Final Report of Female Entrepreneurship

Research Report on “Challenges of Female Entrepreneurship”
READ! AND THY LORD IS THE MOST

BOUNTENOUS, WHO TEACHETH
BY THE PEN, TEACHETH MAN THAT
WHICH HE KNEW NOT.
(AL-ALAQ)
ALLAH DOES NOT LOOK AT YOUR

FORMS AND POSSESSIONS
BUT HE LOOKS AT YOUR HERTS AND
DEEDS.
(MUSLIM)
Department of Commerce Islamia University of Bahawalpur

A Research Report on:

“Female Entrepreneurship”
Submitted to:- Sir Sohail Saeed
Submitted by:- M.Sajid Rasool

DEDICATION
To
My beloved Parents and respected Teachers whose

endless support and kindness is beyond expressions
and words may not just be enough to express my
gratitude.
I also offer my thanks to respected teacher Madam

Aasmaan & Madam Samreen for his valuable
guidance and contribution in making my report
meaningful and useful.
ACKNOWLEDGMENT

I first thanks to Allah, the Almighty who bestowed knowledge, health,

vigor, to complete this report.
“Life is a learning experience”. I have learned the validity of this
statement time and time again. Every time I think I know something, I look
back a year later and realize how little I know and how much I have learned.
This Research report has convinced us again, not in the learning but also in
terms of the vast team of talented people that take part in creating this report. I
believe each person plays a piece of a puzzle to make the complete picture,
some pieces are bigger then others, but without anyone piece the picture would
not be completed.
I feel great pleasure and honor to express my gratitude from the citadel of
our hearts to the females whom I met, for their cooperation. Their sympathetic
behavior has an ever-lasting impression on the pages of my memory.
I also give honor to (In charge of Research) Mr.Sohail Saeed who provide me
an opportunity to get practical experience in fieldwork and whose guidance
remained with me during completing this report.
I also wordless to pay my humble gratitude and in dewiness to our parent,
who have supported me to reach the point where I stand now and have been a
great and enormous source of inspiration for me throughout the life.
PREFACE
Department of Commerce, The Islamia University Bahawalpur has
always been admirable in its efforts to equip the future executives with arms of

creativity, flexibility and adaptability to meet the challenges offered by fast

changing business environment.
To achieve the above goals the department is providing both text and
practical knowledge to its students with its available resources. Text knowledge
is very well transferred to the students within the premises of the department;
Practical knowledge requires the kind co-operation of various educational
organization of the country. Faculty members are always trying their best to ask
the students to explore the market by assigning these different field activities
and to conduct the “ Research programme”.
This report has been written on ,
“Challenges of Female Entrepreneurship in Bahawalpur Area”

The key function of my field work were visiting different banking areas,
colleges and schools of Bahawalpur and meet with people to get their comments
and filled Questionnaires according to that. I have done my best efforts to
complete this report efficiently and effectively with all abilities. I hope this
report fulfills the criteria and expectations of Department of Commerce. I have
tried my best to make it analytical as well as informative.
May Allah Help me in This World.
Executive Summary
The women entrepreneur is considerable a big problem in our country. For this I
conducted a research in Bahawalpur. For this purpose a questionnaire was
designed and a survey was conducted in Bahawalpur model town A, B, C,

Hashmi Town and University chowk area in which data was collected by
females. Females were very cooperative. The SPSS software was used for data
analysis. 40 forms are filled and collected by these selected areas. There were
total 13 questions (12 closed ended questions & 1 open-ended question) which
are filled in different sectors or organizations from the females.
In this report I also include the secondary data which is related to my research
problem and also identify the different problem face by females.
Table Of Contents
1- Introduction 02
2- Problem Statement & Research Objective 04

3- Research Methodology 05
4- List of Selected Research Areas 06
5- Data Analysis of Questionnairess 10
6- Summary of Findings 23
7- Conclusion 24
8- Suggestions 25
9- Limitations 26
10- Refrences 27

