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w Two Maturities in your Lifetime.

Amazing Benefits planned exclusively for


w First maturity at the end of term.
Mr. Babu
w Second Maturity option is available from age

80 any time upto age 100. Aged 30 years

w Premium liability limited to a short span only.

Surrender as well as Loan option also


w You will start with a risk cover of Rs.1327300.
w The riskcover will keep increasing every year to a Peak of
available after first maturity. Rs.3509500 in the year 2035 when you will be 54 years of age.

w Higher Bonus. w An additional accidental death cover of Rs.1260000 is also


provided in this proposal.
w Higher Double Accident Benefit.
w You will be paying a yearly premium of Rs.51191 for 20 years.
w Increasing risk cover life long even after first
In 20 years you will pay a total amount of Rs.1023820.

maturity.
w You will save tax of Rs.15,818 per year under Sec.80CCE on
account of premium payment.

w In the year 2036, you will receive your first maturity amount of
Rs.2517500.

w After 1st maturity the policy will continue with a riskcover of


Rs.1044700 which will keep growing every year by around
Rs.58900.

w At age 80 you will have an option to get second maturity. You


can exercise this option at any time between age 80 and 100.
The insurance cover will terminate after the 2nd maturity.

w Indicative 2nd maturity amount at different ages:


80 Rs.2495500
90 Rs.2712500
100 Rs.2929500

Presented by
V.RAJENDRABABU
Insurance & Investment Consultant
144/156 Othavadai Street,
Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

Quotation Ref.No. : Ltd.Pmt.An Quotation Date : 14/01/2011


Proposer’s Name : Mr. Babu Proposer’s DOB : 14/01/1981 Age 30 (ANB)

Sum Proposed : 1260000 Yearly Premium : 51191

Benefits Forecast

Risk Cover Prem.


Returns
After Tax Loan
Date Age Normal Accidental Premium Saved Guaranteed Variable Total Cash Value Available

14/1/11 30 1327300 2587300 51191 35373 0 0 0 0 0


14/1/12 31 1394600 2654600 51191 35373 0 0 0 0 0
14/1/13 32 1461900 2721900 51191 35373 0 0 0 32288 29250
14/1/14 33 1529200 2789200 51191 35373 0 0 0 77778 70000
14/1/15 34 1596500 2856500 51191 35373 0 0 0 107924 97000
14/1/16 35 1663800 2923800 51191 35373 0 0 0 142166 128000
14/1/17 36 1731100 2991100 51191 35373 0 0 0 180957 162750
14/1/18 37 1798400 3058400 51191 35373 0 0 0 223121 201000
14/1/19 38 1865700 3125700 51191 35373 0 0 0 270214 243250
14/1/20 39 1933000 3193000 51191 35373 0 0 0 322712 290500
14/1/21 40 2000300 3260300 51191 35373 0 0 0 381294 343250
14/1/22 41 2067600 3327600 51191 35373 0 0 0 446679 402000
14/1/23 42 2134900 3394900 51191 35373 0 0 0 519261 467500
14/1/24 43 2202200 3462200 51191 35373 0 0 0 599845 540000
14/1/25 44 2294700 3554700 51191 35373 0 0 0 689419 620500
14/1/26 45 2368300 3628300 51191 35373 0 0 0 788652 710000
14/1/27 46 2441900 3701900 51191 35373 0 0 0 889036 800250
14/1/28 47 2515500 3775500 51191 35373 0 0 0 1001273 901250
14/1/29 48 2601700 3861700 51191 35373 0 0 0 1127346 1014500
14/1/30 49 2694200 3954200 51191 35373 0 0 0 1269252 1142500
14/1/31 50 2799300 2799300 0 0 0 0 0 1395305 1255750
14/1/32 51 2929600 2929600 0 0 0 0 0 1548450 1393750
14/1/33 52 3122900 3122900 0 0 0 0 0 1717799 1546000
14/1/34 53 3316200 3316200 0 0 0 0 0 1904188 1713750
14/1/35 54 3509500 3509500 0 0 0 0 0 2114554 1903000
14/1/36 55 1044700 1044700 0 0 950000 1567500 2517500 256943 231250
14/1/37 56 1103600 1103600 0 0 0 0 0 275635 248000
14/1/38 57 1162500 1162500 0 0 0 0 0 295199 265750
14/1/39 58 1221400 1221400 0 0 0 0 0 315654 284000
14/1/40 59 1302000 1302000 0 0 0 0 0 336927 303250
14/1/41 60 1385700 1385700 0 0 0 0 0 359030 323250
14/1/42 61 1484900 1484900 0 0 0 0 0 382074 343750
14/1/43 62 1584100 1584100 0 0 0 0 0 405778 365250
14/1/44 63 1683300 1683300 0 0 0 0 0 430346 387250
14/1/45 64 1782500 1782500 0 0 0 0 0 455688 410000
14/1/46 65 1881700 1881700 0 0 0 0 0 481810 433750
14/1/47 66 1980900 1980900 0 0 0 0 0 508717 457750
14/1/48 67 2080100 2080100 0 0 0 0 0 536195 482500
14/1/49 68 2179300 2179300 0 0 0 0 0 564350 508000
14/1/50 69 2278500 2278500 0 0 0 0 0 593182 533750
14/1/51 70 2300200 2300200 0 0 0 0 0 622573 560250
14/1/52 71 2321900 2321900 0 0 0 0 0 652517 587250
14/1/53 72 2343600 2343600 0 0 0 0 0 683007 614750
14/1/54 73 2365300 2365300 0 0 0 0 0 713912 642500
14/1/55 74 2387000 2387000 0 0 0 0 0 745220 670750
14/1/56 75 2408700 2408700 0 0 0 0 0 776789 699000
14/1/57 76 2430400 2430400 0 0 0 0 0 808729 727750
14/1/58 77 2452100 2452100 0 0 0 0 0 841029 757000
14/1/59 78 2473800 2473800 0 0 0 0 0 873404 786000
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

