AUTOMATED TELLER

MACHINE

PROJECT REPORT

Submitted in fulfillment of the requirement for the award of

COMPUTER SCIENCE & ENGINEERING

Submitted By

C.VASANTHAKUMAR

B.SOORIA NARAYANAN

J.SABARINATHAN

Under the guidance of

Mr.P.SRINIVASAN B.Sc., M.C.A.,

LECTURER

DEPARTMENT OF COMPUTER SCIENCE &

ENGINEERING
 NARASU’S SARATHY INSTITUTE OF
TECHNOLOGY

MARCH-2011

BONAFIDE CERTIFICATE

Certified that this project report “ AUTOMATED TELLER MACHINE “ is the

bonafide work of

C.VASANTHAKUMAR Reg no: 090105808049

B.SOORIA NARAYANAN Reg no: 090105808043

J.SABARINATHAN Reg no: 090105808035

who carried out the project work under my supervision in the fourth semester of

COMPUTER SCIENCE & ENGINEERING

During the academic year 2010-2011

SIGNATURE SIGNATURE

Mrs.J.ANITHA ME., PhD.,

Mr.P.SRINIVASAN B.Sc., M.C.A.,

HEAD OF THE DEPARTMENT

LECTURER

Department of computer engg., Department of

computer engg.,
NARASU’S SARATHY INSTITUTE NARASU’S
SARATHY INSTITUTE
OF TECHNOLOGY, OF
TECHNOLOGY,
Salem-636 305.
Salem-636 305.

Submitted for the project work and viva examination held

on……………………….

ACKNOWLEDGEMENT

We express our sincere gratitude and intense thanks to the Chairman

Thiru R.P.SARATHY CHETTIER, vice-chairmen Thiru
K.R.RAMANUJAM, vice-chairman-admin Thiru G.PRABAKARAN,pro-
chair-man Mr.NITISH B.HARIHAR for the excellent educational
environment extended for us for doing the project work.

We thanks to our correspondent Thiru JAYAPRAKASH A.GANDHI a well

known educationalist and analyst and principal Dr.K.RAJA, M.E..,Ph.D.,
MBA.,M.Phil.,PGDPM., M.I.S.T.E.,MCSE.,M.I.E., of our engineering college and
the management for having given their consent to undertake software
development for the project.

We wish to extend our special thanks to our Head of the Department

Ms.J.ANITHA M.E.,Phd.,Department of computer engineering for
motivating and inspiring us to complete this project

We enormously thank our project coordinator Department of computer

engineering for inspiring us throughout this project work

I express my deep thanks to our internal project guide

Deparment of computer engineering for helping the journey of developing

this project.they had been a great teacher as well as our inspiration. Their
tremendous source of insight help us to expend our ability and enrich our
knowledge also provides foundation for many insights in this project
 Finally we submit our sincere thanks to the parents, department staff
members, friends And all who supported in the development of our project to
make this a successful task

INTRODUCTION

Existing System:

1. The bank doesn’t have the ATM and Tele Banking facility.
2. The bank has a computerized system.
3. Any customer of bank has to form queue and do any transaction or transaction
information.

Limitation of Existing System:

1. Lack of transactional security.

2. Less reliable and efficient.
3. The customer has to form queue and hence time consuming.
4. Work load on the part of staff members.

Problem Statement:

1. Due to increasing proficiency in the current world of technology the organization has
to up to date as well as be superior operational to maintain good reputation in
competitive environment. In order to be well operational one need to be quick and
accurate. Use of technology enables the institution to be quick as well as precise.
 2. Since the existing system is computerized but don’t have the facility of ATM and
TELE Banking, the customer can’t withdraw the money or have the account
information 24 x 7.
3. The proposed system help the customer to perform account information (withdraw,
balance enquiry, print mini-statement) through ATM banking and to withdraw the
money through TELE banking.
4. The new details can be entered and previous details can be easily modified or delete
with the aid of proposed system.
5. It helps the bank administrator to view all users and modify, delete data.

