FQFSA FullQuotesingle Prod (FSA) Test Res

FQFSA Script Ref FQFSA TEST
Single Product FQ TEST SCRIPT

FQFSATEST
MRD/CR NUMBER: UC009 FULL TITLE: Use Case Specification – Full Quote MRD/CR VERSION NUMBER: CR2006-
INTR
SCRIPT REFERENCE: FQFSA TEST SCRIPT VERSION: AUTHOR: Graham Bell DATE WRITTEN: 22nd Feb 2004
(FSA)
SCRIPT REVIEWED BY: DATE:
OBJECTIVE: The object of this test is to test the functionality of Full Quotes (where no previous quote has been given) for New Mortgage & New Applicant.
Changes to Print functions – Print KFI and also call existing template from single print request. . Screen Health warnings, Introduction of “Other fees screen”,
Introduction of Linked product screens;. Intermediary code / FSA code functionality; Proc fee calculation.
PRE CONDITIONS & TEST CRITERIA: Live funding companies and mortgage books are set up on the system. User codes have been set up on MQS and
defined to access company/books and MQS functions.
LOGICAL RUNS NEEDED: None
TESTER: Graham Bell SOFTWARE VERSION: DATABASE USED: MQS linked to

U9R03T1. 15/6 U9R04T1
TEST PASS/FAIL:
DOCUMENTATION PASS/FAIL: N/A
Faults Raised Fault Number Step Fault Occurred In

KFI section 9 TR1000490 14
Version: 2.0
1
Version: 2.0
2
Date System Step Action Expected Result Pass/Fail Fault

Date Number
1 Logon to the system (Post Mort Day ) with a P
logon with the appropriate security privilege for
the below actions. You should have permission to
invoke Full Quote, print quotation and brochures
and allow testing of all search criteria and display
information.
See test script UC007 (login) for further info.
Note: this script goes through the full Full Quote

process and can be used as a template for carrying
out variations to any of the steps covered in this
script.
2
Request full quote from main menu.
From sub menu, select new mortgage option.

Either enter Full quote sub menu opens.
(1) Enter Introducer code (tab to Mortgage / Mortgage code /FSA compliance screen opens.
FSA Code or (1) Introducer name returned FSA
(2) Select “Search” enter relevant name or Level of service drop down list highlights. Code not
Town (2) system displays selection select an entry available
Enter Mortgage or FSA code tab off FSA code
System responds with Broker name ( should be released &
same as Introducer name but no validation) Passed
select level of service given Three options revealed. (MCRI) P

Click open the Level of service drop down list. Two options (FSA)
P -FSA 2
Select ‘B-Information on the different types of Option shown in box.
mortgage product from Level of Service. P
Enter advisors name P
Details for applicant window opens.
Version: 2.0
3

Date Number
On tool bar at bottom of screen, click next.
Or
Check the box titled “please tick once

(mortgage/FSA Code)…..customer”.
Click open the Level of service drop down list. Mortgage / FSA code compliance screen opens. P
Select ‘B-Information on the different types of Level of service drop down list highlights.
mortgage product from Level of Service.
Two /Three options revealed. P
Option shown in box.
On tool bar at bottom of screen, click next. Details for applicant window opens.
3 Click on ‘Full name’ box. ‘Check full name’ box opens. P
Click on the title drop down list Possible options revealed. P
Select a title Remains in box P
Enter a first and last name. Click OK. Full name shows in full name field P
Position cursor on the icon next to contact Description of icon function revealed “ edit contact P
address. address”
Click on the icon Enter address box opens P
Enter information, in appropriate fields. The ones If some mandatory information not entered, OK P
marked bold are mandatory. button does not highlight
Version: 2.0
4

Date Number
When all mandatory info entered, click OK. Box closes, and contact address remains displayed. P
Optionally enter contact numbers. N/A
Click on ADD button. Details appear in applicant summary. P
On tool bar at bottom of screen, click next. New loan details window opens. P
For more detailed testing of this option, refer to

the create applicant (UC003) test scripts
4 P
Click on the loan purpose drop down list. ………………………..will be displayed as default.
Possible options revealed.
(1)Select house purchase. or Remains in box

P BTLet
(2) Select Buy to let a second screen will ask if the occupants are option
members of customers immediate family - 3
options Yes/No/ Don’t know)
(Info Yes – Regulated KFI printed. – No or Don’t
Select one option know Non regulated KFI printed)
Enter the following loan details: P

