ALLAHABAD BANK PRELIMINARY INFORMATION MEMORANDUM (New Business Group) Branch: DURG MAIN BRANCH Zone: RAIPUR 01 Account/

Name of the M/s PRATIBHA FLOWCON ENGG. Company PVT.LTD. Date of incorporation/ PRIVATE LIMITED CO constitution Group/Promoters SANJAY GOSWAMI Chief Executive/Promoter SANJAY GOSWAMI Directors With net worth as on current date Existing activity/exposure MFG. OF ENGG. EQUIPMENTS Rs. 430.00 lacs Existing Banker/ Status of STATE BANK OF INDIA,IE, BHILAI account STANDARD Facility Sought Term loan Rs . 4058.00 Lacs TL/CC/LC/BG Cash credit Rs. 675.00 Lacs (Sole/Consortium/Multiple LC/BG Rs. 1300.00 Lacs banking) In consortium with State Bank of India Purpose & Sector For Expansion of existing activity Engg Eqp Project Cost (Detail in para 12) Total Project Cost Debt Equity Detail of term loan:Amount Period ROI Reset clause, if any Processing/ Upfront fees Security Offered

02

04

05

Rs. 4058.00 Lacs 8 years After every 3 years 1.00 % EM of existing land, Buildings & Machinery valued Rs. 800.00 lacs, Collateral Residential House, Commercial Building of Promoters Valued at Rs. 200.00 lacs & Residential complex of Third party valued at Rs. 1400.00 lacs

06

Project/TEV prepared by

Report

Leader / Syndicator 07

State Bank Of India Audite d 31.03. 10 Audite d 31.03. 11 Estimated 31.03.12

Key financial Indicator Audited (Rs in Crore) 31.03.0 9

Sales Other Income Profit before Tax (PBT) Paid up Capital Reserve & Surplus Tangible Net Worth (TNW) Current Ratio Debt Equity Ratio TOL/TNW Brief particulars of major deviation in above indicators, if any. : Project Parameters : 08 Address of the Borrower Head Office/Corporate Office Registered Office/Controlling Office Factory (Existing/Proposed) Associate/Allied Concerns Whether in RBI Defaulters' list Share price of current date, if listed with year high/low 72-A, INDUSTRIAL ESTATE, BHILAI 72-A, INDUSTRIAL ESTATE, BHILAI 72-A, INDUSTRIAL ESTATE, BHILAI SARASWATI ASSOCIATED INDUSTRIES NO

09 10 11

12.

In Case of Term Loan, please give details of ( Rs in Amou nt Means of Finance Term Loan Unsecured Loan from Directors Equity 2 Amoun t

Lacs) Cost of the Project Civil Construction Other than Civil Costs Lease Premium & compensation Interest during construction

Total

Total Out of promoters, Associate

Source of capital/equity/ unsecured loan: Companies, & Friends 13. 14. 15. 16. 17.

Status of financial Closure : Under Active process at SBI

In case of takeover of limits/share of other banks/FIs, the reason for the same : Brief profile of the TEV consultant along with list of existing clients : Any major deviation from policy guidelines : Brief Profile of the promoters : The promoters Shri Sanjay Goswami is in this line of Business for the last 30 years and is having good contacts/Liaison with all major steel plants and also the technology suppliers. The unit is

18.

Brief particulars of associate/ group concern Rs. in crores Name of the Activity Present banker Sales PAT firm/ company Saraswati Engg. Associated Equipme Industries nt manufac ture Pratibha Marketin Trading Co g Standard Marketin Engineering g Co Chourangee Business Centre Service

TNW

19.

Strength & Weakness of the company/Project.

Strength : Existing promoters with proven track record. Proposal for expansion & modernization of existing activity. The Co. is a preferred vender for all steel Plant Technology suppliers.

Weakness :

20.

Brief Terms & Conditions comments/recommendations

of

the

proposal

and