Software Requirement Specification: -

The software is developed on Microsoft Visual Basic 6.0 as Front End and
Microsoft SQL Server 2000 or Microsoft access 2003 as Back End.

ATM Banking

The actors of the system are:

1. User
2. ATM Machine
3. Bank

Scope:

The software supports a computerized banking. The system enables a customer to

complete simple banking services via ATM machine that may be located off premise. The ATM
identifies the customer by Cash Card and password. It collects information about a simple
account transaction (withdraw, deposit, balance enquiry) communicates the transaction
information to the customer’s bank, and dispenses cash to the customer. The software also
provides provision to record keeping and security. The software handles the concurrent access to
the account correctly.

Product perspective:

• Hardware interface: The software run on an ATM machine installed by Bank.

• Software interface: The system is able to connect to the Bank’s administrator computer at
any given time

Functional Requirement:

The functions of the system are:

1. Login
2. Get Balance Information
3. Withdraw Cash
4. Get mini-statement
5. Changing Pin number
The following is the diagram of the functional requirement of ATM
The following is the sequence diagram for ATM system:
 AT
M D
atabase

Card
Cardnumber

CardO
K
PINrequest
PIN
O
ptionmenu Validatecard

<<exception>>
invalidcard

Withdrawrequest Balancerequest
Balance
A
m ountrequest
H
andlerequest
A
m ount
D
ebit(amount)

<<exception>>
D
ebitresponse
insuf ficientcash

Card
Cardremoved
C om plete
Cash transaction

Cashremoved
Receipt

Non-functional Requirement:
Operating requirements:

• The computer should have about 100 MB space on hard disk, 300 MHz or faster
processor, high resolution monitor supporting 800 x 600 screen resolution
• The software can be run on any Windows OS versions

Performance requirements:

• High data transfer rate

Security requirements:

• Users accessibility is censured in all the ways

• Users are advised to change their PIN on first use
• Users are advised not to tell their PIN to anyone
• The maximum number of attempts to enter PIN will be three
TELE Banking: -

The hardware, software and technology used should have following specifications:

 There should be a very large number phones so that each user can be attended by bank’s
staff
 A connection of phones should never be failed
 A very high rate of data retrieval
 Money should be delivered to the customer within 24 hours
 A bank staff should be honest enough and should not stole money while delivering it to
the customer

PROPOSED SYSTEM
Need for Proposed System:
1. The proposed system will help the organization to add ATM and TELE banking
facility, and maintain the records of customer.
2. The customers don’t have to form queue and hence it is time effective.
3. There is more transactional security.
Proposed System:

 ATM BANKING:
 ATM Service consists of ATM Card and ATM pin. ATM Card has all the
information of the customer, which can be accessed by the system. Each
ATM card holder has to select his/her PIN that is Personal Identification
Number to gain access from any ATM and to operate the account. Any
wrong pin fed to ATM Machine for more than three occasions, it will
retain the card.

 After completion of transaction, if ATM card remains un-retrieved, it is

assumed as forgotten and ATM card safely retains it, and can be retrieved
from CIB (Card Issuing Branch).

 TELE Banking:
 TELE banking service helps the customer to withdraw money by dialing a
telephone to the bank. In this, the customer dials a secret code, card
number and then dials his account number. The bank verifies the
information and then dials his account number. The bank verifies this
information and then allows the customer to dial specific amount of
money that the customer wants to withdraw. After this process, within 24
hours bank’s employee delivers specified money to customer. Objectives
of Proposed System:

ATM Features: -

The facilities offered by ATM System are as follows:

1. Withdrawal of cash by Card Holder from his AATM account up to certain amount
limit only as fixed by bank.
2. Enquiry of the balance can be done.
3. Request for statement of account.
4. Any additional facilities made available by bank from time to time.
TELE Features: -

The facilities offered by TELE System are as follows: -

1. Withdrawal of cash is done from TELE account up to a certain amount limit fixed by
bank from time to time. Money withdraws from the account reaches the user within
24-hours from the time of withdrawal.
2. Any additional facilities made available by bank from time to time.

