Arcadia Share & Stock Brokers Pvt. Ltd.

RATED AMONG TOP 5 LEADING BROKERAGE HOUSES IN INDIA
FINANCIAL INTERMEDIARY
A Financial Intermediary is an institution, firm or individual who mediates between two or more parties in a financial context. Typically the first party is a provider of a product or service and the second party is a consumer or customer. In the U.S., a financial intermediary is typically an institution that facilitates the channelling of funds between lenders and borrowers indirectly. That is, savers (lenders) give funds to an intermediary institution (such as a bank), and that institution gives those funds to spenders (borrowers). This may be in the form of loans or mortgages. Alternatively, they may lend the money directly via the financial markets, which is known as financial disintermediation.
TYPES OF FINANCIAL INTERMEDIARY

Financial intermediaries include:
(A) (B) (C) (D) (E) (F) (G)
Banks Building societies Credit unions Financial advisers or brokers Insurance companies Collective investment schemes Pension funds
(A) BANK
A banker or bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money. The first modern bank was founded in Italy in Genoa in 1406; its name w as Banco di San Giorgio (Bank of St. George). Banks' activities can be divided into retail banking, dealing directly with individuals and small businesses; business banking, providing services to mid market business; corporate banking, directed at large business entities; private banking, providing wealth management services to high net worth individuals and families; and investment banking, relating to activities on the financial markets. Most banks are profit-making, private enterprises. However, some are owned by government, or are non-profits. Central banks are normally government owned banks, often charged with quasi-regulatory responsibilities, e.g. supervising commercial banks, or controlling the cash interest rate. They generally provide liquidity to the banking system and act as the lender of last resort in event of a crisis.
(B) BUILDING SOCIETY
A building society is a financial institution, owned by its members, that offers banking and other financial services, especially mortgage lending. The term building society first arose in the 19th century, in the United Kingdom, from co-operative savings groups: by pooling savings, usually in terminating deposits, members could buy or build their own homes. In the UK today building societies actively compete with banks for most banking services, especially mortgage lending and deposit accounts. As of 2008, there are 59 building societies in the UK (listed below) with total assets exceeding 360 billion. Every building society in the UK is a member of the Building Societies Association. The number of independent societies has declined by a tenth though out 2008, due to a series of mergers brought about by the effects of the financial crisis of 2007-2008. It is too early to say whether this trend will continue.
(C) CREDIT UNION
A credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members. Many credit unions exist to further community development or sustainable international development on a local level. Worldwide, credit union systems vary significantly in terms of total system assets and average institution asset size since credit unions exist in a wide range of sizes, ranging from volunteer operations with a handful of members to institutions with several billion dollars in assets and hundreds of thousands of members. Yet Credit unions are typically smaller than banks; for example, the average U.S. credit union has $93 million in assets, while the average U.S. bank has $1.53 billion, as of 2007.
(D) FINANCIAL ADVISER
A financial adviser is a professional who renders investment advice and financial planning services to individuals and businesses. Ideally, the financial advisor helps the client maintain the desired balance of investment income, capital gains, and acceptable level of risk by using proper asset allocation. Financial advisers use stocks, bonds, mutual funds, REITS, options, futures, notes and insurance products to meet the needs of their clients. Many financial advisers receive a commission payment for the various financial products that they broker, although "fee-based" planning is becoming increasingly popular in the financial services industry. A further distinction should be made between "fee -based", i.e., they charge fees and collect commissions, and "fee -only" advisers. Fee-only advisors receive 100% of their compensation directly from their clients and have no conflicts between their own interests and those of clients created by commissions or referral fees paid by other product or service providers.
(E) INSURANCE
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance. The insurance rate is a factor used to determine the amount, called the premium, to be charged for a certain amount of insurance coverage. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
(F) COLLECTIVE INVESTMENT SCHEME
The values and performance of collective funds are listed in newspapers A collective investment scheme is a way of investing money with other people to participate in a wider range of investments than those feasible for most individual investors, and to share the costs of doing so. Terminology varies with country but collective investment schemes are often referred to as investment funds, managed funds, mutual funds or simply funds. Collective investments are promoted with a w ide range of investment aims either targeting specific geographic regions (e.g. Emerging Europe) or specified themes (e.g. Technology). Depending on the country there is normally a bias towards the domestic market to reflect national self -interest as perceived by policy makers, familiarity and the lack of currency risk. Funds are often selected on the basis of these specified investment aims, their past investment performance and other factors such as fees.
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(G) PENSION FUND
A pension fund is a pool of assets forming an independent legal entity that are bought with the contributions to a pension plan for the exclusive purpose of financing pension plan benefits. Pension funds are important shareholders of listed and private companies. They are especially important to the stock market where large institutional investors like the Ontario Teachers' Pension Plan dominate. The largest 300 pension funds collectively hold about $6 trillion in assets. In January 2008, The Economist reported that Morgan Stanley estimates that pension funds worldwide hold over US$20 trillion in assets, the largest for any category of investor ahead of mutual funds, insurance companies, currency reserves, sovereign wealth funds, hedge funds, or private equity.
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OVERVIEW OF STOCK EXCHANGES IN INDIA