Total Loan Amount P
Mortgage Repayment frequency
(Monthly only) When this is entered, the equity and LTV will P
display
Mortgage Term in Years/Months P
Purchase Price/Estimated Property Value
England will be displayed as default. P
Click on the Country drop down list Possible options revealed.
Select England Remains in box P
Version: 2.0
5

Date Number
All the possible rate types, e.g. capped, fixed, will

be selected by a tick. P
In the product search criteria section, clicks select
all. Graphic will appear ‘searching’.
For fuller details of product search/selection, refer Available product window will appear.
to tests UC005 Product search.
For each product listed, the following details for the
product are retrieved and displayed on the screen in P
Select product Information to see Further Product separate columns.. P
details (info to reflect the new details added to • Product Name (as set up on MPR01)
MQS04, e.g. payment holiday indicator) • Base Rate % (as set up on the linked rate code
on MPR10) P
• APR% (typical) (will be no value shown – this
isn’t held on UFSS but can be entered into the
MQS database manually) P
• Initial payment (will be calculated based on
mortgage type of repayment, the initial
rate(where initial rate is the base rate or the rate
of a first rate tier, where one exists) and loan
P
amount
• Cash back Amount (as defined on MPR13 and P
attached to the rate code on MPR10)
• Term( the term range held against the
underwriting rule on MPR05 and attached to P
the product via MPR09)
• Max loan to value ratio (based on the LTV
bands stored on MPR15 and attached to the P
product via MPR09) P
• Fees (any fees associated with the product)
• Loan Range (the min & max loan limits held
against the underwriting rule on MPR05 and P
attached to the product via MPR09)
Version: 2.0
6

Date Number
• Flexible (Yes/No) (set as Y if the product has P
payment rules code attached via MPR09)
• CAM (Yes/No) (set as Y if the product has
payment rules code attached via MPR09) P
• EQU (Yes/No) (set as Y if the product has
payment rules code attached via MPR09 P
• Portable (Yes/No) (Set as Y if the portable flag
held against the product on MPR01 is checked)
P
• CAT Standard (Yes/No) will default to N as this
flag isn’t held on UFSS but can be entered into
the MQS database manually)
5 Select a product listed. Product becomes highlighted. P
Click the ‘add to loan’ button. In the product portfolio section, the selected product
will appear, along with the advance amount, term
and a default repayment type of repayment.
Mandatory Insurance indicator will display Yes P
/No on lower screen
On tool bar at bottom of screen, click next. The buildings and contents insurance window is P
returned. The ‘no quote required’ radio button
should be highlighted by default.
Select Online quote The property valuation entered previously as P

purchase price should show in the ‘amount of
buildings cover required’ field.
The buildings only cover radio button will be P

selected, as a default.
The amount of buildings cover required will be P{

highlighted, and the contents only field will be
greyed out.
Version: 2.0
7

Date Number
6 Click in the contents only cover radio button. The amount of buildings cover required’ field will P
become greyed out. The amount of contents cover
required’ field will become highlighted. P
Click in the ‘select product required’ drop down The valid contents only products on the database
list. will be displayed. P
Select one of the products. Remains in box. P
A window will open, display the product attributes,

which will match the details on UFSS.
Click product information. P
The window will close down.
Click on cancel. P
Both the ‘amount of buildings cover required’ and
the ‘amount of contents cover required’ fields will
Click in the buildings and contents cover radio become highlighted.
button. P
The valid buildings and contents products on the
database will be displayed.
Click in the ‘select product required’ drop down P
list. Remains in box.
Select one of the products. P

A window will open; display the product attributes,
which will match the details on UFSS.
P
Click product information. The window will close down.
P
The amount of buildings cover required’ field will
Click on cancel. become highlighted. The amount of contents cover
required’ field will become greyed out.
Click back in the buildings only cover radio P
Version: 2.0
8