Introduction
Now-a-days, I have to identify and evaluate the challenges of female

entreprepreneurship by using systematic approach in Bahawalpur.
As I know that, female entrepreneurship is the basic nesseccity for our country
development. It has a significient impact on organizations and economic
activity.
So, basic thing is that to select that females whose purpose is to provide servises
to the customers in a good way. Females that having most values in the
societies. If these females are provided the servises in a good and successful
way to the customers in the market or organizations , then customers can meet
there demands of services and they can spent life easily.
But in current situations, there are many females whose purpose is to earn
money for family due to poverty. They are not focusing to build their status for
to make better economy. If I talk about the Government sectors, even today in
these sectors female give the low quality of services like in teaching etc. Some
females do not run their own business due to lack incentive and promotion
activities by the government. The females in that kind of sectors are working
only for to get pay at the end of the month. On the other hand there is less
awareness and policies to our government and Educational Institutions agencies are
doing little to promote entrepreneurship amongst women particularly.
Some females can not run their own business due to the financial problems.
That is all due to dynamic environmental and also the recession of our
economy. Due to less technology and culture factor is also influence on the
female to start a new business.

If government successfully run the opportunities and make policies better then
the challenges of female entrepreneurs and also financial obstacles/problems
can be eliminated.

Problem Statement
“Challenges of Female Entrepreneurship In Bahawalpur Area”
Objective Of Research
After the problem has been defined carefully, the next step is to set
objectives. Research objectives guide entire research process. This
research will help you in a great deal to:
1. Create understanding about the challenges of the Female

Entrepreneurship.
2. Reasons that female hoarding their own business.
3. Assess the extent to which steps and policies about female

entrepreneurship may need to be redesigned.
Research Methodology

While developing an approach to the problem I identified the theoretical

framework. Theoretical framework is the foundation on which the entire
research project is based. It is a logically develop describe and elaborated
network of association among the variables deemed relevant to the problem and
which have been identified through such processes and interview, observation
and literature survey.
This research is conduct in a individual that was interested in challenges female

entrepreneurship within Bahawalpur city.I start the each day with a brief (3-4
hour survey) on an agreed upon site, often just gathering data. I have attend
these 6 mornings a week for 7 weeks, and will stay on to observe
simultaneously work for approximately 28 hours during the seven weeks period.
My primary focus was on the interaction in data gathering.
There are several banks, school ,colleges, university and many other
institutions where females give services for the customers in Bahawalpur. I
have visited the 10 banks 20 schools and colleges ,10 fast food restaurant and
other institutions. Two fast restaurant are located circular road BWP. 5 fast
food are located in the area of railway campus in Bahawalpur. 7 banks are
located on circular road Bahawalpur. 3 schools are located in yazman area and
also in commercial area.
For the data collection a questionnaire are designed which consist 13 questions.
40 forms are filled and collected by these selected areas.
After taking a direct interview for filling this questionnaire from the respondent
who are working in the different organizations, a data is inserted in SPSS
software for getting the result.

List of Selected Banks, FastFood, Schools, Colleges,

University In Bahawalpur Area
Habib Bank Limited

Chowk Fawara branch
Bahawalpur
Gov. Girls Elementary School

Chak No: 42/D
Gov. Degree College

Dubai Mahal Road Bahawalpur
Madina-tul-Mazaan Model School

Maqbool Colony Baghdad Road
College of Viternary Sciences

IUB
Deptt of Commerce
IUB
Almaida Fried Chicken
Bahawalpur
Zainzibar Food Club
Bahawalpur
Fysal Bank LTD

Bahawalpur
Islamic Bank LTD Lataska Fast Food Restaurant
Bahawalpur Bahawalpur
Wasaib Restaurant Bahawalpur

Female Entrepreneurship
Questionnaire

Women Entrepreneurship - Questionnaire for Aspiring

Entrepreneurs
We are making a quick study on the research topic – “Women Entrepreneurship –

Challenges, Problems & Prospects” and in this context we have framed the following
questionnaire. We are aware of your precious time, yet we venture to request you to
spare a few minutes & give us your responses to following questions. Your responses are
very valuable to us & will be extremely meaningful for our study.
Thanks in anticipation.
Personal particulars:
Name: Present Profession:
1. In your opinion what is the “Female Entrepreneurship”.

