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w Two Maturities in your Lifetime, First maturity

Amazing Benefits planned exclusively for


at the end of term.
Mr. Babu
w Second Maturity option is available after age

80 any time upto age 100. Aged 30 years

w On death during the term of the insurance,

the riskcovered is paid to the nominee and


w You will start with a risk cover of Rs.1181700.
w The riskcover will keep increasing every year to a Peak of
the future premiums are waived. The Rs.2929500 in the year 2080 when you will be 99 years of age.

nominee also receives the 1st maturity as an w An additional accidental death cover of Rs.1175000 is also
provided in this proposal.

additional benefit on the scheduled maturity


w You will be paying a yearly premium of Rs.53834 for 20 years.
In 20 years you will pay a total amount of Rs.1076680.
w date.

Surrender as well as Loan option also


w You will save tax of Rs.16,635 per year under Sec.80CCE on
account of premium payment.

w available after first maturity. w In the year 2031, you will receive your first maturity amount of
Rs.1652150.
w Higher Bonus.
w w After 1st maturity the policy will continue with a riskcover of
Higher Double Accident Benefit. Rs.796700 which will keep growing every year by around
Rs.37200.

w At age 80 you will have an option to get second maturity. You


can exercise this option at any time between age 80 and 100.
The insurance cover will terminate after the 2nd maturity.

w Indicative 2nd maturity amount at different ages:


80 Rs.2495500
90 Rs.2712500
100 Rs.2929500

w In the unfortunate event of death during the insurance period, a


guaranteed amount of Rs.1160000 and partial vested bonus will
be paid to the nominee. All future premiums will be waived and in
Presented by
the year 2031 your nominee will receive an additional amount of
V.RAJENDRABABU
Rs.1652150.
Insurance & Investment Consultant
144/156 Othavadai Street,
Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

Quotation Ref.No. : Secured An Quotation Date : 14/01/2011


Proposer’s Name : Mr. Babu Proposer’s DOB : 14/01/1981 Age 30 (ANB)

Sum Proposed : 1175000 Yearly Premium : 53834

Benefits Forecast

Risk Cover Prem.


Returns
After Tax Loan
Date Age Normal Accidental Premium Saved Guaranteed Variable Total Cash Value Available

14/1/11 30 1181700 2356700 53834 37200 0 0 0 0 0


14/1/12 31 1203400 2378400 53834 37200 0 0 0 0 0
14/1/13 32 1225100 2400100 53834 37200 0 0 0 39641 35750
14/1/14 33 1246800 2421800 53834 37200 0 0 0 91677 82500
14/1/15 34 1268500 2443500 53834 37200 0 0 0 127131 114250
14/1/16 35 1290200 2465200 53834 37200 0 0 0 167438 150750
14/1/17 36 1311900 2486900 53834 37200 0 0 0 213201 191750
14/1/18 37 1333600 2508600 53834 37200 0 0 0 263329 237000
14/1/19 38 1355300 2530300 53834 37200 0 0 0 319594 287750
14/1/20 39 1377000 2552000 53834 37200 0 0 0 382593 344250
14/1/21 40 1398700 2573700 53834 37200 0 0 0 453022 407750
14/1/22 41 1420400 2595400 53834 37200 0 0 0 524596 472250
14/1/23 42 1442100 2617100 53834 37200 0 0 0 604562 544250
14/1/24 43 1463800 2638800 53834 37200 0 0 0 694427 625000
14/1/25 44 1491700 2666700 53834 37200 0 0 0 795984 716500
14/1/26 45 1514950 2689950 53834 37200 0 0 0 911244 820250
14/1/27 46 1538200 2713200 53834 37200 0 0 0 1051907 946750
14/1/28 47 1561450 2736450 53834 37200 0 0 0 1210358 1089500
14/1/29 48 1587800 2762800 53834 37200 0 0 0 1388605 1249750
14/1/30 49 1615700 2790700 53834 37200 0 0 0 1653194 1488000
14/1/31 50 796700 796700 0 0 865000 787150 1652150 175882 158250
14/1/32 51 833900 833900 0 0 0 0 0 190430 171500
14/1/33 52 886600 886600 0 0 0 0 0 205826 185250
14/1/34 53 939300 939300 0 0 0 0 0 220399 198250
14/1/35 54 992000 992000 0 0 0 0 0 239021 215000
14/1/36 55 1044700 1044700 0 0 0 0 0 256943 231250
14/1/37 56 1103600 1103600 0 0 0 0 0 275635 248000
14/1/38 57 1162500 1162500 0 0 0 0 0 295199 265750
14/1/39 58 1221400 1221400 0 0 0 0 0 315654 284000
14/1/40 59 1302000 1302000 0 0 0 0 0 336927 303250
14/1/41 60 1385700 1385700 0 0 0 0 0 359030 323250
14/1/42 61 1484900 1484900 0 0 0 0 0 382074 343750
14/1/43 62 1584100 1584100 0 0 0 0 0 405778 365250
14/1/44 63 1683300 1683300 0 0 0 0 0 430346 387250
14/1/45 64 1782500 1782500 0 0 0 0 0 455688 410000
14/1/46 65 1881700 1881700 0 0 0 0 0 481810 433750
14/1/47 66 1980900 1980900 0 0 0 0 0 508717 457750
14/1/48 67 2080100 2080100 0 0 0 0 0 536195 482500
14/1/49 68 2179300 2179300 0 0 0 0 0 564350 508000
14/1/50 69 2278500 2278500 0 0 0 0 0 593182 533750
14/1/51 70 2300200 2300200 0 0 0 0 0 622573 560250
14/1/52 71 2321900 2321900 0 0 0 0 0 652517 587250
14/1/53 72 2343600 2343600 0 0 0 0 0 683007 614750
14/1/54 73 2365300 2365300 0 0 0 0 0 713912 642500
14/1/55 74 2387000 2387000 0 0 0 0 0 745220 670750
14/1/56 75 2408700 2408700 0 0 0 0 0 776789 699000
14/1/57 76 2430400 2430400 0 0 0 0 0 808729 727750
14/1/58 77 2452100 2452100 0 0 0 0 0 841029 757000
14/1/59 78 2473800 2473800 0 0 0 0 0 873404 786000
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

