XLRI: BM 2009-11 and PM & IR 2009-11

Elective Course
SOCIAL BANKING & MICROFINANCE (SBM)
Instructor: Prof. Prabal K. Sen
ASSIGNMENT
Weightage: 30 %

General Instructions

1. Composition of Groups: A group of not more than 4 students each will work on
any of the topics listed below. Selection of the assignment topics is to be made in a
manner that no two groups in a Section will work on the same topic.

2. Allocation of Assignment The Class representatives may please mail to the

instructor at prabal_sen@xlri.ac.in, the file containing the position of allocation of the
assignments, separately for the BM Class and the PM & IR (Section A) and the PM &
IR (Section B), respectively. This statement incorporating allocation of topics among
groups of students is to be typed in MS Word-not in Excel please, strictly in the
format appended to these instructions.

3. Presentation: Presentation will take place from the 17th session (in case of BM) and
the 18th session (in case of PM & IR) onward of the course. The order of presentation
will be decided in consultation with the class representative. Each group will be
allowed 15 minutes for presentation, which will be followed by a question-and-
answer session of 5 minutes each.

4. Date and time of submission of written papers: The presentations (typed in PPT
format) and the texts of the reports (typed in MS Word-not in PDF) are to be
submitted within 48 hours after presentation of the respective assignments. In case of
each assignment, besides the soft copy, the hard copy each of the text as well as the
presentation (properly stapled/bound as a single volume) may be submitted to the
Instructor within the time limit indicated above.

5. Typing Style: The reports are to be typed in MS Word; Font Size: 12 with 1.5 spacing

6. Word Limit: The paper should not generally contain more than 3,500 words.

7. End notes, references and annexures: may be given if considered necessary. These
will not be included in computation of the word limit.

8. Weightage and Evaluation: Weightage accorded to the Assignment will be 30 %.

Evaluation will be made based on the presentation. The written report will be
scrutinized only to check originality and overall consistency

List of Topics for Assignment

1. Problems encountered vis-à-vis social banking in India and possible solution to the
same
2. Area approach to banking development as practised in India-A critical review
3. A comprehensive analysis of credit planning in the context of rural financial
intermediation-A study with focus on Jharkhand
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4. Critical appraisal of the place of Regional Rural Banks (RRBs) in rural finance in
India
5. Significance of “financial inclusion” in meeting the credit needs of rural India
through institutional mechanism
6. Transition of rural financial structure from an informal to a formal system -issues,
challenges and prospects
7. Role of regulation in rural credit system in India
8. Critical appreciation of the priority sector credit guidelines of the Reserve Bank of
India (RBI) vis-à-vis agricultural finance
9. Place of non-credit inputs in implementation of credit schemes for small borrowers
10. Issues associated with recovery of rural credit
11. Role of cooperative credit institutions in rural finance in India-A critical
appreciation
12. Significance of agricultural finance in overall development of an economy like
India
13. Select any developing country other than India and bring out the rural finance
scenario in the same
14. A comparative study of the contribution of commercial and cooperative banks in
meeting the credit needs of small borrowers in India
15. Study of the rural credit scenario of Jharkhand
16. Is development of agriculture dependent upon institutional credit? Attempt a
critical analysis against the background of India and any other country of Asia or
Africa.

January 21, 2011