Start a New Business Job
2. Have you ever thought of becoming an ‘Entrepreneur’ & set up a business

venture of your own.
Yes Not Sure No
3. Although women managers & executives are proving to be more & more
effective at their work places, they are still not considered efficient enough to
handle Labour & logistic issues as efficiently in self-owned business enterprises.
They would prefer men to handle such issues.
I Agree Fully Partially Agree I Do Not Agree
4. The overall male domination in the entire business & entrepreneurship area also
works as a hurdle for women entrepreneurs.
5. It is believed that lack of proper knowledge about availability of raw materials &
low-level negotiation and bargaining skills are also factors, which affect women
entrepreneurs’ business adventures.
6. Educational Institutions & even Govt. agencies are doing little to promote
entrepreneurship amongst women particularly.

7. Would you like to start your own business?
Yes No
8. What are the main obstacles/problems you are facing now to start a new business?
Combining family financial problems No obstacles
9. Did your family members help you to run the business.
Yes No
10. If you start a new business then you can independently manage the financial and
market affairs of your business:
Yes No
11. Which of the following factors motivated you in conceiving the idea to start a
business of your own:
a. To gain higher social status
b. Independent employment
c. Encouragement by Family
d. Complying to family economic need
e. Incentives offered by the state / government
12. Did the culture affect on you for doing your own business?
Yes No
13. Any other views that you may like to share with me on “Women
Entrepreneurship”.
_______________________________________________________________
Name of Research Student M.Sajid Rasool

Graphically Data Analysis of

Female Entrepreneurship Questionnaire

Statistics
Entrepreneurship
N Valid 40
Missing 0
Entrepreneurship
Cumulative
Frequency Percent Valid Percent Percent
Valid Start a new business 27 67.5 67.5 67.5
Job 13 32.5 32.5 100.0
Total 40 100.0 100.0
70.0%
60.0%
50.0%
40.0%
Percent
30.0%
20.0%
10.0%
0.0%
S tart a new business Job
E ntrep ren eu rship

Statistics
Entrepreneur
N Valid 40
Missing 0
Entrepreneur
Cumulative
Valid Yes 9 22.5 22.5 22.5
Not sure 21 52.5 52.5 75.0
No 10 25.0 25.0 100.0
Total 40 100.0 100.0
60.0%
50.0%
40.0%
Percent
30.0%
20.0%
10.0%
0.0%
Yes Not sure No
Entrepreneur

Statistics
Executive
N Valid 40
Missing 0
Executive
Cumulative
Valid I agree 12 30.0 30.0 30.0
Partially agree 20 50.0 50.0 80.0
I don't agree 8 20.0 20.0 100.0
Total 40 100.0 100.0
50.0%
40.0%
30.0%
Percent
20.0%
10.0%
0.0%
I agree Partially agree I don't agree
Executive

Statistics
Domination
N Valid 40
Missing 0
Domination
Cumulative
Valid I agree 8 20.0 20.0 20.0
I don't agree 14 35.0 35.0 100.0
Total 40 100.0 100.0
50.0%
40.0%
30.0%
Percent
20.0%
10.0%
0.0%
Domination

Statistics
Knowledge
N Valid 40
Missing 0
Knowledge
Cumulative
Valid I agree 15 37.5 37.5 37.5
I don't agree 17 42.5 42.5 100.0
Total 40 100.0 100.0
50.0%
40.0%
30.0%
Percent
20.0%
10.0%
0.0%
Knowledge

Statistics
Promote
N Valid 40
Missing 0
Promote
Cumulative
Valid I agree 8 20.0 20.0 20.0
I don't agree 8 20.0 20.0 100.0
Total 40 100.0 100.0
60.0%
50.0%
40.0%
Percent
30.0%
20.0%
10.0%
0.0%
Promote

Statistics
Start
N Valid 40
Missing 0
Start
Cumulative
Valid Yes 16 40.0 40.0 40.0
No 24 60.0 60.0 100.0
Total 40 100.0 100.0
60.0%
50.0%
40.0%
Percent
30.0%
20.0%
10.0%
0.0%
Yes No
Start

