Coconut Point Press Sept - Oct 2009

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EstEro | Bonita springs | naplEs
September | OctOber 2009
Pricing Your home to Sell

The SW Florida real estate market is at an interesting place right now. Sales are steadily increasing, but prices for the moment are highly competitive. in fact, thats probably what is driving the housing markets recovery -- buyers can see that there are good deals to be had if they move on it now. My point is, the asking price you set for your home can have a huge impact on how well and how quickly it sells. My research shows that it is the homes priced in the lower 20 percent of the market that are selling the best right now, showing that buyers are extremely focused on value. in other words, if your house doesnt sound like a good deal, it is going to get passed over in favor of the houses that do.
This report provides the data for the actual sales in the last six months, enabling you and your real estate agent to see selling prices as well as trends. When trying to decide what to price your house at, a CMa is much more valuable than looking at homes that have been on the market for a while. if they have not sold yet, it is probably because they are overpriced, and therefore they are not really your competition -- buyers are passing them over in favor of properties that offer a better value. The job of the CMa is to show you how buyers are defining what makes a home a better value.
Finally, but no less importantly, be sure you have a good real estate agent who knows the market in your community upwards, downwards, and backwards. This way the agent has a reference point from which to read the CMa. Numbers and statistics are great, but it takes experience and instinct to know what to do with them.
Estero /Bonita Springs/Naples Luxury Real Estate Expert

how do you know if your home is priced right? Well, if you and your agent have done your research as i have explained above, you should at least be reasonably close. From there you can fine-tune your asking price by looking at how much interest the listing is generating. For instance, if you only have two or three showings over a 30-day period, you have priced your home too high.
D. Michael Burke, p.a.
Getting lots of showings is important because if buyers have to come see your home in order to consider buying your home. Most buyers look at quite a few houses before making a decision, so it can take many showings before you get an offer. as a result, the more showings you get, the greater your chances of getting an offer. Though it seems counter intuitive, pricing your home lower to start -- and generating a quicker sale -- often means a higher final sale price than what you would get if you started out by pricing the home too high. This is because homes that start out being priced lower sell more quickly, so they dont linger on the market while real estate values continue to drop. Sellers that start out too high and chase the market down, on the other
hand, may find that after several months, values have dropped below what they were when they first listed their home. if your home has not sold in todays market the most common cause is being overpriced. When your home is priced correctly, it shouldnt take long to sell -- about two to three months in most cases, sometimes even less. We have all heard the saying that time is money, and it is certainly true in this case. Though setting a lower asking price may seem like your are selling yourself (or your home) short, in truth you are saving yourself from continuing to make mortgage payments on an empty house, or from losing money by chasing the market down. Setting a competitive asking price dramatically increases your chances of a quick sale by generating more interest and, therefore, more opportunities to sell.
There are several ways to ensure that your home is priced to sell quickly. The most valuable tool at your disposal is a CMa, or comparative market analysis.
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To have Your Home Featured In the Next Issue Call D. Michael Burke, P.A. 239.777.0473
Providing clients with peace of mind through financial security.
Castle Financial
Financial, Retirement, Estate Planning and Money Management
www.CoconutPointRealEstate.com
Website owned and maintained by Michael Burke of John R. Wood REALTORS, Bonita Springs, FL 34134
26269 South Tamiami Trail Bonita Springs, FL 34134

Registered Investment Advisor Certified Financial Planner TM Certified Fund Specialist President & CEO
John R. Woods Realtors
To:
FT MYERS, FL PERMiT NO 815 PRSRT STD. u.S. POSTaGE
Al Procaccino II, MBA
The Colony, 4875 Pelican Colony Blvd., Suite 1401 Bonita Springs, Florida 34134-6952 Call 239-947-9255 for a free consultation. aap@castlefinancial.com | www.castlefinancial.com
Securities Offered through Cadaret Grant & Co., Inc. Member FINRA/SIPC
PaiD
2 || September | |October 2009 September October | 2009
Healthy Living
Tips for keeping active if you have joint pain

(NC) Regular physical activity is even more important than usual if you have joint pain or arthritis. A mixture of strength, flexibility and endurance exercises helps build stamina, strengthen muscles - which eases stress on joints and keep joints flexible. But at the same time, people with joint pain or arthritis do face a few additional obstacles when it comes to starting an active routine; symptoms like pain and fatigue can be difficult to overcome. Many people also worry that physical activity can damage their joints. The Arthritis Society has some advice to help you become and remain active while living with joint pain or arthritis. to being active with joint pain or arthritis is choosing activities that are not too strenuous on your joints. Try to avoid activities that involve hopping, running, and sudden stops and turns, as these activities can increase joint pain. Consider dancing, walking, swimming, aquafit, Tai-Chi or cycling because these reduce the impact on your joints.
Start slowly. If becoming active seems
Include rest breaks. include rest breaks. Youll need to plan for and give yourself rest breaks during the day to compensate for increased activity. Balancing exercise and rest is critical to your whole exercise program.
too difficult, give yourself one task each day that requires you to move more. This could mean walking to the store instead of driving, getting off transit a few stops early or visiting with a colleague at work rather than sending an email. By being creative, you can slowly build up activity levels.
keep it low impact. One of the keys Keep low-impact.
Make sure its okay. If you havent Make sure its okay. been active in a while, speak with your health-care provider before starting a new routine. They can provide advice to ensure you are on the right track.
Look long term. Look long term. When it comes to exercise, more is not necessarily better. Slow and steady, consistently, without fail should be your motto. The sensible strategy is to set your sights on long-term gains in flexibility, strength and endurance.
Stop stress before it kills you

(NC)One in five North Americans experiences stress-related health conditions, from headaches to heart and circulatory troubles. Of premature deaths, a large number are stress-related, with coronary heart disease leading the pack. Technically speaking, a stressor is almost anything that triggers biological changes and produces what is called the stress response. Your body reacts to stress partly by activating adrenal hormones. The fight or flight response turns some adrenals on while turning others off. These hormones can increase sugar in the blood for fast energy for the brain and muscles. When extreme stress situations have ended, the hormones cortisol and adrenalin are supposed to be turned off, allowing other hormones to turn back on. However, chronic stress can prevent stress hormones from turning off, making it hard for the body to recover and relax. Continual high levels of stress hormones can cause cellular damage, blood sugar problems, and adrenal exhaustion. Can you undo effects of chronic stress? Many people find relief through exercise, travel, hobbies, or by expanding their personal and social activities. Diet is also very important. Dr. Joyce Johnson explains, Stress can be caused by, and can cause, nutrient deficiencies. Before resorting to medications, I advise patients to improve their diets and take natural stress-supportive supplements. A balanced formula of B vitamins, such as B-Calm, can protect nervous system health and help prevent stress-related illness.
She adds, There are adaptogenic herbs like ashwagandha well known to herbalists, but new to most North Americans that help shut off the stress response and normalize cortisol production. Modern science and ancient healing
traditions meet when companies like webber naturals use both to develop effective anti-stress supplements. Good food, exer-
cise and appropriate supplementation can rebalance your nervous system to turn off chronic stress.
Note from the Publisher

The Publisher, Publishing Creations is independently owned and operated and is not affiliated with any real estate association, board or company. Toll Free are those Opinions expressedPhone/Faxof the 1-888-431-9444 writers and not necessarily those of the Publisher or advertisers. maximumimpactpubishing2@gmail.com The Publisher regrets any inaccuracies contained herein, but accepts no liability for damages arising out of errors is The Publisher, Maximum Impact Publishingin independently owned and operated and is not paid advertisements beyond the amount affiliated withthe space actually occupied by the for any real estate association, board or company. Opinions expressed are those of the writers and not advertisement the Publisher error necessarily those ofin which theor advertisers. occurred. Errors must be brought to the The Publisherimmediately and before any newspaper regrets any inaccuracies contained herein, but accepts no liability for damages arising out subsequent insertion of the advertiseof errors in advertisements beyond the amount paid ment. We reserve the right to restrict all for the space actually occupied by the advertisement ads to the error occurred. Errors must be to in whichtheir proper classifications andbrought
Back-To-School Tips:
Tips to protect little eyes from the computer screen

(NC)With September comes the resumption of school work, homework, research projects and classmate communication, so its important to note that the average North American child now spends one to three hours per day with his or her eyes on a computer screen. As a result, many leading pediatric eye doctors believe that the startling increase of nearsightedness (myopia) in children worldwide is a direct consequence of avid computer use. In fact, children using computers before their visual systems are fully developed are at the very heart of the public health problem called computer vision syndrome, says Bijan Minbashion, vice president of operations for Hakim Optical, a national leader in retail eye care. A study at the University of California reports that 25% to 30% of computer-using children need corrective eyewear to work with the equipment comfortably and safely and similar studies in Asia report that first-graders with myopia has increased from 12.1% to 20.4% since 1995. In the last three years, myopia is reported to have doubled to 34% in seven- to nine-year-olds. To guard against early damage to your childs eyes, consider these tips: Schedule a comprehensive eye exam as your child enters kindergarten, including near-point (computer and reading) and distance testing. Schedule an eye exam before school begins every year. The recommended distance for children between the monitor and the eye is 18-28 inches. Any closer risks eye strain. Be aware of behavior that indicates problems such as eye redness, frequent rubbing of the eyes, unusual posture, or complaints of blurriness or eye fatigue.
edit or reject any copy. to the newspaper immediately and before any subsequent insertion of the advertisement. We reserve the right to restrict all ads to their proper classifications and to edit or reject any copy. PublishingCreations@gmail.com
September | October | 2009||33 September | October 2009
verb 1 [ trans. ] prepare (food, a dish, or a meal) by combining and heating the ingredients in various ways. shall I cook dinner tonight?
Tofu Pizza
Ingredients: Ingredients: Maple Cinnamon Roasted Almonds 1 piece flat pita bread Developed for the Almond Board of 1 tbsp pizza sauce California by Award-Winning Author and 1/3 package crumbled extra firm tofu Registered Dietitian, Liz Pearson 1/4 red pepper, thinly sliced Ingredients: 1/4 yellow pepper, thinly sliced 2 cups whole almonds 1 mushroom, sliced 1/4 cup maple syrup 1/8 tomato, diced oil 2 teaspoons canola 1/8 cup grated cheese 2 teaspoons vanilla 1 tablespoon cinnamon
Rice and Beef Burritos

