
TotalInvestmentAssetsAsperBalanceSheet
1,501.02344
131,876.53108
BalanceSheetValueof:
Sch9
Sch12
Sch11
Sch10
Sch15
173,489.14652
A:LifeFund
3,312.39093 B:Pension&GeneralAnnuityFund
67,702.82846 C:UnitLinkedFund
38,373.11531
23,957.29285
306,834.77408
Add:
CurrentLiabilities
Provisions
SubTotal(B)
Amount Particulars
2,655,808.83901
Less:
DebitbalancesinP&L&RevenueAccount
Loans
Advances&OtherAssets
Cash&BankBalances
FixedAssets
MiscExpensesnotwrittenoff
SubTotal(C)
FundsavailableforInvestments(A+BC)
2,655,808.83901
*ReconciliationofFundsforInvestments&InvestmentAssets
Amount
FundsAvailableforInvestments(E)
2,655,808.83901
FixedDepositsofConvFundsSCH11
13,996.00000
SubTotal(F)
13,996.00000
AppropriationAdjustmentAccount
ExpropriationAdjustmentAccount
OtherReceivable
(NetunitsredemptioninUnitsAdministrationSystem
i.eLifeAsiaon30thSeptember2010*UnitPriceof
RespectiveFund)
2,107.51057
(992.16067)
SubTotal(G)
20,024.54916
ValueofInvestmentsasperForm3A(E+FG)
2,649,780.28984
536,012.27878
81,479.24388
2,032,288.76718
2,649,780.28984
Add:
Less
18,909.19927
ForHDFCStandardLifeInsuranceCompanyLimited
Date:12thMay2011
AmitabhChaudhry
ManagingDirector&CEO
FORM L-26-INVESTMENT ASSETS(LIFE INSURERS)-3A Part 2

Form 3A
Part A
Company Name & Code:
HDFC Standard Life Insurance Company Limited - 101
Statement as on:
31st March, 2011
Statement of Investment assets

(Business within India)
Periodicity of Submission
( ` in Lakhs)
Quarterly
Investment Assets
Percentage as per
Reg.
SH
PH
Balance
(a)
FRSM
(b)
UL - Non Unit Res

(c )
Book Value
PAR
(d)
Non-PAR
(e)
(SH+PH)
F = (b+c+d+e)
Actual %
FVC Amount
Total Fund
Mkt./Realisable
Value*
(a+b+c+d+e)
A. Life Fund
1. Government Securities
2. Government Securities or other approved Securities (incl 1 above)
3. Approved Investments
a) Housing & Infrastructure
b) (i ) Approved Investments
25%
Not less than 50%
Not less than 15%
19,906.81477
21,395.16079
28,149.77689
28,149.77689
166,852.60247
210,926.33945
12,757.15444
12,871.62737
227,666.34857
273,342.90450
45.00%
54.03%
(3,572.99594)
(3,805.64025)
227,666.34857
273,342.90450
224,093.35263
269,537.26425
3,593.85710
26,030.55012
11,642.69373
8,528.73500
19,467.68683
28,326.06062
84,683.57973
46,706.92221
10,786.96932
17,830.66410
126,580.92961
101,392.38193
25.02%
20.04%
(2,351.30247)
430.77365
130,174.78672
127,422.93205
124,351.61034
101,287.06477
434.35626
371.76909
4,637.29925
0.92%
(569.47901)
5,071.65551
4,637.29925
30,058.76349
41,938.35861
505,953.51529
100.00%
(6,295.64808)
536,012.27878
499,813.23860
Not exceeding 35%

(ii) "Other Investments" not to exceed 15%
Total Life Fund
100%
Investment Assets
75,943.52434
4,265.53016
346,582.37155
41,489.26078
PH
Percentage as per Reg.

PAR
B. Pension, General Annuity Fund

1. Government Securities
2. Government Securities or other approved Securities (incl 1 above)
3. Balance Inv to be in approved Investments
Total Pension, General Annuity Fund
Investment Assets
C. Linked Life, Pension & Group Insurance Funds
1. Approved Investments
2. Other than Approved Investment
Total Linked Life Insurance Fund
Total
Actual %
FVC Amount
Total Fund
Non-PAR
Not less than 20%

Not less than 40%
Not exceeding 60%
34,722.09423
45,004.38435
29,753.08471
3,163.37896
3,406.47431
3,315.30053
37,885.47319
48,410.85865
33,068.38523
46.50%
59.41%
40.59%
(186.44235)
(158.43785)
10.02681
37,885.47319
48,410.85865
33,068.38523
37,699.03084
48,252.42080
33,081.01309
100%
74,757.46905
6,721.77483
81,479.24388
100.00%
(148.41104)
81,479.24388
81,333.43389
Percentage as per Reg.
PH
PAR
Non-PAR
Total
Actual %
Not less than 75%

Not more than 25%
1,991,430.11964
40,858.64754
1,991,430.11964
40,858.64754
97.99%
2.01%
100%
2,032,288.76718
2,032,288.76718
100.00%
Note: Market Value of Investments in Life Funds

Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.
For HDFC Standard Life Insurance Co. Ltd.
Date : 12th May 2011
Mkt./Realisable
Value
Amitabh Chaudhry
Managing Director & CEO
FORM 3A
L-27-Invt Unit Linked-3A-B
PART-B
Unit Linked Insurance Business

Company Name & Code :- HDFC Standard Life Insurance Company Limited - 101
Periodicity of Submission : Quarterly
( ` in Lakhs)
Statement as on :- 31st March, 2011
LIQLIF
PARTICULARS
STBLIF
Life
Liquid Fund
SOVLIF
Life
Stable Fund
19,415.74122
5,249.45387
639.16881
SMFLIF
Life
Sovereign Fund
344.57094
1.57167
10.41890
DELIF
Life
Secured Fund
38,050.06308
9,926.55618
376.27128
BAMLIF
Life
Defensive Fund
67,833.86180
10,981.88015
(1,097.74349)
EQLIF
Life
Balanced Fund
78,603.15594
5,326.62723
(2,763.31204)
GROLIF
Life
Equity Fund
112,266.51098
6,342.72563
(6,893.67437)
Life
Growth Fund
Opening Balance (Market Value)

Add : Inflow during the quarter
Increase/(Decrease) Value of Investment
6,840.08165
7,386.34644
69.12545
497,300.96459
51,624.47652
(37,265.03483)
Less : Outflow During the Quarter
5,781.73412
6,837.92643
0.62299
12,628.34821
6,853.47061
9,063.19083
7,888.55147
52,994.52361
TOTAL INVESTIBLE FUNDS (MKT VALUE)
8,513.81943
18,466.43746
355.93852
35,724.54233
70,864.52785
72,103.28030
103,827.01078
458,665.88266
FORM 3A
PART-B

( ` in Lakhs)
PARTICULARS
LIQPEN
Pension
Liquid Fund
STBPEN
Pension
Stable Fund
11,110.23935
4,903.51478
305.32132
SOVPEN
Pension
Sovereign Fund
5.81465
0.04163
0.27498
SMFPEN
Pension
Secured Fund
29,261.40381
8,201.91883
324.90259
DEMPEN
Pension
Defensive Fund
24,212.32797
2,312.63309
(288.54148)
BAMPEN
Pension
Balanced Fund
58,635.10754
3,924.36510
(2,066.64931)
EQPEN
Pension
Equity Fund
61,169.10821
3,564.65240
(3,750.46513)
GROPEN
Pension
Growth Fund

4,127.55749
9,847.52206
113.50217
315,377.48099
26,839.02510
(23,965.84985)
8,740.40077
4,509.29694
0.00194
14,288.18895
3,992.60775
5,641.85002
5,818.29432
31,787.70619
5,348.18095
11,809.77851
6.12932
23,500.03628
22,243.81183
54,850.97332
55,165.00116
286,462.95006
FORM 3A
PART-B

( ` in Lakhs)
HSLLIQ
PARTICULARS
Group
Liquid Fund
HSLSTB
Group
Stable Fund
1,643.74120
525.23892
12.06245
617.99673
550.03575
23.64980
74.40230
249.27654
2,106.64027
942.40574
HSLSOV
Group
Sovereign Fund
290.82119
7.89725
298.71844
HSLSMF
Group
Secured Fund
4,539.17522
163.90017
107.84442
HSLDEM
Group
Defensive Fund
7,686.48939
828.79819
(98.08923)
HSLBAM
Group
Balanced Fund
5,998.46905
61.28996
(298.74933)
83.29351
105.71081
22.44332
4,727.62630
8,311.48755
5,738.56637
HSLGRF
Group
Growth Fund
0.87613
(0.04311)
0.83302
FORM 3A
PART-B

( ` in Lakhs)
PARTICULARS
LIQDB
Defined Benefit
pension
Liquid Fund
STBDB
Defined Benefit
pension
Stable Fund

0.05538
0.00082
649.79681
1.20871
16.69805
0.00000
325.00000
0.05620
342.70357
SOVDB
Defined Benefit
pension
Sovereign Fund
653.23648
23.09578
676.33226
SMFDB
Defined Benefit
pension
Secured Fund
1,077.35187
14.61635
1,091.96822
DEMDB
Defined Benefit
pension
Defensive Fund
3,441.97737
21.55451
(25.22229)
0.02500
3,438.28459
BAMDB
Defined Benefit
pension
Balanced Fund
2,043.61801
5.26350
(81.52124)
1,967.36027
FORM 3A
PART-B

( ` in Lakhs)
LIQLIF-II
Life-II
STBLIF-II
Life-II
SMFLIF-II
Life-II
DELIF-II
Life-II
BAMLIF-II
Life-II
EQLIF-II
Life-II
GROLIF-II
Life-II
CG5LIF-II
Life-II
PARTICULARS
Liquid Fund
Stable Fund
Secured Fund

3,027.97660
4,763.99422
48.76384
3,872.57386
1,535.77332
64.05120
16,678.99717
3,756.57405
203.36297
1,342.66796
946.01494
2,271.13166
6,498.06671
4,526.38344
18,367.80253
Defensive Fund
14,363.70533
2,021.21255
(127.83886)
Balanced Fund
Equity Fund
Growth Fund
23,444.70007
5,902.45614
(616.41799)
30,196.54180
6,866.68080
(1,724.90088)
195,515.38835
37,722.41074
(15,616.82466)
835.89601
1,986.99606
2,127.99068
12,756.83146
15,421.18301
26,743.74216
33,210.33104
204,864.14297
Capital Guarantee 5 Years

251.85974
1.58047
13.04813
266.48834
FORM 3A
PART-B

( ` in Lakhs)
PARTICULARS
LIQPEN-II
Pension-II
Liquid Fund
1,893.26616
776.03309
14.27640
STBPEN-II
Pension-II
Stable Fund
4,430.20089
1,415.29214
74.10579
SMFPEN-II
Pension-II
Secured Fund
13,856.71293
4,437.15871
167.03311
DEMPEN-II
Pension-II
Defensive Fund
10,978.59606
1,569.89515
15.06568
BAMPEN-II
Pension-II
Balanced Fund
18,668.85852
3,322.32557
(380.23404)
EQPEN-II
Pension-II
Equity Fund
23,011.20805
4,157.26606
(1,200.26536)
GROPEN-II
Pension-II
Growth Fund
123,017.89501
24,610.02369
(10,999.61168)
942.58541
1,132.28255
3,624.48179
763.13041
1,611.57544
1,648.26699
10,721.05010
1,740.99023
4,787.31628
14,836.42296
11,800.42648
19,999.37460
24,319.94177
125,907.25692
CG5PEN-II
Pension-II
Capital Guarantee 5 Years
25.17602
0.09241
1.30245
26.57088
FORM 3A
( ` in Lakhs)
PARTICULARS
BALS-II
Life Super- II
Balanced
HNGLS-II
Life Super- II
Highest NAV
CGLS-II
STLS-II
Life Super- II
Capital Guarentee
Life Super- II
Short Term
2,728.31231
3,150.15206
(31.31239)
47,949.26748
42,152.41912
(6,521.53156)
634.34856
289.12501
25.57749
592.10522
865.50948
0.14508
175.94727
1,026.41994
18.77981
482.55890
5,671.20471
82,553.73510
930.27124
975.20088
FORM 3A
PART-B

( ` in Lakhs)
PARTICULARS
MPNLIF
Wealth Maximiser
Money Plus
BONLIF
LCNLIF
Wealth Maximiser
Wealth Maximiser
Bond Oppurtunities
Large Cap
MCNLIF
Wealth Maximiser
Mid Cap
MGNLIF
Wealth Maximiser
Manager
919.55957
1,164.56099
(225.27281)
2,788.86506
3,592.91915
(2,017.24268)
5,158.56996
3,146.84812
(1,426.85309)
3,984.97475
2,641.46057
(1,477.41297)
49,801.72797
7,632.79513
(1,966.15849)
862.49417
1,457.08892
1,437.47986
1,002.85783
3,122.17985
996.35358
2,907.45262
5,441.08514
4,146.16451
52,346.18475
FORM 3A
( ` in Lakhs)
PARTICULARS
BCWBF
Wealth Builder
Blue chip
8,953.41148
11,713.33435
(1,313.21822)
INWBF
Wealth Builder
Income
792.78851
3,022.72156
(1,834.07281)
OPWBF
Wealth Builder
Oppurtunities
VNWBF
Wealth Builder
Vantage
16,282.45933
22,632.49516
(1,620.42219)
11,379.50135
4,855.69159
(351.93003)
692.29256
477.96993
1,020.56992
1,189.97762
18,661.23504
1,503.46732
36,273.96238
14,693.28530
FORM 3A
PART-B