Date Number
button. The valid buildings only products on the database
will be displayed.
P
Click in the ‘select product required’ drop down Remains in box.
list. P
A window will open, display the product attributes,
Select one of the products. which will match the details on UFSS.
P
The window will close down.
Click product information.
Click on cancel.
7
With buildings only selected, select a valid A ‘calculating’ graphic will display, and the returned P
product and click on the Calculate premium premium will be displayed on screen.
button. As no postcode was entered, the default risk area on
UFSS will be used to calculate the premium.
If the policy has a free period, this will be indicated P

on the screen.
With contents only selected, enter a contents A ‘calculating’ graphic will display, and the returned P
cover amount, select a valid product and click on premium will be displayed on screen.
the Calculate premium button. As no postcode was entered, the default risk area on
UFSS will be used to calculate the premium

on the screen.
With buildings and contents selected, select a A ‘calculating’ graphic will display, and the returned P
valid product, ensure cover values are entered premium will be displayed on screen.
(Buildings only should still be the default amount) As no postcode was entered, the default risk area on
and click on the Calculate premium button. UFSS will be used to calculate the premium
Version: 2.0
9

Date Number

on the screen.
8 Repeat step 7, this time entering a postcode for In each case, the calculated premium will reflect the P
each option, where a rating table has been set up entered postcode.
on UFSS for that postcode, and which differ to the
default risk area rating table.
9 Repeat step 8, this time altering the default In each case, the calculated premium will reflect the P
buildings only amount. new buildings only amount.
All previously highlighted fields will grey out. P
Value remains in field, and a graphic appears on the

screen, showing the total of both premiums.
Type values in both fields.
All fields will grey out. The graphic showing the

premium amount will disappear.
Now select the no quote-required radio button.
10 Now select buildings only again, select a valid A ‘calculating’ graphic will display, and the returned P
product and click on the Calculate premium premium will be displayed on screen.
button.
Select Mandatory Insurance and minimum term P

after entering loan amount if this insurance is to
be classified as mandatory
On tool bar at bottom of screen, click next. The new mortgage, other insurance window will be
returned.
11 In the accident, sickness and unemployment The ‘how much to protect’ and ‘select. …list’List’ P
section, click in the obtain online insurance radio fields will highlight.
button.
Enter a value in amount of cover field. P
Version: 2.0
10

Date Number
Click in the ‘select product required’ drop down The valid ASU products on the database will be P
list. displayed.
Select one of the products. Remains in box.

P
Click on the Calculate premium button. A ‘calculating’ graphic will display, and the returned
premium will be displayed on screen. P
If the policy has a free period, this will be indicated
on the screen.
Value remains in field, and a graphic appears on the P

Type a value in the field. screen, showing the total of the premium, which will
replace the premium previously displayed.
Now select the no quote-required radio button. All fields will grey out. The graphic showing the P
premium amount will disappear.
Repeat above steps so that a premium is Calculated premium appears on screen again. P
calculated.
Select Mandatory Insurance and minimum term
after entering loan amount if this insurance is to P
On tool bar at bottom of screen, click next.
P
In the Personal accident and sickness section, The ‘how many …cover ’ and ‘select. …list’ fields
click in the “obtain online” insurance radio button. will highlight.
. In the ‘how many …cover ’ field, a default value of

‘1’ will display. P
Version: 2.0
11

Date Number
Select a value of 1.
Click on the ‘up’ arrow Value will increase to 2 then stop incrementing.
P
Click on the ‘down’ arrow. Value will reduce by 1 each click, until zero is
displayed. .
Click in the ‘select product required’ drop down
list. P
Select one of the products. The valid PAS products on the database will be P
displayed.
Remains in box. P
Click on the Calculate premium button. An error will be returned, stating that persons
covered must be > 0.
P
In the persons, covered, set value to 1 then A ‘calculating’ graphic will display, and the returned
calculate again. premium will be displayed on screen. P
This premium will be based on the CMS value,
previously displayed on the available product
screen.
If the policy has a free period, this will be indicated

on the screen. P
Select Mandatory Insurance and minimum term

after entering loan amount if this insurance is to
Version: 2.0
12

Date Number
On tool bar at bottom of screen, click next. The system will Navigate to Tied and inked P as
Insurance and Products designed
Select New and then Product type – Insurance,

Borrowing, Deposit, and Investment.
Select Insurance
Complete mandatory fields
Note. If not “conditional” the cost will NOT be P as
Select Conditional (No / Yes/ Yes external) part of aggregate loan cost in KFI but will be designed
listed in the KFI P
Through Lender check yes KFI
Complete all fields enter relevant details regarding

ERC MCRI codes etc Select ADD
Select Edit to edit entries made Update will
modify an edited entry. Cancel cancels the entries
to be made. Delete deletes the product from the
summary
(Repeat all steps)
Version: 2.0
13

Date Number
Version: 2.0
14

Date Number
Version: 2.0
15
12 On tool bar at bottom of screen, click A calculating graphic will display, and then the P
‘Display Quote’ or Next ‘your personal quotation screen’ will be
returned.
The illustration displayed will contain the

following information:
P
A loan details section:
P
• Basic Advance
• Deposit (difference between advance and P
valuation)
• Purchase Price / Estimated valuation
P
Quotation for:
Will show the name of the applicant
A product section: P
P
• Product description
P
• Term P
• Base rate of rate code
• Advance amount allocated to product P
• Calculated payment for that
advance/product
• Combined Initial Monthly repayment P

amount
•
P
A fee section:
Version: 2.0
16
Product Fees • Valuation fees, the amount, and whether

free or added to loan, legal fees)
Select a fee to change the treatment and • If a mortgage indemnity guarantee (MIG) is
select required to comply with the lender's
lending policy, the system will also
calculate and display that amount. It will P
also indicate whether it is free or added to
loan.
If a change is required user must select
Recalculate to invoke the change If check box is complete the fee is included. if
unchecked it is excluded from the loan amount
P
Check loan amount at top of screen has changed P

and description of fee treatment.
External fees P
Select “External Fees” and a free format • Any other fees will be displayed, whether
section will open on screen to allow for free, and whether added to loan.
entry of fees that are included in house
purchase such as Land registry fees. • The total of all fees to be added to loan will
Enter “free format” Description be shown. beneath the box.
Fee Amount
Fee Amount paid
(Balance to be displayed as payable) P
Check Estimated if fee is estimate (change
wording on KFI)
Select pre set fee treatment / refunded at
completion etc.
When payable – free format description
Action buttons P
Select Edit to edit entries made Update P
will modify an edited entry. Cancel cancels
the entries to be made. Delete deletes the
product from the summary
(These fees are included in loan calculation P
Version: 2.0
17
but will be shown in KFI section 8 see

MRD2177). (Data uploaded to MQS28)
In insurances section:
• Any buildings/contents insurance product

and premium will be shown
• Any ASU/PAS product and premium will be
shown
•
The quote details:
• APR (Annual Percentage Rate)

• Total amount payable (should be advance
amount plus TCC)
Total Charge for Credit (should equate to CMS
*no of months in term)
TAP = TCC + Loan amount
Version: 2.0
18
13 On the toolbar at the bottom of the screen, A print quotation window will open. P
select ‘print quote’.
In the level of service section, check the The date should default to today. P
date.
A calendar graphic will be displayed. P
Click on the date drop down list box.
That date will become displayed in the date P
Click on a date. box.
P
Click on the level of service drop down list. Box will open, revealing options.
(This should be same as originally entered at
start) P
Click on an option.
Will remain in box.
P
Select the period for which the KFI will be
valid. This is defaulted to zero (Valid for
today only). Not Tested
This will recalculate payments due if tier
Select Mortgage start date one is date ended
Select a period in the future
Select from print documents screen
additional documents to be printed or not
check box prints)
Version: 2.0
19
Select Print P
On screen display will advise number of
Select print to Print KFI and other selected copies being printed – number of borrowers
products plus 1 P
(Once print has been selected the KFI is

saved and cannot be altered)
P
KFI & other documents will print off. (74Nquote
GRAH2T374N printed )
GRAHT778AZ printed
GRAHNJ8DNJ printed
Mortgage pack documents will be available

for Print with KFI KFI & other documents will print off.
Click on the ‘run another quote based on P

these details’ option.
Quote/KFI will be saved, but not printed and
the first screen (Compliance) will be
returned, retaining details from previous
quote.
Select Go to DIP
Did not reprint KFI as already printed -
OK) KFI & other documents will print off.
Information box advising Quote Saved
appears on screen . ( System will navigate to
DIP)
Select Go to Full Application
Version: 2.0
20
GRAHJBL28A
GRAHQ07V1
KFI & other documents will print off.
System Information box advising Quote
Saved appears on screen (System will
Select I finished now. Just save Quote navigate to Full Application)
System will save Quote (will not Print) and

