K.C.C.

B To

N.E.C.

The Branch Manager Kangra Central Coop. Bank Ltd. Branch Office Tauni Devi Distt Hamirpur (H.P) Sub:- Legal opinion- cum- search report with respect to the property of Sh. Rakesh Kumar, Prem Kumar, S/o Sh. Smt. Krishna Devi Widow Kartar Chand S/o Sh. Suba Ram R/O Vill. Barin Mouza Mati Morin, Tehsil & Distt. Hamirpur (H.P) comprising Khata No. 60 min, Khatoni No. 64 min, Khasra Kita 28 Area measuring 53k-16M share to be extent of 20/129 share i.e. 8 Kanal 7 Marlas and Khata No. 61 Khatouni No. 61 Khasra Kita 2 Total land 4 Kanals 8 Marlas to be extend of 20/129 i.e. 0 Kanal 14 Marlas as per Jamabandi 2004-05, land situated in Tika Bharin Mouza Mati Morin Tehsil & Distt. Hamirpur (H.P) for the last fifteenth years. Sir, I have personally examined the revenue record of the aforesaid land in the office of Sub Registrar Hamirpur Distt. Hamirpur (H.P) and after due consideration I have to certify as under:1. That I have personally perused the revenue record of the aforesaid land in the office of sub Registrar Hamirpur(H.P.) pertaining to book No. 1 for the last 15 years w.e.f. 1.1.1995 till 15.03.2011 and it is found that the land is free all encumbrances, charges and lien and the applicants Rakesh Kumar, Prem Kumar, S/o Sh. Smt. Krishna Devi Widow Kartar Chand S/o Sh. Suba Ram is owner in possession of land measuring 1K-7M being share out of measuring 53k-16M share to be extent of 20/129 share i.e. 8 Kanal 7 Marlas and Khata No. 61 Khatouni No. 61 Khasra Kita 2 Total land 4 Kanals 8 Marlas to the extent of 20/129 i.e. 0 Kanal 14 Marlas as per Jamabandi 2004-05, land situated in Tika Bharin Mouza Mati Morin Tehsil & Distt. Hamirpur (H.P) for the last fifteenth years. Earlier the father of applicant Kartar Chand was recorded owner of the land in question.

2. That there is no claim of minors and thus the chain of title is complete in all respect. 3. That I confirm that there is no impediment in creating the mortgage as the title deeds are clear, marketable and fit for accepting the same as security by deposit of title deeds. 4. That the aforesaid land does not fall within the purview of H.P. Land ceiling and Regulations Act, 1976 or under any other land ceiling law. 5. That the aforesaid land has not been acquired by any authority under the provision of land Acquisition Act, 1894 and moreover no notification giving intention of acquisition of same has been issued in near future. I, hereby further certify that Sh. Rakesh Kumar, Prem Kumar, S/o Sh. Smt. Krishna Devi Widow Kartar Chand S/o Sh. Suba Ram R/O Vill. Barin Mouza Mati Morin, Tehsil & Distt. Hamirpur (H.P) is the owner in possession of land measuring 53k-16M share to the extent of 20/129 share i.e. 8 Kanal 7 Marlas and Khata No. 61 Khatouni No. 61 Khasra Kita 2 Total land 4 Kanals 8 Marlas to the extent of 20/129 i.e. 0 Kanal 14 Marlas as per Jamabandi 2004-05, land situated in Tika Bharin Mouza Mati Morin Tehsil & Distt. Hamirpur (H.P) for the last fifteenth years and he has valid and marketable title in the said land. Date: Place Yours Sincerely (Sanjeev Guleria Adv. Hamirpur.(H.P)

Encls: 1. Search fee Receipt No. 0064951 dated 11.03.2011 issued by Sub Registrar Hamirpur Distt. Hamirpur (H.P) 2. Jamabandi 2004-05

P.N.B.

N.E.C

To The Manager, Punjab National Bank Chabutra Tehsil Sujanpur Distt. Hamirpur (H.P) Reg: Opinion on investigation of title and obtaining of search report in respect of property comprising Khata No. 12, Khatoni No. 12, Khasra Kita 4 measuring 10K12K and Khata no. 34, Khatoni No. 35, Khasra Kita 5 measuring 10K-10M as per Jamabandi 2003-04, situated in Tika Bhater, Mouja Bhaleth Tehsil Sujanpur Distt. Hamirpur (H.P) belonging to Sh. Amin Chand S/O Sh. Ranu R/O Vill. Banal P.O. Chabutra Tehsil Sujanpur Distt. Hamirpur (H.P) to the extent of 6K-8M out of land measuring 34Kanals as per Jamabandi 2003-04.

