Professional Documents
Culture Documents
“A study of entrepreneurial measure for poverty alleviation of urban poor through micro
finance in Karnataka”
QUESTIONNAIRE ADDRESSED TO SELF-HELP (SHGs)
address______________________________________________________________
_____________________________________________________________________
a) Unmarried b) Married
c) Divorced/Separated: d) Widowed
e) Secondary f) College
a) Hindu b) Muslim
2. Subsequent
Leaders
i)
ii)
3. Present
Leaders
i)
ii)
15) Number of Members who joined the group after formation ____________
18) Are members aware of rules and regulations of SHG functioning YES NO
19) Are members sharing leadership responsibility? YES NO
20) Are members aware of other members saving and loans position YES NO
Sl Name A Reli Caste Marita Educa Occup Famil Famil Owne Type Famil Benefits
No g Gio l Tion ations y y d/ Of the y Under
. e n Status size Annua Rente House Land Govt.
l d Holdin Program
Incom House g me
e
.
c) Meetings are not held regularly but they are conducted on fixed
Date, time and place
23. What is the level of member’s attendance in the meetings in the last year?
24. When was the SHG linked with Bank? (Month & Year) ___________________________
27. What strategies were adopted to get SHG linked with the Bank?
a) A ( ) d) D ( )
b) B ( ) e) don’t know ( )
c) C ( )
b) Optional savings? ( )
a) Savers continuously? ( )
b) Intermittent savers? ( )
c) Non – savers ( )
Loans to SHG
b) Between 1 – 1 times ( )
Opportunity Cost to Get Loans / Savings / Others payments from the Banks
45. Details of opportunity costs involved in SHG transactions with banks for
46. How were the financial decisions, fund collections and loan disbursements made in the last one year?
a) All fund collections financial decisions and disbursement of loans are
b) All fund collections, financial decisions are made in the meetings but
Loans are disbursed outside ( )
c) Fund collections are made outside meetings, but loans decisions are
d) Both fund collections and financial decisions are taken outside the
Meetings ( )
48. How are saving payments made by the members (Regularity in savings?)
50. Purpose for which the loan (all loans) was raised by the SHG from the bank?
(As specified to the bank)
a) Purpose of land ( )
f) House construction ( )
g) Consumption ( )
h) Ceremonies / Festivals ( )
i) Medical ( )
j) Education ( )
k) Debt swapping ( )
l) Others ( )
51. Who are decision makers at SHG level in sanctioning loans to it members?
a) Leaders only ( )
b) Members collectively ( )
53. What is borrowers’ quality with regard to latest loan? (Borrower quality)
(No. of defaulting members)
Sl. Loans
Particulars
No I Loan II Loan III Loan IV Loan
1 Repayment Period
(Years)
2 Single payment
(/ ot X ) (Regular)
3 Installments (Nos)
4 Periodicity of
Installments (Months)
5 Payment of Principal in
Installments ( / or X)
6 Interest in Installments
(/ or X)
9 Number of Defaulting
Members
10 Quantum of Penalty
a) No action ( )
II Loan
III Loan
IV Loan
b. Rate of Interest charged to the members (Internal lending) Specify rate: ___________
Dropouts
Training Number of
Given by Leaders Members
Banks
NGOs
Government
Others
a) Provide information ( )
b) Collects of savings ( )
h) Others _________________ ( )
Questionnaire for Micro-finance
“A study of entrepreneurial measure for poverty alleviation of urban poor through micro
finance in Karnataka”
QUESTIONNAIRE ADDRESSED TO THE MEMBERS OF SELF-HELP GROUPS (SHGs)
7. Caste
a) O C ( ) d) S T ( ) b) B C ( ) e) Minority ( ) c) S C ( )
9. SHG Code :
Family Details:
Enterprise Details:
17. Was it established / developed with loan taken as member of SHG? Yes ( ) No ( )
a) Compulsory ( ) b) Voluntary ( )
a) SHG Leaders ( ) b) N G O ( )
24. Whether your savings have been reflected / recorded in your individual
Pass Book? _______________
27. Savings in the last five year period with SHG Bank
31. For what purpose the latest loan was obtained and used
a) Working Capital ( )
c) Consumption only ( )
Sources
Institutional
1. SHG
Commercial
Bank
2. Other
Commercial
Bank
3. RRB
4. Co-operative
/ NGO
Non –
Institutional
5. Traders
6. Money
Lenders
7. Friends
8. Relatives
9. Others
32. What is the source of income for repayment of the present loan from SHG Bank (Tick)
33. In relation to the present loan from SHG – Bank, do you have any of the following
Arrangements?
Involvement of Members:
34. How many meetings did SHG have during April, 2009 – March, 10?
c) Treasurer ( )
Amount Required Required for Loan used for this Loan amount used
Purpose (Tick) (Rs.)
Machinery
Furniture
38. Are you head of the household? Yes ( ) No ( )
C. Before After
Were / are wage employed
Were / are self employed
a. Regular
a) Full Time ( )
b) Part Time ( )
b. Casual
a) Full Time ( )
b) Part Time ( )
40. What happened after taking and using the loan to the following?
41. Indicate what happened to the following expenses after taking and using the loan ?
b. Rent
c. Transport
d. Education
e. Clothing
f. Medical
42. Have you been benefited from any Government Programmes directly or indirectly?
a) Dry _________________________
b) Wet ________________________