( ` in Lakhs)
PEGMAX
Pension Guarentee
PARTICULARS

Pension Maximus
6,753.88095
(52.68188)
3.87401
6,697.32506
LIQGRF
Group Liquid Fund
Total of All Funds
Liquid Fund
644.45659
3.80155
648.25814
1,988,397.14318
375,707.73929
(125,423.71418)
233,368.25864
2,005,312.90964
Date :- 12th May 2011
Amitabh Chaudhry
FORM 3A
Company Name & Code :
(`
INVESTMENT OF UNIT FUND

I. Approved Investments (>=75%)
Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Receivable for Sale of Investments
Other Current Assets (for Investments)
Less: Current Liabilities
Payable for Investments
Fund Mgmt Charges Payable
Other Current Liabilities (for Investments)
Sub Total
(B)
Life
Liquid Fund
Actual Inv. % Actual
Life
Stable Fund
Actual Inv.
% Actual
8,513.74203
2,788.13824
6,597.06693
5,463.95844
8,696.18008
7,689.37874
11,801.58965
1,600.00000
98.29 18,466.43746
96.85
355.93852
98.56
35,724.54233
97.41
70,678.09533
97.06
628.71825
475.16094
-50.21689
-40.56639
2.14
0.01
0.00
0.65
(0.07)
(0.06)
1,111.62256
22.76358
1.00302
-25.23311
-23.48151
2.72
0.00
(0.07)
(0.06)
1,561.01357
9.29735
1.00271
-0.24347
-0.24322
1.30
0.28
(0.07)
(0.07)
997.90427
-12.63405
-16.90866
3.30
0.01
(0.07)
(0.09)
4.68525
-5.95078
-5.46327
1.83
0.01
(0.07)
(0.06)
148.18314
1.71
600.17586
3.15
5.19964
1.44
950.19407
2.59
1,955.69128
2.69
0.07740
158.59362
1.00356
(C)
Total (A + B + C)
Funds Carried Forward (as per LB 2)
1.00032
8,662.00256
8,694.68992
1.00109
100.00 19,066.61333
20,101.99197
100.00
1,537.39386
6,000.00000
1.00442
361.13816
364.12675
100.00
36,674.73640
36,557.72110
100.00
13,591.05985
10,472.69859
23,416.28282
15,112.10773
2,435.94634
5,650.00000
18.66
14.38
32.16
20.75
3.35
7.76
Life
Balanced Fund
Actual Inv.
% Actual
94.77
3.79
-
2,017.27386
23.71
20.97
32.18
4.19
16.36
Life
Defensive Fund
Actual Inv.
% Actual
342.24298
13.69554
-
Other Investments (<=25%)

Corporate Bonds
Infrastructure Bonds
Equity
Money Market
Mutual Funds
Sub Total
Life
Secured Fund
Actual Inv.
% Actual
14.62
34.60
28.66
10.58
8.39
8,513.81943
98.29
0.00
Life
Sovereign Fund
8,909.14613
7,449.27809
17,090.54278
29,408.80514
2,348.49189
Life
Equity Fund
Actual Inv.
% Actual
4,206.52804
1,701.36175
10,549.68117
74,486.38516
3,087.89815
6,450.00000
12.02
10.05
23.05
39.66
3.17
8.70
71,656.26403
96.64
101,731.85427
96.16
448,138.59608
541.90326
47.07832
1.00983
74.58714
268.13738
1.08796
3,697.04760
-298.76869
-1,901.37402
7,700.00000
3.98
1.61
9.97
70.41
2.92
7.28
Life
Growth Fun
Actual Inv.
428,615.70464
19,522.89145
-
1,012.52576
-49.90201
-53.05045
1.50
0.03
0.00
1.37
(0.07)
(0.07)
1,663.70642
-69.50862
-215.89202
0.51
0.04
0.00
1.57
(0.07)
(0.20)
2,044.96244
2.76
1,968.29720
1.86
1,840.71736
2,095.15651
0.00
0.00
1.98
0.00
0.00
10,527.28657
186.43252
0.26
-
447.01627
0.00
0.00
0.60
0.00
0.00
186.43252
0.26
447.01627
0.60
2,095.15651
1.98
10,527.28657
72,820.21914
73,190.47904
100.00
74,148.24274
74,505.39855
100.00
105,795.30798
105,860.89020
100.00
460,506.60002
462,725.71992
FORM 3A
PART-B

HDFC Standard Life Insuranc


Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)
` in Lakhs)
nd
% Actual
93.07
4.24
97.31
0.02
0.06
0.00
0.80
(0.06)
(0.41)
0.40

Corporate Bonds
Equity
Money Market
Mutual Funds
0.00
0.00
2.29
0.00
0.00
Sub Total
2.29
(C)
Total (A + B + C)
100.00
FORM 3A


Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)
Pension
Liquid Fund
6.12932
-
1,000.00000
98.81 11,809.77851
96.96
6.12932
384.85454
0.00000
1.00896
3.16
0.01
(0.06)
(0.07)
0.03289
0.00000
0.07109
-6.12508
-3.48287
1.35
0.02
(0.11)
(0.06)
64.35562
1.19
370.58777
3.04
5,348.18095
72.95668
0.00000
1.00689

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
1,494.14640
3,803.88363
3,346.33959
Pension
Sovereign Fund
12.27
31.23
27.47
17.78
8.21
5,348.18095
98.81
-
Pension
Stable Fund
2,165.40889
-6.79792
-8.47781
5,412.53657
5,924.97677
100.00
4,520.18719
2,741.43216
7,447.90988
4,893.51419
818.80992
4,100.00000
98.46
23,500.03628
97.40
662.10096
0.00000
1.00088
-0.00421
-0.00409
0.53
1.14
(0.07)
(0.07)
0.09568
1.54
12,180.36628
12,258.31821
5,907.73324
5,222.14542
7,388.88799
Pension
Defensive Fund
Actual Inv.
% Actual
24.48
21.64
30.62
3.65
16.99
98.46
-
Pension
Secured Fund
Actual Inv.
% Actual
881.26963
100.00
6.22500
6.22521
100.00
6,994.98658
4,427.30108
13,887.66889
22,415.74933
1,803.91021
1,750.00000
19.89
12.06
32.77
21.53
3.60
7.70
22,171.85335
97.56
54,479.61609
805.40552
15.59402
1.00213
423.57078
3.55172
1.00136
-16.73562
-17.86434
2.74
0.00
(0.07)
(0.07)
87.31111
-15.62447
-16.49075
1.86
0.02
0.00
0.38
(0.07)
(0.07)
628.50187
2.60
483.31976
2.13
0.00000
24,128.53815
24,198.77630
Pension
Balanced Fund
Actual Inv.
% Actual
4,050.00000
3.88
3.75
7.93
70.91
2.31
7.21
96.48
53,946.54678
95.99
1.43
0.03
0.00
1.55
(0.07)
(0.07)
250.66765
24.94591
1.01257
909.77996
-37.23545
-113.73144
0.45
0.04
0.00
1.62
(0.07)
(0.20)
1,617.17555
2.86
1,035.43919
1.84
371.35723
0.66
-
1,218.45437
2.17
-
4,950.00000
873.54123
-38.16933
-40.19803
12.39
7.84
24.59
39.70
3.19
8.77
Pension
Equity Fund
Actual Inv.
% Actual
2,182.68199
2,108.35447
4,455.35356
39,854.17491
1,295.98185
71.95848
0.32
-
71.95848
0.32
371.35723
0.66
1,218.45437
2.17
22,727.13158
22,729.84496
100.00
56,468.14886
56,522.43634
100.00
56,200.44035
56,278.99741
100.00
100.00
FORM 3A
PART-B

HDFC Standard Life Insura
( ` in Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
Pension
Growth Fund
Actual Inv.
% Actual
267,202.18276
12,586.60831
279,788.79107
52.98114
176.74163
1.07918
92.77
4.37
97.14
2,667.05804
-187.65436
-1,137.10783
0.02
0.06
0.00
0.93
(0.07)
(0.39)
1,573.09781
0.55
6,674.15899
2.32
-
6,674.15899
2.32
288,036.04787
288,338.89745
100.00
FORM 3A
PART-B

( ` in Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)
Group
Liquid Fund
2,106.64027
(C)
Total (A + B + C)
593.07000
292.91978
100.00000
62.77
26.39
10.58
99.74
298.71844
249.33574
2,106.64027
98.25
942.40574
38.85722
3.26235
-1.35393
-1.04323
1.81
0.05
(0.06)
(0.05)
37.46261
1.75
1.00256

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
98.25
-
Group
Group
Stable Fund
Sovereign Fund
Actual Inv. % Actual Actual Inv. % Actual
-0.49820
-1.31798
0.35
0.11
(0.05)
(0.14)
2.45217
0.26
1.00601
2,144.10288
2,144.10233
100.00
5.79867
-
2.90708
944.85791
944.82750
100.00
96.92
1.92
-
2,474.84291
580.67176
1,531.37098
98.83
4,727.62630
140.74065
-
94.91682
-0.19170
-0.19057
0.96
0.33
(0.06)
(0.06)
3.52520
1.17
1.00040
Group
Secured Fund
Actual Inv.
% Actual
302.24364
302.23407
100.00
51.34
12.05
31.77
2.92
-
1,052.02938
1,779.90006
3,515.18719
1,704.09885
237.10835
98.07
8,288.32382
97.45
5,702.58780
96.41
0.82692
95.57
98.53002
1.99774
1.00302
81.99930
0.00024
0.00071
0.03236
-
-3.66438
-3.51364
1.67
0.03
0.02
1.39
(0.06)
(0.06)
-0.00053
-0.00056
0.03
0.08
3.74
(0.06)
(0.06)
176.35207
2.98
0.03221
3.72
0.00611
0.71
-
-3.02126
0.12364
-5.13660
-3.46367
2.20
0.01
0.01
0.15
(0.06)
(0.04)
93.02261
1.93
193.51253
2.28
4,820.64891
5,122.59579
100.00
15.19
17.41
21.14
41.15
1.51
-
Group
Growth Fund
898.46865
1,029.86424
1,250.56292
2,434.19671
89.49528
187.07335
1.11187
1.00567
12.92191
1.00340
Group
Balanced Fund
Actual Inv.
% Actual
12.37
20.93
41.33
20.04
2.79
-
1.97
0.02
(0.06)
0.00
Group
Defensive Fund
Actual Inv.
% Actual
0.82692
-
95.57
-
23.16373
0.27
-
35.97858
0.61
-
23.16373
0.27
35.97858
0.61
0.00611
0.71
8,505.00008
9,261.90534
100.00
5,914.91845
5,926.52448
100.00
0.86524
0.86342
100.00
FORM 3A
PART-B

( ` in Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
Defined Benefit Pension

Liquid Fund
Actual Inv.
% Actual

Stable Fund
Actual Inv.
% Actual
231.50803
29.41464
97.71
-
0.05620
97.71
342.70357
-0.00627
0.00000
0.00022
3.66438
0.00000
1.00184
-0.00004
0.00741
(10.90)
0.37
(0.06)
12.88
0.00132
2.29

Sovereign Fund
Actual Inv.
% Actual
66.76
8.48
23.58
-
670.93983
-
98.83
676.33226
98.36
1,091.96822
11.17948
0.00000
1.00070
-0.43661
-0.43329
1.63
0.15
(0.06)
(0.06)
38.18271
0.00000
1.00077
-0.21924
-0.38553
1.06
0.29
(0.06)
(0.11)
4.06146
1.17
11.31028
1.64
0.05752
0.05752
100.00
0.05620
81.78089
-
346.76502
666.77782
100.00
5.39243
-
97.57
0.78
-

Secured Fund
Actual Inv.
% Actual
687.64254
687.61969
100.00
415.18654
275.00689
392.59908
9.17572

Defensive Fund
Actual Inv.
% Actual
36.75
24.34
34.75
0.81
-
751.18859
456.74723
1,323.16041
737.57369
159.24787
96.66
3,427.91779
97.15
1,955.13320
96.45
84.15845
0.61980
1.00396
8.70299
-2.21590
-1.93420
2.39
0.02
0.03
0.00
0.00
0.00
0.25
-0.06
-0.05
34.40733
0.15538
1.00209
-0.71718
-0.68960
3.38
0.09
(0.06)
(0.06)
26.69853
-1.26366
-1.28510
1.70
0.01
0.05
1.32
(0.06)
(0.06)
37.77670
3.34
90.33510
2.56
59.71456
2.95
12.22707
0.60
-
21.29
12.94
37.50
20.90
4.51
-

