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com Account Member CHARLES E ODEN CHARLES E ODEN 27384 HONEY SCENTED RD MORENO VALLEYCA 92555-4753 CITI CARDS PROCESSING CENTER DES MOINES, IA50363-0000
How to Reach Us 1-800-950-5114 Customer Service BOX 6000 THE LAKES, NV 89163-6000
New Balance: $16,657.81 Minimum Payment Due: $249.00 Payment Due Date: 03/22/2010 Account Number: 5424 1807 2110 5374
Amount Enclosed:
Payment must be received by 5:00 PM local time on the payment due date.
www.citicards.com
Make check payable to:
Account Number 5424 1807 2110 5374 Summary of Account Activity Previous Balance Payments Other Credits Purchases Balance Transfers Cash Advances Fees Charged Interest Charged New Balance Past Due Amount Credit Limit Available Credit Cash Advance Limit Available Cash Limit Statement Closing Date Days in Billing Cycle
$249.00
Payment Due Date:
$16,657.81
Payment must be received by 5:00 PM local time on the payment due date.
03/22/2010
Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39 late fee and your APRs may be increased up to the variable Penalty APR of 28.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example:
If you make no You will pay off And you will end additional charges the balance shown up paying an using this card and on this statement estimated total each month you pay... in about... of... Only the minimum 28 year(s) $24,674 payment $18,174 $504 3 year(s)
$16,451.18 Extra Cash From Citi extracash.citi.com -$246.00 Extra Cash from Citi Member ID 8648-11997760 -$65.24 Extra Cash transferred to your Extra Cash from Citi Account: +$444.97 Full details can be found in the Extra Cash from Citi Summary section of this statement. +$0.00 +$0.00 +$0.00 ******************************************************************* +$72.90 * Important Change to Your Account Terms $16,657.81
0.00
* * * * * * *
******************************************************************* * We are changing your account terms. The standard cash advance * APR on your account will no longer increase when the U.S. Prime * Rate increases. Effective 02/22/10, this variable APR changes to a * non-variable APR as follows: * * Standard Cash Advance **APR**: 19.99% ******************************************************************* We thank you for being our customer and appreciate your business.
Payments, Credits and Adjustments Sale Post Description 02/19 CLICK-TO-PAY PAYMENT, THANK YOU 02/14 02/14 AUTOZONE #5563 MORENO VALLEY CA Standard Purchases Sale Post 01/27 01/28 02/12 02/12 02/13 02/13 02/14 02/14 02/15 02/15 02/18 02/18 1 of 2
Description UNION 76 10072650 BLOOMINGTON CA KRAGEN #157300015735 RIVERSIDE CA BUCA DI BEPPO #0509 BREA CA AUTOZONE #5563 MORENO VALLEY CA UNION 76 10072650 BLOOMINGTON CA VZWRLSS*APOCC VISW 800-922-0204 NJ
Citi Cards
Account Number **** **** **** 5374 Transactions (continued) 02/21 02/21 896 FASTRIP FOOD S 02/21 02/21 CHEVRON 0308990 Fees Sale
How to Reach Us 1-800-950-5114 Customer Service BOX 6000 THE LAKES, NV 89163-6000 Access your account online:www.citicards.com
24.72 18.26
Your statement has changed for the better. To make it easier for you to manage your account, we've enhanced various aspects of your billing statement to highlight important details at a glance. Look for more changes coming soon as we continue to improve your statement. Spend smarter with Extra Cash from Citi. Get more for less with Extra Cash from Citi- a free benefit on your card. Go to extracash.citi.com to register and use the Extra Cash dollars already in your account for great discounts on gift cards, travel and more. Citi(R) Private Pass(R). Your ticket to exciting entertainment. Get special access to presale and preferred tickets, premium seats and VIP packages to your favorite music, sports, fashion, family and theater events. Visit citiprivatepass.com to find offers in your area. Get the most out of managing your account online! Monitor your spending by viewing recent card activity and balances. Reduce your paper clutter and switch to Paperless Statements. You can also pay your bill online, set up customized alerts and more. Sign on now at citicards.com
Post
Amount 0.00
Description PURCHASES*INTEREST CHARGE*PERIODIC RATE PURCHASES*INTEREST CHARGE*PERIODIC RATE TOTAL INTEREST FOR THIS PERIOD
Rate Summary
Balance Subject to Interest Charge Periodic Rate
PURCHASES Standard Purch Offer 8 ADVANCES Standard Adv Extra Cash from Citi Summary
extracash.citi.com
Total Extra Cash Earned This Period Extra Cash Transferred to your Extra Cash From Citi Account
Extra Cash from Citi Member ID 8648-11997760 Extra Cash Extra Cash Earned Adjustments This Period This Period
37.97
0.00
37.97
0.00
For complete program details, your most current Extra Cash balance and ways to redeem your Extra Cash earned, visit the Extra Cash from Citi website.
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In Case of Errors or Questions About Your Bill. If you think your bill is wrong or you need more information about a transaction on your bill, write us at the Customer Service address on this statement as soon as possible. (You may, but are not required to, use the Notification of Disputed Item form provided or a copy of it). We must hear from you no later than 60 days after we send you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. If you choose to use the form, please call Customer Service for assistance. If you send us a letter please include the following information: Your name and account number. The dollar amount of the suspected error. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. Please be sure all correspondence is signed by the primary cardholder. You do not have to pay any amount in question while we are investigating. But you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent on the disputed item or take any action to collect the amount you question. Special Rule for Credit Card Purchases. If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price is more than $50 and the purchase is made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of purchase.)
J 1. Neither I nor any person authorized by me to use my card, made the charge listed above. In addition, neither I nor anyone authorized by me, received the goods and services represented by this transaction. (If you dont recognize a sale, choose this option and call Customer Service immediately). J 2. Although I did participate in a transaction with the merchant, I was billed for___________transaction(s) totaling $_____________ that I did not engage in, nor did anyone else authorized to use my card. I do have all my cards in my possession. Enclosed is a copy of the Authorized sales slip. J 3. I havent received the merchandise that was to have been shipped to me. Expected date of delivery was _____________(mm/dd/yy). I contacted the merchant on _____________(mm/dd/yy) and the merchants response was ___________________________________________________________. (In order to assist you, the merchant must be contacted.) J 4. I have (circle one) returned/canceled merchandise on _____________(mm/dd/yy) because_________________________ __________________________________________________________. Please provide copy of the return receipt, postal receipt or proof of refund. J 5. The attached credit slip was listed as a charge on my statement. J 6. I was issued a credit slip for $_____________ on ______________ (mm/dd/yy), which was not shown on my monthly statement. A copy of my credit slip is enclosed. J 7. Merchandise that was shipped to me arrived damaged and/or defective on _____________ (mm/dd/yy). I returned it on _____________ (mm/dd/yy). Merchant response was __________ __________________________________________________________. Please provide postal receipt and/or credit slip. J 8. My account was charged $_____________, but I should have been billed $_____________. Enclosed is a copy of the sales receipt and/or other documents which indicate the correct amount. J 9. Other Attach a letter describing the dispute. ST1C1007