History of Stock Exchanges In India
Indian Stock Markets are one of the oldest in Asia. Its history dates back to nearly 200 years ago. The earliest records of security dealings in India are meager and obscure. By 1830's business on corporate stocks and shares in Bank and Cotton presses took place in Bombay. Though the trading list was broader in 1839, there were only half a dozen brokers recognized by banks and merchants during 1840 and 1850. The 1850's witness ed a rapid development of commercial enterprise and brokerage business attracted many men into the field and by 1860 the number of brokers increased into 60. In 1860-61 the American Civil War broke out and cotton supply from United States of Europe was stopped; thus, the 'Share Mania' in India begun. The number of brokers increased to about 200 to 250. However, at the end of the American Civil War, in 1865, a disastrous slump began (for example, Bank of Bombay Share which had touched Rs 2850 could only be s old at Rs. 87). At the end of the American Civil War, the brokers who thrived out of Civil War in 1874, found a place in a street (now appropriately called as Dalal Street) where they would conveniently assemble and transact business. In 1887, they formally established in Bombay, the "Native Share and Stock Brokers' Association" (which is alternatively known as "The Stock Exchange"). In 1895, the Stock Exchange acquired a premise in the same street and it was inaugurated in 1899. Thus, the Stock Exchange a t Bombay was consolidated. Thus in the same way, gradually with the passage of time number of exchanges were increased and at currently it reached to the figure of 24 stock exchanges.
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HISTORY
1850 Shares of banks and securities of east India co. trade d in Mumbai under a sprawling banyan tree in front of Town Hall.
1875 Brokers organized an association known as the Native Share Brokers Association, and the countrys first stock exchange the Bombay Stock Exchange (BSE), set up in Mumbai wit 318 member s. The membership fee gradually increased from Re1 in 1887 to Rs 1,000 in 1896 and Rs 48,000 in 1920.
1956 Securities contract regulation act passed
1957 The BSE and eight other stock exchanges registered under the Securities Trading Contract Act.
1982 The BSE classifies scripts into Group A for carry forward, Group B for cash transaction.
1986 The BSE 30-share Sensitivity Index (a.k.a the sensex) compiled, Updated every two minutes.
1987 Stock Holding Corporation of India set up.

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1992 The National Stock Exchange incorporated (NSE).
1995 The BSE computerized its trading operations, signaling the end of 120 years of floor-trading.
1996 NSE 50 indexed launched April 22. NSDL set up as the first depositary in India, and the NSE commences trading in dematerialized securities on December 26.
2000 The SEBI approves the report on net trading brought out by the SEBI committee on the Net based trading and services.
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STOCK EXCHANGES IN INDIA

Stock Exchanges are an organised marketplace, either corporation or mutual organisation, where members of the organisation gather to trade company stocks and other securities. The members may act either as agents for their customers, or as principals for their own accounts.
Stock exchanges also facilitate for the issue and redemption of securities and other financial instruments including the payment of income and dividends. The record keeping is central but trade is linked to such physical place because modern markets are computerised. The trade on an exchange is only by members and stock broker do have a seat on the exchange.
List of Stock Exchanges In India
y y y
Bombay Stock Exchange National Stock Exchange Regional Stock Exchanges

o o o o o o o o o o o
Ahmedabad Stock Exchange Bangalore Stock Exchange Bhubaneshwar Stock Exchange Calcutta Stock Exchange Cochin Stock Exchange Coimbatore Stock Exchange Delhi Stock Exchange Guwahati Stock Exchange Hyderabad Stock Exchange Jaipur Stock Exchange Ludhiana Stock Exchange
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o o o o o o o o o o
Madhya Pradesh Stock Exchange Madras Stock Exchange Magadh Stock Exchange Mangalore Stock Exchange Meerut Stock Exchange OTC Exchange Of India Pune Stock Exchange Saurashtra Kutch Stock Exchange Uttar Pradesh Stock Exchange Vadodara Stock Exchange
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BOMBAY STOCK EXCHANGE
A very common name for all traders in the stockmarket, BSE, stands for Bombay Stock Exchange. The oldest market not only in the country, but also in Asia. In the early days, BSE was known as "The Native Share & Stock Brokers Association." It was established in the year 1875 and became the first stock exchange in the country to be recognised by the government. In 1956, BSE obtained a permanent recognition from the Government of India under the Securities Contracts (Regulation) Act, 1956. In the past and even now, it plays a pivotal role in the development of the country's capital market. This is recognised worldwide and its index, SENSEX, is also tracked worldwide. Earlier it was an Association of Persons (AOP), but now it is a demutualised and corporatised entity incorporated under the provisions of the Companies Act, 1956, pursuant to the BSE (Corporatisation and Demutualisation) Scheme, 2005 notified by the Securities and Exchange Board of India (SEBI).
BSE Vision
The vision of the Bombay Stock Exchange is to "Emerge as the premier Indian stock exchange by establishing global benchmarks."
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BSE Management
Bombay Stock Exchage is managed professionally by Board of Directors. It comprises of eminent professionals, representatives of Trading Members and the Managing Director. The Board is an inclusive one and is shaped to benefit from the market intermediaries participation.
The Board exercises complete control and formulates larger policy issues. The day-to-day operations of BSE is managed by the Managing Director and its school of professionsl as a management team.
BSE Network
The Exchange reaches physically to 417 cities and towns in the country. The framework of it has been designed to safeguard market i ntegrity and to operate with transparency. It provides an efficient market for the trading in equity, debt instruments and derivatives. Its online trading system, poularly known as BOLT, is a proprietory system and it is BS 7799-2-2002 certified. The BOLT network was expanded, nationwide, in 1997. The surveillance and clearing & settlement functions of the Exchange are ISO 9001:2000 certified.
BSE's International Convention Hall

The Bombay Stock Exchange provides convention hall for listed companies and other Institutions to hold their Annual/ordinary General Meetings, Listing ceremonies, Analyst and any other important event. It is centrally located at Mumbai, which can be easily reached from Churchgate or CST (VT) railway stations. It has a capacity of around 700 to 900 persons with state-of-the-art infrastructure. The hall has Projection Equipment, Web-cast facility and a Business Room with Facsimile, Internet, Photocpier and telecom equipment.
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BSE Facts
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First in India to introduce Equity Derivatives First in India to launch a Free Float Index First in India to launch US$ version of BSE Sensex First in India to launch Exchange Enabled Internet Trading Platform First in India to obtain ISO certification for Surveillance, Clearing & Settlement 'BSE On-Line Trading System (BOLT) has been awarded the globally recognised the Information Security Management System standard BS7799-2:2002. First to have an exclusive facility for financial training .
BSE Helpdesk
BSE has made arrangement for a toll-free numbers which makes it easier for customers to contact. A focussed number helps in providing best support to the customers. The toll-free number is as mentioned below: Toll-Free: 1600 22 6661 Members who are not in Mumbai can also call up this number without dialling the area code of Mumbai from there local telephone line (not a STD line). Currently the facility is available to 101 cities in India where MTNL has toll free services
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NATIONAL STOCK EXCHANGE
The National Stock Exchange of India (NSE) was incorporated in November 1992 as a tax-paying company. It is recognised under Securities Contracts (Regulation) Act, 1956 in 1993 as a stock exchange. In June 1994, it commenced operations in the Wholesale Debt Market (WDM). In November, the same year, the Capital Market (Equities) segment commenced operations and the Derivatives segment in June 2000.
NSE Group
National Securities Clearing Corporation Ltd. (NSCCL) It is a wholly owned subsidiary, which was incorporated in August 1995 and commenced clearing operations in April 1996. It was formed to build confidence in clearing and settlement of securities, to promote and maintain the short and consitent settlement cycles, to provide a counter -party risk guarantee and to operate a tight risk containment system. NSE.IT Ltd. It is also a wholly owned subsidiary of NSE and is its IT arm. This arm of the NSE is uniquely positioned to provide products, services and solutions for the securities industry. NSE.IT primarily focusses on in the area of trading, broker front-end and back-office, clearing and settlement, web-based, insurance, etc. Along with this, it also provides consultancy and implementation services in Data Warehousing, Business Continuity Plans, Site Maintenance and Backups, Stratus Mainframe Facility Management, Real Time Market Analysis & Financial News. India Index Services & Products Ltd. (IISL) It is a jointventure between NSE and CRISIL Ltd. to provide a variety of indices and index related services and products for the Indian Capital markets. It was set up in May 1998. IISL has a consulting and licensing agreement with the
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Standard and Poor's (S&P), world's leading provider of investible equity indices, for co-branding equity indices.
National Securities Depository Ltd. (NSDL) NSE joined hands with IDBI and UTI to promote dematerialisation of securities. This step was taken to solve problems related to trading in physical securities. It commenced operations in November 1996. DotEx International Limited DotEx was formed to provide a well structured inter trading platform for the members to further offer online trading facilities to their customers. With this facility, the members can serve a larger clientele with the use of automated risk management features and hence increase the volume. The investors also get comprehensive and updated information through it.
NSE Facts
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It uses satellite communication technology to energise participation from around 400 cities in India. NSE can handle up to 1 million trades per day. It is one of the largest interactive VSAT based stock exchanges in the world. The NSE- network is the largest private wide area network in India and the first extended C- Band VSAT network in the world. Presently more than 9000 users are trading on the real time -online NSE application.
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REGIONAL STOCK EXCHANGES IN INDIA

There are 23 stock exchanges in India. Among them two are national level stock exchanges namely Bombay Stock Exchang (BSE) and National Stock Exchange of India (NSE). The rest 21 are Regional Stock Exchanges (RSE).
List of Regional Stock Exchanges in India

y y y y y y y y y y y y y y y y y y y y y
Ahmedabad Stock Exchange Bangalore Stock Exchange Bhubaneshwar Stock Exchange Calcutta Stock Exchange Cochin Stock Exchange Coimbatore Stock Exchange Delhi Stock Exchange Guwahati Stock Exchange Hyderabad Stock Exchange Jaipur Stock Exchange Ludhiana Stock Exchange Madhya Pradesh Stock Exchange Madras Stock Exchange Magadh Stock Exchange Mangalore Stock Exchange Meerut Stock Exchange OTC Exchange Of India Pune Stock Exchange Saurashtra Kutch Stock Exchange Uttar Pradesh Stock Exchange Vadodara Stock Exchange
The Regional Stock Exchanges started clustering from the year 1894, when the first RSE, the Ahmedabad Stock Exchange (ASE) was established. In the year 1908, the second in the series, Calcutta Stock Exchange (CSE) cameintoexixtance. During the early sixties, there were only few recognized RSEs in India namely Calcutta, Madras, Ahmedabad, Delhi, Hyderabad and Indore. The number remained unchanged for the next two decades. 1980s was the turnin g point and many RSEs was incorporated. The latest is Coimbatore Stock Exchange and Meerut Stock Exchange.
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INTRODUCTION
Arcadia came to life in 1995, right on the wave of a post-liberalisation market economy. As financial services became a major contributor to economic growth, Arcadia has steadily shaped into a leading financial service provider. In 1995, we were a small company with just 5 employees. Today, we have a market presence across the country, with over 275 branches & franchaisee outlets. We have established a strong retail network not only in metros but also in tier two and tier three cities. Traditionally, our operation was concentrated in fast-moving capital market of Western India. But sensing great potential, we have launched strong expansion plans in the North and the South. This systematic presence-building and efficient delivery of service has put Arcadia among the fastest growing retail broking houses in the country, with memberships in: NATIONAL STOCK EXCHANGE OF INDIA (NSE) BOMBAY STOCK EXCHANGE (BSE) MULTI COMMODITY EXCHANGE (MCX) NATIONAL COMMODITY & DERIVATIVES EXCHANGE (NCDEX) DEPOSITORY PARTICIPANT OF CDSL ASSOCIATION OF MUTUAL FUNDS IN INDIA (AMFI) Today Arcadia has accumulated acknowledged leadership in execution an d clearing services on exchange -traded derivatives and cash-market products. Working with the leading stock exchanges and noted financial institutions has drilled in us the importance of real-time information and use of analytical tools in investment decis ions. Practising this over the years has made us experts in understanding investor requirements. Arcadia's integrated and innovative use of technology provides clients with the ability to trade offline & online. Clients also have constant access to their account information via internet .
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MISSION AND VISION
MISSION
"To be a world-class financial services provider by arranging all conceivable financial services under one -roof at affordable costs through cost effective delivery systems, and achieve organic growth in business by adding newer lines of business.
VISION
y To provide best value for money y To investors through innovative products, trading / investments strategies. y State-of-the-art technology y And personalized service
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COMPANY INFORMATION
NAME : ARCADIA SHARE & STOCK BROKERS PVT. LTD. REGISTERED OFFICE : 328 , NINAD , BdlgNo.7 Service Road , Nr. BhavishyaNidhi Bhavan, Bandra ( East ) Mumbai - 400051
HEAD OFFICE
: As Above
REGIONAL OFFICE
: 11, PANCHNATH PLOT CORNER , NR. PANCHNATH MANDIR , DR. RAJENDRA PRASAD ROAD, RAJKOT 360001
FOUNDER
: MR. ANTONY SEQUEIRA
DIRECTOR
: MR. NITIN BRAHMBHATT
REGIONAL HEAD
: MR.AKHIL SHAH
PHONE NO.
: +91 22 67739999
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DEALING ROOM
: +91 22 26478888
TOLL FREE
: 1800 22 1555
FAX
: +91 22 26478988
E-Mail
: info@arcadiashare.com
WEB SITE
: www.arcadiastock.com
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MEMBER
ARCADIA SHARE & STOCK BROKERS PVT. LTD. - MEMBER NSE (CASH &DERIVATIVES) : INB/F_230778238 ARCADIA SHARE & STOCK BROKERS PVT. LTD. - MEMBER BSE (CASH) : INB010778232 ARCADIA SHARE & STOCK BROKERS PVT. LTD. - MEMBER CDSL DP : IN225 ARCADIA COMMODITIES & TRADING - MEMBER MCX : 10950 ARCADIA COMMODITIES & TRADING - MEMBER NCDEX : 00374
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DIRECTORS INTRODUCTION
MR. ANTONY SEQUEIRA - FOUNDER, MANAGING DIRECTOR The chief promoter of Arcadia has been associated with capital markets for over 26-years. Mr. Sequeira has a rich 19 years of banking experience with Corporation Bank & Syndicate Bank. For six years he was the Chief Executive of M/S Uday S. Kotak, now known as Kotak Securities. Mr. Sequeira is respected in the organisation for being a complete taskmaster. His thrust for client satisfaction is an energizing force within the organization. He is completely committed towards making Arcadia a one-stop financial service provider.
MR. NITIN BRAHMBHATT

DIRECTOR The director is an arbitrage consultant by profession, with 25 years experience in the capital market. Between 1985 and 1995, he played the role of a leading market maker in the Bombay Stock Exchange. He has a rich experience in the field of arbitrage. The credit for building the arbitrage team for Arcadia goes to him. It is his innovative ideas that have made Arcadia a leading arbitrage player in the country. Under his leadership, Arcadia has created a mammoth network of branches & franchaisees
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SE SE SEX MUM AI - INDIA
NSE - NIF
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NASDAQ USA
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DOWJONES USA
LSE LONDON
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LSE LONDON ON TRADING
TOKYO NIKKIE JAPAN
SGX SINGAPORE
FRANKFURT GERMANY
VALORES - MEXICO
OLSA_MEXICANA_DE_
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BAHRAIN-STOCK EXCHANGE
GLASGOW-STOCK EXCHANGE
WARSAW-STOCK-EXCHANGE-POLAND
KUWAIT-STOCK EXCHANGE
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HONGKONG HENGSENG
SYDNEY AUSTRALIA
KOREA STOCK EXCHANGE SWITZERLAND
SWX_EXCHANGE-SWISS-
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OVERVIE
OF SERVICES
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EQUITY INVESTMENT ( BSE NSE ) : Looking for an easy and convenient way to invest in equity and take positions in the futures and options market using our research and tools. To start trading in Equity, all you need to do is open an online trading account. You can call us and we will have our representative meet you. You can get help opening the account and get guidance on how to trade in Equity . COMMODITY TRADING ( MCX NCDEX ) : Enter the whole new world of commodity futures. Investors looking for a fast-paced dynamic market with excellent liquidity can NOW trade in Commodity Futures Market. The Commodity Exchange is a Public Market forum and anyone can play in these vital Commodity Markets. ARCADIA COMMODITIES & TRADING can certainly be your point of e ntry to the Commodity Markets. ARCADIA is a registered trading-cum-clearing member of NCDEX and MCX. Participation is not difficult. All you need is to open an account with us. We shall offer you advice and research on investments DERIVATIVES TRADING :Futures & options are derivatives, which use equity as their underlying. Hence their Equity Advisory Group (EAG), which is highly qualified, will also act as your advisors & help you take informed decisions while trading in these derivative instruments
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INTERNET TRADING :M i t ri t trade at t e ri t ti e! Wel e t our EBroki servi e whi h bri s you a experience of online buying and selling of shares with just a click.
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MUTUAL FUND ADVISORY : -
Transact in a wide range of Mutual Funds. Mutual Funds are an attractive means of saving taxes and diversifying your investment portfolio. So if you are looking to invest in mutual funds, ARCADIA offers you a host of mutual fund choices under one roof; backed by in-depth information and research to help you invest smartly.
IPO DISTRIBUTION : -
IPO or Initial Public Offer presents good opportunities for netting high returns on your investments in a relatively short period of time - if you invest early. Get information on IPO news, Forthcoming IPOs and a lot more .
DEMAT SERVICES ( CDSL ) : In the times of T+2 having a Demat account linked to your trading account becomes more convenient. The non -trading members also can avail of our Depository services. You receive regular account reports and an efficient service at all times. ARCADIA is a member of CDSL.
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INTRODUCTION
The sample of 50 customers of ARCADIA SHARE & STOCK
BROKERS PVT. LTD. is been taken into consideration. We have adopted the
method of convenient sampling. It is generally known as convenient sampling method. The survey is conducted by asking the questions to the customers. The questions are pre-decided. A questionnaire is prepared for the survey purpose. The questionnaire contained in all 16 questions including age, occupation, approximate annual income, approximate investments, choice of investment, reason behind investment, investment during the past two years, amount of capital investment in last two years, where and how much investment in coming years, investment for safety and investment for returns suggestions for that. The data collected using convenient sampling method is interpreted and tabulated above.
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1. AGE
25-40 11 40-55 23 55-70 13 70 And above 3
AGE
25
20
15 Age
10
5 0 25-40 40-55 55-70 70 And above
Here we have taken convenient sampling for the survey. Here the sample size is 50. The survey has been conducted for the customers of ARCADIA SHARE & STOCK BROKERS PVT. LTD.
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2. OCCUPATION
Government service 8 12 14 16 Private service Professional Business man
Occupation
Gover me t service Priv te service
Professional
usiness man
Here as we look at the pie chart we can interpret that the out of the sample si e of 50 customers, the major customers are Businessman, followed by the Professional, Private service people and at last the government service people
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3.APPROXIMATE ANNUAL INCOME

Less than 10, 000 10, 000- 30, 30, 000- 50, 50, 000 5 1 000 6 00,000 13 000-1, 1,00,000 and above 25
Income
Less ha 10000 10000-30000

30000-50000 50000-100000
100000 a d above
Here seeing the pie chart, we can interpret that out the sample survey of 50 customers, the income group of people having income 1, 00,000 and above invest the most in the market. This trend is followed by people having income 50, 000 -1, 00, 000 and so on.
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4.
THE AMOUNT OF INVESTMENT THAT THEY WOULD LIKE
TO INVEST
Below 50, 000 50,000 1,00,000 14 15 - 1,00,0002,00,000 7 2,00,000 above 14 and
Amount of investment
Below 50,000
50,000-1,00,000 1,00,000-2,00,000
2,00,000 a
Here we can interpret that people having income between 50,000 100000 invest more than followed by below 50000 and than 200000 and above. tend to invest more in the market
a ove
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5.
WHERE WOULD THEY LIKE TO INVEST?

Here the respondents have given their response taking into account the six major categories. These six categories are:
(a) FIXED DEPOSITS(R 1 27 2 2 3 8
S)
4 4
5 2
6 4
Fixed de
sits
1 2 3
4 5
Here as we look at the pie chart, we can interpret that majority of the respondents have a high priority towards the investment in the fixed deposits. In other words they have 1st rank to the preference to the investment in the fixed deposits.
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(B) GOLD
1 8 2 22 3 7 4 5 5 4 6 4
Gold
1
2 3
4 5
6
Here from the chart it is clearly seen that most of the investors had given 2nd rank it means that they prefer to invest in gold
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(C) LAND
1 5 2 9 3 16 4 12 5 5 6 3
La d
1 2
3
5 6
Here on the 1st and 2nd rank there are less people but on the 3rd rank there are maximum 16 out of 50 who had shown their interest in investing in land.
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(D) SHARE MARKET

1 6 2 3 3 7 4 9 5 16 6 9
Share market
2 3 4
5 6
Here the trend is slightly different people give 5 th rank to invest in share market. From the above chart it seems that people are not much interested in taking risk with there capital.
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(E) MUTAL FUND
1 3
2 5
3 4
4 15
5 15
6 8
Mutual fund
2 3 4
5 6
There are less number of respondents who have given their preference for investing first in the mutual fund. Here the 4 th and 5th has opted more times
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(F) OTHERS
1 1 2 5 3 10 4 5 5 7 6 22
Others
1 2
3 4
5 6
We see that most of the people had shown their interest less in investing others. Most of them had given 6th rank. It means less prefers to invest in it. There is only one person who had given 1st rank.
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6. REASON BEHIND INVESTMENT

Security and safety High returns Regularity income) 16 17 17 (steady
Reason behind investment
Secu y and safe y

H gh e u ns Regula y
We had given them three options for giving their reason why they invest. Most of them invest for Regularity and high returns. That is we can say that people invest only and only for returns and regularity. Safety is also not much neglected by the people but here it is 1 less than both of them.