Balanced Fund
Actual Inv.
% Actual
20.32
16.61
15.84
40.02
3.66
-
10.36679
0.00000
10.36679
0.29
12.22707
0.60
3,528.61968
3,526.95115
100.00
2,027.07483
2,029.88084
100.00
1,129.74492
1,129.72353
100.00
0.29
-
411.89740
336.73651
321.15998
811.20690
74.13241
FORM 3A


Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
Life-II
Liquid Fund
2.00000
98.82
0.03
6,498.06671
98.85
0.00000
6,496.06671
83.82944
0.00000
1.00101
Life-II
Stable Fund
1,128.97490
1,845.38748
0.00000
1,152.02107
400.00000
4,526.38344
24.27
39.67
24.76
8.60
3,228.52395
1,580.27517
4,377.32268
3,144.71839
1,597.55223
0.00000
97.29 18,367.80253
97.85
439.96965
0.00000
1.00888
284.29441
2.10286
1.00528
-19.27977
-18.83427
2.34
0.01
(0.10)
(0.10)
402.86449
2.15
133.86721
0.00000
1.00130
-5.64435
-3.71810
-4.45557
-4.42860
2.88
0.02
(0.10)
(0.10)
75.46800
1.15
125.98434
2.71
6,573.53472
7,189.33126
100.00 4,652.36778
4,741.39695
2,682.86251
6,447.83063
5,877.29327
0.00000
3,359.81611
Life-II
Defensive Fund
Actual Inv.
% Actual
14.29
34.35
31.31
17.90
-
1.28
0.02
(0.09)
(0.06)
Life-II
Secured Fund
Actual Inv.
% Actual
100.00 18,770.66702
19,037.36184
100.00
Life-II
Balanced Fund
Actual Inv.
% Actual
1,969.62318
1,028.67465
7,930.81228
10,490.10238
3,285.93200
1,450.00000
15,378.39240
98.06
26,605.14449
98.73
32,539.57650
96.12
324.80583
5.32165
1.00148
283.57266
13.46760
1.00309
93.55621
95.25511
1.02336
450.63595
-33.45185
-73.50554
0.84
0.04
0.00
1.33
(0.10)
(0.22)
641.72191
1.90
5.28575
-15.93555
-15.31977
1.81
0.01
0.01
0.03
(0.10)
(0.10)
92.62090
-26.85456
-194.18173
1.21
0.02
0.00
0.34
(0.10)
(0.72)
261.43298
1.67
202.71358
0.75
42.79060
0.27
-
138.59767
0.51
-
1,230.82871
241.09616
3,738.39903
22,466.85483
1,662.39778
3,200.00000
670.75454
3.64
0.71
11.04
66.37
4.91
9.45
Life-II
Growth Fund
Actual Inv.
% Actual
20.59
10.08
27.91
20.05
10.19
9.25
1,900.00000
7.31
3.82
29.43
38.93
12.19
7.05
Life-II
Equity Fund
Actual Inv.
% Actual
1.98
-
186,608.05642
10,086.27895
Life
Capital Guara
Actual Inv.
197.87394
34.16159
34.45281
2,450.00000
90.50
4.89
1.19
199,144.33538
96.58
266.48834
2,356.05976
-202.42305
-1,020.47566
0.05
0.05
0.00
1.14
(0.10)
(0.49)
-0.29042
-0.31211
1,322.99571
0.64
-0.49082
5,719.80759
2.77
-
42.79060
0.27
138.59767
0.51
670.75454
1.98
5,719.80759
2.77
15,682.61599
15,950.70311
100.00
26,946.45574
27,438.13440
100.00
33,852.05295
34,457.29141
100.00
206,187.13868
209,615.76105
100.00
0.10540
0.00631
265.99752
265.92093
FORM 3A
PART-B

HDFC Standard Life Insuranc


Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
( ` in Lakhs)
e-II
antee 5 years
% Actual
74.39
12.84
12.95
100.18
0.04
0.00
(0.11)
(0.12)
(0.18)
100.00
FORM 3A
PART-B

( ` in Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
Pension-II
Liquid Fund
Actual Inv.
% Actual
1,740.99023
Pension-II
Stable Fund
Actual Inv.
% Actual
98.30
-
923.68347
1,997.11993
0.00000
1,466.51288
1,740.99023
98.30
4,787.31628
32.84015
0.00000
1.00089
1.85
0.06
-
140.36203
0.00000
1.00334
-1.82488
-1.95169
(0.10)
(0.11)
30.06447
1.70
1,771.05470
1,782.86741
100.00
400.00000
18.78
40.60
29.82
8.13
97.33
2.85
0.02
-
Pension-II
Secured Fund
Actual Inv.
% Actual
2,260.39129
5,699.67730
4,339.54242
0.00000
2,536.81196
Pension-II
Defensive Fund
Actual Inv.
% Actual
2,490.75249
1,581.57141
2,881.53463
2,487.60801
1,177.68528
0.00000
14.90
37.57
28.60
16.72
-
14,836.42296
97.79
366.36542
0.00000
1.00071
Pension-II
Balanced Fund
Actual Inv.
% Actual
1,683.94535
1,963.16123
4,405.11558
7,994.93452
2,338.53754
1,150.00000
20.77
13.19
24.03
20.74
9.82
9.59
11,769.15181
98.15
2.41
0.01
-
225.49983
1.13710
1.00270
10.31826
Pension-II
Equity Fund
Actual Inv.
% Actual
917.71488
600.92962
2,238.67069
16,831.65247
1,354.27583
1,500.00000
8.31
9.69
21.75
39.47
11.54
0.00
7.41
19,885.69422
98.17
1.88
0.01
0.01
0.09
-
303.57167
4.45532
1.00165
76.00912
Pension-II
Growth Fund
Actual Inv.
% Actual
114,579.04572
6,529.66508
1,900.00000
3.70
2.42
9.03
67.88
5.46
7.66
23,843.24349
96.15
1.50
0.02
0.00
0.38
0.00
205.82508
10.73135
1.00110
340.21589
0.83
0.04
0.00
1.37
-
Pension-II
Capital Guarantee 5 years
Actual Inv.
% Actual
19.78739
3.42221
3.36127
1,100.00000
89.82
5.12
0.86
122,208.71080
95.80
26.57088
100.16
49.96720
60.89152
1.01416
2,494.82029
0.04
0.05
0.00
1.96
-
0.01052
0.00000
0.00598
0.00000
0.04
0.02
-
74.59
12.90
12.67
-
-5.16148
-4.89999
(0.10)
(0.10)
-16.02462
-15.56217
(0.11)
(0.10)
-23.47259
-12.29705
-11.06443
(0.20)
(0.10)
(0.09)
-88.19008
-20.52037
-19.54499
-0.44
-0.10
-0.10
-31.74885
-24.72183
-23.66837
(0.13)
(0.10)
(0.10)
-698.96186
-125.46886
-123.18483
(0.55)
(0.10)
(0.10)
0.00000
-0.02903
-0.03120
(0.11)
(0.12)
131.30390
2.67
335.77935
2.21
191.12381
1.59
256.78231
1.27
477.63439
1.93
1,659.07762
1.30
-0.04373
(0.16)
113.68038
0.00
0.00
0.56
0.00
0.00
476.69828
1.92
-
3,698.54612
2.90
-
4,918.62018
4,973.68720
100.00
15,172.20230
15,352.76771
100.00
31.27467
0.26
-
31.27467
0.26
113.68038
0.56
476.69828
1.92
3,698.54612
11,991.55029
12,144.71883
100.00
20,256.15691
20,446.98863
100.00
24,797.57616
25,099.39166
100.00
127,566.33454
129,452.86231
2.90
100.00
26.52714
26.51968
100.00
FORM 3A
PART-B

( ` in Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
Life Super-II
Balanced
Actual Inv.
% Actual
989.06773
95.80082
1,049.38927
2,469.95142
1,039.52517
5,643.73441
17.31
1.68
18.36
43.22
18.19
98.75
Life Super-II
Capital Guarantee
Actual Inv.
% Actual
0.09441
434.58283
491.81779
926.49502
0.01
46.73
52.89
-
Life Super-II
Highest NAV
Actual Inv.
% Actual
Life Super-II
Short Term
Actual Inv.
% Actual
775.20088
200.00000
78.17
20.17
1,482.45000
4,951.31106
17,316.57484
31,694.96058
25,959.20875
870.00000
1.71
5.72
20.02
36.64
30.01
1.01
99.63
975.20088
98.34
82,274.50524
95.12
54.53820
1.02691
1.00031
19.91686
0.95
0.02
0.02
0.35
-
0.10462
0.08124
1.01151
-
0.01
0.01
0.11
-
16.76467
0.00000
1.00092
0.00000
1.69
0.10
-
1,534.76272
5.15715
1.03339
2,549.83333
1.77
0.01
0.00
2.95
-
-25.29036
-5.66918
-1.80135
(0.44)
(0.10)
(0.03)
-1.17728
-0.34016
(0.13)
(0.04)
0.00000
-0.95202
-0.30854
(0.10)
(0.03)
0.00000
-119.90245
-29.85033
(0.00)
(0.14)
(0.03)
43.72139
0.77
-0.32008
(0.03)
16.50504
1.66
3,941.03382
4.56
27.47030
0.48
-
3.77622
0.41
-
279.22986
0.32
-
279.22986
0.32
86,494.76892
88,045.81063
100.00
27.47030
0.48
3.77622
0.41
0.00000
5,714.92610
5,748.75633
100.00
929.95116
944.36042
100.00
991.70592
994.54260
100.00
FORM 3A
PART-B

( ` in Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
Wealth Maximiser
Money Plus
Actual Inv.
% Actual
743.58318
37.78621
214.98418
Wealth Maximiser
Bond Oppurtunities
Actual Inv.
% Actual
73.12
3.72
21.14
-
1,687.64684
184.23647
570.42971
115.15763
996.35358
97.98
2,907.45262
22.97033
0.29597
2.26
0.03
-
97.47471
0.00000
0.11370
349.98196
56.31
6.15
19.03
3.84
11.68
97.01
3.25
0.00
-
Wealth Maximiser
Large Cap
Actual Inv.
% Actual
5,175.15166
238.75194
5,413.90360
0.05069
0.28310
0.29117
34.04818
95.31
4.40
99.71
0.00
0.01
0.01
0.63
-
Wealth Maximiser
Mid Cap
Actual Inv.
% Actual
3,354.50185
131.39593
Wealth Maximiser
Manager
Actual Inv.
% Actual
81.16
3.18
-
15,209.25381
1,462.35533
4,619.88718
23,647.90021
2,454.90861
2,777.94064
28.68
2.76
8.71
44.59
4.63
5.24
3,485.89778
84.34
50,172.24578
94.60
0.02790
7.53273
0.24184
0.00
0.18
0.01
-
829.93929
24.73408
3.12432
85.19149
1.56
0.05
0.01
0.16
-
-1.48049
-1.23359
(0.15)
(0.12)
-4.41935
-3.58375
(0.15)
(0.12)
-7.66940
-38.28938
(0.14)
(0.71)
-5.77147
-15.10820
(0.14)
(0.37)
-76.28695
-175.44575
(0.14)
(0.33)
20.55221
2.02
89.58531
2.99
-11.28565
-0.21
-13.07720
(0.32)
691.25648
1.30
27.18154
0.50
-
660.26673
15.98
-
27.18154
0.50
660.26673
15.98
2,173.93897
4.10
5,429.79949
5,444.88385
100.00
4,133.08732
4,147.52165
100.00
53,037.44123
53,238.98428
100.00
1,016.90579
1,022.08230
100.00
2,997.03793
3,002.84176
100.00
2,173.93897
4.10
-
FORM 3A
PART-B

( ` in Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)

Corporate Bonds
Equity
Money Market
Mutual Funds
Sub Total
(C)
Total (A + B + C)
Wealth Builder
Blue chip
Actual Inv.
% Actual
Wealth Builder
Income
Actual Inv.
% Actual
Wealth Builder
Oppurtunities
Actual Inv.
% Actual
91.74
7.12
-
191.00827
517.59808
552.76415
242.09683
12.39
33.57
35.86
15.70
-
18,478.65818
98.86
1,503.46732
97.52
31,826.27894
0.28264
11.61879
0.82992
44.67637
0.00
0.06
0.00
0.24
-
40.77548
0.17492
-
2.64
0.01
-
0.82384
26.58200
0.91026
-
17,147.53380
1,331.12438
27,946.26400
3,880.01494
Wealth Builder
Vantage
Actual Inv.
% Actual
77.51
10.76
-
909.49648
2,464.57202
2,632.01723
6,374.46797
1,821.92105
88.27
14,202.47476
0.00
0.07
0.00
-
194.29680
5.09843
1.09633
9.18790
6.12
16.59
17.71
42.90
12.26
95.58
1.31
0.03
0.01
0.06
-
-18.31691
-7.98748
(0.10)
(0.04)
-1.62319
-1.16445
(0.11)
-0.08
-34.88015
-210.72527
(0.10)
(0.58)
-15.05049
-28.66225
(0.10)
(0.19)
31.10333
0.17
38.16276
2.48
-217.28932
-0.60
165.96671
1.12
182.57686
0.98
-
490.81054
3.30
-
490.81054
3.30
14,859.25201
15,314.07443
100.00
182.57686
0.98
18,692.33837
19,075.43265
100.00
4,447.68344
12.34
-
4,447.68344
12.34
100.00
36,056.67306
36,965.23027
100.00
1,541.63008
1,696.47713
FORM 3A
PART-B

