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w Low premium high riskcover plan.

Amazing Benefits planned exclusively for


w Two Maturities in your Lifetime.
Mr. Babu
w First maturity at the end of term.

Second Maturity option is available after age Aged 30 years


w
80 any time upto age 100.

w Survival Benefits every 4 years upto 1st


w You will start with a risk cover of Rs.1446700.
w The riskcover will keep increasing every year to a Peak of
maturity. Rs.2929500 in the year 2080 when you will be 99 years of age.

w Surrender as well as Loan option also w An additional accidental death cover of Rs.1425000 is also
provided in this proposal.

available after first maturity.


w You will be paying a yearly premium of Rs.51355 for 20 years.
w Higher Double Accident Benefit.
In 20 years you will pay a total amount of Rs.1027100.

w Increasing risk cover life long even after first


w You will save tax of Rs.15,869 per year under Sec.80CCE on
account of premium payment.

w You will be receiving the following amounts from L.I.C. :


Year Age Amount Description

2015 34 111500 Survival Benefit


2019 38 111500 Survival Benefit

2023 42 111500 Survival Benefit


2027 46 111500 Survival Benefit
2031 50 765250 Maturity

w After 1st maturity the policy will continue with a riskcover of


Rs.1354200 which will keep growing every year by around
Rs.37200.

w At age 80 you will have an option to get second maturity. You


can exercise this option at any time between age 80 and 100.
The insurance cover will terminate after the 2nd maturity.
Presented by
V.RAJENDRABABU w Indicative 2nd maturity amount at different ages:
80 Rs.2495500
Insurance & Investment Consultant 90 Rs.2712500
144/156 Othavadai Street, 100 Rs.2929500
Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

Quotation Ref.No. : Anand Hi Quotation Date : 14/01/2011


Proposer’s Name : Mr. Babu Proposer’s DOB : 14/01/1981 Age 30 (ANB)

Sum Proposed : 1425000 Yearly Premium : 51355

Benefits Forecast

Risk Cover Prem.


Returns
After Tax Loan
Date Age Normal Accidental Premium Saved Guaranteed Variable Total Cash Value Available

14/1/11 30 1446700 2871700 51355 35487 0 0 0 0 0


14/1/12 31 1468400 2893400 51355 35487 0 0 0 0 0
14/1/13 32 1490100 2915100 51355 35487 0 0 0 37930 34250
14/1/14 33 1511800 2936800 51355 35487 0 0 0 58802 53000
14/1/15 34 1533500 2958500 51355 35487 111500 0 111500 46624 41750
14/1/16 35 1555200 2980200 51355 35487 0 0 0 68272 61500
14/1/17 36 1576900 3001900 51355 35487 0 0 0 92976 83750
14/1/18 37 1598600 3023600 51355 35487 0 0 0 119397 107500
14/1/19 38 1620300 3045300 51355 35487 111500 0 111500 103871 93500
14/1/20 39 1642000 3067000 51355 35487 0 0 0 133385 120000
14/1/21 40 1663700 3088700 51355 35487 0 0 0 166453 149750
14/1/22 41 1685400 3110400 51355 35487 0 0 0 201379 181250
14/1/23 42 1707100 3132100 51355 35487 111500 0 111500 181060 163000
14/1/24 43 1728800 3153800 51355 35487 0 0 0 220351 198250
14/1/25 44 1756700 3181700 51355 35487 0 0 0 264442 238000
14/1/26 45 1779950 3204950 51355 35487 0 0 0 314161 282750
14/1/27 46 1803200 3228200 51355 35487 111500 0 111500 295558 266000
14/1/28 47 1826450 3251450 51355 35487 0 0 0 357246 321500
14/1/29 48 1852800 3277800 51355 35487 0 0 0 427146 384250
14/1/30 49 1880700 3305700 51355 35487 0 0 0 521669 469500
14/1/31 50 1354200 1354200 0 0 352700 412550 765250 175882 158250
14/1/32 51 1391400 1391400 0 0 0 0 0 190430 171500
14/1/33 52 1444100 1444100 0 0 0 0 0 205826 185250
14/1/34 53 1496800 1496800 0 0 0 0 0 220399 198250
14/1/35 54 1549500 1549500 0 0 0 0 0 239021 215000
14/1/36 55 1602200 1602200 0 0 0 0 0 256943 231250
14/1/37 56 1661100 1661100 0 0 0 0 0 275635 248000
14/1/38 57 1720000 1720000 0 0 0 0 0 295199 265750
14/1/39 58 1778900 1778900 0 0 0 0 0 315654 284000
14/1/40 59 1859500 1859500 0 0 0 0 0 336927 303250
14/1/41 60 1385700 1385700 0 0 0 0 0 359030 323250
14/1/42 61 1484900 1484900 0 0 0 0 0 382074 343750
14/1/43 62 1584100 1584100 0 0 0 0 0 405778 365250
14/1/44 63 1683300 1683300 0 0 0 0 0 430346 387250
14/1/45 64 1782500 1782500 0 0 0 0 0 455688 410000
14/1/46 65 1881700 1881700 0 0 0 0 0 481810 433750
14/1/47 66 1980900 1980900 0 0 0 0 0 508717 457750
14/1/48 67 2080100 2080100 0 0 0 0 0 536195 482500
14/1/49 68 2179300 2179300 0 0 0 0 0 564350 508000
14/1/50 69 2278500 2278500 0 0 0 0 0 593182 533750
14/1/51 70 2300200 2300200 0 0 0 0 0 622573 560250
14/1/52 71 2321900 2321900 0 0 0 0 0 652517 587250
14/1/53 72 2343600 2343600 0 0 0 0 0 683007 614750
14/1/54 73 2365300 2365300 0 0 0 0 0 713912 642500
14/1/55 74 2387000 2387000 0 0 0 0 0 745220 670750
14/1/56 75 2408700 2408700 0 0 0 0 0 776789 699000
14/1/57 76 2430400 2430400 0 0 0 0 0 808729 727750
14/1/58 77 2452100 2452100 0 0 0 0 0 841029 757000
14/1/59 78 2473800 2473800 0 0 0 0 0 873404 786000
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