Ingredients: 1/2 lb extra lean ground beef 1 cup minced onion 1 tsp ancho chili powder (Substitute chili powder if ancho chili powder is not available) 1/2 tsp ground cumin 1 19 oz can black beans, rinsed well and drained 1-1/2 cups salsa (mild, medium or hot) 1 cup frozen corn kernels 3 cups cooked white or brown short or long grain rice 6 10-inch whole grain tortillas 3 cups chopped romaine lettuce 1-1/2 cups shredded Monterey Jack cheese 12 thin slices, ripe avocado Garnishes: Sprigs of cilantro Lime wedges Sour cream or plain yogurt In a large skillet, cook ground beef over medium-high heat until no pink remains, about 10 minutes. Drain any fat, crumble and return meat to skillet. Add onion, ancho chili powder and cumin. Cook, stirring often, until onions are slightly softened; about 5 minutes. Stir in beans and salsa. Cook until heated through, about 5 minutes. Stir in corn (do not need to thaw) and rice until well combined. To serve: Spoon about 1 cup of the rice mixture in the center of each tortilla. Top with 1/2 cup lettuce and 1/4 cup of cheese and two pieces of avocado. Add a sprig of cilantro, a squeeze of lime and dollop of sour cream/yogurt if desired. Fold bottom edge, then sides; roll up. Can be served cold, at room temperature or warmed in the microwave if desired.
Maple Cinnamon Roasted Almonds

Developed for the Almond Board of California by Award-Winning Author and Registered Dietitian, Liz Pearson Ingredients: 2 cups whole almonds 1/4 cup maple syrup 2 teaspoons canola oil 2 teaspoons vanilla 1 tablespoon cinnamon Directions: Roast the almonds on a large square baking sheet at 350F for 15 minutes. Take the almonds out of the oven. In a saucepan, mix together the maple syrup, canola oil, vanilla and cinnamon. Heat at medium just until the mixture starts to boil. Add the roasted almonds to the saucepan. Toss until the almonds are evenly glazed and covered with the syrup mixture. Cover the baking sheet with parchment paper. Spray with vegetable oil. Spread the maple almond mixture onto the parchment paper and let cool. Enjoy the same day or store in an airtight container in the refrigerator to enjoy throughout the week. Serves 8 people
Directions:
Directions: 1. Spread pizza sauce over the pizza crust. Roast the almonds on a large square baking vegetables and tofu minutes. 2. Chopsheet at 350F for 15 to desired size. Take the almonds out of the please 3. Decorate the pizza as you oven. and In a saucepan, mix together spread the cheese on top. the maple syrup, canola oil, vanilla and cinnamon. 4. Cook at 350C for 15 to 20 minutes. Heat at medium just until the mixture starts to boil. Add the roasted almonds to the saucepan. Toss until the almonds are evenly glazed and covered with the syrup mixture. Cover the baking sheet with parchment paper. Spray with vegetable oil. Spread the maple almond mixture onto the parchment paper and let cool. Enjoy the same day or store in an airtight container in the refrigerator to enjoy throughout the week. Serves 8 people
4 | September | October | 2009
Destination Information
Take family-reunion planning from pressure-to aradise
Travel and more

p
Travel Tips
(NC)if you are stuck as the designated planner for an up-coming family reunion, do take heart that major relief is on the way. Did you know that some of worlds best resorts offer to do the planning and all of the hospitality for you? indeed, this means that the end result a reunion in which your family bonds grow strongerwill turn into an exciting vacation for you too. Location is paramountand no doubt, it is a challenge to meet and please the interests of an age group that spans several decades. And yet, say the specialists in this field at Club Med, such exciting spots as a beachfront paradise in the Caribbean or Mexico, or on a 5-masted yacht sailing into several ports-of-callor at a resort on a cliff above the French Riviera are dream locales that have so much for everyone. heres more to consider on the Club Med checklist: Choose a location that is easily reached for all family members. Put food first. Surveys show time and again that most travelers put exquisite meal experiences at the top of their wish list. Give your family the biggest variety every day, all day, from grand buffet-style dining to specialty restaurants, to gala private dinners with special theme nights. Choose a place with an abundance of engagingeven uniqueactivities for every age, indoors and out. Ask about facilities for infants, if needed, and for supervised recreation programs for tiny tots to teens. Consider shoulder seasons for value at a lower price. To enhance photo-ops, laughter and life-long memories, choose a resort with both traditional and surprise recreation. For example, traditional water sport activities include windsurfing, waterskiing and sailing. But activities can get even better than that. Surprise them with kite surfing and wakeboarding. Give family members a chance to try SCUBA diving for the first time with a qualified instructor. Plan tennis lessons or learn golf from pros. Plan a day at the spa or give them a destination with unique offerings like yoga, archery, kickboxing, Pilates, or even flying on a trapeze at Circus School.
A womans travel guide: Helpful hints for business trips

(NC)When it comes to traveling for business, safety and security are of primary concern for women. Before hitting the road, its a good idea to plan ahead and get familiar with the destination. hotel Selection: Look for female-friendly accommodations close to your meeting or event that belong to a reputable chain. an excellent choice for business travel, Days inn hotels offer a host of business amenities including free high-speed internet access in every room. Trust Your Instincts: Make smart choices and use your common sense. ask for your room to be located close to an elevator and away from exits. Dont be afraid to refuse a room and avoid booking a ground-floor room or a room that has easy access from outside. always keep your room double locked and be sure to use the deadbolt. Privacy Please: When traveling alone, simply keep a low profile. Use covered luggage tags and include your office address instead of your home address. Check-in using your last name and first initial only. Inform the hotel not to release your information to anyone and ask them not to deliver any packages to your room. Know Before You Go: Plan out your trip before traveling in a rental car. Get directions ahead of time and do not expose a map in your car with a marked destination. Before you leave for your business meeting or event, check out the route planner on www.daysinn.ca for suggested route ideas. Safeguard Travel Essentials: Make two copies of important travel documents - carry one copy with you but be sure to pack it separately from the originals. Leave the other set at home with friends or family. Carry only one credit card and dont keep all your money in one place.
Travel tips for seniors on the go

(NC)as you prepare to embark on your next adventure remember that a little advance planning can help avoid unexpected bumps along the way. here are some essential tips to help ease the stress and make your journey more enjoyable and hassle-free. Give Yourself A Budget: Your next vacation doesnt have to break the bank. Simply decide on the type of accommodations that youll enjoy and set aside a realistic budget. Be on the lookout for travel deals such as senior discounts, best rate guarantees and vacation packages. Remember to pack your proof of age identity card and any senior club membership cards. Plan Ahead: Research your destination and remember to book hotel reservations well in advance. Look for national hotel chains that cater to seniors offering of amenities such as a free breakfast and free high-speed internet access. Play It Safe: Pack any medications or prescriptions in your carry-on bag and bring along enough medication to last you the entire trip. Visit your doctor to learn about potential travel health risks before you begin your trip and consider preparing a first aid kit for the road. Security On The Road: Before departing, make sure you have adequate insurance coverage. always carry your supplemental travel and health insurance policy with you and review all insurance requirements before you leave. keep the telephone number of your insurer handy in case of emergency. Stay Connected: its a good idea to send your upcoming travel itinerary to a friend or relative so someone will always know your whereabouts. Be sure to carry a prepaid phone card or cell phone so you can keep in touch from the road.
Real estate .com

Southwest Florida Real Estate Market heats up for Summer

The July august 2009 market report for Bonita, Estero and Naples is now available, and the numbers are encouraging: closed sales are on the rise, while prices have stayed low enough to continue tempting buyers. Right now is a great time to buy or sell. Buyers are enjoying great deals on luxury homes, which is bringing out the lurkers and causing the number of closed sales to increase at an almost dizzying rate. Likewise, the rising number of sales means that if a seller prices his home competitively, the property WiLL sell, and usually in a very reasonable period of time. For example, the average sale price of all homes sold in 2009 up through July was $349,594, with the vast majority of closed sales -- a whopping 85 percent -- are under $500,000. however, the statistics also place 63 percent of all closed sales in the $0 to $250,000 range, indicating the importance that buyers are currently placing on perceived value. I also find it interesting that while 63 percent of homes sell for less than $250,000, only 48 percent of homes are listed in this price range. This means that the homes in this range are more likely to sell than their more expensive counterparts, and that sellers who list above $250,000 are finding they have to accept much lower offers in order to sell their homes. Most likely driven by the great deals currently available to buyers, the sales numbers for 2009 are showing a marked improvement over last year. For instance, in July 2009 there were 740 closed sales in Bonita, Estero and Naples combined. This represents a 43 percent increase over July of last year
Market report
Year
2009 2008 2007 2006 2005 2004
for naples, Bonita, estero Market areas

Listed, Pended, CLosed Ytd JuLY 2009
Listed
14,864 16,325 17,130 18,427 11,508 10,618
July 2009
The symbol of local knowledge.