( ` in Lakhs)

Govt. bonds
Corporate Bonds
Infrastucture Bonds
Equity
Money Market
Mutual Funds
Deposit with Banks
Sub Total
(A)
Current Assets:
Accrued Intrest
Dividend Recievable
Bank Balance
Sub Total
(B)
Pension Guarentee
Pension Maximus
Actual Inv.
% Actual
511.90000
778.47009
793.41702
5.20
4.35
8.89
67.44
7.68
3.11
648.25814
0.75
1,964,454.26210
96.66
0.09
0.00
-
0.33298
0.00097
0.00
0.00
-
-4.83628
-0.43008
(0.01)
(0.00)
-0.04227
-0.00715
(0.00)
(0.00)
14,165.20436
847.47235
51.63939
5,759.13891
13,458.47120
-1,651.98442
-5,654.08426
69.69282
0.08
0.28453
0.00
200.00000
6,697.32506
74.88555
0.07363
Sub Total
(C)
7.74
6,767.01787
8,044.56002
7.82
648.25814
% Actual
105,620.25981
88,351.46059
180,603.47464
1,370,562.39779
156,116.66927
63,200.00000
4,413.53795
0.59
0.90
0.92
5.10
0.23
TOTAL UNIT LINKED

Actual Inv.
0.75
-

Corporate Bonds
Equity
Money Market
Mutual Funds
Total (A + B + C)
Group Liquid Fund

Liquid Fund
Actual Inv.
% Actual
26,975.85753
40,858.64754
-
1.33
2.01
-
0.00000
0.00
40,858.64754
2.01
648.54268
648.54351
0.75
2,032,288.76718
2,052,313.35979
100.00
Difference in amount carried forward as per LB2 and the fund value is due to appropriation/expropriation amount of Rs 1115.34990 Lakhs and
Rs 18909.24271 Lakhs towards units created in Life Asia at declared NAV of respective funds Unit Linked Funds as on 31/03/2011.
0.70
0.04
0.00
0.28
0.66
(0.08)
(0.28)
Amitabh Chaudhry
FORM L-28-ULIP-NAV-3A
Form 3A
Part C

Statement as on:

31st March 2011
31/03/2011
No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
Name of the Scheme

Liquid Fund Investment - Life
Secured Managed Investment - Life
Defensive Managed Investment - Life
Balanced Managed Investment - Life
Equity Managed Investment - Life
Growth Fund Investment - Life
Liquid Fund Investment - Pension
Secured Managed Investment - Pension
Defensive Managed Investment - Pension
Balanced Managed Investment - Pension
Equity Managed Investment - Pension
Growth Fund Investment - Pension
Liquid Fund Investment - Group
Secured Managed Investment - Group
Defensive Managed Investment - Group
Balanced Managed Investment - Group
Growth Fund Investment - Group
Liquid Fund Investment - DB Pension
Secured Managed Investment - DB Pension
Defensive Managed Investment - DB Pension
Balanced Managed Investment - DB Pension
Stable Managed Life
Stable Managed Pension
Stable Managed - Group
Stable Managed - DB Pension
Sovereign Fund Life
Sovereign Fund Pension
Sovereign Fund - Group
Sovereign Fund - DB Pension
Liquid Fund Investment - Life - II
Secured Managed Investment - Life - II
Defensive Managed Investment - Life - II
Balanced Managed Investment - Life - II
Equity Managed Investment - Life - II
Growth Fund Investment - Life - II
Stable Managed Life - II
Money Plus Niche Life Fund #
Bond Opportunity Niche Life Fund #
Mid Cap Niche Life Fund #
Large Cap Niche Life Fund #
Manager Niche Life Fund #
Balanced Managed Investment - Pension - II #
Defensive Managed Investment - Pension - II #
Equity Managed Investment - Pension - II #
Growth Fund Investment - Pension - II #
Liquid Fund Investment - Pension - II #
Secured Managed Investment - Pension - II #
Stable Managed Pension - II #
Income Wealth Builder Fund #
Blue Chip Wealth Builder Fund #
Opportunity Wealth Builder Fund #
Vantage Wealth Builder Fund #
Capital Guarantee 5 Year Life Fund - II #
Capital Guarantee 5 Year Pension Fund - II #
HDFC SL Highest NAV Guarantee Fund Life Super - II ^
HDFC SL Short Term Fund Life Super - II ^
HDFC SL Balanced Fund Life Super - II ^
HDFC SL Capital Guarantee Fund Life Super- II $
HDFC Life Pension Guarantee Maximus Fund @
HDFC Life Group Liquid Fund @
Assets Held on the

above date
866,200,256
3,667,473,640
7,282,021,914
7,414,824,274
10,579,530,798
46,050,660,002
541,253,657
2,412,853,815
2,272,713,158
5,646,814,886
5,620,044,035
28,803,604,787
214,410,288
482,064,891
850,500,008
591,491,845
86,524
5,752
112,974,492
352,861,968
202,707,483
1,906,661,333
1,218,036,628
94,485,791
34,676,502
36,113,816
622,500
30,224,364
68,764,254
657,353,472
1,877,066,702
1,568,261,599
2,694,645,574
3,385,205,295
20,618,713,868
465,236,778
349,735,266
2,678,567,377
1,731,561,737
1,901,562,796
5,309,411,932
2,025,615,691
1,199,155,029
2,479,757,616
12,756,633,454
177,105,470
1,517,220,230
491,862,018
888,218,742
2,253,650,268
3,973,120,342
1,487,438,540
26,599,752
2,652,714
8,649,476,892
99,170,592
571,492,610
92,995,116
676,701,787
64,854,269
31/12/2010
NAV as on the
above date **
NAV as
per LB 2
Previous Qtr
NAV
33.2591
30.9882
41.1612
54.0305
70.1055
82.7997
33.5186
30.5097
37.2284
51.9026
66.4284
79.1502
34.1010
31.5513
47.3514
69.7373
178.3801
34.7593
75.3143
38.2395
48.7445
32.9232
32.9516
33.4718
25.6094
27.3863
27.2164
27.1980
26.7853
12.8249
12.4722
12.3978
11.2610
11.0306
9.6725
12.4136
11.8539
12.1522
18.4688
14.4985
14.8107
15.1213
13.5303
16.3724
18.4781
12.1470
12.3177
11.8597
10.7332
10.5402
11.5027
10.9453
10.5635
10.5635
10.0077
10.3458
10.1212
10.3477
10.1055
10.0638
33.2591
30.9882
41.1612
54.0305
70.1055
82.7997
33.5186
30.5097
37.2284
51.9026
66.4284
79.1502
34.1010
31.5513
47.3514
69.7373
178.3801
34.7593
75.3143
38.2395
48.7445
32.9232
32.9516
33.4718
25.6094
27.3863
27.2164
27.1980
26.7853
12.8249
12.4722
12.3978
11.2610
11.0306
9.6725
12.4136
11.8539
12.1522
18.4688
14.4985
14.8107
15.1213
13.5303
16.3724
18.4781
12.1470
12.3177
11.8597
10.7332
10.5402
11.5027
10.9453
10.5635
10.5635
10.0077
10.3458
10.1212
10.3477
10.1055
10.0638
32.5860
30.5374
41.2699
55.3921
73.6891
89.5352
32.8260
30.0716
37.4035
53.1970
69.8691
85.9097
33.1389
31.0135
47.4495
72.2286
189.6850
34.2924
74.2101
38.4063
49.8253
32.3641
32.4008
31.7821
25.1906
26.9841
26.7096
26.7716
26.4050
12.5805
12.2355
12.4352
11.4731
11.5394
10.4444
12.2220
11.7003
12.0011
20.3133
15.4154
15.3586
15.4346
13.5569
17.0190
19.9897
11.9253
12.0817
11.6744
10.5582
11.1663
12.5008
11.2842
10.5876
10.5881
10.3101
10.1462
10.3741
10.0712
N/A
N/A
2nd
Previous
Qtr NAV
32.0700
30.2086
40.9072
55.0034
73.0618
88.8509
32.3224
29.7382
37.0873
52.9170
69.2527
85.2520
32.6249
30.7793
46.8585
71.5293
188.6674
33.8395
73.5204
37.8626
49.1057
32.0971
32.1390
31.5758
24.9513
26.7024
26.4495
26.5427
26.0992
12.3972
12.0890
12.2949
11.3816
11.4035
10.3769
12.1136
11.6103
11.9056
20.4500
15.2388
15.2806
15.2776
13.3913
16.8299
19.8504
11.7512
11.9341
11.5619
10.4485
10.9689
12.7393
11.2296
10.5104
10.5112
10.0230
10.0152
10.1354
N/A
N/A
N/A
3rd
Previous
Qtr NAV
31.6101
29.9138
39.8824
52.4073
67.3814
80.6682
31.8638
29.4300
36.1662
50.4177
63.6519
77.3740
32.1799
30.5708
45.7162
68.7359
170.1226
33.4675
72.2494
37.0997
46.5772
31.7580
31.8124
31.2606
24.7439
26.5808
26.3674
26.4700
25.9655
12.2342
11.9494
11.9935
10.8576
10.5139
9.4476
12.0054
11.5787
11.8682
17.8782
13.8113
14.3524
14.6314
13.0713
15.5069
18.0299
11.6135
11.8035
11.4570
10.3202
9.9163
11.3312
10.5452
10.3262
10.3263
N/A
N/A
N/A
N/A
N/A
N/A
Annualised
Return/Yield $
8.38%
5.99%
-1.07%
-9.97%
-19.72%
-30.51%
8.56%
5.91%
-1.90%
-9.87%
-19.97%
-31.91%
11.77%
7.03%
-0.84%
-13.99%
-24.17%
5.52%
6.03%
-1.76%
-8.80%
7.01%
6.89%
21.56%
6.74%
6.04%
7.70%
6.46%
5.84%
7.88%
7.85%
-1.22%
-7.50%
-17.88%
-29.97%
6.36%
5.32%
5.11%
-36.83%
-24.12%
-14.47%
-8.23%
-0.80%
-15.41%
-30.67%
7.54%
7.92%
6.44%
6.72%
-22.74%
-32.38%
-12.18%
-0.92%
-0.94%
-11.90%
7.98%
-9.89%
11.13%
N/A
N/A
3 Year
Rolling
CAGR
8.66
8.79
9.53
10.80
11.06
10.13
8.79
8.63
9.52
11.22
12.32
9.97
8.90
8.06
9.62
9.87
24.38
12.13
45.03
9.16
13.62
7.87
7.92
8.49
(0.77)
6.53
6.31
6.30
5.73
8.18
7.76
9.75
9.15
11.20
7.35
7.00
-
Total :
210,025,727,190
Note Manager Niche Life Fund and Vantage Wealth Builder Fund are fund of funds, which invest in others scheme of wealth Maximiser and wealth builder funds respectively. Total AUM excluding
AUM of the Fund of funds is `203,228,876,718
$
#
^
$
@
**
Annualised return for the quarter ended 31st March, 2011.