User Requirements: -

User requirements focus on experience user need to have with the system, with no
concern for the inner workings of the system. “The system shall complete a standard withdrawal
from a personal account, from login to cash, in less than 2 minutes for a first time user.

The customer user interface should be intuitive, such that all new ATM users are able
to complete their banking transactions without any assistance.

TELE banking is a system where users have to dial and enter a pin number, so it is
not necessary for user to have great knowledge of inner working of TELE banking. The system
itself is least complicate.
 DATA FLOW DIAGRAM

Level 0 DFD

Level 1 DFD
 Fragmented DFD

For Bank:
 DATA DICTTIONARY:

Clas Description
s

ATM A station which allows customers to enter their own

transactions using cash cards as identification. The ATM
interacts with the customer to gather transaction
information, sends the transaction information to the
central computer for validation and processing and
dispenses cash to the user. We assume that the ATM
need not operate independently of the network.

Account A single account at a bank against which the transactions

can be applied. Accounts can be of many types: checking
and savings. A customer can hold more than one account.

Bank A financial institution that holds accounts for customers

and issues cash cards authorizing access to accounts over
the ATM network.

Custome The holder of one or more Accounts in a Bank. A customer

r may consist of one or more persons or corporations; the
correspondence is not relevant to this problem. The same
person holding an Account at a different Bank is
considered a different customer.

Transacti A single integral request for service w.r.t. the Accounts of

on a single Customer.

This request will help the customer to withdraw money

through cash dispenser, balance check, and print mini-
statement.
Cash A card assigned to each Customer authorizing access to
card accounts: via an ATM. Each contains a bank code and a
card number. The card number determines the Accounts
the card may access. Each cash card is owned by a single
Customer.

The magnetic strip behind the card provides the personal

details of customer for authentication.

Manager A Bank employee authorized to enter Transactions into a

Bank Station and accept and dispense cash to Customers.
Transactions, cash and transaction information handled by
each manager must be logged and properly accounted
for.

User A customer with bank and uses the ATM and Tell banking
facility

TELE TELE service helps the customer to withdraw money by

dialing a telephone to the bank. In this, the customer dials
a secret code, card number and then dials his account
number. The bank verifies the information and then dials
his account number. The bank verifies this information
and then allows the customer to dial specific amount of
money.
Modularization:
Class Diagram:
Data Model and Data Integrity and Constraints:
 Pseudo Code:
The pseudo code below consists of a starting procedure called Main and six sub-procedures
called CheckPIN, Services, Withdrawal, Balance, and Mini-statement.

• Main
The Main procedure is called when the system is started. It consists of a loop which repeats until
the system is switched off. The loop first checks the Control System to see if it is enabled. If not,
an 'out of service' message is displayed and the system then waits for the Control System to be
enabled. If the Control System is enabled, the Card Reader is checked to see whether a card has
been inserted. If not, an 'insert card' message is displayed. This message could include one of
several informative messages or displays shown in rotation. If a card is detected in the Card
Reader, the CheckPIN procedure is called.

PROGRAM CODE

PROCEDURE Main

BEGIN

LOOP

IF control system is disabled

THEN BEGIN

display 'out of service' message

LOOP UNTIL control system is enabled

END

ELSE IF no card is inserted

THEN display 'insert card' message

ELSE CALL PROCEDURE CheckPIN

ENDIF

ENDIF

ENDLOOP

END Main

CheckPIN

The CheckPIN procedure handles the verification of the customer's Personal Identification
Number (PIN) using data retrieved from the card's magnetic strip. The procedure invites the
customer to enter their PIN using the keypad. If this does not match the PIN stored on the card, a
limited number of retries is permitted, after which the card is confiscated as a security
precaution. If the correct PIN is entered, the Services procedure is called.

