EXECUTIVE SUMMARY

Total Investment scenario is changing, in past people were not interested in investment because there were no good options available for investment. Now there are many options available for investment like life Insurance, Mutual fund, Equity market, Real estate, etc. Today people want more services and more return on their investment. So, most of the insurance companies are providing more value added services with the basic insurance operation. The project was taken to know about, what are the main aspects in Bajaj Allianz Life Insurance Company. Which gives it highest business and customers? Customers always prefer to invest in a good option and in a company which is market leader. After survey and analysis I came to know that most of the people go for ULIP insurance policies to cover the risk of life, and invest it in a good Portfolio but there is big portion of customers have taken the policies to save the taxes. And people are aware about the tax benefits they get for insurance policies. Therefore, while investing in any Investment option investor checks whether his money is safe or not. As in ULIP returns are related to stock market but they are having some insurance benefit and IRDA regulates the investment. Many people are getting the tax benefits in ULIP.

Chapter - I INTRODUCTION

Chapter 2 DATA COLLECTION AND INTREPRETATION

Chapter 3 SUMMARY AND FINDINGS

Chapter 4 SUGGESTIONS AND RECOMMENDATIONS

Chapter-5 CONCLUSION

BIBILOGRAPHY

Annexure:

I am CHAITHRA D.R. pursuing MBA in Harnalli Ramaswamy Institute of Higher Education, Hassan. As part of my academics, I am conducting this survey to know customer satisfaction about charting technique in Securities. I would be grateful to you if you could spare your valuable time to answer the following questions: Questionnaire Questionnaire (1) Name:
Gender : Male Female Contact no :_______________________________

Age Group: 18-30 31-40 41-50 >50

Qualification: 1. Post Graduate

2. Graduate

3. professional

4.others

Occupation: Government Service Businessman Private Company Self Employed (Please specify)__________________ __

Any Other

Your income range (per month): 1.Below 10000 2.15000-25000 3.25000-35000 4.35000-45000 5.More than 50000

Your savings per year: 1.Below 10000 2.10000-25000 3.25000-50000 4.50000-100000 5.More than 100000

You would prefer savings in which form? 1.Bank deposits 2.Fixed deposits 3.Investments 4.Post Office schemes 5.Any other (please

specify)__________________ _______

What do you consider while making an investment decision? 1.Familys opinion 2.Friends advice 3.Brokers advice 4.Your own decision 5.Any other

(please specify) _________________________ Your opinion about investment: 1.Tax Saving 2.Good returns 3. Better future after retirement 4. Wealth creation

Preferably you would like to invest in: 1. Mutual funds 2.Stocks and shares 3.Insurance products 4. Govt. Bonds & securities

5.Any other (please specify)__________________ ___

How frequently do you invest? 1.Once a year 2-3 times a year 3. More than 3 times a year 4. Not investing (no idea)

5.Not interested

Do you own an insurance policy? Yes No

According to you what is the amount of risk involved in (ULIPs) Unit Linked Investment Plans? 1.High risk 2.Moderate risk 3.Low risk 4. They are Safe 5. No Idea

Thanks for your time, co-operation and contribution towards the project Thank you

Chapter No. I. Introduction Problem Statement Company Profile Objective Of The Study Research objective Scope Of The Study Limitations Of The Study Review Of Literature II. Data Collection and Interpretation. 1 1-8 8 8 8 9 9-22 Contents Page. No.

30-66

III. IV V VI

Summary And Findings Suggestions And Recommendations. Conclusion Bibliography. A Study On UNIT LINKED INSURANCE PLAN

67 68 69 70

(Study conducted at BajajAllianz Life Insurance Bangalore)

A project report Submitted to the University of Mysore, Mysore. In partial fulfillment of the requirement for the award of the Degree in Master of Business Administration.

By Chaithra D.R. Reg.No.09MB0710 Guide Mr. Subramanya P R

HARANAHALLI RAMASWAMY INSTITUTE OF HIGHER EDUCATION, HASSAN-573201 2010-11

HARANAHALLI RAMASWAMY INSTITUTE OF HIGHER EDUCATION HASSAN-573201

CERTIFICATE

This is certified that, the project entitled A Study On UNIT LINKED INSURANCE PLAN conducted at BajajAllianz Life Insurance Bangalore, is a bonafide work carried out by. Chaithra D.R. Reg No. 09MBO710 in partial fulfilment for the award of degree in Master of Business Administration of the University of Mysore, Mysore during the year 2010-11.

(Mr. Subramanya P R) Guide

(Dr.S.R.Jayaram) Principal

DECLARATION

I hereby declare that this project report entitled A Study On UNIT LINKED INSURANCE PLAN has been prepared by me under the guidance of Mr. Subramanya P R. Lecturer, Department of Management Studies, Haranahalli Ramaswamy Institute of Higher Education, Hassan. I further declare that this project report is prepared from the information collected from the BajajAllianz Life Insurance and that the same is purely for academic purpose and that the report has not been submitted to any other institution of higher learning for the award of any degree, diploma or other similar title.

Date: Place: Hassan

Chaithra D.R.

Reg. No.09MB0710

ACKNOWLEDGEMENT

I, express my deep sense of gratitude and sincere thanks to Mr Harsha.who gave me an opportunity to conduct this project. I state with great pleasure this report would not have been possible without the wonderful help from various quarters, the list of which is quite too long I will take this opportunity to express my deep sense of gratitude to Dr. S R Jayaram Principal HRIHE, Hassan, for his continuous encouragement at every stage of the project I will take this opportunity to express my deep sense of gratitude to Mr Subramanya P R Lecturer, HRIHE, Hassan. for his guidance, continuous encouragement and valuable suggestions at every stage of the project I would also like to extend my deep sense of gratitude to my parents and all my family members, friends, who have directly or indirectly supported and helped me in the completion of my project successfully.

Date: Place: Hassan

Chaithra D.R. Reg. No. 09MB0710