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    AJITAV SILU
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    Local banks :Banks having its branches also the Head Office in the same country are regarded as local banks. Foreign banks:Banks whose Head Office is not present in the country in which they are performing banking functions are classified as foreign banks. Public Sector Banks: These are banks where majority stake is held by the Government of India or Reserve Bank of India. Private sector banks: banks formed on the principle of cooperation are called co-operative banks.

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    Local banks :Banks having its branches also the Head Office in the same country are regarded as local banks. Foreign banks:Banks whose Head Office is not present in the country in which they are performing banking functions are classified as foreign banks. Public Sector Banks: These are banks where majority stake is held by the Government of India or Reserve Bank of India. Private sector banks: banks formed on the principle of cooperation are called co-operative banks.

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    50 views11 pages

    Banking Management 2

    Uploaded by

    AJITAV SILU
    Local banks :Banks having its branches also the Head Office in the same country are regarded as local banks. Foreign banks:Banks whose Head Office is not present in the country in which they are performing banking functions are classified as foreign banks. Public Sector Banks: These are banks where majority stake is held by the Government of India or Reserve Bank of India. Private sector banks: banks formed on the principle of cooperation are called co-operative banks.

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    of 11

    PRESENTED BY:AJITAV ACHARYA

    Basing upon certain factors banks have been classified into many, they are: Basing Upon Origin Basing Upon Ownership Basing Upon Functions Basing Upon Registration/schedule

    BE A GOOD HUMANBEING.

    9/28/2011

    Local banks :Banks having its branches also the Head office in the same country are regarded as local banks. These banks are formed according to regulations of that country. Examples of Local banks are SBI,PNB etc. Foreign banks :Banks whos Head Office is not present in the country in which they are performing banking functions are classified as foreign Banks. Examples of foreign banks in India are: HSBC, Citibank, Standard Chartered Bank, etc.
    BE A GOOD HUMANBEING.

    9/28/2011

    Public Sector Banks: These are banks where majority stake is held by the Government of India or Reserve Bank of India. Examples of public sector banks are: State Bank of India, Corporation Bank, Bank of Boroda and Dena Bank, etc.

    BE A GOOD HUMANBEING.

    9/28/2011

    In case of private sector banks majority of share capital of the bank is held by private individuals. Examples of private sector banks are: ICICI bank, HDFC bank, AXIS bank etc.

    BE A GOOD HUMANBEING.

    9/28/2011

    Banks formed on the principle of cooperation are called co-operative banks. Co-operative banks provide short term credit to agriculture, small farmers, small scale industry. Co-operative banks accept all kind of deposits and make loan to the members at lower rate of interest.

    BE A GOOD HUMANBEING.

    9/28/2011

    Central Banks: A bank which is entrusted with the functions of guiding and regulating the banking system of a country is known as its Central bank. Such a bank does not deal with the general public. It acts essentially as Governments banker, maintain deposit accounts of all other banks and advances money to other banks, when needed. It is therefore also known as the bankers bank. The Reserve Bank of India is the central bank of our country.
    BE A GOOD HUMANBEING.

    9/28/2011

    Commercial banks: Commercial banks mobilize deposit from the public which are repayable on demand. Commercial Banks are banking institutions that accept deposits and grant short-term loans and advances to their customers. In addition to giving short-term loans, commercial banks also give medium-term and long-term loan to business enterprises.

    BE A GOOD HUMANBEING.

    9/28/2011

    Exchange Banks: Exchange banks specialize in financing the foreign trade. They supply necessary foreign exchange required for settlement of transactions in foreign trade.

    BE A GOOD HUMANBEING.

    9/28/2011

    Industrial Banks: Banks working for industrial sector are said Industrial Banks. The primary function of these banks is to provide loans to industrial sector.

    BE A GOOD HUMANBEING.

    9/28/2011

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    Scheduled Banks: Banks which have registered under the II schedule of RBI. Scheduled banks comprise scheduled commercial banks and scheduled cooperative banks Non Scheduled Banks: Banks which have not registered under the II schedule of RBI.

    BE A GOOD HUMANBEING.

    9/28/2011

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