CLosed
5,044 3,860 3,424 3,919 7,659 6,613
Pended
8,913 5,195 4,496 4,734 10,327
average saLes PriCe

$349,594 $560,732 $703,550 $700,304 $629,307 $477,655
Median saLes PriCe

$180,000 $320,000 $385,000
Listed, Pended, CLosed Month of JuLY 2009

Year
2009 2008 2007 2006 2005 2004
Listed
1,830 1,908 1,874 2,016 1,391 1,147
Pended
1,242 698 424 462 1,028
CLosed
740 518 360 385 898 882
(This chart shows the percentage of the market represented by each price segment.)
Breakdown BY PriCe CategorY Ytd JuLY 2009

Listed range
0-$250 $250-$500 $500-$750 $750-$1M $1-$2M $2-$5M $5M+
Pended %
47.83% 27.02% 9.38% 5.32% 6.10% 3.57% 0.78%
CLosed %
66.38% 20.91% 5.30% 2.70% 3.04% 1.41% 0.26%
units
7,109 4,017 1,394 791 907 530 116
units
5,916 1,864 472 241 271 126 23
units
3,194 1,073 346 133 184 100 14
%
63.32% 21.27% 6.86% 2.64% 3.65% 1.98% 0.28%
CLosed saLes Average sales price year-to-date July is the lowest in the 10 year period for which we have data (2000 2009). However, average sales price through July is up 7.6% over the year-to-date June number. Median sales price for the first seven months is down approximately 44% from the same period in 2008. July closed sales units are up 43% over July 2008, and up 31% year-to-date. Pended saLes July pended sales units are up 78% over July 2008. Pended sales units year-to-date July are up 72% over the same period in 2008. Properties priced under $250,000 continue to comprise 66% of pended sales through July. new Listings New listings taken in July are down 4% from July 2008, and down 9% year-to-date. Current available inventory in the Naples, Bonita Springs, Estero market area is 10,892 properties (5,297 single-family homes and 5,595 condominiums). This represents an 18% decrease from August 1, 2008.
This report represents the combined Naples, Bonita Springs, Estero market. Numbers July vary among various areas so be sure to research individual market segments carefully. Sales are also showing a dramatic increase just Disclaimer: All information from Sunshine MLS. Accuracy is deemed correct but not warranted. over the course of the current year. The number of closed sales in the area nearly doubled over the course of the first seven months of 2009, from 379 closed sales in January to 740 in the month of July. i dont think i need to tell you how exciting it is to see this kind of promise in the local housing market! Finally, Julys statistics show that the market inventory is continuing to decrease. The number of new listings is dropping: in July 2008, 16,325 properties had been listed year-to-date, as opposed to 14,864 listings so far in 2009. Furthermore, only 10,892 properties were listed in Naples, Bonita, and Estero as of au gust 1, 2009, representing an whopping 18 percent decrease from the same time last year. Whether you are a seller or a buyer, right now is an exciting time in the Southwest Florida real estate market. Prices remain low, tempting buyers who want to take advantage of the opportunity to get a good house at a great value. as a result, the rate of sales is steadily increasing, which is good news for sellers as LLC well: it means that if you price your house appropriately, you can sell it quickly, saving yourself the continuing cost of mortgage payments and having to maintain a show-ready appearance inside and out for months on end.
McClain Home Inspection,

Web Site: www.grmcclain.com Email: glenn@grmcclain.com Certified Home Inspector
239-948-1147
& Home Watch Service
These trends hold a lot of promise for the long term as well. as the number of sales increases, inventory is also rapidly decreasing. This means that as interested buyers have a smaller selection of homes to choose from, competition between buyers will become more intense, and home prices will naturally begin to rise again.
home inspections from $199.00 home Watch Service from $20.00/mo.
moneymatters
nvest in Yourself and Your Community

the world. The rise in both obesity and those without enough resources for nutritious meals is creating plenty of areas of need. here are some ways you can make a healthy investment in yourself and neighbors in need.
2. Make a donation
There are many great programs focused on long-term strategies to end childhood hunger the difference between feeding a family tonight and helping to ensure that a family never again has to worry about where the next meal will come from. You may not think a dollar goes far, but by investing in the right organization, it can go further than you might imagine. For less then the cost of a nice meal out, you can help a child forget about his hunger, and focus on just being a kid.
(aRa) - hunger is a growing problem globally and North america is not immune. Nearly 12 million american children have limited access to the nutritious foods they need to learn and live active, healthy lives. hunger impairs childrens health in significant and longlasting ways by impeding growth and development, contributing to poorer mental health and playing a part in a childs greater susceptibility to obesity.
1. Volunteer
There are resources available to help locate volunteer opportunities all over the country such as with Operation Frontline; a program from Share Our Strength that connects families with food by teaching them how to prepare healthy, tasty meals on a budget.
On the other hand, the World health Organization has reported that there are 1.6 billion overweight people in
3. Get involved
The national Lose for Good campaign from Weight Watchers focuses on both achieving better health and
fighting hunger at the local, national and global level. in addition, food drives are being organized in Weight Watchers meeting locations across the country, allowing members to donate food in their communities to spread the good even further. at the same time, so many people in our country and abroad are struggling to get enough to eat. Now more than ever, we all need to take action for our own health as well as the health of our families, friends and neighbors. David kirchhoff, president and CEO of Weight Watchers international, Inc. To find a local Weight Watchers meeting near you, or learn more about Lose for Good, visit loseforgood. com.
as the leading organization working to end childhood hunger in america, Share Our Strength works to surround children with healthy nutritious food. Children in america are hungry not because
they lack food, says Bill Shore, co-founder and executive director, but because of a lack of access to programs that can help. You can find a volunteer opportunity near you by visiting www.strength.org.
Eco-Friendly and Money-Saving Cleaning Tips

(aRa) The good news is you dont need harmful or expensive chemical products to keep your home clean. a few eco-friendly and economical items are all you need to make your living spaces sparkle. Formany cleaning jobs you need to look no further than your kitchen cupboards. if youve got a box of baking soda, a bottle of vinegar and a lemon, youve got what you need to clean most of your house. * add 1/4 cup to a load of laundry to help remove grease and freshen clothes. * Sprinkle in the sink and bathtub, make a paste with water and use as a safe, gentle scouring powder. * Spill some grease during cooking? Put a bit of baking soda on the mess, rub with a dry cloth and rinse with water. * Clean your drain safely using 1 cup baking soda and 1 cup hot vinegar. Pour both down the drain, let foam for five minutes and flush with hot water. * Clean your microwave by bringing 1/2 cup vinegar and 1/2 cup water to a boil inside (remember to use a microwave safe bowl). anything inside will just wipe clean. onto the stain, let the garment dry in the sun and the stain will be bleached away. * add a few lemon peels to the garbage disposal and run it with hot water for the freshest smelling drain youve ever had. For jobs where you need to purchase cleaning products, like dishwashing detergent, look for products that are safe for your family and the planet. With a little ingenuity, consideration for the planet and a bit of elbow grease, its possible to save a great deal of money and get rid of the other types of grease that invade your home.
Vinegar:
White distilled vinegar kills mold, bacteria and germs and is a great way to avoid using harsh chemicals. * Before you step in the shower and turn on the water, spray the shower door with full-strength vinegar to help ensure hard water deposits wont stick to glass. * Clean grout by letting fullstrength vinegar sit on it for a few minutes then scrub with an old toothbrush.
Lemons:
The acid in lemon juice makes a great (and good smelling) bleach alternative. * Remove stains from a countertop by allowing lemon juice to sit on the stain for five minutes. Scrub with baking soda and watch the stain disappear. * Stain on a white T-shirt? Squeeze some lemon juice
Baking soda:
Baking soda is nontoxic, earth-friendly, multi-purpose and cheap. a few ideas to keep your home baking soda fresh include: * Sprinkle onto carpets and rugs, let sit for 15 minutes then vacuum away dirt and odors.
Tips for moms to save time, money and energy

aRa) - as a mom, youre always looking for ways to save time, money and energy to keep your house running smoothly. its not always easy to find time in the day for all the things you need to do, from balancing the family budget to running errands to shuttling family members between activities. here are some tips to help you reduce spending, cut back on running around and find extra time at the end of the day to relax and spend time with your kids. Wouldnt it be easier if you pooled your talents with some neighbors or good friends? One mom can hit the grocery store, another, the department store, while a third watches the children. By teaming up and sharing duties once a week, you only have to do one job (which can be rotated weekly), cut down on gas money and impulse shopping expenses and have a weekly play date already organized for your children.
2. Shop garage sales

if you have older children, this can become a fun scavenger hunt while you look for clothing and household items. Plus, garage sales get you and and into your neighborhood where you can socialize, bargain for good prices and potentially find a treasure.
4. Bargain and trade

as your children grow bigger, youre probably looking for larger clothes and different toys, and potentially a way to get rid of those items your children have outgrown. This is an excellent chance to bargain and trade and doesnt require much - if any money. First contact your network of moms to find out if anyone else has children who are out growing their clothes and toys. Then go online and look at auction and trading sites, or pack everything in your car and visit stores that specialize in used items for children. To find coupons online, visit printable-coupons.blogspot. com. To find coupon codes online, visit coupon-codesonline.blogspot.com.
3. Use Mommy Saves Big coupons

Sure, clipping the newspaper is a good start, but online sites like MommySavesBig. com are designed especially for you. First of all, the coupons are tailored to moms who are looking for deals on grocery and household items, clothing, presents for family members, etc..
1. Share errand duties with other moms
That to-do list never seems to go away, and it shouldnt surprise you that other moms are also feeling overwhelmed.
September | October | 2009 | 7
Get Puzzled
Each row is a math equation. Each column is a math equation. Some numbers are missing. You fill in the missing numbers.
Whats a math challenge you ask?

A math challenge is a group of numbers formed in a block filled with addition, subtraction, multiplication and division. Each number is only used once.
Try to fill the missing numbers