PROCEDURE CheckPIN

CONSTANTS

MAXPINS IS 3

VARIABLES

PINCounter IS NUMBER

BEGIN

read data from card

set PINCounter to zero

LOOP UNTIL PINCounter is equal to MAXPINS

input PIN from customer keypad

IF entered PIN matches card PIN

THEN EXITLOOP

ENDIF

add 1 to PINCounter

ENDLOOP

IF PINCounter is equal to MAXPINS

THEN blocked customer's card

ELSE CALL PROCEDURE Services

ENDIF

END CheckPIN

• Services

The Services procedure presents a menu of the options which are currently available to
customers. The customer selects an option by pressing a key on the keypad. The key is identified
and the relevant option is activated. After processing an option the procedure will do one of two
things. If a 'Withdrawal...' or 'Return Card' option was selected, the procedure will terminate. If
any one of the other options were selected, the selection process is repeated to allow the
customer to use another service. The options which request a cash withdrawal call the
Withdrawal procedure.

PROCEDURE Services

VARIABLES
ExitServicesFlag IS BOOLEAN

BEGIN

RESET ExitServicesFlag

LOOP UNTIL ExitServicesFlag is SET

display customer services

input selection

CASE OF selection:

WHEN withdrawal with receipt

BEGIN

CALL PROCEDURE Withdrawal (with_receipt)

SET ExitServicesFlag

END

WHEN withdrawal without receipt

BEGIN

CALL PROCEDURE Withdrawal (no_receipt)

SET ExitServicesFlag

END

WHEN display balance

get and display balance

WHEN print balance

get and print balance

DEFAULT

return customer's card

SET ExitServicesFlag

ENDCASE

ENDLOOP

END Services

• Withdrawal
The Withdrawal procedure handles the process of withdrawing cash from the customer's account.
It receives one parameter which indicates the type of withdrawal (i.e. with or without a printed
receipt). The customer is first presented with a list of cash values to select from and an option to
enter their own value explicitly. Once a value has been specified, the customer's account details
are checked in the Accounts Database. If there are no funds available, the customer is informed,
the card is returned and the procedure terminates. If the customer has insufficient funds to cover
the requested amount, the actual amount available is offered. If this reduced offer is declined, the
customer's card is returned and the procedure terminates. If an available amount is specified, the
card is first returned to ensure it is not forgotten. The cash is then dispensed and, if required, a
receipt is printed. The customer's account details are then updated in the Accounts Database and
the procedure terminates.

PROCEDURE Withdrawal (WithdrawalType)

VARIABLES

Amount IS NUMBER

BEGIN
input Amount from customer

read customer's details from accounts database

IF customer has insufficient funds

THEN IF customer has zero funds

THEN BEGIN

display 'insufficient funds' message

set Amount to zero

END

ELSE BEGIN

display offer of available funds

input customer's response (Y/N)

IF response is 'Y'

THEN set reduced Amount

ELSE set Amount to zero

ENDIF

END

ENDIF

ENDIF

return customer's card

IF Amount is not zero

THEN BEGIN
dispense cash Amount

IF WithdrawalType is with_receipt

THEN print receipt for Amount

ENDIF

update accounts database

END

ENDIF

END Withdrawal

Balance

The procedure checkbalance helps the customer to check the balance in his/her account.

Procedure checkbalance

Display balance from customer account

IF checkbalance is with_receipt

THEN print receipt for checkbalance

ENDIF

Customer wants another transcation

If customer response is yes

Then load PROCEDURE Services

Else

return customer's card

end if

End check balance

Mini-statement

Procedure print_mini-statement helps the customer to print the mini-statement.

Procedure mini-statement

Print mini-statement (y/n)

If customer response is yes

Then print for mini-statement

End if

End mini-statement
 SCREEN SHOTS

Form Layout

Form option
This form allows the user to choose option like ATM, Tele Banking, User login for bank.

Frmsplashatm

This form is a splash screen for ATM

Form account

This form displays a text box to enter the account number and the processing can made.
If the number matches to the database entry then next form is loaded.
This screen allows the user to enter pin and check the pin entered matches to the account number
entered.

Frmatm_machine
If the pin number matches to the account number then it enables all buttons.
If user select transaction balance inquiry, then it shows the balance in his account.
 Frmatm_machine

If user select withdrawl then he enter the amount to withdraw and press ok; clicking on
ok will show message box “WITHDRAWL IS SUCCESSFUL.

Frmatm_machine
This screen shows a message “TAKE CASH AND RECEIPT”. If user clicks on Take button
then Reciept and image cash get disappear.

Frmatm_machine

If user select transaction mini statement then this form get loaded. This form help the user
to print the mini statement of last five transaction.
 Frmatm_machine

This form helps the user to get the print.

Frmatm_machine
 If user select Change pin number transaction then screen get loaded; clicking on ok will
show message “YOUR PIN NUMBER HAS SUCCEFFULLY CHANGED”.

Frmatm_machine

If user select Cancel Transaction then it show message box “Transaction canceled”.
 Frmatm_machine

This screen ask user that they want to continue after every transaction. If user select yes then it
again ask for pin number and if no then it shows message box ”Take card”.
 Formtelecodeno

This form allow user to enter the code number for the tele transaction.

Frmtele_amounttowithdraw
 Formtelethankyou

This form is a Thank you form which is shown when the transaction is complete.

Frmlogin

This form allows the user to enter into bank system.

 Form forgot password

This form allows the user to retrieve his/her password if forgotten, by just entering question and
answer. The record will be matched with the database and if the answer is correct then the
password will be given.
 Form create new user

This form allow to create a new user

Form id user
 Form view all user

This form is loaded to view all user in the bank. We can do various processes like Find a user,
Remove a user, Edit user, Save the details of the user.
 Form card

This form allow user to browse customer of the bank

Frmaccinfo
 Form delete card

This form allows the user to delete the customer record.

Form login 1
 Form with draw

Clerk enter the account no and the amount customer wishes to withdraw

Form deposit
 This form is filled by customer to deposit the amount in his/her account.

Testing Procedure and Test Report

Testing is a procedure where all the modules are run, their validations are checked, the Backend
compatibility is verified and all the errors called “Bugs” are eliminated to the best possible
extent.

Since my Front End is Microsoft Visual Basic 6.0 the following are types of Testing done by me.

• STEP BY STEP EXECUTION :-

Here, the code was run and step by step and the execution flow in case of Looping and
branching constructs for all the possible conditions, including errors were verified. This was
done twice for every form.
 • BREAKS ON VARIABLES :-

Here, Breaks were put on a particular variable and it was checked that whether it contains the
expected value or not, whenever the variable changes the value through out the Module. This
procedure was repeated twice for all the important global variables in a project.

The same above procedure was implemented for variables global to the whole system.

TEST CASES/ TEST REPORT

DATA INPUT OUTPUT CORRECTIOS TO BE MADE

PIN ABC NIL NUMBERS SHOULD BE

NUMBER ENTERED

123 OK NIL

@,&,$ NIL NUMBERS SHOULD BE

ENTERED
AMOUNT 123 OK NIL

ABC NIL NUMBERS SHOULD BE

ENTERED

NAME 123 NIL ALPHABETS SHOULD BE

ENTERED

ABC OK NIL

123 OK NIL

PASSWORD ABC OK

123 OK NIL

@,&,$ OK NIL

SECURITY MECHANISMS

 Pin number can be entered three times. If wrong pin entered then it block the card.
 After every transaction it ask for any new transaction
 If user response is yes then it again ask for pin number else it gives message to take
card.
 For Tele Banking it ask for code number, wrong code number entered will give the
error message.
 While login to Bank, it ask for password, wrong password for user name will restricted
the access.
 While depositing, the system will check the account number entered.
 If wrong account number entered it will show the error message.

LIMITATION

 This system accepts only the ATM card of its own bank and not of other banks.
 The ATM card is only a simple ATM card and not ATM cum credit card.

FUTURE ENHANCEMENT
 Data backup and recovery option.
 Making project to run in different resolutions.
 Making facility like fund transfer, bill payment.
 BIBILOGRAPHY

 Advanced VB 6 Projects
 Mastering in Visual Basic 6.0
 Internet resource

Conclusion

Thus the project for simple atm is created for the money transaction limitation is
rectified by using this project.The bank doesn’t have the ATM and Tele Banking facility.The
bank has a computerized system.Any customer of bank has to form queue and do any transaction
or transaction information. Is rectified according to the project.