BUSINESS PLAN STRUCTURE

Business Name and Address:

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Proprietor’s Name and Address:

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Business Form: ____________________________________________________

Business Activity:
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Vision and Mission statement:
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PEST analysis:

Government support and rules and regulations:

Rationale for launching the business:

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Market Size and Growth:
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Selection of Location with reasons thereof:

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Proposed Customers:
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Competitor Analysis:
Name Strengths Weaknesses

Self Analysis:
Strengths Weaknesses
Competitive Advantages:
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Advertising and Promotion Strategy:
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Pricing Strategy:
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Various sources of finance available and the source selected by you with rationale.
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Key People and Job Functions:
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FINANCIAL PLAN
I. Sources of funds:

Loan –
Self – Cash
Self – Assets

II. Funding requirement/Applications:

Fixed Assets:
Formation expenses:
Working capital:
Stock:

III. Fixed Assets:

a. Machinery and Equipment:

No. Machinery/Equipment Price + Taxes Qty. Required Total Value

b. Premises:
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c. Raw Material (Stock)

No. Item-Type Qty. Total Value

(Monthly/Annual) (Monthly/Annual)

d. Formation Expenses:

e. Working Capital for Expenses (and the period for):

IV. Product/Service Information (Sales forecast):

No. Item Quantity Projected sale
produced/Month /Month in value

V. Key People and Job Functions and Salary:

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VI. Key financial assumptions:

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Financial Highlights
(for the first 12 months)

Year 1 Year 2 Year 3 Year 4 Year 5

Turnover:
Profit:
Break even:
GP %
NP%
ROE%
ROCE%
Projected growth
of turnover
Projected growth
of NP
Gearing
Interest coverage

Forecast Income Statement

Business ____________________________________ Period : Five years

Year 1 Year 2 Year 3 Year 4 Year 5

Sales:
Less direct (variable) costs
Materials
Direct wages
Other

Total direct costs

Operating profit
Fixed costs (overheads):

Profoit before interest and tax

Interest
Profit before tax
Taxation
Profit after tax

Forecast Cash flow Statement

Business ____________________________________ Period : Five years

Pre- Year 1 Year 2 Year 3 Year 4 Year

operating
period 5
Cash Receipts
Cash Sales
Collection form debtors
Capital
Loan
Others

Cash Payments
Cash Purchases
Payment to creditors
Capital expenses:

Revenue expenses:

Net cash flow

Opening cash
Overdraft or short term
borrowings
Closing cash
 Monthly Cash Flow Forecast

Month 1 2 3 4 5 6 7 8 9 10 11 12
Sales
Volume
Value
Receipts
Sales-cash
Sales-debtors
Capital introduced
Grants, loans etc
Total (X)
Payments
Materials
Wages/salaries
Electricity
Telephone
Advertising
Insurance
Transport/travel
Stationery/postage
Repairs/renewals
Local taxes
Professional fee
Other __________
Capital purchases
Loan repayments
Drawings/dividends
Total (Y)
Cash Balances
Cash Flow (X) –
(Y)
Opening Balance
Closing Balance
 Forecast Balance sheet
Business ____________________________________ Period : Five
years
Year 1 Year 2 Year 3 Year 4 Year 5
Non Current Assets

Current Assets

Total Assets

Capital:

Non Current Liabilities:

Current Liabilities:

Total: Capital + Liabilities:

Sensitivity Analysis: (both positive and negative with detailed explanations like how will
you over come negative factors):
1. Based on Sales:

2. Based on Direct cost:

3. Based on Indirect/fixed cost

4. Based on all the above factors:

Long term Strategy: