Fall 2011

Master of Business Administration - MBA Semester 3 Subject Code MA0038 Subject Name Banking Operations 4 Credits
(Book ID:B1204)

Assignment Set- 1 (60 Marks) Note: Each question carries 10 Marks. Answer all the questions.
Q.1. (a) What are core deposits and why are they so important today? (b)How has the composition of deposits changed in recent years? [5+5 Marks]

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Q.2 How have banking and the financial-service market changed in recent years? What powerful forces are shaping financial markets and institutions today? [10 Marks] Q.3 What does securitization of assets mean? What kinds of assets are most amenable to the securitization process? What advantages does securitization offer lending institutions? [10 Marks] Q.4 Download a latest quarterly commercial / private bank balance sheet and prepare the following ratios: a. Profitability ratios b. Assets ratios c. Asset quality d. Staff productivity e. sustenance [10 Marks] Q.5 Describe the precautions used by banks while issuing guarantee and letter of credit [10 Marks] Q.6 Mr. Chellaram has availed Rs.1crore loan for his rice mill. During one of your factory inspection you find not much activity is taking place in his mill even during post-harvest season. Your market enquiry reveals that Mr. Chellaram is not taking personal interest in his mill and he is dependent on his manager to run his business. Unfortunately his manager has no formal technical background. Assess the attendant risk associated with continuation of facility to Mr. Chellaram. What risk mitigation measures you would initiate to protect the interest of the bank? [10 Marks]

Fall 2011

Master of Business Administration - MBA Semester 3 Subject Code MA0038 Subject Name Banking Operations 4 Credits
(Book ID:B1204)

Assignment Set- 2 (60 Marks)

Note: Each question carries 10 Marks. Answer all the questions.

Q.1 What are the principal accounts that appear on a banks balance sheet? What are offbalance sheet items? [10 Marks]

Refer http://smumbaassignmentssolved.blogspot.com/ for completely solved assignments.

Q.2 What different regions around the globe today appear to offer the greatest opportunities for expansion for international banks? Why do you think this is so? [10 Marks]

Q.3 What forces cause interest rates to change? What kinds of risk do financial firms face when interest rates change? [10 Marks]

Q.4 What is consortium lending? State the latest RBI guidelines on Consortium advances. [10 Marks] Q.5 Detail Nayak Committees recommendations on SME financing [10 Marks]

Q.6 Explain operational risk management process with suitable examples [10 Marks]