Statistics
Obstacles
N Valid 40
Missing 0
Obstacles
Cumulative
Valid Combine Family 16 40.0 40.0 40.0
Financial Problem 15 37.5 37.5 77.5
No Obstacle 9 22.5 22.5 100.0
Total 40 100.0 100.0
40.0%
30.0%
Percent
20.0%
10.0%
0.0%
C om bine Fam ily Financial P roblem N o O bstacle
O bstacles

Statistics
Family
N Valid 40
Missing 0
Family
Cumulative
Valid Yes 10 25.0 25.0 25.0
No 30 75.0 75.0 100.0
Total 40 100.0 100.0
80.0%
60.0%
Percent
40.0%
20.0%
0.0%
Yes No
Fam ily

Statistics
Manage
N Valid 40
Missing 0
Manage
Cumulative
Valid Yes 26 65.0 65.0 65.0
No 14 35.0 35.0 100.0
Total 40 100.0 100.0
70.0%
60.0%
50.0%
40.0%
Percent
30.0%
20.0%
10.0%
0.0%
Yes No
Manage

Statistics
Motivated
N Valid 40
Missing 0
Motivated
Cumulative
Valid To gain high social Status 22 55.0 55.0 55.0
Independent Employee 7 17.5 17.5 72.5
Encouragement by family 9 22.5 22.5 95.0
Incentives offered by the
state 2 5.0 5.0 100.0
Total 40 100.0 100.0
60.0%
50.0%
40.0%
Percent
30.0%
20.0%
10.0%
0.0%
To gain high social Independent Employee Encouragement by Incentives offered by
Status family the state
Motivated

Statistics
Culture
N Valid 40
Missing 0
Culture
Cumulative
Valid Yes 19 47.5 47.5 47.5
No 21 52.5 52.5 100.0
Total 40 100.0 100.0
60.0%
50.0%
40.0%
Percent
30.0%
20.0%
10.0%
0.0%
Yes No
Culture

Summary of finding
The main findings that I get after completing my finding selection are below:
 32.5% females says that female entrepreneurship mean job

 22% females thought to start a new business.
 30% females says that they can not handle Labor & logistic issues as
efficiently in self-owned business enterprises.
 45 % females says that male domination is a hurdle for women
entrepreneurs.
 37% females says that lack of proper knowledge about availability of raw
materials & low-level negotiation and bargaining skills are also factors,
which affect women entrepreneurs’ business adventures.
 40% females says that the combining family are the main obstacles
/problems to start a new business.
 20% females says that Educational Institutions & even Govt. agencies are
doing little to promote entrepreneurship amongst women particularly.

Conclusion
So we conclude that:
 Government not gives the opportunity to the females.

 Financial and combining family is the big problem for the females that’s
why they can’t start their own business.
 Culture is not sufficient
 Family not support and to he lp i n start the new business for women’s.
 In Asian countries the female just only do jobs for supporting the family.
 The females can’t manage the labor issues and other organization issues
due to this females do not start their own business
 The policies of government about the female doing little to
promote entrepreneurship amongst women particularly are not
sufficient.

Suggestion About Challenges of female

Entrepreneurship
In my point of view, challenges of female entrepreneurship are due to the
shortage of financial resources. Government is responsible of this obstacle for
the women’s. Our culture is totally changed from the foreign countries and
government policies are improper and government not take the steps to promote
them .
In the Pakistan the women’s just only do jobs for support the family. Women’s
do the Vail and avoid to face these big challenges. Females are working mostly
working in the service sectors such as in Daewoo as a hostess and nurses.
The female entrepreneurship can be increased due to the effort of government.
The govt. should take following action about these challenges of female
entrepreneurship and renew their policies:
• Control the exist women business
• Facilitate to females i.e. provide finance at too much low interest
• Give more opportunities to the female
• Introduce new methods to improve our female business
• Provide education to the female and encourage them
• Introduce new policies and strictly Implement on them
It is so difficult that each female do work in the market and run the business , in
our Asian countries females after marriage become the housewife that’s why
this trend can’t be changed easily ,our culture not permit to the females to run
their own business.
Finally, the reason may be but female must be do work hard , face social issues
and do business with sincere.