Quotation Ref.No. : Secured An Quotation Date : 14/01/2011


Proposer’s Name : Mr. Babu Proposer’s DOB : 14/01/1981 Age 30 (ANB)

Sum Proposed : 1175000 Yearly Premium : 53834

Benefits Forecast

Risk Cover Prem.


Returns
After Tax Loan
Date Age Normal Accidental Premium Saved Guaranteed Variable Total Cash Value Available

14/1/60 79 2495500 2495500 0 0 0 0 0 906103 815500


14/1/61 80 2517200 2517200 0 0 0 0 0 938835 845000
14/1/62 81 2538900 2538900 0 0 0 0 0 971573 874500
14/1/63 82 2560600 2560600 0 0 0 0 0 1004435 904000
14/1/64 83 2582300 2582300 0 0 0 0 0 1037255 933500
14/1/65 84 2604000 2604000 0 0 0 0 0 1070008 963000
14/1/66 85 2625700 2625700 0 0 0 0 0 1102817 992500
14/1/67 86 2647400 2647400 0 0 0 0 0 1135359 1021750
14/1/68 87 2669100 2669100 0 0 0 0 0 1167910 1051000
14/1/69 88 2690800 2690800 0 0 0 0 0 1200293 1080250
14/1/70 89 2712500 2712500 0 0 0 0 0 1233119 1109750
14/1/71 90 2734200 2734200 0 0 0 0 0 1265742 1139250
14/1/72 91 2755900 2755900 0 0 0 0 0 1299118 1169250
14/1/73 92 2777600 2777600 0 0 0 0 0 1332763 1199500
14/1/74 93 2799300 2799300 0 0 0 0 0 1367340 1230500
14/1/75 94 2821000 2821000 0 0 0 0 0 1407116 1266500
14/1/76 95 2842700 2842700 0 0 0 0 0 1444704 1300250
14/1/77 96 2864400 2864400 0 0 0 0 0 1500557 1350500
14/1/78 97 2886100 2886100 0 0 0 0 0 1556465 1400750
14/1/79 98 2907800 2907800 0 0 0 0 0 1662394 1496250
14/1/80 99 2929500 2929500 0 0 0 0 0 1744948 1570500
14/1/81 100 0 0 0 0 310000 2619500 2929500 0 0

Total 1175000 3406650 4581650

u The effective yield in the above proposal works out to 7.50 % (calculated as per IRR method).
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

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