Quotation Ref.No. : Ltd.Pmt.An Quotation Date : 14/01/2011


Proposer’s Name : Mr. Babu Proposer’s DOB : 14/01/1981 Age 30 (ANB)

Sum Proposed : 1260000 Yearly Premium : 51191

Benefits Forecast

Risk Cover Prem.


Returns
After Tax Loan
Date Age Normal Accidental Premium Saved Guaranteed Variable Total Cash Value Available

14/1/60 79 2495500 2495500 0 0 0 0 0 906103 815500


14/1/61 80 2517200 2517200 0 0 0 0 0 938835 845000
14/1/62 81 2538900 2538900 0 0 0 0 0 971573 874500
14/1/63 82 2560600 2560600 0 0 0 0 0 1004435 904000
14/1/64 83 2582300 2582300 0 0 0 0 0 1037255 933500
14/1/65 84 2604000 2604000 0 0 0 0 0 1070008 963000
14/1/66 85 2625700 2625700 0 0 0 0 0 1102817 992500
14/1/67 86 2647400 2647400 0 0 0 0 0 1135359 1021750
14/1/68 87 2669100 2669100 0 0 0 0 0 1167910 1051000
14/1/69 88 2690800 2690800 0 0 0 0 0 1200293 1080250
14/1/70 89 2712500 2712500 0 0 0 0 0 1233119 1109750
14/1/71 90 2734200 2734200 0 0 0 0 0 1265742 1139250
14/1/72 91 2755900 2755900 0 0 0 0 0 1299118 1169250
14/1/73 92 2777600 2777600 0 0 0 0 0 1332763 1199500
14/1/74 93 2799300 2799300 0 0 0 0 0 1367340 1230500
14/1/75 94 2821000 2821000 0 0 0 0 0 1407116 1266500
14/1/76 95 2842700 2842700 0 0 0 0 0 1444704 1300250
14/1/77 96 2864400 2864400 0 0 0 0 0 1500557 1350500
14/1/78 97 2886100 2886100 0 0 0 0 0 1556465 1400750
14/1/79 98 2907800 2907800 0 0 0 0 0 1662394 1496250
14/1/80 99 2929500 2929500 0 0 0 0 0 1744948 1570500
14/1/81 100 0 0 0 0 310000 2619500 2929500 0 0

Total 1260000 4187000 5447000

u The effective yield in the above proposal works out to 8.09 % (calculated as per IRR method).
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

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