Monthly Payment 2000

# of People 50
# of months 10
Total Money in System 1130667
Total Outflow 1000000
Total Inflow 910000
Interest Rate 6.00%
Discount Rate 6.13%

End Outflow 800000

Discount 69333
Net Loss 0

1 2 3 4 5 6 7
Payout 20000 20000 20000 20000 20000 20000 20000
Pay in 100000 98000 96000 94000 92000 90000 88000
Account Open 80000 158400 235192 310368 383920 455839 526119
Interest 400 792 1176 1552 1920 2279 2631
Account Close 80400 159192 236368 311920 385839 458119 528749

1 2000
2 2000 2000
3 2000 2000 2000
4 2000 2000 2000 2000
5 2000 2000 2000 2000 2000
6 2000 2000 2000 2000 2000 2000
7 2000 2000 2000 2000 2000 2000 2000
8 2000 2000 2000 2000 2000 2000 2000
9 2000 2000 2000 2000 2000 2000 2000
10 2000 2000 2000 2000 2000 2000 2000
11 2000 2000 2000 2000 2000 2000 2000
12 2000 2000 2000 2000 2000 2000 2000
13 2000 2000 2000 2000 2000 2000 2000
14 2000 2000 2000 2000 2000 2000 2000
15 2000 2000 2000 2000 2000 2000 2000
16 2000 2000 2000 2000 2000 2000 2000
17 2000 2000 2000 2000 2000 2000 2000
18 2000 2000 2000 2000 2000 2000 2000
19 2000 2000 2000 2000 2000 2000 2000
20 2000 2000 2000 2000 2000 2000 2000
21 2000 2000 2000 2000 2000 2000 2000
22 2000 2000 2000 2000 2000 2000 2000
23 2000 2000 2000 2000 2000 2000 2000
24 2000 2000 2000 2000 2000 2000 2000
25 2000 2000 2000 2000 2000 2000 2000
26 2000 2000 2000 2000 2000 2000 2000
27 2000 2000 2000 2000 2000 2000 2000
28 2000 2000 2000 2000 2000 2000 2000
29 2000 2000 2000 2000 2000 2000 2000
30 2000 2000 2000 2000 2000 2000 2000
31 2000 2000 2000 2000 2000 2000 2000
32 2000 2000 2000 2000 2000 2000 2000
33 2000 2000 2000 2000 2000 2000 2000
34 2000 2000 2000 2000 2000 2000 2000
35 2000 2000 2000 2000 2000 2000 2000
36 2000 2000 2000 2000 2000 2000 2000
37 2000 2000 2000 2000 2000 2000 2000
38 2000 2000 2000 2000 2000 2000 2000
39 2000 2000 2000 2000 2000 2000 2000
40 2000 2000 2000 2000 2000 2000 2000
41 2000 2000 2000 2000 2000 2000 2000
42 2000 2000 2000 2000 2000 2000 2000
43 2000 2000 2000 2000 2000 2000 2000
44 2000 2000 2000 2000 2000 2000 2000
45 2000 2000 2000 2000 2000 2000 2000
46 2000 2000 2000 2000 2000 2000 2000
47 2000 2000 2000 2000 2000 2000 2000
48 2000 2000 2000 2000 2000 2000 2000
49 2000 2000 2000 2000 2000 2000 2000
50 2000 2000 2000 2000 2000 2000 2000
 8 9 10
20000 20000 20000
86000 84000 82000
594749 661723 727032
2974 3309 3635
597723 665032 730667

2000
2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
Monthly Payment 2000
# of People 50
# of months 10
Total Money in System 1078682
Total Inflow 910000
Interest Rate 6.00%
Discount Rate 1.23%

End Outflow 800000

Discount 13318
Net Loss 0

1 2 3 4 5 6 7
Payout 10000 10000 10000 14000 14000 14000 18000
Pay in 100000 98000 96000 94000 92000 90000 88000
Account Open 90000 178450 265342 346669 426402 504534 577057
Interest 450 892 1327 1733 2132 2523 2885
Account Close 90450 179342 266669 348402 428534 507057 579942

1 2000
2 2000 2000
3 2000 2000 2000
4 2000 2000 2000 2000
5 2000 2000 2000 2000 2000
6 2000 2000 2000 2000 2000 2000
7 2000 2000 2000 2000 2000 2000 2000
8 2000 2000 2000 2000 2000 2000 2000
9 2000 2000 2000 2000 2000 2000 2000
10 2000 2000 2000 2000 2000 2000 2000
11 2000 2000 2000 2000 2000 2000 2000
12 2000 2000 2000 2000 2000 2000 2000
13 2000 2000 2000 2000 2000 2000 2000
14 2000 2000 2000 2000 2000 2000 2000
15 2000 2000 2000 2000 2000 2000 2000
16 2000 2000 2000 2000 2000 2000 2000
17 2000 2000 2000 2000 2000 2000 2000
18 2000 2000 2000 2000 2000 2000 2000
19 2000 2000 2000 2000 2000 2000 2000
20 2000 2000 2000 2000 2000 2000 2000
21 2000 2000 2000 2000 2000 2000 2000
22 2000 2000 2000 2000 2000 2000 2000
23 2000 2000 2000 2000 2000 2000 2000
24 2000 2000 2000 2000 2000 2000 2000
25 2000 2000 2000 2000 2000 2000 2000
26 2000 2000 2000 2000 2000 2000 2000
27 2000 2000 2000 2000 2000 2000 2000
28 2000 2000 2000 2000 2000 2000 2000
29 2000 2000 2000 2000 2000 2000 2000
30 2000 2000 2000 2000 2000 2000 2000
31 2000 2000 2000 2000 2000 2000 2000
32 2000 2000 2000 2000 2000 2000 2000
33 2000 2000 2000 2000 2000 2000 2000
34 2000 2000 2000 2000 2000 2000 2000
35 2000 2000 2000 2000 2000 2000 2000
36 2000 2000 2000 2000 2000 2000 2000
37 2000 2000 2000 2000 2000 2000 2000
38 2000 2000 2000 2000 2000 2000 2000
39 2000 2000 2000 2000 2000 2000 2000
40 2000 2000 2000 2000 2000 2000 2000
41 2000 2000 2000 2000 2000 2000 2000
42 2000 2000 2000 2000 2000 2000 2000
43 2000 2000 2000 2000 2000 2000 2000
44 2000 2000 2000 2000 2000 2000 2000
45 2000 2000 2000 2000 2000 2000 2000
46 2000 2000 2000 2000 2000 2000 2000
47 2000 2000 2000 2000 2000 2000 2000
48 2000 2000 2000 2000 2000 2000 2000
49 2000 2000 2000 2000 2000 2000 2000
50 2000 2000 2000 2000 2000 2000 2000
 8 9 10
18000 18000 20000
86000 84000 82000
647942 717182 782768
3240 3586 3914
651182 720768 786682

2000
2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
2000 2000 2000
Monthly Payment 1000
# of People 30
# of months 12
Total Inflow 330000
Interest Rate 5.50%
Discount Rate 5.34%

End Outflow 360000

Discount 19230
Net Loss 0

Payout
Pay in 30000 30000 30000 30000 30000 30000 30000 30000
Account Open 30000 60138 90413 120828 151381 182075 212910 243885
Interest 138 276 414 554 694 835 976 1118
Account Close 30138 60413 90828 121381 152075 182910 213885 245003

1 2 3 4 5 6 7 8
1 1000 1000 1000 1000 1000 1000 1000 1000
2 1000 1000 1000 1000 1000 1000 1000 1000
3 1000 1000 1000 1000 1000 1000 1000 1000
4 1000 1000 1000 1000 1000 1000 1000 1000
5 1000 1000 1000 1000 1000 1000 1000 1000
6 1000 1000 1000 1000 1000 1000 1000 1000
7 1000 1000 1000 1000 1000 1000 1000 1000
8 1000 1000 1000 1000 1000 1000 1000 1000
9 1000 1000 1000 1000 1000 1000 1000 1000
10 1000 1000 1000 1000 1000 1000 1000 1000
11 1000 1000 1000 1000 1000 1000 1000 1000
12 1000 1000 1000 1000 1000 1000 1000 1000
13 1000 1000 1000 1000 1000 1000 1000 1000
14 1000 1000 1000 1000 1000 1000 1000 1000
15 1000 1000 1000 1000 1000 1000 1000 1000
16 1000 1000 1000 1000 1000 1000 1000 1000
17 1000 1000 1000 1000 1000 1000 1000 1000
18 1000 1000 1000 1000 1000 1000 1000 1000
19 1000 1000 1000 1000 1000 1000 1000 1000
20 1000 1000 1000 1000 1000 1000 1000 1000
21 1000 1000 1000 1000 1000 1000 1000 1000
22 1000 1000 1000 1000 1000 1000 1000 1000
23 1000 1000 1000 1000 1000 1000 1000 1000
24 1000 1000 1000 1000 1000 1000 1000 1000
25 1000 1000 1000 1000 1000 1000 1000 1000
26 1000 1000 1000 1000 1000 1000 1000 1000
27 1000 1000 1000 1000 1000 1000 1000 1000
28 1000 1000 1000 1000 1000 1000 1000 1000
29 1000 1000 1000 1000 1000 1000 1000 1000
30 1000 1000 1000 1000 1000 1000 1000 1000
 30000 30000 30000
275003 306264 337667 339215
1260 1404 1548 1555
276264 307667 339215 340770

9 10 11 12
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000
1000 1000 1000