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7.THE MAJOR AREA IN WHICH THEY HAVE INVESTED IN LAST 2 YEARS

Fixed deposits 19 17 29 Gold land Share market 20 Mutual fund 5 1 Others
35 30 25 20 15 10 5 0
Fixed deposits
Gold
Land
Sha e
a ket Mutual fund
Othe s
The above chart shows the area in which investors have invested during last two years. More people have invested in land. And it is found that land has proved to be the best because the price is increasing day by day and so profit can be gained much. After that F.D. , Gold and so on.

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8. AMOUNT OF CAPITAL INVESTMENT IN LAST 2 YEARS

Below 50,000 50,000-1,00,000 1,00,0002,00,000 24 18 7 2,00,000 above 1 and
Amount of capital investment
Below 50,000 50,000-1,00,000 1,00,000-2,00,000

2,00,000 and above
In last two years there are more number of investors who have invested less than 50000 followed by others as seen in the table.
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9. THE AREA OF INTEREST TO INVEST IN FUTURE

Fixed deposits 22 11 23 Gold Land Share market 30 Mutual funds 9 0 Others
35 30 25 20 15
10 5 0 Fixed deposits Gold Land Sha e a ket Mutual funds Othe s
From the chart it can be easily interpreted that people prefer to invest in share market. Even though the market has collapsed and the prices are going down still share market is the number one choice of the investors followed by land, fixed deposit and gold. There are only a few people who feel like investing in mutual fund.

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10. SUGGESTIONS FOR THE INVESTMENT TAKING INTO CONSIDERATION SAFETY

35 30 25 20 15 10 5 0
Fixe
sits
La
Sha e
a ket
t al f
The investors who prefer to invest taking into consideration safety measures prefer land to be their choice. It is suggested that if a person wants to invest keeping in view safety measures than he/she should invest in land. It is considered as a safe investment.
% )
$( ( ( ' % & %
"#
"!
the s
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11. BEST INVESTMENT AREA TAKING INTO CONSIDERATION THE RETURNS

Fixed deposits 10
35 30 25 20 15 10
5 0
FROM IT
Land 22 Share market 33 Mutual funds 4 Others 1
Gold 25
Fixe
sits
La
Sha e
a ket
t al f
People suggest that if a person wants to invest for getting high returns then should go for share market, following come gold and land as return on it is also high. It is the general opinion of the people whose survey has been conducted.
5 9
048 8 8 7 5 6 5
04
0 23
21 0 0
the s
60
12.
THE INVESTORS WHO HAVE INVESTED BELOW 50,000 (A) THE AREA IN WHICH THEY HAVE INVESTED IN LAST 2 YEARS
Fixed deposits
Gold
Land
Share market
Mutual fund 2
Others
4.5
4
3.5 3
2.5
2
1.5
1 0.5 0
Fixed deposits Gold Land Sha e a k et Mutual funds Othe s
The investors who have invested less than 50000 have mainly invested in the share market during the last 2 years. Investment in fixed deposits, gold & land is same.
@A @
61
(B) THE AREA IN WHICH THEY WOULD LIKE TO INVEST IN FUTURE

Fixed deposits Gold Land Share market 2 8 6 3 Mutual funds 4 2 Others
9 8
7
6
5
4 3
2
1
0
Fixed deposits
Gold
Land
Sha e
a ketMutual funds
Othe s
The small investors would like to invest more in gold during the coming years. They are the ones who are considered to be the base in the market and according to them gold is preferred more.
BC B
62
13.
THE INVESTORS WHO HAVE INVESTED MORE THAN
2,00,000 (A) THE AREA OF INVESTMENT IN WHICH THEY HAVE INVESTED IN LAST 2 YEARS
14
12
10
8
6
4
2
0 Fixe e sits l La Sha e a ket t al f s
The persons who have invested above 200000 in last two years have invested more in Land and share market. Mutual fund and others are not preferred by the big investors
I S
DHR R R Q
IP I
DH
D FG
FE D D
the s
63
(B) THE AREA OF INVESTMENT WHERE THEY WOULD LIKE TO INVEST IN FUTURE
Gold Land Share market 14 11 12 1 Mutual funds 0 0 Others
Fixed deposits
16
14 12
10
8
6
4 2
0
Fixed deposits
Gold
Land
Sha e
a ket Mutual funds
Othe s
When we have asked big investors where would they invest in the coming years and the reply we got is more in favor of fixed deposits followed by land and gold because due to the current decline in share market people do not wish to invest in share market.
TU T
64
14. THE INVESTORS WHOSE REASON BEHIND INVESTMENT IS SAFETY AND SECURITY (A) THE AREA IN WHICH THEY HAVE INVESTED IN LAST 2 YEARS
10
9 8
7 6
5
4 3
2 1
0
Fixed deposits Gold Land Sha e a k et Mutual funds Othe s
The investors who have invested taking into consideration safety and security have invested their amount in fixed deposits and land during the last two years. In this there is equal investment made in fixed deposits & land. Share market and gold are less preferred by the investors.
VW V
65
(B) THE AREA IN WHICH THEY WANT TO INVEST IN FUTURE
Fixed deposits 6
Gold
Land
Share market
Mutual funds 3
Others
11
12
10 8 6 4
2 0
Fixe
sits
La
Sha e
a ket
t al f
Those who invest keeping in view security and safety would invest in gold in the coming year along with fixed deposits and land. share market & Mutual fund is given less importance
c g
Xbf f f e c d c
Xb
X `a
`Y X X
the s
66
15. THE INVESTORS WHOSE REASON BEHIND INVESTING IS HIGH RETURNS (A) THE AREA IN WHICH THEY INVESTED IN LAST 2 YEARS
10
9 8
7
6 5 4
3
2 1
0
Fixed deposits
Gold
Land
Sha e
a ket Mutual funds
Othe s
It is a trend seen that when people expect high returns they invest more in share market. Land is also good investment avenue and people here give the same preference to it. Most of the people have invested in land and share market during the last two years.
hi h
67
(B) THE AREA IN WHICH THEY WOULD LIKE TO INVEST IN FUTURE

