Professional Documents
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00-9712-6111686
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ASIF KHAYYAM E-mail: asif_khayyam@yahoo.com
OBJECTIVE: To achieve a challenging position in a reputable organization where my qualification and expertise
be beneficial for the profitability and growth of the organization
ACADEMIC QUALIFICATION:
• Masters in Business Administration with majors in Finance from Institute of Business Administration,
Karachi, Pakistan.
• Bachelors in Business Administration from Institute of Business Administration, Karachi, Pakistan.
• Intermediate in Commerce from Govt. Premier College, Karachi, Pakistan.
• Matriculation in Science from St. George’s Secondary School, Karachi, Pakistan.
WORKING EXPERIENCE
Senior Relationship Officer – Small & Medium Enterprises Team
National Bank of Abu Dhabi, United Arab Emirates – Corporate Banking Group
March 2006– Till date
• Responsible for assessment of bank’s risk appetite on selected portfolio comprising of SME clientele,
carrying out credit analysis, risk management & analysis, preparation of credit proposals, operational
supervision, business development and exclusive management of assigned accounts.
• Managing a diversified portfolio of more than AED 100 million, consisting of Corporate SME clients.
• Structuring transactions to meet client’s objectives, market standards and bank’s credit/lending criteria
(economic profits / economic capital / expected loss / RAROC).
• Responsible for appraising and carrying out independent analysis on proposals received from branches
falling under SME credit policy.
• Continuous follow up with the branches for completion of operational formalities post approval.
• Devised, improvised and implemented various new MIS for the newly developed SME team to monitor the
performance and regular follow ups.
• Fully versed with the NBAD Credit policy manual and NBAD SME credit policy manual.
Senior Officer
ABN AMRO Bank, Pakistan – Credit Risk Office
March 2003 – May 2004
• Preparation of appraisals based on independent analysis on corporate proposals.
• Preparation of market review, market risk and industry trends of each proposal.
• Analysis of facility structure, utilization history of Corporate Banking customers.
• Credit Risk Analysis of proposals received at Risk Office.
Senior Officer
ABN AMRO Bank, Pakistan – Credit Risk Office – Credit Administration Division
August 2002 – March 2003
• Responsible for complete credit line monitoring of the Corporate Portfolio – approximate size PKR 20 billion
• Working experience of various automated accounting systems of the bank, while responsible for complete
updating and monitoring of the corporate portfolio in the system.
• Various report preparation and exceptions reporting to the Country Head Credit Administration.
• Fully versed with the ABN AMRO Instruction Manual along with the Process manual of Credit
administration.
INTERNSHIPS
20th February 2001 - 25th May 2001
• Internship at Standard Chartered Grindlays Bank, Credit Operations Department, during MBA
COMPUTER LITERACY
• MS – Office • Windows Based Software
• Internet/Email/Lotus • Worked under the LAN/WAN working environment
Notes
PERSONAL INFORMATION
Father’s Name : Muhammad Abul Khayyam
Date of Birth : 29th June 1978
Driving License : Hold a valid UAE Driving License
REFERENCES:
Can be furnished, if required.