Limitations
 This research is conducted only for academic purpose.
 Data used for analysis is collected from Bahawalpur City of Pakistan. So,
findings are more accurately applicable only for the area of Bahawalpur
that is Model Town A, Model Town B, Model Town C, Banks, Schools,
Colleges Hashmi Town, and University Chowk area.
 This study is conducted with limited time and resources so variation can
be occur in concluded data.

Reference
I have gather data from several sources. My main sources are
Internet Searching:
I get assistance from internet by exploring these web sites and find some
valuable data and articles about female Entrepreneurship that helps us a lot in
formation of proposal.
www.google.com
And some other searching engines.
http://www.startups.co.uk/female-entrepreneurs
http://entrepreneurs.about.com/od/famouswomenentrepreneurs/Famous_Wome
n_Entrepreneurs.htm
http://www.startups.co.uk/julie-meyer_1.html
http://scholar.google.com.pk/scholar?
q=female+as+entrepreneurs&hl=en&as_sdt=0&as_vis=1&oi=scholart
http://www.google.com.pk/#hl=en&biw=1018&bih=594&q=+female+as+entrp
rneurs&aq=f&aqi=&aql=&oq=+female+as+entrprneurs&fp=ecda3486761c090
e

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Research Report on “Challenges of Female Entrepreneurship”

READ! AND THY LORD IS THE MOST

ALLAH DOES NOT LOOK AT YOUR

Department of Commerce Islamia University of Bahawalpur

A Research Report on:

Submitted to:- Sir Sohail Saeed

Submitted by:- M.Sajid Rasool

Department of Commerce Islamia University of Bahawalpur

My beloved Parents and respected Teachers whose

I also offer my thanks to respected teacher Madam

Department of Commerce Islamia University of Bahawalpur

I first thanks to Allah, the Almighty who bestowed knowledge, health,

Department of Commerce Islamia University of Bahawalpur

creativity, flexibility and adaptability to meet the challenges offered by fast

“Challenges of Female Entrepreneurship in Bahawalpur Area”

Department of Commerce Islamia University of Bahawalpur

2- Problem Statement & Research Objective 04

Department of Commerce Islamia University of Bahawalpur

4- List of Selected Research Areas 06

5- Data Analysis of Questionnairess 10

Department of Commerce Islamia University of Bahawalpur

Now-a-days, I have to identify and evaluate the challenges of female

Department of Commerce Islamia University of Bahawalpur

Department of Commerce Islamia University of Bahawalpur

“Challenges of Female Entrepreneurship In Bahawalpur Area”

1. Create understanding about the challenges of the Female

2. Reasons that female hoarding their own business.

3. Assess the extent to which steps and policies about female

Department of Commerce Islamia University of Bahawalpur

While developing an approach to the problem I identified the theoretical

This research is conduct in a individual that was interested in challenges female

Department of Commerce Islamia University of Bahawalpur

List of Selected Banks, FastFood, Schools, Colleges,

Habib Bank Limited

Gov. Girls Elementary School

Gov. Degree College

Madina-tul-Mazaan Model School

College of Viternary Sciences

Fysal Bank LTD

Department of Commerce Islamia University of Bahawalpur

Department of Commerce Islamia University of Bahawalpur

Women Entrepreneurship - Questionnaire for Aspiring

We are making a quick study on the research topic – “Women Entrepreneurship –

Name: Present Profession:

1. In your opinion what is the “Female Entrepreneurship”.

2. Have you ever thought of becoming an ‘Entrepreneur’ & set up a business

I Agree Fully Partially Agree I Do Not Agree

I Agree Fully Partially Agree I Do Not Agree

I Agree Fully Partially Agree I Do Not Agree

I Agree Fully Partially Agree I Do Not Agree

Department of Commerce Islamia University of Bahawalpur

7. Would you like to start your own business?

Combining family financial problems No obstacles

9. Did your family members help you to run the business.

Name of Research Student M.Sajid Rasool

Department of Commerce Islamia University of Bahawalpur

Graphically Data Analysis of

Department of Commerce Islamia University of Bahawalpur

E ntrep ren eu rship

Department of Commerce Islamia University of Bahawalpur

Department of Commerce Islamia University of Bahawalpur

Department of Commerce Islamia University of Bahawalpur

Department of Commerce Islamia University of Bahawalpur