navigate to start of MQS
13 Repeat above steps to run another quote Confirmation that the quote has been saved,
through. When reaching the print screen along with the unique quote reference number,
option, click on the ‘I’ve finished for now will be displayed.
just save the quote’ option.
14 The printed KFI should be in accordance with
MQS-DDS004 & 005 & BRD 1146
Each section should be completed in accordance
with the templates attached ( KFI Appendix 1 &
KFI Appendix 2 Section rules attached)
Particular attention to be paid to
Intermediary involved Intermediary name to be

shown in appropriate sections
GRAH2T374N Known
Section 2 KFI not showing Intermediary error
Procuration Fee to be shown & calculated If
Direct (no Intermediary) reference in sections to Error
be “We” known
GRAH2T374N
Section 5 – TAP not shown
No Procuration Fee section
Products – Ensure where more than a single

product is chosen that all the relevant tiers /
descriptions etc. are accurately displayed &
Version: 2.0
21
calculated P
Other Fees are not included in total product fees
P
Other Linked products
(1) Mandatory are included and shown
appropriately
(2) Non Mandatory are shown but not included
in cost amounts (GRAHJBL28A) F TR1000490
Testing for CCA & non-RMC cases, in quote &

upload – e.g. the KFI wording will differ as it is P
non-FSA regulated?
UFSS requires an RMC indicator to be passed

to MQS13 – I assume this is catered for
Version: 2.0
22

FQFSA FullQuotesingle Prod (FSA) Test Res

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FQFSA Script Ref FQFSA TEST

Single Product FQ TEST SCRIPT

SCRIPT REVIEWED BY: DATE:

LOGICAL RUNS NEEDED: None

TESTER: Graham Bell SOFTWARE VERSION: DATABASE USED: MQS linked to

DOCUMENTATION PASS/FAIL: N/A

Faults Raised Fault Number Step Fault Occurred In

Date System Step Action Expected Result Pass/Fail Fault

Note: this script goes through the full Full Quote

From sub menu, select new mortgage option.

select level of service given Three options revealed. (MCRI) P

Date System Step Action Expected Result Pass/Fail Fault

Check the box titled “please tick once

Two /Three options revealed. P

Option shown in box.

3 Click on ‘Full name’ box. ‘Check full name’ box opens. P

Click on the title drop down list Possible options revealed. P

Select a title Remains in box P

Click on the icon Enter address box opens P

Date System Step Action Expected Result Pass/Fail Fault

Optionally enter contact numbers. N/A

Click on ADD button. Details appear in applicant summary. P

For more detailed testing of this option, refer to

Possible options revealed.

(1)Select house purchase. or Remains in box

Enter the following loan details: P

Click on the Country drop down list Possible options revealed.

Select England Remains in box P

Date System Step Action Expected Result Pass/Fail Fault

All the possible rate types, e.g. capped, fixed, will

Date System Step Action Expected Result Pass/Fail Fault

5 Select a product listed. Product becomes highlighted. P

Select Online quote The property valuation entered previously as P

The buildings only cover radio button will be P

The amount of buildings cover required will be P{

Date System Step Action Expected Result Pass/Fail Fault

Select one of the products. Remains in box. P

A window will open, display the product attributes,

Select one of the products. P

Date System Step Action Expected Result Pass/Fail Fault

If the policy has a free period, this will be indicated P

If the policy has a free period, this will be indicated P

Date System Step Action Expected Result Pass/Fail Fault

If the policy has a free period, this will be indicated P

Value remains in field, and a graphic appears on the

All fields will grey out. The graphic showing the

Select Mandatory Insurance and minimum term P

Enter a value in amount of cover field. P

Date System Step Action Expected Result Pass/Fail Fault

Select one of the products. Remains in box.

Value remains in field, and a graphic appears on the P

. In the ‘how many …cover ’ field, a default value of

Date System Step Action Expected Result Pass/Fail Fault

If the policy has a free period, this will be indicated

Select Mandatory Insurance and minimum term

Date System Step Action Expected Result Pass/Fail Fault

Select New and then Product type – Insurance,

Complete all fields enter relevant details regarding

Date System Step Action Expected Result Pass/Fail Fault

Date System Step Action Expected Result Pass/Fail Fault

The illustration displayed will contain the

• Combined Initial Monthly repayment P