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w Two Maturities in your Lifetime.

Amazing Benefits planned exclusively for


w First maturity at the end of term.
Mr. Babu
w Second Maturity option is available from age

80 any time upto age 100. Aged 30 years

w Surrender as well as Loan option also


w You will start with a risk cover of Rs.308810.
available after first maturity.
w The riskcover will keep increasing every year to a Peak of
w Higher Bonus. Rs.934500 in the year 2080 when you will be 99 years of age.

w Higher Double Accident Benefit. w An additional accidental death cover of Rs.295000 is also
provided in this proposal.
w Increasing risk cover life long even after first
w You will be paying a yearly premium of Rs.50198 for 5 years.
In 5 years you will pay a total amount of Rs.250990.

w You will save tax of Rs.15,511 per year under Sec.80CCE on


account of premium payment.

w In the year 2016, you will receive your first maturity amount of
Rs.222300.

w After 1st maturity the policy will continue with a riskcover of


Rs.149100 which will keep growing every year by around
Rs.7350.

w At age 80 you will have an option to get second maturity. You


can exercise this option at any time between age 80 and 100.
The insurance cover will terminate after the 2nd maturity.

w Indicative 2nd maturity amount at different ages:


80 Rs.787500
90 Rs.861000
100 Rs.934500

Presented by
V.RAJENDRABABU
Insurance & Investment Consultant
144/156 Othavadai Street,
Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

Quotation Ref.No. : MahaAnand Quotation Date : 14/01/2011


Proposer’s Name : Mr. Babu Proposer’s DOB : 14/01/1981 Age 30 (ANB)

Sum Proposed : 295000 Yearly Premium : 50198

Benefits Forecast

Risk Cover Prem.


Returns
After Tax Loan
Date Age Normal Accidental Premium Saved Guaranteed Variable Total Cash Value Available

14/1/11 30 308810 603810 50198 34687 0 0 0 0 0


14/1/12 31 322620 617620 50198 34687 0 0 0 0 0
14/1/13 32 336430 631430 50198 34687 0 0 0 76587 69000
14/1/14 33 350240 645240 50198 34687 0 0 0 125957 113250
14/1/15 34 364050 659050 50198 34687 0 0 0 201577 181500
14/1/16 35 149100 149100 0 0 190000 32300 222300 15537 14000
14/1/17 36 156450 156450 0 0 0 0 0 16905 15250
14/1/18 37 163800 163800 0 0 0 0 0 18022 16250
14/1/19 38 171150 171150 0 0 0 0 0 19492 17500
14/1/20 39 178500 178500 0 0 0 0 0 21650 19500
14/1/21 40 185850 185850 0 0 0 0 0 24008 21500
14/1/22 41 193200 193200 0 0 0 0 0 26577 24000
14/1/23 42 200550 200550 0 0 0 0 0 29328 26500
14/1/24 43 207900 207900 0 0 0 0 0 32289 29000
14/1/25 44 216300 216300 0 0 0 0 0 35468 32000
14/1/26 45 224175 224175 0 0 0 0 0 38874 35000
14/1/27 46 232050 232050 0 0 0 0 0 42517 38250
14/1/28 47 239925 239925 0 0 0 0 0 46404 41750
14/1/29 48 247800 247800 0 0 0 0 0 50545 45500
14/1/30 49 256200 256200 0 0 0 0 0 54924 49500
14/1/31 50 264600 264600 0 0 0 0 0 59573 53500
14/1/32 51 275100 275100 0 0 0 0 0 64500 58000
14/1/33 52 289800 289800 0 0 0 0 0 69715 62750
14/1/34 53 305550 305550 0 0 0 0 0 74651 67250
14/1/35 54 323400 323400 0 0 0 0 0 80959 72750
14/1/36 55 341250 341250 0 0 0 0 0 87029 78250
14/1/37 56 360150 360150 0 0 0 0 0 93360 84000
14/1/38 57 379050 379050 0 0 0 0 0 99987 90000
14/1/39 58 397950 397950 0 0 0 0 0 106915 96250
14/1/40 59 420000 420000 0 0 0 0 0 114120 102750
14/1/41 60 448350 448350 0 0 0 0 0 121607 109500
14/1/42 61 476700 476700 0 0 0 0 0 129412 116500
14/1/43 62 510300 510300 0 0 0 0 0 137441 123750
14/1/44 63 533400 533400 0 0 0 0 0 145762 131250
14/1/45 64 556500 556500 0 0 0 0 0 154346 139000
14/1/46 65 584850 584850 0 0 0 0 0 163194 146750
14/1/47 66 613200 613200 0 0 0 0 0 172308 155000
14/1/48 67 646800 646800 0 0 0 0 0 181615 163500
14/1/49 68 680400 680400 0 0 0 0 0 191151 172000
14/1/50 69 714000 714000 0 0 0 0 0 200916 180750
14/1/51 70 721350 721350 0 0 0 0 0 210871 189750
14/1/52 71 728700 728700 0 0 0 0 0 221014 199000
14/1/53 72 736050 736050 0 0 0 0 0 231341 208250
14/1/54 73 743400 743400 0 0 0 0 0 241809 217750
14/1/55 74 750750 750750 0 0 0 0 0 252413 227250
14/1/56 75 758100 758100 0 0 0 0 0 263106 236750
14/1/57 76 765450 765450 0 0 0 0 0 273924 246500
14/1/58 77 772800 772800 0 0 0 0 0 284865 256500
14/1/59 78 780150 780150 0 0 0 0 0 295830 266250
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

