Presented by

HARISH CHAND
Delhi LIC Agent
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA
WWW.DELHILICAGENT.COM

Insurance Proposal for

Mr. HARISH CHAND

for Securing the College Education of

Kum. JIGYASA
in a Premium Budget of Rs.28000/-
 Presented by
HARISH CHAND
Delhi LIC Agent
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA
WWW.DELHILICAGENT.COM

Insurance Proposal for

Mr. HARISH CHAND
for securing the future of your child
Kum. JIGYASA

The planning for your child’s

secured future starts now when
she is 1 years of age. For 15
In the year 2025, Kum.
years you will need to pay an
JIGYASA will be 16 years of
amount of Rs. 28995/- per
age. She is expected to join
annum as premium towards the
college at this age. Hence there
proposed insurance
is a provision made for Rs.
152403/- to be received in this
year to meet the extraordinary
costs of admission, coaching
classes, attire, etc.

To ensure quality education Year Age Estimated Amount

and a comfortable lifestyle 2025 16 152403
during her college period, this 17 81881
2026
plan will provide cash every
2027 18 87132
year as per the table shown
2028 19 92798
alongside
2029 20 98618
2030 21 107628

Kum. JIGYASA will complete her graduation in the

year 2031 when she is 22 years of age. She may
want to pursue post graduation abroad or may
want to start business. Both these objectives will
demand sizeable amount of money. This Magic Plan
will make her dream come true with a lumpsum
amount of Rs. 354640/-

u Magic Plan — Secure Child is a combination of LIC Plans specially researched to meet the objective of securing your child’s future.

u The returns shown in this illustration have been calculated on the basis of the interim bonus rates last declared by LIC for the year ended .
Actual results may deviate depending on future bonuses declared by LIC,
u In the unfortunate event of your early death, the premiums on the policies will cease immediately. The returns, however will be received in
the years as indicated in this MagicPlan.

u The effective yield in the above proposal works out to 10.42 % (calculated as per IRR method)
 HARISH CHAND
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR

NEW DELHI- 110087
INDIA
WWW.DELHILICAGENT.COM

MagicPlan - Secure Child

Quotation Ref.No. : HC002 Date : 22/06/2010

Proposer’s Name : Mr. HARISH CHAND Proposer's Age : 28 (nearer birthday)

Child’s Name : Kum. JIGYASA Child's Age : 1 (last birthday)

Sum Proposed : 535000 Yearly Premium : 28995

Sec. 80 CCE Invt Lmt. : 100000 Sec. 80 CCE Tax Rebate : 33.99 %

Year wise details of benefits of this plan

PREMIUM Nett
Amount
Your Child's Accidental Expected Annual Tax Nett Funded From Paid From
In Hand
Year Age Age Risk Cover Cashflow Premium Saving Premium Cashflow Own Funds

2010 28 1 535000 0 28995 9855 19140 0 19140 0

2011 29 2 535000 0 28995 9855 19140 0 19140 0

2012 30 3 535000 0 28995 9855 19140 0 19140 0

2013 31 4 535000 0 28995 9855 19140 0 19140 0

2014 32 5 535000 0 28995 9855 19140 0 19140 0

2015 33 6 535000 0 28995 9855 19140 0 19140 0

2016 34 7 535000 0 28995 9855 19140 0 19140 0

2017 35 8 535000 0 28995 9855 19140 0 19140 0

2018 36 9 535000 0 28995 9855 19140 0 19140 0

2019 37 10 535000 0 28995 9855 19140 0 19140 0

2020 38 11 535000 0 28995 9855 19140 0 19140 0

2021 39 12 535000 0 28995 9855 19140 0 19140 0

2022 40 13 535000 0 28995 9855 19140 0 19140 0

2023 41 14 535000 0 28995 9855 19140 0 19140 0

2024 42 15 535000 0 28995 9855 19140 0 19140 0

2025 43 16 430000 166950 22037 7490 14547 14547 0 152403

2026 44 17 375000 94160 18601 6322 12279 12279 0 81881

2027 45 18 320000 97295 15395 5232 10163 10163 0 87132

2028 46 19 265000 100980 12394 4212 8182 8182 0 92798

2029 47 20 210000 104940 9577 3255 6322 6322 0 98618

2030 48 21 155000 112200 6926 2354 4572 4572 0 107628

2031 49 22 0 354640 0 0 0 0 0 354640

1031165 519855 176690 343165 56065 287100 975100

u Magic Plan — Secure Child is a combination of LIC Plans specially researched to meet the objective of securing your child’s future.
u The returns shown in this illustration have been calculated on the basis of the interim bonus rates last declared by LIC for the year ended
31-Mar-2009. Actual results may deviate depending on future bonuses declared by LIC,
u In the unfortunate event of your early death, the premiums on the policies will cease immediately. The returns, however will be received in the
years as indicated in this MagicPlan.

u The effective yield in the above proposal works out to 10.42 % (calculated as per IRR method)
 HARISH CHAND
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR

NEW DELHI- 110087
INDIA
WWW.DELHILICAGENT.COM

MagicPlan - Secure Child

Quotation Ref.No. : HC002 Date : 22/06/2010

Proposer’s Name : Mr. HARISH CHAND Proposer’s DOB : 28/02/1982 Age : 28 (ANB)

Sum Proposed : 535000 Yearly Premium : 28995

Sec. 80 CCE Invt Lmt. : 100000 Sec. 80 CCE Tax Rebate : 33.99 %

Agent's Copy

Sr. Interim * Bonus #Assu PREMIUM

No. Plan/Tm/PPT Sum DAB Bonus Rate Step FAB SSS Mly. Qly. Hly. Yly.
Sum Rate Rate

1 90/15/15 105000 105000 38 38 0.00 20 589 620 1768 3481 6853

2 90/16/16 55000 55000 42 42 0.00 40 291 305 872 1717 3381
3 90/17/17 55000 55000 42 42 0.00 55 271 285 813 1600 3151
4 90/18/18 55000 55000 42 42 0.00 80 253 266 760 1496 2946
5 90/19/19 55000 55000 42 42 0.00 110 237 250 712 1403 2762
6 90/20/20 55000 55000 42 42 0.00 200 223 235 670 1319 2596
7 90/21/21 155000 155000 48 48 0.00 280 583 613 1748 3440 6771

535000 2447 2574 7343 14456 28460

1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2,010

2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.