Niche Life Funds, Pension - II, Wealth Builder Funds & Capital Guarantee Funds were launched on 31st July 2008, 29th Sept 2008, 4th Jan 2010 and 06th April 2010 respectively.
Hence, 3 Year CAGR are not applicable.
Highest NAV Guarantee Life Super Fund - II ,Short Term Fund Life Super - II and Balanced Fund Life Super - II were launched on 1st September 2010. Hence, 3 year CAGR is not applicable
HDFC SL Capital Guarantee Fund Life Super- II $ was launched on 26th October 2010. Hence, 3 year CAGR is not applicable.
Pension Guarantee Maximus Fund and Group Liquid Fund were launched on 24th January 2011 and 08th March 2011 respectively. Hence, 3 year CAGR is not applicable.
Declared NAV after appropriation / Expropriation
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.
Amitabh Chaudhry
L-29-Debt Sec
IRDA Periodic Disclosures
FORM L-29
Detail regarding Debt securities
Insurer:
HDFC STANDARD LIFE INSURANCE COMPANY LTD
Date:
31/03/2011
( ` in Lakhs)
Detail Regarding Debt securities

MARKET VALUE
As at 31/03/2011
As % of total
for this class
As at 31/12/2010
As % of total
for this class
BOOK VALUE
As at 31/03/2011
As % of total
for this class
As at 31/12/2010
As % of total
for this class
Break down by credit rating

AAA rated
3.77%
50.64%
3.74%
39,108.76
475,391.59
38,945.06
AA or better
55.08%
3.90%
55.09%
572,057.96
36,632.28
573,941.67
Rated below AA but above A
Rated below A but above B
Any other (Sovereign)
41.15%
45.45%
41.17%
427,374.02
426,650.70
428,904.70
Total
1,038,540.74
100.00%
938,674.57
100.00%
1,041,791.42
100.00%
Break down by Residual
Maturity
Up to 1 year
29.83%
14.41%
29.73%
309,778.33
135,260.95
309,682.02
more than 1 year and upto
13.00%
15.01%
13.08%
134,979.77
140,927.43
136,304.57
3years
More than 3years and up to
13.68%
10.56%
13.81%
142,108.83
99,089.46
143,849.12
7years
More than 7 years and up to
26.54%
3.30%
26.44%
275,612.28
30,938.35
275,416.49
10 years
8.22%
1.69%
8.22%
85,324.77
15,868.57
85,662.56
15 years
1.98%
0.74%
1.98%
20,552.03
6,953.80
20,605.43
20 years
Above 20 years
6.76%
54.29%
6.75%
70,184.73
509,636.02
70,271.23
Total
1,038,540.74
100.00%
938,674.57
100.00%
1,041,791.42
100.00%
Breakdown by type of the
issurer
a. Central Government
41.15%
45.45%
41.17%
427,374.02
426,650.70
428,904.70
b. State Government
c.Corporate Securities
58.85%
54.55%
58.83%
611,166.71
512,023.87
612,886.73
Total
1,038,540.74
100.00%
938,674.57
100.00%
1,041,791.42
100.00%
Note
1. In case of a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification.
2. Market value of the securities will be in accordnace with the valuation method specified by the Authority under Accounting/ Investment regulations.
Page 53 of 76
477,725.53
36,545.33
50.68%
3.88%
428,364.55
942,635.42
45.44%
100.00%
135,789.52
142,838.88
100,156.54
31,105.38
15,876.43
14.41%
15.15%
10.63%
3.30%
1.68%
0.73%
6,877.51
509,991.15
942,635.42
54.10%
100.00%
428,364.55
45.44%
514,270.86
942,635.42
54.56%
100.00%
FORM L-30
: Related Party Transactions
Insurer:
Date:
31/03/2011
(` '000)
Sl.No.
1
2
3
4
Name of the Related Party
12
HDFC Limited
HDFC Limited
HDFC Limited
HDFC Limited
Standard Life Assurance
Company (SLAC)
Standard Life (Mauritius
Holdings) 2006 Limited
HDFC Asset Management
Company Limited
Gruh Finance Limited
HDFC Ergo General Insurance
Company Limited
Company Limited
Company Limited
HDFC Sales Private Limited
13
Mr. Amitabh Chaudhry
14
15
Mr. Paresh Parasnis
16
Mr. Paresh Parasnis
17
Mr. Paresh Parasnis
18
HDFC Bank Limited
19
HDFC Bank Limited
20
HDFC Bank Limited
21
HDFC Bank Limited
22
HDFC Bank Limited
23
HDFC Bank Limited
24
HDFC Bank Limited
25
HDFC Bank Limited
5
6
7
8
9
10
11
* Transaction amounts are on accrual basis.
Nature of
Relationship with the
Company
Consideration paid / (received)*

Description of Transactions / Categories
For the quarter

Upto the year ended
ended 31st March,
31st March, 2011
2011
(426,218)
(1,175,838)
811
4,324
(169,440)
103
204
For the quarter

Upto the year ended
ended 31st March,
31st March, 2010
2010
(902,800)
(1,272,800)
2,070
6,913
1,600
Holding Company
Holding Company
Holding Company
Holding Company
Capital (including Share Application Money)

Insurance Commission Expenses
Interest accrued / received on Deposit
Reimbursements of Expenses
Investing Party
Investing Party
Capital (including Share Application Money)
Fellow Subsidiary
Insurance Premium Income
(711)
Fellow Subsidiary
46
406
781
Fellow Subsidiary
Insurance premium Expenses
3,822
49,468
129,871
Fellow Subsidiary
Insurance claim received
1,857
6,119
5,916
12,500
(260,782)
(524,162)
(434,200)
(447,200)
(0)
(711)
(13,249)
(13,564)
(35)
(269)
Fellow Subsidiary
(3,350)
(3,475)
(2,263)
(2,743)
Fellow Subsidiary
Key Management
Personal
Key Management
Personal
Key Management
Personal
Key Management
Personal
Key Management
Personal
Associate of holding
Company
Company
Company
Company
Company
Company
Company
Company
13,979
49,424
16,354
45,121
4,368
17,777
4,777
4,777
229
517
Managerial Remuneration
6,615
16,883
2,974
11,044
1,683
1,754
71
163
(151)
(151)
(326)
Managerial Remuneration

Custodian Fees Expense
Marketing and Sales Promotion Expenses
Bank Charges
Superannuation contribution (received) / paid
(326)
999,319
3,149,513
1,090,686
3,315,611
6,724
20,486
6,751
17,993
1,074,239
3,523,703
317,809
2,158,118
58
561
10,238
29,698
(131,488)
3,483
(1,378)
0
10,373
(156,193)
Gratuity contribution (received) / paid
(70,000)
Group Term Insurance Premium
(14,373)
FORM L-31
LNL - 6 : Board of Directors & Key Person
Insurer: HDFC Standard Life Insurance Company Ltd.

Sl. No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
Name of person
Mr. Deepak S. Parekh
Mr. Keki M. Mistry
Ms. Renu Sud Karnad
Mr. Norman K. Skeoch
Mr. Gautam R. Divan
Mr. Ranjan K. Pant
Mr. Ravi Narain
Mr. Nathan Parnaby
Mr. David Nish
Mr. A K T Chari
Mr. Michael G. Connarty
Mr. Gerald E. Grimstone
Mr. Paresh S. Parasnis
Ms.Vibha Padalkar
Mr. Ashley Rebello
Mr. Prasun Gajri
Mr. Vikram Mehta
Mr. Rajendra Ghag
Mr. Khushru Sidwa
Mr. Atul Juvle
Date: 31/03/2011
Role/designation
Chaiman & Director

Director
Director
Director
Independent Director
Director
Director
Director
Alternate to Norman K. Skeoch
Alternate to David Nish
Executive Director and Chief Operating Officer
Chief Financial Officer
Chief Actuary and Appointed Actuary
CIO - Investment - Front Desk
General Manager - Sales & Marketing
Executive Vice President - HR, L&D & Administration
Senior VP - Audit & Risk
VP - Legal, Compliance and Company Secretary
Details of change in the quarter
FORM L-32-SOLVENCY MARGIN - KT 3

(See Regulation 4)
Insurance Regulatory and Development Authority (Actuarial Report and Abstract) Regulations, 2000.
AVAILABLE SOLVENCY MARGIN AND SOLVENCY RATIO.
As on 31st March 2011
Form
K
Name of Insurer: HDFC Standard Life Insurance Company Limited.
Classification:
Total Business
Item
(1)
01
02
03
04
05
Registration Number: 11-128245
Description
Adjusted Value
[Amount (in ` lakhs)]
(2)
Available Assets in Policyholders' Fund:
Deduct:
Mathematical Reserves
Other Liabilities
Excess in Policyholders' funds
2,579,212
2,564,647
14,565
06
07
Available Assets in Shareholders Fund:

Deduct:
Other Liabilities of shareholders fund
Excess in Shareholders' funds
64,229
64,229
08
Total ASM (04)+(07)
78,794
09
Total RSM
45,706
10
Solvency Ratio (ASM/RSM)
172%
Certification:
I, the Appointed Actuary, certify that the above statements have been prepared in
,
accordance with the section 64VA of the Insurance Act, 1938, and the amounts mentioned therein are true and fair
to the best of my knowledge.
Place:
Date:
Mumbai
11th May 2011
Ashley Rebello
Notes
1. Item No. 01 shall be the amount of the Adjusted Value of Assets as mentioned in Form IRDA-Assets- AA as
specified under Schedule I of Insurance Regulatory and Development Authority (Assets, Liabilities, and
Solvency Margin of Insurers) Regulations, 2000;
2. Item No. 02 shall be the amount of Mathematical Reserves as mentioned in Form H;
3. Item Nos. 03 and 06 shall be the amount of other liabilities as mentioned in the Balance Sheet;
4. Items No. 05 shall be the amount of the Total Assets as mentioned in Form IRDA-Assets- AA as specified
under Schedule I of Insurance Regulatory and Development Authority (Assets, Liabilities, and Solvency
Margin of Insurers) Regulations, 2000.
Form 7A
L- 33 NPAs - Form 7A
Name of the Fund

Statement date as on:
Life Funds

31st March 2011
Details of Investment Portfolio

Periodicity of Submission :
Quarterly
(` In Lakhs)
Interest Rate
COI
Company Name
Instrument Type
%
Total O/s
Default Principal
Has there
(Book Value)
(Book Value)
been
Revision?
Default Interest
(Book Value)
Principal Interest Due

Due From
From
Deferred
Principal
Deferred
Interest
Rolled
Over?
Has there been any

Principal Waiver?
Amount
Board Approval
Ref
Classification
Provision (%)
CERTIFICATION
Certified that the inforamtion given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or supressed.
Date:
12th May 2011
Amitabh Chaudhry
Provision
Form 7A
Name of the Fund

Pension & Annuity Funds

31st March 2011

Quarterly
(` In Lakhs)
Interest Rate
COI
Company Name
Instrument Type
%
Total O/s
Default Principal Defaulty Interest Principal Interest Due Deferred
Has there
Due From
From
Principal
(Book Value)
(Book Value)
(Book Value)
been
Revision?
Deferred
Interest
Rolled
Over?
Has there been any

Principal Waiver?
Amount
Board Approval
Ref
Classification Provision (%)
CERTIFICATION
Date:
12th May 2011
Amitabh Chaudhry
Provision
Form 7A
Name of the Fund

Unit Linked

31st March 2011

Quarterly
(` In Lakhs)
Interest Rate
COI
Company Name
Instrument Type
%
Total O/s
Default Principal
Has there
(Book Value)
(Book Value)
been
Revision?
Default Interest
(Book Value)
Principal Interest Due Deferred

Due From
From
Principal
Deferred
Interest
Rolled
Over?
Has there been any Principal

Waiver?
Amount
Board Approval
Ref
Classification
Provision (%)
CERTIFICATION
Date:
12th May 2011
Amitabh Chaudhry
Provision
FORM L-34-YIELD ON INVESTMENTS-1

FORM 1
Company Name & Code : HDFC Standard Life Insurance Company Ltd
Statement As on : March 31, 2011
Name of the Fund :- Shareholders Non Solvency Margin Fund
Statement of Investment and Income on Investment

(` In Lakhs)
Current Quarter
No
1
Category of Investment
Cat.
Code
G.Sec
Central Govt. Securities
Treasury Bills
CGSB
CTRB
G.Sec OR Other Approved Securities/

Other guaranteed securities
Other Approved Securities
SGOA
Investment
Income on Investment
Year to date
Gross Yield
Net Yield (%)
(%)
Gross Yield
Net Yield (%)
(%)
Income on
Investment
Investment
Previous Year
Investment
Income on
Investment
Gross Yield (%) Net Yield (%)
6.42681
-
2.17%
-
2.17%
-
597.66471
-
761.57365
-
15.67%
15.67%
10.83996
2.21%
2.21%
990.25588
18.42794
0.00%
0.00%
509.88727
9.65%
9.65%
7,482.32281
442.38914
11.13%
11.13%
-6.02%
-6.02%
451.67208
32.16%
32.16%
2,201.14523
138.20969
7.37%
7.37%
49.74934
242.33422
612.09043
28.83663
77.89724
5.10%
0.00%
6.21%
1.62%
0.00%
1.61%
5.10%
0.00%
6.21%
1.62%
0.00%
1.61%
8,157.71450
2,092.06300
7,575.40000
-
77.75262
128.57601
84.02881
82.26677
16.86%
16.86%
2.73%
6.61%
0.00%
4.82%
2.73%
6.61%
0.00%
4.82%
121.30186
3.50%
3.50%
470.65672
37.65672
8.70%
8.70%
434.35626
-
249.51869
0.00%
113.75%
0.00%
113.75%
440.07443
665.48029
(8.73611)
0.00%
-2.27%
0.00%
-2.27%
30,058.76349
2,360.55453
Investment subject to Exposure Norms

(a) Housing Sector Investments
(b) Infrastructure Investment
Infrastructure/Social Sector - PSU - Debentures /
Bonds
Infrastructure/Social Sector - PSU - Commercial
Papers
Infrastructure/Social Sector - Other Corporate
Securities (Approved Investments) - Equities
IPTD
3,593.85710
ECDB
ECCP
ECDB
ECOS
EINP
ECMR
ECOS
ECOS
EGMF
(d) Other than Approved Investments

Venture Funds
PTC/Securitised Assets - Under Approved Sectors
OPSA
Total
2.33%
2.33%
3,593.85710
0.00000
0.00%
0.00%
37.59227
82.02775
181.41781
1.43836
27.86985
0.00%
0.00%
1.80%
0.08%
0.00%
0.57%
0.00%
0.00%
1.80%
0.08%
0.00%
0.57%
8.64634
0.25%
0.25%
0.00%
-
0.00%
-
ISAS
(c) Approved Investments

Corporate Securities (Approved Investments) Equity Shares (Ordinary) - Quoted
Dividend Receivable on Corporate Securities
(Approved Investments) - Equity Shares (Ordinary) Quoted
Fixed Deposits With Banks/FIs
Commercial Paper
Corporate Debentures
Investment properties - Immovable
Repo Investments
Sub-Ordinate Debt
Floating Rate Bonds
Mutual Fund Units
E. Security Receipt
Equity Shares
127.28245
ISAS
53.04049
-
(2.66701)
-
EACE
EACE
OPSA
OESH
2,000.00000
4,669.14000
12,167.05250
1,500.00000
4,137.21318
1,557.14444
434.35626
-
30,058.76349
466.27484
2,000.00000
4,669.14000
12,167.05250
1,500.00000
4,137.21318
1,557.14444
30,725.81806
1,759.47824
Note 1 Gross Yield = [2*I / (A+B-I); where I=Investment income; A= the assets at the beginning of the financial year; and B= the assets at the end of the financial year
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed
For HDFC Standard Life Insurance Company Limited
Date : 12th May, 2011
Amitabh Chaudhry

FORM 1
Name of the Fund :- Life Funds

(` In Lakhs)
Current Quarter
No
1
Cat.
Code
Investment
Year to date
Gross Yield
Net Yield (%)
(%)
Gross Yield
Net Yield (%)
(%)
Income on
Investment
Investment
Previous Year
Income on
Investment
Investment
Gross Yield (%) Net Yield (%)
G.Sec
Treasury Bills
CGSB
CTRB
212,908.64804
14,757.70053
4,262.28435
40.22119
2.12%
0.33%
2.12%
0.33%
212,908.64804
14,757.70053
16,366.00510
207.80934
8.39%
1.70%
8.39%
1.70%
193,722.42971
9,966.01000
11,803.10283
91.36450
7.75%
1.50%
7.75%
1.50%

SGOA
45,676.55593
869.03940
3.01%
3.01%
45,676.55593
3,011.18404
10.82%
10.82%
12,995.50668
828.88626
8.40%
8.40%
125,047.77928
2,174.20681
2.19%
2.19%
125,047.77928
8,547.16568
8.88%
8.88%
75,946.96874
6,409.96872
10.88%
10.88%

Bonds
Papers
IPTD
ISAS
-
EINP
ECMR
ECOS
ECOS
EGMF
ECOS

Venture Funds
PTC/Securitised Assets - Under Approved Sectors
OVNF
OPSA
Total
ISAS
(c) Approved Investments

Commercial Paper
Corporate Securities (Approved Investments) Debentures
Investment properties - Immovable
Repo Investments
Sub-Ordinate Debt
Floating Rate Bonds
Mutual Fund Units
Deep Discount Bonds
Sub-Ordinate Debt
Equity Shares
Security Receipts
A. Mutual Fund - Liquid Funds
1,533.15033
142.55905
12.45%
12.45%
1,533.15033
23.94544
1.99%
1.99%
899.38348
164.87044
16.07%
16.07%
13,210.09013
(549.18844)
-3.89%
-3.89%
13,210.09013
1,543.25618
11.80%
11.80%
14,491.16290
4,496.96059
46.97%
46.97%
11,996.00000
18,479.47847
169.08400
14.88040
354.32336
1.34%
12.40%
1.93%
1.34%
12.40%
1.93%
11,996.00000
18,479.47847
735.97471
94.73536
1,042.44955
5.97%
0.00%
5.77%
5.97%
0.00%
5.77%
13,405.80825
254.88449
18,685.34902
507.34059
88.67690
700.76778
4.45%
0.00%
6.63%
4.45%
0.00%
6.63%
28,316.17435
6,535.33000
19,317.91701
3,537.39197
-
595.33019
367.73444
62.60904
309.00650
-
2.43%
0.00%
1.77%
9.36%
2.43%
0.00%
1.77%
9.36%
9.28%
0.00%
6.48%
21.34%
7.16%
0.00%
9.28%
0.00%
6.48%
21.34%
7.16%
0.00%
2,366.26520
11.60%
11.60%
2.57%
2,197.67827
1,313.36123
134.95998
841.57492
-
21,219.75713
2.57%
28,316.17435
6,535.33000
19,317.91701
3,537.39197
-
22,552.60411
700.00000
20,820.70822
-
676.70162
68.95000
0.30616
1,007.17326
(5.31815)
3.84%
10.36%
0.00%
9.78%
0.00%
3.84%
10.36%
0.00%
9.78%
0.00%
0.00%
0.00%
0.00%
0.00%
1,926.53150
0.00%
0.00%
1.74%
0.00%
2.02%
1.74%
0.00%
2.02%
EACE
EACE
ECDB
ECCP
ECDB
ECOS
OLDB
OESH
OPSA
OMLF
OLDB
1,827.78928
1,961.68997
847.82000
-
505,953.51529
(225.64843)
3.27493
0.04%
-10.99%
0.00%
0.00043
1,827.78928
-
0.04%
-10.99%
0.00%
0.00043
8,589.71679
1,961.68997
847.82000
-
33.47805
153.85691
505,953.51529
36,247.43475
1,000.00000
1,917.97500
120.00000
1,143.07303
12.77%
183.60%
12.77%
183.60%
3,877.58095
-
30.29382
149.26928
1.57%
28.69%
1.57%
28.69%
414,382.66017
30,648.65284
Note 1 Gross Yield = [2*I / (A+B-I); where I=Investment income; A= the assets at the beginning of the financial year; and B= the assets at the end of the financial year
CERTIFICATION
Amitabh Chaudhry

FORM 1
Name of the Fund: Pension, General Annuity Fund

(` In Lakhs)
Current Quarter
No
Cat.
Code
Investment
Year to date
Gross Yield
(%)
Net Yield (%)
Investment
Previous Year
Gross Yield
(%)
Net Yield (%)
Investment
Gross Yield
(%)
Net Yield (%)
G.Sec
Treasury Bills
CGSB
CTRB
37,885.47319
-
764.94848
0.52573
2.34%
0.00%
2.34%
0.00%
37,885.47319
-
2,830.11954
0.52573
8.94%
0.00%
8.94%
0.00%
28,242.59165
2,163.00731
8.46%
8.46%
G.Sec OR Other Approved Securities/ Other

guaranteed securities
SGOA
10,525.38546
213.08959
2.31%
2.31%
10,525.38546
826.34136
9.25%
9.25%
8,170.13918
205.50216
4.45%
4.45%
IPTD
12,751.05229
273.85800
2.28%
2.28%
12,751.05229
1,162.45942
10.07%
10.07%
11,500.82851
935.63739
10.84%
10.84%
(36.77613)
-10.67%
-10.67%
280.64579
(15.23353)
-8.20%
-8.20%
456.09293
12.44%
12.44%
4,712.59082
51.84%
51.84%
0.16%
0.16%
410.47560
8,694.85053
7,763.25597
-
0.28842
2.52496
132.73669
898.82598
219.09188
31.06838
6.09646
57.69%
10.09%
4.55%
10.92%
0.00%
57.69%
10.09%
4.55%
10.92%
0.00%
81,479.24388
6,529.39561


Bonds
Papers
ISAS
ISAS
(c) Approved Investment

Corporate Securities (Approved Investments) - Equity
Shares (Ordinary) - Quoted
Commercial Paper
Repo Investments
Sub-Ordinate Debt
Deep Discount Bonds
Mutual Fund
ECDB
ECCP
ECDB
ECOS
ECMR
ECOS
ECOS
EGMF

Equity Shares
OESH
Total
371.80703
(10.85640)
-3.27%
-3.27%
371.80703
3,076.94381
(134.97080)
-3.41%
-3.41%
3,076.94381
410.47560
8,694.85053
7,763.25597
-
(0.00136)
(0.01192)
32.36682
167.79914
77.48277
0.06083
0.33267
0.00%
0.00%
11.55%
1.81%
1.59%
0.04%
0.00%
0.00%
0.00%
11.55%
1.81%
1.59%
0.04%
0.00%
EACE
1,729.87846
EACE
81,479.24388
1,384.62355
47.97551
3.42%
3.42%
182.46422
10,025.65733
2,087.19369
300.00000
-
84.48963
1,212.77465
72.66254
29.55000
21.66816
-
6.05%
11.64%
3.02%
10.36%
56.53%
-
6.05%
11.64%
3.02%
10.36%
56.53%
-
65,502.11119
6,487.91228
Note 1 Gross Yield = [2*I / (A+B-I); where I=Investment income; A= the assetsd at the beginning of the financial year; and B= the assetsd at the end of the financial year
CERTIFICATION
Amitabh Chaudhry

FORM 1
Name of the Fund : Unit Linked Funds

(` In Lakhs)
Current Quarter
No
Cat. Code
Investment
Year to date
Gross Net Yield
Yield (%)
(%)
Investment
Previous Year
Gross Net Yield
Yield (%)
(%)
Investment
Income on
Investment
Gross
Yield
(%)
Net
Yield
(%)
G.Sec
Treasury Bills
CGSB
CTRB
82,881.82313
-
1,347.93154
0.00106
2.14%
0.00%
2.14%
0.00%
82,881.82313
-
4,165.93257
0.00106
6.76%
0.00%
6.76%
0.00%
44,510.03203
1,897.93605
4.19%
4.19%

SGOA
22,738.43668
533.01587
2.94%
2.94%
22,738.43668
1,152.21232
6.46%
6.46%
14,074.83686
521.62193
5.76%
5.76%


Bonds
IPTD
(c) Apprvoed Investment

(Approved Investments) - Equity Shares
(Ordinary) - Quoted
Net Current Assets / (Liabilities)
Repo Investments
Commercial Paper
Deep Discount Bonds
Floating Rate Bonds
Mutual Fund Units
ECDB
ECMR
ECMR
ECCP
ECDB
ECOS
ECOS
ECOS
EGMF

PTC/Securitised Assets - Under Approved
Sectors
Corporate Debentures.
Subordinate debt
Equity Shares
OLDB
OLDB
OESH
Total
180,632.88928
2,761.58287
1.55%
1.55%
180,632.88928
10,088.76786
5.77%
5.77%
179,146.75931
8,005.67692
7.52%
7.52%
184,694.43334
(14,154.54344)
-8.67%
-8.67%
184,694.43334
(1,502.00907)
-0.96%
-0.96%
127,825.24152
4,934.94954
7.16%
7.16%
1,185,867.96446
(80,216.39739)
-7.47%
-7.47%
1,185,867.96446
164,182.62147
17.26%
17.26%
880,337.49673
448,220.01810
63,200.00000
26,975.85754
29,534.74975
952.73600
125,629.18351
6,684.50260
1,219.18783
2.41%
2.41%
622.93847
92.67156
1,555.46592
106.76037
1.75%
4.14%
2.10%
2.42%
1.75%
4.14%
2.10%
2.42%
63,200.00000
26,975.85754
29,534.74975
952.73600
125,629.18351
6,684.50260
2,915.52970
2,162.63244
323.04784
3,239.69334
261.94924
5.85%
0.00%
6.21%
15.22%
4.43%
6.04%
5.85%
0.00%
6.21%
15.22%
4.43%
6.04%
39,346.40158
(510.48053)
42,278.44720
3,614.47255
24,025.79150
2,258.22451
6,083.58565
504.49104
484.68129
835.23997
50.75733
13.64%
0.00%
1.70%
6.70%
5.00%
3.31%
13.64%
0.00%
1.70%
6.70%
5.00%
3.31%
81,637.54336
-
1,346.61634
-
1.97%
-
1.97%
-
81,637.54336
-
4,859.72292
230.54563
7.31%
1.71%
7.31%
1.71%
56,160.74430
27,185.30745
4,482.83353
650.38092
9.82%
2.96%
9.82%
2.96%
40,858.64754
(12,890.04695)
-18.16%
-18.16%
40,858.64754
(12.84575)
(25,402.78425)
-4.61%
-32.89%
-4.61%
-32.89%
1,516.75308
544.07930
88,222.34844
590.11446
66.68622
56,315.71773
2,032,288.76718
(97,674.81595)
1,530,536.45583
533,644.69069
ISAS
EACE
106.48% 106.48%
EACE
OPSA
2,032,288.76718
166,665.01732
25.04% 25.04%
13.14% 13.14%
167.77% 167.77%
Note 1 Gross Yield = [2*I / (A+B-I); where I=Investment income; A= the assetsd at the beginning of the financial year; and B= the assetsd at the end of the financial year
CERTIFICATION
Amitabh Chaudhry
FORM 2
L - 35 DOWNGRADING OF INVESTMENT
Company Name & Code: HDFC Standard Life Insurance Company Limited - 101
Statement as on:
31st March 2011
Name of the Fund:
Shareholders Non Solvency Margin Fund
Statement of Down Graded Investments

Periodicity of Submission: Quarterly
(` In Lakhs)
S.No.
A.
Name of the Security
COI
Date of
Purchase
Amount
Rating Agency
Original Grade
Current Grade
Date of
Downgrade
Remarks
During the Quarter