use the numbers 1 through 9 to complete the equations. Each number is only used once. Each row is a math equation. Each column is a math equation. Remember that multiplication and division are performed before addition and subtraction.
Answers on page 14
phrase scramble 1
Unscramble the lines to reveal a message. Hint: Famous Lines from Famous Things.
Crossword
Answers on page 14
The objective is to insert letters in the boxes to satisfy only one condition: each row, column and 3 x 3 box must contain the letters a through i exactly once. What could be simpler? Answers on page 14
SUDOKU
Across
1- Young salmon 5- Simmons rival 10- Singer Vikki 14- Netman Nastase 15- Evident 16- its blown among the reeds 17- Coil 18- Extra-terrestrial being 19- Lump of earth 20- Bluesy James 21- Summer resort island 23- Biol., e.g. 25- Boat propeller 26- Busts and such 31- Stratum 35- Quaker cereal 36- Wood nymph 38- Spoil 40- Endoskeletal component 42- Strikes out 44- Nap 45- Fishhook line 47- Rise to ones feet 49- Born 50- Sorrow 52- arterial dilatation 54- Baseball stat 56- Gasteyer of Saturday Night Live
57- Seaport in Croatia 62- Boast; 66- Slammin Sammy 67- Model Campbell 68- De-intensify 69- hostelries 70- Sofa 71- Bronte heroine 72- Jacobs first wife 73- Jargon 74- Boris Godunov, for one
Down
1- heap 2- Bunches 3- Civil disturbance 4- Meal 5- inhabitant of Spain 6- First name in scat 7- Drops from the sky 8- Connect with 9- Yearly 10- Rooster 11- Competent 12- underground part of a plant 13- Roulette bet 22- Jutting rock 24- Cow chew 26- Weeps
27- Whiplash 28- Lou Grant star 29- Deli breads 30- Seaport in the Crimea 32- 10th letter of the hebrew alphabet 33- Black-wooded tree 34- Levels 37- Faculty head 39- Consider 41- Biblical high priest 43- Contemptible 46- Lecherous look 48- Dull brown 51- Palm leaves 53- Wood joint 55- Benefit 57- Completed 58- annapolis sch. 59- Beat up 60- Bright star 61- One-named supermodel 63- Beams 64- Gillette brand 65- Will of The Waltons 66- Part of RSVP
Shadow Wood at the Brooks, Bonita Springs
h.4085 - 3+Den, 3.5 bath, 3154 under air, 5701 total sf stunning courtyard home. attention to detail and fabulous upgrades thru-out. Surround sound, built-in entertainment center, state-of-the-art security system, gourmet kitchen, granite, tile, hardwood floors, tray ceilings, faux paint, designer window treatments, plantation shutters, built-in entertainment center & much morePaver Courtyard w/private cabana, built-in gas heated pool & flower beds. Offered at $849,000, furnished. Call Michael 239-777-0473
Lighthouse Bay at the Brooks, Bonita Springs
C.5717 - immaculate turnkey, rarely lived in 2nd floor, 2 bed, 2 bath, 1176 under, 1392 total sf Garden home w/western exposure offering beautiful sunset views. Tile, carpet, window treatments, decorated in neutral tones. Large kitchen/breakfast room & living room w/large slider entrance to screened balcony w/views of an expansive lake & water fountain. Outstanding amenities, clubhouse pool, har-Tru tennis courts, bocce ball courts, tennis pro, fitness room, great common deck area w/small boats. Offered at $169,000. Call Michael 239-777-0473
Choose success. Choo
EstEro | Bonita s
Grandzza, Estero
H.2908 - Spectacular open great room floor plan, with 3 Bed+Den, 3 bath, 2939 under air, 3925 total sq ft. Many added touches in this designer decorated home for a casual lifestyle with custom features throughout. Enjoy the kitchen w/state-of-the-art builtin appliances, 42 wood cabinetry, granite counter tops. Offered at $899,900 w/custom pool w/views of a lake, golf course and woods located in a private gated community. Call Michael 239-777-0473
Few real estate agents are as driven as Mich committees, this multi-million dollar producer involved. Whether you are selling or buying, state-of-the-art marketing methods, integrity, satisfaction. His drive to succeed is tempere
Choose Michael Burke as your real estate agent, and sit o

Grandezza, Estero
h.4316 - 3 bed, 3.5 bath , 3145 under air, 5454 total sq ft. Courtyard home with numerous upgrades & detail thruout. Formal living & dining room, tile flooring, tray ceilings, gourmet kitchen w/granite, 42 cabinets, paneled appliances, custom island. Spectacular courtyard bedroom w/large private sitting/living area, bath & entry to courtyard w/heated pool & spa. Offered at $559,000.
Fountain Lakes, Estero

C.4396 - Cozy, spacious 2 bed, 2 bath, second floor Coach home with 1480 under air, 1630 total sf. One of the few units available with a landscaped view. Tile floor, dramatic high ceilings. Golf, amenities and clubhouse included in monthly fee. Offered at $169,950. Call Michael 239-777-0473
Grandezza, Estero
h.3582 - 3 Bed+Den, 3.5 Bath, 3014 under air, 5693 total sf Courtyard home w/ beautiful expansive views of lake, golf course & woods. Numerous upgrades thruout, crown molding, plantation shutters, tile, hardwood floors, custom built-ins, Bose surround sound. Stunning gourmet kitchen, w/granite countertops, 42 cherry cabinets w/crown molding, decorative tile. Offered at $759,000. Call Michael 239-777-0473
h.3936 - Estate home w/abundance of upgrades & details thru-out. 3 bed+Den, 3 bath 2824 under air, 4154 total sf w/separate formal living & dining room. Tile on diagonal, tray ceilings, crown molding. Gourmet kitchen, w/granite counter-tops, 42 maple cabinets w/crown molding, built-in appliances, designer cook top hood, nook with large miter window offering outstanding views of golf course & lake. incredible lanai w/pavers, stunning pillars, finished ceiling & built-in heated pool & spa. Offered at $679,000. Call Michael 239-777-0473
Grandzza, Estero
h.3625 - 3 Bed+Den, 3 bath, 2455 under air, 4046 total sq. ft courtyard home w/Tiki Bar. Great for entertaining w/builtin pool & spa. Numerous upgrades thruout.Tile, crown molding, blinds, topelighting, state-of-the-art kitchen. Discounted golf membership & golf cart also for sale. Offered at $499,000. Call Michael 239-777-0473
Bonita Bay, Bonita Springs
h.2011 - 4 Bed, 3 bath, 2910 under air, 5079 total sq ft. Beautiful serene lake views, tropical landscaping, nestled on a cul-de-sac. kitchen, w/stainless builtins, granite countertops, decorative backsplash tile. Formal living & dining room, family room w/fireplace & built-in. Lanai w/pavers, built-in heated pool/spa w/ private entry to master suite. Offered at $749,000.
The Colony Castella, Bonita Springs
C.5318 - 3 Bed, 3.5 bath, 2665 under air, 3225 total sf. End unit residence w/tropical views of Estero Bay, golf course and wooded preserve. Numerous upgrades. Gourmet kitchen, built-in stainless appliances, upgraded cabinets/drawers. Great Room w/expansive solar tinted windows, floor to ceiling glass sliders leading to the incredible tiled terrace. Luxurious master suite and bath w/double sink granite vanity and roman style tub surrounded in tile. Offered at $599,900. Call Michael 239-777-0473
Rapallo at Coconut Point, Estero
V.1238 - Mediterranean style villa w/3 bed+den, 3 bath, 2376 under air, 3712 total sf, w/master suite on 1st floor. Stunning two story ceilings, plantation shutters, tile on diagonal. Private 2nd floor bedroom, kitchenette & loft looking down to living room and gourmet kitchen w/stainless steel appliances, cabinets w/crown molding, granite countertops. Expansive wall-wall sliders leading to the lanai w/private custom built-in pool and views of expansive lake. Offered at $499,000. Call Michael 239-777-0473
Visit www.CoconutPointRealEstate.com for Additional Pictures of These and Other SW
Website owned and maintained by Michael Burke of Jo
Real estate .com
h.362 - Beautiful designer decorated 4 Bed+Den, 4.5 bath, 3495 under air, 4867 total sq. ft. Estate home w/countless upgrades. Tile on diagonal, tray ceilings, rope lighting, window treatments. Formal living, dining room & den w/double door entry w/ stunning built-in. Gourmet kitchen, builtin appliances. 42 cabinets w/crown molding, family room w/expansive corner sliders opens the room to the lanai w/tropical wooded views beyond. Built-in pool/spa & grill, w/separate guest suite entry w/private bath off the lanai. Offered at $1,005,000. Call Michael 239-777-0473
Grandzza, Estero
ose Michael.
springs | naplEs
hael Burke. A member of numerous local real estate r keeps tabs on the local market by staying intimately , Michael brings to the table strong negotiation skills, , and the ambition it takes to achieve 100 percent ed only by his understanding of his clients needs.
C.5016 - First floor turnkey immaculate 3 Bed, 2 bath, 1627 under air, 2007 total sq. ft. condo Blinds thru-out, tile, carpet, double door entry to bedroom/ den. Large kitchen w/raised paneled cabinets & crown molding, comfortable living room w/ spectacular views of lake & golf course. Master bedroom, large walk-in closet, private entry to the lanai. Offered at $229,000 furnished. Call Michael 239-777-0473
Grandzza, Estero
Vasari, Bonita Springs

C.5674 - 3+Den, 2 bath 2nd floor Carriage home with 2387 under air, 2860 total sf w/bundled golf in this beautiful Mediterranean inspired community. Tile, berber carpet, hardwood floor, window blinds thru-out. kitchen w/42 maple paneled cabinets w/crown molding. Sliders from living room to lanai with beautiful tropical views. Offered at $299,000 partly furnished. Call Michael 239-777-0473
on the side of suCCess.

h.4114 - 4 bed+den, 4.5 bath, 3474 under air, 4195 total sf. Two story home w/loft, rod iron/wood curve staircase & master suite on the first floor. Hardwood flooring, crown molding, built-ins thru-out. Gourmet kitchen w/granite counter tops, stainless steel & paneled built-in appliances, cabinets w/crown. Family room w/wall to wall French doors, paver patio w/floor to ceiling curtains surrounding, built-in custom gas heated pool/spa, rod iron fence, & views of the 18th tee & landscaping beyond. Offered at $1,250,000.
Grandzza, Estero
C.5684 - 3 Bed, 2 bath end unit 1642 under air, 2010 total sf. Designer decorated in a neutral tropical dcor. Great features, tile main living, faux finished accent walls, window treatments, radio/intercom thru-out, plus more. Expansive sliders in living room with entry to the screened tiled lanai offering beautiful tropical views of large lake and golf course. Offered at $264,900 furnished. Call Michael 239-777-0473
C.4581 - 2+den, 2 bath, 1727 under air, Carriage home in private gated golfing community. Vaulted ceilings, tile in main living areas. kitchen w/breakfast bar opens into the comfortable living room offering fantastic views of the large lake & golf course. Great centrally located community, with beautiful 53,000 sf club house. Offered at $209,000.
Grandzza, Estero
h.3837 - 2 Bed + Den, 2 bath 1750 under air, 3539 total sq. ft. Views of the 17th fairway w/tropical landscaping surrounding. upgraded w/tile main living areas, tile inlays, blinds, crown molding, chair railings. Large sliders thru-out in living room, breakfast nook, master suite leading to the lanai w/paver, built-in heated pool & outstanding views beyond. Offered $479,900. Call Michael 239-777-0473
Spring Run at the Brooks, Bonita Springs
L.680 - Build your own custom estate home on this large lot on the 10th fairway in this exclusive golfing community, w/two golf courses designed by Nicklaus & Player. Private Community offers miles of scenic walking trails, biking paths, parks gardens, 47,000 sf clubhouse, Har-Tru tennis courts, fitness club, dining & has hosted the aCE Group Classic & PGa champions Tour! Offered at $129,000. Call Michael 239-777-0473
Twin Eagles, Naples
h.3828 - 3 Bed, 3 bath 1878 under air, 3938 total sq. ft. Private guest Cabana, spacious kitchen/nook, center island, cabinets w/crown molding & large sliders opening to the courtyard w/pavers, builtin heated pool & spa. Tile in main living areas, intercom, blinds, high ceilings thruout. Master bedroom & greatroom with separate entrances to the screened lanai. Offered $399,900. Call Michael 239-777-0473
Grandzza, Estero
Spring Run at the Brooks, Bonita Springs

C.5026 - Turnkey, 2 Bed, 2 Bath, 1209 under air, 1428 total sq. ft. first floor unit, tile in main living areas, neutral tones & decorative window treatments Perfect for the avid golfer, w/views of the golf course/lake from the living room, lanai & master bedroom. Wonderful bundled golf community, with numerous amenities. Offered at $209,000. Call Michael 239-777-0473
C.5305 - 3 Bed + Den, 4.5 bath, 4068 under air, 4988 total sf. Decorator ready residence in an exclusive community w/panoramic views of the Gulf & Bay. Private elevator, vestibule, tray ceilings, crown molding. kitchen w/built-in stainless appliances, granite countertops, custom 42 cabinets. Master suite w/private entry to terrace & marble baths. Offered at $1,150,000 Call Michael 239-777-0473
The Colony LaScala, Bonita Springs
Florida Homes or Call D. Michael Burke, p.a. 239.777.0473 for Additional Information
ohn R. Wood REALTORS, Bonita Springs, FL 34134
September | October 2009 | 3
verb 1 [ trans. ] prepare (food, a dish, or a meal) by combining and heating the ingredients in various ways. shall I cook dinner tonight?
Tofu Pizza
Ingredients: Maple Cinnamon Roasted Almonds Developed for the Almond Board of California by Award-Winning Author and Registered Dietitian, Liz Pearson Ingredients: 2 cups whole almonds 1/4 cup maple syrup Ingredients: 2 teaspoons canola oil 2 teaspoons vanilla 2 cups blueberries, fresh or 1 tablespoon cinnamon frozen
Blueberry
Rice and Beef Burritos Banana No-Mess
Orange Soup
3 cups orange juice Directions: 2 tablespoons light brown Roast the almonds on a large square sugar 1/8 sheet at 350F for 15 minutes. baking teaspoon cinnamon, ground 1 the almonds cornstarch Taketablespoonout of the oven. In 1 saucepan, mix water the maple a tablespoon together 1/2 canola oil, vanilla and cinnamon. syrup, teaspoon grated orange peel Buttermilk or plain yogurt
Ingredients: 1/2 lb extra lean ground beef 1 cup minced onion 1 tsp ancho chili powder (Substitute chili powder if ancho chili powder is not available) 1/2 tsp ground cumin 1 19 oz can black beans, rinsed well and Ingredients: drained 1-1/2 large ripe banana 1 cups salsa (mild, medium or hot) 2 frozen corn kernels 1 cupcups whole grain pancake mix 3 cups cooked white or brown short or 1 cup fat-free milk long grain rice 1/2 cup raisins 6 10-inch whole grain tortillas 1/4 cup maple syrup 3 cups chopped romaine lettuce 1/4 cup chopped walnuts 1-1/2 cups shredded Monterey Jack cheese 1/2 teaspoon ground cinnamon 12 thin slices, ripe avocado nutmeg 1/2 teaspoon ground Garnishes: Cinnamon Raisin Topping Sprigs of cilantro Ingredients: 1/2 cup Lime wedgesmaple syrup 1/4 cup raisins Sour cream or plain yogurt In a large skillet, cook ground beef over Directions: medium-high heat until no pink remains, about 10 minutes. Drain any fat, crumble Place banana in a large reandsealable bagskillet. Add onion, anreturn meat to and squeeze chowell to mash. Add remaining chili powder and cumin. Cook, stirring often, until onions are slightlyseal and pancake ingredients; softened; about 5 minutes. Stir in beans and salsa. squeeze to mix well. Snip a small heated off the bag 5 minCook untilcornerthrough, about and squeeze batter onto a large utes. Stir in corn (do not need to thaw) and hot griddle coated rice until well combined. with non-
Nut Pancakes with Cinnamon-Raisin Syrup
Maple Cinnamon Roasted Almonds Navel Orange

Developed for the Almond Board of California by Award-Winning Author and Registered Dietitian, Liz Pearson
Radish Salad
And
Ingredients: 2 cups whole almonds 1/4 cup maple syrup 2 teaspoons canola oil Ingredients: 2 teaspoons vanilla 1 tablespoon cinnamon peeled 3 navel oranges,
Directions: 5 ounces) (about Roast small green apple, cut into 1 the almonds on a large square baking sheet at 350F for 15 minutes. matchsticks (about 1-1/2 cups) Take the almonds out of the oven. (about 4 radishes)
4 cups mixed baby greens
3/4 cup thinly sliced radishes 2 tablespoons thinly sliced
In ascallion (green onion) maple saucepan, mix together the syrup,tablespoon rice and cinnamon. 1 canola oil, vanilla vinegar Heat at medium just until the mixture starts 1 1/2 teaspoon honey 1/8 to boil. teaspoon salt Add the roasted almonds to the saucepan. Directions: Toss until the almonds are evenly glazed and covered with the syrup mixture.
Heat at medium just until the mixture starts to Directions: boil. Add thesaucepan bring blueberIn a roasted almonds to the saucepan. ries, orange juice, brown glazed Toss until the almonds are evenlysugar and cinnamon syrup mixture. and covered with theto a boil; stir to
1 1/2 teaspoon Dijon mustard Pinch of ground black pepper
1/4 teaspoon cinnamon
combine. Dissolve cornstarch with water; gradually parchment Cover the baking sheet with stir into blueberry mixture. Cook and paper. Spray with vegetable oil. Spread the stir until clear and lightly thickmaple almond mixture onto the parchment ened. Add the orange peel. paper and let cool. Pour into a bowl; refrigerate overnight. Serve with buttermilk Enjoy the same day or with a dollop swirled in or top store in an airtight container in the refrigerator to of yogurt. Garnish with blueberries and mint, if desired. enjoy throughout the week.
Serves 8 people
stick cooking spray to make circles or squiggles. of the To serve: Spoon about 1 cupCook rice over medium heat for about mixture in the center of each tortilla. Top 3 minutes on each side, until with 1/2 cup lettuce and 1/4 cup of cheese lightly browned.
and two pieces of avocado. Add a sprig of cilantro,topping, combine ingre- of For a squeeze of lime and dollop sour cream/yogurt if desired. Fold bottom dients in a small bowl; microwave sides; roll up. edge, then on high for about 30
Into large bowl, cut oranges into segments, with parchment Cover the baking sheetreserving membranes. Add greens, paper. Spray with vegetable oil. Spread the apple, radishes and scallion; maple almond mixture onto the parchment toss let cool. paper andgently. In small bowl, squeeze two tablespoons orange juice or store in an Enjoy the same dayfrom membranes; stir in vinegar, mustard, honey, airtight container in the refrigerator to enjoy salt and week. throughout theblack pepper. Divide orange salad mixture equally among four Serves 8 people salad plates; top with dressing.
Can be served cold, at room temperature or warmed in the microwave if desired.
seconds or until warm.
September | October | 2009 |11
Seven steps to conquer clutter in your garage

(NC)imagine a garage that functions as well as it looks. imagine an organized garage so advanced that clutter concerns are a thing of the past. Now imagine that garage being yours Crawl out from under the clutter in your garage this weekend. Follow these seven easy steps to create a customized space and take back the garage:
IN AND OUT
4. Piles of fun
Organize the items you have decided to keep into themed piles; these will then become different zones in your garage. Try grouping them by: season, function or by the family member who uses them.
5. Draw a plan
1. Take everything out of the garage

Clearing out the entire garage forces you to decide to keep or toss each item.
Use a garage Blueprint Estimator, like the one found at www.gladiatorgw.com, to plan out your different garage zones and ensure there is still room for the car.
6. Install a modular or ganizing garage system
2. Divide and conquer
Keep or toss decisions are easier when items are separated into smaller groups of similar items.
Select a modular system with adaptable cabinets, bins and hooks, like the Gladiator Garage Works system, that will grow and change with your lifestyle and family needs.
3. Simply the best
Lets face it, some items have sentimental value. hang on to these memories.
7. Rotate seasonal items out of storage
Family members will have easy access to items they need and the garage becomes a stress-free zone.
Build a study room that inspires your child

(NC)For students across North america, September means back to school and the onslaught of the dreaded h-word homework. Studying at home can be a challenge. Distractions such as television, noise, telephone calls and frequent interruptions make it hard to stay on task and can affect retention. Establishing a study room or study in which to do homework will help create routine and organization- essentials to good study habits. The first step in establishing a study area is choosing the location. Privacy and silence are important. a separate room with a closing door is ideal, but any out-of-the-way area of your home is suitable. High-traffic areas such as the kitchen or living room should be avoided, as should any room with a television. Try to choose a room with good ventilation and temperature control. a warm, stuffy room can lead to premature fatigue and headaches. also, the study area should be permanent a place where books and supplies can be left. Choose a desk or table with plenty of surface area. There should be room to lay out several books, room to write and space for a computer or laptop. For maximum comfort select a cushioned, fully adjustable office chair. Light in the room should be bright, well distributed and free of glare. an adjustable desk lamp can supplement the main light source. adjust the laptop or monitor screen so it can be viewed staring straight ahead. Positioning the monitor or screen too high or low can cause strain on the neck. Lastly, plan ahead and ask about the tools and supplies your children use regularly and have them easily accessible. a bookshelf containing a dictionary, thesaurus and encyclopedia are essentials. internet access is a necessity when it comes to research. a whiteboard or chalkboard can also be added to a nearby wall surface for spelling practice or math problems. having a well-organized study room will help your children focus, will be more productive and give your children that extra chance to succeed in school. By establishing simple rules and completing homework in a study, your children will be more apt to follow a schedule ensuring all homework is completed on time.
Essentials for the high-tech dorm room

(NC)Whether studying, partying, or just hanging out, a lot of time is spent in the dorm room. Impress your floor mates with a decked out room. The following is a list of gadgets that will take your room from a boring abode to a high-tech haven. 1. Alarm clock Mom wont be on campus to wake you up every morning. a reliable alarm clock is the first step to acing any morning classes. 2. MP3 player Stay on your roommates good side by enjoying your music privately with an mp3 player with headphones. Compatible speakers will come in handy for the nights when you both want to rock out together. 3. Digital picture frame Space is limited in dorm rooms. a digital picture frame is an easy way to display and share all your favorite memories of back home, orientation week, and last Saturday nights events. The kodak EasyShare W1020 wireless digital frame gives you seamless access to your memories whether they are stored on your computer back home or online. 4. Laptop Laptops are more affordable than ever. The portability factor of a laptop allows you to use it in class for typing notes or at the library for doing research and writing essays. Most campuses are equipped with campus-wide wireless internet so laptops can also be used for chatting with friends and family. 5. A good printer Printing essays and assignments at the campus computer lab can take a lot time and can be expensive. Make printing easy and affordable by having an all-in-one printer in your dorm room. using an all-in-one printer will allow you to print assignments, copy notes, and scan handouts for less.
September | October 2009 | 15
Feature Columnist
This column is produced by the Financial Planning Association and provided by Al Procaccino, a member of FPA and Certified Financial Planner with Castle Financial.
www.castlefinancial.com
Ways To Save Money On Health Care And Health Insurance In Troubled Times
Whether you buy your healthcare coverage through your employer or independently, you need to look at your coverage the same way cost-cutting entrepreneurs do. Buying coverage in the future wont stop at finding the best price what you pay increasingly will involve how well you personally manage your health. Dont be surprised if your employer or insurer is going to get tougher about you losing weight, quitting smoking or taking part in a monitored exercise plan. Here are some ideas to help you take the first step in monitoring these costs: savings from a higher deductible plan with your usage pattern of health services. What you save can often cover your high deductible. Be smart about emergency and non-emergency health visits: Emergency-room visits tend to cost $300 to $1,000 compared with $150 at an urgent-care center and $35 to $45 at a convenience-care clinic in a drug store or some other location. First, make sure the alternatives to hospital emergency room care are acceptable for your illness. Make sure the facility and the provider are in your health plans network so whatever you pay out-of-pocket counts toward your deductible. Also rely on your insurers 24-hour advice hotline for guidance on where to go for care. Keep a record of it in case you have a claim denied. Talk to a financial advisor about planning for long-term care: If you or a loved one are diagnosed with a chronic illness, thats a financial issue that requires a plan. As tough as it may be to focus on money issues at a stressful time, make an appointment with a tax professional or a Certified Financial Planner professional to discuss affordability options that will safeguard your assets, including Medical Spending Accounts that can backstop out-of-pocket costs on high-deductible policies.
Credit crunch insomnia

(ARA) - If you lay awake late at night worrying about your finances youre not alone. The credit crunch is taking its toll on sleep habits, with Americans losing valuable shut-eye every night, according to new research from The Body Shop. Nearly half of people interviewed claim they are getting a worse nights sleep than before, mostly thanks to the economic downturn. Conducted in March, The Body Shop Sleep Survey of more than 1,000 people reveals the extent of sleep lost each night across the country as men and women toss and turn worrying about the economic crisis. Twentyeight percent of people are suffering from at least one hour of less sleep each night than in previous years, with men more badly affected than women. And one in eight people are losing at least two hours more sleep per night than before the credit crunch kicked in. Sleep deprivation has a negative effect on productivity and stress levels. At a time when people are worrying about financial security, most people said that lack of sleep made it hard for them to concentrate, while 31 percent said it was more difficult to focus at work. Worryingly, the effects of sleep loss have been cited as being similar or worse than the effects of drinking alcohol to excess. The Body Shop Deep Sleep Dreamy Pillow & Body Mist could be the answer the nations insomniacs have been waiting for. This quick-drying mist-spray is packed with a soothing medley of chamomile, jujube date, geranium, juniper and patchouli essential oils to promote tranquility for a deeper, restful night of sleep. Applied to the pillow or body, the mist employs special encapsulation technology that allows bursts of active fragrance to be released throughout the night to aid more satisfying sleep.
Change your negative healthcare behavior: Lowering the number on your bathroom scale will not only have immediate health benefits, it will also make your health insurance options and potential out-of-pocket costs more affordable over time. A Stanford University and Rand Corporation study reported that lifetime medical costs could be reduced by $2,200 to $5,300 following a 10 percent reduction in body weight. Know what youre buying: Whether you buy health insurance through an agent or your employer, insist that they explain exactly what youre getting for your premium, and where deductibles do and dont apply. If youre purchasing your own insurance policy, compare the premium
Always research and discuss the potential cost of a diagnosis: If your physician diagnoses a condition that requires tests, prescription drugs, a hospital stay or ongoing therapy, ask polite but detailed questions about what youll be charged, from the doctors bills to ongoing ancillary costs associated with treatment. Ask the doctor or his office manager if discounts can be negotiated through cash payments or other means. You also need to be careful that youre not being charged a rate for uninsured patients when you are simply going to paying for all or part of the bill to get to your deductible. Last, consider asking doctors for generic options and samples of prescription drugs to extend your savings. Make sure your exact spending is reducing your deductible: Keep a binder or a filing system to monitor how this years out-of-pocket spending is reducing your insurance deductible. Your insurers total may not always be accurate or up-to-date. Also, make sure you understand which procedures are offered through your plan that will be paid even though you havent paid up your deductible.
The high cost of saving money by delaying health treatment

nor. But many of these, like high blood pressure, hearing loss, joint pain and carpal tunnel syndrome, will escalate if untreated, putting you at risk of severe health and financial consequences. Allowing minor health problems to go untreated in order to save money now, could mean a much more serious problem and higher costs to treat it later. Carpal tunnel syndrome (CTS) is a good example of an ailment you might think you can live with rather than pay the cost of treating it. Its surprisingly common, with up to 5 percent of the workforce affected, according to the journal Plastic and Reconstructive Surgery. The National Center for Health Statistics reports CTS results in the most number of days lost of all work-related injuries, with nearly half of all sufferers losing 31 days or more of work. With people spending more time on their computer or online, more people are likely to be exposed to the repetitive motions that can lead to CTS. While only your doctor can make an actual diagnosis, once you know you have carpal tunnel syndrome there are simple, low-cost steps you can take to supplement your own treatment, including:
* Adjust your posture to minimize strain. Sit up straight and dont rest your wrists on the edge of your keyboard tray while typing; try to maintain a straight wrist position. * Stay hydrated. Proper hydration is essential to the healthy functioning of all our tissues.
(ARA) You may be delaying medical treatment while keeping yourself and your family afloat through the recession. But if you delay medical treatment for a problem that you feel isnt bad enough to justify the cost and time lost from work right now, you could be doing more to sink yourself financially than anything the economy may throw at you.
One in four Americans put off necessary medical treatment because of cost, according to a Kaiser Family Foundation poll of more than 1,200 adults earlier this year. Yet health experts agree that delaying needed treatment will end up costing individuals and the country far more in the long run. It may be tempting to put off treatment of health problems that start out mi-
* Ask your doctor to recommend appropriate exercises to keep the wrist flexible. * Wear a wrist brace, even when you sleep. A special night brace is best.
It makes sense to save yourself longterm pain and money by addressing the problem early. Consult your doctor if you experience wrist pain that might be carpal tunnel syndrome.
MarKEt rEport
CoconutPointRealEstate.com
Michael@CoconutPointRealEstate.com | 239-777-0473
Community Address
D. Michael Burke, P.A.

Selling Price Cost/ Sq. Ft. % of Asking Closed Date DOM
Recent Closings for Greater Coconut Point Area - 7/15/2009 to 8/15/2009

Bedrooms Full Bath Half Bath Living Area Year Built Private Pool Private Spa List Price
COPPERLEAF Cinnamon Ridge 23850 Copperleaf Blvd Sage Meadow 23410 Copperleaf Blvd LIGHTHOUSE BAY AT THE BROOKS Lighthouse Bay 10761 Halfmoon Shoal Rd, #103 Lighthouse Bay 23810 Costa Del Sol Rd, #82Lighthouse Bay 10921 Santa Margherita Rd, #203 Lighthouse Bay 23721 Eddystone Rd, #7201 Lighthouse Bay 10961 Salerno Bay Rd, #112Lighthouse Bay 23741 Old Port Rd, #103 SHADOWWOOD AT THE BROOKS Woodsedge 22241 Wood Run Ct SPRING RUN AT THE BROOKS Coral Cove 9246 Spring Run Blvd Hidden Lakes 9871 Spring Run Blvd, #2602 Hidden Lakes 23765 Clear Spring Ct, #2507 GRANDEZZA Savona Savona 1 Cypress Cove PELICAN LANDING Pennyroyal Pelican Landing Costa Del Sol Ascot THE COLONY Navona At The Colony MEDITERRA Il Trebbio Mediterra RAPALLO AT COCONUT POINT Rapallo Rapallo
2+Den 2+Den 3 Bed 2+Den 2+Den 2+Den 3 Bed 2 Bed 3+Den 3 Bed 2+Den 2+Den 3+Den 3+Den 2+Den
5 Bed 3+Den 3 Bed 3 Bed 3 Bed 4+Den 4+Den
2+Den 2+Den
2 2 2 2 2 2 2 2 3 2 2 2 2 2 2
4 4 3 3 3 4 4
2 2
0 0 0 0 0 0 0 0 1 0 0 0 0 0 0
1 0 0 0 0 1 1
0 0
1745 1750 1878 1276 1446 1646 1844 1176 3431 1502 1513 1513 2225 1975 2000
4300 3552 2088 3100 1690 4737 3938
2001 2001 2001 2003 2003 2000 2002 2000 2005 2000 2000 2001 2004 2007 2003
1992 1993 1998 1997 2006 2008 2006
Yes Yes No No No No Yes No Yes No No No Yes Yes Yes