Quotation Ref.No. : Anand Hi Quotation Date : 14/01/2011


Proposer’s Name : Mr. Babu Proposer’s DOB : 14/01/1981 Age 30 (ANB)

Sum Proposed : 1425000 Yearly Premium : 51355

Benefits Forecast

Risk Cover Prem.


Returns
After Tax Loan
Date Age Normal Accidental Premium Saved Guaranteed Variable Total Cash Value Available

14/1/60 79 2495500 2495500 0 0 0 0 0 906103 815500


14/1/61 80 2517200 2517200 0 0 0 0 0 938835 845000
14/1/62 81 2538900 2538900 0 0 0 0 0 971573 874500
14/1/63 82 2560600 2560600 0 0 0 0 0 1004435 904000
14/1/64 83 2582300 2582300 0 0 0 0 0 1037255 933500
14/1/65 84 2604000 2604000 0 0 0 0 0 1070008 963000
14/1/66 85 2625700 2625700 0 0 0 0 0 1102817 992500
14/1/67 86 2647400 2647400 0 0 0 0 0 1135359 1021750
14/1/68 87 2669100 2669100 0 0 0 0 0 1167910 1051000
14/1/69 88 2690800 2690800 0 0 0 0 0 1200293 1080250
14/1/70 89 2712500 2712500 0 0 0 0 0 1233119 1109750
14/1/71 90 2734200 2734200 0 0 0 0 0 1265742 1139250
14/1/72 91 2755900 2755900 0 0 0 0 0 1299118 1169250
14/1/73 92 2777600 2777600 0 0 0 0 0 1332763 1199500
14/1/74 93 2799300 2799300 0 0 0 0 0 1367340 1230500
14/1/75 94 2821000 2821000 0 0 0 0 0 1407116 1266500
14/1/76 95 2842700 2842700 0 0 0 0 0 1444704 1300250
14/1/77 96 2864400 2864400 0 0 0 0 0 1500557 1350500
14/1/78 97 2886100 2886100 0 0 0 0 0 1556465 1400750
14/1/79 98 2907800 2907800 0 0 0 0 0 1662394 1496250
14/1/80 99 2929500 2929500 0 0 0 0 0 1744948 1570500
14/1/81 100 0 0 0 0 310000 2619500 2929500 0 0

Total 1108700 3032050 4140750

u The effective yield in the above proposal works out to 8.72 % (calculated as per IRR method).
V.RAJENDRABABU
Insurance & Investment Consultant

144/156 Othavadai Street,


Kodambakkam
Chennai 600024
Mobile No.9840607084 Email id: lic_gicbabu@yahoo.co.in

Magic Plan - Aapka Anand

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