Central Government Securities
State Government/ Other Approved Securities/Other guaranteed

securities
Housing Sector Investments
Infrastructure / Social Sector Security
State Government/ Other Approved Securities/Other guaranteed

securities
Other than Approved Investments
B.
As on Date
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been
concealed or suppressed.
Date :
12th May 2011
Amitabh Chaudhry
FORM 2
Statement as on:
31st March 2011
Name of the Fund:
Life Funds

(` In Lakhs)
S.No.
A.
COI
Date of
Purchase
Amount
Rating Agency
Original Grade Current Grade
Date of
Downgrade
Remarks
During the Quarter

State Government/ Other Approved Securities/Other guaranteed securities
State Government/ Other Approved Securities/Other guaranteed securities
B.
As on Date
5.95 % REL NCD Mat 28/07/2013

6.35% Rel. Energy Mat 28/07/13
5.60% Rel Energy Mat. 28/07/13
5.60% BSES Mat- 28/07/2013
IPTD
IPTD
IPTD
IPTD
1,448.78
954.59
468.72
478.40
28-Jul-06
28-Jul-06
28-Jul-06
28-Jul-06
FITCH India Ltd

FITCH India Ltd
FITCH India Ltd
FITCH India Ltd
INDAA+
INDAA+
INDAA+
INDAA+
INDAA
INDAA
INDAA
INDAA
23-Dec-08
23-Dec-08
23-Dec-08
23-Dec-08
ECOS
1,000.00
07-May-08
CRISIL Limited
AAA
AA
24-Dec-08

10.20% Tata Steel NCD mat 07/05/2015.
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or
suppressed.
Amitabh Chaudhry
FORM 2
Statement as on:
31st March 2011
Name of the Fund:
Pension and General Annuity

(` In Lakhs)
S.No.
A.
COI
Date of
Purchase
Amount
Rating Agency
Original Grade
Current Grade
Date of Downgrade
Remarks
During the Quarter

State Government/ Other Approved Securities/Other



B.
As on Date
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been
concealed or suppressed.
Date :
12th May 2011
Amitabh Chaudhry
FORM 2
Statement as on:
31st March 2011
Name of the Fund:
Unit Linked Funds

(` In Lakhs)
S.No.
A.
COI
Date of
Purchase
Amount
Rating Agency
Original Grade
Date of
Downgrade
Current Grade
Remarks
During the Quarter


B.
As on Date

CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or
suppressed.
Amitabh Chaudhry
FORM L-36
: Premium and number of lives covered by policy type
Insurer:
Sl. No
Date:
31st March, 2011
Particulars
Premium
(` in
Crores)
No. of
Policies
No. of Lives
31/03/2011
31st March, 2010
Sum Insured,
Wherever
applicable
Premium
(` in Crores) (` in Crores) No. of Policies
Upto the quarter ended

31st March, 2011
No. of Lives
Sum Insured,
Wherever
applicable
(` in Crores)
Premium
(` in
Crores)
No. of
Policies
No. of Lives

31st March, 2010
Sum Insured,
Wherever
applicable
Premium
No. of Lives
Sum Insured,
Wherever
applicable
(` in Crores)
First year Premum

i Individual Single Premium- (ISP)
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above ` 1,25,000
1.03
2.05
37.74
6.17
0.88
25.22
221.50
19,945
740
7,434
874
2,521
67
2,563
19,872
731
7,255
853
2,427
65
2,430
21.91
45.51
87.10
18.43
37.67
2.82
215.76
2.89
3.97
37.89
6.24
25.99
1.31
73.08
5,616
1,240
7,486
835
2,551
100
1,758
4,975
1,228
7,053
792
2,399
96
1,620
83.33
78.28
56.82
15.06
6.82
4.02
14.72
4.93
7.65
73.56
13.06
52.67
2.66
427.75
177,527
3,269
14,205
1,815
5,069
198
5,574
176,192
3,241
13,571
1,761
4,787
186
5,232
165.60
208.94
223.34
56.82
76.78
11.42
523.84
6.37
9.80
55.89
9.58
43.52
2.70
125.80
13,648
5,150
10,702
1,352
4,006
208
3,971
13,080
4,946
10,423
1,323
3,711
204
3,729
268.98
258.30
160.83
49.58
40.43
10.83
109.08
ii Individual Single Premium (ISPA)- Annuity

From 0-50000
From 50,001-100,000
From 1,00,001-150,000
From 150,001- 2,00,000
From 2,00,,001-250,000
From 2,50,001 -3,00,000
Above ` 3,00,000
0.31
0.30
0.30
0.27
0.17
0.16
1.78
93
42
25
15
8
6
21
89
42
25
15
8
6
21
0.01
0.02
0.02
0.02
0.01
0.01
0.16
0.05
0.06
0.10
0.05
0.02
0.06
9.10
38
14
14
2
1
2
11
37
15
14
2
1
2
11
0.01
0.01
0.01
0.00
0.00
0.00
0.60
0.62
0.71
0.62
0.53
0.39
0.24
3.44
182
97
51
30
18
9
55
176
96
49
30
19
9
55
0.03
0.04
0.04
0.03
0.03
0.02
0.29
0.57
0.58
0.49
0.16
0.17
0.35
11.50
186
73
36
9
8
13
38
184
70
35
9
8
13
38
0.03
0.03
0.03
0.01
0.01
0.02
0.67
4
9
13
3
5
2
54
1,096
2,653
6,734
2,786
2,119
768
230,001
9.00
7.00
8.00
4.00
1.00
4.00
25.00
3,364.00
1,656.00
1,317.00
2,462.00
1,800.00
2,204.00
33,237.00
180.01
34.12
47.68
15.08
117.36
46.47
2,739.79
21
16
31
21
14
10
113
10,962
9,411
16,281
10,822
6,480
5,031
362,461
234.39
78.82
237.28
175.62
131.47
134.02
10,603.32
0.00
0.04
0.08
0.11
0.06
0.11
5.71
12.00
22.00
27.00
20.00
8.00
9.00
102.00
14,113.00
6,497.00
10,699.00
7,658.00
1,294.00
3,647.00
143,343.00
78.11
25.39
85.31
141.57
52.22
100.04
7,181.80
iii Group Single Premium (GSP)

From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above ` 1,25,000
(0.00)
0.03
0.06
0.03
0.05
0.02
126.57
iv Group Single Premium- Annuity- GSPA

From 0-50000
From 50,001-100,000
From 1,00,001-150,000
From 150,001- 2,00,000
From 2,00,,001-250,000
From 2,50,001 -3,00,000
Above ` 3,00,000
v Individual non Single Premium- INSP

From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above ` 1,25,000
10.65
134.36
322.59
36.74
210.06
11.21
164.25
18,540
72,986
71,966
5,783
22,275
879
6,483
17,222
67,427
65,388
5,313
18,861
735
5,459
vi Individual non Single Premium- Annuity- INSPA

From 0-50000
From 50,001-100,000
From 1,00,001-150,000
From 150,001- 2,00,000
From 2,00,,001-250,000
From 2,50,001 -3,00,000
Above ` 3,00,000
vii Group Non Single Premium (GNSP)

From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above ` 1,25,000
0.00
0.02
0.01
0.03
177.14
538.80
1,917.87
3,679.97
443.43
2,262.46
140.24
1,895.01
11
25
(138.36)
7.87
73.74
(3.06)
46.41
19.94
7,049.89
1
63,001
0.05
4.92
(0.01)
0.03
0.05
0.03
0.02
0.05
2.76
10.80
194.46
163.02
38.59
113.56
11.96
342.47
24,036
116,258
42,312
6,951
12,913
1,250
14,964
0.00
0.00
0.01
0.01
0.04
0.02
227.27
2.00
29.00
23,011
110,348
39,636
6,535
12,102
1,167
11,376
146.00
3.00
311.00
34,966.00
852.13
2,074.00
1,329.26
352.07
696.94
136.26
1,944.00
0.03
3.10
(0.08)
0.13
0.19
0.20
0.18
0.12
130.67
34.63
480.59
837.80
128.29
578.18
41.95
798.16
0.84
0.90
13.35
4.66
0.92
0.35
418.43
64,527
255,254
188,267
20,120
61,536
3,511
29,218
62,282
243,867
176,255
19,224
55,202
3,220
25,178
1
2
1
6
54
335
42
19
34,388
263,121
2,182.73
5,787.55
8,111.96
1,269.30
4,866.92
398.36
5,176.69
52.32
627.40
436.85
97.40
306.78
32.61
932.68
153,957
513,978
141,428
23,774
36,787
4,354
36,582
0.06
0.05
21.05
0.04
0.02
0.04
497.73
1.00
2.00
1.00
58.00
145,184
484,152
134,239
22,870
34,815
3,943
31,334
430.00
320.00
16.00
205,545.00
2,668.11
7,736.34
3,681.59
1,055.08
1,805.19
367.55
5,003.15
0.03
16.66
Sl. No

31st March, 2011
Particulars
Premium
(` in
Crores)
viii Group Non Single Premium- Annuity- GNSPA
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above ` 1,25,000
No. of
Policies
-
No. of Lives
-

31st March, 2010
Sum Insured,
Wherever
applicable
Premium
No. of Lives
-

31st March, 2011
Sum Insured,
Wherever
applicable
(` in Crores)
-
Premium
(` in
Crores)
-
No. of
Policies
-
No. of Lives
-

31st March, 2010
Sum Insured,
Wherever
applicable
Premium
No. of Lives
-
Sum Insured,
Wherever
applicable
(` in Crores)
-
Renewal Premium
i Individual
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above ` 1,25,000
137.08
475.34
353.72
75.63
224.18
22.40
459.63
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above ` 1,25,000
305,901
369,225
115,543
23,278
23,074
4,417
10,666
310,691
371,201
115,803
23,326
23,082
4,421
10,672
4,133.26
7,155.53
3,897.54
1,280.23
1,485.52
446.46
2,278.05
189.25
400.70
298.47
53.34
181.53
16.58
221.53
305,901
369,225
115,543
23,278
23,074
4,417
10,666
310,691
371,201
115,803
23,326
23,082
4,421
10,672
4,133.26
7,155.53
3,897.54
1,280.23
1,485.52
446.46
2,278.05
397.30
1,350.50
968.29
211.14
618.18
71.26
1,307.80
548,850
827,165
251,719
40,449
64,552
7,545
44,884
560,144
832,423
252,331
40,545
64,576
7,555
44,896
9,295.56
16,177.61
8,867.78
2,450.09
4,027.91
866.87
8,510.46
482.83
1,048.69
806.70
155.37
501.54
50.03
581.82
746,483
728,909
243,015
31,895
67,398
5,501
27,320
684,630
679,616
225,004
30,566
62,619
5,215
23,960
11,135.23
14,278.84
8,385.15
1,910.87
3,996.12
665.05
5,994.54
ii Individual- Annuity
-
1
290
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
4
9
23
24
18,507
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
iii Group
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above ` 1,25,000
0.01
0.04
6.48
2
3
34
0.00
0.01
0.01
0.03
0.07
20.25
2
3
1
4
6
125
5
-
iv Group- Annuity
From 0-10000
From 10,000-25,000
From 25001-50,000
From 50,001- 75,000
From 75,000-100,000
From 1,00,001 -1,25,000
Above ` 1,25,000
Note : Data for previous period is in accordance with quarterly statistics submitted to IRDA.
FORM L-37-BUSINESS ACQUISITION THROUGH DFFERENT CHANNELS (GROUP)
Date:
31/03/2011
Upto the year ended 31st March, 2011
Upto the year ended 31st March, 2010
Sl No.
1
2
3
4
5
6
1
No. of Policies/
Channels
No. of Schemes
2
Individual agents
Corporate Agents-Banks
Corporate Agents -Others
9
Brokers
Micro Agents
Direct Business
104
Total(A)
115
Referral (B)
Grand Total (A+B)
115
No. of Lives
Covered
1,636
Premium
(` in Crores)
5.00
2,825
2.76
304,709
309,170
309,170
296.19
303.95
303.95
Note : Data for previous period is in accordance with quarterly statistics submitted to IRDA.
No. of Policies/
No. of Schemes
1
3
85
89
No. of Lives
Covered
3,200
2,495
75,771
81,466
Premium
(` in Crores)
10.00
0.30
219.97
230.27
89
81,466
230.27
No. of Policies/
No. of Schemes
7
No. of Lives
Covered
48,443
Premium
(` in Crores)
33.20
32
28,310
10.54
251
290
290
642,600
719,353
719,353
527.14
570.88
570.88
No. of Policies/
No. of Schemes
2
18
242
262
No. of Lives
Covered
3,330
12,199
378,033
393,562
Premium
(` in Crores)
10.01
3.63
491.49
505.13
262
393,562
505.13
FORM L-38
Business Acquisition through different channels (Individuals)
Insurer:
Sl. No.
Channels
1
2
3
4
5
6
Date:
31st March, 2011
Individual agents
Corporate Agents-Banks
Corporate Agents -Others
Brokers
Micro Agents
Direct Business
Total (A)
1 Referral (B)
Grand Total (A+B)
No. of Policies
94,596
117,854
432
6,920
13,464
233,266
233,266
Premium
(` in Crores)
288.99
768.68
36.15
52.09
41.84
1,187.75
1,187.75