Yes Yes Yes Yes No Yes Yes
No No
Yes Yes No No No No No No Yes No No No Yes Yes Yes

Yes No No Yes No Yes Yes
No No
$389,000 $419,000 $269,000 $144,900 $219,000 $238,600 $298,977 $175,000 $1,299,000 $339,000 $224,900 $229,500 $444,500 $418,900 $345,000
$1,176,000 $999,000 $399,000 $725,000 $400,000 $3,175,000 $1,198,750
$269,000 $219,500
$352,500 $380,000 $228,000 $140,000 $200,000 $225,000 $240,000 $165,000 $1,100,000 $260,000 $214,000 $215,000 $382,000 $370,000 $335,000
$1,000,000 $902,500 $372,500 $675,000 $415,000 $2,600,000 $922,500
$245,000 $215,200
$202 $217 $121 $110 $138 $137 $130 $140 $321 $173 $141 $142 $172 $187 $168
$233 $254 $178 $218 $246 $549 $234
$133 $117
90.62% 90.69% 84.76% 96.62% 91.32% 94.30% 80.27% 94.29% 84.68% 76.70% 95.15% 93.68% 85.94% 88.33% 97.10%
85.03% 90.34% 93.36% 93.10%
07/27/09 07/30/09 07/17/09 08/10/09 07/27/09 08/12/09 07/15/09 07/15/09 07/31/09 08/11/09 07/29/09 08/14/09 08/10/09 07/22/09 08/07/09
07/31/09 07/15/09 08/03/09 08/10/09
204 78 20 53 91 113 109 174 135 358 449 287 181 172 184
93 128 214 250 200 722 967
125 113
20009 Montessa Ct 2662 Grandezza Cir 20036 Seadale Ct

25011 Pennyroyal Dr 24501 Woodsage Dr 3457 Marbella Ct, #702 3729 Ascot Bend Ct 23540 Via Veneto Blvd, #2203 16041 Trebbio Way 16453 Celebrita Ct 8532 Via Lungomare Cir, #201 22311 Piazza Doria Ln, #201
103.75% 07/23/09 81.89% 76.96%

91.08% 98.04%
07/24/09 07/23/09
08/07/09 07/22/09
To view more closed details visit www.CoconutPointRealEstate.com and click on Market Reports
1836 2006 1836 2005
hear what your neighbors are saying about Michael Burke . . . .
When we were ready to sell our house we chose Michael Burke, the local expert, as our realtor and we are glad that we did. Michael was very professional, extremely knowledgeable and responsive to our needs. He did not spare any expense in marketing our house including top of the line brochures, professional photos for the internet listing and advertisements in local newspapers. Michael is the type of agent who tells you what you need to know, not what you want to hear. His ability to provide us with a thorough market analysis and his discussion of the cost of ownership allowed us to price our home so that resulted in a contract in a little over two months. We were so happy with his services that we are using him to help us find our next home. Charlie and Gina Dan (Estero, FL Arvada, CO)
September/OctOber eventS 2009

bonita Springs, estero, Ft. myers, naples Hammond Stadium: Germain Arena:
(Estero) Sept 1013- Disney On Ice, Oct 2 & 3-Beatle Mania Musical.. For further information, time, tickets, Everblades schedule & other shows call (239) 948-7825 or visit www. GermainArena.com. (Ft Myers) For the Miracle baseball September schedule call (239) 768-4210 or visit http:// miraclebaseball.com/schedule located Hammond Stadium, 14100 Six Mile Cypress.
Important 239 numbers

EMERGENCY Police, Fire, Medical .................................................... 911 Lee County ambulance (Non Emergency) ..............................................................................335-1600 Lee County Sheriff (Non Emergency) ..............................................................................477-1200 LEE COUNTY EMERGENCY MANAGEMENT (Weather & Disaster Spills) ................................477-3600 Poison Control Center ...................................800-282-3171 HOSPITALS: North Collier hospital..........................................513-7000 health Park hospital ............................................433-7799 CHAMBER OF COMMERCE (Local area): Bonita Springs area ............................................992-2943 Estero area ..........................................................948-7990 LIBRARY (Local area): Bonita Public Library ..........................................992-1043 Estero South County Regional Library ................390-3200 LICENSE (Lee County): animal License ...................................................432-2083 Boat Registration/Fishing License .......................339-6000 Drivers License ..................................................278-7192 VEHICLE REGISTRATION - Lee County ..............................................................................339-6000 VOTERS REGISTRATION ............................339-6300 MEDICAL (Lee & Collier Counties): Gulf Coast hospital - Ft. Myers...........................768-5000 Lee Memorial hospital - Ft. Myers ..................... 332-1111 North Collier hospital (NCh) Downtown Naples ...............................................552-7000 North Collier hospital (NCh) North Naples .......................................................436-5000 Poison Control Center ..................................800-282-3171 NEWSPAPER Bonita Banner .................................................... 765-0110 Coconut Point Press ............................................777-0473 Ft. Myers News Press .........................................335-0233 Naples Daily News ............................................992-3609 PUBLIC SCHOOLS (Lee County): Edison Community College ..........................800-749-2322 Florida Gulf Coast university.......................800-590-3428 School District of Lee County ............................. 334-1102 REAL ESTATE SERVICES Michael Burke P.a., John R. Wood Realtors ..............................................................................777-0473 homestead Exemption - Lee County ...................339-6120 Property appraiser - Lee County .........................339-6100 SOCIAL SECURITY ................................800-772-1213 SOUTHWEST FLORIDA INTL AIRPORT ..............................................................................590-4800 TRANSPORTATION airport Shuttle Service .......................................216-7777 Greyhound ........................................................... 334-1011 Lee County Bus Transit .....................................533-8726 U.S. POSTAL SERVICE Lee & Collier Counties .................................800-275-8777 UTILITIES (Lee County): Embarq ........................................................866-304-6820 ELECTRIC Florida Power and Light ...............................800-262-1322 FLORIDA RECYCLING & WASTE ..............332-8500 GAS SERVICE - Teco (Peoples Gas) .......................................................................877-932-6747 SOLID WASTE - Lee County ...........................338-3302 TELEPHONE Sprint (Bonita) .............................................800-699-0728 Sprint (Lee County) .....................................800-339-1811 TV CABLE Comcast .......................................................800-432-4770 Time Warner ........................................................574-2020 WATER/SEWER Bonita Springs ..................................................... 992-0711 unincorporated Lee County .........................800-485-0214 VETERINARIANS Florida Veterinary 24-hour Emergency .......................................................................239-992-8878
Historic Palm Cottage & Norris Gardens:
(Naples) Sept 2-26, Oct 3-31, Tues-Sat 1-4pm. (239) 261-8164.
Coconut Point Mall:
(Estero) Live entertainment located at Plaza Del Lago Dr. patio. Wed w/Lo Monaco (Maurice the tenor), Thurs & Sun w/ Andrea Garofolo, Fri w/Frank Tourino singing the hits of Sinatra, Elvis, & more, Sat w/ The Manipulators singing rock, funk, soul & jazz.
Summer Jazz on the Gulf:

(Naples) Sept 19. Live jazz throughout the Summer around the Naples Beach Hotel. Call (800) 237-7600 for more information.
For info & listing of shows visit www.BroadwayPalm.com or call 239 278-4422
Broadway Palm Dinner Theater: (Ft. Myers)
Halloween Bash:
(Estero) Thur, Oct 29 Fashion Drive Coconut Point Mall. Trick or Treat 5-8pm Door to door for kids all ages, games, face painting. Pets on Parade 7pm Best costume contest $5 entry fee proceeds benefit Gulf Coast Humane Society. Cake, candy, dog treats.
For info & shows, visit, www. bbmannpah.com/index.php or call (239) 481-4849.
Barbara B. Mann Theatre: (Ft. Myers)
Third Street Farmers Market: (Naples)

Saturdays in Sept & Oct, 7:30am11:30am. Located 1220 3rd St S. parking behind Tommy Bahamas.
Gulf Coast Town Center:
(Ft. Myers) 8-10pm Weekend concert series
Sept 5 & 6, 10am-5pm. Arts, crafts food, entertainment along 5th Ave. Free Admission.. For further information 239 435-1882.
Annual Labor Day Weekend Arts/Craft Festival: (Naples)
Sept 17 & Oct 15, 6-9pm. Summer time music & entertainment in the courtyards & plazas of Third St.
Third Thursday on third: (Naples)
Leslie Maloney
To advertise in the next issue of CoconutPointPRESS Call 239-777-0473

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5 tips to keep you home safe in an emergency

(aRa) - Over the years, North americans have endured many different types of tragedies and crises - from hurricane katrina and Sept. 11 to countless tornadoes, earthquakes and other natural disasters. During these hardships, we have learned to expect the unexpected and to be ready for anything. With this in mind, the u.S. Department of homeland Security has declared September National Preparedness Month in an effort to educate people about natural and national disaster preparedness and to motivate families to plan ahead. in support of this years Ready Campaign, First alert and The Lehigh Group, makers of home safety and security products, offer some simple tips for preparing your home and family to face unexpected emergencies. 1. Create a preparedness kit When preparing for an emergency or potential disaster, basic survival items like fresh water and nonperishable foods are often at the top of the list. Just as important are necessities like blankets, a first aid kit, transistor radio, flashlights, batteries, cell phone with charger, prescription medications, cash or travelers checks and even a can opener. Extra items such as tools, matches and a compact, easy-to-use fire extinguisher should also be included in your safety kit. These items should be kept in a convenient, secure and dry location in the basement or another area of the home with no outside windows. 2. Set alarms Carbon monoxide (CO) poisoning incidents escalate during hurricane season and heavy wind storms due to more frequent power outages when homeowners turn to fuel-burning generators or other fuel sources to cook, light, cool or heat their homes. To protect your family from this silent killer, CO alarms should be installed throughout the home, including one on each level and outside every sleeping area. 3. Store valuables in a safe place Through fire or flood, a safe can help protect important documents, family photos and sentimental keepsakes, as well as jewelry and other valuables. For the ultimate protection, look for a safe that is both fire resistant and waterproof, not just water resistant. Be sure to keep the combination in a secure place and share the location only with trusted family members and friends. 4. Keep security front and center Doors and windows are particularly vulnerable spots in a home during a major storm or national disaster. Proper storm doors can protect exposed areas of the home from wind, precipitation and debris. Security screen doors and window guards also can help keep homes safe from unwanted intrusion. 5. Secure outdoor items High winds can take a toll on the outside of a home. At the first sign of danger, secure outdoor items using rope or other cordage products to tie down outdoor furniture, plants, decorative items and more.
Problem soLVING
PUZZLE SOLUTIONS
MATH CHALLENGE 2 ANSWER
PHRASE SCRAMBLE ANSWER