Fixed deposits Gold 7
14 12 10 8 6 4 2 0
Land 10
12
Share market 2
Mutual funds 3
Others 0
Fixe
sits
La
Sha e
a ket
t al f
The investors who prefer high returns would invest in gold and land in the coming years. Fixed deposits are also given a good importance.
u y
ptx x x w u v u
pt
p rs
rq p p
the s
68
(16)
THE
INVESTORS
WHOSE
REASON
BEHIND
INVESTMENT IS REGULARITY (A) THE AREA IN WHICH THEY INVESTED IN LAST 2 YEARS
12
10 8 6 4
2 0
Fixe
sits
La
Sha e
a ket
t al f
Those who prefer regularity they give importance to land and gold. They have invested in them during the last two years.
the s
69
(B) THE AREA IN WHICH THEY WOULD LIKE TO INVEST IN FUTURE.

10 9
8 7
6 5
Column1
Column2 Column3
4 3 2
1
The persons who invest keeping in view regularity i.e. regular flow of income would invest in fixed deposits, gold and Land. Share market is not preferred for regularity
fixed deposits
gold
land
sha e a ket
mutual fund
othe s
70
BALANCE SHEET F 3 YEA S
PA TICULA S
SOU CES OF FUNDS Owner's Fund Equity Sha e Capital Sha e Application Money P efe ence Sha e Capital Rese ves & Su plus Loan Funds Secu ed Loans Unsecu ed Loans Total USES OF FUNDS Fixed Assets G oss Block Less : Revaluation Rese ve Less : Accumulated Dep eciation Net Block 0.01 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 67.01 0.00 19.16 47.85 4.02 7.92 0.00 0.00 0.00 0.00 2.21 0.00 14.20 0.00 0.00 12.71 0.00 0.00 5.62 0.00 0.00
385.72 146.96 108.74
399.92 159.67 116.57
Capital Wo k-in-p ogress Investments
135.40 47.55
Ma 10 Ma 09 Ma 08
71
Net Current Assets Current Assets, Loans & Advances Less : Current Liabilities & Provisions Total Net Current Assets Miscellaneous expenses not written 286.74 115.75 382.33 22.22 3.64 329.84 52.49 4.28
264.52 112.12 0.00 0.00
Total
399.93 159.67 116.56
Note : Book Value of Unquoted Investments Market Value of Quoted Investments Contingent liabilities Num er of Equity shares outstanding (in Lacs) 132.25 44.40 2.07 4.70 0.00 71.20 0.00 0.00 0.00
284.04 254.21 112.36
72
73
CONCLUSION
After the entire analysis of survey and questionnaires, we find that most of the respondents said that they have equity stocks in their portfolio. According to the survey most of the people prefer to invest in the share market than investing in the mutual funds. Now a days people have started investing even in gold and land because they are considered to be giving high returns compared to share market. While I was doing my project I found the market trend to be going downwards. So all the investors seemed to be turning towards land and fixed deposits. It is seen that investors make a huge profit in share market but as we know profit and risk go hand in hand. Where there is more profit risk is also more and vice versa. One can higher returns in a long run by investing in mutual funds and land but if one wants to make higher returns in the short run and midterm horizon, and then definitely shares are the best buy.
74
75
BIBLIOGRAPHY
www.arcadiastock.com www.bseindia.com www.nseindia.com www.bloomberg.com
76

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