31st March, 2010
No. of Policies
138,299
87,679
756
205
9,026
235,965
2,387
238,352
Premium
(` in Crores)
523.24
462.27
26.73
0.57
19.57
1,032.38
3.30
1,035.67
31/03/2011
31st March, 2011
No. of Policies
450,610
332,931
1,416
10,965
33,786
829,708
824
830,532
Premium
(` in Crores)
1,072.96
2,130.98
97.68
75.39
109.14
3,486.15
2.31
3,488.46

31st March, 2010
No. of Policies
661,887
260,476
1,808
671
17,012
941,854
8,406
950,260
Premium
(` in Crores)
1,252.55
1,398.79
50.46
2.01
40.16
2,743.98
9.58
2,753.55
FORM L-39-Data on Settlement of Claims - Individual for the quarter ended 31st March, 2011
Date:
31/03/2011
Ageing of Claims*
Sl.No.
1
2
3
4
5
Types of Claims
Maturity Claims
Survival Benefit
for Annuities / Pension
For Surrender
Other benefits
On or before
maturity
24
375
-
1 Death Claims
1 month
34
253
48
40,672
46,793
959
No. of claims paid

1-3
3-6
months
months
8
91
60
39
14
255
54
84
27
-
320
31
-
66
1,183
159
40,672
46,793
Total amount of
claims paid
(` in crores)
0.77
5.03
1.20
520.79
242.77
1,279
26.28
6 months 1 year
> 1 year
Total no. of
claims paid
FORM L-39-Data on Settlement of Claims - Group

Ageing of Claims*
Sl.No.
1
2
3
4
5
Types of Claims
Maturity Claims
Survival Benefit
for Annuities / Pension
For Surrender
Other benefits
1 Death Claims
On or before
maturity
-
1 month
1,813
120
No. of claims paid

1-3
3-6
months
months
-
6 months - 1
year
-
The figures for individual and group insurance business are shown separately
*the ageing of claims, in case of the death claim is computed from the date of completion of all the documentation.
> 1 year
-
Total no. of
claims paid
1,813
120
Total amount of
claims paid
(` in crores)
111.14
1.20
: Quarterly claims data for Life - Individual for the quarter ended 31st March, 2011
FOR L-40

Sl. No.
Claims Experience
1
2
3
4
a
b
5
6
FOR L-40
Claims O/S at the beginning of the period

Claims reported during the period
Claims Settled during the period
Claims Repudiated during the period
Less than 2years from the date of acceptance
of risk
Grater than 2 year from the date of acceptance
of risk
Claims Written Back
Claims O/S at End of the period
Less than 3months
3 months to 6 months
6months to 1 year
1year and above
Date:
For Death
225
1,136
1,279
31/03/2011
No. of claims only

for
Survival
For Annuities/
For
Other
Maturity
Benefit
Pension
Surrender Benefits
800
210
2,818
1,512
72
967
129
39,456
46,528
66
1,183
159
40,672
46,793
45
584
142
42
64
336
180
80
22
19
59
28
21
1
3
3
6
6
-
1,602
1,602
-
1,247
1,247
-
: Quarterly claims data for Life - Group
Sl. No.
Claims Experience
1
2
3
4
a
b
5
6
Claims O/S at the beginning of the period

Claims reported during the period
Claims Settled during the period
Claims Repudiated during the period
Less than 2years from the date of acceptance
of risk
Grater than 2 year from the date of acceptance
of risk
Claims Written Back
Claims O/S at End of the period
Less than 3months
3 months to 6 months
6months to 1 year
1year and above
For Death
2
120
120
2
-
for
Maturity
-
Survival
Benefit
For Annuities/
Pension
No. of claims only

For
Other
Surrender Benefits
10
1,819
1,813
16
16
-
FORM L-41
GREIVANCE DISPOSAL for the quarter ended 31st March, 2011
Date:
31/03/2011
Complaints Resolved/ settled

Sl No. Particulars
Opening Balance
Complaints
Pending
Additions
Fully Accepted
Partial
Accepted
Rejected
1 Complaints made by customers

583
4,430
648
4,083
13
504
516
c) Policy Servcing related
405
5,149
5,472
82
d) Claim Servicing related
19
166
184
a) Sales Related
b) New Busines Related
e) Others
Total Number
Sl No. Particulars
1,020
10,249
Complaints made Complaints made

by customers
by intermediaries
6,820
Total
2 Duration wise Pending Status

a) Less than 15 days
250
250
b) Greater than 15 days
116
116
366
366
Total Number
4,083
282
366
L-42- Valuation Basis (Life Insurance) as at end Mar 2011

(a) How the policy data needed for valuation is accessed.
The policy data is extracted from the policy administration system and checked to ensure completeness of data
Additional checks are performed on the data, some of which are listed below
The current years valuation data is reconciled with the previous years data and the movements during the year.
This check is done for number of contracts, sum assured, premium and number of units.
The movement data is checked against accounting data with regard to benefit payments.
An extract of the data held in the policy administration systems is compared with the information in the paper administration files.
Checks are made to ensure that the parameters for each product, such as age, term, premium, etc, are within the minimum and maximum limits for the product.
(b) How the valuation bases are supplied to the system
An actuarial software package, based on sound actuarial principles, is used to compute the reserves for all materail lines of business.
The valuation basis is supplied to this actuarial software from an external assumptions spreadsheet file, which is updated and independently checked.
The actuarial software produces an output of the basis used, which is then validated against the approved valuation basis.
For minor lines of business like annuities, health and group protection contracts the reserves are calculated using Excel and VBA for Excel and the valuation basis is parameterised in the Excel
spreadsheet.
(1) Valuation Interest Rate Assumptions

(a) Individual Business
(a.1) Life - Participating policies
(a.2) Life - Non-participating policies
(a.3) Annuities - Participating policies
(a.4) Annuities Non-participating policies
(a.5) Annuities - Individual pension plan
(a.6) Unit Linked
(a.7) Health insurance
Minimum
Maximum
5.2%
5.2%
N/A
N/A
5.2%
4.4%
5.2%
5.2%
5.2%
N/A
N/A
5.2%
4.4%
5.2%
5.2%
4.4%
5.2%
4.4%
(b) Group Business

(b.1) Life - Non-participating policies (excludes one year term policies)
(b.2) Unit Linked
(2) Mortality Assumptions
Expressed as a % of IALM 94-96, unless otherwise stated

Minimum
Maximum
(a.1) Participating policies

(a.2) Non-participating policies
(a.3) Annuities
(a.4) Unit linked
(a.5) Health insurance
42.0%
42.0%
50.0%
42.0%
28.0%
96.0%
180.0%
50.0%
90.0%
44.0%
(b) Group Business (unit linked)
120.0%
120.0%
Expressed as a % of LIC a(96-98)
(3) Expense Assumptions

The values of future expenses have been determined so as to allow, on prudent assumptions, for either of the following two eventualities
1 all future maintenance expenses on an on-going basis
2
the future expenses that are likely to be incurred if the company were to close to new business within 12 months of the valuation date.
It is not the intention of the companys management to close to new business, and the latter eventuality has only been included in the interests of prudence, so as to ensure that policyholders reasonable
expectations can still be met in the unlikely even
The renewal per policy expense assumption varies between Rs232.80 and Rs 1844.40 for the majority of the individual business, based on product,frequency and premium payment instructions
For all material lines of business, the fixed per policy expenses are increased at an inflation rate of 7.5% per annum. For Group business and annuities an inflation rate of 6.5% per annum is assumed.
In addition, investment expenses of 0.18% of fund (0.12% individual & group linked) and explicit claim expenses are also reserved for
(4) Bonus Rates

The future reversionary bonus rates vary between 2% and 5%
Reversionary bonuses are assumed to de-escalate for some products, subject to a minimum floor of 1%
Terminal bonuses are set at a policy level as the excess of projected asset share over guaranteed maturity benefits, subject to a minimum of zero
(5) Policyholder's Reasonable Expectations

Reversionary bonus rates are subject to a maximum rate of change to reflect policyholder's reasonable expectations that bonus rates should be changed smoothly, rather than suddenly.
In those cases where the guaranteed surrender value is greater than the calculated reserve, the reserve is increased to the guaranteed surrender value. This ensures that the mathematical
reserves reflect policyholder's reasonable expectations on surrender
In product lines where the calculated gross premium reserve is less than the aggregate asset share, the product level reserve is increased to the aggregate asset share. This ensures that the
mathematical reserves reflect policyholder's reasonable expectat
(6) Taxation and Shareholder Transfers

Taxation (where applicable) of surplus and shareholder transfers have been treated as additional cashflows in calculating the reserves
(7) Basis of provisions for Incurred But Not Reported (IBNR)

An IBNR provision has been made to make an allowance for the claims that may have occurred but have not yet been reported, in addition to claims which are expected to occur after the
valuation date.
The reserve for IBNR claims is calculated for each member of each policy as 1 months risk premium/charge
(8) Change in Valuation Methods or Bases

(8.a) Individuals Assurances
1. Interest
2. Expenses
No change
The fixed per policy renewal expense assumptions are derived by inflating the expense assumptions applicable at 31 st March 2010 at the rate of 7.5%.
The claim expense assumptions for surrenders, maturities and death claims have been increased. For surrenders and maturities the expenses have been
increased from Rs 120 to Rs 645 per policy and for death claims on Life policies, the expenses have been increased from the higher of Rs 120 and 0.4%
of Sum at risk to the higher of Rs 645 and 0.4% of Sum at risk.
3. Inflation
The rate of inflation is increased from 6.5% per annum to 7.5% per annum.
(8.b) Annuities
1. Interest
1a. Annuity in payment
1b. Annuity during deferred period
1c. Pension : All Plans
2. Expenses
3. Inflation
(8.c) Unit Linked
1. Interest
2. Expenses
3. Inflation
(8.d) Health
1. Interest
2. Expenses
3. Inflation
(8.e) Group
1. Interest
2. Expenses
3. Inflation
No change
N/A
No change
No change
No change
No change
The fixed per policy renewal expense assumptions are derived by inflating the expense assumptions applicable at 31 st March 2010 at the rate of 7.5%.
The claim expense assumptions for surrenders, maturities and death claims have been increased. For surrenders and maturities the expenses have been
increased from Rs 120 to Rs 645 per policy and for death claims on Life policies, the expenses have been increased from the higher of Rs 120 and 0.4%
of Sum at risk to the higher of Rs 645 and 0.4% of Sum at risk.
No change
The fixed per policy expense and claim expense assumptions are derived by inflating the expense assumptions applicable at 31
of 7.5%.
st
March 2010 at the rate
No change
No change
No change
Notes
In the financial year 2010-2011 the company has launched products with highest NAV guarantee.An additional reserve is held for the NAV guarantee and is equal to the accumulated guarantee
charge deducted for these funds.

Q4 2010-11

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FORM L-1-A-RA

Name of the Insurer: HDFC Standard Life Insurance Co. Ltd.

Premiums earned - net

Upto the quarter

Amounts transferred from the Policyholders Account (Technical

For the quarter

ASSETS HELD TO COVER LINKED

1) Partly paid-up investments

FORM L-4-PREMIUM SCHEDULE

Unit linked life Health

Unit linked life Group

Unit linked life Group

For the quarter ended 31st March, 2010

Unit linked life Health

Premiums earned - net

Unit linked life Group

For the year ended 31st March, 2011

Unit linked life Health

Premiums earned - net

Unit linked life Group

For the year ended 31st March, 2010

Unit linked life Health

Premiums earned - net

FORM L-5 - COMMISSION SCHEDULE

Unit linked life Individual

Unit linked life Group

For the quarter ended 31st March, 2010

Unit linked life Individual

Unit linked life Group

For the year ended 31st March, 2011

Unit linked life Individual

Unit linked life Group

For the year ended 31st March, 2010

Break-up of the expenses (Gross) incurred to procure business :

Unit linked life Individual

Unit linked life Group

FORM L-6-OPERATING EXPENSES SCHEDULE

Employees remuneration & welfare benefits

FORM L-7-BENEFITS PAID SCHEDULE

(a) Claims include specific claims settlement costs, wherever applicable.

FORM L-8-SHARE CAPITAL SCHEDULE

Share Capital amounting to `14,437,338 thousand (Previous year : `14,280,560

FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE

FORM L-10-RESERVES AND SURPLUS SCHEDULE

FORM L-11-BORROWINGS SCHEDULE

FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE

FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE

FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE

FORM L-15-LOANS SCHEDULE

FORM 16-FIXED ASSETS SCHEDULE

Cost/ Gross Block

FORM L-17-CASH AND BANK BALANCE SCHEDULE

Balances with non-scheduled banks included in 2 and 3 above

CASH & BANK BALANCES

FORM L-18-ADVANCE AND OTHER ASSETS SCHEDULE

FORM L-19-CURRENT LIABILITIES SCHEDULE

FORM L-20-PROVISIONS SCHEDULE

FORM L-21-MISC EXPENDITURE SCHEDULE

HDFC Standard Life Insurance Co. Ltd.

Total affiliated investments/(Capital+ Surplus)

Investment Yield (Gross and Net)

For the year ended 31st