Life is like a box of chocolates... you never know what youre gonna get. Forrest Gump
SUDOKU ANSWER
College prep laundry 101

(NC) Sooner or later each college student comes face-to-face with the reality of owning responsibility for having clean sheets, towels, underwear and clothes. To help any laundry newbie, here is a basic laundry tool kit: Detergent: a must-have item. Liquid or powder, just make sure you understand the usage instructions. If the washer does not have a dispenser, add the detergent as the washing machine is filling with water. Let it mix with the water before tossing in any clothes. Bleach: College life is a magnet for stains, making bleach usage essential for students. For colored items use an oxygen bleach, such as Javex2 Stain Fighter. Color Booster by Clorox liquid can be used as a pretreatment to help get stain removal started before washing, and it also gives colors a boost. Fabric Softener: help keep clothes smelling fresh with a nice leave-behind scent. Fabric softener comes in either liquid or sheet form. it helps make towels and sheets less harsh and can reduce static during drying, making it easier to find both socks. Quarters: Laundrys not free like at home. Most likely quarters will be needed for the washer and dryer to transform that dirty, smelly pile into usable items again. Check ahead with the university or apartment complex to see what kind of system they have in place so that you dont show up with the wrong form of payment. Remember to always read and follow precautions and usage directions before using cleaning products, including storing cleaning products out of reach of children.
CROSSWORD ANSWER
September | October | 2009 |15
Relatively Speaking
Art helps develop childrens creativity

(aRa) - We have all had the pleasure of observing or interacting with children when they bring their imaginations to life. Children have the ability to openly express themselves without being easily embarrassed. They often create their own ideas, theories and interests independently. One way to support and sustain a childs natural inclination towards creativity is to give them access to art education. When a child receives quality art education, his or her ability to succeed in academic achievement is often interconnected, according to several studies. a research study called Thinking Through art, completed by the isabella Stewart Gardner Museum in Boston measured the impact of its multivisit museum arts education program on the development and use of critical thinking skills in urban elementary students in grades 3 through 5. its findings revealed a significant positive impact of arts education on critical thinking and learning for the students who participated. The Dana Foundation, a private philanthropic organization, concluded from its study entitled Learning, arts, and the Brain that the arts can train childrens attention, which in turn improves cognition and might even improve math and reading skills. Unfortunately, art education is often the first thing cut during budget crises. Bob Buchsbaum, chief executive officer of Blick art Materials states, Without thinking of the long-run impact that the loss of art-based curriculum has on students, some schools are making cuts. art-based curriculum cuts often leave parents looking for options outside of their childrens traditional schooling. Parents can consider alternatives that still provide valuable art instruction, such as grade-level specific lesson plans at www.dickblick.com and at other companies that cover a variety of ages and have inexpensive associated supply lists. While supplementing an art education for your child is helpful, Buchsbaum encourages parents to remember that supporting art education at their childrens local schools is the most direct way to provide for quality art education. Other opportunities for getting involved in your childs art education include enjoying an art project or activity together, visiting a museum together or enrolling in a community center art class together.
Does your housecat need a behavioral house call?

(aRa) Cats have earned the title of North americas favorite pet in part because they outnumber dogs in households across the country, but it could also be because their quirky personalities make life interesting. More often than not, youll find that your cats entertaining antics leave you wondering, What could she possibly be thinking? You may never have all the answers, but one of the keys to living a more connected life with your cat starts with understanding. If you find yourself in a feline quandary, youre not alone. Many are looking for ways to bring harmony into their cat-owning households. Hence the success of shows like Housecat Housecall, a realitybased program on animal Planet featuring real cats, real people and real answers. Sometimes cats act out in response to changes happening in their homes that alter their daily routine, Dr. Warren says. Life-changing experiences like having a new baby or moving into a new home can have a huge impact on cat owners, but they can also mean big adjustments for their cats. The goal is to achieve a well-balanced life for both you and your cat, and sometimes that means getting advice from a professional. Finally, Dr. Warren advises, look for help when tackling situations with your cat. Consult your veterinarian, talk to friends and gather information.
Preparing Your Cat for the Arrival of a New Baby

* Make changes to the cats routine in advance. If you are no longer going to allow your cat to enter certain rooms or sleep on your bed, start making those changes now. * Allow your cat to smell the new smells and hear the new sounds associated with the baby such as powder and wipes & recordings of baby cries well in advance. * Make sure flea and worm control is up to date. A check up by your vet is a good idea while you have the time. Trim claws in advance of baby arriving.
Keeping Cats Happy Indoors

Cats are much safer living indoors. They are not exposed to the dangers of infectious diseases, predators or motor vehicles. Most cats are happy indoors, but you must create an enriched environment. * Provide a climbing tower and at least one scratching post. Cats love rooms with a view and a few high spots to survey their domains. * Give them lots of cat toys furry ones, colored ones, jingly ones and rolling ones as well as tunnels and boxes to play in. * Bring the outdoors indoors with a pot of cat grass available at most nurseries.
Heres a bright idea:

Intergenerational activities link young and old
(aRa) - how many seniors does it take to change a light bulb? it only takes one, but it can be a lot more rewarding if it takes two - a senior and a youth, a grandparent and a grandchild, an acorn and an oak. according to the Environmental Protection agency, these activities can prevent unnatural age segregation and apply the strengths of one generation to meet the needs of another. For youth and children, these activities can enhance social skills, improve academic performance, decrease drug use and increase stability. For older adults, these activities can enhance socialization, stimulate learning, increase emotional support and improve health. There are many ways that children or youth and older adults can work together. They might enjoy reading to one another, baking together, going fishing, playing card games or sharing music. it can be as simple as a game of Crazy Eights, building a bird house or getting a car ready for a Cub Scout pinewood derby. When the two generations team up to help the environment, its a win for everyone. Young and old can gain a greater sense not only about how the environment is relevant and of vital importance to their well-being, but also how it contributes to the well-being of their family, community and world. The many environmental projects that young and old could enjoy together include: * recycling newspapers, cans and glass, * planting flowers, shrubs or trees, * purchasing or making a reusable cloth bag to hold purchases when shopping, or * changing out incandescent light bulbs to compact fluorescent light bulbs (CFLs). ENERGY STAR qualified GE Energy Smart bulbs consumers save money on energy costs. They last up to 10 times longer than a standard incandescent and now come in soft white and daylight color temperature options. They are sized to fit most common household sockets and fixtures. There are even CFL bulbs available that are dimmable or three-way products. GE recently introduced a new covered CFL that features a GE Spiral CFL inside the glass bulb. With this new CFL, the electronics fit in the neck of the bulb. The result is a profile thats almost identical to a standard incandescent light bulb so you can easily use it with clip-on lampshades or smaller table lamps. For more information on saving energy, visit www.ge.com.
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D. MICHAEl BuRkE, p.a., SW FlORIDASluxuRy HOME ExPERt D. MICHAEl BuRkE, p.a., SW FlORIDAS luxuRy HOME ExPERt
239.777.0473 | Michael@CoconutPointRealEstate.com www.CoconutPointRealEstate.com 239.777.0473 | Michael@CoconutPointRealEstate.com||www.CoconutPointRealEstate.com
Website owned and maintained by Michael Burke of John R. Wood REALTORS, Bonita Springs, FL 34134

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Pricing Your home to Sell

Estero /Bonita Springs/Naples Luxury Real Estate Expert

D. Michael Burke, p.a.

The Colony Palermo, Bonita Springs

D. MiChaEL BuRkE, P.a., REaLTOR

The Colony Palermo, Bonita Springs

Call Michael 239-777-0473

Call Michael 239-777-0473

26269 South Tamiami Trail Bonita Springs, FL 34134

John R. Woods Realtors

Al Procaccino II, MBA

2 || September | |October 2009 September October | 2009

Tips for keeping active if you have joint pain

Start slowly. If becoming active seems

keep it low impact. One of the keys Keep low-impact.

Stop stress before it kills you

Note from the Publisher

Tips to protect little eyes from the computer screen

September | October | 2009||33 September | October 2009

Rice and Beef Burritos

Maple Cinnamon Roasted Almonds

4 | September | October | 2009

Take family-reunion planning from pressure-to aradise

Travel and more

A womans travel guide: Helpful hints for business trips

Travel tips for seniors on the go

Real estate .com

Southwest Florida Real Estate Market heats up for Summer

for naples, Bonita, estero Market areas

The symbol of local knowledge.

average saLes PriCe

Median saLes PriCe

Listed, Pended, CLosed Month of JuLY 2009

Breakdown BY PriCe CategorY Ytd JuLY 2009

McClain Home Inspection,

& Home Watch Service

home inspections from $199.00 home Watch Service from $20.00/mo.

6 | September | October | 2009

nvest in Yourself and Your Community

Eco-Friendly and Money-Saving Cleaning Tips

Tips for moms to save time, money and energy

2. Shop garage sales

4. Bargain and trade

3. Use Mommy Saves Big coupons

1. Share errand duties with other moms

September | October | 2009 | 7

Whats a math challenge you ask?

Try to fill the missing numbers

Shadow Wood at the Brooks, Bonita Springs

Lighthouse Bay at the Brooks, Bonita Springs

Choose success. Choo

Choose Michael Burke as your real estate agent, and sit o

Fountain Lakes, Estero

Shadow Wood at the Brooks, Bonita Springs

Bonita Bay, Bonita Springs

The Colony Castella, Bonita Springs

Rapallo at Coconut Point, Estero

Visit www.CoconutPointRealEstate.com for Additional Pictures of These and Other SW

Website owned and maintained by Michael Burke of Jo

Real estate .com

Vasari, Bonita Springs

on the side of suCCess.

Shadow Wood at the Brooks, Bonita Springs