Sir, As requested, I have conducted the legal investigation of the title and made a search of record in the registration office and other office as required in the manner. I have answered all the queries in the special report which is enclosed. Chain of title relating to the property is complete as given in the Annexure hereto. I hereby certify that Sh. Amin Chand S/O Sh. Ranu R/O Vill. Bhater, Mouza Bhaleth Tehsil Sujanpur Distt. Hamirpur (H.P) has a clear, valid and marketable title over the above said property and he is competent to create the mortgage and a valid registered / equitable mortgage can be created. The search conducted by me for the period of last 13 years from w.e.f. 1.1.1993 till 2.2.2011 do not disclose any encumbrances. I find no defects in the title of the person offering the mortgage. Yours faithfully (Sanjeev Guleria Advocate Hamirpur (H.P)

Encls: 1. 2. 3. 4. 5. Special report Chain of title Search fee receipt Copy of Jamabandi Sale deed

Special Report on title

Reg: Property situated at Vill. Bhater, Mouza Bhaleth Tehsil & Distt. Hamirpur (H.P) belonging to Amin Chand S/o Sh. Ranu. A. PARTICULARS 1. Name of the borrower with address. Amin Chand S/O Sh. Joginder Singh R/O Vill. Bhater, Mouza Bhaleth Tehsil Sujanpur Distt. Hamirpur (H.P).

2. Name of the person offering the mortgage Percentage/ constitution and address. --------------Do----------------3. Details of the property to be mortgage. As per title deed Khata No. 12, Khatoni No. 12, Khasra No. 10 Area 12k-18m, Khata no. 13, Khatoni no. 13, Khasra kita 4 area 10k-12m and khata no.34 , Khatoni no. 35 Khasra kita 5 area 10k-10m As per Jamabandi 2003-04, situated in Tika Bhate, Mouza Bhaleth, Tehsil Sujanpur Distt. Hamirpur (H.P) As per present position ---------------do---------------------

B. INVESTIGATION 1. Details of the title deed/ Document to be deposited

2.

3.

4.

5.

6.

7.

8.

For creation of mortgage. Whether the documents given Are original one or more copies Of documents. Whether documents given as Original title deeds raise Any doubt or suspicion? Whether the particulars of Registration as given in the Title deeds tally with the Particulars as stated in the record Of the Registrar s office? Whether the property has been Mutated in the name of the Person offering the mortgage? Whether registered / equitable Mortgage can be created at The place where the branch disturbing The loan is situated? Whether there is any bar under No. any local law for creation Of the mortgage of the property to be Mortgage? Whether there are any restriction Regarding sale of the property To be mortgaged?

Jamabandi 2003-04.

Certified copy of Jamabandi 2003-04

No.

Yes

Yes

Yes

No

Yes. To the landless and non Himachalis.

9. Whether all the approvals Clearance/ sanctions required For creation of the mortgage Have been obtained.

Not required

Date: 02.02.2011 Place Hamirpur (H.P)

(Sanjeev Guleria) Advocate District Court Hamirpur (H.P)

Chain of Title
Earlier the property was owned by Ranu who succeeded the land from his father Sh. Teetlu. The land in question is ancestral and the applicant Amin Chand has inherited the land from his father Sh. Ranu and the applicant is owner of land measuring 6k-8m out of 34 Kanals. The applicant has also got the share of his mother Smt. Mansha Devi wide mutation No. 187 and thereafter the applicant also succeeded the share of his sister vide mutation No. 191 out of khata No. 12,13 and 34. Thus the applicant is owner in possession of the property/ land to the extent of 6 Kanals 8 marlas, as per Jamabandi 2003-04, situated in Mahal Bhater, Mouza Bhaleth Tehsil Sujanpur Distt. Hamirpur (H.P). Thus the chain of title is complete in all respect. Date 02.02.2011 Place Hamirpur

(Sanjeev Guleria) Advocate District Court Hamirpur (H.P)

SEARCH REPORT Search report relates to searches made in the office of sub Registrar Sujanpur. There is no system of issue of encumbrance certificate in the office of sub Registrar. Hence personal search was carried out for the purpose of inspection and inspection was made on . From the period . To .. at the office of WSub Registrar Hamirpur(H.P) (Sanjeev Guleria) Advocate District Court Hamirpur (H.P)