Quotation Ref.No. : MahaAnand Quotation Date : 14/01/2011


Proposer’s Name : Mr. Babu Proposer’s DOB : 14/01/1981 Age 30 (ANB)

Sum Proposed : 295000 Yearly Premium : 50198

Benefits Forecast

Risk Cover Prem.


Returns
After Tax Loan
Date Age Normal Accidental Premium Saved Guaranteed Variable Total Cash Value Available

14/1/60 79 787500 787500 0 0 0 0 0 306906 276250


14/1/61 80 794850 794850 0 0 0 0 0 317993 286250
14/1/62 81 802200 802200 0 0 0 0 0 329081 296250
14/1/63 82 809550 809550 0 0 0 0 0 340212 306250
14/1/64 83 816900 816900 0 0 0 0 0 351328 316250
14/1/65 84 824250 824250 0 0 0 0 0 362422 326250
14/1/66 85 831600 831600 0 0 0 0 0 373535 336250
14/1/67 86 838950 838950 0 0 0 0 0 384557 346000
14/1/68 87 846300 846300 0 0 0 0 0 395582 356000
14/1/69 88 853650 853650 0 0 0 0 0 406551 366000
14/1/70 89 861000 861000 0 0 0 0 0 417669 376000
14/1/71 90 868350 868350 0 0 0 0 0 428719 385750
14/1/72 91 875700 875700 0 0 0 0 0 440024 396000
14/1/73 92 883050 883050 0 0 0 0 0 451420 406250
14/1/74 93 890400 890400 0 0 0 0 0 463131 416750
14/1/75 94 897750 897750 0 0 0 0 0 476604 429000
14/1/76 95 905100 905100 0 0 0 0 0 489335 440500
14/1/77 96 912450 912450 0 0 0 0 0 508253 457500
14/1/78 97 919800 919800 0 0 0 0 0 527190 474500
14/1/79 98 927150 927150 0 0 0 0 0 563069 506750
14/1/80 99 934500 934500 0 0 0 0 0 591031 532000
14/1/81 100 0 0 0 0 105000 829500 934500 0 0

Total 295000 861800 1156800

u The effective yield in the above proposal works out to 8.94 % (calculated as per IRR method).
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand